Got a question - does switching to these accounts affect or impair's one's credit rating?
@1mrroversКүн бұрын
Just done the lloyds switch..switch incentive in my account within an hour of completing
@lubo9094Күн бұрын
Same here😁
@leathersocks4155Күн бұрын
Agree very quick.
@MM-hh6ns21 сағат бұрын
1hour? 😮 Did you switch 3 direct debits as well? Or did you set up new ones?
@lubo909420 сағат бұрын
@@MM-hh6ns switched DD as well
@NeWayMan7015 сағат бұрын
Can you do the Natwest switch straight away from the Lloyds account?
@WOOOPdoctorFROGhere8 сағат бұрын
does anybody know if any other banks impose that 24 hour rule that you have to keep the money in the account? I usually move 2000 between lloyds, hsbc and chase all in the same day, in order to get the perks from each account
@laurapaulauskaite291014 сағат бұрын
I am so confused with this deal, so I actually opened natwest on 21st of October 😐now I am thinking to upgrade from current to the reward one to get 180 GBP ( I know how switch works with other banks ) but I don't get this part with natwest when I already have the account like do I just upgrade it and that's all, or if I need to switch from natwest to silver reward how do I do it in the way I am eligible for the deal if that makes sense thank you
@tiptoemouse18 сағат бұрын
Andy, youve left out an important criterion for getting the monthly rewards - you have to pay in £1250 every month to the Natwest account.
@wzrthy12 сағат бұрын
You only need to do it for the 1st month to get the money
@lorez7395Күн бұрын
If you are upgrading, will you get the switching money
@jakegeng22Күн бұрын
Nope, you cannot just "Upgrade" as you need to Switch from another provider. But you can switch if you already have a normal account with NatWest...
@MM-hh6ns21 сағат бұрын
@@jakegeng22So if I've got a standard natwest current account & move to Natwest Rewards current account... Am I eligible?
@MM-hh6ns21 сағат бұрын
@@jakegeng22So if I've got a Standard natwest current account & move to Natwest Rewards current account... Am I eligible?
@MM-hh6ns21 сағат бұрын
@@jakegeng22 So if I've got a standard natwest current account & move to Natwest Rewards current account... Am I eligible??
@tiptoemouse18 сағат бұрын
@@MM-hh6nsYou can upgrade your existing standard NatWest account to Rewards account, but then to get the switching bonus you need to switch an account with another bank into your NatWest Rewards account. It's quite easy to set up a dummy account, especially as you don't need any direct debits on the dummy account for this offer.
@simonbailey2399Күн бұрын
Nice update , if your a NatWest current account customer can you switch to the reward account or do you have to switch in a third party account
@tiptoemouse18 сағат бұрын
To get the switching bonus you need to switch an account from another bank, not NatWest (or Royal Bank of Scotland or Ulster bank). You can upgrade an existing NatWest account to a Reward account first, and then switch across the external account.
@StabblesКүн бұрын
The website says NatwWest btw
@gcossum1Күн бұрын
Hi Andy. Sorry for being thick. Do I need to set up two direct debits on my dummy account to qualify for this deal when moved. I am not sure about the direct debits could you explain a little bit more. Thanks for your channel by the way. Since watching you I have made over 1k switching accounts.
@tiptoemouse18 сағат бұрын
No direct debits are needed for the switching bonus - only needed if you want to get the ongoing monthly rewards, in which case you can set them up on the NatWest account directly. No need to set them up on the dummy account.
@jamesmacdКүн бұрын
No direct debit needed!?
@tiptoemouse18 сағат бұрын
No direct debits needed for the switching bonus - only needed if you want to get the ongoing monthly rewards, in which case you can set them up on the NatWest account directly. No need to set them up on the dummy account.
@fireat40Күн бұрын
not even £60 interest after 1 year for the 6.17% natwest saver as limit is only £150 per month! nice headline but that is all! utter scam. You can get more with normal savings account at 4.85% if you have at least £1300, not a huge amount for most
@syrus3kКүн бұрын
Switch and ditch these clown banks! I've made over £1000 over the last 5 or 6 years. I *love* making the bank pay me. Bwahaha.
@pearbo1Күн бұрын
Drip feed it from a lower interest account to the higher NatWest one. The NatWest account also has no end date, I have 3.5k in mine now. I bet it is somewhat insulated from interest rate drops too with such a low monthly funding amount.
@ZediaphhКүн бұрын
You dont really understand how it all works do you?
@138spoonКүн бұрын
Why would you put 1300 in an account at 4.85% when you could spread it over multiple regular savers at multiple banks getting between 6&10%?
@MM-hh6ns21 сағат бұрын
@@syrus3kPlease help. if I've got a standard natwest current account & move to Natwest Rewards current account... Am I eligible??
@Hotguns71-Күн бұрын
I have just been paid for the nationwide bank switch with a dummy account can I now switch to this one
@syrus3kКүн бұрын
First!
@syrus3kКүн бұрын
The switches are all coming back! Love it. Got my nationwide one just today - £175, literally paying the cost of flights to morroco in January! Hoorah.