2.5 Lakhs VS 1 CRORE Annual Expense? [Minimalist VS Spender]

[@WintWealthYT]

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[@js_fx.007]

There is a background noise, pls reduce it using denoiser in Premiere Pro, it just takes some minutes, btw love the videos.❤

[@bharatsangal]

You should do a discussion between a govt salaried doctor...a corporate hospital Doctor and a doctor with his own pvt setup...provided all are senior doctors... Will be very interesting...

[@tanaypatel8412]

I'm at an age where this conversation cannot take place without being condescending or intimidated, great to hear.

[@rootwoot7283]

I have seen many videos of people who initially invested a lot of money in their hobbies, buying expensive items. But there comes a point when everyone feels that it isn't worth spending so much. So, guys earn money invest in good places and build an infrastructure for future generations in such a way that people will continue to get benefits and everything else will remain.

[@ser_dankius5698]

Sorry but why should we build infrastructure for the future generations? If money we make can't be used to do things we like , what is the point of it all?

[@rootwoot7283]

@@ser_dankius5698 Building infrastructure for the future isn't just about sacrificing our desires its about securing a better tomorrow for everyone. Investing in infrastructure means creating jobs, improving living standards, and leaving a positive legacy for future generations its about building a stronger more sustainable society that benefits us all in the long run.

[@rootwoot7283]

@@ser_dankius5698 Building infrastructure for the future isn't just about sacrificing our desires,its about securing a better tomorrow for everyone. Investing in infrastructure means creating jobs, improving living standards and leaving a positive legacy for future generations. Its about building a stronger more sustainable society that benefits us all in the long run.

[@bigul2521]

Dumbass

[@pratik_jagdale_official]

A few points about Sahil that I liked 1. He is a Trader 2. He lives in Pune 3. He is a profitable trader and away from the fake glory of KZbin 4. He is sharing his own stock market experience with people on his LinkedIn profile.❤

[@WalkWithSiva]

Can you share his LinkedIn Profile

[@abishek_999_]

His LinkedIn profile?

[@WalkWithSiva]

Sahil rohmehtra, bio - retired at 33

[@clashdevil2925]

15:00 what I believe is that money cannot buy you Happiness but it can delete things in your life that makes you unhappy, it's easier to be happier when you have money then not

[@SoumyaBanerjee-h6r]

its true... money plays a crucial role.

[@sujitkumarpanda9488]

In the end, you all validated my perspective. Lately, I've come to understand that material possessions may bring temporary happiness, but their impact is fleeting.

[@traderpsingh]

Wint surely has a unique way to present thoughts, great discussion, all panelists seems to have a great clarity on expectations n life..

[@raunak51299]

Guys the audio editing in this video is not up to the mark. Constant background noice and extra loud audio effects.

[@drjitendravs]

Wow! It was a roller-coaster ride. This was really framed nicely. Wint team successfully demonstrated the 4 different stories with a diverse trajectory. Most practically knowledgeable video.

[@WintWealthYT]

Glad you enjoyed it!

[@NitinAveerSingh]

Only channel where content is 100% genuine and actually useful! Keep it going!

[@vermakaushal29]

Another banger!!! All these people just simply inspire me to do more for myself in a financial and mental manner. Never posted an average video, kudos to that!!

[@rajat0610]

first time opening the account statement was indeed a rude shock!! so accurate!

[@WintWealthYT]

Indeed. We relate too 😅

[@gamedeeds]

The time line editor is 🔥

[@शाकुन्तलम्]

Y'all need to pay the editor more, I never felt like being on a plane while not being on a plane 😭😭 ps: I'm not the editor.

[@sureshkumarkrishnan101]

Traders are a different breed altogether

[@nikhiljain5887]

Thanks for letting these guys come out and giving them the platform to speak about these things. 👍

[@Happysoul_3]

I have observed one thing in people who earn crores per annum. They are really mad about collecting branded stuff for eg sneakers, perfumes, watches, jewellery, handbags etc..they have never ending desires related to these product which creates overspending and I promised myself that I won't get caught in collection of blingy stuff even if I can afford. I hope people who are on their road to become rich learn this important lesson and apply in their life forever.

[@ramangarg9990]

Then what would be the use of so much money in the end?just pass on to next generation?

[@Heisenberg-02]

@@ramangarg9990Financial freedom? Can stop working tomorrow and start gardening because they know they have enough for their lifestyle. But if you plan to work till 60s then I guess its fine

[@abhis9353]

If someone is earning 5 million usd per year they have already achieved financial freedom. What is the issue with them spending their excess money any way they like?

[@abhis9353]

Idk why in India we keep pushing this moralistic point of view. What is the issue if they have desires which they fulfill by having ambitions. I feel ww should let each one live their life as they see fit. But trying to achieve a moral high ground by making all desire sound negative is something India needs to lift above

[@surajitdas7695]

Everyone has different hobbies bro, I've seen middle income people having a knack for collecting stuffs. It's a hobby, don't hate please. They work hard for all that

[@Amritanjali]

Minimalist person are sucha bless for the Environment.

[@BB-gr3mo]

They are branded dumbwits and lazy asses by the society 😢

[@NoName-bb2pu]

Nice English, anpad gawaar

[@SumanRoy.official]

Money doesn't buy happiness, it buys a fuck ton of happiness

[@BogumilTanski]

Bullish or bearish, AI stocks will still dominate 2024, even beyond. Why I prefer NVIDIA is that they are better placed to maintain long-term growth potential, and provide a platform for other AI companies. I know someone who has made more than 200% from NVIDIA. I'll also take these other recommendations you made.

[@SorensensHiersas]

I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or seek advice from certified market strategists.

[@MercuriosBakers]

@@SorensensHiersas I agree. Based on personal experience working with an investment advisor, I currently have $480k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks; you also need to be knowledgeable, persistent and have strong hands to back it up.

[@BogumilTanski]

@@MercuriosBakers I'm interested in investing through an analyst. It sounds like the most sensible thing to do in the market. Could you please give me a pointer about who you work with?

[@MercuriosBakers]

@@BogumilTanski The beauty of MARGARET MOLLI ALVEY approach is her dual focus: while aggressively pursuing profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.

[@BogumilTanski]

@@MercuriosBakers I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you.

[@Jay-dp8po]

that guy laughed so hard when he heard 2.5 lakhs per annum....

[@dakshsinghal5814]

He said oh thats the cost of my pen

[@Pushkardwayne]

Great content as usual team! I'd suggest bringing to light, individuals who went from a negative to highly positive balance. Either through Debt or other financial hits and how they overcame that. Maybe something around financially independent women as well, that should be interesting in our economy to know about. Thanks again !

[@WintWealthYT]

Great suggestion!

[@Happysoul_3]

When one of the spendthrift guy said he wants to be the no. 1 in many things. It reminded me of deepinder goyal, the zomato founder's recent purchase of India's first Aston martin car of Rs 4.5cr. This sums up everything, the rat race to be the no. 1 will never end.😅

[@pranaya911]

First AM DB 12 he meant

[@calculateyourworld6091]

Money does not give happiness. But its value is known by those who doesn't have. As a single person, I managed to live with an expenditure of 1.1LPA for last two years, just for saving. Coming two years, I aim for 2.5-3.0LPA expenditure limit. For a middle class/ lower middle class person, there should be some compromise on lifestyle, otherwise its hard to save.

[@Amitkumar-fp9no]

9:50 this guy is the smartest of them all

[@arjunps6776]

Interesting that the maximalists are quite clear about their allocation. Although one has too much equity and the other too much debt. One minimalist on the other hand doesn't bother much with his portfolio. Other minimalist has 60% in real estate making me wonder how that is minimalist. Maybe real estate investment has made him a minimalist. But he's the guy with the most diverse portfolio amongst the four.

[@WintWealthYT]

Hey Arjun, the real estate part is his own house in Hyderabad which he purchased recently.

[@arjunps6776]

@@WintWealthYT Should own house be included in the portfolio?

[@WintWealthYT]

Ideally the primary residence should not be included in your portfolio. But we've seen that some people have different thoughts around it depending on how long they plan to use the house and their knowledge of the real estate market

[@lostsoul4317]

This is like me talking to my rich friends in school 😢😂😂

[@vm-my6hg]

There is no single/uniform path to happiness, one needs to discover their own journey 💡 The stats/metrics brought out by the successful individuals are quite useful to understand.

[@Amitkumar-fp9no]

11:20 smartest guy

[@adarsha12345]

Very well thought participants...different thoughts. Different views of looking life n commerce..

[@nitinarora5794]

Hi wint, can you take trader (this video) interview, he is superb, full of knowledge, true intellect and crisp answering, desperately looking for his journey interview and his vision of earning. Hope you do this…

[@ranjeetpankhade3747]

Could you suggest a application for expense management? If there is any

[@WintWealthYT]

Hey Ranjeet, you can try using Axio, Fold Money or Salt App

[@Unkn0wno2]

use excel

[@arjunps6776]

MS-Excel

[@Heisenberg-02]

I use Money manager. It’s good. I was using Axio which is superior but changed from android to ios and Axio wasn’t there.

[@rahulmiyan]

Money can’t buy happiness but money can buy time for you to pursue things which can make you happy.

[@pivot858]

Just wondering, from where you approach such guys who openly talk about their spending and investing capacity. Curiosity!

[@rohan8933]

Damn, this video really showed me some new perceptions. Great video from wint as usual!

[@vaibhavsharma7136]

Man, this is literally gold

[@satheesh1430]

Really enjoyed the thoughts they shared. Expecting similar contents.

[@vishwajeetpatel3872]

the life is between these two spectrum and keeps on changing on either side depeding on phase of life.

[@nikhilagrawal9204]

Love the content. Gets so much insight about the life. Thank you so much for sharing the info.

[@incrediblepepper7544]

Strangely VP from Optum, didnt consider his new tucson in his expense :P .

[@shlokkulkarni3223]

Must be an exchange over the previous one + some cash

[@incrediblepepper7544]

@@shlokkulkarni3223 Yes may be, but still an huge expense considering his yearly expense is only 15 lacs !! not an investment. 45 to 50 lac car, even on exchange he would have lost some money on the previous one.

[@VishwasAshray]

Great content! Millenials like me want more of this content to be there so that we learn from those who are already there.

[@sagarp1574]

In most of the videos that I've seen on this channel, people are investing in FDs and earning a fixed income to cover all monthly expenses. So would you pls explain this method in a more detailed manner.

[@dhrumitkumarpatel8855]

Quite different and interesting ❤

[@sunmoon4520]

How can we know more about person having annual expenses of just 2.5 lacs. Never heard that before

[@WintWealthYT]

Hey, we've done a whole video with him before. You can check that out here: kzbin.info/www/bejne/o5DZfqmjaZJmqZo

[@amanChauhan-dy1ko]

Great❤

[@SoumyaBanerjee-h6r]

Another great video.. Full of Prospect and Insights.. Please keep up such conversations, because only you are doing it and no one else.. Your niche is small and even micro at some aspects like FIRE... but I also believe these micro niche have the hooked audiences who would stick to end of every video and look for even more prospect.. Please keep this up... Loads of Respect and Regards to your entire team..

[@WintWealthYT]

Very happy to know you're enjoying the videos

[@yashkothari823]

Thanks for the amazing video!

[@jabi24]

Crazy content as always ❤️

[@brwler1]

You guys should show the year of the 1sr salary as well. I see this in every video. Just telling 3k was my 1st salary is meaningless info unless you tell us what year was that.

[@Heisenberg-02]

Is it possible to spend less than 2.5 lakhs per annum with kids and family?

[@snlagr]

this channel is like video version of indian financial subreddits :)

[@mohittunwal]

Exquisite talk shows

[@yadavsurjeet2504]

Great discussion with pointed content...❤

[@adityalaad3862]

Why does Suhas say consumerism will peak and then have a downfall? At 9:45

[@vijaysinghpatel3156]

Saturation will hit,although for India it will be a long time since it has only started recently and the plausible population size is large accompanied with the change in demographic.

[@ajaykumarsingh5395]

Excellent angezi, keep it up for our new generation

[@kamranahmad6928]

What all are the insurance s that they have, life , health etc..

[@anithadhamotharan2841]

I love this channel❤❤❤❤

[@WintWealthYT]

Glad you liked the video (:

[@Mightywealth]

Two panelists are extreme ends. Neither one can easily leave their home nor can leave his job to do trading. Other two panelists working in IT are more relatable to the majority. It would have been great to learn their story around savings, investment and strategy to building wealth to retire.

[@Rishi-vw8nw]

Amazing 🤩

[@ashishshedge1288]

Great video

[@sajalchandra3959]

Can somebody please link the Linkedin profile for the people on the pannel

[@anishjha7059]

Maximalists can be Minimalists based on the objectives (Need vs Want), but Minimalists will not be maximalists. This is my take, could be wrong.

[@amitbansal7754]

The content is good but the audio was painful to hear through headphones.

[@rohitsoni9325]

Work on Audio! Voice is low, Bg noise is high and additional sounds like that of a car was way too high that it disturbs the rhythm

[@shadyapp7416]

At 7.51 😂 spendthrifits? Who has brought this guy on show

[@suprotim4622]

Subscribed...

[@inaayatsachdev]

wish more women were featured on a channel about money

[@randomguygogo]

And discuss what? How marry rich?

[@KunaL-yf4jc]

😂​@@randomguygogo

[@anirudhkumar4507]

😡 Fuck feminism!

[@workerbee1689]

A feedback, your videos are very good but, your sound quality is bad. Please work on it.

[@magadahraj_ajatashatru]

Video idea: people sending their kids to public school vs costliest schools, low cost amusement park vs expensive amusement park, etc

[@sidhu0081]

That Happiness analogy with Circle is amazing! Also the other point 4th person had told.

[@livenotlive]

You gave glimpse of how much they spend per year but later it didn't come in the main video.

[@WintWealthYT]

Hey, that is their annual spend. The rest of the video is more about how and why they spend that much :)

[@livenotlive]

@@WintWealthYT Thanks, I thought they will eloborate more on how they spend, specially the 2.5 lac per annum guy, nevertheless great video, really liked it.

[@takahashilubale7936]

Am 20 year student of iiit allahbad it branch student here all batch student plced and their medium package is 12 inhand how i get 3cr at age of 43-45 please reply its possible or not 🙂🙂🙂

[@anilguleria325]

Nice

[@SameerSachdeva1103]

Great

[@randomguygogo]

Wise men have to think about the carbon emissions, enviournment, pollution and consume less.

[@prakashd9452]

One crore salary 😮. OMG

[@123anuk]

the minimalist spending is two times average percapita of INDIA. wowe

[@nobuffer-indef]

nice

[@rakeshpotluri2047]

Just my observation nothing to offend but someone who doesn't know how pronounce spendthrifts @7:47(clearly shows he's never heard or used the term) is earning 60 to 70LPA I find it quite weird man😂

[@apsod332]

Its not a good culture boasting your salary and naming companies and salary bands alike.

[@vijwalakula9340]

It's not boasting, this is a finance channel based around having conversations on money

[@apsod332]

​@@vijwalakula9340 Every employee signs a confidentiality agreement with a company about their compensation and band levels. Such interactions, on the name of finance channel, are misleading. A lot of other guests in this or other channels uses salary ranges more appropriately. This channel host seems to have a fantasy for asking actual salaries..

[@Happysoul_3]

$3000 pen- Mast Rapchik Dhassu Investment😝

[@Gannu_Maharaj]

👍

[@jain93mayank]

😅

[@kobaganavenu1283]

6

[@avinashkaushik6976]

No no no… This can not be a representation of Minimalist vs Maximalist… Script for minimalists’ is totally loosing from start and it only relates to old age mindset.

[@notoriousdilemma9407]

Who would probably buy a 2nd hand pen? 😅

[@TylerDurden3490]

Life jiyo yaar yeh minimalistic maximalistic mei kya rakha hai ?

[@AnujNeogi-ih2db]

Best comment of vdo 😂

[@anakingaming3687]

This channel deletes comments

[@rahulchand847]

If u want to approach a bigger population reach in INDIA u should publish the video in HINDI so that the actual people who require this knowledge are benefitting🎉

[@sreelakshmi11193]

And what about who doesn't speak Hindi?

[@rahulchand847]

@@sreelakshmi11193 Mam, for those we can use subtitles , as those who know english they are having slight edge of better understanding.......thats why i specially mentioned in my comment that if we want to approach bigger population (that is hindi speaking people in India) as they have comperatively less financial knowledge

[@Milkyway248-p4h]

Most boring.. it makes sense when income levels are equal

[@StampSEO]

im sorry but the maximalists have significantly more money.

[@PKMKB93000]

4:15 Wtf is 1CR LPA? Kindly correct it to 1CR PA

[@Gunj77]

@WintWealthYT can I get the permission to post this in LinkedIn ?

[@akashghorpade9304]

Awesome want to be a part of Wint