Timmy Learns about Credit Card Manipulation

[@Mid-Tyr]

Rudy always comes back , unlike my dad who left to go buy magic cards.

[@edwardrhoads7283]

Did he at least go out to buy alpha and beta?

[@elfhammer4206]

I’m sorry about your dad hope he comes back

[@neogaki]

Mid-Tÿr sorry son, I’m still looking for magic cards.

[@sabcoak846]

Lol is your dad a millionaire now?

[@DM-qm5sc]

I hope Rudy adopts him 🙏🏻

[@kylemckiernan1445]

Rudy: "Adult paraphernalia" KZbin: *demonetization*

[@JesuslsASamurai]

Really appreciate these kinds of videos rudy, i got kinda late to the party as my 20's i spent doing psychedelics and working at various adult paraphernalia outlets without putting much thought in a future financially. I definitely need to to find the motivation to seek a niche out and start working on a side hustle because i'm concerned that 9-5s in the future may not allow for the level of comfort i have in mind for myself and my fiance. Anyways these real talk money vids help to grow my interest in business and economics at large and hopefully i can put the decent bit of money ive managed to save the last couple years to good use alongside some patented evil investor hacks you showcase to get myself ahead. Much love, thanks for all the laughs

[@SkiDooRydr]

Okay, so I watched the first couple of minutes and charged $50,000 on my credit card. Now I'm stuck at the part where I have to pay it back. How do I get the $50,000 to pay it back?

[@edwardrhoads7283]

You sell the stuff you bought for 50k or you have 50k already to pay it...

[@elfhammer4206]

Edward Rhoads or open another card and pass the balance back and forth.

[@snakeonia7542]

You have 50k saved up in the first place.

[@LeifMaelstrom]

Instructions unclear. Have millions of dollars but billions in debt.

[@scrapsteenlifeintheforks1943]

You just dodge credit companies for 7 years then they cant ask for there money back and you sell your initial investment for 50,000 quick

[@TheDashingRogue]

This model is the Liliana vess of credit manipulation. Borrow from one demon To pay off another demon . To pay off another demon. To pay back the first demon. And if you default they got you by the bolas

[@devoted2thaentertainment207]

Rudy is so persistent, I respect the daily uploads, thank you

[@DM-qm5sc]

* consistent

[@fsmoura]

*insistent

[@Shannon_Vlogs]

Linguistic

[@deinemam7115]

dude thats just a marketing strategy

[@MTGUnpacked]

I hoped Timmy stayed until the end for the "you may lose your shirt" part of the video😬

[@Deeke777]

Timmy: Head blows up Rudy: We're going to need another Timmy!

[@thiccbitty]

Banks and Credit Card companies hate him. Move your credit with this one little trick.

[@jonathantillian6528]

You know after watching this, if Rudy ever did learn how to play Magic he'd probably be good at it.

[@aleksandra0997]

me: very educational thank you Rudy also me: lives in another country that probably has another bank system

[@tragicslip]

this is how to use credit cards. do not carry a balance. maintain the grace period by paying off the balance within 21 day grace period and then feel free to add a new balance. if you carry a balance you lose this grace period, so don't.

[@tragicslip]

further, lets say you had a 1k bill and you paid 995$ of that bill and carried over 5$ balance. most cards will charge you interest on the full 1k

[@MattcasterMage]

Credit cards manipulate me to buy more MTG products

[@ryangreenwald3755]

I have been a firm believer in that all people will need a side business/hustle . I am glad to hear that an idea that gets me weird looks is shared by a success person like Rudy.

[@jamespingel8730]

This is literally my job for my company. More credit cards, I handle some other stuff too, but this is where I get my title of working in accounts payable.

[@clarkjansen2048]

Just remember folks: remove the in-sink garbage disposal

[@micahcourt7483]

Clark Jansen Best comment

[@shantfire99]

Rudy thanks for teaching this 3rd year biochem uni student some important protips in life. Also thank you very much for daily uploads.

[@fishthejew1]

Another incredible video about wealth inequality and the struggle everybody has to take in life. Thanks Rudy.

[@vinosmanuel]

"Today is December 2019" - Rudy, December 2019 -

[@MichaelDavis-zf6nt]

Video summary: Rudy recently invested in Visa and Mastercard stock.

[@jackleshem4010]

Love pink visor Rudy. Best Rudy. This week's episode: credit card balance transfers. 😊😊😊

[@gabbergandalf667]

Incredible that this kind of stuff is legal + within the credit card companies' TOS

[@tylerholm3504]

Our exes don't care about us, but Rudy loves us so that's ok

[@AustinStobaugh]

I think the most valuable advice you had was at the end.

[@Dave-bn4sl]

The last 6 minutes of this video explains perfectly what I have been trying to explain to people for years.

[@etothe3]

really awesome balance between a great financial trick, and solid life advice. This is WAY beyond magic based content (as you obviously know). I love watching the magic content, and this is a HUGE bonus! please keep it up! it makes you channel the CRISPIEST taco around.

[@MrTonglong]

I feel like if anyone thought about how a credit card worked, they would already understand this. The issue is that most people don't have the control to not spend the cash assets they have in-between cycles and can no longer afford to pay the full balance when it's due. They end up paying the minimum and increasing their debt. People need to remember cash is better than credit. You should spend on credit first if you can. Then use the cash to pay it later. Because cash is real. You can take it out. If you take out credit from an ATM you get charged interest.

[@WHEREAMIHELP1]

I love this style of video! You're a very insightful person and I really appreciate your willingness to discuss these interesting techniques and bits of economic insight in a way that I don't see other people doing. Please don't stop doing these types of videos; your booster opening videos are great, but videos like this have a lot of value, even if they don't get quite as many views.

[@PsychoSubSandwich]

Instructions unclear. Maxed out my credit cards on bitcoin.

[@fsmoura]

now just HODL! 📈 🔥 🚀 🌙

[@swvch]

I appreciate these videos so much more than the magic even though that’s cool too. Thanks bro you’re actually helping my financial future here

[@MoxBox84]

Outside the box thinking? Adult paraphernalia would go inside the box lol

[@edwardrhoads7283]

I thought it went inside a flashlight tube?

[@fsmoura]

what about box topping?

[@MoxBox84]

@@fsmoura we all know you wait til the end for the topper

[@Nah_Bohdi]

@@edwardrhoads7283 A sock.

[@harrisonhinton4859]

I just want to say that this video and your other videos like it have really helped me understand the way finance works and I’m really glad I found this channel.

[@supplanter_j5946]

Also this hasn’t been added to your finance playlist just thought I’d let you know

[@AmbianceXBL]

Rudy, your hacker mindset is amazing. Really, thank you for these videos. I love this kind of outside the box thinking. Watching almost 2 years later and still learn something

[@Cosper79]

This video makes me wonder how much that one extra day on leap year affects stuff like interest etc.

[@BBradshawProductions]

True story. I knew this guy who maxed out his credit card to buy $5,000 worth of Vision boxes; his wife who literally just had a baby wasn't too happy about it. She told him to get the money back or it's immediate divorce, so he had to literally sold all those Vision cards and his collection to get the $5,000. This was back then when dual lands were still $15 and Moxes were $150 a pop.

[@EggyBagelface93]

A very sobering video at the end there. Thank you

[@KingLazarius]

As the ultimate Timmy you lost me halfway through but I appreciate all the advice you've given over the years.

[@Verlisify]

I noticed credit due date weirdness from getting ahead on payments and then not needing to pay until next month past the due date and have used it to pass off minor debts and hold credit when buying a house. I haven't had any ventures or need to get shady with it, but its good to know things get strange

[@immortalthepharoah4739]

I appreciate you Rudy!

[@jonathanalbee8127]

Damn dude, I’ve watched your stuff before an always liked your strange humor and magic related stuff, but this real talk video was great. Super appreciate what you’re doin & def a subscriber to the channel now

[@stormrabbit4956]

I can't binge the past content past enough! Loving these kinds of videos on this channel.

[@flamingwolfz]

I don't even play Magic, but I love your videos and that you spread some valuable knowledge many people might not know!

[@digitialkonnections9954]

Rudy that ending hit hard. It's so true you have to do your own thing to really be successful. Yes there are outlyers that work a 9-5 and make tons of money but that isn't realistic for a large portion of the population. I make an ok wage of $17 an hour in my rural state but I know I will need to get ahead to be secure later in life so I don't have to work everyday of my life till I die. I have enough savings to be secure for a couple of years but money deprecates over time and in another 50 years might only last me a year on retirement.

[@IonMagalhaes]

Well, Rudy just gaves us the big picture, it's a bit more complicating than that. With 5 CC's you get 250k, you have 50 days to sell product at least 50K worth so you pay your 1st CC(-200k you owe), 2 days after you take those 50K again (or not) and have 5 days to get another 50k to pay your 2nd CC and so on. Now the tricky part is using your CC's to pay for your CC's. My CC's only let me make payments to stores, not using real money if you know what I mean, unless I pay fees but this is what we are trying to avoid. So I say that you must capitalize on those first 50 days to get as much as you can and have it on the side in case you don't get a cash in flow when the bill rings. If you do get that cash flow you use your CC's to pay for goods and use the incoming money to pay 50k each time. Remember, he said this only works for businesses for a reason: cash in flow.

[@flags4595]

This video hits the perfect spot between educational and inspiring

[@The.Incredible.Mister.E]

Thank you Rudy. What you taught us can help change our lives. I've learned a lot from you over the years. I hope I'm not the only one. Sincerely, thank you.

[@philipmacduffie7612]

2am researching a side hustle. A video about hustling shows up.

[@MrWWErocks2000]

I plan/stagger my big purchases around this concept almost religiously haha. Timing is everything!

[@johncedwardsiv]

I dont even collect magic but I watch every one of your videos I fucking love you bro!!!!

[@blacklanner5795]

"Adult paraphernalia" Don't forget to double sleeve.

[@AndresEmilioSotoRealEstate]

The world we live in. Learning how to take advantage of credit card companies in a Magic KZbin class. Love it!

[@MrDyRy]

Missing Rudy - Day 2, I've found some prepandemic footage of cat in the basement. I wonder what teachings will be found during next days.

[@UT91490]

See I'm an accountant from Rochester, NY and only make ~$50k a year atm, I already know at this salary, I won't be able to retire until I die even though that salary for my area is a decent living. That is a key word, "decent", I wont be driving a new Tesla Roadster anytime, well, ever... I do have enough for some revised dual lands tho 🤔

[@edwardrhoads7283]

Sure you can that is about what I make although I am married and my wife also makes 50k. We spent like a one income family and started buying rental properties that would give us 10-15% returns. Do that for a decade or two and you can really grow your money. 7 years later we went from almost nothing to about 800k so it can be done.

[@ashton35]

And I'm picking up trash for $15 an hour... Ama

[@skurai]

I don't understand Rudy, am I GONNA BE POOR FOREVER???😢

[@fsmoura]

not if you follow the hot tips and invest in hot flashy singles

[@knavenformed9436]

@@fsmoura Like the one 5km away from me?

[@parkerjeans5777]

Yeah.

[@mikechurchill1071]

Wow this was one of the best honest to the bone real videos I’ve ever watched and I learned a lot watching it and thought about about my social status and position in life and I’m going to act upon it and do something to change because I’m not satisfied with where I’m at. Thank you so much for the inspiration videos I’m glad I got to meet you at GP Vegas the last one you ever did. It was a great experience to have a quick conversation with you:) keep doing what your doing Rudy!!!!:)

[@danbarto8876]

"I am not a financial adviser. Any advice given is for entertainment purposes only. You should be able to recognize this due to the very serious pink visor, even though my visor is very serious.

[@buschleaguers75]

ive been with you since you have started here on youtube rudy..and i can honestly say you give a mudder fugger hope...you are one of the few dudes i actually listen to..and when i say listen..i mean really listen....i can also say i am proud of you dude.

[@scopehawk]

Little did we know, Rudy absolutely nails the state of most peoples financial situations 4 years into the future. “This will only get more dramatic and crazier” “It will become very difficult to keep up with inflation” Prescient words, Rudy. Little did we know how true this would become.

[@DerekF-u7e]

Market: Downturn Rudy: ALRIGHT FOLKS HERES HOW TO LEVERAGE 50k AND PUMP THE MAGIC MARKET

[@ryangreenwald3755]

Let's. Get. Physical! - I mean Serious. Great video Rudy!

[@Rainbow-Dash]

Im on time today at economy class. Im present Rudy !

[@sumnus5369]

Absolutely love these kinds of videos, Rudy. Thanks for the awesome content.

[@Darkbird3]

You da man Rudy. Appreciate all the videos and information you provide. Be safe

[@matthewlarson7207]

I love all your content but this is one of your best videos in a while!

[@mf8936]

I don't collect Magic but your videos on finance are so motivating. Thanks Rudy.

[@Tolkatore]

In Rudy's next video, he's going to show the Timmy's how to by using this method he just taught, how to buy all of his reserve list cards.

[@kclothe]

you got a really great backlog of videos. Hella enjoyed this one, thanks

[@gaetanbovey8649]

Next video: learn about Timmy manipulation

[@ericrc3193]

Thanks!! The machinery to create these molds sounds expensive.....Just invested in creating the supply chain for refurbishing said paraphernalia.

[@semperpie]

Hey Rudy, I don't play Magic at all, but still enjoy watching your videos. You sort of feel like the father that I never had. Thank you, dad.

[@bluedemonnn]

1. Get credit 2.Sell adult paraphernalia 3. 4. Profit! I spaced out on step 3 (Timmy here :) ) Gonna go borrow 300k now even though I only make 10k a year.

[@od6421]

Ahhhh, I was really hoping you were going to get your floppy tacos crossed and go for Feb 30th. You win this time Rudy!

[@DM-qm5sc]

😂

[@zerokidd21]

Oh shit he's got the visor on you know its gonna be a good one.

[@LoveStrangeDr]

Thank you for this Rudy! Easily the BEST KZbin video I’ve seen in a while

[@codelicious6590]

Rudy Float: pistachio ice cream with grape Fanta.

[@rcasti2061]

This hits close to home, Ive watched until the end, rudy you should be a life coach seriously. please don't stop making these kinds of videos.

[@nicodemicsarcade]

So very interesting! Thank you Rudy! I'll go for my monthly request for a long video on the Eternal Masters saga. I don't know much about it since I wasn't into Magic at the time but I'm sure it's a story worth telling. Pretty please! ;-)

[@knavenformed9436]

When the five card hit the board I get it. Rudy's time must feel like forever all the time, he lives and feeds on the time that feels sloggy and stressed. Making a 90 year life feel like a 200 year life. He is a credit card vampire.

[@Don-dk6dl]

Thanks for the video Rudy

[@heyandy889]

9:29 My reaction whenever Rudy's videos grace my liquid crystal display

[@ronaldzecca97]

i love these videos i save them all to a playlist they are really useful

[@jasonl3445]

Thank you Rudy much love :)

[@ithinkifeelthat9984]

Me: "But Rudy why do you keep floating zero percent cash back balance taco transfers across due dates to buy reserve list cards you already have?" Rudy: "I simply did not posses enough capital"

[@ithinkifeelthat9984]

In all seriousness though I often have felt flabbergasted at how people get that jump up to climb out of one socioeconomic status to the next. This is the best hint I've heard so far as to the secrets of it all.

[@DARKinTONKAWA]

SHOW US YOUR WAYS MASTER SILICON-MODEL PROJECTILE RUDY!

[@duncanqwe2925]

Part 2 to 2022 Rudy telling me to go back and freshen up for the test

[@MoxBox84]

BRING BACK RUSSIAN RUDY!!!

[@bkweddle7599]

I actually enjoy these videos as much as the box openings. Your doing god's floppy taco's work Rudy

[@dennisberglind8812]

Thank you for making these videos Rudy! I didn't know I needed this info, but... the more taco's you have...

[@andrewd.584]

This might be my favorite Rudy video to date. Thanks for sharing this, it's super interesting. Now I've gotta open a store called "Timmy's Silicone Projectiles."

[@ferdis7]

Thank you grandpa Rudy

[@pokemonjjetv4091]

Weenie hut Timmy jr aka Rudy hut jr just slapped me in the face with a 3D throne of eldraino reality check

[@jasonl3445]

I really appreciate these videos Rudy ty

[@marcialvargas3258]

Thank you for this gem!

[@Verlisify]

I call it economic natural selection when someone just sits in a median wage job with a median life and doesn't do anything exceptional to earn a better life. Its fair tho, you have to work more than 40 hours of average skill labor a work to be above average

[@tonyjaeger5753]

I love these videos. Thank you for teaching me, Rudy

[@TealGaming-fb8bs]

Where is the part where they break your legs for not paying

[@miketraster9658]

Thanks for being honest Rudy. 99% of us "regulars" won't live that dream because the system is against us. Such a hard pill to swallow and I'm struggling with it. Sincerely, where is the hope...

[@ihavegotnoidea]

nice video as always. I am already doing this, but still cool vid.

[@sabcoak846]

Lol this is my favorite type of videos I remember the first credit card one bring back the sash and the "a fucking top hat"