18 Tips for a Successful No-Spend Month (SAVE A LOT OF MONEY FAST!)

[@lisabaubeau8440]

I start my no spend on Black Friday morning and ends the following year on Black Friday. I don’t eat out I make my food and coffee at home, when I have doctor’s appointments all day I bring a lunch and lots of water in a cooler. I make everything from scratch even my bread from wheat berries, I find that now that I don’t eat outside the house these last 3 years I haven’t been sick with stomach issues. I control what goes into my food and save money, it’s a win, win.

[@jimmiepatrum]

Wow, I'm impressed with your determination. I'm going to try one no spend month at a time. I surely do hope I have the success that you've had. Diane

[@debbiefurtado9780]

I will try to have have a no spend month each month starting in January. Good luck everyone.❤❤❤

[@sheloveswhimsy]

@@jimmiepatrum I’m aiming to do the same. I’m determined & will focus on one day at a time.

[@beatricealcaraz5799]

Hey Jennifer I will try to do a no spend January thank you for all the great Tio’s .

[@Big1momma8]

Definitely gonna try a no spend January. Thank you so much for the information and encouragement.

[@agnessymon8869]

In January I'm going to start a no spend year. It will be a challenge for sure. I've done no buy months before. Wish me luck.

[@lisabaubeau8440]

Good luck I’ve been doing a no spend year this year and last year. The money I saved last year I took my dream vacation this year to Dublin, Ireland in July

[@THEJENNIFERCOOK]

You can do it! Best of luck 🤗

[@gladyschandler6724]

@@agnessymon8869 wow good for you!

[@agnessymon8869]

@@lisabaubeau8440 WOW. Good for you.

[@jelladarling2380]

I am still working on a no spend week. I get to a few days .

[@terriwyatt6880]

I did a no spend year in 2019 and it set the stage to get me debt free by mid 2024 it was the best advice I have ever gotten and I feel so much better and stress free from financial worries. I recommend it to anyone. Thank you

[@THEJENNIFERCOOK]

Terri, Congratulations on being debt free! That is fantastic 🤗

[@cate7540]

I'm going to do a no spend January. My freezer, fridge and pantry are all fully stocked with food. I'm also going to read some of the 200 books on my want to read shelf before buying more.

[@theblessedblackwoman]

I'm doing the no spend challenge and my plan is to eat all my excess food from 2 fridges and 4 freezers full of food! I'm so pumped. Why does a single woman with 2 children need 4 freezers and 2 fridges?? Complete waste of money, resources and space.

[@carolwintx8248]

I so relate to the book thing!! Me too!!

[@lindarobinson8288]

Planning a no spend January, I am glad to know I won't be alone! The support is appreciated ❤

[@gladyschandler6724]

Im also declutting the entire house in December

[@theblessedblackwoman]

I'm so scared to declutter because I have SO MUCH STUFFFFF😢😢

[@valeriebarnoski1319]

Great idea!

[@valeriebarnoski1319]

@@theblessedblackwomanMe too! I started but I have a very long way to go, yikes!

[@theblessedblackwoman]

@valeriebarnoski1319 I literally have 30 yrs worth of paperwork and children's things as well as my own in a 6 bed house. All children are grown and I need to lessen the load now..

[@crystalwhitney3331]

I plan to have a no spend January to May. My heavy expenses are between June-December. Cutting out the drive thru coffees, takeout, expensive groceries, non-sense purchases.

[@motherlystyles2887]

I want to do a no spend year, we have almost $40,000 just on credit card debt, right now is very stressful, so I am willing to do this "sacrifice" for a year and see how far we can go on paying our debt. I need to admit that I am very nervous but I am grateful for videos like this one that encourage us to do better. Thank you for your content!!!

[@THEJENNIFERCOOK]

This will be extremely helpful for paying off debt. When you feel like spending, remember how you imagine it will feel to be rid of that credit card debt. 🤗

[@mcv2178]

There are videos on easy hairstyles you can cut for yourself, that saved me a lot of money. I learned to do 2 of them.

[@jackie0604oxon]

I've been there and got rid of a large amount of debt, it's hard to do but a great education. I've been super-frugal ever since. All the best to you on your debt-free goal, it's fantastic once you're debt-free!

[@evmartini5750]

You’re not alone 😢 I need to try this no spend

[@alextomazin2883]

Omg. I’m so glad I’m not alone. I really need at least a year of no spend but I will do at least one month

[@AlchemistLynn]

I’m already on a no buy, it’s nearly a whole month, and it’s been the easiest it’s ever been for me. I’m finally seeing my habit changes in action.

[@rhondatownes2013]

Yes ‼️ I’m in . ONLY essentials to buy . It will definitely be a detox for me. LET’S GET IT ‼️

[@THEJENNIFERCOOK]

Rhonda, let's go!

[@teresablack6270]

No spend January, here we come!!

[@rvpathchosen2629]

I am going to try my first no spend month. I appreciate the advice and tips I receive from your channel. Very helpful!

[@srdani33]

I will be starting my first ever no spend January 1st of 25. I actually really enjoy scratch cooking and make it instead of buy it challenges. I've been able to replace items I would normally spend a great deal on week over week with cheaper homade, and usually tastier and healthier versions this way. I'm not good at saying no.......to myself or the kids, I mean the money is there, what does it really hurt, right. I want to change my mindset permanently. I find we are in a constant cycle of donating clothes and other items to local charities. Donating no longer used items is, of course great, but the fact we donate almost monthly tells me we need to get control over our spending. Most of my friends do a huge whole home clean out and donation biannual. Doing it this much means we are purchasing stuff we do not really need, and ultimately quickly get rid of. My other overall goal is getting a real emergency fund built up for my family, and teaching my children and myself to be more fiscally responsible.

[@oneOHone99]

I am going to do a no buy clothing and accessories year 2025. My goal is not exactly to save money because I never had a budget set aside for clothes buying... but I am planning to use all my clothes that I bought and have already. I am telling myself "you bought them to wear, so wear them". I am hoping it will be good for the environment as well as my mind too.😅

[@lillberrysweet5420]

I’m doing that right now. Good goal and it’s fun going through your closet.

[@Stormy_Dawn]

Back in 2021 I did a no spend January that turned into 6 months very quickly. I was also doing a deep declutter both of these combined showed me the items I truly valued. It wasn't until I got a new job in Aug 2021 that I allowed myself some new tops for interviews & that new job. This was also when I realized that I'm comfortable in a graphic tee & hoodie, but I feel sexy in my court clothes. You find yourself when you challenge yourself.

[@carolkout9393]

I had done this before but a different twist. No eating out, no buying snacks and coffee. I enjoyed it, but my husband didnt!Going to try again

[@Nicebody848.]

Count me in I’ve been getting my mindset changed and I’m more than ready to. I saved so much money last year doing this .

[@OurOverlySimpleLife]

Thank you for your content. I’m in over $50k of debt, and this is the most amount of consumer debt I’ve been in. It makes me very anxious.

[@shelbiebertolasi7141]

20,000 in debt here. Medical bills are the main culprit but it makes me anxious

[@THEJENNIFERCOOK]

Stick with it, and you can chip away at it.

[@beths5283]

I know it sounds scary but you can do this - have faith in yourself ❤

[@tijenhoca6371]

You can do it sister, one step at a time. First make your debt 49,000 then 48,000 etc. one foot in front of the other.🫶

[@VerafiedByGod]

Right here with you. Do not worry, we are in this together 🙏🏾🤍

[@spir5102]

I recently stocked up on basic food at Costco, bought a new upright freezer to replace my 30-year-old one, (my plan was to get ahead of the tariffs coming in January ) cleaned out my pantry, organized it to where I can find the food I have, and I’m going to try a no spend year. Let’s don’t fund the billionaires.

[@kimrivera1065]

I am trying for a four year no spend. Just what I have to get

[@flowforever9084]

Good idea

[@amandamills6056]

We are going to do this for the first time in January. Hoping it will help us see what retirement will look like.

[@PurpleFlower84]

Great tips. My husband and I are going to do a no spend January as we have big financial goals for 2025. We’ve tried before but broke down after 10 or so days. I’m preparing now by watching videos for tips, writing a goal and budgeting.

[@THEJENNIFERCOOK]

You can do this! If you have one off day, don't give up completely. Just restart the next day 🤗

[@briwalker499]

I’ve never done a “no spend” day, week or month 🤦‍♀️. But you have inspired me to give it a go! Thank you for the time you spend to make these informative & helpful videos. God bless you and your family! ❤

[@THEJENNIFERCOOK]

Bri, thank you so much! God bless you and your family as well as 🤗

[@watchmethriving]

I'm doing a no spend January, and would love to do a no spend year as well. I have enough arts and craft supplies and puzzles to keep me busy for a long time. I am making a rule that if I run out of a crafty item and need it to complete a project that I can make money on I am allowed to buy it, after I run out.

[@THEJENNIFERCOOK]

That is a great rule based on your personal needs 🤗

[@wendygilbert416]

Craft supplies are a budget killer!

[@watchmethriving]

@@wendygilbert416 oh yes!!! But don't ask how I know. LOL

[@glendagrosjean477]

My goal for January's no spend is to pay February's bills. My husband lost his job, so until one of us gets another one, a no spend month will help us to save as much as possible toward bills.

[@THEJENNIFERCOOK]

Glenda, I am sorry to hear about the job loss. Best of luck to you and your family 🤗

[@audreyhertz301]

My husband and I are planning on a low spend year like we did back in 2022-2023. That year, we managed to save $5k.

[@THEJENNIFERCOOK]

That is fantastic!

[@gretelwhite8088]

I'm on for no spend January, and probably the rest of the year. I've done low spend years before, but have a major adjustment to make this year, as I retire part way through.

[@celestebarrentine3922]

Already told my oldest I am planning on a low-spend for January. I am going to have a budget for eating out a couple times in Austin. They pay for the pool table and drinks on Sunday afternoon, and I buy dinner after. It is a tradition when I am in town and they are available.

[@ellemariebrown]

I will be starting with you in January! My intention is to do a no spend month every other month until I can make it a whole year. 😊

[@rovon4275]

Im happy to see I wont be the only one aiming for a no-spend month/year. I have had enough scrimping & going without so Im going to encourge my 3 grown daughters to join me too. I hope to continue decluttering too. Good luck everyone 😊

[@stephaniemorris457]

My husband are planning to do a "No Spend" January. We need to work on savings, sticking to a grocery budget, and not wasting food. Thank you for the great tips! I really enjoy your videos. May God bless you and your family.

[@THEJENNIFERCOOK]

Stephanie, thank you so much! God bless you and your family as well ❤️

[@ElisabethGrace22]

I plan to do a no-spend month in January. Looking forward to hearing more from you and your viewers about how the challenge goes.

[@THEJENNIFERCOOK]

🤗

[@beths5283]

I'm doing a no spend month in January. I've moved to a bigger house so all my expenses have gone up and I need to stash a higher emergency fund, and I've got holidays planned so I need the cash to pay for everything up front! Hopefully we can all keep each other motivated!

[@THEJENNIFERCOOK]

Wonderful!

[@DianaBergstrand]

I was just thinking yesterday that I wanted to do a spending freeze at least for January. This video popping up on my feed this morning clinches it. Thank you!😊

[@THEJENNIFERCOOK]

Great timing! 🤗

[@gladyschandler6724]

I also did an inventory of my pantry with expiration dates on my cellphone memo pad. So helpful for shopping & keeping track of your food.

[@brendaproulx3052]

Thank you for the reminder

[@mhtammi]

Good idea😊

[@litehousegal3003]

@gladyschandler6724 expiration or best buy?

[@theoldsonso]

I’m going to try hard for a no spend month!!! I have so many crafts that I need to finish plus cleaning out closets, drawers, cabinets, and working on my inventory items for my antique booths. Thank you so much for sharing this video. I definitely needed it.😊

[@kschmoldt]

I really want to do a depth year and a no spend month. Just using what I already have and finishing what I’ve already started.

[@THEJENNIFERCOOK]

🤗

[@shantakoa8596]

I will be doing a no spend January 2025…I have been doing no spend for over 10 years now. I love it save so much money. ❤thank you for refreshing my knowledge of no spend.

[@THEJENNIFERCOOK]

Thank you so much for adding how successful they have been for you in the past! Super helpful 🤗

[@Volatility10]

Can I join you so that we keep reminding each other

[@barbarad.517]

I started my No spend year this month in December to help me reign things in. I've been donating un needed things to help get a handle on what I actually have and need.

[@THEJENNIFERCOOK]

That is great!

[@spir5102]

Don’t forget to get a tax receipt from the company you donate to. You can deduct these expenses on your tax bill and save money.

[@robynrhoades7139]

After this month I am definitely doing a no spend January. Thanks for encouraging us to do this! 😊

[@THEJENNIFERCOOK]

You are so welcome! 🤗

[@maryballard5952]

I'm remodeling my kitchen in January. I've started not spending just so I have all I need for the remodel. I have the money set aside. I'm just afraid some problem will come up. I've been decluttering the kitchen and eating what I already have. This is such a good idea, especially for me right now. I will continue through January just so I can rebuild my savings. Thank You!

[@yciupak]

The most essential is to distinguish what is NEEDED and what is WANTED. Excited about this challenge and don't want to wait for January to start. Will start now! Let's do it! 💪

[@flowforever9084]

I did a budget for Dec 2024 to see where I'm wasting. I will be ready for Jan 2025.

[@jackie0604oxon]

I've already started decluttering and I'm selling books and stuff on Ebay; have made over £100 so far. A lot has gone to the charity shops so I can donate without parting with money.

[@RileyStyling]

Planning a no spend month starting January 2025, never done it before! Will be tricky with 3 kids on school holidays but I’m giving it a go!

[@kellylosasso1126]

After the no spend month, continue with a no spend pay check. Pick 2 weeks, or however you get paid and do this every month. After the 1st month, 2 weeks seems like a breeze!

[@THEJENNIFERCOOK]

Kelly, great idea!

[@kimjames6028]

This is a good idea for me… I reached a goal of having money left on my next payday.. but I think no spend paycheck is even better❤❤

[@jennyd3440]

Jennifer, you have inspired me to try a no spend month in January. In fact, I am controlling my expenses in December as well. I stocked up on food deals and supplies on Black Friday. I feel prepared. I'm excited to do this with you and other followers. It will be hard for me, but my goal is to test my self discipline and put extra money in my investment savings account.

[@THEJENNIFERCOOK]

Jenny, you are absolutely right that a no spend tests self discipline. It is a great way to overcome those urges to spend 🤗

[@sysoawesome0627]

I don't usually have a spending problem but I'm gonna do a no spend January! I'll try one month first and se whether sustaining it for the rest of the year would be suitable for me.

[@melissakelley6073]

I plan on doing a NO SPEND MONTH THIS JANUARY 2025. I impulse buy. I love scrolling Amazon and I buy stuff I want but really do t need. I’m excited to make a fresh start and implement your ideas on how to be successful in the endeavor. Thanks you. Melissa from Indiana.

[@THEJENNIFERCOOK]

Melissa, you can definitely do this! Deleting the Amazon app for the time you do the no spend might be a good idea 🤗

[@melissakelley6073]

@@THEJENNIFERCOOKI will do that. I’m also going to limit my media scrolling time. I have lots of household organizing, decluttering, and cleaning to do to distract me and keep me busy. 😊

[@anikalawyer7027]

I'm in. For as long as I can successfully do it. I'm planning to be debt free by the end of 26. I actually deleted door dash last week which was a big deal because I'd already paid for the year of "free" delivery. However each order still cost and you have to tip. I'll also delete amazon once my last few orders come.

[@THEJENNIFERCOOK]

Fantastic 🤗

[@eihpossharpei]

We'll be participating! Cutting out eating out and not participating in any dog shows or sports in January

[@MamaPajama-yp5od]

I’m on board! There are two birthdays in January that I will buy for while I’m out Christmas shopping. My husband might not join in 100%, but I can make a change dent myself!

[@THEJENNIFERCOOK]

Yes!

[@shawnfrye5987]

My husband either, but I will work on him.

[@venusmarrero4021]

Going to start a no spend month because I have goals I NEED to save up for. But my swipe and buy impulses rule me! I am determined to not fail in order to succeed! Fingers and toes crossed!

[@THEJENNIFERCOOK]

You can do this! 🤗

[@MsDoglover02]

I will be participating in January! My intent is to put the savings toward the principal on my HELOC. I've done it before and it gets easier each time. I make sure I have plenty of library books to read. 🙂

[@THEJENNIFERCOOK]

Yes, extra books. Great idea!

[@lorigoodman3780]

I have done a no spend day and a no spend weekend. They worked well for me. I am doing the no spend January. I think this will give me a clearer picture of where I waste money and I hope to find some areas where I can cut my budget. My goal is to build better habits from this no spend month. Your tips have helped me to plan ahead and think of what I really want to learn and or gain from this challenge.

[@THEJENNIFERCOOK]

Lori, this is great! An entire month is helpful to see those habits clearly. Have a wonderful week!

[@kerriharris2348]

I plan on doing the no spend month in January. I’ve never done one before.

[@THEJENNIFERCOOK]

Kerri, you can definitely do this!

[@marybrown4236]

I will be doing a no spend January. I know where my real weakness lies and I plan to reign that in for the whole year. I will also be doing some big time decluttering.

[@judithcakes575]

I purchased the $5,050 budget binder for each and my kids and myself. We're going to try and save up as much as possible.

[@theresamoser2432]

I have been reigning the spending in for a few weeks already but am going to do my 1st no spend month this January. Excited and nervous at the same time. I think it will help me to stop purchasing so much unnecessary items and back stocking all the things I use and also eat more at home. It is sad but me and my mom feel very proud that we have not eaten out all week even bought pizza at the grocery for football tomorrow lol. 10$ a lot better than 40+ tip

[@THEJENNIFERCOOK]

Theresa, this is great! You can definitely do this 🤗

[@brandyp149]

I have never done a no spend month, I am new to budgeting, and have seen people keep track of the no spend days. I have never actually had someone explain it to me. For instance I didn’t know it was only for “wants” I thought people were just paying all their bills a month ahead and not spending any money. So I just could not understand how it worked. Thanks for explaining it all.

[@THEJENNIFERCOOK]

You are very welcome!

[@FrugalLife2024]

I have completed a no spend challenge for 2 weeks before. Jennifer you have inspired me to go for a No Spend January. Thank You

[@THEJENNIFERCOOK]

You can do it!

[@carolwintx8248]

I’m in! Although I have a work trip but those meals are my per diem money. I have groceries stocked up and cleaning products.

[@rachelrhoades4379]

Due to recently allergies, I have gone all year without eating out! It’s hard for me to find things that are safe anyways, so it’s easier to make my own foods and stay at home. My family has eaten out a little bit but we have saved probably thousands of $$ by doing this! It’s crazy how much eating out/getting coffee adds up.

[@flowforever9084]

Ohhhh, it adds up quickly. I tracked my eating out. It was ridiculous 😢😢😢

[@annissa8959]

This video is perfect timing, as I am considering taking on this challenge next month!

[@THEJENNIFERCOOK]

Fantastic!

[@islandgal7031]

My husband and I did a no spend for 2yrs.We were able to buy our car in cash. Self-control is important when planning to do a no spend.It was hard for us,especially when we see our friends eating out enjoying. But when we bought our car in cash it was a good feeling.

[@susanlemee564]

I wrote down everything I spent money on last month and it really made a difference. It lets you see what you spend money on. I got the idea from you so thank you! I will be joining you in January for the no spend month

[@ms.rivera7898]

I am looking forward to a No Spend January and am preparing for it now. My goal is to have a low buy/ no spend year. I do have a goal to put money monthly into accounts, such as an “eating out” account for the occasional time I want to go out and hang with others. I also have other accounts, such as a birthdays and holidays account that I put money into monthly, and can use that money when a birthday comes around.

[@THEJENNIFERCOOK]

You have a great plan for 2025! I'm excited for you 🤗

[@aurorajokinen7145]

I was planning this. So glad to find you for support and ideas on a solid plan!

[@swapnilmehtaishere]

I will be doing no spend January!!! Thanks for the motivation

[@aprylharden8263]

Trying my first No Spend this Jan!!

[@lsnider59]

I am in! I need to rebuild my savings and prepare for possible job changes

[@sherrydennis6902]

I'm going to do the no-spend in January, because I am determined to pay off my credit card debt in 2025. And, that means changing my spending habits and changing my thinking about how/why/when I spend money.

[@THEJENNIFERCOOK]

Sherry, this is a great thing to do to get to that goal faster. You can do this 🤗

[@ceciliajackson-bx7dg]

Planning a no spend January. So glad I came across your channel

[@THEJENNIFERCOOK]

🤗

[@carmenbutterfly7298]

Thank you for this video. I shared the video with my daughter’s & told them let’s do this challenge in January 2025.

[@THEJENNIFERCOOK]

Wonderful! Thank you for sharing the video 🤗

[@taracayir7093]

I'm also planning to start a no spend year, starting Jan 19..

[@katherinerichardson1767]

I love the idea of writing down "Your Wants" during the no spend month. The act of writing down what you "think" you want helps relieve some tension and then an opportunity after that month to see if the item or items are really necessary. This past year we have taken three no spend months (January, April, & June] and is has helped emotionally as well as financially to find out what is important in our lives. Thanks for sharing.

[@THEJENNIFERCOOK]

Katherine, thank you for sharing how helpful your no spend months have been 🤗

[@deesilva4466]

I'm doing a no spend month in January. Also, going to organize my craft room.

[@THEJENNIFERCOOK]

Great idea to keep you busy. I love decluttering and organizing.

[@purpledonkeylover9988]

I'm doing my no spend in January. Thanks for your ideas and words of encouragement.

[@THEJENNIFERCOOK]

You are so welcome!

[@_latoyaashley_]

My goal for No Spend Month is to just stop being wasteful and buying my feelings lol I want to do more or something more different in that time. I use to spend so much time outside and enjoying life in general, and now I'm buying stuff to replace that feeling instead of just doing the things I use to enjoy

[@THEJENNIFERCOOK]

This is a great goal! 🤗

[@sinopa27]

I do a no spend January every year. The first 4 months of 2024 were no spend months.

[@Ms.Bree8403]

I definitely will do this in January. My number 1 thing I need to declutter is the shopping apps on my phone 😭

[@THEJENNIFERCOOK]

Yay! No spend January 🤗

[@granna2358]

No spend January for me… I was very frugal for Christmas gifts. Fortunately, my grown children are also frugal. This will be the first no spend for me.

[@patriotgirl6843]

I’m not doing a no spend January because my son is home from college, but I’m going to do a partial no spend month. Then will do no spend month in February.

[@THEJENNIFERCOOK]

February is still a great month to do a no spend 🤗

[@Jane-rh7tc]

Personally the best way to save $$ is to keep urself busy, with work or with house work or something, when ur mind is occupied by something 90% of the time, u won't have the energy to think abt buying stuff. I save the most $$ when I'm working overtime like crazy, all I want to do is rest instead of shopping or surfing online

[@botialoach1]

I am going to expand on that I do a NO spend year. For the last 2 years, since I am on fixed income, you get used to it, yes its hard in the beginning but its worth it in the long run, if you can do it go for it otherwise start with a no spend month and expand on it

[@flowforever9084]

Thanks. I'm on a fixed income. It took a while to get used to it. My spending habits were bad.

[@BluVelvt]

I think I will try it in January. Thats a good month to try one. Like you said, I'll need to think it through and prepare my mind. Eating out will be the hardest.

[@gabriellerhode5548]

I tried it a little bit this year- no makeup bought & used what I had, no clothes bought besides one dress I needed because I had zero, no venues or fun besides for my birthday, no coffee bought out besides 4 different occasions with friends, 😅 I tried

[@flowforever9084]

😂😂😂yes you did

[@JayWalker7890-o1p]

Yes! I am in. Only essentials to buy!

[@MikaNTey]

Every year we do atleast 5 no spend months. January always starts it off for us. This year we are trying for the whole year.

[@THEJENNIFERCOOK]

That is awesome!

[@cspann5328]

I will do a No Spend month in January 2025!!. Thank you for all that you do. God’s riches blessings to you and your family for the Holidays.

[@THEJENNIFERCOOK]

Thank you so much 🤗

[@sylviapetkova3450]

Hi Jennifer 👋 I just recently discovered your channel, and I LOVE IT!!! I think I've been binge watching for the last 3 days, and every video makes me more conscious about what I do with my money and motivates me to take control as opposed to letting influence, pointless trends and artificial "status" spend my hard earned money. I'll be joining you for no-spend January!!! P.S. I loved your videos about Aldi, as this is where I shop (and I'm not going back to overpriced posh...ish supermarkets here in the UK).

[@THEJENNIFERCOOK]

Sylvia, thank you so much! Hi in the UK 🤗

[@donna25871]

I’m doing a no spend month for January and February. I need to save a quick two thousand before my car arrives at the end of March. That means I can just use cash and not get a small loan.

[@THEJENNIFERCOOK]

Donna, that is a great goal!

[@JudithMcPheron-pb9lv]

I do this every January into Febuary. It is a great way to boost savings: short/long term, emergency funds, or to obtain a current goal. I plan ahead in December to get myself mentally & positively psyched up. It is so worth it. The growing pains of denying those little pleasures equal a priceless sense of pride in a well done savings total! You got this.

[@annafatimasambou8119]

I would like to join this challenge in January by the grace of God

[@sandraharris770]

My husband and I will be doing the January no spend month and possibly continuing other months when possible. My weakness is cross stitch patterns and fabric. Give me strength Lord!

[@THEJENNIFERCOOK]

Sandra, you can do this! Try to stay out of stores with those items that you want to avoid 🤗

[@flowforever9084]

😂😂😂mine is eating out. Its so easy to grab something when you are alone.

[@lauriegentle4083]

Hello, I am new to your channel. I am going to start my first ever no spend month in January 2025. Thank you for some great ideas.

[@THEJENNIFERCOOK]

Laurie, welcome! Thank you so much 🤗

[@adrianaschroeder8146]

I’m going to do a no spend January! For the first time! It’s already in my planner! I’m going to focus on reading a book and putting together a jigsaw puzzle. Just bills and groceries for me:-)

[@reginanyirubugara4428]

i am not necessarily doing a "no spend" month, but what i've recently thinking about doing starting from next month is: as soon as i get my pay-check, i withdraw $70 in cash, spend it, and put the rest of it in my piggy bank if i eventually have money left. the money remaining in. my account goes to my savings account in my bank account and stays in there so i can pay my bills. i noticed myself that i am more careful with spending cash money than i am with my debit card

[@THEJENNIFERCOOK]

That is a great idea!

[@grannyprepper1181]

I’m planning to do a no spend YEAR! Cross your fingers I make it. 😂😂. I’m doing it to increase my savings.

[@mirandacanada9685]

I think I might give it a try. I’ve noticed I’ve been mindlessly spending money and this would be a good opportunity to curb it and get on track. Thank you for the advice.

[@SarahMitchell-gz9uz]

Did a buy nothing January this year and having a plan made a big difference in success. It continued into February until spouse's birthday. Next year I'll add stretch goals in case i keep going past January. Unsubscribed from 10 email lists and canceled a subscription in anticipation. Having a project or two helps, been looking at past spending and it increases in the Fall, I'm thinking of doing another buy nothing month in October or November.

[@THEJENNIFERCOOK]

Sarah, thank you for sharing this! 🤗

[@staceymayes5643]

I plan on doing this in January - No Spend Month for Me!

[@flowforever9084]

Me too❤