“You’re Not Doing Our Plan”

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[@bradleygraves5915]

3 step kids, 2nd marriage, apartment in anther state? Wow. This could be a TV show.

[@biolife3274]

lol I was thinking the same and maintain a medical career. This sounds like a pain.

[@jhughes974]

I hope not an out of state gf 🫠

[@kleindropper]

This guy is a tornado of destruction. She thought she was marrying into luxury and she ended up with a decade long slog. Dude probably has huge alimony payments too.

[@raymond_sycamore]

Are you fucking kidding me? Blame the man! ALWAYS ! ALL YOU DO IS BLAME THE MAN. SHE WAS A GOLD DIGGER! PERIOD!

[@mhodge0890]

It ain’t how much you make it’s how much you keep

[@reese85]

It’s a little of both, also family sz

[@johndone8045]

Paying 50k a year is fine, live a decent life, 8 years left

[@amireallythatgrumpy6508]

@@reese85 Yes, but how much you make is partially included in how much you keep. What you keep is what you make minus how much you spend.

[@whothou]

@@reese85 a little of how much you make but more of how much you keep. But also your expenses.

[@donjohnson1416]

@@amireallythatgrumpy6508 If you make $300k a year and spend $299k a year and I make $55k and spend $43k whos going to be rich first? Its NOT about how much you make as much as it is how much you keep.

[@JudePi-jx7yo]

She didn't want to say but probably $5k in alimony and child support coming off the top.

[@lanceehrsam8296]

I was guessing closer to ten.

[@Tashas_Travels]

18,000 a month and are still broke? 😮😮😮 Goodness gracious.

[@zekefonseca3872]

@Tashas_Travels It's true, the more you make tye more you spend...lol. That's been my problem.

[@johndone8045]

They arent broke, just 50k a year for 10 years, well they have 8 years left anywayz, they dont need to much intensity

[@strawberryme08]

Right? Ugh we keep getting raises and are saving 50% of our income. People need discipline to make this work.

[@Tashas_Travels]

@@johndone8045 So they're broke. Lol 😆 🤣

[@meggrotte4760]

Wow, that's what I make a year teaching english and taiwan. I'll never. Be home less , but I'll never be rich and that's okay

[@Tap354]

Damn Dave just muted her ass 😅

[@johnwilburn]

He didn’t want to have a stroke from all the BS he was hearing.

[@triplebbb291]

Shut up the yapper. So many yappers out there.

[@christophercarrigg3775]

Warranted

[@firststar2]

He didn't waste time at all😂😂😂

[@alinatamashevich3354]

@@BobDobbs681 LoL Sponge worthy

[@mannyjeanpierre4062]

She shouldnt be worried about it honestly. They'll be divorced in a few years. He already has a whole family out of state that he has an excuse to stay away from her for. Wont end well.

[@raymond_sycamore]

it's amazing dudes like this get women but my single ass can't so much as get them to look at me

[@Seanhaggs]

​@@raymond_sycamore you don't make 400k a year..

[@raymond_sycamore]

@@Seanhaggs all you people care about is money

[@Vermontist1]

​@@raymond_sycamore "Get women"?!? Maybe they sense the fact that you view them as a "thing" that you are entitled to "get."

[@Vermontist1]

Money is the topic of the video, so yes, that's what the commenters talk about. ​@@raymond_sycamore

[@Lady-BriChanel]

Wait until he has to pay for college for all these kids. They better do something quick. This man lives and works in one state and has 2 families in 2 different states? Why would anyone want to live that way?

[@georgewagner7787]

It's too late he's already in the situation but he ought to get a camper van and live in that

[@davecopp9356]

All of a sudden my situation, making less than 10 percent of what they make with no debt, appears not so bad.

[@Sizukun1]

You need to get your income up and sell the car.

[@davecopp9356]

@@Sizukun1 Thanks, but my car is worth around 1K. But with the point about my income, I agree.

[@donjohnson1416]

You shouldnt be comparing your self to them ANYWAY. Doesnt matter what they do only what you do

[@renegadetenor]

yep

[@georgewagner7787]

He doesn't need an apartment. He needs a room.

[@bres9977]

Right. Air BNB or something.

[@jimroscovius]

When I was a consultant in Chicago for seven months, and my family was in Iowa, I stayed in an extended stay hotel for cheaper than an apartment.

[@EsiriE]

Fact, in a shared house.

[@itsandrew8758]

Right! there are so many other options if they were truly gazelle intense.

[@djpuplex]

Second marriage I guess he didn't learn the first time.

[@jollama]

Vows don’t mean anything these days

[@thedude5040]

​@jollama they do to some of us. Alot people should just stay dating though

[@johnsradios484]

Multiple marriages , multiple families , huge student loans , multiple kids will cause some pain.

[@MisterNightfish]

If they made a million a year they'd still be just as broke.

[@alinatamashevich3354]

My b/f worked at a large utility years ago, he had a co-worker that coming in late due to a crappy car he had. The boss took him aside and told him, "look we pay you really well, call the Credit Union and go buy you a reliable car". Basically, he was told, keep coming in late and get fired! Priorities people

[@52CA]

Granted they have a huge income but she acted like a 20k car would be a junker to them hehehe. That is the root of the problem. I had a doctor a few yrs ago that drove an old Chrysler K car from the 80s. I’ll bet he had millions stored up.

[@renegadetenor]

I've never had a 20k car..

[@emoney1231]

10 years is the standard repayment plan... If they paid off $100k in 2 years, that's $500k in 10 years, meaning they aren't attacking it at all...

[@joea9222]

Red flags blaring the moment she said 400k a year. How in tf are they not getting things paid?

[@bettygrable6440]

Why don’t you move where he works…?

[@bryandelcid4065]

Probably because he still visits the other 👩‍🏫 😂

[@FortuneSeek3rz]

He's gettin it Patrick Swayze style. Aww yeah gettin nasty! 💃

[@worldnomad2301]

@@bryandelcid4065Or he’s doing medical travel to increase his pay.

[@dickjohnson5211]

Because his girlfriend won’t allow it

[@elizabethallen4353]

If she has kids there may be a requirement to live in the same state as their dad

[@anhbarker]

Why the heck are they living and working in separate states?? I wish they had asked that question.

[@johndone8045]

My friends wife work different state as a pharmacist, in state =60 an hour, out state is 105 an hour

[@alittlepieceofearth]

@@johndone8045 Right, so why not move to where the work is rather than live in one place and work in another. It sounds like a crazy way to live.

[@alittlepieceofearth]

I wondered the same thing.

[@laveniajohnson2283]

She is probably not allowed to move her children away from their father, nor should she.

[@mikezerker6925]

I work with physicians that live in Texas but fly to my state for work (one week on one week off) … they get much better pay, and usually a stipend for living expenses (hotel, food, car rental) while fulfilling their work duties.

[@stephengamber6233]

Until it becomes important, you're not going to do it!

[@Rashaadthegr8]

3 step kids and debt? Boy she must really love this mans salary or the man or both. This is a bad situation. But luckily he makes a super high income.

[@ohreally8259]

She has kids as well from previous marriage, both have baggage

[@christophercarrigg3775]

The money definitely but she definitely loves the prestige of telling people her husband is a doctor

[@phillipmoore6249]

She’d be cooked without him

[@Vermontist1]

​@@christophercarrigg3775 I didn't hear her say that.

[@Vermontist1]

She never suggested that she "lives his salary," just that she wants to make sure she is making the best decisions for her family. Dave told her she isn't. That's all we know.

[@MaryLawson874]

Effects of not having a Financial Advisor... is there a recommendation here?

[@EdmundEthan093]

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.

[@roxdietren]

@@EdmundEthan093 You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@AlfredStephen127]

@@roxdietren That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@roxdietren]

@@AlfredStephen127 I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.

[@AlfredStephen127]

Jessica Dawn Walters is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@24califrank]

$400,000 year. And broke wtf

[@rvog6584]

This is jus 1 more data pt. 4 the perennial Dave rant of 'docs cant handle $$!!!!!!' :-)

[@drn13355]

They will never pay this off. I have done travel nursing and there are travel docs, but the issue is they aren't getting anywhere with it. What is the advantage? He has to pay for an apt and travel etc. So what is the advantage? Move home make 300k and live cheap and pay off the bills..which they never will do.

[@georgewagner7787]

Van life

[@herbertscott9575]

Seperate out of state apartment and "fees"? He's working towards marriage number 3.

[@Dbaker352]

I said the same thing😂

[@slyfoxx2973]

Managed to pay off 100K in two years while only bringing home 800. You guys are rock stars man! Way to go.

[@tubenachos]

Why are people in a rush to leap into another marriage??

[@blackspiderman1887]

That is exactly what I was thinking.

[@acd1168]

Men have needs and women want to start a family I guess.

[@Dan16673]

Uh she wants money

[@beaniemac]

She desperately wanted to be married to a doctor

[@msstacey777]

Marrying debt on top of that!!! No way

[@PInk77W1]

I was talking to a homeless guy yesterday. He said he gets paid $1150. A month SSl. He said he’s trying to get a loan. I said u don’t need a loan, u need to save. I went off on him like DR

[@karlabritfeld7104]

They really don't care.

[@Chief_5]

Sounds like he’s got a lot of extra expenses 🤔

[@dickjohnson5211]

Side chicks do that to you

[@fusionreaper]

I'd be concerned about the apartment in another state

[@ericrollings]

Imagine what they could invest if they buckle down and knock that debt out in 2-3 years!!!

[@lonestarrk9308]

Hey Dave. Should I spend $40,000 in cars or $2000 to get my older cars up and running again??? We all know the answer. Right?

[@rafael502]

$500 is crazy for student loans!! How on Earth did this country use to have doctors without going into crazy debt

[@USMC6976]

Government guarantees on student loans did not exist then.

[@acd1168]

He wouldn't be in debt like that if he had some kind of scholarship. I am not talking full scholarship but if he chose to go to a DO school, they rarely give scholarships. I didn't do that. I went to the school that gave me the most money.

[@aolvaar8792]

High IQ people got FREE educations I did Now 60% go to College, reduce that to 10%. College could be free again.

[@laveniajohnson2283]

People often use their student loans for living expenses while they go through school. They also usually get carried away with it.

[@acd1168]

@@laveniajohnson2283 Definitely

[@jonreed5431]

400k in Ohio is $284,450 after taxes. That's 23,000 a month with no 401k contribution. With an apartment in another state and child support etc, it makes sense that they have 18,000 in take home pay. Obviously with that level of take home pay, it can be cleaned up in a matter of months, but you can just guess they are in a million dollar house.

[@alittlepieceofearth]

Two months of their take-home is my yearly income.

[@isabelbecerra9258]

Earning $400k per year and broke!…you’re a broke dr’s wife… you’re married to a doctor who’s broke… you’re broke.. you’re poor!

[@fabbz94]

Relax lady 😂

[@cinnaminstixx]

This line has me ☠️ 😂

[@sweetcoffeeqween]

You're puh oor💀

[@markporter2642]

It should only take them 2-3 years to pay off this debt but at their pace it will take 10 years.

[@johndone8045]

Try to live 20k a year with 3 kids is IMPOSSIBLE

[@countrymusicandcher8593]

​@@johndone8045Dude they could even cut it down to 5 or 4 years by putting no more than A QUARTER of their money on it. 2-3 years is not 20k, its 200k/year. 209k year is reasonable

[@coreysuffield]

@@johndone8045 per month!

[@hockysa]

She called for help but didn’t want to change anything.

[@gtileo]

Maybe Katie should get a job, you know since theyre in debt and shes likely just floating around life being the doctors wife, maybe she should work a little harder to help him out

[@FortuneSeek3rz]

There's no reason to marry a doctor if you have to go to work! 😅

[@gtileo]

@@FortuneSeek3rz she better be good looking else he didn't get his money worth on that deal

[@edwest8804]

$400,000 and you drive multiple cars that don't run? Really get a $10,000 car and be done with it.

[@Furious_Slap]

Both of them are in their second marriage. Chances are they got alimony’s, child support, and divorce settlements. Also get a job lady.

[@Jason-uw3wn]

Excuse queen. Follow the plan or don’t. It’s that simple

[@cafecitoconjesus8750]

Jajaja Dave is so real and funny. Broke / poor Doctor. Is not how much money you make, it is how you manage it. Rice and beans and beans and rice once again 😂

[@papabeard7705]

I don’t know why this hasn’t been brought up, but husband has an out-of-state job for the foreseeable future sell current house move to that state🙄

[@johndone8045]

Some people dont like to relocate

[@AaBbCcDdEeF]

She’s clearly entitled to where she needs to live.

[@BREEZYM6015]

I make $3,600 a month after taxes as a single person and don't have this level of debt. I only have my mortgage as debt.

[@ClaxtonBay123]

Why are you comparing yourself to random people on the Internet? Y'all arent in the same circumstance

[@jldenn]

How is this relevant to the clip?

[@HOLDXSTEEL]

You still should be making more money. Only 3600? Sounds like you sit at home and you don’t work enough.

[@kvgolfa]

What's your point? You also didn't go to medical school to make 400k. Seems to make sense to me

[@johndone8045]

Errr, so? Showing off?

[@HitmanChase]

“Probably not” lol wild

[@starrystarrynight6281]

I was her…has an excuse for everything. Nothing changes until they change their mindset.

[@calebdoner]

Making $400k a year, you could choose to live like you make 100k and have that paid off in 3 years.

[@reese85]

I love how easy yall be making this seem

[@johndone8045]

If you dont pay tax yeah, genius

[@LifeandLifeMoreAbundantly]

@@reese85with that income it should be; though lifestyle is hard to adjust down when you’re used to it. Funny how the question is 40,000 for cars; that’s a tenth of their income. Problem is discipline over the 400,000. No judgement here, just an understanding of the situation- that needs to be improved. Best wishes to them!

[@dudeorduuude5211]

They have a lot of kids, and did she say some are deaf (so I imagine a few extra expenses with that).

[@jimmymcgill6778]

You are forgetting about taxes and deductions. 2 kids, that's a lot of child support. And probably alimony.

[@NeoAndersonReloaded]

He def. has a second family😅

[@DMS20231]

I make a third of what this guy does and just had a car break down. Replaced it with a late model Honda Pilot bought for 25k cash. Wasn’t a bump in my budget because I’d budgeted for a replacement car.

[@zekefonseca3872]

I am starting Friday on step 1. Let's see how this goes😊

[@loricairns3459]

Do it! You won’t regret the journey. Stay focused. Think of how you want your life to be in the long run. It starts with that first step. You can do this. 👏👏👏

[@heyzeus6149]

Great job I’m proud of you 👍

[@Rickyy_f]

You won’t. If you wanted to start you’d have started yesterday.

[@zekefonseca3872]

@@Rickyy_f I'm glad you know me more than I do🤣 How is your progress?

[@garyzimmerman6316]

Start today, or don't bother starting at all.

[@blakeharrison3972]

Did she say if she worked?

[@Tehui1974]

The crew are right. They should be trying to get rid of that debt over a 3 year period. They'll need to make sacrifices during that time, but it will be so much worth it when they come out the other end.

[@joshuaableiter4545]

Man i hope you have a team of psychologists, smartvestors, Ramsey personalities, etc. corresponding with you during the calls to help brainstorm.

[@afjm7499]

Driving two broken down cars when you're making 400k/year. Insanity.

[@markeayers]

Man, I wish I had a mute button!! Lol, $400K income and deep in debt. I wish I had that problem.

[@CmUncleDre]

He has another family. He's got divorced. She's the second wife

[@dickjohnson5211]

Dude likely has a girlfriend

[@NickAndTech]

A job that keeps you away from your family 50% of the time is already a fail. If it was for a year or two to set themselves up for an amazing future, ok, but at this rate they won't pay off his debt until the 2030s.

[@linuxsurfer2002]

I think Dave's biggest frustration on his show is that these callers have no drive to get out of debt, no unease about their debt. They have a casual relationship with it. On the other hand, Dave and his wife got super intense, took it seriously, and paid off their debt as fast as they could (that's where the baby steps ultimately came from). He gets frustrated that no one wants to attack this with intensity the way he and his wife did.

[@tigerlee9613]

A homeless man with no debt is richer than this doctor.

[@gureno19]

Most people are living pay cheque to pay cheque....except some have far nicer post codes, houses and cars etc etc

[@brandonluckman1816]

Sounds like step nanny. 😂

[@itguru2037]

I bring home 11k net and have 60k in debt. How can I pay it off and how long will it take

[@DEBTFREEMIKE769]

We need some credit card/credit score clips to get both sides riled up

[@JoeRNNE1]

Classic example of people trying to do too many things at once, and succeeding at nothing. They should find some way to eliminate the out-of-state apartment expense (either she moves, or he finds a job closer to home). They should also pause saving for retirement. My guess is there is a lot left unsaid with this call related to other debts--toys, credit cards, messy business ventures, etc.

[@4lovehenry]

It seems certain stocks are undervalued, flying under the radar despite their potential. You can't help but wonder when the market will recognize their true worth. How can I invest $600K wisely to ensure our future security?

[@AnthonyAntoinetteNwaurugu]

It's frustrating when market inefficiencies persist, particularly with undervalued stocks. Consider consulting an advisor for smarter investing decisions.

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[@NeoAndersonReloaded]

Why is she calling when shes not working😢. Sounds like shes the issue

[@Atlas-tp8dw]

She's working inside the home, raising the kids while he is out of town, daily cooking, cleaning and doing house chores. Who will run the home? That's how a unified family who have chosen their roles works.

[@JayLawson]

Making 400K and struggling is wild to me

[@stwida91]

Yeah im struggling to understand the difficulty here. Works out of state, has another family to contend with, blah blah... People manage two families on far less than $400k. This is simply being inefficiently managed. Granted, the situation may require more management than most others, but it's still just being mismanaged.

[@beaniemac]

There is no scenario on earth where I'd marry someone with 500k in student loan debt

[@reese85]

if there making $400k, I def would.

[@stephengamber6233]

But he's a Doctor!!

[@mannyjeanpierre4062]

he makes 400k. He could pay it off in a year if he wanted to

[@reese85]

@mannyjeanpierre4062 did you read what you wrote cuz how does that make sense? He’s in debt 500k and he makes 400k. How can he pay that off in a yr?

[@perotal]

@@reese85 it is that Ramsey math world in which taxes don't exist among other things

[@christiS907]

Actually we only bring about 60 percent. After health care. Taxes. 401k. Life insurance etc. so they aren’t far off.

[@joshuaableiter4545]

Lack of intensity is worse than misplaced intensity which os worse than faulty intensity.

[@zachjones2346]

Dang. My wife and I our aiming to be done with her medical school debt before her residency is over. Every spare dime hits that debt.

[@carpediem6431]

10 years ago, when I was a landlord, I had a two bedroom basement suite available. One of the applications was from a young couple who listed “doctor” and “accountant” as their jobs on the application. This was super out of the ordinary. I always check jobs, pay, references etc. before renting. Sure enough the woman (dr) was bringing in 12 grand a month and the guy another 6 grand. This was an $1100/month suite. They caused no issues and stayed for 2 years. They were just starting out and lived way below their means. I have no idea what they did with their $, but wouldn’t surprise me if they were knocking out a couple hundred grand of student debt.

[@AB1914]

I don’t know where Dave gets his “take home pay “ numbers from. I put that salary in multiple calculators and after taxes, a little under $20,000 a month seems to be the average.

[@rational9229]

Taxes + "Insurance" might mean medical malpractice insurance in which case that could be well over $100k per year. I agree that they aren't trying to attack the debt but Dave needs to make sure he knows what the expenses are, and bringing home $19k/month might be accurate. Are there pmts for alimony and/or child support? That can really eat at the income. Ask a few more questions about the situation before prescribing, please.

[@strawberryme08]

They should be bringing home 22k a month about unless higher income is taxed more? How is she not paying cash for cars how do they have debt? My brain is exploding. We stayed out of debt making 40, 50k a year and still paid cash for cars under 70k income

[@jgray690]

She left out that he has 3 kids from a previous marraige living in another state. His child support is probably north of 2K a month easy on a 400K income. So that explains some of the missing money. She said they were bringing in 18K a month. He said "taxes aren't 50 percent of your income" It's not. But he is probably losing 30 percent to taxes at that income bracket,(the highest two income brackets are 32 and 37 percent. I'd say 400K puts him in the top 5 percent of income earners and he is paying somewhere in that ballpar) and then after taxes, he pays another 20-25 percent to child support payments for 3 children he has from a previous relationship she said. So add those together, and 50 percent of his income is going to child support and taxes. Sounds about right.

[@zachjones2346]

@@jgray690 Only the income above certain amounts gets taxed at higher rates. His income would make his total effective income tax 21.5%. Yes, he hits the 32% bracket, but if he is married filing jointly, only the money above $364k gets the 32% rate. His take home pay ignoring child support would be $26k per month.

[@rsafree1139]

@@zachjones2346yep. Most people have no understanding of how tax brackets work

[@strawberryme08]

@@jgray690 it’s still asinine. We’ve made 20k up to 200k the last 20 years and stayed out of debt minus a car payment we had the first five years married and paid cash for all our other cars with a family of 6. And paid off student loans in those low incomes and that was also with giving 10% tithing of every pay packs we’ve ever had our whole life. They just don’t wanna do the work.

[@jgray690]

@@zachjones2346 that's just federal tax rate. You still aren't accounting for SS/medicare taxes AND state taxes taking another 6-8 percent on top of his federal rate. Also you can't ignore his CS is probably taking a large chuck, they take 20 percent for ONE child, and then they add another 5-6 percent for additional children maxing usually at about 35 percent. So he is realistically losing another 33-35 percent of his NET income (for 3 children) for Child support. You can't 'ignore' that he is losing probably over 30 percent of his net to CS. so whatever his take home pay is, deduct another 33 percentit. so that 26K a month turns into 18K or 19K. Which is what she said. There is no 'max' usually on CS payments. It's based solely on your income in most states. That's why celebs like Britney Spears is paying her ex 40k A MONTH in child support payments. So he could be paying 8K a month or more. just based on his net income.

[@eaton24]

Saying "half butt" to avoid saying ass sounds ridiculous. You're an adult, you can say the "A word".

[@MBoyer-ng6ok]

They are "rich broke" .... Making 400K but don't even have a reliable, operational vehicle + 500K in the hole... Yikes... This was the "aha! moment" revealed by the classic book "Millionaire Next Door", that many high income professionals in America were actually persistent under-accumulators of wealth (due to alot of the "expenses" as mentioned here)... They need to play better "defense" (save/invest/pay down debt) as their offense (earnings) is already strong....

[@penelope5500]

Well, Dr's, as a group, are notorious for being poor money managers. And then add to that their approach to life...marry, produce kids, divorce, marry again, live in separate places, "require" an additional apt. Sounds like it took some effort but they've managed to mess it all up pretty good.

[@gardenofe12]

Dave hit this spot on !!! She just wants validation from him to tell her to buy the car while they’re up $hit’s creek without a paddle.

[@kemar1997]

We? How much does she make 😂

[@AaBbCcDdEeF]

But the debt is his though; she is clear on that point.

[@chazzkramer7676]

"I'm more gung-ho than he is." Summed up the call right there.

[@Rashaadthegr8]

I don't make that much YET but good GOD when I do i won't be in debt. Heck, I am not in debt now.

[@aaronmurphy8796]

It’s true depending on the state you take home sometime like 50-60 percent . When I had a job thsts how it was . I think sometimes Dave is only doing federal tax . George hit it on the head they are don’t retirment and maybe a stock purchase program .

[@RubyandEmmaPlay]

I was in a similar situation myself about 10 years ago. With our house and medical student debt we were about 600k in debt. I promised myself I would never take out another loan and became completely debt free about 3 years ago. I agree with Dave’s advice but disagree with the level of zeal he recommends you use to tackle it. These people are considering buying 2 cars for a total of 40k which is very reasonable and necessary part of modern life not a luxury.

[@pdxmusl1510]

So..... whose at the apparent with him 50% of the time? 😂

[@janhatcher6991]

why don't you move close to his job? That is a lot of money to tackle. Hopefully, you can start working at it.

[@veramae4098]

Got a letter from Experian congratulating me on continuing paying down my debt, and offering me a credit card. 😂😂🤣🤣

[@robr268]

Does Dave understand taxes? They make 400k. I have 15% coming out of taxes rn on my main job, making $40k a year. So yes, making 400,000 you going to pay out at least 30% in taxes alone, which will bring you around 23,000 a month

[@rvog6584]

she said 18. he said 22+ so hes close

[@robr268]

@rvog6584 yes but maybe child support or alimony taken out before. That can account for the few thousand. Cause it's only a 4-5 difference...well close to 4,000 because she said 19,000.

[@rvog6584]

@@robr268 fair. That figure wuld b interesting 2 know. & how long it wil last. Afta child support stopped I was so happy 4 my instant 'raise' 😉

[@jimmymcgill6778]

Never stop retirement. Dave always forgets about taxes and deductions. That need 2 cars, not 1. They already paid off 100k in 2 years. He also sounds like he's paying child support an alimony. Dave hung up on her so fast. He does not know how much they are paying off every month. For all we know, he can be paying 10k a month. Dave want's to ignore all the other expenses.

[@jayfilm3023]

This proof positive that just because you HAVE money doesn’t mean your GOOD with money 19,000 a year and still broke , that madness

[@Trackpad12]

You don’t need intensity when you make 400K just chill pay it off slowly. Not everything has to be hard.

[@coreysuffield]

except you are losing money the whole time, WHY WOULD YOU NOT BE INTENSE! losing money FOR NOTHING is an EMERGENCY!!!

[@percivalgooglyeyes6178]

It's OK to be in debt if that's what you want. Actually, people like this are much better for the US economy than misers. Be proud.

[@orhbo0]

Let’s say $120/yr take home pay AFTER taxes, mortgage, rent, cars, alimony, child support, misc. - paid off $100k in 2 years out of $240k total.

[@richardm5540]

I love how Dave cuts off the caller . And he keeps on talking.

[@twinchop4581]

The first thing is "to have a car that starts every morning! " if your car doesn't start & drive everyday ! There is no plan ...

[@AllIwantwasyou1]

Doesnt take a genius to figure out that she thought she was going to live it up as a doctors wife but stuck with the kids and no car 😂 gold digger fail visits his 3 kids with ex wife she doesnt know what he does he has alot of alone time without her 😂

[@jasonrodgers9063]

I'd "bet the rent" that the caller & Dr. Hubby just WANT younger cars, and called Dave looking for praise & validation. Two BRAND NEW "crate engines", INSTALLED, would be about $4K each (for NORMAL cars), more for something exotic (which is entirely possible with this pair).

[@Ewalk.213]

Started off by saying “I kinda married into his debt…..” Didn’t mention anything about marrying into his income tho…. Hmmm

[@NeilLemons]

This woman has a stronger frame, almost. Then Dave muted at 3:50.