Stress Free Budgeting For Buying A House

[@chabco2305]

This is house buying ASMR. What a time.

[@WinTheHouseYouLove]

Hahah!

[@marianykelvin]

yes. definitely followed Dave Ramsey for 2 years now and i paid off ALL my debt and saved 30k for a down payment. he helps you get in a great position when buying a new house. :)

[@WinTheHouseYouLove]

Great work!

[@Monica-70]

This makes home purchasing more realistic and not as stressful. Super helpful! I am waiting on my pre-approval. i have a credit score of 820, so I know I'm good, but the monthly expenses is what I was concerned about. Now I can effectively plan for the new chapter.

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@allene2307]

Thank you!!!! All of your videos are amazingly informative and helpful, but this one is spectacular because gives a great outline on being realistic . . . even if realistic means that now is not the correct time to buy. Your teaching and information is truly, truly appreciated!!!

[@WinTheHouseYouLove]

Thank you, I feel motivated!

[@jellyrcw12]

You give EXCELLENT advice. I am working towards being a CPA and your videos are so clear, relevant, and enjoyable.

[@WinTheHouseYouLove]

Thank you so so much! I hope your journey to becoming a CPA is going well! :)

[@jellyrcw12]

@@WinTheHouseYouLove I just found out that I passed another part!!

[@unknown-tr3gk]

When you can only save $150 a month it takes years to pay everything down and get a down-payment that is worth what you wanna buy.

[@ReyaBachmann]

Time to up the income !

[@Throne.Of.Chapters]

Thank you for this video! My husband and I have had waves of House Fever and almost went into the process based on emotions twice! We have recently gotten ourselves out of a bit of a rut and the momentum feels good!! We are shooting to start the process around Jan or Feb of next year. Are you licensed in Texas?

[@WinTheHouseYouLove]

You're welcome! Awesome! I'm not, but you can fill out this form and I'll connect you with a good broker: www.winthehouseyoulove.com/referral

[@catherineg8820]

Kyle, your advice is priceless! Thank you!

[@WinTheHouseYouLove]

Glad it was helpful!

[@dewallsworld]

This is so helpful! I'm a new subscriber. Even though I've owned two homes, this is so helpful. We are purchasing a new home in the Spring. These tips are super helpful.

[@WinTheHouseYouLove]

Ah, that's so great to hear! Thank for watching, Nathan!

[@flashoflight8160]

Dave is even more strict. 25% take home pay and a 15 year mortgage. If you did that in California unless you have a big shovel, you won't be able to afford a homeless tent. Even with the extra buying power in a 30 year, 25% take home results in very little available. You might need as much as 40%-45% take home pay and 30 year. With that much debt, there is literally no room for auto loans and credit cards. Keeping up with the Joneses is fatal in California.

[@WinTheHouseYouLove]

The good thing is, you still have 49 state to choose from! ;) Best of luck!

[@elphaer]

Watching this video today, the payment is $430 more than in the video just because of the interest. $2137 a month for the same house. 4 years apart. This feels impossible now

[@VegetableFRIES]

Your videos are fantastic. I want to watch all of it. It’s extremely insightful.

[@WinTheHouseYouLove]

That's so kind!! Thanks so much :) I'm glad you're here

[@JoseRodriguez-js4ib]

House haking

[@mf9724]

Again another great video!

[@WinTheHouseYouLove]

Thanks again!

[@RBlanc-zl1hh]

Thank you. Great tips. Are you knowledgeable about New York real estate? Is it better to buy a house or Condo?

[@WinTheHouseYouLove]

Thanks for watching! I'm not super familiar with NY real estate unfortunately

[@roxannescott6956]

Thank you so much for this information very helpful

[@WinTheHouseYouLove]

You're welcome!

[@imjustsafat]

Thank you so much for this video! Very informative.

[@WinTheHouseYouLove]

You are so welcome!

[@Maytriny]

🤣 I was like what is he talking about a house for $800!… where? If I pay $1600 for a 1 bedroom apartment. But yes I do live in California! And that makes no sense lol and that’s not counting utilities! I gotta move asap

[@WinTheHouseYouLove]

🤣 You have 49 states to choose from. :)

[@itsadventuretime3511]

OR/WA/TX may help you, $440/month for my rent ( mobile home), I see it the same as a studio 🤷‍♂️

[@aurorapascual6673]

Thank you..

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@darinhem5659]

Hello Kyle, I live in California and I'm looking to buy a house in 4 to 6 months, I do have one high interest loan, I have $7,000 left but I have $10,000 in the bank; my question is what do i look for with my realtor so that I won't be cheated like in the past? Or what should I look for toward buying a house?

[@WinTheHouseYouLove]

kzbin.info/www/bejne/l5DYgaFtoa55Y7s

[@williamsmith8041]

Wouldn't it be better to have your insurance included in your house payment????

[@WinTheHouseYouLove]

It is at 8:43

[@Calakapepe]

if you got less than 900 a month before utilities off 25%... I'm not so sure how nice a house you can get lol might be falling apart

[@adrian3747_]

Sigh i can only save max $300 a month due to high cost of living here in CA. and id like to save up atleast 10% for a 400K home 😞 😔 😢

[@WinTheHouseYouLove]

Ah that's a bummer! Those high cost of living areas are brutal!

[@acekhmer]

Houses here in san diego are averaging 700k and up 🥲

[@ronswanson3124]

Love the channel alot of great info are u licensed in florida?

[@WinTheHouseYouLove]

Thanks! Yes I am! Feel free to send me an email: [e-mail]

[@YR-vz9ew]

Hi great advice! Are you licensed in NY?

[@jacobtrevino1364]

What app are you using with the iPad?

[@WinTheHouseYouLove]

Adobe Fresco

[@isaacstechreview3448]

WHO ELSE BE LIVEN IN CALIFORNIA!? :(

[@WinTheHouseYouLove]

Ah bummer!!! Cali is EXPENSIVE

[@teresahowell5631]

Bay Area here. Born and raised. Love living here but every time I hear about 100-300k home loans in these videos, I scratch my head! That isn’t even enough to get you a trailer home here!

[@natashac5861]

Nothing in w Twin cities MN TO RENT LESS THAN 1000$ plus utilities IN regular area and it can go up easily to 2000$ for one bedroom rent . If people make 2000$ per month how they able to buy a place if nothing is here cheaper than 120.000$ in fine condition 1 bed and 1 bath in safe neighborhood ??

[@somedayophelia]

Is there a video that addresses CA & NY residents? Or are people who don't make over $150k not advised to purchase homes? This video was a bit frustrating...

[@AIJ101]

this vid example didn't age well

[@WinTheHouseYouLove]

It doesn't need to age well. Markets change. Info from 3 years ago doesn't need to be relevant to all of the future