Why Not to Buy an Extended Car Warranty (Scam)

Extended car warranty scam. Why not to buy a extended warranty for your car. Extended warranty scam with Scotty Kilmer. Should you buy an extended warranty for your car or not. When buying a new or used car at a dealership, salesmen always push buying this extended warranty, and I'll tell you the truth about if it's worth buying or not. DIY Car repair with Scotty Kilmer, an auto mechanic for the last 50 years.
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[@scottykilmer]

⬇️Scotty’s Top DIY Tools: 1. Bluetooth Scan Tool: amzn.to/2nfvmaD 2. Cheap Scan Tool: amzn.to/2D8Tvae 3. Professional Socket Set: amzn.to/2Bzmccg 4. Wrench Set: amzn.to/2kmBaOU 5. No Charging Required Car Jump Starter: amzn.to/2CthnUU 6. Battery Pack Car Jump Starter: amzn.to/2nrc6qR ⬇️Things I used in this video: 1. The Truth 2. Common Sense 3. 4k Camera: amzn.to/2hZ4AxX 4. Mini Microphone: amzn.to/2newgV9 5. My computer for editing / uploading: amzn.to/2i2sKYz 6. Video editing software: amzn.to/2jv5Fhf 7. Thumbnail software: amzn.to/2k7tz6C 🛠Check out my Garage to see what I use every day and highly recommend: www.amazon.com/shop/scottykilmer ❗️Check out the Scotty store: goo.gl/RwhRGU 👉Follow me on Instagram for the latest news, funnies, and exclusive info / pics: goo.gl/ohy2cA

[@shaleknight6224]

Scotty Kilmer my friend was just dealing with the exact same thing, he didn't buy it as he's buying a Nissan Sentra 2013 and he asked me if he made the right decision I told him he'd've been a fool to waste his money. I didn't know HOW much $$ the dealership made off of each sale BUT I knew it was larger than life. You JUST cemented my thoughts in stone thank you for your insight. Are you on @Twitter

[@Joseph1NJ]

Did you buy the extended warranty on that laptop? Just joking...

[@theq4602]

My dad got an extended warranty from ford in 2008. He bought a F450 6.4 power stroke that year. It saved his wallet BIG TIME. The replaced the engine free and did lots of repair work FREE. and yes he still has the truck 10 years on runs like a damn top!

[@icyuranus404]

take the used volvo to a volvo dealership instead of a regular mechanic. those extended warranty policies can be useful in the right circumstances. buy a policy that other dealerships sell and you will get better results getting factory work and those policy writers will make money off of putting a new and expensive stuff in your extremely used car. it only works if you buy one of those cars knowing that it has a problem explicitly addressed in the extended warranty and the maker of the car also does business with the same extended warranty provider. for instance, your local volvo dealership might have business with the same warranty provider as the toyota dealership that sold you the bruised volvo. that warranty service will strike a deal with volvo to replace major components with newer gear and then re-man the old stuff and sell that. but a brand new car? no, those are just worthless. they're just counting on the fact that the buyer will make the payments no matter what so throw a few thousand on top of the loan and it won't make a difference as it lines their pockets. it's the sales game. it probably wouldn't do any good for any car with under 50 thousand miles since you will be able to perform any preventative maintenance needed to make the car last beyond even an extended warranty. if you find a nice used car but it has a lot of miles on it like 150 thousand or more, you might want to consider hedging a bet that the drivetrain will have problems within an extended warranty period and you can get new factory work done on it for a low deductible.

[@REXXSEVEN]

A lawyer / mechanic. .... LOL. Yeah. Good luck finding one of those.

[@waynecarversr6375]

Notice how CarShield and other extended warranty companies turn off comments on their videos? They don't want customers to hear the truth.

[@candicemilliner4321]

what's wrong with car shield?

[@tha1man744]

Candice Milliner they suck and won’t cover you as promised

[@EgoDragon1988]

In order to use car shield you pretty much have to get all service done at your dealer which will charge you so much you could replace the engine in 3 years if you drive alot that is. Plus your paying possibly $1000 plus a year for the Car Shield plan. Example 1- You’re driving down the road with 102,000 miles and your timing belt snaps causing detrimental engine failure. Car Shield says well if you didnt replace your timing belt during the recommended interval 100k miles then you’re not covered. The cost to change the timing belt is usually 800-1200 at a dealer depending on complexity of access...VW Beetle requires unbolting and raising engine, you’re lookin at roughly $1200. Car Shield will not cover the maintenance nor the breaking because it wont happen prematurely without something else not being serviced or past years/miles interval. If put on wrong and not done by dealer good luck with that too. The 1200 you spent on Car Shield would of covered the change. Example 2- Brake pad wears too thin and damages rotor, should of changed the brake pads earlier. Thats what they will say. If you go to a dealer every 5k miles and drop $200 on bullshit they recommend and you pay your $100 a month or whatever to car shield and drive down the road and blow a head gasket...you may be covered but the odds of that are so minimal that you’re better off just using the car shield money to keep your car serviced.

[@b.c.2672]

Carsheild do not pay the whole amount

[@winebilderival8862]

Well said

[@wyattoneable]

Yep, happened to me. Had a policy, went to use it and the company didn't exists anymore. Thanks Scotty.

[@BoomBrush]

a couple of years ago my family bought some solar hot water heaters with a 10 year warranty. a few years later a pipe bursts spraying water all over the place on the roof so we call the company and it no longer exists. the company transferred to a different company under a similar but different name but it has a different owner and there was nothing that could be done. this wasnt even extended warranty this is normal warranty!

[@tqdinh2]

wyattoneable 😂

[@UGotHookah]

wyattoneable yeah sucks for your loss man that stinks I agree with him only buy a policy if you're buying a brand new car or from the dealership that you know is going to be in business but at the same point I mean unless you're buying a brand new car why buy a policy I mean which used car mechanics or car places offer a policy

[@masterblaster735]

THEY BE TRYING TO HUSTLE ME TO AND I DRIVE 1996 NISSAN MAXIMA THAT HARDLY GIVE ME ANY TROUBLE PLUS THE PHONE CALLS ARE ANNOYING THANKS FOR MAKING THIS VIDEO AND REVEALING THE TRUTH ABOUT WARRANTIES

[@godwar5276]

wyattoneable Same problem here

[@WAL_DC-6B]

When I purchased my first new Toyota Camry back in 2002, the salesman tried to sell my an extended warranty. I told him, "you mean, you want me to pay for something that could fail on the car because it wasn't built right in the first place?" His response was, "Oh, even our Toyota mechanics purchase extended warranties." My response, "Well, now I'm wondering if I should purchase this car at all. Especially if your mechanics feel it's necessary to get the extended warranty. Can't be that good of a car if that's the case!" The salesman never mentioned anymore about an extended warranty as he didn't want to lose a sale. Never had any major issues with that car and traded it in on another Camry after 10 years and 245,000 miles.

[@RelaxAndSmokeMeth]

Beast mode.

[@RigginTheRod010]

Ewwwwww boring Camry

[@jimatcity]

How long is the car suppose to last and never have an issue though for it to be “worth the money”? There’s a thousand moving parts in it, there’s no way it *wont have an issue at one point or another. Id say that a Toyota or Honda is probably as close as it gets to a safe bet though

[@jimmybrava2810]

@@RigginTheRod010 eww boring Dodge. waste of space

[@lynnell6266]

I have a Toyota. I do finance. I always buy a service contract. One door lock actuator would have costs me over $1000 without the contract. And look at THE YEAR you are referencing. 19 YEARS AGO DUDE. Do you understand the amount of computer components within vehicles these days? It’s worth it. Whether your personal one car experience two decades ago proved you right or not. And by the way, car sales are also not what they used to be. The days of the slimy salesmen are over. Too many resources and evolved persons for that.

[@WhiteBoardFinance]

I did a video about how dealerships rip people off. The comments section is FULL of dealership employees getting so mad lol.

[@last7509]

thank you sir

[@Smokeless1167]

Car companies need direct sales. Dealerships are no good.

[@hmongster357]

🤣🤣🤣

[@JamesCAsphalt8]

The days of dealerships "ripping people off" are long gone. These days, because invoices are on the internet and due to increased competition and the dealers making money from Customer Satisfaction Index, they typically make 0 dollars on the sale of a new vehicle. Even on used cars, because the prices are on the internet on third party web sites and dealer sites, they compete and the prices are usually their best price right off the bat. It is morons like Marko that want to make money on videos who play on old fears and old information that no long is really of any concern to a consumer. While one may be ripped off in any industry, the truth is that the car business is one industry where now you are least likely to be ripped off. The amount of scrutiny that an automobile dealer must endure from the public, the FTC, the CFPB and other agencies precludes illegal and immoral business practices. Moreover, dealers attend 20 group meetings and continuing education seminars to be sure they are in compliance with all Federal and State laws. So Marko, you have been served!

[@mattb4461]

@@Smokeless1167 why? Do u want to pay full price for a car?

[@Scorpion7substance]

My God somebody please give this man the Nobel Peace Prize.

[@rogeronslow1498]

No, give him the Nobel prize for economics.

[@niteninja0133]

No don't give him one

[@smoothoperator6507]

3

[@blessed7fold]

John Drohan Ain't that the damn truth!

[@sunshinenyc007]

Yes gotta love him

[@tiggertube867]

I’m a lawyer. By watching Scotty I will be mechanic. Lawyer-Mechanic.

[@JohnDoe-fr1id]

Do you do divorces?

[@jeremymenning56]

You are now also a certified KZbin producer. Lawyer-Mechanic-KZbin Legend

[@abbieanderson3191]

Please I need help getting my extended and maintenance warranty. I've call, texted and even showed up and they keep giving me the go around.

[@cottojn]

How much for your service?

[@LunarStrike]

Nope

[@thephunnyjuan127]

I used to be a car sales man. These are facts.

[@markian788]

Juan Torres what do you do now?

[@thephunnyjuan127]

Mark Ian I work at a medical transportation facility as a dispatch. I left the dealership due to them changing the commission. Used to be 25% of gross profit. They made it to 150 each car 🤦‍♂️

[@stylicho]

@@thephunnyjuan127 about how much profit did they accrue from selling your average vehicle. Or simply what was your average 25%

[@thephunnyjuan127]

jimmy dean it would vary. So let’s say we are losing money on a car I would I get 100 only. If we were making a good profit and it’s 5k I’m pocketing 1500ish. It depends on what the managers are willing to lose to get that car sold obviously if a car stays too long on the dealership it loses value and they start putting discounts on them. Some discounts would leave them on a negative profit. Our dealership stays with used cars for 60 days maxed. New cars can stay there longer but need to be sold before the year ends. If cars stood there after 60 days they would sell them to those cheaper dealerships or auctions

[@thephunnyjuan127]

jimmy dean I would make 800-1400 a week on commission alone. Depends on how fast everything moves. Sometimes u can get lucky and make a lot by selling 2 cars that week just depends on gross profit. The most I ever made was 2100 in a week.

[@Punkpsychobilly]

I have been a tech for 22 years, I also worked as a claims adjuster for an extended warranty company here in Tampa Bay *cough PMC cough*. Let me tell you first hand, these warranties are a complete rip off. I could go into details that would literally blow your mind, especially if you’re mechanically knowledgable. I worked there for 4 months and quit because I couldn’t sleep at night seeing how badly people were getting reamed up the bunghole. They target lower income people to begin with, lie about coverage and deny claims based on fine print technicalities. You have to have no soul to work for these companies. Stay the hell away from extended warranty companies, your shop will thank you as well. No one wins except the warranty company. If anyone wants to know the details, I can probably make a video explaining everything in depth.

[@blessed7fold]

Mr. Indie Please do, I would love to know the inside scoop on those things.

[@Lore-wv5mt]

So what warranty should the buyer get?????

[@TheGatorChompion]

As someone who lives in TB, thanks

[@Mr1982bigman]

Please do a video

[@MrEddyFoss]

Where's the video?

[@luckydogx2]

I spent 5 years of my life selling cars for a new car dealership. What Scotty says here is 100% spot on! Most car salesmen are good hardworking people, but watch out for the finance department.

[@VHS150]

Hey buddy, finance department here. Watch yourself.

[@Ray-gu5kp]

Homestead Hyundai finance in Fl biggest crooks in the industry!

[@Palustreisa]

@@Ray-gu5kp funny, I'm from homestead too! I think Toyota down there has a bad reputation as well.

[@aluisious]

"Most car salesmen are good hardworking people" I fear you have no idea what hard work is.

[@julierehoric3856]

so accurate

[@allanbrogdon7453]

Bought a bunch of new toyotas.When they try to sell the warranty i ask them "has the quality of your vehicles dropped to the point i have to pay extra?"they say no but i cut them off and say if you mention this again deal off.Shuts them right up.

[@freelanceryuu]

i’m trying this.

[@DLee1923]

😄 I loved this !!! Good for you !! 👏🏻

[@anthonydorazio9650]

Allan Brogdon yes sir you are correct that is all they understand if you say no deal they back off. Been buying cars and trucks for forty years made my fair share of mistakes. Please double check also I made a big mistake this week corrected it but have to wait 6-8 weeks for them to fix it.👍

[@wk3820]

Put that same payment into an account, and by the time you need it, you'll have your own auto repair fund.

[@Punkpsychobilly]

The day you pull a new car off the lot, you lose half the value. Even more if it’s a luxury car. $3k wouldn’t be bad....

[@gtarules1]

@@Punkpsychobilly Okay, it's not half the value lost, relax lol but yeah buying new is a fool's game

[@Punkpsychobilly]

No, dude. It’s half. I’ve worked in this industry for 22 years now, and you’ll be lucky if you get half of what you paid for when trading in your vehicle. What are you, a used car salesman?

[@marciab1279]

I'm going to do that. Thank you!

[@Smokeless1167]

@Jeff B You are a sucker. And Jeep sucks. Why the hell would you buy anything from Fiat/Chrysler/Jeep???? They make GM and Ford look like Toyota.

[@zachg9065]

I work at a Ford dealer and can say this first hand. IF you are going to buy an extended warranty by all means buy the one from the manufacturer. 3rd parties are a joke.

[@davidjohnson8122]

God Speed 913 Or through a bank like USAA... who is partnered with Assurant.

[@ryverchoy1370]

Critical Thinker quite well considering the hard earn cash from bull shitting to the uninformed idiots that falls to such scarce tactics 😆

[@byard5860]

Ryver Choy: That's exactly why salesman & lawyers have the reputation they have.

[@StratmanJerry]

Not every mechanic at a dealership is a thief/ hack. You just been to some shitty dealers evidently, shit area I'm guessing? High turnover, low customer satisfaction? Thought so

[@StratmanJerry]

Critical Thinker some are indeed, but that doesn't mean they're all scams. The rates are so their mechanics can actually make a legitimate salary, not to scam you out of money. The world runs on money. In fact a lot of repairs are covered under warranty unless you buy a subaru wrx, in which case no they're not going to cover anything under warranty because they know how people drive. Yes the cost of maintanence is ridiculous but a lot of people out there can actually afford to go to the dealership all the time and therefore their mechanics get paid like they should. Nothing more to it than that. A lot are scams but some aren't. How would you know they're all the same, you've probably only ever gone to a couple

[@Thehardrockingpunk]

I used to work as a service adviser a a car dealership, it seemed like at least 9 times out of 10 those extended warranties weren't worth the paper they were written on.

[@rickuyeda4818]

Another top tip. Don't buy anything through the dealership. Tinted windows, alarms or stereos. They use outside vendors and charge you twice what it costs.

[@monicasmith1675]

Bought one on a new car many years ago. They never covered a thing. The shop used semantics like "it's not a repair, it's an adjustment" Or, "It's preventative maintenance" - even when the car was towed in. Scotty is right.

[@scottykilmer]

I'm going to be starting a giveaway on my Instagram, go there for more updates later today! instagram.com/scotty_the_mechanic/

[@bigred10ify]

Scotty Kilmer clean your shop first.

[@scottykilmer]

that's why I'm having a giveaway!

[@unknown360123]

Love your videos Scotty! Thank you!

[@Richey4Fun]

Scotty, please excuse me why I daydream about winning something from your instagram account! ;)

[@scottykilmer]

no, lawyer/mechanic, I call that a slash

[@YT0091]

I had both the sales and finance guys tag team me on the extended warranty once. I had to tell them at least 10 times I didn't want it. But they just kept rolling through the different plans. When no to the platinum plan, they started talking about the gold plan. I say no to that, they started talking about the silver. I had to get angry and give them both a hard look and tell them very slowly. "I do not want an extended warranty. If you ask me again, I will walk out of this building."

[@froggore52]

Another important note: if you did make the mistake of getting an extended warranty, you can cancel it, no matter how long it's been since purchase! Just go back to the dealer and tell them you don't want it anymore, and they're legally obligated to cancel it and refund you the remaining amount.

[@Erickguitar16]

I dont think the issue is the dealers warranty or extended if used cars. Its when you dont get it from the dealer and your out on your own seeking insurance thats is when it becomes a hassle.

[@jomardel]

Hi, if I go back to the dealership, do I go to the sales department?

[@striperking6083]

I did just that . Got back 95% of what I paid to the dealership .

[@striperking6083]

@jomardel Go directly to the finance office

[@JaycRam]

​@@striperking6083does this still work for a 5 year warranty that's been paid in full?

[@TheBattlefieldPro97]

Thank you very much Scott, I'm headed to a dealership tomorrow and after the sales guy showed me what was being factored into the price I was shocked that it cost nearly $4,000 for the warranty and I was already sure that I wasn't buying that, but thanks for the reassurance

[@electronicsNmore]

Never buy an extended warranty. Once they sit you down with the finance person, they'll try and sell you everything. It's like a single person with no kids buying life insurance. LOL

[@Fireship1]

electronicsNmore the finance person is the best (and the slickest) salesman in the house!

[@RandyMarsh0301]

Just picked up a 18 Toyota Camry. Paid $485 for the tire and wheel protection. Three months into having the car, I've replaced two 19 inch wheels (one to a pothole and one to a random piece of metal in the road). I've gotten my money back already for this policy. It also covers my windshield and lost keys.

[@electronicsNmore]

Roger Alston The wheel/tire protection is actually good, the rest.....save your money.

[@DS..69]

Not true. You can get a policy through your credit union like I did. Better to have it and not need it, then to need it and not have it.

[@electronicsNmore]

David Sosa Usually you get screwed....That's how they make money.

[@ROGER2095]

I bought a $4.00 keyboard from a computer store last year. Four dollars! And they didn't just offer me an extended warranty for 75c extra, they pushed it. I said, "If, God forbid, the day should come when this keyboard fails, it'll be painful, but I'll just scrape together $4.00 and buy another one."

[@tommytruth7595]

LOL

[@jackster330]

lol

[@federico5220]

Who's so mad to buy an insurance for a 4 bucks keyboard? In 20 years I use computers I have never had a failed keyboard.

[@Nycholas1998]

who remembers John pinette

[@daltonbrooks1815]

Good spinoff on John Pinettes toaster joke.

[@Punkpsychobilly]

I worked for PMC (Protect My Car) down here in Clearwater FL, for about 6 months. Previously I’d been a tech for 22 years. 6 months was all I could take of ripping people off and denying claims based on complete bullshit. It was soul destroying. These companies prey on people who are lower income and have expensive cars. The worst part about it was, i worked with guys who seriously got off on denying claims and watching people suffer. It was the worst job I’ve ever had, and it opened my eyes to a whole new side of humanity. People, these extended warranty companies are nothing but bullshit. Please take it from me, I’ve seen it first hand. Everything Scotty says is the truth.

[@agnesf2659]

Thank you smooch for sharing your experience. I'm shopping for a 10-15-yr-old G wagon, and this piece of info means a lot to me.

[@normangettys76]

I actually bought an extended warranty for my 2010 Dodge ram, cost me $3000 for a 3yr/36000 . But I do have to say it was well worth it! It covered the front hub bearing, AC evaporators, rear pinion seal, and The ignition cylinder and key fob.

[@cheyennecassidy4329]

I've been looking at purchasing one for a daily commuter I just bought but hesitant since I don't want to get ripped off. Which company did you go with? It might be the same company I've been looking at.

[@guap8391]

Car Chex ?

[@opl500]

Even factory warranties aren't worth that much. Dealers will find any excuse they can to get out of them. Best to buy a car that won't need it.

[@wildbill23c]

Yep Chevrolet tried that one with one of their POS Cobalts. Day 1 I called them up and told them that the new car had shifting issues, oh, give it a few weeks until it breaks in and the weird shifting problems will go away...ok fine. First oil change I say hey check the transmission it is a pain to get into 1st and reverse a lot when the car is running, if you turn it off it shifts in and out just fine. Oh, its fine its a new car. I babied it along for about 18 months then I finally call them up and say hey come get this piece of shit I can't get it off my carport it won't go into reverse. They come and get it tear it all down then try and say its how I'm driving, I said bullshit, if that was the case how did the vehicle I traded in have 300k+ on it and not a single transmission issue other than a master cylinder at 239k. So they had the car a month, rebuilt the transmission in it not once but twice because the moron mechanic screwed it up the first time and had no reverse...yeah right, more like found the fucking problem I had from day 1. Finally get the car back, and it shifts about the same, except they must have cranked the shift linkage bolts down as tight as they could because it was hard to shift altogether. Drove it down to Utah and back about a month later and by the time I got back it wasn't going into 1st and reverse again. Traded it in on a different vehicle and never have been back to a GM dealership.

[@tommytruth7595]

And even if the a.holes do fix it under warranty, they will try to sell you a lot of other services. Same thing with a recall notice. Car dealers are all going to hell.

[@mikejautosandstuff3349]

Hey there that is so damn true. I use to sell cars. Those policies r marked up big time. Don't buy anything extra. Just buy the car as it is. Even windows being tinted from dealership is a big mark up. If not tinted just find a independent shop.

[@tommytruth7595]

Exactly, and no GAP insurance either. You can ALWAYS buy that cheaper from somebody else.

[@livedreamsg]

Bjorn Ironsides Tinting is not illegal in the states. Where'd you even hear that? What's illegal is a tint that is darker than your state allows.

[@ryanthomas1545]

I sold cars for 11 years and I was the Finance guy who sold the warranties .. I can tell you the commission was excellent and the companies stood by their warranties .. when I left the car industry .. I always bought a used car warranty and used it on a 1999 Jaguar that needed timing chain tensioners .. a $9000.00 job.. I paid nothing. I still own the car today..

[@SUPA-HERU-NAGA]

What are some good companies

[@ryanthomas1545]

@@SUPA-HERU-NAGA I used Lubrico

[@gregbgregb8487]

Are you in the United States? Asking because I looked the company up and I think they are in canda

[@ryanthomas1545]

@@gregbgregb8487 I’m in Ontario

[@ryanthomas1545]

@@gregbgregb8487 Yes.. Peterborough, an hour east of Toronto,

[@KeithOutWest]

I bought an extended warranty when I bought my new '87 Toyota Pickup. Sold the pickup with 195k mi. Never used the warranty.

[@dannynguyen669]

Bought a new Camry SE at Baxter Toyota in La Vista, NE and the finance manager got so pissed to the point where his face turned red because I didn’t buy any of the insurance/warranty. Hahah!

[@Anon1mous]

Who cares? It's all an act on their part!

[@Mr.Legend_Speaks]

When we bought a truck, the finance manager simply said that the extended warranty is not worth it and to not get it lol!!

[@ebrente]

I’ve walked out of every F&I office with the “skinny deal”. Never bought anything. Thinking about scratch protection for my new car because- sad fact - it WILL get hit in my lot at home. It makes sense until I think about all the possible exclusion criteria the insurance company could quote.

[@dstein111]

I just bought a Subaru last month I’m glad I resisted the extended warranty. The guy was pushing me pretty hard too.

[@scottykilmer]

a wise choice

[@TheVanillaChapstick]

Subaru...nice! What model?

[@DarrenBoss1984]

Just out of curiosity, how much would that have cost you? As far as I'm aware here in the UK you get a manufacturers warranty and that's that. You can have the option to extend the warranty but it's not pushed on you like it appears like it in the States.

[@bobonlinenet]

i got my 99 camry with 201k miles now. i replace a few parts here and there, but my insurance plus the parts combined are cheaper than those extended warranties.

[@fargeeks]

Daniel B you are just saying that because all they cars have always been 4wd, awd

[@geraldgagne8443]

Good video, I used to sell cars back in the day and this is partially true. The dealership I worked at the profit from the warranties went to the finanace managers processing the deal. The salesman only made money on the gross profit of the car, which was 30% on a used car ($2000 gross meant the salesman made $600) which was the front end profit. The Back End Profit was made by the finance manager which includes profits on things like; Gap insurance, Warranties, Service Plans etc, and of course points held over their approved buy rate from the lender they choose. My advice to anyone buying a car is if its new don’t worry about an extended warranty. If its a well taken care of import (Honda, Toyota, Lexus, even Nissan and Infinity) with good records and miles don’t worry about a warranty either. I tell people to buy a warranty on only BMWs, Mercedes, Audis, large diesal and 4X4 trucks because they are expensive as hell to more than likely to break. Before walking in the dealerships do your homework!!!!!!! Get preapproved and shop rates and go to the dealership with it, if they can beat it great, if not use your preapproved loan. You can also shop around for warranties as well. Lots of insurance companies sell these and are sometimes cheaper than a dealership sells them for.

[@d.cent1326]

Scotty’s not lying. I was ripped off by this scam and when ever I tried to get a repair the dealership (cherry hill nj dodge) just turned me away, it took me 3 yrs and 4 different dodge dealerships to finally get my fixed and it’s still not %100. Never buy 3rd party warranty and NEVER BUY DODGE! Corporate has not teeth against the dealerships. Sad the way business goes for the consumer in the US. Thanks for your videos Scotty!!! It’s always nice to find an honest person in a sea of bullshitters.

[@HALWG51]

I tell the salesman, look I'm here to buy a car not an insurance policy. If you have to sell me that then I better look for a more reliable car. Always shuts them up.

[@robinmurphy8705]

HALWG51 it seems to me that if people would stop buying the damn extended warranties and demand a better product we wouldn’t have to deal with all the crap insurance brings into the mix.

[@pault5179]

"The transmission failure isn't covered because this other part also failed"

[@emekaossai5485]

No. Most good policy’s are written in plain English and tells you exactly what is covered and not covered. Very easy to understand

[@mouselt1]

Another issue that I did not see mentioned in either the video or comments is the fact that you are usually going to finance the extended service plan and that finance charge could end up being another $500 or so on top of the base price of the plan.

[@jessefincher]

forrest chambers Exactly 👌🏻

[@Skyefuego]

This year I'm thankful for Scotty's helpful videos!

[@CreateYourWorth]

Doug Demuro disliked this video.

[@bosleepsaround]

I applaud you comment author. That was fuckin’ killer😂

[@38911bytefree]

LOL ... BUMPER TO BUMPER !!!!

[@nicholast5531]

CreateYourWorth what up buddy been watching your videos for awhile now love em! I can’t believe you don’t have tons of subscribers 😕

[@fargeeks]

Cool Story Bro ah yes. that little suv with the car horn that kept repeatedly going out , and bad to be fixed again and again and again...

[@dukebmxrider]

Doug demuro is the kinda guy to get an extended warranty than analyse all its querks and features!!

[@Garcia1529]

Very true Scotty! When I went in to buy my first car roughly 3 years ago. They got me into the finance department and the guy thought he was slick! Little did he know I'm good with numbers and not to mention already on edge cuz it being a dealership. Anyways the finance offers me this really good extended warranty, tires paint correction, interior cleaning and so on. He tells me it will only cost me $23/month, no brainier right! Or so I thought. Well upon reprinting out the new agreement it did only jump up about $23/month like he stated but of course me overlooking the contract with a fine tooth comb again I notice not only did he add the extended warranty he tacked on another year of payments to go with it! And the asshole tried to tell me that I was over thinking it! He says "look it's simple math $23 x the length of your loan (which was only 72 at first) is even a lil less than I qouted you", "But I'll take the loss since you're a valued customer" lol. I said ya but the first contract had 72 months now this one's says 84 months!?!? Wtf so a warranty that was $1,995 would have turned out to be $6k had I not caught it! Dirty bastards!!! Lol

[@durangohopper1568]

I paid $3000 for a extended warranty on my mercedes. It paid for itself almost IMMEDIATELY. Over 3 years, I used $40,000, yes, $40k, which was the maximum I was allowed under the contract. Only a $100 deductible each service. Now, it's been 70,000 later, my car has 130,000 miles, and I have had ZERO issues. Thank God for that warranty!!!

[@SUPA-HERU-NAGA]

What company

[@masonmcdonald2566]

Does this video come with a "bumper to bumper" warranty?

[@scottykilmer]

there's no warranty for knowledge

[@masonmcdonald2566]

haha, so true!

[@billys7519]

Mason McDonald No, but my Aston Martin does.

[@MrEvodio65]

That comment is for Doug deMuro channel.

[@edaker4684]

Knowledge itself is a warranty.

[@sterlingmantlow8407]

he speaks da TROOF! I bought a Toyota tacoma, 2010 for 7,000$ down here in Carolina. Had 78,000 miles right out of warranty. The monthly payments on a five year loan were $151.36/ mo for five years. Go to loan officer of the dealership where I purchased it, and he showed the options. the lowest price on the drive train warranty would bring the price up to $189. The highest one made it 271$/month. All I've had to do is change the oil filter, and the oil. tip: when purchasing a used vehicle from a dealership, if somethings not right like the tires, have em replace it! Thanks scotty, and I totally agree

[@lorolia1820]

I love to the most one of the things you used for this video: The truth ! and also like the type of person that has the guts to say it and spread it !!!! Thanks Scotty !!

[@allenwiddows7631]

I bought an extended warranty from the dealer on a used 2016 Ram 1500 Ecodiesel with 80,000 miles on it; within a month, the engine blew, due to a known defect with the cam sensor on that particular generation. I ended up with a brand new engine for $100. The warranty more than paid for itself with that repair. Glad I had it… (Oh, and the new engine is the next generation, without the known flaw.)

[@Blue-moon12]

I have purchased extended warranty from my dealership twice and it was money well spent and had no issues or hassle when and if I needed it.

[@farfromluzin]

Blue Moon why do you keep buying unreliable cars?

[@Blue-moon12]

@@farfromluzin I haven't bought any unreliable cars.

[@oveidasinclair982]

My dad purchased a used 1999 Lincoln Continental back in 2003 and purchased a warranty from the credit union (half the price the dealership wanted for the same thing), the following year the transmission started acting up, took the car to AAMCO and the tranny had an inch worth of metal filings around the magnet. One week later a new rebuilt AAMCO transmission costing dad only for the cost of the transmission fluid, he paid $1150 for the warranty, new AAMCO tranny was $2400. If you're buying a used car, defiantly consider one.

[@scruffy26]

So said the car dealer that gets 50% commission for every extended warranty policy sold! LOL!

[@Remorsefullyhumble]

@@scruffy26 and?

[@trollking99]

One of the few times I bought an extended warranty was for a computer video card. The policy stated that if there was anything wrong with the card I can just bring it in and swap with the same or a better version, no questions asked. Even though the card was fine, I took into the store just before the warranty expired and swapped it for a newer card. Got myself a better card for a fraction of the price. Winning!

[@dlj1285]

Because your an unethical douche bag perhaps?

[@dontuchmysoup662]

While this IS great advice, I got an extended warranty on my S197 and it ended up needing over 3k in repairs. That warranty saved me a lot of money and stress. Love your vids Scott.

[@gman5559]

Protect these type of people at all cost, anyone telling these type of truth to the people are in danger, thank you for the information brotha!!

[@OneAuto]

A very true story!! Well said Scotty

[@earthling1984]

I agree. Never buy a warranty for anything. Most items come with factory / manufacturer warranties. That is all you need. The extra warranties on cars, or electronics in the store, are a waste! Think of how often you use them? Think of all the receipts you must keep track of! It's just a mess, and like Scotty said, they don't even cover what you think they might! Best to never buy a warranty on anything. If you need to fix something, worry about it then, and pay for the repair with all the money you saved not buying pointless warranties on everything!

[@Gmtail]

Depends on what it is. An extended warranty has saved me on a high dollar Laptop, and a high end 75 Inch TV. I also bought one for the washer/dryer and in that case it was a waste. Even though the water pump went, it was a $30 dollar part on ebay and if you know how to work on things it's an easy fix. Again, depends on the product.

[@earthling1984]

Always best to never buy on anything. Don't waste your money pre-paying for something you may never use, or, may cost less to fix yourself. It's either all or none; you can't guess what might break and be worth it (most aren't worth buying even if something does break).

[@emanuelruiz7710]

Earthling1984 I understand where you are coming from, I tend to fix the problems I do have on my vehicles. I was told as a child and have been a strong believer on it, "it's better to have something and not need it than need it and not have it". Some extended warranties are a waste and some are not, it all really depends on the value, use and reliability of the product in question. Just wanted to throw in my 2 cents.😁

[@earthling1984]

If you never buy a warranty for anything, imagine how much money you will save. It's best to go all or nothing with warranties. Otherwise, you may buy for products that never break, and products you didn't buy it for will break. That's just how it works lol. Car warranties are a total scam. The only time you should get a car warranty is if you get like a used Land Rover from Carmax. Then get their bumper to bumper warranty because, it's a Land Rover, things are going to go wrong, and fast. But, you have to be dumb to buy a Land Rover in the first place :P

[@emanuelruiz7710]

Earthling1984 oh god yes. Land rovers are a pain. Had to replace the head gasket on 3 of them. Never saw the appeal of those vehicles.

[@tinatomaszewski6473]

I did buy an extended warranty from a dealership decades ago. When I needed to use it, they had went out of business. A warranty from a dealership! I never bought an extended warranty again. Thanks for sharing!

[@r2ba435]

I agree. However my cousin got a extended warranty from endurance on his charger and it's a good thing he did. That car had the most problems I've ever seen and he easily got back in repairs what he paid for the warranty. Surprisingly they never tried to deny a claim. Endurance is probably one of the best out there.

[@pablosouth8960]

For what I learned is that Japanese cars do not need extended warranty. Now German cars do. I own an Audi S5. I bought it with extended warranty through Fidelity... thank God. The Extended warranty cost me close to $4000. Now the car some issues that even when it was under their factory warranty, but their warranty wasn't able to fully cover me for everything: cost of repairs were $3000. Right after the original warranty went out, the car started having very serious mechanical issues till now. Total expenses that I added so far are close to $12,000, and this car still has some problems. Audi gives me a loaner whenever the car has this issues but If i didnt have warranty I would have been left stranded asking for a ride, paying a tow truck, or paying out of pocket for this ridiculous expenses.

[@teeduck]

Moral of story. Don’t buy a German car.

[@inthewerks4239]

I bought a policy from my dealer on a used car. I had a noisy valve that was fixed, a front bearing replaced, and a drive axle. I made my money back plus a whole lot more. When I went back to the dealer to buy a new car, I bought another extended warranty from them. Does it really matter how much the sales person makes if the warranty saves your butt from costly repairs? I myself recommend them if you buy from the dealer.

[@RazoJ20]

You sound like you work at a car dealership...

[@hunkydude322]

your one out of the million.

[@666dynomax]

some will win, many many many more will lose. 1/100 will come ahead... 3/100 will break even... the rest will just be pissing in the wind

[@666dynomax]

@SpankBuda A warranty covers accidents now does it?

[@fpino1977]

Just bought a 2020 Camry and they were trying to sell me a $3900 warranty. The car has 27000 miles and 2 years old. I almost fell for it after they lowered it to $2500. I was at the dealer for 4 hours and I kept saying no to them. They did not give me even a free oil change.

[@youchris67]

Excellent advice, Scotty. I always knew any extended warrantee is a scam designed to benefit the store or car dealership. Your advice to save money on the side for repairs can come from what you would have paid for the premiums. Cars are indeed machines and machines age and break down. The only solution is replace the broken and worn out parts--not pay for an insurance policy that won't be there for you when you need it.

[@ashtonadjl6567]

Exactly what iv been telling family members just save the money and use the saved money for repairs most of the time the warranty ends right before parts start failing

[@jacked_geek]

Sounds like you have never owned any used European vehicle or KIA. They are not a respecter of time. They give up on you whenever they feel like it. Warranty HIGHLY recommended on BMW and Audi's of the world. You can't just replace their parts with parts from the junkyard or DIY them so it is back to the dealer for repair when they need fixing. I do all work on my Nissan my self with parts from the Junk yard so my piggy bank is quite helpful in this case.

[@That_AMC_Guy]

I've only ever bought one car brand new: my 2016 Mustang GT. I had to travel 8 hours to another dealership as it took me a while to find one that was willing to order a car for me as NOBODY had a Blue, Base GT Manual without those Recaro torture chamb.... I mean.... seats. Anyway, long story short - they didn't pressure me at all! It was actually a fun experience. So, I was just about to leave and I'm still BS-ing with my salesman and I ask him "Hey, how come you guys didn't try to push me into Scotch-Guarding the interior, or paint protection or undercoating or an extended warranty?" He puts his arm around me, smiles and says "That's because we're a reputable dealership." I knew I'd made the right choice. My local Ford Dealer tried to bend me over for 9%, even though I'd been approved for Ford Financing AND have great credit.

[@HalfEatenMedia]

Alfred Neuman I hate those high pressure sales tactics. I just assume walk always when the do that.

[@Madmaxxxx1984]

Hows the GT now ?? In 2020 I'm about to get a 15-17 Mustang GT myself ,any major problems?

[@mrrmsfucker146]

Bearings, batteries, control arms it’s all in the works. No engine or trans problems yet. I do maintain it well like oil changes and, stuff.

[@davekeller2798]

Scotty is SO RIGHT ! i was a service manager and the dealership i worked for sold those " OUTLAW " warranties. I ran into SO MANY problems with these companies. I had to chase one around the country to find out they went bankrupt. Watch the wording on extended warranties. They say " INTERNAL ENGINE AND TRANSMISSON ". If it is not inside the casings, they won't pay. TRY TO APPEAL BEST OF LUCK. If you got to have one, buy one backed by the manufacturer of the car. Have a mechanic explain what it is you might be buying. IF IT IS A EUROPEAN CAR ( EVEN IF IT IS MADE IN AMERICA ) YEAH GET A CONTRACT, BUT HAVE IT EXPLAINED !

[@ukdirector85]

"You'll probably be thanking Scotty years down the line"

[@armourshooter5517]

no wonder car guys never buy brand new cars, we buy used cars as project cars

[@Lrules364]

Not only that, but they make great commuter cars. They are cheap, easy to repair, easier on fuel, and super easy to find parts for. And by the time I get them, the aftermarket exploded with all kinds of great new ideas for these cars. Used cars are worlds better than anything new out right now.

[@michaelblackwell6194]

Facts. I can't find a good reason to buy a new car. Not one.

[@VapeJohn]

Michael Blackwell All the new technology ;)

[@michaelblackwell6194]

John vape- Yep, I admit it, you got a good point there. When I compare my 1996 suburban to my wife's 2016 town and country, the technology in that vehicle is mind-boggling. But ol' "Uncle Buck" (my suburban) is payed for and hardly ever breaks down and I keep it fresh and clean. I got my eye on a brand new Gmc Yukon xl as a tax write-off for my business and I would be a lie if I said I can't wait to get it. Lololol

[@michaelblackwell6194]

Darksyne- hahahah, man ur not lying about those two, embarrassing hunks of metal (hhr and Rio). Car companies don't care what they sell you that's why you have to come with some knowledge.

[@garretalston1536]

I bought a Carmax Extended Warranty, it has already saved me some dough with an unexpected repair. Peace of mind in my book.

[@pppaaattt4671]

Garret Alston same here 👍🏼

[@papashango3880]

Same here

[@dj3ss3nc3]

@@papashango3880 if you buy your car at carmax, yes get the extended through them. they dont inspect cars correctly when they get them and miss vital parts so they turn around and sell them back to ppl knowing stuff is messed up.

[@MrJay197409]

Since my car is only $1500 & if I need a car for that price I can buy a new car yearly.

[@pm7805]

Scotty, I learn and enjoy every second in your videos. Keep your good work.

[@juanar9231]

I bought an Audi in 2019 with the extended warranty... 2 months ago the engine started shaking and leaking oil.. the warranty covered everything and left my car like new!!! I just paid the $250 deductible. This might be true but I am just telling my experience

[@Ken-bp5rk]

An extended warranty with who?

[@wturner777]

Did you get the warranty directly from the dealer or through a third-party?

[@LivingWithTheGuzmans]

I always thought those were scams I never purchased any.

[@zurcfamily]

Scotty, you are a Lawyer-Mechanic! You help us all the time!

[@frankd8204]

When I bought a new 1991 5.0 Mustang, the dealer told me I was crazy not to opt for the $800 extended warranty. The way he explained it to me had me thinking twice about buying the car in the first place as he said this and that would be breaking down. I declined the extended warranty and after putting 198k miles on it in 9 years, I only had to replace brakes, a water pump, and a throw out bearing. So, to heck with an extended warranty.

[@cjc1103]

I love these videos. Thanks for the common sense advice, Scotty!

[@steveozombie]

Same with buying a TV you only get 1 year warranty with most of them and there post to last 100000 hours (20 years) you don't need extended warranty

[@terrencebenjamin7241]

I bought one with my car and it was there when I needed. I bought it from the car company. Right after the actual warranty, I had my first and second problem and the e tended warranty helped. Therefore I disagree and i will buy it again.

[@FlawedmanServingajustGod]

What was the company and what was the problem 🤔

[@terrencebenjamin7241]

@@FlawedmanServingajustGod GM. It was valve cover and then the water pump

[@stevenrauschelbach5913]

Regrettably I have worked at extended auto warranty call centers. Believe me they are a scam/rip off. Scotty is exactly right as usual.

[@borfishing7690]

You forgot to add BMW to the list. While a great road car(when functional) it has been very high maintenance. I’ll never buy another.

[@youme2407]

Billof Rights just traded the x5 in. id buy a brand new one as long as it had a dealer warranty, but im never assuming out of pocket repair costs again.

[@Dreadedgman007]

Bmw’s have a lot of plastic parts, that’s why they fail

[@SI0AX]

Anyone who doesn't lease a BMW in modern times is making a huge financial mistake.

[@tommytruth7595]

Avoid BMW like the plague.

[@Luigy2111]

What kind of car did you guys get?

[@leveraged6694]

I bought a used Toyota Camry and they tried hard selling me a warranty, I offered polite no’s until the fifth time he asked me and then I told him to either shut up or I’m walking. His whole whole demeanor changed after that. He went from happy go lucky sales guy to sourpuss. Douche. Have never gone back to that dealer. Scott Clark’s in Charlotte.

[@jddarby007]

Lol... I started to go to Scott Clark for a Tundra

[@camgere]

If your salesman is all smiles and happiness when you leave, you got screwed. If he is unhappy and morose, you got a good deal.

[@tylerclawson9033]

My sister bought an fj there she said it was a horrible experience.

[@tylerclawson9033]

My sister bought an fj there she said it was a horrible experience

[@puppycat65481]

Thanks Scotty, you're the greatest!

[@jonathanbecker8935]

You'd have to be crazy to pay for one of these joke warrantees! A friend of mine just bought a used Nissan rogue and bragged about how she got a great deal from a sales person who was supposedly her friend. She said he gave her a great deal on the extended warranty too. I couldn't believe she spent $1,200 extra on a warrantee when the factory warrantee was still in effect. I told her to look up reviews on extended warrantees and then tell me how good a friend this guy is. He might as well have been begging her to give him $600 out of her pocket. These warrantees are rarely honored when it comes time to get any major repair work done. There's a very long list of complaints to the Better Business Bureau from customers who are getting screwed by Car Shield. These warrantees have fine print that gets them off the hook for covering most major repairs involving the engine, transmission, brakes, climate control system, and the computer system. This company will refuse coverage and leave your car sitting at the shop for weeks before you finally realize that any further attempts to get them to pay are futile. They won't cover the repairs and they won't pay for any rental car. They've crafted a warrantee document that almost without exception immunizes them from taking financial responsibility. There's always some part that is found to be the cause of the damage that is specifically not covered in the contract. They've taken good care to make sure that they get your payments on time while never authorizing repairs. It's the perfect scam. You literally need an attorney to understand the limits of the contract at the time of the sale. Virtually no buyer is qualified to read that document and understand it. You're better off setting $59 dollars a month aside to put towards any future work you'll need done, because Car Shield will never be there when you need them. They make their money by denying claims and hanging you out to dry.

[@432b86ed]

This is figuratively God's honest truth. _Everything_ that you say.

[@jimfinigan1681]

Extended warranties are a rip off. I used to sell cars and everything Scotty says about those"warranties" is true. We pushed those extended warranties because they greatly enhanced our commission. The company even does contests to sell more warranties. If we sold a certain amount of warranties, we got a bonus. Scotty is right on the money, no pun intended. Save your money.

[@wildbill23c]

IDK, I would say if you have the $30k+ to throw out on a new car, you have the money to afford a $1-2k extended factory warranty...don't get those stupid no-name warranties that everyone gets solicitations about.

[@jimfinigan1681]

Still, a warranty is only as good as the people who stand behind it. It has been my experience that they will try to weasel out of their obligation, especially if the repair is a major expensive one. Manufacturers can be the worst about that. I've even had to threaten legal action because they denied my claim.

[@mllanasmeza]

Scotty you're a Rockstar!

[@nisaac86]

I love how he’s in different scenes every time.

[@fjeisdivoojlk]

Hahahah this comment wins 😂😂

[@JohnYuFitness]

Scotty is the best. So glad I watched this before buying a new Honda! I also assume that warranties and services for cars have much higher profit margins than cars themselves. That's why they always try to cross-sell those two things with a new car.

[@chrismayer3919]

You help save a guy's ass in the long run; thanks, Scotty!

[@scottykilmer]

+Chris Mayer thanks👍

[@ek9349]

no no no, bring back the original "rev up your engine!!!!"

[@leroylombera9766]

We need to protect this man at all cost!

[@latoriarichardson6754]

Prayer works

[@kawzmOS]

Your vibe is incredible, Scotty! Thanks for the tips! ❤️

[@nickma71]

Well done Scotty. I was an "analyst" for a bank that under writes these contracts. There is no such thing as an extended warranty. A warranty is a promise from a manufacturer. What you bought is a service contract between the dealer and yourself, even if the crooked salesman doesn't present it that way. The service writers get grouchy too. They would say things like "I'm just the middle man" to the customer. No, JM&A is the middle man. JM&A is the middle man, the administrator of the contract.

[@LastChanceFossil]

Scotty you have it. Not many do, but you definitely have it. Great stuff!

[@scottykilmer]

Thanks for the support!

[@frankcaceres1621]

You are a great man! Honest hard working man! The universe will always continue to bring you prosperity!

[@michaelelliott289]

I'm with you on this one Scotty. It's even worst if your paying cash for the vehicle. They only want to honor the warranty if it's catastrophic failure. Always loving the videos Scotty.

[@orochikaiba]

The dealer offered me an extended warranty for my 2018 Honda Accord, for 8 year/100,000 miles. Full coverage bumper to bumper. I felt that wasn't so bad as with my KIA I bought an extended warranty only to find that the one thing I need covered, my catalytic converter, is not

[@PritpalSingh-ys6ol]

Did you buy the Honda extended warranty? And was the extended warranty company Honda itself?

[@orochikaiba]

@@PritpalSingh-ys6ol I did not buy the extended warranty and the warranty was with Honda. The dealer wanted an additional $1100-$1400 for the extended warranty. I chronicle all of my services and repairs so I'm on top of most repairs before they occur, but that's me and not to discourage someone else if they wanted to buy it.

[@Masoncakes97]

Yep. My mother bought a new transmission for a car and they pushed a lifetime warranty. Then when the transmission was found to be faulty and no good, the dealership had gone under and couldn't honor it.

[@Smokeless1167]

typical

[@phillipdale6765]

Great info scotty thank you so much!

[@madero-jb5ri]

Thank you, Scotty, wasn't sure if I did the right thing not purchase the warranty on the new car I bought last year. That cleared my mind.

[@drxsiickx]

Don’t even bother to get an extended warranty or wheel/tire , paintless dent removal, windshield repair. Especially with Nissan as they will not honor their part of the deal and will give you the run around.

[@francismartinez6049]

drxsiickx Nissan is really special In that respect. Your so right

[@icemonk12]

1991 Honda Accord. 5 speed😎👍✈ I've owned & driven so many Accords they are built to last.

[@CitarNosis317]

"For I did not speak of my own Accord..."

[@candicebeebe6688]

Do you wear a plastic or paper bag when you drive around.

[@therealuncleevil]

If they're built to last, why have you driven so many? /sarcasm

[@edbreedon9456]

I loved my 1991 honda accord . I would have kept it forever if the rust didn't kill it .Quality car built to last .

[@rredhawk]

I totally believe you. I've had good success with Honda's in general and will probably buy another one eventually.

[@sprockkets]

I agree with you. And my relative bought one from the dealer on a 2012 Toyota RAV4. Within one year, she already used it to replace the bad struts and a leaking seal on the transmission. So far that means she's come out ahead. Course on that generation RAV4 Toyota had so many issues with the rear suspension, like 3 recalls.

[@paulgallagher8582]

Thanks Scotty, We just got a used truck and this helped out a lot!

[@bluesam1994]

Love your enthusiasm Scotty!

[@scottykilmer]

Thanks👍

[@Dell300]

My man Scotty!! love this channel..

[@scottykilmer]

+Dell197902 thanks👍

[@Deerector]

Thanks Scotty. Yeah I would never buy one anyway but it’s nice to hear someone knowledgeable like yourself to back up my hunch.

[@gillesbonneteau7859]

you are so right about all the scams