10 Things Citi Bank WON’T Tell You

Рет қаралды 18,670

2 ай бұрын

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Пікірлер: 72

@rambosidi7634 2 ай бұрын

Thank you for this informations

@fdavis7271 2 ай бұрын

Great video as always sir. still miss your live stuff.

@TheotisC 2 ай бұрын

Me too

@cupidok2768 2 ай бұрын

does kudo cater to my situation or only give you general info of the card?

@chatanp 2 ай бұрын

Awesome insight man! Thanks for collecting all the data points on Citi. Keep up the great work 👊

@detroitcityslicker2706 2 ай бұрын

I have had two Citi cards for years and I have maxed them out and paid them off and maxed them out again. Currently they are both at zero. I have never had a problem with them ever.

@ozarkcreativestructuresllc 2 ай бұрын

Always quality info. 💯

@nysy97 2 ай бұрын

Would the no sign-up bonus kick in if you got a sign-up bonus on the Custom Cash card about a year ago and are looking to apply for the Citi Premier in the near future? I’m hoping to apply for the Citi Premier if the offer goes back up to 80k. I have a feeling it may go back up to that in the fall, 🤞🏾

@AmirTheAuthenticCommuter 2 ай бұрын

I have the Custom Cash currently. While it helps for public transit, I do not like the fact that it lacks Travel Protections Travel Protections only exsist via the Costco Visa for $60 or $120 via Annual Membership and the American Airlines Executive Card for $595 a year.

@Anthonyjones-pq4ff Ай бұрын

Carl can you do a video on the New Citi Sarta card coming .

@hoapres 2 ай бұрын

Citibank blacklists you for over 10 years if you have burned them in the past. Citibank has the memory of an elephant.

@calbarton 2 ай бұрын

That's a good point.

@scarling9367 2 ай бұрын

Good to know.

@carlito9184 2 ай бұрын

That’s not as bad as Chase Bank, actually 🧐🤷🏾‍♂️

@vsucountryboy 2 ай бұрын

Don't use more credit than you can afford then.

@hoapres 2 ай бұрын

@@vsucountryboy I don't but a lot of people who visit this channel are trying to rebuild their credit and it is a good idea to know the potential risks in applying for a card. If you burned Citibank in the past then it might be a good idea not to waste a hard pull on a credit application.

@Jonathan_Youngs 2 ай бұрын

I was never pre-qualified for any Citi card? Yet I applied for my first Citi Card which was the Double Cash 1.5 years ago and just 2 months ago the Costco visa with a whopping 6k limit. I was surprised cause my Double Cash only has 1,600 as it was one of my few first cards on my file with NO increases. Note. It’s little to almost impossible to get a Citi CLI even when submitting it and I spend it on my mom’s and my phone bill at $288 a month and used to use it for my subscriptions before I got the Apple Card up to $50+ a month. This was on my Citi Double Cash and yet I was not able to get a CLI and so I was SHOCKED when getting the Citi Costco Visa at 6K cl.

@patrickbledsoe2176 13 күн бұрын

Do they hard pull your credit everytime you apply?? Even weeks apart?

@flubberghosted2472 2 ай бұрын

Keep spilling the real, bro.

@kentwoodard2877 2 ай бұрын

What credit agency does Citi use on the business side?

@tyog6821 2 ай бұрын

Got one saying " pre selected" for Diamond preferred but hasn't even checked for prequalifying. Maybe I'll try

@matthewJ142 Ай бұрын

Well only use certain cards for certain purchases. It reasonable why citi would not like you to use your card through applepay. Because its more likely for people to take your information

@Anthonyjones-pq4ff Ай бұрын

I have one card with Citi Double Open back in 12/22. I want a second card but every time I apply get turned down . I see the new card coming out May16th Sarta card replacing the old Premier.

@naparqalria 2 ай бұрын

my Best Buy citi card randomly gets locked and I get denied at a grocery store.

@kingnasirthesecond 2 ай бұрын

thoughts on robinhood gold card

@calbarton 2 ай бұрын

Haha i was researching that earlier today. I'm very interested in this card since i use the X1 card all the time. I need to find all the flaws before i give a full opinion but 3X points on all purchases SEEMS great.

@kingmae3808 2 ай бұрын

What card can I get that is not a pre paid card, a real card that I can control and shut down whenever I need too.

@MotivatedVergill 2 ай бұрын

Citi said I had no prequalified offers but I was approved for a $5300 credit limit with a 766 Equifax score

@sandys2672 2 ай бұрын

Is it easier to get a custom cash card or a double cash card?

@beastwithredpill 2 ай бұрын

It is easier to get the Citi Double Cash and after 1 year you can change to the Citi Custom Cash and you can go back and forth through each card (within reason) if you wanted.

@LuisRivera-iu6de 2 ай бұрын

I got my CustomCash bonus on or about April 2022, and I got the Premier bonus on January or February this year (21-22 months). How comes? (Great video, by the way!)

@anandr1385 2 ай бұрын

The info he has on this is wrong. If you go to their website and look at the additional information on the card it’ll say you can’t receive a bonus if you e received one in the past 48 months

@CrazyAboutCandles 2 ай бұрын

Ok so did I hear it right that if I got the SUB on the custom cash I’d have to wait 2 whole years to get the SUB for a different card like the double cash or premier?

@calbarton 2 ай бұрын

That's correct

@richardcontreras4651 2 ай бұрын

Got approved with a 3.5k limit with a 672 Fico

@calbarton 2 ай бұрын

Thanks for sharing! I'll add this to my spreadsheet. Also congrats on the approval.

@zkfoster Ай бұрын

Where are you getting this info on the 24 month family rule? I was approved for an American Airlines MileUp a couple weeks before I was approved for the American Airlines Plat Select and have earned both SUBs. I read the SUB terms for the AA cards and both the Double Cash and Custom Cash and all cards only call out a 48 month SUB waiting period for that exact same card. They don’t say anything about the other cards that earn the same rewards currency.

@tw4143 13 күн бұрын

🎉

@leeuniverse 2 ай бұрын

That APP shouldn't be named "Kudos".... There's already an App by that name, and it's an INC. under that name, and the name for that app fits what's it's named. This name/app is NOT a proper fit. And, no Android version of the APP yet... Only Apple.