Timmy Learns about Credit Card Manipulation

[@Mid-Tyr]

Rudy always comes back , unlike my dad who left to go buy magic cards.

[@edwardrhoads7283]

Did he at least go out to buy alpha and beta?

[@elfhammer4206]

I’m sorry about your dad hope he comes back

[@neogaki]

Mid-Tÿr sorry son, I’m still looking for magic cards.

[@sabcoak846]

Lol is your dad a millionaire now?

[@DM-qm5sc]

I hope Rudy adopts him 🙏🏻

[@kylemckiernan1445]

Rudy: "Adult paraphernalia" KZbin: *demonetization*

[@JesuslsASamurai]

Really appreciate these kinds of videos rudy, i got kinda late to the party as my 20's i spent doing psychedelics and working at various adult paraphernalia outlets without putting much thought in a future financially. I definitely need to to find the motivation to seek a niche out and start working on a side hustle because i'm concerned that 9-5s in the future may not allow for the level of comfort i have in mind for myself and my fiance. Anyways these real talk money vids help to grow my interest in business and economics at large and hopefully i can put the decent bit of money ive managed to save the last couple years to good use alongside some patented evil investor hacks you showcase to get myself ahead. Much love, thanks for all the laughs

[@TheLastHonk]

Okay, so I watched the first couple of minutes and charged $50,000 on my credit card. Now I'm stuck at the part where I have to pay it back. How do I get the $50,000 to pay it back?

[@edwardrhoads7283]

You sell the stuff you bought for 50k or you have 50k already to pay it...

[@elfhammer4206]

Edward Rhoads or open another card and pass the balance back and forth.

[@snakeonia7542]

You have 50k saved up in the first place.

[@LeifMaelstrom]

Instructions unclear. Have millions of dollars but billions in debt.

[@scrapsteenlifeintheforks1943]

You just dodge credit companies for 7 years then they cant ask for there money back and you sell your initial investment for 50,000 quick

[@devoted2thaentertainment207]

Rudy is so persistent, I respect the daily uploads, thank you

[@DM-qm5sc]

* consistent

[@fsmoura]

*insistent

[@Shannon_Vlogs]

Linguistic

[@deinemam7115]

dude thats just a marketing strategy

[@TheDashingRogue]

This model is the Liliana vess of credit manipulation. Borrow from one demon To pay off another demon . To pay off another demon. To pay back the first demon. And if you default they got you by the bolas

[@Deeke777]

Timmy: Head blows up Rudy: We're going to need another Timmy!

[@MTGUnpacked]

I hoped Timmy stayed until the end for the "you may lose your shirt" part of the video😬

[@shantfire99]

Rudy thanks for teaching this 3rd year biochem uni student some important protips in life. Also thank you very much for daily uploads.

[@fishthejew1]

Another incredible video about wealth inequality and the struggle everybody has to take in life. Thanks Rudy.

[@thiccbitty]

Banks and Credit Card companies hate him. Move your credit with this one little trick.

[@ryangreenwald3755]

I have been a firm believer in that all people will need a side business/hustle . I am glad to hear that an idea that gets me weird looks is shared by a success person like Rudy.

[@etothe3]

really awesome balance between a great financial trick, and solid life advice. This is WAY beyond magic based content (as you obviously know). I love watching the magic content, and this is a HUGE bonus! please keep it up! it makes you channel the CRISPIEST taco around.

[@WHEREAMIHELP1]

I love this style of video! You're a very insightful person and I really appreciate your willingness to discuss these interesting techniques and bits of economic insight in a way that I don't see other people doing. Please don't stop doing these types of videos; your booster opening videos are great, but videos like this have a lot of value, even if they don't get quite as many views.

[@AmbianceXBL]

Rudy, your hacker mindset is amazing. Really, thank you for these videos. I love this kind of outside the box thinking. Watching almost 2 years later and still learn something

[@AustinStobaugh]

I think the most valuable advice you had was at the end.

[@stormrabbit4956]

I can't binge the past content past enough! Loving these kinds of videos on this channel.

[@harrisonhinton4859]

I just want to say that this video and your other videos like it have really helped me understand the way finance works and I’m really glad I found this channel.

[@swvch]

I appreciate these videos so much more than the magic even though that’s cool too. Thanks bro you’re actually helping my financial future here

[@aleksandra0997]

me: very educational thank you Rudy also me: lives in another country that probably has another bank system

[@matthewlarson7207]

I love all your content but this is one of your best videos in a while!

[@jonathanalbee8127]

Damn dude, I’ve watched your stuff before an always liked your strange humor and magic related stuff, but this real talk video was great. Super appreciate what you’re doin & def a subscriber to the channel now

[@immortalthepharoah4739]

I appreciate you Rudy!

[@jonathantillian6528]

You know after watching this, if Rudy ever did learn how to play Magic he'd probably be good at it.

[@flags4595]

This video hits the perfect spot between educational and inspiring

[@KingLazarius]

As the ultimate Timmy you lost me halfway through but I appreciate all the advice you've given over the years.

[@buschleaguers75]

ive been with you since you have started here on youtube rudy..and i can honestly say you give a mudder fugger hope...you are one of the few dudes i actually listen to..and when i say listen..i mean really listen....i can also say i am proud of you dude.

[@tylerholm3504]

Our exes don't care about us, but Rudy loves us so that's ok

[@Dave-bn4sl]

The last 6 minutes of this video explains perfectly what I have been trying to explain to people for years.

[@LoveStrangeDr]

Thank you for this Rudy! Easily the BEST KZbin video I’ve seen in a while

[@gabbergandalf667]

Incredible that this kind of stuff is legal + within the credit card companies' TOS

[@EggyBagelface93]

A very sobering video at the end there. Thank you

[@MattcasterMage]

Credit cards manipulate me to buy more MTG products

[@flamingwolfz]

I don't even play Magic, but I love your videos and that you spread some valuable knowledge many people might not know!

[@mikechurchill1071]

Wow this was one of the best honest to the bone real videos I’ve ever watched and I learned a lot watching it and thought about about my social status and position in life and I’m going to act upon it and do something to change because I’m not satisfied with where I’m at. Thank you so much for the inspiration videos I’m glad I got to meet you at GP Vegas the last one you ever did. It was a great experience to have a quick conversation with you:) keep doing what your doing Rudy!!!!:)

[@tragicslip]

this is how to use credit cards. do not carry a balance. maintain the grace period by paying off the balance within 21 day grace period and then feel free to add a new balance. if you carry a balance you lose this grace period, so don't.

[@tragicslip]

further, lets say you had a 1k bill and you paid 995$ of that bill and carried over 5$ balance. most cards will charge you interest on the full 1k

[@The.Incredible.Mister.E]

Thank you Rudy. What you taught us can help change our lives. I've learned a lot from you over the years. I hope I'm not the only one. Sincerely, thank you.

[@MichaelDavis-zf6nt]

Video summary: Rudy recently invested in Visa and Mastercard stock.

[@sumnus5369]

Absolutely love these kinds of videos, Rudy. Thanks for the awesome content.

[@PsychoSubSandwich]

Instructions unclear. Maxed out my credit cards on bitcoin.

[@fsmoura]

now just HODL! 📈 🔥 🚀 🌙

[@jamespingel8730]

This is literally my job for my company. More credit cards, I handle some other stuff too, but this is where I get my title of working in accounts payable.

[@Darkbird3]

You da man Rudy. Appreciate all the videos and information you provide. Be safe

[@rcasti2061]

This hits close to home, Ive watched until the end, rudy you should be a life coach seriously. please don't stop making these kinds of videos.

[@kclothe]

you got a really great backlog of videos. Hella enjoyed this one, thanks

[@Don-dk6dl]

Thanks for the video Rudy

[@ryangreenwald3755]

Let's. Get. Physical! - I mean Serious. Great video Rudy!

[@vinosmanuel]

"Today is December 2019" - Rudy, December 2019 -

[@clarkjansen2048]

Just remember folks: remove the in-sink garbage disposal

[@micahcourt7483]

Clark Jansen Best comment

[@AndresEmilioSotoRealEstate]

The world we live in. Learning how to take advantage of credit card companies in a Magic KZbin class. Love it!

[@mf8936]

I don't collect Magic but your videos on finance are so motivating. Thanks Rudy.

[@jasonl3445]

Thank you Rudy much love :)

[@bkweddle7599]

I actually enjoy these videos as much as the box openings. Your doing god's floppy taco's work Rudy

[@MoxBox84]

BRING BACK RUSSIAN RUDY!!!

[@ronaldzecca97]

i love these videos i save them all to a playlist they are really useful

[@Silverlightlive]

Rudy. Please keep making this excellent content!

[@tonyjaeger5753]

I love these videos. Thank you for teaching me, Rudy

[@Rainbow-Dash]

Im on time today at economy class. Im present Rudy !

[@dennisberglind8812]

Thank you for making these videos Rudy! I didn't know I needed this info, but... the more taco's you have...

[@supplanter_j5946]

Also this hasn’t been added to your finance playlist just thought I’d let you know

[@bernardo013]

Gosh, I love these videos so much

[@MrTonglong]

I feel like if anyone thought about how a credit card worked, they would already understand this. The issue is that most people don't have the control to not spend the cash assets they have in-between cycles and can no longer afford to pay the full balance when it's due. They end up paying the minimum and increasing their debt. People need to remember cash is better than credit. You should spend on credit first if you can. Then use the cash to pay it later. Because cash is real. You can take it out. If you take out credit from an ATM you get charged interest.

[@bluedemonnn]

1. Get credit 2.Sell adult paraphernalia 3. 4. Profit! I spaced out on step 3 (Timmy here :) ) Gonna go borrow 300k now even though I only make 10k a year.

[@jasonl3445]

I really appreciate these videos Rudy ty

[@MrWWErocks2000]

I plan/stagger my big purchases around this concept almost religiously haha. Timing is everything!

[@digitialkonnections9954]

Rudy that ending hit hard. It's so true you have to do your own thing to really be successful. Yes there are outlyers that work a 9-5 and make tons of money but that isn't realistic for a large portion of the population. I make an ok wage of $17 an hour in my rural state but I know I will need to get ahead to be secure later in life so I don't have to work everyday of my life till I die. I have enough savings to be secure for a couple of years but money deprecates over time and in another 50 years might only last me a year on retirement.

[@andrewd.584]

This might be my favorite Rudy video to date. Thanks for sharing this, it's super interesting. Now I've gotta open a store called "Timmy's Silicone Projectiles."

[@marcialvargas3258]

Thank you for this gem!

[@BBradshawProductions]

True story. I knew this guy who maxed out his credit card to buy $5,000 worth of Vision boxes; his wife who literally just had a baby wasn't too happy about it. She told him to get the money back or it's immediate divorce, so he had to literally sold all those Vision cards and his collection to get the $5,000. This was back then when dual lands were still $15 and Moxes were $150 a pop.

[@semperpie]

Hey Rudy, I don't play Magic at all, but still enjoy watching your videos. You sort of feel like the father that I never had. Thank you, dad.

[@leifkicker]

Thanks for the vids Rudy, these Timmy's lessons are great!

[@nickowns55]

Thank you Rudy keep making videos like this. No more box openings for the algorithm

[@nicodemicsarcade]

So very interesting! Thank you Rudy! I'll go for my monthly request for a long video on the Eternal Masters saga. I don't know much about it since I wasn't into Magic at the time but I'm sure it's a story worth telling. Pretty please! ;-)

[@MrDyRy]

Missing Rudy - Day 2, I've found some prepandemic footage of cat in the basement. I wonder what teachings will be found during next days.

[@ferdis7]

Thank you grandpa Rudy

[@jackleshem4010]

Love pink visor Rudy. Best Rudy. This week's episode: credit card balance transfers. 😊😊😊

[@johncedwardsiv]

I dont even collect magic but I watch every one of your videos I fucking love you bro!!!!

[@a.s.h.5774]

Dude. Great channel and vid

[@artenox7579]

Thanks for the talk my man.

[@TheGoldenHorncall]

Whiteboard Rudy is best Rudy.

[@gaetanbovey8649]

Next video: learn about Timmy manipulation

[@kisamedominates]

Rudy as always looking out for us!

[@popfuntoplay]

Loved this video, your knowledge is very valuable.

[@namekianarmy6989]

Im watching this now because I'm a fan of you Rudy.

[@benoitpissardo4997]

By God I love this guy!

[@zerokidd21]

Oh shit he's got the visor on you know its gonna be a good one.

[@ericweis9771]

Great advice thank you Rudy

[@UKinQ8Gaming]

How can someone give you more confidence and doubt at the same time 😂 thanks rudy. I needed this video. Im doing everything i can to think of taking a step forward. Hopefully one day ill find that bridge and take a leap of faith.

[@ihavegotnoidea]

nice video as always. I am already doing this, but still cool vid.

[@knavenformed9436]

When the five card hit the board I get it. Rudy's time must feel like forever all the time, he lives and feeds on the time that feels sloggy and stressed. Making a 90 year life feel like a 200 year life. He is a credit card vampire.

[@Cosper79]

This video makes me wonder how much that one extra day on leap year affects stuff like interest etc.

[@IonMagalhaes]

Well, Rudy just gaves us the big picture, it's a bit more complicating than that. With 5 CC's you get 250k, you have 50 days to sell product at least 50K worth so you pay your 1st CC(-200k you owe), 2 days after you take those 50K again (or not) and have 5 days to get another 50k to pay your 2nd CC and so on. Now the tricky part is using your CC's to pay for your CC's. My CC's only let me make payments to stores, not using real money if you know what I mean, unless I pay fees but this is what we are trying to avoid. So I say that you must capitalize on those first 50 days to get as much as you can and have it on the side in case you don't get a cash in flow when the bill rings. If you do get that cash flow you use your CC's to pay for goods and use the incoming money to pay 50k each time. Remember, he said this only works for businesses for a reason: cash in flow.

[@gettingwreckedwithsbmtg1bo582]

Professor Rudy I am locked in! Continue

[@harrycee656]

Great video Rudy. I love life and financial hacks

[@elonexplorer]

Holy shit Rudy that is really great stuff!

[@Verlisify]

I noticed credit due date weirdness from getting ahead on payments and then not needing to pay until next month past the due date and have used it to pass off minor debts and hold credit when buying a house. I haven't had any ventures or need to get shady with it, but its good to know things get strange

[@heyandy889]

9:29 My reaction whenever Rudy's videos grace my liquid crystal display

[@corinelliott3596]

Great vid., Rudy!

[@od6421]

Ahhhh, I was really hoping you were going to get your floppy tacos crossed and go for Feb 30th. You win this time Rudy!

[@DM-qm5sc]

😂

[@selfme2115]

Here in 2021. Thanks Rudy :D

[@scopehawk]

Little did we know, Rudy absolutely nails the state of most peoples financial situations 4 years into the future. “This will only get more dramatic and crazier” “It will become very difficult to keep up with inflation” Prescient words, Rudy. Little did we know how true this would become.