It was a worth watching video.... Full of knowledge... Mujhhe koi loan nhi Lena bt accha laga dekh ke kaphi knowledge Mila isse
@vishukohli11097 ай бұрын
Your explanation is always crisp and clear and definitely you cover all the important things . Thankyou for all the knowledge !!!
@Bharatiybhai7 ай бұрын
सटीक विश्लेषण. बहुत बढिया सर 👌👌
@akashmunde_767 ай бұрын
This is the best channel for the finance knowledge I'm watching videos from 2020 from starting when you have only 1 lakh subscriber
@asifS18746 ай бұрын
अच्छी तरह समझाया आपने कि जैसे beginner होता है ना जिसको कर्ज़ की दुनिया का पता नही रहता उसको समझने मे आसानी हो वैसे समझाया आपने। समझाने के लिए शुक्रिया। वरना जो finance related channels होते हैं वो तो इतना सब शायद सामझाते। और हाँ मैने इस video par 1 like भी दिया है। 😁
@rajlove35432 ай бұрын
Pahli baar maine aisi bank or property se related itni badi video dekhi. Itna easily smjh aaya. Bahut achha lga. Ye video mere future me loan lene pr kam aayegi. Thx for the knowledgeable video ❤🎉
@adtech36417 ай бұрын
3:00 very nice explanation sir you are doing great job
@yk-mp7bk5 ай бұрын
I stopped the video and commented here, I landed on this video after a search and you are providing in-depth detailed information. Thankyou a million for this...❤
@akhilslonely50055 ай бұрын
Hello, its better if you create another video about the ROI of banks. Because, as per banks, we have 2 slabs. 1. If the loan amount is more than 50L, the ROI will be different and if the loan amount is less than 50L, the ROI is more.. it will be more than 9.4%. So prepare 1 video to differentiate this.
@MRArya-rl1jb6 ай бұрын
I'm also a Banker but u have better knowledge about me ...This video helped increase my knowledge Thanks a lot❤
@narendrasingh3993Ай бұрын
I am employed in hdfc home loan department and watching this video 100% right 👍👍 thanku sir very knowledgeable topic
@surjanmeena89287 ай бұрын
This is bast channel for bank related query
@shahrukharif8863 ай бұрын
This is the best video about home loans I have seen till now.
@mohammadakhil72222 ай бұрын
Good content and coverage… you speak straight a point …. Where Ankur warikoo do a lot of NAUTANKI.
@mayankyadav-wt7jp3 ай бұрын
दोस्त बहुत ही अच्छा समझाया आपने। प्लीज आप ब्लैक और व्हाइट के संबंध में भी ज्ञान दीजिए क्योंकि आपने ही कहा की 99% डील्स तो ऐसे ही हो पाती हैं। हम भी तो उसी में आते हैं।
@jitendrapateljp95682 ай бұрын
Samjhane ka tarika Bahut hi achha laga sir thankyou ❤❤❤❤
@surajrealvlogs6 ай бұрын
Best video Sab kuch clear bataya aap ne 🙏
@adityaverma79815 ай бұрын
I support you, this is most detailed video on home loan on entire KZbin community. I loved the bank frauds on sanction letter tio the most, this is like saving a man whose head is in tigers mouth. .seriously very good tio bro, God Bless You
@ASHISHRATHOD24217 ай бұрын
Sir mene home loan liya hai indian Bank se 15 lakh ka 20 years tenure interest rate 6.75% tha property value 19 lakh ki thi 4 lakh down payment Kiya hai.fluctuation interest rate hai mera RBI ke repo rate ki vajah se current interest rate 9.35% hai.pmjay ki subsidy mil gayi 2.67 lakh ki aur 2 years me sirf interest ki vajah se 48,000 thousand capital me credit hua hai sirf 2,25,000 sirf interest kha Gaya bank mera.
@AnilPrajapati-fz5ti7 ай бұрын
Chill bro aaise hi chalta hai banking initially interest Jada hota hai kuch years ke baad principal Jada jayega
@Nishantpurve7 ай бұрын
This is the best channel for the banking knowledge
@viren4563 ай бұрын
Best video on home loan I have ever seen…please make a video on precautions taking before buying home which is still under loan
@jitenderdev6 ай бұрын
I liked your pen paper based presentation. No bg music, no ir-relevant graphics....Appreciate the good work. However, i have some questions 1) Who pays for the bank lawyer? 2) Who pays for the Valuator? 3) Can bank deny the loan once sanction letter is issued? (based on your example of fake call from bank) 4) Which banks offer free pre-payment just like SBI? Thanks so much for the sharing this.
@vivekrathore12075 ай бұрын
Beautiful explanation 😊😊 specially sanction letter se phele Jo bank dusri schemes chipkati hai... Worthwhile to watch...
@dibyendujana18562 ай бұрын
This is a gem of of videos available regarding process of home loans. Really amazing how simply and professionally and practically He made me understand the whole thing. Keep it up bro 🎉
@hnayaksneha9 күн бұрын
Super lecture sir bhut faide manda concept bataya danyavad sir🙏
@lokesh00000066 ай бұрын
Thank you for explaining in simple terms and with detail knowledge...please make a similar video on "LOAN Transfer" start to end completr process. Keep up the good work.
@bhaijatindersinghjitanda36983 ай бұрын
Sir मुझे नहीं पत्ता आप कहाँ से हो पर समझाते बहुत अछा हो
@SangitaDas-d8v7 ай бұрын
Acca samjhya ap ne Mera help huya bohat thankyou ❤
@suhailahmed92623 ай бұрын
Sir apne bhut ache se explen kya h muhze home lone lena h Maine abi 2022 ka itr bhera h aur next 6 mont Mai bharna h muhze itr ke bare mai kuch inqary chye thi plzz sir 🙏🏽
@yash4u20046 ай бұрын
34:37 Home loan closure par bhi video banaiye... What documents needs to be taken back at the time of closing etc... Process of closing
@aadityagharge78656 ай бұрын
Explained nicely but example thoda kamka do 1cr ke jagah 30-40 lakh de dete
@rarchana4 ай бұрын
Really this video and knowledge is underrated... Hats off to the person for saying this much patience all the details
@kalpesh.oswal197 ай бұрын
Please explain Bank of Baroda Home Loan Advantave scheme. Is it good ?
@digitaldescriber44297 ай бұрын
Sir please GST &GST Return system kaise kaam karta hain uske upar ek video baniye...
@Mukesh_sihag_7 ай бұрын
Overdraft facility pe video bnao Konse bank se lena chahiye, interest rate and processing fee, lena bhi chahiye ya fir iska koi alternative best way bhi h.
@XYAxisEducation7 ай бұрын
Sure
@Mukesh_sihag_7 ай бұрын
@@XYAxisEducation thank you 😊
@AnilPrajapati-fz5ti7 ай бұрын
I don't think you should go for overdraft
@Hdisns77wgv7 ай бұрын
@@AnilPrajapati-fz5ti why ?? It isn't better to personal loan ?
@Mukesh_sihag_7 ай бұрын
@@XYAxisEducation I think Overdraft is much better than personal loan, we can use this credit line whenever we want and interest also pay on how much time you hold that, So that's why i think it's much better and we can consider it.
@irfans_expression6 ай бұрын
Your concepts for Understanding us are too much great 😊
@subhrasahu26827 ай бұрын
Sir khud ki Jamin par house banane ki liye loan ki process ki bare me bolie....
@thatpanditTV4 ай бұрын
This should be a paid video. Very well explained!
@Xerrior7 ай бұрын
Clear, simple & deep explanation ❤
@XYAxisEducation7 ай бұрын
Glad you think so!
@heavenofskynocopyrightmusi97217 ай бұрын
Gold loan per ek video bannao please sir 😢😢😢@@XYAxisEducation
@mohinderkumar34963 ай бұрын
Sir ye sab to aapne ,home loan ke baare mein bta diya aur agar kisi ke pass plot pehle se hai jis per vo construction karna chahta hai ghar ka uski prosess kya hogi...please detain mein ek video bna dijiye..
@extraimagination2.06 ай бұрын
Bohet hi badiya video hai bhaiya , please tell 2 things Bhai 1 Bhai ager main self employment hoon 25000 rs earn kerta hoon to mughe bank kitna loan se degha ,almost calculate kese kare Bina bank jaye . 2 Bhai koi flat buy kerna hi to kya kerna chahiye.
@asifsaif68812 ай бұрын
Only bank transaction
@extraimagination2.02 ай бұрын
@@asifsaif6881 thank you for reply Bhai
@ChanpreetSingh-cs2mw6 ай бұрын
Really nice explanation but I was waiting for self employed part to understand the eligibility for a self employed person to avail home loan
@ashwinichavan392118 күн бұрын
Bahut achchi jaankari di sir aapne dhanyawad
@bobbythapa86095 ай бұрын
very very knowledgeable video for me Thank you Sir hum year Me Jitni chahi extra Emi pay kar sakte hai kya jaise One month me one emi hoti hai Agar Hum two emi pay kar sakte hai kya month me starting starting me plz reaply sir
@bhushan93562 ай бұрын
Sir, Thank You so much ❤ भगवान आपको तरक्की दे!!
@wishme89737 ай бұрын
Thank you so bro. You explained so well. And i am still waiting SIP mutual funds videos. I have already requested you 5 times each in 3 to 4 videos. Please make ASAP. THANKS
@sumitchaudhary26877 ай бұрын
And second bhai HDFC mai processing fees for salaried person k liye 3540 hai bs and Abhi offer mai wo bhi 50% off hai to 1770 fees ja rhi h last 3 month se and isme valuater ki fees bhi included h and it is lowest in market and Kotak jiski aap baat kr rhe ho ki processing zero h aisa nhi h wo disbursement pr charge krte hain and baaki kuch banks like HDFC upfront hi charge krte hai and HDFC se 3540 hi charges h bs and lowyer k 3500
@anitajain38833 ай бұрын
बहुत बढ़िया समझाया, आपसे फोन पर कुछ पूछना है कैसे पूछें
@pyadavji115 ай бұрын
best knowledge bhai sabse badhiya baat mujhe lagi bank se loan lene ki baat fraud nahi hoga saath me 👍👍👍thanks bhai
@suryagoli19 күн бұрын
Thank you sir Aapne kafi aache se explain Kiya
@panchalaj-s4x5 ай бұрын
Very good information 99% True. I'm property consultant for Jaipur. ❤👍
@vijayyeola67395 ай бұрын
सर अपने बहुत अच्छे तरह से समझाया 😊
@kardiksharma86306 ай бұрын
Great knowledgeable video of youtube history
@souvikbiswas6101Ай бұрын
Excellent video with actual and required information . Thanks Bro :)
@MGA_Advice7 ай бұрын
सर में सेल्फ एंप्लॉई हूं और मैं भीख मांग कर पैसे कमाता हूं तो मुझे लोन मिलेगा
@nitinsharma547 ай бұрын
Thanks for the information. Just wanted to ask, Can we get home loan interest rates if we want to buy only land? I asked the local SBI Branch they agreed to give loan but on condition that If I don't start building a house on that land then I have to repay the loan in 5 years . Is that the case?
@rahulgiri-qy7fl2 ай бұрын
If I had 100questions now 99Answered 😊. Simple with real life experience 👍
@animatedhere99092 ай бұрын
Sir can you tell me your salary so i would get some idea
@Jitenderpalarya2 ай бұрын
बहुत अच्छी जानकारी दी आपने बहुत बहुत धन्यवाद
@ChandraPrakash-hl4bi7 ай бұрын
Something exclusive learnt from channel ❤❤❤
@BabyKrishna014 ай бұрын
Best video on KZbin for home loan
@atulkrjha2 ай бұрын
Most underrated video. Thank you so much.
@Gulshankumar-in7ef7 ай бұрын
Bhai agar loan chal raha hai home loan to jaldi bhare kaise iske upar bhi ek video lao na...
@AnilPrajapati-fz5ti7 ай бұрын
Agar loan start hue 5 years Kam hai to jitna ho sake utna Jada payment krdo khudse
@Vinay_Gupta20007 ай бұрын
Sir ghar construction karnwane ke liye loan kaise le video banayenge?
@RakeshVerma-tv8wi2 ай бұрын
Excellent video. This videos completely resolved many of my doubts.
@vinodkumarshukla98846 ай бұрын
Last 10 minutes information is very valuable. Please provide details for deposit extra installment bank permission required or it should be in writing in sanction letter.
@shahidshaikh44202 ай бұрын
There is no permission required, for SBI you can directly transfer online from your linked account anytime and any amount
@thecommongirlvlogs2 ай бұрын
This is best! Thanks for being crisp & explained well.
@mainakghosh59237 ай бұрын
Sir please make a video on, how to open a Pradhan mantri Jan dhan yojna account online, in a private bank
@arbaazshaikh4578Ай бұрын
Best video about home loan related ❤❤❤
@parveensharma79706 ай бұрын
Can we get loan to purchase only plot…? Not already built home….
@realvideopoint20014 ай бұрын
Loan lene ke baad kon sa bank ki internet banking best service provide karta hai , like extra emi pay option & repayment options
@chinmayakumardas64896 ай бұрын
Can I change from floating to fixed in between of payment if I am salaried person?
@ankitguptaazh7 ай бұрын
Bht shadaar samjhatey ho aap Bhaiyya 💚💚✅
@pandurang214 ай бұрын
Very useful.. thank! Can you tell me about pre EMI benefits n disadvantages?
@beinghuman77063 ай бұрын
Kafi achhe se bataya aapne... Thanks 👍
@anonymousryuk62736 ай бұрын
Bhai humari bandhan bank me 11.5% pe home loan chal rahi he 11 LAKH KI LOAN lithi 2017 me 18 saal k liye 10k ka monthly Emi katti he, mere papa ki CIBIL score bhi 750+ tha fir bhi bank ne bola tha ki apko nahi mil sakta kyu ki rural area me he isliye nahi de sakte muje us time itna knowledge nahi tha lkn rural area me hdfc , sbi , axis koi bhi major bank loan nahi derahe he iska kya reason ho sakta he ?
@rabaripankaj2299Ай бұрын
Nice video sir and morgej ka Kitana Paisa laggega
@Dreamvlog244 ай бұрын
Property valuation kab hota hai after sanction letter ya fir Sara checking process ke bad sanction letter milta hai
@ghanshyamprajapati61227 ай бұрын
Best SIP ke baree btaye sir
@rajendrabisht427913 күн бұрын
Sir property loan ke jankari degeye.
@CorruptNeta2 ай бұрын
Bahut badiya samjhaya apne
@himanshusingh31637 ай бұрын
Bro it's like a panacea for those people who are taking home loan.👌 Since i am planning to take my first ever loan, i am confused about my Cibil score. As you said, only people with good cibil score can negotiate with bank but i want to know what will be the scenario in my case? Please reply 🙏
@XYAxisEducation7 ай бұрын
Apke case me Jo bank offer kre..usko accept kr Lena...jyada behas mat krna roi ke liye
@himanshusingh31637 ай бұрын
@@XYAxisEducation ok. Thanks for the suggestion✌️
@drsandeepghildiyal6 ай бұрын
himanshu , mera cibil score 6 00me pahucha gaya tha as one credit card ki payment 4 mnths se nh hui thi , so i waited for mnths and baaki credit cards ki payment time pur kari aur anb mera cibil score 750 ke uper chala gay hai so now i will get loan at 8.40 from bank of baroda , otherwise unhone bhi mana kar diya tha aur bola ki aapko 11% me denge . 8.40% sirf ache cibil score waale ko milega.
@nirajpawar73243 ай бұрын
Bohot acha knowledge Diya bhai apne ❤
@nileshinamdar358527 күн бұрын
Really Very Useful Information...
@ankitsaxena7847Ай бұрын
Thank you, bro for explaining it in such detail.
@AlkalineMind6 ай бұрын
Mere paas 10000sqft ka land hai usme mujhe ghar banwane ke liye loan chaheye toh kaunsa loan lena chaheye? Kya wo zameen ko girvi rkh ke loan mil skta hai? Ya nahi?
@ajaysinghrajput711Ай бұрын
hdb फाइनेंस पर वीडियो बनाये सर
@rahulroy39783 ай бұрын
Sir ur explaining is the best so properly explained in detail of bank’s and things to know a man ❤❤
@rikisarkar97925 ай бұрын
What a help ❤! Now I will take my home loan with this confidence 🙏. Thank you is the least word for you.
@SunitaSingh-rp9sb3 ай бұрын
Sir please, आपसे रिक्वेस्ट है कि आप इस बात को एक बार फिर से पूरे विस्तार से बताएं कि बैंक लोन की ईएमआई तो शुरू से लास्ट तक एक समान same same हो होता है तो फिर पहली किस्त चुकाए जानीवाली ईएमआई में इंट्रस्ट ब्याज ज्यादा कैसे हो जाते हैं और कौन कौन से ब्याज जोड़ दिया जाता है कितने ब्याज और जोड़ दिया जाता है ,जिसे चुकाने पर ग्राहक विवश होता है , कृपया इस बात को विस्तार से बताएं , धन्यवाद।
@ashokaryan91557 ай бұрын
Sir,best term insurance pr video banai na.
@divyanshpatel67696 ай бұрын
thank u for this comprehensive and nicely explained session on home loans...
@sureshpatel-mz6ol4 ай бұрын
Bahot acchi tarah samjaya aapane..,.
@dr.rishubhgaur75613 ай бұрын
You have given excellent explanation, Covered all the relevant points in the easiest possible way❤
@prateeksaini844528 күн бұрын
the best 35 minutes of my life ❤
@Ankit-lw5oo7 ай бұрын
boht hi jyada best way hai explanation ka...
@jaiminbrahmbhatt23987 ай бұрын
excellent sir , Kindly make the full guidence video on HOME LOAN BALANCE TRANSFER also
@tathastu1237 ай бұрын
PLEASE MAKE A DETAILS VIDEO FOR PERSONAL LOAN FOR BEST BANKS....
@10_min_Science2 ай бұрын
It's a very different question.. What if I don't want to take any loan, and still want to purchase a house after 10 years from now, how much do I need to save every year to afford a house that's has 1 Cr value in 2024. Please do answer my question. Thanks a lot
@r.k.internetandjansevakend92762 ай бұрын
Very good knowledge about the Loan sector 👍.
@VISHALUCHIT-qw5mi6 ай бұрын
Home loan me inflation rate calculate nahi hota ky ??