YouTuber Refuses To Pay Taxes | Financial Audit

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[@CalebHammer]

Protect your online privacy and security NOW and for free by following my link Aura: aura.com/hammer Also, Boogie episode Monday 😎💩

[@air1764]

hey man we should talk i am working on a food budget for 2 week from is $200 aud in use it about 170 i want to help enven on the food said

[@Hultarna1]

@@JL4RG It will be a trainwreck and Boogie will learn nothing but it will be entertaining to watch so I'm all here for it.

[@GB-lk8pv]

Happy for the exposure the Boogie episode will bring your channel, but getting any honest answers out of him about his finances would be a miracle. This might be the first time Caleb has to include a sugarbaby/escort budget in the 'needs' category.

[@air1764]

that would brake the internet if that happen@@GB-lk8pv

[@jaceive]

Boogie episode will be interesting, but this one with the voice changer is an early skip for me.

[@Jaykober]

Anyone else check their playback speed as soon as this started?

[@TwinTailFox10]

Literally first thing I did 😂😅

[@arnphawk]

yes

[@Py16777216]

Exactly what I did but then the main guy started sounding normal so I was ok with it.

[@tinypeanuts]

That doesn’t affect the pitch though. They have a pitch adjustment. Haha, but not technically possible in this case.

[@BillyRaines]

I did the same.

[@DeathtoDebt]

Paid off 15k of debt this year, got hit with 2k medical bills this week but luckily had an emergency fund to fall back on. Keep up the great content!

[@lianalonge1984]

WOW! Congrats on paying off so much debt. Sorry you were hit with a medical bill, but happy to hear you were prepared.

[@akgg5086]

Grocery pickup has been a life saver for me! I build my order over the week and then when I’m ready I pick the day and timeframe I get to come by and they bring it out for me! I highly suggest it to everyone!

[@Anduie]

Agree. Added benefit is it is much easier to just get what you need and not getted tempted by the other junk in the stores.

[@bleppo321]

Yep! And a huge time saver too.

[@SixthSenseSynesthete]

Only three minutes in, but this guy NEEDS to use his voice for something in voice acting!! I understand not wanting to deal with the bullying comments but it seems like a gift he could use to his advantage.

[@TrishDigginsDesign]

Video games and cartoons would LOVE this guy!

[@ohhhlorrd]

I thought it was an edit!!

[@7eis]

Needs vocal training, he's got no control

[@orchidquack]

wait, it's not an edit?!

[@rayagray6321]

He is doing it on purpose. It's not his normal voice. Just fyi

[@aMildCow]

Dude, i relate so much to the being unprepared for taxes as a creator. It was my first and only job, and still amidst the whole process just finished out my first year and now my second as a creator and i did NOTHING for taxes, im in a MASSIVE hole when it comes to the IRS next year, and last year my LOVLEY parents who im very lucky and fortunate to have paid them for me (after writeoffs i only ended up owing about 4k) But next year according to the math, it is nearly statistically impossible for me to accumulate as much money as i owe in time (without writeoffs which i have not tracked its likley i owe the irs upwards of 30,000) , yet despite this, due to watching your channel for nearly a year (i started around febuary-ish) I have managed to SEMI pull my finances together. Im doing notably better, i watch literally like a 2-3 of your videos a week to scare myself into doing better and between febuary and now I have improved so much financially in the last 2 months alone, im still not doing great but i am definitely doing BETTER, even if it took me 8 months to improve from finding your channel. (when i found your channel i was car shopping and thinking about taking on car debt, you scared me into buying a car in cash due to the interest and after i blew my literal entire bank account balance on the car (may) i was never able to stop the habit and ended up spending every penny i made past that point until the last week of october where i moved out, improved my income and began building a savings. my spending habits are still horrific but compared to what they were ive done so much better. So thank you caleb for posting and its actually so cool to see someone who was in the EXACT position im currently in. NEVER in a million years did i expect to stumble upon one of your videos with someone who was in the exact position as me, it caused me so many times to think about contacting or applying to be on the show but I was far too nervous to reach out due to the publicity of it. Once ive got my finances together for real i definitely planned on buying that little online one on one thing you do privatley but it seems to no longer exist as its been replaced by your financial course which im definitely going to buy. Anyways TL;DR cool relatable person and thanks caleb for helping me better my life.

[@TheCreatorGreen]

I appreciate you saying your story, and knowing I'm not alone in the first job department 😅 I hope your situation gets better, and we can both learn from all of this.

[@k-mart7475]

Ew

[@Nachos_n_tacos]

Literally LOVE Caleb’s shirt 👕!!!

[@ogdennis622]

Same! Anyone know where it’s from?

[@aase89]

Dude, that shirt -cream color and floral looks so GOOD on you! Best thing I’ve seen on you!

[@Althazarcrts]

His voice sounds like when Kevin McAllister impersonates his dad using that machine in home alone 2

[@OhsoWoobie]

It's a fake voice. If you go to his YT channel you can hear him in older videos with his regular voice. Weird how Caleb lies about it.

[@madpeachy]

Yeah, sorry Caleb. I couldn’t finish watching this one. Can’t push through the voice. Looking forward to Monday’s episode though. 🙂

[@alteredperformance7047]

i think the voice changer for both of them at the beginning showing how similar they can sound might have been a hint that his voice isnt real.

[@elizabethwalker5886]

Others have said but I also vote for Walmart pick up service. It is free. You just log in pick your stuff and schedule a time. You pull up and wait. You don’t have to go in. They load it for you. I do it to not have to bring kids into the store that ask for so much stuff. Every Sunday I do pick up and it keeps us stocked for the week.

[@The_LoFi_Political_Guy]

This dudes voice made me think something was wrong with my audio

[@captainsewerrat]

There isn't, it's just fake. Check the guys old content.

[@finnishline]

He couldn't put a real time filter on his voice for the KZbin gaming videos or not read the comments? $40,000 is impressive.

[@ryanwilliams7664]

The voice filter breaks at 8:03. I'm done. Can't believe Caleb would lie as well to maintain his ruse for him. You can tell the voice is being manipulated with software with that 1 or 2 second snippet alone.

[@JT3446]

The audio isn’t messed up. It’s just right. IM BATMAN

[@bryanandy5540]

This guy’s voice makes the video unwatchable

[@7eis]

Yeah he phases in and out of the deep voice, I thought the editor fucked up for a while

[@Mr_T817]

I really just had to check my playback speed setting

[@sarashann]

You and everyone else!

[@beckypetersen2680]

Quesadillas - get a hot sandwich maker - you feel like you are making something special and they are SOOO easy. Put the tortilla on the hot sandwich maker, put on grated cheese, some ham, and close it up and heat it up. Eat it with tortilla chips, salsa and sour cream. You feel like it is something special (at least it is to me!).

[@Mrsockmonkie]

I understand the shopping anxiety...my brother uses Walmart's online order/pickup service and loves it. Works good if you have a meal plan in place!

[@OhsoWoobie]

I understand it too. But you know what helped me? going shopping. The more I went the less anxious I got. We should not avoid everyday life just bc it makes us anxious.

[@iconc58]

Caleb should bring this guy on payroll just to voice over “Taquitos!” When he says it every audit 😂

[@Jonqen]

I hear that word in every vid but have no idea what it is 😂

[@iconc58]

@@Jonqen it’s a phrase referring to B.S. spending. It started when a guest would visit 7eleven a lot and spend $6-$7 constantly, blowing a lot of his money on Taquitos lol

[@Jonqen]

@@iconc58 Haha got it! Funny

[@MinimalMeghan]

I work in one of the top 200 CPA firms in the country and let me tell you, the IRS will take a few years, but they will get you. The longer you don’t pay, the more you gain penalties and interest on what you owe! The longer you wait the worse it gets!

[@sofiag-l8446]

Really excited to see where the newsletter goes Caleb!!! Rooting for you!

[@LVUFC]

For y’all saying it’s fake . It’s probably not , his KZbin videos his voice is different whilst he’s excited and speaking fast but towards the end of the sentence when he slows down and wraps it up it turns low and gravelly.

[@aschaedy]

Did anyone else check their playback speed when this video started?

[@MahdiFilms]

Dude threw away KZbin money because people made fun of his voice ? Crazy.

[@OhsoWoobie]

they made fun of him bc it's a fake voice. If you go to his YT channel you can hear him in older videos with his regular voice. Weird how Caleb lies about it.

[@RDLgo]

Was so confused about the voice pitches, I thought my computer was messed up, took me 10 minutes to realize that's his real voice and Caleb just lowered his for the first minute 😂

[@OhsoWoobie]

It's a fake voice. If you go to his YT channel you can hear him in older videos with his regular voice. Weird how Caleb lies about it.

[@twlight9000]

You should include the channel name if you're going to spam this comment everywhere @@OhsoWoobie

[@Choob1]

@@twlight9000 his channel name is in the description @TheCreatorGreen

[@gamecity223]

​@twlight9000 cant. Anytime you try to post the link, the comment gets deleted! His channel is in the description. It takes a whole 25sec to go to his 1st videos and realize his voice is FAKE

[@kevinbishop799]

@@twlight9000 Caleb pinned it in the description of this video. I went to the dudes older videos and it’s 100% a fake voice.

[@Dotthel]

That’s his real voice!?! 😮😮I was checking if there was something wrong with my app.

[@AyoJesse]

That voice transition lol

[@ShizLord]

Had to stop the audit to learn how people develop their voice

[@Olivia-2019]

Walmart also has a really easy and relatively inexpensive delivery option for groceries

[@mbkincaid1]

tech job and youtube on the side and he'll be solid

[@BlakeLeasure]

That's his actual voice! WOW. I legitimately thought there was a filter to protect his identity or something. That's his real voice!

[@terricox3559]

True, but why do people keep thinking it's to hide identity. Face, name, job, yt channel and location all shown. Why would a voice be the identifying factor

[@Howdy762]

theres no way this dude sounds like that. i cant watch it. its irritating.

[@chattychelsey]

Caleb but why was your voice weird at first too like I just am so confused are you protecting the non tax payer 😭😅

[@shroomssadow4981]

You should have asked him to say “do you want to play a game?”

[@kattttt9585]

$17 an hour and making $3500 a month does NOT add up. Maybe he is working crazy overtime, but after taxes there is basically no way lol.

[@Username0467]

He has a billion side gigs too lol

[@kattttt9585]

@@Username0467Yeah oops I just got to that part

[@StudioHannah]

Caleb does an impressive imitation of this guy in his first two lines 😂 Are they actually using a filter and lying about it? Why? I don’t get the joke lol

[@terricox3559]

Omg are you for real

[@starrwinter]

The YT conversation reminds me of Corpse before he blew up big as well. People just love to poke and poke and poke and JUDGE. I hope he does get back into it as he would do well, but understand as the internet is a major portion dumpster fire most of the time. Also for Walmart pre-order online for items and just pickup outside and then no requirement to go into the store or shop + no extra items not on the budget.

[@U2BearCat]

People need to understand just because there is a new flavor of the month in tech ie: "autobots" it does not mean everyone is going to use it and you will be out of a job. It is very expensive to change software in large companies every few months. Companies will use applications for years and years to get their monies worth out of it. You can make a career supporting applications. This dude needs to get a job, stick with it, and pay of the IRS.

[@magicdragon9621]

He's definitely coping acting like he can't go full time in web development, especially with experience. AI is a tool, but isn't going to be a replacement for everything.

[@hawk99131]

As a digital marketer and web designer for 25+ years, AI is not taking my job anytime soon. Will it shift… yes. It always has and always will.

[@r.h.0101]

hahahaha for about 30 seconds I thought I was having a stroke. Bane's son is growing up fast. Thanks man.

[@gemerelli]

I cannot take this man seriously.....I'm out.

[@adammizell6227]

Just went and subscribed to his channel. I'm hoping the best for you. Put your focus on where you want to go and smash the gas pedal.

[@franmcwhorter9654]

As a Dodge City resident I can say that shirt is cutting edge for KS

[@cg5841]

Wait, he’s scared AI will take over tech jobs but chooses to use Chat GPT on his web design side job.

[@wolfgang1667]

I thought my audio was F’d up until Caleb started talking 😂

[@CM-fw6hz]

I subbed to this guys channel just for the voice

[@ekkowrites]

Hey there! Is the audio here wonky? For some reasons for the first like 15 sec it's really weird - still great!

[@luckypullR9]

I’m from where he lives. The Walmarts close at 11. And have pick up hours. He doesn’t even have to shop. Plenty of tech jobs in town too. The college is always hiring in tech. He’s definitely got options.

[@Smokychedda64590]

Hy-Vee is a grocery store . And you can also get gas there

[@slickshewz]

Why are we pretending this is his real voice when Caleb had the same filter on when they started?

[@nutterbutter865]

I noticed that too! At 0:08 Caleb sounds just like him

[@cnh7262]

I can’t even watch this either the voice modifier

[@tatianabritton6258]

He should definitely get back into KZbin. Real voice or not, he was making decent money for his first year. Worst case scenario, he could hire some college kid part time to remove and block the negative comments. If not, engagement is engagement and the haters still put money in his pocket.

[@tenkarausa5294]

Energy storage systems tech is the gig. 6 figures after 1year must be willing to travel but all companies are extremely motivated to make your living situation good including a nice rental, per diem, + hella benefits

[@catherinemiron6559]

Even if he was 18 at the time, he should still have been covered under his parents' health insurance. It almost sounds like they're making him pay the medical debt himself (life lesson, maybe). He could ignore it for another 2 years until it falls off his credit report, or he could also try to negotiate a settlement with the collection agency. A settlement will look better on his credit than an unpaid collection. Save up $1k, call them once a month and offer to settle for the $1k. Eventually they will agree, or they get nothing once it falls off and they can no longer collect on it. Get it in writing (mailed letter or email) and don't give them any personal details or info where you work. Then get a one-time use VISA card for the exact settlement amount and give them the card details and get a payment confirmation. The collection company probably paid no more than $200 for the debt since the clinic/hospital wrote it off and sold it a long-time ago. Then he no longer has to be concerned about it and move on. TCB!!!

[@AlexaVonSuess]

Not necessarily. I had $250k of medical debt from age 18-20 and my parents didn't have insurance so I didn't have insurance either. I had to settle and pay almost $40k even after negotiating.

[@Liam___ohara___]

I thought Caleb wsa censoring his voice for a sec! Thats crazy!!

[@erikaboone2921]

Loved this audit!

[@ta2034]

The voice is definitely fake, but I don't think it's entirely a filter. You can tell by the fricative consonants that he's holding his glottis open to artificially deepen his voice. The kind of clicking and hissing as his voice trails off is a dead giveaway, since he can't hold it for too long.

[@Seromontis]

Anyone else check their playback speed settings for this one? I thought it was a prank initially.

[@miketheyunggod2534]

I thought he was disguising his voice to hide from the IRS.

[@OhsoWoobie]

It's a fake voice. If you go to his YT channel you can hear him in older videos with his regular voice. Weird how Caleb lies about it.

[@Rand9m32]

​@@OhsoWoobiebro its called puberty, his voice deff got lower 😂😂

[@sliptheclutch69]

He’s over exaggerating everything word

[@greeneghost44]

@@OhsoWoobieHe could be putting on a fake voice, Caleb can only take what he tells him so if he says “this is my real voice” then of course Caleb isn’t going to argue

[@kakishisfriend1126]

​@user-uo3js7xf7t I'm pretty sure epuberty is over at 19 which is when his real voice video is from on his channel

[@okgroomer1966]

He needs a job making threatening phone calls. He would be the best

[@lucasglowacki4683]

Collections

[@Wigitfive]

he already has his foot in the door @@lucasglowacki4683

[@helena3631]

Smh y’all horrible

[@qualitycommentszone1263]

He's got that generic "we have your family" ransom voice

[@Darlhim89]

Fucking lol

[@maximillie_61]

Hard to believe his voice is real when Calebs voice was just as low for the first 30 seconds 😂

[@OhsoWoobie]

people have confirmed it's a fake voice. If you go to his YT channel you can hear him in older videos with his regular voice. Weird how Caleb lies about it.

[@TheRoyalWe762]

Why is no one else bringing this up?

[@CupcakeFace-nz8px]

Fr I immediately came to the comments

[@kobekzn]

Literally 😂😂 I had to check my video speed like wtf

[@kobekzn]

@@OhsoWoobiemaybe the guy wanted it to be like this

[@hectorpadilla2237]

Is Batman getting his audit done?

[@griffinemerson8475]

Have you ever seen batman and that guy in the same room?

[@UncleKenroy]

Alfred is crying off camera

[@thomascunliffe4758]

I had to check my playback speed settings 😂

[@TRUEGamer-jc8ov]

😂😂😂😂

[@glockman9284]

That's Bane not Batman. He was born in the darkness.

[@maitlandbobst3960]

Idk if I can listen to this guy for an hour 😂😂

[@melissalawson1806]

Same, I'm 5 minutes in, and I have no idea what they're talking about.... my brain can't process

[@hoobidibahentertainment6496]

His voice is so fake it makes my brain hurt

[@Pastelbluesox]

Can’t

[@alexrider003]

Same I don’t want to be mean but it sounds so fake

[@katlas]

I cant

[@JA-vz1nl]

I appreciate that there is a whole octave of difference between his voice and Caleb's high stress yells.

[@ycombine1053]

At least 3 octaves

[@nancysporbert7862]

Just one 😂

[@PhoenixLowe]

So many octaves 😅

[@CobaltLobster]

I'm guessing you're not an orchestra conductor. 3, maybe 4.

[@StudioHannah]

Only one?

[@Numbercruncher34]

Finally! A face to the ransom guy in the movies

[@Crijoe]

Haha!

[@Santiago-in1xf]

Imagine refusing to secure the bag in tech because you are scared AI might come. Take it from a person with a 10+ year career in tech, being in tech is adapting to the new thing. I've changed what I've focused on like 3 times. If you get 5 good years before AI replaces you, it's better than 5 years of scrapping by.

[@la6136]

Tech careers seem very unstable. People in tech are always getting laid off because of the changing market and tech start up companies going to zero, plus constant over hiring. The AI thing is a legitimate concern too.

[@SVSky]

@@la6136 You have an emergency fund and find another job. You want a stable job? The post office is hiring.

[@hiteshadhikari]

​@@la6136like in every job, in tech too u have to update ur skill and grow

[@fuse911]

I wish i could be in tech but i wouldnt be happy doing the job. I need freedom, creativity. I do mobile car detailing right now and honestly dont hate my job, i do hate some clients tho but cant do nothing about that theyll always be there.

[@matthewv4170]

​@@la6136working in IT is much more reliable

[@LittleJon]

Financial Audit (BASS BOOSTED)

[@Tomakri15]

😂😂😂

[@edgimosanimations3116]

This guy would make an amazing villian character in a animated show

[@captainsewerrat]

With a fake voice?

[@Voyajer.]

​@@captainsewerratif it were fake it wouldn't change the way it does when he makes certain sounds

[@zacknelson8918]

​@captainsewerrat not fake, will you stop commenting that on everyone's comment, his voice has different pitches like everyone else, when you say different words and stuff, and how much air and excited you say, and as you age your voice slowly changes to, especially when young

[@zacknelson8918]

​@@captainsewerratyour just a hater that you can't talk like that with out a voice mod

[@captainsewerrat]

@@zacknelson8918 kzbin.info/www/bejne/nYK2dJZ_ireHnKs

[@braydonbroome7473]

I think the audio got messed up at first.

[@NikkiJ20]

I left the video and came back because I thought something was wrong 🤣

[@funnytime1111]

@@NikkiJ20 lol same, I thought it was a glitch or my computer XD

[@camilleschillizzi2996]

It's "not a voice filter" yet Caleb's voice is very obviously filtered in the first 30 seconds hahaha

[@kurtbradwill]

@@camilleschillizzi2996first thing I thought. That can’t be real.

[@triple_gem_shining]

LOL

[@rino152]

It's the vocal fry that's killing me. When he gets excited and louder it's honestly fine but then he goes back down into this gravely scratcher fry

[@brighterpoet]

Agree, his vocal fry on his low end just sounds like the make equivalent of valley girl speech to me.

[@jackmehoff771]

"RRRRIIBBIIITTT IM A FFFFRRRROOOGGGG"

[@AmbiguousAbsolute]

Caleb! You should do a top ten best and worst audits of the year and give us your reasons why! Maybe even do your own categories like worst car debt or most likely to turn it around, etc., and give us an awards show! Would be cool to hear updates from guests who win the categories. Idk, sounds like fun content to me!

[@Thirioification]

2023 financial audit - wrapped. Would be interesting!

[@aic0809]

I love this idea!

[@EloiRa02]

I really hope he sees this comment!!!

[@PatriciaOGorman]

Really great idea !!!

[@Herestheheat]

I stamp this idea quality idea fs

[@AceRanger20]

His voice is annoying on this video, if it’s not a filter causing it then he’s intentionally dropping the octave to be “unique and quirky”. His videos from 2-3 years ago had a normal voice, but sounds like he found a very deep voice got more views and that became his schtick. I don’t believe that’s his actual speaking voice for a second. You can hear there’s something off about it, whether it’s a forced pitch or a filter. There’s even times during this video where his voice start become normal, and he immediately drops it back down to sounding gravely.

[@vRTylertarian]

Thank you for mentioning this. I also noticed the little bits where you hear his actual voice.

[@LVUFC]

His KZbin is the same. When his speech speeds up his voice changes. When he drags his words it’s gravly.

[@nicalicious3002]

I can't handle this dude faking his voice for an hour. You can tell it is fake because he lingers on the end of sentences because he is focused on changing his voice. He also lets it slip a few times and defaults to his regular voice. Can't do it man. Example of it slipping 18:15

[@JustAskClaire]

"Web dev" (or software engineering at all) isn't going anywhere because of AI. I work in the industry, and there is still 100% a need for human eyes on projects. AI can't replace a human in the room discussing requirements, understanding business needs, etc.

[@eplugplay8409]

Agreed. I’m also a software engineer and if anything ai is just another tool that software devs use to make their lives easier.

[@janeharrison995]

Word. I'm training to be a software engineer at the moment and the co-pilot suggestions are often whack. Good for explaining code if I need more context, but not good at coming up with solutions to problems.

[@kimchi2093]

explain why an AI can’t replace a human discussing requirements. Just curious.

[@fireengie8488]

dude this is so short sighted its unreal. you don't know what 5, 10, 20 years looks like from now. it's not just gonna be GPT-4 forever. anyone saying AI cant do blank is correct in their statement, but only RIGHT NOW

[@shinzoki3803]

@@kimchi2093its wishful thinking if ai gets good enough it can absolutely replace it

[@Generali087]

"I get off at 5 and can't make it to Walmart that closes at 11"

[@Britt4880]

Has to be the most ridiculous excuse out there 😂 as if no one else ends work at 5

[@eplugplay8409]

He also take a shower then go grocery shopping?? Just go straight after work then go home shower eat dinner then go to bed.

[@monicayami2298]

Like some people have mentioned already, if you go to his channel and look back 3 Years ago, his voice does not sound like this. It might not be a filter but he is definitely forcing it. He could just admit to wanting to sound like this but instead he lies that it is his normal voice🤦‍♀️

[@krissykay7940]

Or maybe he was pretending years prior that his voice was higher than it was, if it's something that he was already insecure about.

[@T8rB]

Wish he would stop for this video cuz there’s no way I last an hour with this lmfao

[@dolphinloser6546]

To add to what others said about how he may well have been forcing himself to speak higher than usual (since it's an insecurity), he's also only in his early 20s. My voice changed during my teens, of course, but it changed again over the course of my late teens/early 20s. More gradually, sure, but my voice actually got higher pitched between 20-23. It's perfectly possible that his voice just deepened more over the course of the last few years. Tbh given the immediate assumptions that he's acting in bad faith and must be faking, after already abandoning his successful channel in part because of people commenting on his voice, it's no surprise to me that he's insecure about it

[@3rdsidetriangle]

Walmart is actually provides a great curbside pick up service. Place your order during the day and schedule your pick up after work or a day that your off. It so helpful because you reduce bs spending and saves time.

[@pinkisforpimps]

Agreed. I only wish they had same day pickup

[@kattttt9585]

yep I do this every 2 weeks. it’s insane to me that they do this for free.

[@3rdsidetriangle]

@@pinkisforpimps I've done same day pickup. Maybe it's the amount or my location might not be as busy since we have 2 stores close by

[@3rdsidetriangle]

@@kattttt9585 same! I'm glad it's free. I love free lol

[@jodeemackenzie]

Yes this is literally the best thing ever! It has saved me from taking my 3 kids into the store to grocery shop and being in there for hours. He should definitely use it.

[@benjaminhough8804]

I can’t stand the fake voice thing, sorry, but I can’t even stand to listen to this video.

[@Dethmaster64]

I did not expect a pitch shifter at the beginning

[@Chris_Alonzo_Vlogs]

Luckily my debt isn’t as deep as his voice.

[@princessgemz271]

Unfortunately mine is 😢

[@Mohammed-rw3hv]

​@princessgemz271 😮😮best of luck

[@Judep4237]

😂

[@OhsoWoobie]

It's a fake voice. If you go to his YT channel you can hear him in older videos with his regular voice. Weird how Caleb lies about it.

[@VictorHernandez-nt3tw]

​@OhsoWoobie it's called puberty when you get older 😂

[@alyssarivera2166]

Caleb has literally changed my life! I’ve always thought I was good with money but I clearly wasn’t I’ve paid off $10,000 in car, credit card and taquitos debt. I will be paying off $40,000 in student loans in 2024(god willing)! Thanks Caleb 🥰🥰 oh and thanks to the brave people that come on the show

[@turtleanton6539]

Yes indeed

[@claukura]

Someone please tell me wtf taquitos is?

[@Blakethegoat]

@@claukuragas station snacks

[@lionheart93]

How u paying ur debt for 2024? Hustles?

[@alyssarivera2166]

@@lionheart93 hi, I’ll be trying to do a no buy year. I’ve been practicing for the last 2 months and it’s hard but I think doable

[@jerkomirko]

That voice is unique. It's crazy how it turns normal randomly when he talks. Almost surreal listening to him.

[@AceRanger20]

It’s almost he is faking the voice…. *hint hint*

[@OhsoWoobie]

It's a fake voice. If you go to his YT channel you can hear him in older videos with his regular voice. Weird how Caleb lies about it.

[@anousenic]

@@OhsoWoobie Not sure why you assume that Caleb would know whether the guest is faking his voice. If the guest uses the same voice outside of recording as well, then Caleb would naturally assume that's the guest's normal voice.

[@indigo96968]

What his KZbin?

[@ckm5528]

me when i try to make my voice deeper to talk to a girl i like

[@jowag]

Waited a minute to see if my audio was screwed up.

[@OhsoWoobie]

It's a fake voice. If you go to his YT channel you can hear him in older videos with his regular voice. Weird how Caleb lies about it.

[@jowag]

@@OhsoWoobie Just went back to the beginning where they mask Caleb's voice for the start too... Weird thing to just say "no we arent using a voice filter" and then be using a voice filter

[@bunkerchester2623]

Financial audit! Let’s go! What was the beginning 😂😂😂

[@jaynez9027]

lol!!! 😂

[@rjechols2059]

Thank god it was just the beginning 😂

[@HereForFun98]

@@rjechols2059I couldn’t have finished it if he talked like that the whole time 😂.

[@ralrus]

I'm always amazed at the number of people that say they forgot they had some of their subscriptions or they don't know what a certain reoccurring charge is for. I could never. I need to know where every dollar is going even if maybe they weren't the smartest purchases.

[@dustygearhead]

I know right?! I know every expense I make. I have a monthly gym bill and only now on Black Friday signed up for HBO Max for $3 for 6 months. Other than that I have no subs.

[@sylphium]

SAME IT BLOWS MY MIND

[@1KingFisher]

@@dustygearheadthey have a lot more than that. That’s why they forget what they’re subbed to.

[@andrespages4242]

The best part of this video is Chandler correcting Caleb to the fact that if AI takes over, it would be Decepticons and not Autobots 😂

[@CptAlex96]

Hey Caleb, thank you for changing my life. I discovered your channel back in the spring of 2023 and since then I polished off nearly $30k in debt. I still have about $50k in debt to clear and I am currently on track to finish it by the end of next summer. Keep up the amazing work!!

[@mariomanzo4116]

Keep at it dude! That’s huge 🎉

[@Fe26man]

You got this! I hope you stick to the channel- like Caleb said, my 11 year old’s dream job is to play video games on KZbin! No joke. That or a pro baseball or football player… he is only 11 :-)

[@alexwilbert5541]

Ending every sentence with vocal fry when his voice is already so deep makes this video pretty much impossible for me to get through.

[@amoose8439]

I'm so happy for this guy to talk to you so young, I hope he listens well and recovers! He seems like such a swell guy

[@breakfastclosed]

... sorry this is undoubtedly fake and makes the video unwatchable.... hope it was worth it for the bit or whatever the point was.

[@mfcrazysteve5065]

You’re delusional

[@AllThingsIzzyTTV]

His voice is fake. Check his videos from 3 years or more. I have no issue with his voice, I think the weird switch in his content to the “deep” voice was alarming. Caleb obviously doesn’t want to out him but it is obvious

[@PassionPno]

Link his video then!

[@monicayami2298]

@@PassionPnoit’s on the description just scroll down

[@jordynshea6826]

​@@monicayami2298 Was it deleted? I can't find it and I wanted to look him up

[@mroblivion2854]

Owes his gf $900 for rent?! And he says it's only $50 at a time? Bro, that's like u borrowing $50 from her EVERY month for a year and a half... wtf?

[@mannytvz]

Yeah, this is a skip for me.. 😬no hate tho, I just cant do this for an hour.

[@joshanderson7880]

Real voice pokes through around 4:25. Some of the older videos on his channel have a normal voice. Is this like an Elizabeth Holmes situation?

[@Dan16673]

Depends if fast or excited

[@kevinbishop799]

First vid from Caleb Hammer that I gave a thumbs down to. The made up voice and Caleb being dishonest regarding it is super disheartening. The guy’s older videos on KZbin has his regular voice.

[@JohnFerrier]

Bro really went to the barber and said “give me the Hitler”

[@anousenic]

"The Hitler?" "Yes, the Hitler, but woke." "Gotchyu brother."

[@blakeog2034]

@@anousenicwell call it the “Wokeler”

[@amandalewellen9281]

Hi Caleb and team! I just wanted to thank you! I grew up and spent my early adulthood in a really financially abusive environment. This made me so anxious to think about or talk about finances. My husband started watching the channel and put an episode on to listen to on a road trip. I found it so interesting and this allowed to door to be opened for us to have really constructive and healthy conversations about our finances and future. It wouldn’t have been possible without your videos allowing me to hear what a plan would look like and that finances don’t have to be contentious or scary. So thank you Financial Audit team (and guests) for inspiring people to seek financial freedom. I’m so thankful.