30 Money-Saving Tips (these will help you SAVE a Lot of Money)

[@jennyd3440]

My dad always says, "spend money on healthy food now so you don't spend it in the hospital later." I follow his advice.

[@msgriffin41]

Awesome tips. About 2 months ago I called our internet provider because a new provider began providing service in our town and I just shared about the flyer from the other provider and asked what could they do to match their new prices. The customer service rep actually said thank you for allowing us to keep your service. She worked with me to keep only the service I currently have, reduced it to the price of the new provider for one year and offered me 10 dollars off for auto pay...our new monthly bill for one year is $76.20 from $129. She told me to call a month or so before the one year period is up and they will negotiate again just to keep our service. Thank you so much for these awesome reminders and tips!

[@THEJENNIFERCOOK]

Wow! That is fantastic! Thank you for sharing this real-life example ❤️

[@robinhall3347]

Well done, doing this works, I tell others and some of them actually bother to find out their service provider will give them a better deal. It never hurts to ask, does it? But some prefer not to find out - I find this really odd.

[@reginagrayson2465]

Thank you for sharing your story with us!!

[@sherrypettit5552]

I pay $365 on the for cable. I thought maybe T Roku would be cheaper Any advice,,?

[@sarahandbernardgibbons2278]

😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊

[@devoncrumay5040]

Amen to your ultra processed foods tip. Not only will you save money on buying whole foods in the long run, you will also save money on your health care!!

[@rainncorbin8291]

I NEVER have leftovers that get moldy. I cannot stand to throw food away, so i never do. My house is very organized and stays that way. My policy is, if i haven't used it in the last year, i don't need it. The main thing is to live below your means. I have never paid more than $40 for a smartphone. You have to live below your means. I'm on a fixed income and doing just fine with the inflation. I paid $800 for my car and i got my house as a foreclosure for $60k. I have no debt, except for my mortgage which is only $650 a month.

[@luisadavila4527]

When Starbucks arrived at my tiny town I used to buy a $6 coffee at least 5 times a week, my boyfriend bet me on not getting SB for a month being the prize a week of free SB, I NAILED IT, my bf couldn’t believe I genuinely went through the whole month without it, I received my prize and broke my coffe out habit seeing all the money I could be saving from it!

[@THEJENNIFERCOOK]

That is awesome!

[@maryhollenstein4441]

@luisadavila4527 that's awesome! I found copycat recipes for my fave drinks they average $2 making them at home... almost as good as BEING there, I like to study at Starbucks or visit w friends, but that's a luxury I indulge in less often now

[@Sharon_Mc]

🇬🇧 I cut and colour my own hair . I'm nearly 80. Going to the hairdresser costs a fortune.

[@ursulamullikin4723]

😂 beauticians don't even know how to cut hair

[@pamsmith1665]

Why are you coloring gray at 80? You're not fooling anyone.

[@Sharon_Mc]

At least once a week people say that I look much younger than 78. People are so very kind to me. I'm so lucky. ​@pamsmith1665

[@Sharon_Mc]

@pamsmith1665 I'll do exactly as I like. It's my own life. I'm extremely happy. Ps. I'm wondering why you are interested in what I'm doing .

[@blee309]

I am 76 and I won't be giving up my hairdresser. Nothing counts like a good cut and that is all I have done! I have been gray since my 50's and I'm trying to get used to the fact it is okay if I look older because I am older!

[@cherisemattera1103]

I was able to take a class called War on Debt 5 years ago. It changed my life. It clicked. I took a hard look at me and my spending. I changed. As of July 24 I am debt free. Paying off mortgage is life changing. I find over i look at life and money differently. I dont like to let it go, prefer watching it grow for future goals and staying stress free.

[@loriparker2440]

Smart purchases that will save you money is a great idea. Yes, I would like to see that video. For me, it's all about thrift stores. Any time I need office or school supplies, for instance, I always head to my local Salvation Store first. I've found spiral ringed notebooks, reams of copier paper, even a huge three hole punch that's perfect for preparing manuscripts for a three ring notebook. Of course, I also purchase most of my clothes at thrift stores too. You'd be amazed at how many times the item still have their original tags on them! Picture frames, cooking utensils including pots and pans, even unique décor and art work are all available on a catch as catch can basis at thrift stores. PEACE

[@joanharris8057]

My sister and I buy most of our clothes at Goodwill. Why pay more? The Goodwill stores are on my way back home from work, so I am not making an extra trip. We just remodeled our house so I am decluttering unnecessary stuff. Why store stuff that I no longer use or need?

[@blee309]

Just be careful you aren't buying clothes that aren't of good quality and not been too used. Sometimes when I thrift I look at it and think wow this is worth the money and take it home. After getting it home I realize it is not that great a quality and looks dated. I have started buying fewer clothes and buying the better quality clothing. You can start an envelope for clothing and it helps. When I find I am redonating the thrift things I look at it as wasting money! Even if it is only $5.00 that all really adds up!

[@TXBucky96]

As a single person, purchasing an air fryer has been a money saver for me. While out running errands, instead of grabbing a fast food lunch, I tell myself that I can go home and throw “xxxxxx” in the air fryer, make a salad and have a healthy lunch ready in 15 minutes. I use my library’s ebook app on my iPad for reading free books. The reading options are endless.

[@kristencobb230]

Isn’t the library app the best? I love it too!

[@tingtiing]

Can you do fried chicken in it KFC style? And can I make beef burger patties/burger with the airfryer?

[@littlesongbird1]

I love my air fryer. I chose it as an anniversary gift at my job and it is amazing

[@ronica2623]

Bake it instead and you’ll save money later on health costs😊

[@Timewithmabel]

@@tingtiingyes of course , you can make it nicer and better

[@gladyschandler6724]

I recently had to purchase a used car, and with my emergency fund, I was able to put down a 3k deposit on it. Now, I'll double up on car payments (to save on interest). I can pay off January 2nd with my RMD

[@jennyd3440]

Hi Jennifer, I love your videos. I always learn something new about frugal living. I do think it would be great for you to do a video on buying things that save you money. I appreciate your ideas! ❤

[@beckyshell4649]

I have did a declutter that has given me a reset. I have seen the amount of items that I purchased that was a waste. It is better to have 3 shirts that fit well and look good than 10 that are ill fitting that you don’t like wearing. Do you need more than 3 shirts ,probably but you can make it on 3 shirts until you find more that are the right ones. It is nice to wear a ‘favorite’ every day.

[@treespirit2000]

I have DONE a declutter.

[@alomaalber6514]

fit is everything! and a color that is flattering!

[@blee309]

That's why I buy new clothes they have to fit well and not look washed or worn or I won't wear them. Buying only what you need each season is very helpful too and saves money!

[@mkelly4042]

Yes but I completely understand how this is very challenging especially for women. It is a rare woman over 35 perhaps even 30 who does not fluctuate in her weight by at least 10 lbs...even people who are not very overweight n of course we think that we will be able to lose it n often do at least for couple years. I don't say hang on to clothing that is 15-20 yrs old n 3-4 sizes too small but I think every woman has clothes for 2 different sizes. With the cost of replacement so high right now n many things being made with inferior quality it's not always wise to get rid of too much.

[@mkelly4042]

Yes you can afford to shop the better foods n relatively healthier foods around the perimeter if you give up the cookies, donuts,soda n chips which have become even more expensive. It's not easy for many even most but it can be done.

[@ewaj.6260]

It's so pleasant to find out that there are more people who take their finances in order. Thanks.

[@jennesont4791]

I agree with so many of these points! We have managed to live a decent life and no debt on a modest income thanks to being frugal where possible and buying quality when necessary. Paying attention and doing research, being mindful and patient.

[@THEJENNIFERCOOK]

Awesome!

[@gladyschandler6724]

I don't buy snacks or processed foods. The only snack we have is popcorn. We pop ourselves

[@alomaalber6514]

yes, sometime I might make caramel corn, it seems difficult but probably worth learning to do instead of just the yummy buttered.

[@arth.3899]

I have become a vegetarian because I now refuse to spend 25.00 for a cut of meat that will last 2 days. I was at the store and craving a steak, I went to the meats section and there was a lot of meat on the shelves. The prices are crazy! I think I'm not the only one turning into a vegetarian. I can buy a bag of potatoes, eggs and frozen vegetables for the price of one steak.

[@teribear928]

And I have a freezer full of meat and don't eat it. Married to a farmer

[@jenniethatcher2663]

I am vegetarian as well. Beans, potatoes, lentils... Very affordable. 👍 There are many reasons for me besides finances though.

[@mgem1611]

Enjoy the health problems and tiredness in a 3 to 5 years from nutrient deficiencies

[@marieboussard5629]

​@@mgem1611 Seems like a sad thing to say, coming for someone who doesnt much ;) Vegetarian for 10+ years now, healthy and happy. Let people (and animals haha) live.

[@allikat1352]

Eggs are not vegetarian. They are however, delicious.

[@bitsnbytes10]

I made my own refried beans! They aren’t even fried they are made in a crockpot! They are so easy and I portioned them and put them in the freezer!

[@classicrocha7953]

Add bacon grease once in a while for that extra delicious flavor 😁

[@blee309]

How did you season them? I always just use 1 tsp of salt and 2 tsp of cumin and smash them a little.

[@SarahRathjen-hh3kz]

Love watching your videos! We already do most of the things you talk about, but it took years to be that disciplined. Spending money guilt-free was the best feeling after years of not having a fun category in my budget. You are the best!

[@THEJENNIFERCOOK]

Sarah, thank you so much! 🤗

[@nanar.8088]

Never thought about organized life correlation with organized finances, but oh so true! Thanks for thought provoking video

[@yasmeen6790]

This is soooooo true - look at the people around you and once you know you cannot unsee it

[@nanar.8088]

@@yasmeen6790 lol or not!! So true

[@THEJENNIFERCOOK]

Glad it was helpful!

[@bitsnbytes10]

Wow! I already do most of these but, wow this is a great video. So many people don’t even understand how credit cards work.

[@financiallysparkling]

This video popped up in my feed and I am happy to see another person giving useful tips to help others save money. Lovely Video Jennifer😊

[@lisakrushinski9436]

Thank you for explaining how interest accrues DAILY!

[@THEJENNIFERCOOK]

Glad it was helpful!

[@alicehb1606]

Yes thank you! I’m out of debt but my brother is struggling and I’m telling him about this today.

[@mysustainabilityjourney9321]

I love the no spend day idea. So much easier than a no spend month.

[@fourdayhomestead2839]

I saved recently with no spend week once a month (I live an hour from larger town, so easier for me).

[@lindamcteer]

Just yesterday I watched a KZbinr show a colander/food strainer kitchen set from Amazon for $23.99. It was so cute that I wanted to order it in the beautiful blue color. But I already have three colanders and a strainer....so I stopped myself because it was a want, certainly not a need. If I do actually need a kitchen item, my local Home Goods Store has quality items for a great price. Yes please make a video on money spending ideas that save money. I love this video!

[@THEJENNIFERCOOK]

Hi Linda! Thank you for sharing this 🤗

[@L.A.---]

Thanks for suggesting ideas that are NOT overly self-deprecating or ridiculously unrealistic. These are helpful suggestions.

[@THEJENNIFERCOOK]

Thank you!

[@susanakfogel8217]

I just found you you popped up in my feed. I used to conduct homebuyer classes for women. I was a mortgage broker and I used to talk to them about budgeting and I gave them a budget form and I told them not to go absolutely crazy, but they could cut back their visits to Starbucks to maybe twice a week. And just look at the way they could cut out money right now to to either apply to debt or apply it to Down payment. And a lot of what you said I have said to my women. I even had them sell their expensive cars and get a cheaper car which would reduce their work their car payment by hundreds of dollars. So I do agree with everything you said I don’t buy food. I don’t follow trends. I make my own clothes, but I do have a fabric habit…

[@THEJENNIFERCOOK]

Susana, welcome!

[@lucy14981]

Susan, we are very frugal, also, other than my fabric stash. I love making quilts! LOL. It's my charity give. I give my quilts to be auctioned off for fundraising.

[@oldscratch3535]

I'm surprised you could get women to listen and actually spend less.

[@beckyshell4649]

I try to make it a challenge to use up leftover bits and pieces. I had a small amount leftover oven fried potatoes that were unappetizing . I added the potatoes to the skillet with a small amount of sausage and an egg boom 2 breakfast burritos.

[@THEJENNIFERCOOK]

Great idea!

[@tingtiing]

Do you have any cheap meal ideas for rice, quinoa and lentils? I have these in my pantry…

[@beckyshell4649]

@@tingtiing I don’t,I need to work at incorporating those also .

[@jbalconi9903]

@tingting there is a YT channel called Ardent Michelle. She has a lot of inexpensive recipes using just those items.

[@tingtiing]

@@jbalconi9903 thanks a lot

[@enlat2003]

Great tips. One that has worked for me saving me lots of money is when buying any item from a small appliance to clothes or electronics, I monitor that item for 30 to 90 days depending on the retailer's return policy and if there is any change in price I go get a price adjustment from the retailer. By doing this I have effectively reduced the price of many necessary items by more than half the original price.

[@gladyschandler6724]

Yes, my calendar is very useful for meals, appointments, etc.

[@QSnarf]

Wow Jennifer you really hit some spots for me. I like what you said about escapism and habits. Best savings video I've seen in a long time. I also love what you said about household chaos. Thank you thank you thank you. Lovely video.

[@JastaAdventures]

I don’t plan meals based on store sales, I plan meals based on what’s in my pantry, fridge and freezer and then we fill in holes as needed with ingredients (whole foods) which are inexpensive and healthy. We cook pretty much everything from scratch and we are 90% vegetarian.

[@ursulamullikin4723]

What's the other 10% just curious

[@JastaAdventures]

@@ursulamullikin4723 seafood

[@gprastogi]

Thanks for the excellent video. What I most appreciated is 'avoid getting rich quicky, the boring way of earning money, may be the best way'.

[@earlglassco9702]

Yes, a video with 'spend money to save money' ideas would be helpful. :) -Harriet G.

[@annmyers2883]

Hi Jennifer , thank you for the info. & tips. I am trying to break the Amazon habit! I'm doing great because I'm a very responsible person & I don't really like using computers....Oh boy I got hooked. I would also be interested in a video about things to use up time that is not costly. I appreciate the way you explain things & it all makes sense & you don't make watchers feel foolish or guilty. I will be checking your other videos. So glad I found your video today. Have a great weekend. Keep up the Great Work.

[@THEJENNIFERCOOK]

Ann, welcome! Thank you so much 🤗

[@conniekline9881]

A lot of great advice, and I didn’t know how they calculate credit card interest. Thank you.

[@THEJENNIFERCOOK]

Glad it was helpful!

[@jodieupton4000]

I definitely agree with keeping the receipts for a while in case you want to return an item if you can't really afford it, don't need it or if it doesn't fit well.

[@JehanineMelmoth]

A word about “cluttered house, cluttered finances”. We have no debt except the car and the mortgage (which we’re overpaying), and we have a good level of savings. But our house looks like an explosion in a thrift shop. Why? Because I’m chronically disabled. My husband works full time, and also does all the cooking, cleaning, laundry and gardening. I’m lucky that I can work part time online, but about the only other stuff I can do is to hold my husband at the end of the day, stroke his hair and tell him how amazing he is. He can’t do more tidying or decluttering, and I can’t physically do it at all. Please don’t judge people, or make assumptions about their homes and finances, without knowing the whole story.

[@carolburnett190]

I agree! My finances are in the best shape they can be in when considering my pay. My house is a mess because post-depression cleaning is really hard and I can push my body only so hard before it quits. Many times, my body demands rest (I have a few chronic issues) if I’m going to be able to go to work every day. Mess never trumps hanging onto a job!

[@JehanineMelmoth]

@@carolburnett190 exactly! x

[@lealea3364]

Cluttered house equals cluttered finances equals cluttered car!

[@carolburnett190]

@@lealea3364 My car is not cluttered either.

[@JehanineMelmoth]

@@lealea3364 did you fail to read the comment? There are certain circumstances in which finances and car may be tidy and uncluttered, but the house is cluttered. I’ve explained about my disability, but not everybody can understand this.

[@donnalackey989]

Dollar tree is always showing a lot of storage items that tells me if you have too much stuff you are accumulating too much

[@KLC777]

Jennifer, this might be your best video yet! Loved it. Thank you.

[@CarolineBoyce1]

Good tips! I like the no spend days! Will implement that today! Thanks!😊

[@shoshashosha9257]

Don't forget the home vegetable garden. Thanks for all of the great ideas.

[@carolinesaunders8603]

Hi Jennifer thank you for a very interesting and helpful video! I live in UK and my bank keeps trying to get me to have my statements via email (GRRRRR). I WONT do this as it's far too easy to miss an email or put off looking at the email!! So my little tip is to have paper statements, it's easier to look at them, review your spending and then file them, so you can easily check what happened in a previous month! Hope this helps 🤗 Caroline

[@Erin-rg3dw]

I don't look at my statements and immediately delete the emails (paper is a safety hazard). Instead, I check my mobile banking apps frequently to check transactions and to make sure the account is balancing. It also helps to see if they are pending transactions that shouldn't be there.

[@Sharon_Mc]

🇬🇧 a cheap meal out. A car picnic, even in winter. We drive to the nearby countryside and just chat and look at the countryside. Flask, sandwiches, cake.

[@DianeBianchi_MnWx]

Us too!

[@LethoHali]

Loooove that couch cover comment! That’s exactly what came to mind when you suggested seeing our stuff with a different eye!

[@starsatnight3058]

Online shopping is a problem for most. Make the 48 hour rule. Drop items in cart & wait 48 hours to see if you really want it. If you're impulsive, this really helps.

[@robertashaffer3950]

These tips are sooooo helpful! You have helped me target some bad/conditioned habits needing to be removed, in order to help me pay off debt and save money. I really appreciate this video and will be watching it again. 🙏🙏

[@THEJENNIFERCOOK]

Roberta, thank you so much! I am so glad my videos have been helpful. ❤️

[@robertashaffer3950]

@@THEJENNIFERCOOK Jennifer, I am now one of your new subscribers! I am working and at the same time listening to your tips. I am 63 years young, on my own, no children and my beautiful feline fur baby Solly has crossed over the Rainbow Bridge. I made a big life decision and moved from the province of Quebec here in Canada to the province of Ontario, not far from Toronto. Right now I have no savings, nothing for retirement, and credit card debt and a line of credit. I am putting things into motion to bring the debt down and begin my side hustle again (pet sitting/ dog walking/ house sitting). What I appreciate about your videos that I have watched so far Jennifer, is that all the tips you share with us are doable and logical. Personally, I haven't found any of them "out there"! Even toilet paper usage during covid! 😀 I actually needed to hear that tip today! LOL I am looking forward to watching your other videos and learning more. Thank you again. God bless you & your family 🙏

[@THEJENNIFERCOOK]

Roberta, thank you for sharing this! God bless you as well. Based on what you have told me here, I recommend these 2 videos I have made within the last year. I think they might be helpful (at least parts of them). 1) 10 Recommendations to Eliminate Debt; 2) Revealing My Income Allocation Strategy. Hopefully, they will be helpful. Keep your chin up! You can do this ❤️

[@robertashaffer3950]

@@THEJENNIFERCOOK Thank you so much Jennifer. I'm looking forward to watching the 2 videos you have suggested. 🙏🙏

[@maliraman6879]

Thank you so very much for explaining the interest rate accrual. I've been watching you for a while and this was the most valuable to me. Not saying that your other ideas are not helpful, I have used many. 😊

[@THEJENNIFERCOOK]

I am so glad. You are very welcome!

[@MixxxedFruuts]

You're like the wise sister I needed today. Thanks for these insights ❤

[@buckeyedav1]

Potato Chips= Cucumber Slices. Applesauce= Learn to make your own, it's not that hard. I "Can" mine simple ingredients. I was really surprised at all the ingredients in some of the Apple Sauces on the market today invest in a Food Mill or use a food processor. You can jazz it up by adding Cinnamon to it. Anna In Ohio

[@THEJENNIFERCOOK]

Anna, thank you so much!

[@sharlesb7735]

Just put peeled apple and a dash of water in the microwave or saucepan and cook, no need for sugar or anything, yes you can add cinnamon if making a pie or crumble.

[@NoelleDecker-Phillips-mu9wv]

Good grief, phones are the same price as a house payment! Cars/ trucks are as expensive as houses were a few years ago. Rent on some tiny places are 2x's a mortgage payment.

[@alicehb1606]

Yup. I agree with Jennifer on phones ! I always have the oldest Apple phone until they make it obsolete (7 years usually, for all apple products). Mine right now is a 2020 iPhone. Works fine. Also I buy them off my carrier site, “new -used.” (Box was opened is all). I got this in…2020! for about 300 bucks. By 2027 that’ll be about 45 a year. My carrier is consumer cellular, 30 a month, split with brother.

[@davidallengreen5153]

Thank you from the bottom of my heart!!!! I'm so happy u tube brought your awesome u tube channel into my life !!! Your just what I've been praying for !!! Guidance in saving money!! I just subscribed after watching your video!!!! You are so right !!! On all your suggestions!! I will put them into practice!!! God answers prayers 🙏!! Thanks again Lori 😊😊❤🎉

[@THEJENNIFERCOOK]

Lori, you are so kind! I am glad the video was helpful. Hugs 🤗

[@davidallengreen5153]

@THEJENNIFERCOOK you made my day!!! So sweet for you to send me a thoughtful comment,have a blessed day!!!! Lori

[@THEJENNIFERCOOK]

I hope you have a blessed day as well 🤗

[@jbalconi9903]

To add onto #13: read the manuals and manufacturers' websites for appliances you already own. I have a small toaster oven that surprise! works as an air fryer.

[@Peridot07]

I save money on not buying snacks, beverages and junk food

[@michelesusanne1]

So true, those non essentials add up quickly, plus if it's there, it's a temptation to eat empty calories

[@crosenquist4406]

I just love listening to you! You’re so real and positive but straight to the point! Thank you for that!

[@virginiapeacock2710]

Thanks Jennifer! A thought about saving money by eating more nutritious food, we will save money on future health costs. Extra salt, sugar and other chemicals, and carrying extra weight all have consequences 😊

[@Sharon_Mc]

🇬🇧 I go to Wetherspoon's, UK for coffee now, much cheaper than all the other coffee shops. X2 decaffeinated mochas costs £1.56p in Wetherspoon's. UK

[@boiseclarks]

Yes please to the money spending ideas that save money.

[@rm26367]

Great tips! Thank you for sharing. Can you do a video on paying off mortgage? Thank you.

[@AurelijaZujute-z4u]

It was for first I heard you. So happy I discovered, amazing thanks

[@THEJENNIFERCOOK]

🤗

[@cathylingo9521]

I freeze leftovers and my husband eats them for lunch at a later date.

[@audrelique]

Thank you for sharing this wisdom Jennifer! I’m so glad this popped up on my feed! I’m subscribing!❤

[@THEJENNIFERCOOK]

Thank you so much! 🤗

[@traceyglenn6283]

While I do not need anymore clothes, I absolutely love your shirt!

[@cherylgranger8179]

Very smart, non-judgy video. Thanks. Great tips.

[@bex438]

These are great tips Jennifer, thanks for sharing, I'd love to hear more 👍😊

[@gladyschandler6724]

I have a budget for movies, wine tasting, or one lunch/dinner per month

[@mariasinclair9718]

Thank you dearly for your wisdoms 😊

[@angelaclark6862]

Love your videos! Great tips and most of them i have already been putting into place. Will always keep watching.

[@fourdayhomestead2839]

Time management is $$'s here. Waiting for an important phone call, I organized a "junk" drawer with small long baskets. I was looking for a pen.. Found: post it notes & tabs, pack of pens & safety pins I needed for today. Used & put away where they belong (taken off need list too).

[@ad6417]

I recently switched my auto insurance from Allstate to Geico. I literally have the same exact coverage. I went from $3400 a year to $1100 a year.

[@THEJENNIFERCOOK]

Whoa!!!! That is huge! Great job 🤗

[@kenyonbissett3512]

Just starting out? Buy a used or new car that has a reputation for last 10+ yrs. Pay it off in 5 yrs. At yr 5-7 pay to have your car painted a different color. Your car will seem new to you and others. Continue to pay into a high yield savings account the monthly car payment. At yr 10 or longer of ownership buy a new or used car in cash. Keep the car for 10yrs., pay a monthly payment to your high yield savings account as though you have a 10yr payment. If the car cost $32,000/120 months=$267 each month. The rise in price over 10yrs should be covered by the interest you receive in your high yield savings account. The new paint job in yr 5 or 7 will keep the car fresh to you.

[@PhilRuybal]

You're a life saver!! New sub here, and I love your list. I'm great with saving, but this gave me a ton more ideas!

[@THEJENNIFERCOOK]

Awesome! 🤗

[@Coetta]

I think this is,your best video. Thanks.

[@malama-u3k]

I always love listening to your video especially when I’ m cleaning our house😊 I always have a budget for eating out twice a month, budget to buy appliances if they broke, and for kids xmas and birthdays, budget for hospital bills, water cartridge and I I don’t use those money i just leave it inside my budget planner and I just add them monthly so when bills arrive i’m　not stressing where to get money to pay😂 I also don’t understand why some people pay for storages that they don’t even use everyday. I’m sorry for my English because it’s not my first language ☺️

[@THEJENNIFERCOOK]

Your English is excellent! I love listening to videos while doing other activities, too. Hugs 🤗

[@malama-u3k]

@@THEJENNIFERCOOK ....thank you for noticing my comment it makes me happy.

[@alr9967]

Your English is excellent

[@jeanniedorsey6772]

Loved this video. Could you explain tip #1 again, in a different way? I'm understanding that 2 payments on credit card, per month, will what? Is this the same as making an extra payment on your mortgage each year? Sorry. I'm confused. Thanks so much.

[@dolittle6781]

Everything you have said makes perfectly good sense. Thing is, is that people with bad habits generally can’t or won’t change-not unless they are forced to and often change is only temporary. So your tips really are for people who are basically headed in the right direction but need a little help. Lots of folks out there suffer with serious emotional issues and sadly aren’t smart enough to view your channel. Only intelligent people will. This is kinda ironic considering the folks that really don’t need much help are the same ones that seek it.

[@yasmeen6790]

Another great video & a motivational reminder of what to do next week !!

[@THEJENNIFERCOOK]

Awesome! Thank you 🤗

[@CathieG]

Great tips Jennifer! 🤩😍

[@THEJENNIFERCOOK]

Thank you!

[@devoncrumay5040]

I try to buy quality food that is pretty expensive to start with and cook at home. I feel like I can’t afford to waste. The freezer is my best friend when it comes to left over food!

[@That.Lady.withtheYarn]

My biggest Vice is yarn. But at the same time, I can make money from it (if I get an order) o or make Christmas presents from it.

[@THEJENNIFERCOOK]

That is very true! A hobby that makes money is a great idea ❤️

[@That.Lady.withtheYarn]

@@THEJENNIFERCOOK also good for therapy to.

[@allikat1352]

My vice is fabric, but like you, I make quilts for gifts and to sell.

[@DianeBianchi_MnWx]

I love yarn too and have a small stash. I'm currently about to start a pair of socks to give to a friend who doesn't knit, but has been supplying us in eggs from her free range chickens. Win, win.

[@Vieweratlarge]

On the advice on phone: If you have an older iPhone that does not update to iOS 16 which my mother has, I was feeling we need to get another phone so it can be safe. Thoughts?

[@Homeschoolmamabudget]

Great video! I started doing savings challenges to make saving money fun. Yes please make a video on spending ideas that save money!

[@gladyschandler6724]

Quality items I always buy are shoes, clothes, and purses.

[@beatricealcaraz5799]

Great tips Jennifer thank you for sharing them .

[@user-yp1fb4pn1e]

Wow!… thank you for this insightful video. I am applying what I just learned.

[@libbysworld7649]

I enjoy your channel. Has anyone ever told you that you look a lot like Gabrielle Carteris, "Andrea" from 90210? Great tips!

[@THEJENNIFERCOOK]

Hi Libby, Thank you! No, I have never been told that. I do remember her and that show, though.

[@fammnak852]

Never felt so attacked when I heard “green and hairy in the fridge” 😂

[@lynne-marieheidebrink1847]

Thank you for sharing these ideas. I’m new to your channel. Do you have a video on using your crafts to help others? Project Linus is one idea. Another idea is to have a yard sale where you have signage stating a certain percentage goes to the charity of your choice. It’s easier for me to let go of things knowing they will help someone else.

[@THEJENNIFERCOOK]

Thank you for adding these ideas!

[@FloydHershey]

When you mentioned buying quality items it caused me to think of the way I have approached buying tools. If it's a tool I am going to use several times a week I will buy the best that I can find, but if I only need it 2 or 3 times a year then I'll look at less expensive tools. Some of my least expensive tools are now over 30 years old and have served me well. Quite often the difference between expensive and inexpensive is difference between bells and whistles and plain Jane.

[@phido7045]

As a single retiree in the UK, I save on bills as follows: use Laptop at 35 watts instead of TV at 170 watts; cook using air fryer and microwave instead of hob and oven; in winter heat myself with an electric throw and leave the central heating off; swap to LED light bulbs; save on water bill by only showering once a week and only flushing loo when necessary; use bicycle or walk for short journeys; use charity shops (thrift stores) instead of buying new. "Make do and mend" is still good advice.

[@catherineellwood1285]

I used to work in a bank many years ago & i noticed that people who had untidy purses or wallets generally didnt have much in their bank accounts & the people with a tidy purse/wallet had more money & investments!! Goes with your tidy life therory.

[@julianalozano382]

Thanks for sharing ❤

[@kennethbailey9853]

Thank you.

[@susanakfogel8217]

Please everyone forgive the weird words popping into the messages that I write. I have a vision issue so I am dictating and sometimes the auto recorder just messes it up. I don’t buy processed food. Of course I buy food. Do shop the perimeter of the store with the exception of going to mineral water when it’s on sale.

[@hellen70666666]

....:) Great Info....!!!....Thanks....!!!.....:).....🤩

[@thebestwillow]

Apparently some people have a storage unit permanently, just to store Christmas decorations.

[@loriparker2440]

Okay, right off the bat, no - I didn't know that was how the banks calculate interest on charge cards. NOW I DO! Thank you!! Actually, I don't have any charge cards but I do have overdraft protection on my checking account. I just talked to my personal banker and, sure enough, they calculate the interest on that the same as they do for credit cards. HA! And there I was thinking I was so smart because I was paying off the overdraft protection (it's a form of personal loan) only once a month. Now I know it's best to pay a part of it off every week instead of waiting. Of course, the best bet is not to incur an overdraft in the first place and, yes, I am working on that but sometimes an expense comes up before I've had a chance to save up for it and, well . . .; you know what happens then. In the meantime, I'm always looking for ways to cut down on waste and save money as well as time. That's why I'm a happy subscriber to your channel. Please keep up the good work. Your tips are always useful. PEACE

[@THEJENNIFERCOOK]

Lori, thank you so much! 🤗

[@solarwinds-]

When I make a purchase on my credit card I don't make payments. I pay it off within the 1st month before a balance ever become due. No interest is applied. Could you please clarify the first item on your list?

[@faith4390]

Thank you for taking your time to make useful videos:)

[@THEJENNIFERCOOK]

You are very welcome! Thank you for watching 🤗

[@katherinetyrrell8810]

Could you please tell us what kind of ruck pack you use? I love to walk, but I just don't feel it is doing enough to build muscle as I age. I would be very interested in your experience.

[@jerrychetty2524]

About getting multiple quotes, I wanted a carpentry router tool and searched various sites and called shops before I found a great price