How to 30x Your Salary WITHOUT Going Abroad?

[@WintWealthYT]

Fill this form to be featured on Wint Wealth: forms.gle/iuUgM7fyGTfUUiVE9

[@ravitennis6686]

Few truly realize from experience that the best investment one can make is in THEMSELVES by improving their skills and knowledge. A strong primary source of income only comes when you add real value to society. Think of it like this: An employee to their employer A hero to their audience A cricketer to their fans A business to its customers A teacher to their students, and so on. When you create value for others, success naturally follows. 😌

[@rockinggy]

Any possibility of asking questions to him? Where to send ques?

[@Sheshuvadrevu]

Finally someone who i can relate with unlike others with the unimaginable numbers

[@a.r4k3sh]

+1

[@srinivasang1062]

+1

[@5min_stories]

-2. I cancelled both of you.

[@srinivasang1062]

@@5min_stories Never mind

[@lavkushvns]

This one is perfect. Especially the marriage part and starting early. His expectations are low unlike many young people who wants to retire at 40 with 10 cr corpus.

[@Pennywisepro.offical]

Thank you

[@AbhiTravelDiaries]

Clear and grounded perspective-not in a rush to retire or chasing an unrealistic goal of hundreds of crores. This is something most of us can relate to.🎉❤

[@Pennywisepro.offical]

Thank you

[@mercurym9137]

People have iPhone but they don’t have term insurance … magic statement

[@tedlasso2887]

leave term insurance ...many don't have even health insurance

[@sidstar593]

​@@tedlasso2887 What are these two???

[@Pennywisepro.offical]

Thank you. I have received several emails from people who shared that they own valuable items but lack adequate insurance. It's a reminder that we should always prioritize insurance over discretionary spending.

[@rishu.myself]

My takeaways: 1. Take course according to your choice from NISM (initiative of SEBI) 2. Take course of Six Sigma Certification Course. 3. More certificate courses from IIM, or others. Will do all these just after completing my college graduation (after 6-7 months). Currently focused on my freelancing.

[@ajaymamtani]

Genuine, honest and relatable

[@houseonmars]

First time a genuine and practical discussion. No excel sheet bhkar, if you this you have so much and retire in 15 years crap. Nice.

[@akshaybhatia7977]

Very realistic podcast. Thanks Wint team. We want one more detailed podcast with him, you haven't asked about home loan or whether he has bought home or not. His views on Mutual Funds. If he watches this, kindly share your views bro. Much appreciated !

[@rockinggy]

Not sure why wint wealth team shares 10 minutes podcast. I can lot of People askg questions, half information is not good. @wintwealth can you take questions and request him to answer. That will give more clarity to your viewers. Its a humble request

[@Pennywisepro.offical]

I am currently living on rent, don’t own any real estate, and am not invested in any active mutual funds.

[@rajasekharreddy805]

​@@Pennywisepro.offical Can you tell us which index fund you invest

[@Pennywisepro.offical]

@@rajasekharreddy805 That may fall under investment advice, so I’m unable to share specifics. However, you might want to look into funds that replicate Indian indices like Nifty or Sensex.

[@mohammadarif8057]

bro is visionary ..thanks for much needed motivation

[@SalinaIrin-s7i]

Few questions kapl sir - very good video 1. ur spouse supported you in al this? 2. How is your lifestyle and what all compromises you made apart from a normal marrige 3. How should salaried people like me start pls pls answer

[@Pennywisepro.offical]

The support of a spouse is the backbone of any journey, and family support makes all the difference. I have been fortunate to have my spouse and family by my side every step of the way. Our lifestyle remained balanced, and I don’t feel we had to make any compromises along this journey

[@yogeshvele]

Very clear, humble & genuine insights. Thanks for sharing

[@Pennywisepro.offical]

Thank you

[@94_prateek]

That's a really good decision on marriage, spend less on other's satisfaction and spend more on your personal experiences and also great advice on the active income part. He's enjoying life as well as focused on his financial goals. Very realistic and humble person, everything he said is relatable and we can apply in our lives as well. Wint should interview more people like Kapil, loved the podcast throughout.

[@Pennywisepro.offical]

Thank you

[@dineshsangule3675]

Insightful, thanks for sharing such a practical things.

[@Pennywisepro.offical]

Thank you

[@RashidVanity]

Waiting for the 2nd part of this video - lot of people asking questions which needs to be answered - Thanks

[@Pennywisepro.offical]

Thank you - Glad you liked it

[@Salmanpro-r6e]

Amazing podcast - just loved it

[@ravitennis6686]

Few truly realize from experience that the best investment one can make is in themselves-by improving their skills and knowledge. A strong primary source of income only comes when you add real value to society. Think of it like this: An employee to their employer A hero to their audience A cricketer to their fans A business to its customers A teacher to their students, and so on. When you create value for others, success naturally follows. 😌

[@leorubz15]

What a brilliant podcast! Crisp and so insightful!!

[@aparajitade5643]

Great interview and absolutely relatable content

[@WintWealthYT]

Glad you found it helpful (:

[@Pennywisepro.offical]

Thank you

[@triggeringstatement]

Great one, the guy was very clear and practical.

[@ProjectsInfra]

practical insights full of wisdom - The man is just amazing, but the video is like a trailer only.

[@manorakhee]

Supreme confidence. Just loved this guy.

[@Pennywisepro.offical]

Thank you

[@JMCONSULTANCYPVTLTD]

grt video - Can relate a lot - best podcast so far i hv seen

[@SerinSempu-w8o]

Awesome podcast - can you get another one with the same person with increased duration. This looks like a very short one. This man guide many of us salaried people . Thanks Wint wealth

[@Sumaiya-h6i]

Very good video - need more from him

[@vishalgpt55]

Just loved the clarity of this guy!!😊

[@Pennywisepro.offical]

Thank you

[@prashantsharma8149]

This guy is nice and have realistic expectations of life

[@nidhianand6379]

God bless you ❤ Keep smiling n growing

[@NoMoneyNoHoney222]

This guy will go a long way. All the best bro. I can relate myself :)

[@Pennywisepro.offical]

Thank you

[@binusam9437]

This is the best one. Thanks!

[@Chhotapreneur]

Loved this video!!

[@abhijitkrao283]

The guy is very level headed. Hats off

[@Pennywisepro.offical]

Thank you

[@saurabhgalinde779]

Very good insights on future life goal plannings.

[@anandvaidya8592]

Ajinkya's 'I can imagine' response to Kapil at 10:01 was too personal. xD xD xD

[@Pennywisepro.offical]

It might seem that way due to the editing, but Ajikinya was genuinely great throughout the interview.

[@neerajmitr]

Watching this video 3rd time from ystrday- Great knowledge

[@kapilkanpuriya]

Too good ❤

[@Pennywisepro.offical]

Thank you Kapil sir - appreciation from you means a lot 😊

[@12xenn45]

1.6 CR at 36 is very impressive man

[@nehamarchar353]

1.6 crore main 2 BHK bi nahi milta in Mumbai.

[@Kong3287]

​@@nehamarchar353- he is still 36 and financial sound... That 1.6 cr will be at least 25cr by the time he turns 60 and then he can buy 2 flats

[@nehamarchar353]

@@Kong3287 25/50/100 cr, we don't know about future. The present value is not that impressive though.

[@rishiraj1616]

@@nehamarchar353 sabko makaan nahi lena hota life mein

[@Shera_di_kaum_punjabi-h2k]

​@@nehamarchar353what is not impressive for you can be very impressive for others and enough based on their needs

[@D.2601]

At 34…l am lost I have nothing…I wish I had a friend like this guy since 2006…! Wasted my life in call centres… now I have no life

[@smartbloonie]

Start today with determination, who knows a decade from now, you might be in one these videos

[@D.2601]

@I had tears in my eyes reading ur comment.. thank you for your kind words.!

[@prasannaravindran5328]

​Why not, you can do it. Our Best Wishes!❤​@@D.2601

[@Pennywisepro.offical]

You can always re-start. Best wishes for your journey - I am sure you would do great

[@rahulberry5341]

Very informative video.

[@shejwalkarhemant3110]

A switched on type young man! God bless!!

[@Pennywisepro.offical]

Thank you

[@anandsub1478]

Nice to hear. Simple and straight forward. Good idea to first ask about insurance and emergency fund before buying iPhones.

[@Pennywisepro.offical]

Thank you

[@dhrumitkumarpatel8855]

This guy is a real alpha 🗿🗿

[@Pennywisepro.offical]

Glad you liked the video

[@beaware894]

It would be have great if some more questions on "how to maximise your salary" have been asked, such as step by step plan etc.

[@parikshithegde7477]

Haha the last line has got me chuckling 🤣

[@Pennywisepro.offical]

😃

[@bullbeartraderBN]

Pankaj tripathi younger version and similar attitude :)...on serious note he is humble and by his wrods we can make out if he is genuine or not.

[@foodient837]

Very good podcast, good clarity

[@Pennywisepro.offical]

Thank you

[@Prem-Sonar]

Always waiting for a new videos , thanks

[@Pennywisepro.offical]

Thank you

[@sanashaikh9120]

This man is very sensible....very nice video😊

[@Pennywisepro.offical]

Thank you

[@haris5665-y8e]

I worked with this man for 4 months in encore - I never knew I was working with a genius mindset - miss you kapil sir

[@Pennywisepro.offical]

Thank you, sir! If there’s one genius you can spot in the entire video, it’s Warren Buffett. Start reading about him-he has the power to inspire and educate so many people, myself included.

[@ej_whistleblower]

You earn and invested really good but please focus on your health as well. Best luck!

[@vivekmittal2034]

Wow! this was such an insightful podcast.

[@Pennywisepro.offical]

Thank you

[@starxd5697]

Great guy

[@vaibhavdeshmukh7900]

Finally someone whom we can relate to

[@Pennywisepro.offical]

Thank you

[@mandarsalunkhe09]

Excellent insights, thanks Kapil!!

[@Pennywisepro.offical]

Thank you

[@sakthivelr5631]

We want more videos like these. Common middle class people with nice goals and investment planning. No abroad jobs; no fancy stuffs. Great video!

[@Pennywisepro.offical]

Thank you

[@tejapratap820]

Most realistic and practical advice

[@Pennywisepro.offical]

Thank you - glad you liked it

[@omkardeshmukh1680]

Very good informative.

[@Pennywisepro.offical]

Thank you - Glad you liked it 😊

[@Mukundpawar44]

Very interesting and informative video! Thank you! Wint Wealth.

[@Pennywisepro.offical]

Thank you - I am glad you liked it

[@sumeet3773]

aise extraordinary log milte kahan hai????

[@Mrlucifer-x9b]

this type of knowledge should also be taught in school because this what secure your future

[@Pennywisepro.offical]

Absolutely agree - financial literacy is essential and should be introduced in schools.

[@abhishekbera5157]

Very sensible

[@Pennywisepro.offical]

Thank you

[@arjunps6776]

Considering his age and the already existing corpus, he can end up with much more than 5 crores by the time he is 60. Maybe he shouldn't have so much in index funds. Instead should go for active funds as the Index fund bubble has burst. People hyped them up too much but many good active funds have beaten their benchmarks easily.

[@sghsjsrxz2481]

Is it individual corpus or joint with wife or other members of family

[@Pennywisepro.offical]

Individual

[@tusharpahurkar2013]

Can you inform, how he switched from operations to consulting??

[@Pennywisepro.offical]

Financial independence is essential in your career, as it enables you to take risks confidently. This is the key message we aimed to highlight in this video

[@megha-y2k]

Kapil what are your views on DINK (Double income no kids) FIRE (Financial Independence Retire early) and if you can highlight the complete process for a salaried person to start the financial planning

[@Pennywisepro.offical]

This is a tough one to answer over text-I do have an opinion on it, though. I’ll share it in more detail when I get a chance to explain it properly

[@rohanchandra5588]

can someone tell me what exactly is nps and eps or epf what he said thank you

[@iyyengar1]

Last few seconds was ultimate 😂😂

[@shaabzz]

All good except spent 7-8 lacks for 1 month south indian trip...seems too good to be true...max it could have been to 1-2 lacks.(May be if its 5 star hotels then also max 3-4 lack). This guy would've gotten a nice abroad trip for 7 lacks( but still its good to explore india first but 7 lacks seems unrealistic also knowing the fact that its 5-6 years back). Also btw a basic wedding is good for 200 - 300 people( Giving food to peopls is a good practice as its just once in lifetime. Don't go too luxury. Dont go too simple. Keep in middle. just treat it as charity and it will come back to you eventually.

[@Pennywisepro.offical]

Respect your opinion - Thanks

[@mkgrpd]

Salute 🙌🙌🙌🙌

[@Pennywisepro.offical]

Thank you

[@diveshmehta299]

Sorted man.

[@Pennywisepro.offical]

Thank you

[@stuckinhistory2029]

Very good

[@Pennywisepro.offical]

Thank you

[@srinivasang1062]

Good to see a fellow common man with not so privileged background is doing good in life. ❤

[@Pennywisepro.offical]

Thank you

[@vigneshkumarganesan1529]

I liked the climax

[@samarsyal3811]

Could have been a longer video. Nevertheless, great insights.

[@Pennywisepro.offical]

Thank you

[@Nidhi_Khanapur]

Relatable, honest and an amazing person.

[@Pennywisepro.offical]

Thank you Nidhi

[@kirankittur]

Brilliance

[@Pennywisepro.offical]

Thank you

[@riser9644]

What consulting role, which company please tell

[@Pennywisepro.offical]

Encore Capital Group

[@soumyamoharana4746]

He might have bought good stocks or early mutual fund investor based on his salary 2 cr portfolio is difficult. Many of my friends are making 40lpa+ at 25

[@JMCONSULTANCYPVTLTD]

ya it would be great to know in detail, how he did what he did

[@mohitjaisingh8482]

What do your friends do?

[@Pennywisepro.offical]

No major investment in stocks or direct mutual funds

[@soumyamoharana4746]

@@mohitjaisingh8482 software engineers.

[@hemshah1567]

50% salary spending after tax or gross salary?

[@Pennywisepro.offical]

50% of the net salary

[@DroidEagle]

SIP in what???

[@Pennywisepro.offical]

Most of the SIPs mentioned were in Index funds - This is not an investment advice - Please consult your investment advisor before taking any decision (Disclaimer)

[@lakshaydulani]

nice guy

[@mayankmanikya8124]

Retiring with 5 cr at 60 is very very underestimation. He's at 1.6 cr at 36. Even without adding anything, at 7% ROI, 1.6 cr would become 8.1 cr in 24 years.

[@Pennywisepro.offical]

The current corpus includes many other goals like education for the child, major household expenses and many other goals.

[@rahultyagi6588]

that 2 cr portfolio now left 1.5 cr

[@bharathmbasavarajappa2481]

Please don't give additional idea to Nirmala Thai 😂😂😂

[@Pennywisepro.offical]

It’s out now-let’s hope the government doesn’t get inspired to add more taxes :)

[@itsbinnyg7515]

Bro look like Pankaj Tripathi...

[@Pennywisepro.offical]

Haha, let’s hope Pankaj Tripathi doesn’t read this mesage🤣

[@shoryabeohar1816]

10 k on marriage ..master stoke 😂

[@anandiyer3114]

PANKAJ TRIPATHI... Kaleen Bhaiya 🤣

[@Rohitsingh2410]

Maybe next time don’t put a click bait thumbnail

[@thektmwanderer3274]

bro need to check his health also. hope he get into gym soon. wealth is good but health also need to be ..

[@Pennywisepro.offical]

Completely agree

[@debojitrabha2502]

30X salary ❌ 30X Tax ✅

[@Msdian1981]

Starting my package will be 36 lakh😂😂

[@vivekknji]

Thought 💭🤔

[@PaawnufAniskal]

Bro needs to see Zindagi na milegi dubara - Life is to enjoy and not save money. Such advice can destroy ambitions of young people.

[@Pennywisepro.offical]

I've seen the movie-it's one of my all-time favorites! It’s packed with financial literacy messages; it’s all about the perspective you bring to it but Thanks for the feedback

[@jayeshpanicker1400]

Brother you should focus on your health too

[@Pennywisepro.offical]

Thank you for your suggestion - completely agree

[@mailmeatyash]

still living on rent?

[@Pennywisepro.offical]

Yes

[@drjitendravs]

Baat toh Sahi hai tax toh lagahi degi.. ab fas gaye..😃 Badiya hai..! 👍

[@Pennywisepro.offical]

😃

[@avngarg]

How to remain mediocre. Motto of Wint wealth

[@SaurabhMishra-wh8ue]

❤❤

[@binaykumarshaw6843]

Badi badi baate bada paav khate

[@rajat5985]

Thoda health pr bhi dhyaan do bhai

[@Pennywisepro.offical]

Thank you for the feedback 🙂