What's another consumerism trend that is coming in 2024??
@lucab56529 ай бұрын
also the world of porn site has changed the way to use that kind of contents . Greetings from Italy.
@YumFit19 ай бұрын
@@lucab5652 Yeah it's insane how much money people spend on it.
@Michelle_Emm9 ай бұрын
I really, really hope the anti-consumerism trend takes over. Along with an anti-waste trend. Plus a trend of using, caring and repairing what we already have. People bandy around the term "The Great Reset", I think we need "The Great Reduction".
@lindayoung98349 ай бұрын
How very interesting! What your generation deals. At 71 I’ve lived a very low carbon footprint most of my life. Use cash as often as possible my cards are monitored closely (I’ve been poor and not going back there), no TV (the phones replaced that luxury), cook from scratch tho eating out is a joy. I’m a shocked at “tipflation”. ! And the recycling of plastic is outrageous. The comments warm my heart tho. No spend💕 Investments❤️ etc. they’re giving me hope.
@sierrarmcclain9 ай бұрын
@@Michelle_EmmHow about low consumerism and low waste? Because it’s not really possible to eradicate all of the things we buy or the trash you create if you live in the modern world.
@commonsenseisntcommon17769 ай бұрын
2024 will be the year I buy Nothing!!
@cathyphillips6799 ай бұрын
Me too! Only thing in my planned spending is car repairs.
@stoundingresults9 ай бұрын
....Food?
@Jbertrand19779 ай бұрын
I’ll be investing ❤
@gracewaterlilly80239 ай бұрын
Me too!
@benedictjoseph38329 ай бұрын
You need to mention Low buying.. nothing means..it includes food and daily needs.
@1986Ster9 ай бұрын
Tipflation and the decline of cash are the worst!!
@bessycorrales22599 ай бұрын
I have toddler grandchildren and we're hooked on Disney+. Knowing the cost of the subscription will keep going up, I'm in the process of creating a Disney DVD collection. They're $1 at my local thriftstore and they have tons. Their father who is a millenial is doing the same. Have also fully stopped eating out because of the tipping ridiculousness. Pack snacks and drinks always.
@ScottKS149 ай бұрын
I have been buying DVDs too!
@riyadmoe87189 ай бұрын
I don’t have space to keep a library of DVDs. Subscription based services aren’t all that bad. Pick & and choose what is important to you. Most services allow for a pause or options to unsubscribe.
@magical_lizard7319 ай бұрын
@@riyadmoe8718Do you live in a shoebox
@MyLifeInTheDesert9 ай бұрын
But where do you find a DVD player ? 😂
@johnathin00618928 ай бұрын
@@MyLifeInTheDesert You can find devices that play DVDs almost anywhere for practically nothing.
@Franknpipe9 ай бұрын
I canceled ALL my subscription services in 2023.
@dorisfuchs47089 ай бұрын
I cancelled my subscriptions at the beginning from COVID. Best decision ever.
@Koko.Loco.9 ай бұрын
I cancelled my Netflix after they raised the subscription cost… again.
@rencechannel22409 ай бұрын
I NEVER SUBSCRIBED TO ANY OF THOSE COMPANIES EVEN NETFLIX, GYM MEMBERSHIP, ETC. I ONLY GO TO THE GYM PER SESSION (SINGLE PASS) NOT BY MEMBERSHIP. EVEN I CAN AFFORD BECAUSE I LOVE AND VERY HAPPY SEE MY SAVINGS AND INVESTMENTS GROWING EXPONENTIALLY. AND THAT MAKES ME HAPPY THAN BUYING "DEPRECIATING" STUFFS (LIABILITIES)
@Michelle_Emm9 ай бұрын
Awesome! I didn't have any to cancel, I cancelled Netflix about 8 year's ago. Never had any other subs. I don't even have internet connected at home.
@UsurpersAndAssassins9 ай бұрын
Let's have a challenge! Spend nothing in 2024 unless it is a necessity. Or only spend one day a week.
@marliegay48889 ай бұрын
I'm only spending on necessities only no bars no clothes not eating out either.
@bluecube72479 ай бұрын
Tipping workers for the services they provide is unsustainable... We customers are paying them more in tips than their employers pay them in wages!!!!
@leena1189 ай бұрын
Of all the things on your list, the experience economy is the only thing I am looking forward to. The key to a frugal life within the experience economy is to make your own experiences - potlucks with friends, hiking local trails with a meetup group, book clubs, etc. If we've learned anything from the pandemic, it's that life is short and spending time with people we care & and enjoy being around is the foundation of happiness.
@ElAgustin9 ай бұрын
It'll be interesting!!
@TraceyBergum9 ай бұрын
YES to it all!
@fromnewusa9 ай бұрын
Yes, I agree
@rogueinvestor23759 ай бұрын
"You will own nothing and you will be happy"
@cathyphillips6799 ай бұрын
I don't buy ANYTHING that requires a subscription. The only thing I pay for monthly is rent (mine includes utilities) and my cellphone (I own the phone...just paying for data package) I do spend CASH each month for gas and groceries...that's it.
@gabbsdy87419 ай бұрын
I understand I am the zame. But slowly they are forcing us. It wull come to a point where there will be no choise
@pattykake71959 ай бұрын
I am doing a 2024 no buy year….BUT I will be contributing to the experience economy…life is short… the bucket list is long…🤣.
@GrannyLinn9 ай бұрын
Also…my husband insisted we “go and do” in our 40s and 50s, instead of waiting for retirement. We’re now in our 70s and are much less mobile, so I’m so thankful I listened to him! We have all those lovely memories, no regrets, and a peaceful retirement! (And of course no debt.)
@shelbystrand55929 ай бұрын
Same here!! I'm doing a very low-buy year for 2024 with the exception of experiences.
@KathyPeters-j1f9 ай бұрын
Here's a tip that doesn't cost me a penny and may save someone some money. When I sign up for a free trial of a streaming service (and I suppose it works for other free trials), I cancel the very next day while it's fresh on my mind. I still get the full benefit of the free trial because it doesn't cut off when I cancel but rather when the deadline is reached.
@olenacactus36519 ай бұрын
I cancel write away because I might forget tomorrow or in 6 days 😂
@sierrarmcclain9 ай бұрын
SAME!
@iim_human9 ай бұрын
Yep, I cancel right away. You still get the full trial like you mentioned and you don’t have to worry about forgetting. Worse case, just set a reminder on your phone if you can’t figure out how to cancel right away. I am truly astonished that more people don’t do this. I watch all the content I want within the free trial time frame and never get charged….unless they really hook me with a show that has several seasons 😂😂 but that’s incredibly rare!
@ladybayside75479 ай бұрын
Yes, I do this.
@3namechangezalowdevry90day78 ай бұрын
Do it yearly with /\m/\z0|\|. They have a free streaming app too that most of their shows end up on.
@pudsboi52039 ай бұрын
If a store doesn’t take cash, I won’t buy from that store
@rhondalyn1009 ай бұрын
I *DO* think not having the ability to use cash is a bad thing. It is a VERY bad thing. People who prefer to use plastic over cash are ignorant and fail to see the future doom of this endeavor. Why is it so difficult to understand that when our cash is taken away from us we lose the ability to have private commerce? That is, private monetary transactions between individuals will not be available. We are giving up the right to use cash discretely and we are giving up control of our finances to corporations who will benefit by controlling every aspect of our spending. If we do not have cash, we lose so much more than discretionary spending...we lose control of every aspect of our lives. Why is that notion not frightening to all of us? Why is there not a push back? Why can't people see we are losing our freedoms, one by one? Not having cash for discretionary spending will be an unmeasurable loss of freedom. Wake up, people!!!
@TraceyBergum9 ай бұрын
I completely agree with you CASH is FREEDOM and yes people better wake up because all our freedoms are being stripped away and people just do not get what is happening to them it so frightening!!!
@frithar9 ай бұрын
Hear! Hear!
@stephaniet92649 ай бұрын
Thanks for this comment. I agree with you. People are so caught up in the convenience of using a credit/debit card that they don't see the plan to take cash away and with that all of our privacy. I agree...wake up people! I use cash all of the time and when businesses don't accept it, I tell them that I will not be shopping there anymore.
@deanc999 ай бұрын
No one is making it illegal to use cash, for any purpose
@missyperry95109 ай бұрын
There is pushback: It's a bill called "The Payment Choice Act" which has been introduced a few times in the House and Senate to make it illegal for businesses to refuse cash at a national level, not just a state level as it is now in certain states. There was pushback from some republicans in Congress who think it infringes on a retailer's right to choose how to do business. I don't know if the bill has passed yet, but it gets reintroduced every year.
@dihiaidrici50989 ай бұрын
I stopped feeling shame for not tipping. I only tip at restaurants of course. The first tipping option is no longer 10-15% anymore (it is at the bottom). It has become 20% or higher, so that if someone is too distracted to look they can easily select the highest option by accident. I do not like this practice.
@JosephWheels9 ай бұрын
I'm 70+ and for most of my life I used cash, I always was aware of how much I was spending. Over the past several years I have moved (subconsciously) to using my debit card, what I have found is I don't even check to see how much my purchase is before tapping. Having this total shift is concerning, how many more things in my life have become irrelevant? As for tipping, it's just out of hand. My barber's debit machine starts at 20%.
@bcusaaus47499 ай бұрын
The more this tipping stuff grows, the more I just avoid patronising these establishments. I socialise at family/ friends homes and do activities outside. On the rare occasion that I do go to a bar/ restaurant, it’s part of a group ( prepaid event) yes, I’m so a tightwad. And got money saved
@TraceyBergum9 ай бұрын
Me too and I was in the restaurant business for 20 years a complete advocate for tipping well and it's at the point I can't justify the crazy inflated expense of the meal and drinks and then to be expected to leave a hefty tip when service isn't even decent anymore. I just don't see going out as an enjoyable experience any longer : (
@breezyveezy19 ай бұрын
It’s a total turn off and it’s saved us money by avoiding going out so much
@bellybooma9 ай бұрын
I was born in the 90s and growing up a 10-15% tip used to be completely normal at a restaurant. Now on every bill you see the recommended tip as 18-22%. Tipping 20% is ridiculous.
@paulfitness51579 ай бұрын
We don't tip in Ireland lol
@YumFit19 ай бұрын
@@paulfitness5157 BASED. but seems like immigration issues in Ireland. My area has lot of Indian and Chinese immigrants but they are chill and earn good money in tech/finance, so no problems as in Europe.
@eienbeau9 ай бұрын
That's USA for you. In Asia we don't normally tip.
@dpayne19439 ай бұрын
I only tip where I have always tipped and only if I get the service I should and only to the person that provided direct service. I start at 15% and go or down based on the service. For me growing up tipping was a courtesy not an obligation and I refuse to change. You can imagine, I hit that "No Tip" button a lot.
@MariannaV9 ай бұрын
We are fortunate that we don’t tip in Australia
@KT-rz7ue9 ай бұрын
I was asked to tip when I got an oil change last week. Wth?
@LindyLouCantu9 ай бұрын
What a great "heads-up" to warn and protect ourselves from overspending as a result of these 12 aspects of Consumerism. Thanks for shedding light on all of this, especially as we usher in the new year!
@maudecoulombe16409 ай бұрын
About item 8, if you pay cash, neither the bank or the companies know what you buy, who you are as a customer and other informations about you. Banks, companies and government furiously want you to use credit card instead of cash.
@sierrarmcclain9 ай бұрын
Yep. You can’t even get reloadable debit cards over the counter that don’t require you to have a SSN or VIN.
@ClearOutSamskaras9 ай бұрын
I disagree with you Austin: It is a bad thing that cash is being used less.
@rhondalyn1009 ай бұрын
YES! And WHY can't people see this, understand this, and fight against this????
@Michelle_Emm9 ай бұрын
I am a fan of cash and use it whenever possible. I find it easier to track my spending with cash. If my wallet is empty I can't spend. I take out cash once a month, if the cash runs out before the month then that's just too bad.
@amyk60289 ай бұрын
I was the one that commented you pronounced decorations “duckorations” and THAT my dear El Augustine is what makes you so endearing!! ❤️❤️❤️
@jerrysan73389 ай бұрын
In 2024 I live off grid. I use what I have and buy nothing..
@Michelle_Emm9 ай бұрын
Are you building your own cabin? What a great adventure! Good luck, I hope 2024 is a great year for you.
@jerrysan73389 ай бұрын
@Michelle_Emm nope I'm moving in the Philippines I had a agribusiness farm resort passive income then vegetables garden solar power deepweel small fish pond fruit trees.. I invest for retirement.
@Michelle_Emm9 ай бұрын
@@jerrysan7338 sounds like a great life. Enjoy!
@annacichy7808 ай бұрын
Your videos are 🔥. I saw one of Dave Ramsay's video and boom. Mentality changed. Then I came across your channel and automatically subscribed to keep myself in the good zone. I refuse to spend money on stuff. My family can't understand what happened as I was addicted to Amazon. I told my husband that we are on the budget now and do grocery shop only once a week Online! I noticed that I spend more going to the shops throughout the week. I am just about to pass my driving test and get a car (hopefully) and I refuse to take the finances for the car. I want to buy some used car for cash and although I really want to drive I decided to be patient and save for the car. Thank you so much for your videos and showing us how those big men are controlling us
@tiashadae11439 ай бұрын
Always look forward to your videos thank you 😊
@笑笑-s2j9 ай бұрын
7:28 Oh man, I can totally relate. I went to a fast casual joint with a very similar self service kiosk. The only difference is that I was forced to pay a "Kiosk Fee" of $3.00, even though it was the only way I could order my food. This was in addition to the tip I also had to pay. Even though no one was waiting on me AT ALL. I'm getting to the point where cooking my own meals at home is my go-to option. I'm happy to pay tips to people that are actually serving me. But being expected to tip a stupid kiosk? Forget it.
@AA-iy4gm9 ай бұрын
No don't settle to being happy to paying tips at all, what employers are asking us to do through tipping is to supplement their restaurant/Cafe staff instead of the employers paying them a decent wage in the first place like so many other countries.
@shissokanojo9 ай бұрын
canceled ALL my subscriptions last month. and I hate the yearly subscription thing!
@beth35359 ай бұрын
I did it a few years ago and haven’t looked back.
@ashleymorgan779 ай бұрын
This is my favorite video of yours so far. It gave me a lot to think about. You condensed so many of the ways we're being screwed and just get used to it into one video.
@Revert20179 ай бұрын
Has anyone else notice that items purchased are just not coming? I bought a book off of Amazon, the tracking kept changing the delivery date, I finally sat down and it never shipped. My mother bought puzzles, over a 3 week period, they slowly tracked. They finally stayed stuck in an “attempted to deliver” state. Finally, my dad bought a stove. After waiting 6 weeks, it never made it on the delivery truck and then the vendor “could not find it in the warehouse”. All three items were cancelled and eventually refunded. I feel like they are banking on a person forgetting or just hoping it shows or just does is too lazy to ask for the refund.
@cmcordoYT9 ай бұрын
Yes, I've noticed that the delivery dates have been changing. And I was waiting for a product from eBay recently and I remember getting a notification that it was going to be here in a few days, but it never happened. So I contacted the eBay contact who sold the product and she looked it up and found out that it was never delivered and requested refund for herself so she could give me another of the same item that finally came in.
@beth35359 ай бұрын
I think you‘re right.
@TraceyBergum9 ай бұрын
Yup!
@ihaveadreamformykids44009 ай бұрын
This happened to me just now. I only buy stuff from Amazon if I can’t find it anywhere else. This reminded me how much I hate Amazon.
@Revert20179 ай бұрын
@@ihaveadreamformykids4400 🤣🤣me too!!
@ShellyCap99 ай бұрын
A tip I use for Free subscriptions is I set a reminder on my phone for 2-3 days BEFORE it expires. Yes, tipping culture is getting out of hand. I don't get the mimicking of billionaire. I will spend more on an item if I know its coming from a small business owner or even an individual.
@pdwoods709 ай бұрын
I saw “Peace up and Atown down” and knew exactly what that meant! I love how you keep it allllll the way real. What you said about Duckorations was not lost on me ☺️. Let me say this, when you first came on the scene. I really wasn’t interested in getting to know another KZbinr talking about minimalism and money. BUT I stuck with you anyway and I’m so glad I did! Your content has its own twist. I think you’re so smart, funny, and really enjoy your content. I watch EVERYTHING you put out. Keep doing great things and don’t even address those trolls. Thank you from your Atlanta peeps. A-town forever!
@rhondalyn1009 ай бұрын
What does "peace up and Atown down" mean?
@Michelle_Emm9 ай бұрын
Great comment!👏👏👏
@ElAgustin9 ай бұрын
haha, when you leave Atlanta to live somewhere else you realize how big of a thing rap is in Atlanta. I grew up hearing so much of it thinking it was big everywhere, but now in Colorado I rarely hear it unless I seek it out. Certain songs remind me of being in middle school! Thanks for your kind words too!!
@pdwoods709 ай бұрын
@@rhondalyn100 when you put two fingers up that’s the peace ✌️ sign. Flip it down and it makes the letter A which stands for Atlanta
@rhondalyn1009 ай бұрын
@@pdwoods70 Thank you. 🙂
@l.b.88909 ай бұрын
Wow. I couldn’t agree more about your first point-subscriptions! I just wasted $200 last month for services I don’t even use anymore. I’m increasingly enjoying your content.
@oliz17049 ай бұрын
😊
@laurarivera12259 ай бұрын
Muchas Gracias Agustin, this made me remember about a certain subscription I wasn't using and was about to auto renew 😬! paused the video, took a bit of time to find out how, but was just able to cancel it 😅😊
@ClearOutSamskaras9 ай бұрын
Tipping has become an unspoken pervasive, shameless and brazen financial molestation that you're supposed to submit to doing and be too embarrassed to lose some imagined social standing for recognizing it for the social and financial molestation that it has become.
@rhondalyn1009 ай бұрын
YES!!! THIS!!!
@AA-iy4gm9 ай бұрын
I agree, owners have placed the responsibility of their staff being paid a decent wage on customers instead of the owners paying a decent wage like so many other countries. The whole battle has turned customers against staff and away from the responsible party - the owners/employers.
@sierrarmcclain9 ай бұрын
Everyone who doesn’t want to tip should band together and lobby Congress to change the law that allows tipped employees to be paid $2.13/hour!
@legiontheatregroup9 ай бұрын
Great video. I experienced a variation on these sales tactics recently. Last year I cancelled my AAA membership. A few months later they sent me a new card and advised they were giving me a year of free AAA, which I did not request, did not want, and apparently could not refuse. I never used it. At the end of this year an envelope arrived in my mailbox from AAA with “this is a bill” on the outside. Inside, it advised it was time to renew the membership I never applied for, hadn’t used and didn’t want. I bet a % of people who go through this will just automatically pay it as a normal bill without even remembering they cancelled. Living a frugal life requires constant vigilance and attention. Your videos to that point are great.
@tanzle9 ай бұрын
that is taking it to a next level! Having said that I"m currently doing a half price 3 months of audible, offered to me when I cancelled my subscription. I have the date to cancel in my diary for this one too though
@paigemurray49469 ай бұрын
"Living a frugal life requires constant vigilance and attention." This is so true! It did not used to be this way but here we are.
@justnoticing9 ай бұрын
It is scary to see the rapid rise of these insidious trends. Recently a big bank in Australia went cashless and many bank branches have closed which forces people to use cards or other electronic funds transfers. Some shops and cafes are also following the trend, perhaps because it is harder to bank the money. The problem with this is that card use of involves service charges that you don't realise, and banks can also charge lots of extra charges such as fees every time you move money in an out. I really love the convenience, but have had to move away from using the VISA cards provided by the bank. I especially love having my cards on my phone so that I don't need a wallet. As someone who aspires to live more minimally, I welcome the move away from consuming goods to consuming experiences, especially those involving nature and which are free or minimal cost. Thanks again Austin.
@Michelle_Emm9 ай бұрын
Which bank in Australia went cashless?🇦🇺
@screentake019 ай бұрын
Cashless = totalitarianism
@QoraxAudio9 ай бұрын
Cashless systems are just bound to fail. We only need the payment systems to be out of service for a few days in order to really wreak havoc. Technology is never 100% perfect, and so it will eventually happen. Redundancy is a requirement to make a system reliable.
@smrk24529 ай бұрын
Some businesses in NYC tried to go cashless but since many poor people don’t have bank accounts, they made a law against it bc it’s discriminatory.
@Michelle_Emm9 ай бұрын
@@smrk2452 how do they receive their welfare payments if they don't have a bank account?
@DebDebbiesWorld9 ай бұрын
I can absolutely get behind the 'experiences' rather than the 'things'. I think it creates far more memories and positive emotional ....experiences (for lack of a better word - look its 2 am, i just got up and my brain isn't quite functioning lol) than 'stuff'. I took my daughter on her first cruise for her 25th birthday back in october. she LOVED it. I am taking my son on his 2nd cruise in April for his 18th birthday (my daughter and her fiance are also coming, but mama isn't footing the bill for this one LOL). It gives us great time as a family away from the routine of every day life, where we can relax and enjoy each others company!
@stephaniet92649 ай бұрын
Goodwill now asks to round up to the nearest dollar for their cause. So, if I make a purchase that is 12.02, they expect me to give them another .98? No, thank you. I just donated to their cause by making a purchase.
@klmjtr9 ай бұрын
Goodwill makes big bucks on items they get for free! Let them donate!
@bradleymedina14069 ай бұрын
100% tipflation. At my place of previous work, tipflation was a way to hand off getting raises to the responsibility of the consumer, not the corporation. I actually had to sign away my rights to getting any pay increases and having it capped at a certain amount(if i wanted to continue working there) by accepting that we would start getting the ability to receive tips.
@ElAgustin9 ай бұрын
Yeah, it's a crazy system.
@AA-iy4gm9 ай бұрын
Thanks for that insight, I'm not surprised, just disgusted. Employers in US expect regular people to supplement the restaurant/cafes staff wages instead of paying them decent wages like the rest of the world where tipping isn't much of a thing. This whole battle has turned regular people and restaurant/cafe staff against each other while it's the owners/employers that are the only ones responsible for the mess.
@ihaveadreamformykids44009 ай бұрын
This is a way to rob money from consumers/citizens even more. They are squeezing everyone until they have nothing else to give.
@kindraporter38877 ай бұрын
This economy sucks with increasing prices on everything. I would love to hear you talk about games to keep on track. I play games to try to save more than I spend at the grocery store with coupons and sales. It works! I started a list in 2024 of how much I am saving everywhere in free birthday gifts, freebie sandwiches or savings in different things I buy. Making saving money games are fun and you can really see how the money adds up. Thanks, El Augustin! Your videos are entertaining.
@lmr6919 ай бұрын
just cancelled grocery store membership and will close amazon prime in two weeks interesting on green washing
@goodateverything98179 ай бұрын
In 2024 I am trying to avoid going places where they expect a tip. That should keep me away from a lot more spending then I could have expected. Duckorations 😂😂😂😂😂😂😂😂
@ElAgustin9 ай бұрын
Same, but the number of places that don't have it is lowering.
@BoleiaDaVida9 ай бұрын
Subscriptions are the synonymous for FIXED COST. Fixed costs are your MAJOR enemy. You don't notice them but they will eat your finances.
@BoleiaDaVida9 ай бұрын
@@RickMartinKZbin Right on! Amazon became a money drain. Way too easy to buy things you don't need. And I took the move to cancel HBO and other subscriptions I don't need.
@virgil32419 ай бұрын
How hard is it to put a reminder in your phone to cancel the free trial, like a week in advance
@screentake019 ай бұрын
If you're paying for internet and if you're paying a mortgage or you're paying rent, those are subscriptions
@jmcampbell059 ай бұрын
WELL-RESEARCHED AND WELL-DELIVERED-- REFRESHING!!
@ElAgustin9 ай бұрын
I appreciate it! Always trying to find new things to talk about!!
@FrzzlMzzl9 ай бұрын
I live in Germany. You can find a tip piggy bank almost everywhere! Many carry a little note "for frienddly service"
@SavannahBakly9 ай бұрын
This was eye opening and a good reminder to pay attention to what is happening around me!
@joycegonzales49949 ай бұрын
I pay yearly for mint mobile, but I love it.
@ElAgustin9 ай бұрын
That one is worth it!
@PetraHanner9 ай бұрын
I drive a Toyota and can confirm I have never thought about the CEO 😂
@rnt45t19 ай бұрын
Vehicles should be purchased as cheaply as possible to provide basic, easy to maintain, cheap transportation. Same with housing. You can live on less than $1,000-$1,500 a month in 2024 in America.
@sharonfollis35009 ай бұрын
You are correct. My husband and I live well on about 2800 a month. We have everything we need and are incredibly blessed!
@sierrarmcclain9 ай бұрын
Can you save money and pay for unexpected medical expenses on $1000-1500 per month?
@rnt45t19 ай бұрын
@@sierrarmcclain YOU HAVE TO SAVE MONEY AND PAY OFF DEBT. I have bought my house with cash, no debt. I have a savings account. You fucking putz, you think magically just $1,500 happens overnight!? NO I worked my ASS off for years to get here.
@rnt45t19 ай бұрын
are YOU "saving" for medical expenses? I guarantee you aren't. @@sierrarmcclain
@sharonfollis35009 ай бұрын
I wouldn't have those expenses because we have insurance. And yes, the cost of insurance is included in our monthly budget.
@thousandaireradio31999 ай бұрын
I prefer stuff rather than experiences. I guess I have had plenty of experiences already.
@Barbara-te7xz9 ай бұрын
Sometimes you need the stuff to have the experience, ie mountain biking.
@thousandaireradio31999 ай бұрын
@@Barbara-te7xz good point
@Sphire-ff5pp8 ай бұрын
I’m checking my subscriptions regularly just to make sure I’m not missing anything that I no longer need
@Barro1229 ай бұрын
“A Toyota is a car and a Tesla is a personality.” This. So much this.
@Natalia.B.Gallazzi9 ай бұрын
Muchas gracias Agustín, no uso tarjetas de crédito, todas mis compras en efectivo only.
@coollizard28 ай бұрын
refuse, reduce, reuse, repair and be mindful of the products you consume
@TrailBlazer52809 ай бұрын
Probably the least nefarious is the experience pushing. At least its helping you live life and mix it up, subscriptions diminish what was already there and trick you into things you may not even need.
@tanzle9 ай бұрын
This is an excellent video. We need a subscription review app and it wont be long before resturants are advertising themselves a "no tip". Its getting harder and harder to avoid advertising and nudges, thats true. The bext way to lower your carbon footprint is to buy as little as possible, and secondhand if you can.
@AA-iy4gm9 ай бұрын
This is such a well put together video, consumerism will keep on thriving with these tricks, but people do have control over some of their spending if they're willing to admit it. Regarding tipping in general - the rest of the world pays restaurant staff decent wages but in US regular folks are expected to supplement employee wages through tip extortion when it's their employers that should be paying them a better wage. The employers stay in the shadows while they let regular folk and restaurant staff to battle it out...
@shilarakesh9 ай бұрын
In Canada. The wait staff and hair dressers get minimum wage like the rest of the industries yet they expect tip. If that’s the case then any worker on minimum wage should be tipped, retail, janitors, factory workers etc. one chooses where they want to work. We are supplementing their wages by tipping. I don’t get a tip at the end of the day after a hard day’s work by my employer. Or for that matter a yearly bonus. Tipping has gone bonkers. Some high end restaurants have mandatory tip added to the bill.
@sierrarmcclain9 ай бұрын
In the US, employers only have to pay their tipped employees $2.13 PER HOUR. Tips are expected to get them up to the federal minimum wage which is only $7.25/hour.
@Bookcity3009 ай бұрын
I cannot imagine identifying with any CEO
@madokaor36119 ай бұрын
living in the States is getting more and more ridiculous as tipping is everywhere that makes me so uncomfortable. Also, ppl chase after u to sell their products in the malls and on the streets. Also the staff follow u and “constantly “ ask if they can help which annoys me to hell. I used to experience this in east Asia where they used to practice this thinking it was part of good service but customers hated it. I cannot believe it’s happening here. Almost every store I go into, I get asked if they can help again and again by different staff.
@caroleanne85299 ай бұрын
Right, except when you really need help or have a question. Then, there's not an employee to be found.
@Giovani4959 ай бұрын
Great insight as always. Seeing the rise of cashless payments can be a challenge in how much is being spent, especially when there no receipts being given.
@atzintovar1789 ай бұрын
Hey algustin!!!Ive been watching your videos and wonder what habits do you do daily?
@ElAgustin9 ай бұрын
Write, drink coffee, exercise!
@juliem.39369 ай бұрын
a. I have a subscription to Spotify for $11.99/month here in Michigan (it started at $9.99). I admit it is SO much easier to utilize Spotify than purchasing multiple CDs and having to house those (in the house or in the car) and carry those around. (Actually, my 2016 Rav4 doesn't even have a CD player!) b. I totally agree that tipflation is out of control! c. I would live greener if organic and green living weren't so expensive.
@danicegewiss8629 ай бұрын
I don't pay for Spotify. Why do you pay?
@juliem.39368 ай бұрын
@@danicegewiss862 So I don't have to listen to ads.
@Sasha-zw9ss8 ай бұрын
I hate it when people see it as a binary choice "streaming vs. piles of CDs". I NEED to OWN my music, and thus have it on my hard drive. I cannot imagine paying for a service and being as restricted as on Spotify: no being permanently offline, no listening on it on an MP3 player (only a computer or smartphone!)...
@juliem.39368 ай бұрын
@@Sasha-zw9ss Dang, yo! Feeling the negative emotion there! Glad what you have works for you.
@Sasha-zw9ss8 ай бұрын
@@juliem.3936 Sorry if negativity bothered you. You just said that you were upset with managing CDs and said it's why you pay for Spotify, all while you can have best of both worlds and have a local digital collection.
@ScottKS149 ай бұрын
Subscriptions are out of control.
@teeeteee0009 ай бұрын
The only social media platform I watch is KZbin nothing else and am happy to pay NZ$17.99 a month for Premium KZbin to avoid those horrible ads. I watch ad free YT videos and can never go back.
@ElAgustin9 ай бұрын
Same!
@trashhat.92648 ай бұрын
Cough cough, free ad blockers exist and could save you all of that money and even though KZbin is supposedly cracking down on them it still seems to work fine, cough cough!
@Sasha-zw9ss8 ай бұрын
@@trashhat.9264And frontends like Invidious/Piped.
@Maisha-Halisi7 ай бұрын
Well i dont pay to avoid ads. Those ads dont influence me a bit
@luisberrios24549 ай бұрын
has anyone ever told you! "you are heLLA smart!" well now you have been told ! thank you! keep up the great work you keep me going !
@ElAgustin9 ай бұрын
haha, thanks! I just think about things at home while everyone else is working! I'm a professional thinker!!
@hilarygibson31509 ай бұрын
I have one subscription, and thats youtube. Free trials i avoid like the plague
@MrScampy12317 ай бұрын
You have a very soothing voice. I think it would be great for you to do voice overs of books.
@coollizard28 ай бұрын
refuse, reduce, reuse, repair should all be prioritized when it comes to wastes (especially plastics !). glass, metals, and paper consumption should still be mindful but are all likely to be recycled properly ♻️
@saihuynh42429 ай бұрын
I really enjoy all of your videos Austin. Thank you for all of your efforts into these videos. Duckorations Decorations - Tomato Tomato. Please keep up with your awesome work! Sai.
@tiddlywinks4569 ай бұрын
A good frugal friend of mine bought a used Tesla at the price of a Toyota , they have zero interest in the ceo, but the model bought has free charging for life at a Tesla charging station. This will save on his fuel costs. New Diesel cars will not be sold here in Ireland after 2030, there are so many EVs and Hybrids around here now.
@autobotdiva92689 ай бұрын
im not eating at no restaurant if the food is bad with nice ambiance
@maudecoulombe16409 ай бұрын
About number 12. Selling experience instead of goods is a bonanza for companies. They don't have to produces goods. They just have to maintain the experience environment. This lower the costs of the intrants.
@wifey.material20249 ай бұрын
glad to learn this in advance..
@angelapaules-f1f4 ай бұрын
I like your sense of humor Austin!
@benjammin1051239 ай бұрын
Hate subscriptions
@gulden_lover9 ай бұрын
Great video! Those trends are disgusting. Thank you for hard work.
@ElAgustin9 ай бұрын
Thanks for watching!
@abrahams.lincoln67499 ай бұрын
I’ll give you a tip…”Don’t drink & drive.” 🇺🇸
@stoundingresults9 ай бұрын
I have an independent mechanic, I tip him well because he is honest. He once showed up on a Sunday his day off to diagnose a bad starter. An honest mechanic who is knowledgeable is worth treating like a great relative.
@kiznea9 ай бұрын
Thank you for the ideas. At least, I am now more prepared to even be more intentional with my purchases. Jokes on the subscription services, I don't do subscriptions. I find ways which are free. I say, you do you, please say decorations how you say it. It makes you, you. I find it beautiful and unique. You made it yours. You not only have a beautiful voice, but also your way of speaking is so soothing. please don't let those people get you down.
@dainasworldnumbers889 ай бұрын
Your videos are great!
@ElAgustin9 ай бұрын
Glad you like them!
@smrk24529 ай бұрын
I once ordered Shake Shack through a self-serve kiosk that asked me for a tip. I then asked one the workers if they ever receive the tips. He said no. It never goes to the actual workers, so where does it go??
@maddscientist31709 ай бұрын
corporation
@merry.minimalism8 ай бұрын
At our Starbucks on one of the military bases I paid 9.98 for a 16oz caramel crunch frappe. I was charged for the 20oz price because that’s what I ordered… however, this Starbucks doesn’t carry (or isn’t allowed too, never got the straight answer) the actual 20oz cup. My drink is made for the amount of a 20oz cup and as they pour it into a 16oz cup I see SO MUCH left over in the blender and I say to the barista “I’d like the rest of that in a separate cup please.” I get looked at like I’m crazy for my request. But I walk away with a 16oz and a 12oz. Then I try it and it’s terrible. Let me say, I’ve drank some crap coffee and smiled through it, but this was $10 drink! I return and very nicely say, because I’m not about to have someone call me a Karen, that the frappe is very watery, and can you please remake it. I return BOTH 16oz and 12oz because I don’t want to be a jerk. They remake it… and it’s still crap. I haven’t ordered coffee again in a year. Not only because it was $10 freaking dollars but the mental gymnastics to get an overpriced drink that tastes good and not come off as a poo, was just too much. 😅
@deg2629 ай бұрын
I like the experience economy. I'd rather spend on an experience than a thing
@frithar9 ай бұрын
I just took my whole family to tour an eccentric millionaires house. That was their Christmas present. Cost me ten dollars.a.person and we had a blast with the secret passageways and bizarre collections he left behind. Bayernhof Museum in Pittsburgh. Tell your friends. LOL
@tinad41828 ай бұрын
A one-time investment to own is far better than ongoing subscriptions!
@LorettaNance9 ай бұрын
I only tip my restaurant server. No one else gets a tip.
@sgist78249 ай бұрын
We had a Honda Jazz, and now own a Honda Civic. But if I had the cash I'd certainly buy a Tesla. Not because of the CEO but because they're the leaders in Evs and know what they're doing.
@lauriedixon96619 ай бұрын
I would like to see the rise of the experience economy. Unfortunately, in the UK I am finding too much shrinkflation occurring. Going out for a meal is no longer a worthwhile experience. For example, two starters, two main meals, and two drinks can often cost £70. That could easily cover one weeks food shopping for one person and most of the time you have to come home after a meal out and make yourself a sandwich because of the lack and quality of the ingredients on your plate!
@shaunaleessnackidies9 ай бұрын
Yep, I put the day before a free trial expires in my phone calendar, boom 😊 not gonna get me! Lol the decorations part was funny. Keep up the great work!
@redouteshabby20249 ай бұрын
Its truly amazing how much the Pandemic has changed everything. Even dating. I saw something the other day that said no one meets anyone anymore unless its on a dating app. And so unless you "swipe right" and you are the right height and age, you will probably stay single! And yes, I have not used cash since the pandemic. No paper trail and most of my purchases are online. And during Covid, they had to be!
@paulfitness51579 ай бұрын
Daygame is better than dating apps
@TheSwissChalet9 ай бұрын
“No paper trail”…lol…you really don’t understand how non-cash works, do you?
@sierrarmcclain9 ай бұрын
Your debit and credit card purchases are tracked. That’s the very definition of “paper trail.”
@chimneyrocks40039 ай бұрын
Thank you for this outstanding information. Although I was aware of some of these trends, you have expressed them as a whole, aloud in a succinct way in one video. Great job You are on my watch list & I will be sharing your KZbins with my family & friends, which I have not done with other finance related KZbins.
@kmelzful8 ай бұрын
I really don't think there's anything wrong with the free trial to locked-in subscription model. I've done plenty of these free trials without getting locked into a contract and/or charged a yearly/monthly fee. All you have to do is set a reminder or put it in your calendar to cancel on time. It's that easy. They clearly state the terms before you sign the contract, so if you can't make the effort to cancel the subscription on time but still feel entitled to the free product/service trial then you deserve to get charged.
@aaronaustrie9 ай бұрын
KZbin too. I hate having to deal with ads on YT 🙅🏾♂️
@beaulieuc89109 ай бұрын
Interesting and scary
@Bee467279 ай бұрын
It is rare to see a charismatic CEO these days, seriously! And go Toyota!
@livingoncoffee9 ай бұрын
What an accurate perception. Wow!
@tanzle9 ай бұрын
right on El Augustin! keep us thinking about all these marketing ploys. I review my spending every month and that means reviewing subscriptions too. If I sign up for a yearly one I always put the date to cancel in my diary. Tipping doesnt really exist in New Zealand, where I live.
@jeremybaldic20479 ай бұрын
Tip here, tip there, tip EVERYWHERE!!! Too much tipping will make us broke!
@radgraham9 ай бұрын
Biggest ad campaign I've been seeing the past few months is that darn iPhone with Titanium! Wth is that? So now they have nothing else to offer so they add the word Titanium backed by major celebrities pushing it. Crazy. Im an Android guy anyway but those ads are annoying.
@wannamlwithu9 ай бұрын
I’m an iPhone user ( not the 15 tho, still old X model ) and even that 15 pro titanium ad is annoying 😂