Best Bank For Home Loan

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XY- Axis Education

XY- Axis Education

Күн бұрын

Пікірлер: 696
@KRISHNASINGH-td6ww
@KRISHNASINGH-td6ww 7 ай бұрын
It was a worth watching video.... Full of knowledge... Mujhhe koi loan nhi Lena bt accha laga dekh ke kaphi knowledge Mila isse
@vishukohli1109
@vishukohli1109 7 ай бұрын
Your explanation is always crisp and clear and definitely you cover all the important things . Thankyou for all the knowledge !!!
@Bharatiybhai
@Bharatiybhai 7 ай бұрын
सटीक विश्लेषण. बहुत बढिया सर 👌👌
@akashmunde_76
@akashmunde_76 7 ай бұрын
This is the best channel for the finance knowledge I'm watching videos from 2020 from starting when you have only 1 lakh subscriber
@asifS1874
@asifS1874 6 ай бұрын
अच्छी तरह समझाया आपने कि जैसे beginner होता है ना जिसको कर्ज़ की दुनिया का पता नही रहता उसको समझने मे आसानी हो वैसे समझाया आपने। समझाने के लिए शुक्रिया। वरना जो finance related channels होते हैं वो तो इतना सब शायद सामझाते। और हाँ मैने इस video par 1 like भी दिया है। 😁
@rajlove3543
@rajlove3543 2 ай бұрын
Pahli baar maine aisi bank or property se related itni badi video dekhi. Itna easily smjh aaya. Bahut achha lga. Ye video mere future me loan lene pr kam aayegi. Thx for the knowledgeable video ❤🎉
@adtech3641
@adtech3641 7 ай бұрын
3:00 very nice explanation sir you are doing great job
@yk-mp7bk
@yk-mp7bk 5 ай бұрын
I stopped the video and commented here, I landed on this video after a search and you are providing in-depth detailed information. Thankyou a million for this...❤
@akhilslonely5005
@akhilslonely5005 5 ай бұрын
Hello, its better if you create another video about the ROI of banks. Because, as per banks, we have 2 slabs. 1. If the loan amount is more than 50L, the ROI will be different and if the loan amount is less than 50L, the ROI is more.. it will be more than 9.4%. So prepare 1 video to differentiate this.
@MRArya-rl1jb
@MRArya-rl1jb 6 ай бұрын
I'm also a Banker but u have better knowledge about me ...This video helped increase my knowledge Thanks a lot❤
@narendrasingh3993
@narendrasingh3993 Ай бұрын
I am employed in hdfc home loan department and watching this video 100% right 👍👍 thanku sir very knowledgeable topic
@surjanmeena8928
@surjanmeena8928 7 ай бұрын
This is bast channel for bank related query
@shahrukharif886
@shahrukharif886 3 ай бұрын
This is the best video about home loans I have seen till now.
@mohammadakhil7222
@mohammadakhil7222 2 ай бұрын
Good content and coverage… you speak straight a point …. Where Ankur warikoo do a lot of NAUTANKI.
@mayankyadav-wt7jp
@mayankyadav-wt7jp 3 ай бұрын
दोस्त बहुत ही अच्छा समझाया आपने। प्लीज आप ब्लैक और व्हाइट के संबंध में भी ज्ञान दीजिए क्योंकि आपने ही कहा की 99% डील्स तो ऐसे ही हो पाती हैं। हम भी तो उसी में आते हैं।
@jitendrapateljp9568
@jitendrapateljp9568 2 ай бұрын
Samjhane ka tarika Bahut hi achha laga sir thankyou ❤❤❤❤
@surajrealvlogs
@surajrealvlogs 6 ай бұрын
Best video Sab kuch clear bataya aap ne 🙏
@adityaverma7981
@adityaverma7981 5 ай бұрын
I support you, this is most detailed video on home loan on entire KZbin community. I loved the bank frauds on sanction letter tio the most, this is like saving a man whose head is in tigers mouth. .seriously very good tio bro, God Bless You
@ASHISHRATHOD2421
@ASHISHRATHOD2421 7 ай бұрын
Sir mene home loan liya hai indian Bank se 15 lakh ka 20 years tenure interest rate 6.75% tha property value 19 lakh ki thi 4 lakh down payment Kiya hai.fluctuation interest rate hai mera RBI ke repo rate ki vajah se current interest rate 9.35% hai.pmjay ki subsidy mil gayi 2.67 lakh ki aur 2 years me sirf interest ki vajah se 48,000 thousand capital me credit hua hai sirf 2,25,000 sirf interest kha Gaya bank mera.
@AnilPrajapati-fz5ti
@AnilPrajapati-fz5ti 7 ай бұрын
Chill bro aaise hi chalta hai banking initially interest Jada hota hai kuch years ke baad principal Jada jayega
@Nishantpurve
@Nishantpurve 7 ай бұрын
This is the best channel for the banking knowledge
@viren456
@viren456 3 ай бұрын
Best video on home loan I have ever seen…please make a video on precautions taking before buying home which is still under loan
@jitenderdev
@jitenderdev 6 ай бұрын
I liked your pen paper based presentation. No bg music, no ir-relevant graphics....Appreciate the good work. However, i have some questions 1) Who pays for the bank lawyer? 2) Who pays for the Valuator? 3) Can bank deny the loan once sanction letter is issued? (based on your example of fake call from bank) 4) Which banks offer free pre-payment just like SBI? Thanks so much for the sharing this.
@vivekrathore1207
@vivekrathore1207 5 ай бұрын
Beautiful explanation 😊😊 specially sanction letter se phele Jo bank dusri schemes chipkati hai... Worthwhile to watch...
@dibyendujana1856
@dibyendujana1856 2 ай бұрын
This is a gem of of videos available regarding process of home loans. Really amazing how simply and professionally and practically He made me understand the whole thing. Keep it up bro 🎉
@hnayaksneha
@hnayaksneha 9 күн бұрын
Super lecture sir bhut faide manda concept bataya danyavad sir🙏
@lokesh0000006
@lokesh0000006 6 ай бұрын
Thank you for explaining in simple terms and with detail knowledge...please make a similar video on "LOAN Transfer" start to end completr process. Keep up the good work.
@bhaijatindersinghjitanda3698
@bhaijatindersinghjitanda3698 3 ай бұрын
Sir मुझे नहीं पत्ता आप कहाँ से हो पर समझाते बहुत अछा हो
@SangitaDas-d8v
@SangitaDas-d8v 7 ай бұрын
Acca samjhya ap ne Mera help huya bohat thankyou ❤
@suhailahmed9262
@suhailahmed9262 3 ай бұрын
Sir apne bhut ache se explen kya h muhze home lone lena h Maine abi 2022 ka itr bhera h aur next 6 mont Mai bharna h muhze itr ke bare mai kuch inqary chye thi plzz sir 🙏🏽
@yash4u2004
@yash4u2004 6 ай бұрын
34:37 Home loan closure par bhi video banaiye... What documents needs to be taken back at the time of closing etc... Process of closing
@aadityagharge7865
@aadityagharge7865 6 ай бұрын
Explained nicely but example thoda kamka do 1cr ke jagah 30-40 lakh de dete
@rarchana
@rarchana 4 ай бұрын
Really this video and knowledge is underrated... Hats off to the person for saying this much patience all the details
@kalpesh.oswal19
@kalpesh.oswal19 7 ай бұрын
Please explain Bank of Baroda Home Loan Advantave scheme. Is it good ?
@digitaldescriber4429
@digitaldescriber4429 7 ай бұрын
Sir please GST &GST Return system kaise kaam karta hain uske upar ek video baniye...
@Mukesh_sihag_
@Mukesh_sihag_ 7 ай бұрын
Overdraft facility pe video bnao Konse bank se lena chahiye, interest rate and processing fee, lena bhi chahiye ya fir iska koi alternative best way bhi h.
@XYAxisEducation
@XYAxisEducation 7 ай бұрын
Sure
@Mukesh_sihag_
@Mukesh_sihag_ 7 ай бұрын
@@XYAxisEducation thank you 😊
@AnilPrajapati-fz5ti
@AnilPrajapati-fz5ti 7 ай бұрын
I don't think you should go for overdraft
@Hdisns77wgv
@Hdisns77wgv 7 ай бұрын
@@AnilPrajapati-fz5ti why ?? It isn't better to personal loan ?
@Mukesh_sihag_
@Mukesh_sihag_ 7 ай бұрын
​@@XYAxisEducation I think Overdraft is much better than personal loan, we can use this credit line whenever we want and interest also pay on how much time you hold that, So that's why i think it's much better and we can consider it.
@irfans_expression
@irfans_expression 6 ай бұрын
Your concepts for Understanding us are too much great 😊
@subhrasahu2682
@subhrasahu2682 7 ай бұрын
Sir khud ki Jamin par house banane ki liye loan ki process ki bare me bolie....
@thatpanditTV
@thatpanditTV 4 ай бұрын
This should be a paid video. Very well explained!
@Xerrior
@Xerrior 7 ай бұрын
Clear, simple & deep explanation ❤
@XYAxisEducation
@XYAxisEducation 7 ай бұрын
Glad you think so!
@heavenofskynocopyrightmusi9721
@heavenofskynocopyrightmusi9721 7 ай бұрын
Gold loan per ek video bannao please sir 😢😢😢​@@XYAxisEducation
@mohinderkumar3496
@mohinderkumar3496 3 ай бұрын
Sir ye sab to aapne ,home loan ke baare mein bta diya aur agar kisi ke pass plot pehle se hai jis per vo construction karna chahta hai ghar ka uski prosess kya hogi...please detain mein ek video bna dijiye..
@extraimagination2.0
@extraimagination2.0 6 ай бұрын
Bohet hi badiya video hai bhaiya , please tell 2 things Bhai 1 Bhai ager main self employment hoon 25000 rs earn kerta hoon to mughe bank kitna loan se degha ,almost calculate kese kare Bina bank jaye . 2 Bhai koi flat buy kerna hi to kya kerna chahiye.
@asifsaif6881
@asifsaif6881 2 ай бұрын
Only bank transaction
@extraimagination2.0
@extraimagination2.0 2 ай бұрын
@@asifsaif6881 thank you for reply Bhai
@ChanpreetSingh-cs2mw
@ChanpreetSingh-cs2mw 6 ай бұрын
Really nice explanation but I was waiting for self employed part to understand the eligibility for a self employed person to avail home loan
@ashwinichavan3921
@ashwinichavan3921 18 күн бұрын
Bahut achchi jaankari di sir aapne dhanyawad
@bobbythapa8609
@bobbythapa8609 5 ай бұрын
very very knowledgeable video for me Thank you Sir hum year Me Jitni chahi extra Emi pay kar sakte hai kya jaise One month me one emi hoti hai Agar Hum two emi pay kar sakte hai kya month me starting starting me plz reaply sir
@bhushan9356
@bhushan9356 2 ай бұрын
Sir, Thank You so much ❤ भगवान आपको तरक्की दे!!
@wishme8973
@wishme8973 7 ай бұрын
Thank you so bro. You explained so well. And i am still waiting SIP mutual funds videos. I have already requested you 5 times each in 3 to 4 videos. Please make ASAP. THANKS
@sumitchaudhary2687
@sumitchaudhary2687 7 ай бұрын
And second bhai HDFC mai processing fees for salaried person k liye 3540 hai bs and Abhi offer mai wo bhi 50% off hai to 1770 fees ja rhi h last 3 month se and isme valuater ki fees bhi included h and it is lowest in market and Kotak jiski aap baat kr rhe ho ki processing zero h aisa nhi h wo disbursement pr charge krte hain and baaki kuch banks like HDFC upfront hi charge krte hai and HDFC se 3540 hi charges h bs and lowyer k 3500
@anitajain3883
@anitajain3883 3 ай бұрын
बहुत बढ़िया समझाया, आपसे फोन पर कुछ पूछना है कैसे पूछें
@pyadavji11
@pyadavji11 5 ай бұрын
best knowledge bhai sabse badhiya baat mujhe lagi bank se loan lene ki baat fraud nahi hoga saath me 👍👍👍thanks bhai
@suryagoli1
@suryagoli1 9 күн бұрын
Thank you sir Aapne kafi aache se explain Kiya
@panchalaj-s4x
@panchalaj-s4x 5 ай бұрын
Very good information 99% True. I'm property consultant for Jaipur. ❤👍
@vijayyeola6739
@vijayyeola6739 5 ай бұрын
सर अपने बहुत अच्छे तरह से समझाया 😊
@kardiksharma8630
@kardiksharma8630 6 ай бұрын
Great knowledgeable video of youtube history
@souvikbiswas6101
@souvikbiswas6101 Ай бұрын
Excellent video with actual and required information . Thanks Bro :)
@MGA_Advice
@MGA_Advice 7 ай бұрын
सर में सेल्फ एंप्लॉई हूं और मैं भीख मांग कर पैसे कमाता हूं तो मुझे लोन मिलेगा
@nitinsharma54
@nitinsharma54 7 ай бұрын
Thanks for the information. Just wanted to ask, Can we get home loan interest rates if we want to buy only land? I asked the local SBI Branch they agreed to give loan but on condition that If I don't start building a house on that land then I have to repay the loan in 5 years . Is that the case?
@rahulgiri-qy7fl
@rahulgiri-qy7fl 2 ай бұрын
If I had 100questions now 99Answered 😊. Simple with real life experience 👍
@animatedhere9909
@animatedhere9909 2 ай бұрын
Sir can you tell me your salary so i would get some idea
@Jitenderpalarya
@Jitenderpalarya 2 ай бұрын
बहुत अच्छी जानकारी दी आपने बहुत बहुत धन्यवाद
@ChandraPrakash-hl4bi
@ChandraPrakash-hl4bi 7 ай бұрын
Something exclusive learnt from channel ❤❤❤
@BabyKrishna01
@BabyKrishna01 4 ай бұрын
Best video on KZbin for home loan
@atulkrjha
@atulkrjha 2 ай бұрын
Most underrated video. Thank you so much.
@Gulshankumar-in7ef
@Gulshankumar-in7ef 7 ай бұрын
Bhai agar loan chal raha hai home loan to jaldi bhare kaise iske upar bhi ek video lao na...
@AnilPrajapati-fz5ti
@AnilPrajapati-fz5ti 7 ай бұрын
Agar loan start hue 5 years Kam hai to jitna ho sake utna Jada payment krdo khudse
@Vinay_Gupta2000
@Vinay_Gupta2000 7 ай бұрын
Sir ghar construction karnwane ke liye loan kaise le video banayenge?
@RakeshVerma-tv8wi
@RakeshVerma-tv8wi 2 ай бұрын
Excellent video. This videos completely resolved many of my doubts.
@vinodkumarshukla9884
@vinodkumarshukla9884 6 ай бұрын
Last 10 minutes information is very valuable. Please provide details for deposit extra installment bank permission required or it should be in writing in sanction letter.
@shahidshaikh4420
@shahidshaikh4420 2 ай бұрын
There is no permission required, for SBI you can directly transfer online from your linked account anytime and any amount
@thecommongirlvlogs
@thecommongirlvlogs 2 ай бұрын
This is best! Thanks for being crisp & explained well.
@mainakghosh5923
@mainakghosh5923 7 ай бұрын
Sir please make a video on, how to open a Pradhan mantri Jan dhan yojna account online, in a private bank
@arbaazshaikh4578
@arbaazshaikh4578 Ай бұрын
Best video about home loan related ❤❤❤
@parveensharma7970
@parveensharma7970 6 ай бұрын
Can we get loan to purchase only plot…? Not already built home….
@realvideopoint2001
@realvideopoint2001 4 ай бұрын
Loan lene ke baad kon sa bank ki internet banking best service provide karta hai , like extra emi pay option & repayment options
@chinmayakumardas6489
@chinmayakumardas6489 6 ай бұрын
Can I change from floating to fixed in between of payment if I am salaried person?
@ankitguptaazh
@ankitguptaazh 7 ай бұрын
Bht shadaar samjhatey ho aap Bhaiyya 💚💚✅
@pandurang21
@pandurang21 4 ай бұрын
Very useful.. thank! Can you tell me about pre EMI benefits n disadvantages?
@beinghuman7706
@beinghuman7706 3 ай бұрын
Kafi achhe se bataya aapne... Thanks 👍
@anonymousryuk6273
@anonymousryuk6273 6 ай бұрын
Bhai humari bandhan bank me 11.5% pe home loan chal rahi he 11 LAKH KI LOAN lithi 2017 me 18 saal k liye 10k ka monthly Emi katti he, mere papa ki CIBIL score bhi 750+ tha fir bhi bank ne bola tha ki apko nahi mil sakta kyu ki rural area me he isliye nahi de sakte muje us time itna knowledge nahi tha lkn rural area me hdfc , sbi , axis koi bhi major bank loan nahi derahe he iska kya reason ho sakta he ?
@rabaripankaj2299
@rabaripankaj2299 Ай бұрын
Nice video sir and morgej ka Kitana Paisa laggega
@Dreamvlog24
@Dreamvlog24 4 ай бұрын
Property valuation kab hota hai after sanction letter ya fir Sara checking process ke bad sanction letter milta hai
@ghanshyamprajapati6122
@ghanshyamprajapati6122 7 ай бұрын
Best SIP ke baree btaye sir
@rajendrabisht4279
@rajendrabisht4279 13 күн бұрын
Sir property loan ke jankari degeye.
@CorruptNeta
@CorruptNeta 2 ай бұрын
Bahut badiya samjhaya apne
@himanshusingh3163
@himanshusingh3163 7 ай бұрын
Bro it's like a panacea for those people who are taking home loan.👌 Since i am planning to take my first ever loan, i am confused about my Cibil score. As you said, only people with good cibil score can negotiate with bank but i want to know what will be the scenario in my case? Please reply 🙏
@XYAxisEducation
@XYAxisEducation 7 ай бұрын
Apke case me Jo bank offer kre..usko accept kr Lena...jyada behas mat krna roi ke liye
@himanshusingh3163
@himanshusingh3163 7 ай бұрын
@@XYAxisEducation ok. Thanks for the suggestion✌️
@drsandeepghildiyal
@drsandeepghildiyal 6 ай бұрын
himanshu , mera cibil score 6 00me pahucha gaya tha as one credit card ki payment 4 mnths se nh hui thi , so i waited for mnths and baaki credit cards ki payment time pur kari aur anb mera cibil score 750 ke uper chala gay hai so now i will get loan at 8.40 from bank of baroda , otherwise unhone bhi mana kar diya tha aur bola ki aapko 11% me denge . 8.40% sirf ache cibil score waale ko milega.
@nirajpawar7324
@nirajpawar7324 3 ай бұрын
Bohot acha knowledge Diya bhai apne ❤
@nileshinamdar3585
@nileshinamdar3585 27 күн бұрын
Really Very Useful Information...
@ankitsaxena7847
@ankitsaxena7847 Ай бұрын
Thank you, bro for explaining it in such detail.
@AlkalineMind
@AlkalineMind 6 ай бұрын
Mere paas 10000sqft ka land hai usme mujhe ghar banwane ke liye loan chaheye toh kaunsa loan lena chaheye? Kya wo zameen ko girvi rkh ke loan mil skta hai? Ya nahi?
@ajaysinghrajput711
@ajaysinghrajput711 Ай бұрын
hdb फाइनेंस पर वीडियो बनाये सर
@rahulroy3978
@rahulroy3978 3 ай бұрын
Sir ur explaining is the best so properly explained in detail of bank’s and things to know a man ❤❤
@rikisarkar9792
@rikisarkar9792 5 ай бұрын
What a help ❤! Now I will take my home loan with this confidence 🙏. Thank you is the least word for you.
@SunitaSingh-rp9sb
@SunitaSingh-rp9sb 3 ай бұрын
Sir please, आपसे रिक्वेस्ट है कि आप इस बात को एक बार फिर से पूरे विस्तार से बताएं कि बैंक लोन की ईएमआई तो शुरू से लास्ट तक एक समान same same हो होता है तो फिर पहली किस्त चुकाए जानीवाली ईएमआई में इंट्रस्ट ब्याज ज्यादा कैसे हो जाते हैं और कौन कौन से ब्याज जोड़ दिया जाता है कितने ब्याज और जोड़ दिया जाता है ,जिसे चुकाने पर ग्राहक विवश होता है , कृपया इस बात को विस्तार से बताएं , धन्यवाद।
@ashokaryan9155
@ashokaryan9155 7 ай бұрын
Sir,best term insurance pr video banai na.
@divyanshpatel6769
@divyanshpatel6769 6 ай бұрын
thank u for this comprehensive and nicely explained session on home loans...
@sureshpatel-mz6ol
@sureshpatel-mz6ol 4 ай бұрын
Bahot acchi tarah samjaya aapane..,.
@dr.rishubhgaur7561
@dr.rishubhgaur7561 3 ай бұрын
You have given excellent explanation, Covered all the relevant points in the easiest possible way❤
@prateeksaini8445
@prateeksaini8445 28 күн бұрын
the best 35 minutes of my life ❤
@Ankit-lw5oo
@Ankit-lw5oo 7 ай бұрын
boht hi jyada best way hai explanation ka...
@jaiminbrahmbhatt2398
@jaiminbrahmbhatt2398 7 ай бұрын
excellent sir , Kindly make the full guidence video on HOME LOAN BALANCE TRANSFER also
@tathastu123
@tathastu123 7 ай бұрын
PLEASE MAKE A DETAILS VIDEO FOR PERSONAL LOAN FOR BEST BANKS....
@10_min_Science
@10_min_Science 2 ай бұрын
It's a very different question.. What if I don't want to take any loan, and still want to purchase a house after 10 years from now, how much do I need to save every year to afford a house that's has 1 Cr value in 2024. Please do answer my question. Thanks a lot
@r.k.internetandjansevakend9276
@r.k.internetandjansevakend9276 2 ай бұрын
Very good knowledge about the Loan sector 👍.
@VISHALUCHIT-qw5mi
@VISHALUCHIT-qw5mi 6 ай бұрын
Home loan me inflation rate calculate nahi hota ky ??
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