Wolf of Magic Presents: Managing Capital with a Magic the Gathering Store

Rudy Rants about the lack of transparency in the Credit Card lending/financing industry
All Credit Cards shown in video were disabled during the 2008 Credit Crisis/Banking collapse
PATREON : / alphainvestments
SHIRTS: www.ebay.com/itm/-/162268260486?
~FAN MAIL~
Rudy's Magic Store
10950-60 San Jose Blvd.
Box # 139
Jacksonville, FL 32223

[@TylerPlurden88]

School just teaches you how to obey and be a corporate puppet... Not how go be truly successful and be an entrepreneur.

[@sunnohh]

Must have gone to the wrong school broh.

[@azraelswrd]

Nah, most textbooks teach theory and fundamentals (aka history). For real-world applications, you have to take more advanced courses or go independent study in my collegiate experience.

[@Starfury117]

School teaches you the basics. From there, you are encouraged to problem solve and find solutions for yourself. Basically you pay the school to give you opportunities to think and make mistakes and not face the consequences. Because lets be honest, who doesn't fck up the first time they try and do something? Thats why smart people don't need school. School doesn't really do anything special for anyone. People who graduate and people who didn't arent any different. I hope I didn't break anyone's dreams...

[@ltmaniac]

Have to disagree. Licensed CPA here. Without school, I wouldn't' have over a dozen investment properties in the Bay Area and a stable and enjoyable career. Plan is to retire early and live off passive income once I hit 40. In terms of schooling in relation to entrepreneurship, you can mention Zuckerburg or Gates, but for every one of those guys, I can name you 10 college drop outs eating floppy tacos and wasting money playing MTG. Your statement is just feeding the masses what it wants to hear, despite it being an incredibly inaccurate.

[@tinss619]

That isn't necessarily true, despite agreeing with most of your statement, you need that magical piece of paper that says you went through hell and payed your due's. Don't give me wrong I don't agree with that method but its simply the truth. One of my buddies can't even get an internship at a business place without saying he was over halfway done getting AA. That's just the world we live in, if you don't have the experience you can't get the job if you don't have the paper saying your experienced you can't get the job either. Unless your one of the maybe 0.00001% of people that get lucky or are insanely smart you get nowhere.

[@MTGDraftSesh]

My wife won't touch me unless I soak my package in Rudy-Fina water.

[@sethk1212]

MTG Draft Sesh u shouldn't have married her; u need to keep control dude , hold things over her head to get what you want.

[@L0j1k]

Credit and money management and budgeting should be taught in grade schools. Thanks for slapping everybody below the waist, Rudy.

[@acex222]

NO NO NO NO! We can't let the plebs make finance harder for the rest of us

[@L0j1k]

"You want some Rudy-Fina? I'll pour it in your pants." -- Creepy Rudy

[@switcheternity]

I was going to tag this line but I KNEW someone would have beat me to it lol

[@ClicketyClack]

When you think about it, all water is a repack.

[@HRW653]

No no no, not just water... EVERYTHING is a repack. You, me, the planet, the sun the enitire galaxy is a repack

[@mrantihippie]

Deep shit

[@moodlampActual]

2 credit cards?! those are rookie numbers! we need to pump those numbers up!

[@hermantoribiogaming1386]

*starts pounding chest* hmm-hmm-hmmm....hmmm-hmmmm

[@Swamplord]

Rudy, your memes are becoming TOO powerful. Probably time for a meme reserved-list...

[@Scott-qy2ts]

Bless Rudy and his videos. Love the enthusiasm.

[@shankzula6332]

It looked like he about lost it when he started visualizing a goldfish running around the house destroying everything 😁

[@trainern8173]

WTF Music in a Rudy Video!?! Taco is Tingling...

[@audiocancer]

Whoa there, Rudy! Calm down with the editing!

[@tomrutherford3488]

Last time i came this early was when Rudy uploaded the last video... you dirty fucker.

[@bookmedia67]

Can't wait for the Rudy Repacks! 3.99 on eBay! UNDERGROUND SEA!

[@EdwintheMagicEngineer]

Rudy, one of the reasons I'm a Patron and I love this channel is the convergence of MTG and Finance worlds. Keep it up!

[@SteelsammyFilms]

I was told that keeping up with my credit card payments will boost my score, so I've been using them to buy all the repacks I can find on eBay. I'm on my way to success.

[@williamroggers1882]

these are your best vids in my opinion ... keep it up

[@trainern8173]

Hey Rudy I replied to your Tweet for this Video... I tweeted you a Screenshot of my credit report as of Today 5/20/17... That is a Direct result from your Credit Card Warrior Video shot a few months back. Thank You Very Much!

[@Tsunamiis]

This was a great video. I wish they taught so much more about finance in highschool. I didn't learn to properly balance a checkbook until i was in my late 20's and my wife taught me.

[@LucidLegend1984]

I learned the hard way and just like Rudy, I'm paying for it. Rudy I'm not a patron but I'm gonna share this video to some great groups and get you more subscribers man. Thumbs up!

[@Tyrius8]

Rudy, thank you so much. I just got my first credit card through my bank and they would tell me nothing. They said they could not by law. Then the bank 1800 number people said the same thing. I ask people and everyone has a complete different story. Thank you so much. I'm a huge fan and this was the best video I've seen and I cought it by accident. I appreciate this much.

[@zudanetv]

Hey Rudy, I just wanted to let you know that I appreciate the fact that you put your time into making videos like this. I've watched the first credit card video and got super excited that you made another one. As a guy who's looking to build his life, the amount of information and it's delivery is impeccable. No bullshit, straight to the point, and entertaining as hell. Thank you again. You have no idea how many people you are impacting with the knowledge you're giving out. Looking forward to more content like this.

[@atl_mx5]

rudy autobiography confirmed. contents: magic repacks, random financial advice, and tips when taking the bus to hose town.

[@jimmyp9105]

And xrays from one of his doctor patron

[@davidgoulding1386]

Fuck this video is over 5 years old now and is still amazing. Thank you Rudy!

[@ANGELofSHADW]

QUALITY fucking video, keep these coming

[@beerandmath]

Hey Rudy, I really appreciate this sort of video. I'd always heard from people that it's important to build credit but I never really acted on it because I thought "eh, I'm not buying a house any time soon so what's the point of building credit now? It's just more bills to worry about each month." Your point near the end really won me over - that opportunities come along randomly and you need the credit just in case. This resonates well with me but until you said it I hadn't pieced it together myself --- so thanks to you, I'll be opening new credit accounts and also be on the lookout for other pieces of advice I've heard but not taken seriously because I hadn't thought them all the way through. I enjoy your other content but I think you're well-suited to this sort of video as well and I hope you make many more in the future!

[@ebush279]

i love how much passion you have it really makes the video better im 22 and you have actually taught me about life i can honestly say thank you

[@StealthNinja4577]

I thought Rudy fina was gonna start flowing from the cabinet. I love these financial videos. Already got a great credit score and my second 6 month increase.

[@Hawkeyepenny]

I love all of your videos, been a fan since you started the channel. I would live more videos like this. Keep up the amazing work!

[@isaacrocha6394]

Thank you so much for posting this Rudy, this helped me realize my perspective on personal success is off. Thanks for the wake up call and helping me get my ducks in a row. Was feeling crummy of going 0-4 in today's game day, but this helped me realize I'm going about things all wrong. Thanks for putting things in focus, this video is worth way more than any old full art foil glory bringer.

[@patrickpoirier7177]

Rudy..man..i fn love you! I can’t get enough of these!!

[@mojo45678]

Thanks for the video Rudy, I do think it went well. This is an important topic to cover and glad someone is doing it.

[@guardianlight69]

Huge fan of your videos especially ones like these. Please continue making these videos

[@SaintSeiyaelbzr]

This video just helped me in so many levels Regards from Uruguay

[@lokilxix]

Rudy I started with little more than dirt but a year in since you talked about this I have rehabbed my credit and about to buy a house. Thanks man.

[@djcomardo4512]

Rudy is 100% correct about credit cards and credit reports. Everything he said in this video is true. This video should be shown in every business class. Good job Rudy. The 21 people that didn't like this video must be stupid.

[@Woodside235]

I enjoy how this information goes well beyond the scope of Magic.

[@burgerringsarenice]

MY JUICE IS HAPPY, MY TACO IS FLOPPY, MY CAR HAS 3 DOORS, ITS TIME TO GO TO HOSETOWN

[@austindestani1592]

Just FYI Rudy, I don't play mtg, I just collect the cards, but your content is always hilarious and very informative, you are hands down my favorite KZbin personality, if I had the cash I'd be a Patreon, #keepyourtacofloppy

[@Lucas-ee5kx]

This is my favorite type of video ruby makes

[@matthewpresson6771]

Seriously, while this is a random MTG vid, thank you for saying these things. Took me a year of playing around with credit lines (loans/cards/banks/etc) to learn everything that you're discussing here. Preach it! Get those ridiculous card rules out there!

[@ShaneAJ2003]

This video made me a subscriber. Way to go!

[@thenightangel05]

Its very difficult to believe something that goes against all the bs we are taught in schools that we pay THOASANDS of dollars to attend or advice by so called professionals. I think the saddest part of it all is that I can believe this crazy guy on the internet over the teachers, professionals, and "adults" in my life. Thanks Rudy, even if youre odd, youre one of a kind.

[@bkweddle7599]

Best financial advice I've ever gotten. Seriously Rudy, write a book on the subject and I'll buy copies for everyone I know

[@Kayzizzle]

Great video on this topic as usual

[@benrunciman4399]

at first I thought you were too much for me to handle. now I watch whatever you upload

[@overlord3051]

Seriously, thank you Rudy. Please keep financial advise videos coming :) (but I'll still watch all your MTG content too :P)

[@robmoke-gatt8945]

Can Confirm, Finished studying business last year. I was taught theories of management and communication as well as organisational behaviour. Looked at economic concepts, know the basics of accounting and know everything about commercial legislation in my country. I know how to create business documents and reports and the fundamentals of marketing. But after watching the start, realised that everything about the financial side of running a business was self-taught

[@KrepsyK]

Rudy this is the best content out there. Half finance half magic splash of fun. Blue/Green deck splash of black.

[@blazenjestergames4025]

Rudy all your videos need to have that entrance !!

[@coolpumas1000000]

I started building my credit at the age of 16. I am 18 now with a credit score of 750 at moment. My vice principal thought us all about credit, investing, saving, and much more. Without him it wouldn't be as good. I currently have about four credit cards and looking into get one more this year.

[@TheZack890]

best opening so far! hilarious for sure. the video itself was also one of the best

[@mattm7616]

I disagree on the Annual Fee comment. If you get the higher-end cards that offer large bonuses, it is almost always worth way more than the fee. For instance, Chase Sapphire preferred has a $95 annual fee (waived for the first year) but gives a $400 bonus if you use it for the first 3 months (~$1000/month spent). Even if you kept it for 4 years you would make money. Ideally, you get the bonus, and downgrade to the free version (in this example it would be the regular Chase Sapphire) before the annual fee is due, and you just profited $$$.

[@911WASanINSIDEjob420]

thanks for the deep info. love ya bud

[@guccimane3731]

Thank you Rudy, I just got accepted for my 28th credit card. Gotta be prepared to buy those Mirage boxes

[@guy_with_phone4466]

Hey Rudy can you please make more of these videos, because I'm 15 and the more I know about things like this the better for when I'm gonna need it

[@Flo_s503]

Rudy you should write a book on credit building for timmies and offer it to patrons

[@kv83]

Office Space is one of the most funny movies about IT and culture. It's shocking how accurate it is to this day!

[@caesaralferez359]

Listen to this man.

[@kenfresno2125]

You hit the nail on the head 4 minutes in. People are invested in making sure we stay as ill-informed, poor and weak as possible.

[@runofthemillstone9378]

I'll see ya in Vegas Rudy!

[@0321Dave]

5000 cases of Rudy-Fina please!! Loved the video. Crucial info here I love it.

[@xaxabel]

THAT INTRO THO. NEXT LEVEL RUDY

[@johnbixbybixbyking5007]

Americans only save about 4% of their income, while part of this is people living paycheck to paycheck, a substantial part of it is Timmies not saving their money. The government would never encourage people to save more because the idea of SPEND SPEND SPEND is better for the general economy and it creates bait for politicians to brag about. High School doesn't teach people how to manage money wisely as Rudy stated in the video, and the government is totally fine with it.

[@azraelswrd]

Rampant consumerism -- welcome to the 21st century.

[@TheWoodenshark]

Yes, school doesn't teach us about the most important aspects of our lives at all. Managing our finances and savings, dealing with taxes and laws that impact us, knowing our rights as consumers and the tools and weapons at our disposal when we're cheated or screwed...

[@ltmaniac]

Basic accounting course will teach you taxes and basics of financial statements, then you can take an individual tax course if you're so inclined. You can also take intro to law (which will teach you about torts and business law) and there is of course entrepreneurship and business ownership courses you can take at many CC's nowadays. The information and weapons are out there for the public. It' the effort by individuals to seek this information that is lacking.

[@Volkbrecht]

But is it really a good thing that basic information like that is only available as an option? At 18 years of age you get to vote and participate in the consumer and business world as what is technically called an adult, but all you have to do to get there is staying more or less alive and away from serious crime. Shouldn't society be more interested in spreading the qualifications necessary to "qualify" for these rights? Having an hour or so of basic law and finance lessons per week, maybe for the last two years of high school, wouldn't hur.... ah... now I get it. It WOULD hurt. The lawyering profession. Who just so happen to constitute a serious share of the lawMAKERS.

[@ltmaniac]

Volkbrecht if you need a course for all basic tools in life, kids would ever graduate high school. The thing is, most kids won't need to know how to file taxes or deal with business law until they're older. And if an 18 year old kid has rental income, capital gains, dividends and mortgage interest, I'm sure they're smart enough to fill out schedule A. There's a reason why these courses can be taken as electives in colleges or free for the public to enroll in CC. But no, kids are taking the easy way out with BS courses that aren't going to teach them applicable skills in life. My cousin just took a "Beatles History" class at UCLA. And another relative took a "Wine appreciation" course. Not joking. Americans nowadays lack effort and expect everything to be handed to them on a silver platter. And when something doesn't go their way, they like to blame the system instead of taking responsibility and reflecting on their own mistakes.

[@sonsofsparda22]

Thanks Rudy. More videos like this. You're the light in the darkness

[@JM-gw9bp]

The intro music made me randy, Rudy!

[@Arvolite]

very interesting and educational im with you Sir :)

[@bryandodge5855]

thank you for the video

[@Raparanoiko]

Definetly not the best video to watch when you're studying for your college exams. Good job Rudy now I don't know what to do with my life

[@arenkai]

That intro though. I know you're a very busy man, but those kind of editing could really up your KZbin game by quite a lot !! :D

[@Crimsen13]

Love these videos on credit cards! Thanks Rudy! Also what the heck are we supposed to spend all this money per month on? without making ourselves poor? maybe that could be the next video on the series what to us the cards on, or would this be more of a thing for those investing in things or running businesses.

[@01Sajman]

I GOT YOU RUDY, do you need a benzo?

[@captainfailtv]

i took a personal finance class in college. The professor talked about credit for 1 week. Pretty much said the same thing on what most people say. Pay off your balance completely. I dont believe in credit because it influences spending instead of saving. Yes you can get cash back. But you have to spend money to get cash back.

[@sirdansleysirdansley2389]

Credit card Rudy is my favorite Rudy

[@vaevictus4637]

Solid ENTJ wisdom. I like the way you worded this message.

[@TheFinkage]

Last year when you put up the original Credit Card Warrior I believe I had a max credit limit of about 750? in any case, it was very low. In one year, through my own research and your advice, I now have a credit limit of over 10k. My income is low, I only work part time and I'm a full-time student, but there is great peace in mind that if I ever need to pay for something extremely random or just have a small closed window to pay for something, especially when at the time I don't have the full cash on me, it's a powerful tool. I was able to pay for my honeymoon because of my credit cards, it ended up costing double what we thought, about 10k but I only had about 8k saved up for that specific occasion, so that was when I was able to use my credit at its best in the last year, and I had the most wonderful time in Europe with my beautiful wife, and then we used all the cash back to buy several dinner dates the month after.

[@Shannon_Vlogs]

I also have a bachelor’s in Business. My credit score also fluctuates over the course of a month due to credit usage even though everything is paid off monthly.

[@yallao]

awesome video Rudy, greetings from Venezuela, any recomended blog, channel or website where they explain this shit? love your content, keep them coming.

[@mtgunveiled874]

Rudy for the win. I feel this as a Marketing graduate. Nobody can understand half of this shit anyway.

[@Green_valley18]

Key point here is people : to use your credit cards to buy cards to help out Rudy's empire. Wolf of magic indeed

[@pthance]

Your running gags are awesome, RudyFina is hawt!

[@RexlonXD]

I need some Rudy-Fina. Where do I buy?

[@oldschoolmtgjm4964]

I learn more from one video about how to make myself more successful then any seminar or get Rich anything. thanks Rudy

[@jamesperman2804]

I got my first credit card with $2k in my checking account and my initial credit limit was $500. I only applied for the credit card once I learned whilst trying to get a cell phone that I had no credit history. It wasn't good, it wasn't bad, I just didn't have any so I was declined by default. I had to wait 3 months just to get a cell phone contract. But it took me 10 years to learn half of what was in this vid about credit.

[@paulmuzila]

that intro was amazing

[@andrewalves886]

That was the best. Intro. Ever.

[@clauderodrigue6461]

This was the best birthday present I could ask for

[@victorm.3279]

Hey Rudy. Just an FYI, in my country in Europe, we dont have nearly as big an issue cause we dont have any credit scores. But usually you start running into trouble when you try to get a (first) house or appartment cause the garantees demanded in return are FREAKIN stupid (like if you wanna rent you need to earn at least 3 to 6 times the rent cost, depending on the income and savings you and your vouch have).

[@captaincab07]

Where can I get some of that repacked Rudy H2O? Seems to be giving you way more energy than coffee or energy drinks.

[@caesaralferez359]

MORE BUSINESS TIPS!!! GREAT VIDEO.

[@omarmoreno3758]

great vid my man, best one by far (micheal bolton, that ass-clown). saw the movie behind ya...

[@SADleem]

I'm a simple man. I see a Rudy video, I like it.

[@Raaanch]

So, are you the Free Credit Report Dot Com guy that they fired?

[@omegainvestments2345]

11:50 watch over and over until you understand what he's saying. hey music in magic card videos is my thing. you yell at us and throw text books and make us smarter about cardboard, currency, & credit. How about a video on amortization or how my family gave away most of it's wealth to banks. A video on Venezuela fun with inflation and financial collapse. This video is awesome. Keep up the great work if people can start to understand this stuff we could really make and save money, we're all trained to be debt slaves.

[@RadioStarRTR]

Omg that intro had me rolling!

[@Brainspoil]

A truly amazing video and very informative. As a swede I don't have these kinds of problems since this country wasn't built on capitalism. Though I've always wondered how it works in the USA. Thanks for enlightening me Rudy.

[@shadikal12345]

"It makes Taco Bell look like the best restaurant in the universe." Well, according to Demolition Man, they won the Franchise War of 09. Is this how we get to that future?

[@EvanMMoon]

That, squire, was a splendid hat.

[@duhbomb3000]

I fly from the US to Asia every year for vacation and my flight in first class is free, all thanks to applying for multiple credit cards a year and getting the point bonus. An annual fee is fine if the card benefits outweigh the annual fees.

[@LifelessGamer]

Amazing intro!

[@humm.ngbird]

under rated rudy mode: credit card teacher

[@coldfusion2121]

i like the stream of consciousness fish thing you've got going

[@ditcher1599]

Rudy!!! Once I get 10 credit cards with a 20k limit, is it time for me to buyout the Fallen Empires sealed market???