237 ‒ Optimizing life for maximum fulfillment | Bill Perkins

[@PeterAttiaMD]

In this episode, we discuss: 0:00:08 - Bill’s upbringing, background, and first job on Wall Street 0:13:52 - A missed experience and feeling of regret that shaped Bill’s thinking 0:17:34 - Thinking in terms of time, and the relationship between money, time, and health 0:29:22 - Solving for net fulfillment and allocating your time based on the seasons of life 0:38:56 - How Bill thinks about risk, opportunity costs, and the difference between fear and risk tolerance 0:46:22 - Optimizing for fulfillment, finding purpose outside of work, and more 0:55:55 - Thinking about the order of experiences you want to have based on seasons of life 1:01:26 - Bill’s unique perspective on philanthropy and a more impactful way to give money away 1:13:00 - Applying the principles in ‘Die With Zero’ to maximize fulfillment 1:25:27 - How to break out of living life on autopilot 1:29:51 - When should your net worth peak? 1:34:12 - Taking calculated risks 1:38:45 - Bill shares a lesson from his incredible birthday 1:49:24 - How Bill’s philosophy has evolved since writing Die With Zero

[@aidan_m_jones]

This conversation really had me reflect on my life. Was about to not go on a ski trip with my son who wants to get snowboard lessons because thought it would be a stretch money wise. After hearing this interview, the whole family is going for the experience.

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ🎖️. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌

[@kingsavvysaver]

awesome!

[@pocyoutube]

Well done you. Smart move.

[@amarjoshi5917]

Good for you!

[@richarddodson560]

Outstanding conversation. I’m 53 and just sent this to a friend who is turning 55 next week-the topics are so close to our recent conversations-about enjoying life while one has the chance.

[@kellrockets101]

Wife and I have been having this conversation, and we are in our early 40's. Definitely makes ya think about the bigger picture

[@takethatleap7579]

I am 61 and totally agree. What a great interview. I now speak to groups of 50 + men on how to take that leap and also to just do it....awesome!

[@trustedadvisor06]

Peter and Bill, this had a great impact. I ordered the book within the first 15 minutes. I expect to receive it from amazon tomorrow and start reading it this weekend. I wish I had learned your philosophy many years ago. I'm 81 and enjoying my life. I'm still working because it is very fulfilling. I see how you suggest that my life experience be enjoyed will add much more meaning to my life and to the lives of others. I'm anxious to discover your processes and how I can use them to live a more fulfilling life than the one I envisioned. Thank you, Bill, for writing you book and thank you, Peter, for sharing this podcast with me.

[@Mario.Towers]

I'd love to hear your perspective on what would you have done differently looking back. I understand that the point here is having more experiences in the most optimum time, but would be able to pin-point a couple of things you'd change/improve?

[@rihhard1072]

From the thumbnail I thought Peter was interviewing himself after a vacation

[@redbulldrinker1784]

😂

[@amarjoshi5917]

😂

[@ougoah]

My main takeaway from this conversation is: take yourself out of autopilot mode once in a while when you are working toward delayed gratification. The idea of "optimizing" fulfillment strikes me as a bit too ambitious (there are too many unknowns that can change the equation instantly), except maybe for a small sector of the population: those who are financially stable, healthy, and have a reasonable grasp of what makes them happy. The rest of us can still learn something from this advice, of course. Good thing that many of the most meaningful experiences aren't that expensive (or are free), and therein lies a disproportionate trade-off between money and fulfillment.

[@jmbg2290]

I just finished Die with Zero last week, recommand it to every single person. It truly makes you look at things differently.

[@pedrobiskupovic473]

What a great interview!! I am reading the book for the second time. I have been traveling around the world, since I was 18. I am 56 now, and I don't regret it at all. I have memory dividends every day. I am traveling with my 14 year old daughter now. My net worth is probably $10k, and an apartment that I will inherit from my 90 year old mother. I enjoy a simple life. Thanks again to both of you. You don't have to be a millionaire to enjoy and maximize your life.

[@kkouz45]

Even if you’re not on autopilot, there’s no guarantee that decades later you won’t regret your choices. Values change. Current circumstances impact memories and perspectives.

[@kirnupiima]

Ar first glance I thought the thumbnail was Peter talking to himself. Maximum fulfillment! 😂

[@ifuckinghateads2679]

They both look extremely similar lol

[@mq3868]

Same. 😁

[@emilybarry9410]

Omg me2!!!

[@kathygaskins7132]

I have a strong feeling that if this conversation helps just one person answer questions posed such as: What do you want, what do you want to experience, what do you Not want to regret at the end of your life, etc then it has served its purpose, same for the book. Everyone commenting here that what you want costs Money is purposely letting the point of this convo miss them...and might need to turn their tvs off for a few days (or weeks) and take back control of your thinking and dreaming abilities. By the way, the tv is metaphoric of all forms of government controlled media ... radio, newspapers, most social platforms.... Take back You, give yourself a chance to die with zero, whatever that means for you. I'd like to think we all feel our lives, our one life deserves this contemplation 👍 😊 ❤️

[@21972012145525]

They didn’t address unexpected but common changes in life. There’s only so much you can plan. Example: I became abandoned and subsequently divorced by my husband of seven years at that point. It changed the whole trajectory and outlook on life and I’m still navigating those changes

[@21972012145525]

Huge costs to me: mentally/emotionally, physically, financially, and future wise

[@zachleach829]

sorry to hear that.

[@rphardy1924]

So true, you can't know what cards life will deal. Good luck to you.

[@21972012145525]

Not easy

[@andypineda311]

This is hands down my favorite podcast and I also purchased the book immediately! Thank you

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ🎖️. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌

[@lanerobotics4466]

Jim Rohn philosophy back on the scene with a new twist. These ideas have been around for ages. Nothing new here but none the less I give credit to this author for reminding us all about focusing on the important things in “YOUR” life.

[@raymondek3828]

I’m reading both of their books right now and they just so happen to have this interview. Love it my 2 favorite people❤

[@josephgrabowski6594]

This podcast came at the right time. Thanks for making this available to everyone Peter! 🙏

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ✍🏻 ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌..

[@wongmusicmakers]

I really learned much - more depth from this podcast- re: the book. And I bought the book after a recommendation I had through a productivity course. 🤓 Excellent questions. My takeaway is, regardless of income & other variables, we all need to stop “autopiloting” and navigate our daily lives with intentionality. Sometimes it’s looking through the frame of “risk-reward” and also, “when?” Approaching 50 so this was a HUGE paradigm shift about the delicate balance of planning for retirement and taking care of my bucket list & making the most of things in my life - or should I say - optimizing and removing the “fear” of not having the money later. Thanks for this in-depth and controversial podcast. Really got me to challenge my thinking and living!!😊

[@philiproesel7885]

Great advice! I’m 64, I did 100x100 @ 1:22/100, looking forward to a bike ride with you one day Peter. Just discovered I am a LMHR, ldl 264, CCS 2. That part is a relief! Back to the bike ride ! Time to fly. Oh yeah, I think my ftp is your Z2. I can draft like a pro.

[@BoninBrighton]

I need Google translate to understand this comment…😅

[@TewqyTV]

Good advice everyone should think about. At age 59, I’m glad I lived most of my life following this advice.

[@philiproesel7885]

The discussion presented here makes me feel so much better about some of my present purchases. Why can’t a person own 3 airplanes? Some people have 8 cars, 5 bicycles, 20 guitars, add your poison. I don’t have that many more years to appreciate these planes. The time to have them is now, tomorrow is not guaranteed!

[@AnnTsungMD]

Exactly. Three reasons why you should focus on today and not let worrying about the future hinder your progress: situations change, industries change, tomorrow will be too late.

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ✍🏻 ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌..

[@Ryan.G.Spalding]

Look buddy, as a money manager I get paid by (AUM) assets under management! Quit telling everyone to spend all their money! 😊 Good podcast, it really resonated with me and made me feel better about spending more time with my kids. 👨🏻‍🍼

[@beatandbop]

lol

[@GSmith215]

The best longevity content you’ve ever published

[@Tschouki]

I grew up with this world view ... never thought about writing a book on the subject. I have traveled the world, trying to 'touch god" through adventures and experiences. I always felt that the most valuable resource on this planet is quality time... and I have my definition for the term quality. By the time I was 30yo, I've explored 5 continents, experienced active volcano, typhoon storms (on my flash), monsoons, the Himalaya , glaciers, Gazers, whales and penguins in the natural habitat, sacred rituals of tribes ... and the list goes on. I believe a person should feel satiated from his time on earth on his death bed, and I can not fathom how working 9 to 5 since the age of 20 will get you to that state. I stared learning my current profession at the age of 33 and I earn a decent hi-tech salary now... but I am far richer in life than the average career chasing person. There is a saying - things you own might/can end up owning you. It happens all the time. Not for me. My world view has few more issues than just wasting the money from a certain age. We define things by contradictions, thus, a certain level of 'ups' and 'downs' are vital to appreciate life. I might write a book about that.

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ✍🏻 ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌..

[@thedanlife]

Redefining longevity, at the intersection of wellness and fulfillment (experiences). Great topic and kudos for exposing your following to Bill - he's a great inspiration. There's a lot more here to figure out on how Mr. Perkins mindset plays out in lesser socio-economic fractions.

[@markw8139]

I'm really sorry but I have to interject here. This is very much from the perpective of people who have had success. Taking risks can ALSO go horribly wrong. I'm well qualified with a BA and a teaching qualification. I moved to the south of England to further my career in design. At 36 it all went terribly wrong. I was made redundant twice.. found it extremely difficult to get another job despite qualifications and 10 years of experience. Wound up taking minimum wage jobs, getting into debt without assistance adequate from the social system. Could not escape the trap of zero hours contracts.. 2 years later I was almost done . No savings or assets left to sell and zero energy or time left to work on meaningful job applications in between finding the next part time gig to pay the rent.. I was almost suicidal. Luckily I had family to help me out. Telling people they should not save or be care-free or " NOT TO Worry it'll be fine" .. is reckless .. Quite frankly is rather have saving in the bank and an escape strategy than take a nice f#$king skiing vacation thanks

[@aar0n709]

That’s your fault

[@kalfried]

Your second life starts when you realize you only have one.

[@AnnTsungMD]

I love this. You will unleash your potential and leave fully and fearlessly when you realize you only have one life to live.

[@erikjanse3994]

Nice conversation. Bill, you present maximising one's fulfilment as a static optimisation problem at a certain point of time. However in reality it is a dynamic optimisation problem. I'll explain: At a certain point of time you may have a certain view (preferences) of what will fulfil you the most over time (net fulfilment). And you plan for this, thinking that you will optimise your fulfilment over time, however for example 10 years later your preferences on maximising fulfilment over time may have changed dramatically. In other words you may have thought you have initially optimise your fulfilment over time (based on your initially set of preferences) and made decisions based on this, however in retro perspective (e.g. after 10 years) you may have made the wrong decisions in maximising your fulfilment, not knowing that after 10 years your preferences over time have significantly changed. That makes maximising one's fulfilment a very complex dynamic optimisation problem and not a relative simple static optimisation problem, as you suggest (mathematically expressed).....

[@bbtrentham]

Great perspective for a lot of us. I can't help but wonder though how someone stuck living paycheck to paycheck might interpret this or what actions they might pursue that don't involve increasing their deficient resource (money); a necessary step for them to get to fulfillment, which can be quite costly (time, misery, opportunity cost).

[@marcusgarvey7588]

There are lots of life experiences that are free or cost little. Only a very small percentage of the population can travel first class to a 5 star resort in Bali. Start small and within your budget. Get fit doesn't mean expensive gym membership, eat healthy, put on a family gathering at home invite friends and relatives and cook eat and drink and play games. That's memories right there. Go to the beach, have a picnic etc. Fulfilment does not mean spending thousands. Just last week I went for a long walk with my dog and family in the woods. It was great.

[@rphardy1924]

I hear you @bbtrentham which is why I left my rather long comment.

[@ExtraMedium24]

So glad you both did this podcast. Stumbled upon Bill Perkins when he appeared on a Jubilee debate. Excellent conversation and message!

[@dc2090]

Slacker Engineer = Smartest engineer in the room!

[@67cruizer]

Good podcast. I even bought the audible version of the book. As a 34 year insurance agent I would love to have you in the room with my clients. So many people chew through their self insured pile, which looked huge to them, in quick fashion when the long term care need comes up, or the premature death.

[@trismegistus3461]

1:01:26 - Bill’s unique perspective on philanthropy and a more impactful way to give money away

[@its.jacksdrift]

I’m 19 trying to figure out what to do with my life.Thank you for this wisdom

[@davidsjelin1739]

So basically it is a sophisticated, organized, and intricate discussion regarding the YOLO lifestyle 😎🤙

[@hisetenespanolbysara6556]

If he hadn't lived in autopilot, he would have not get to where is at. So autopilot, is the foundation to success!

[@21972012145525]

Me watching this at 5 am cuz I can’t sleep 🤦‍♀️ wrong podcast to be watching tonight

[@Lawrence-tw6yc]

My favourite podcast so far. I've watched about 5 or 6.

[@AG-ok9hk]

tremendous convo. bill is one of my favorite people. loved the book too.

[@atama17]

health insurance doesn’t cover everything and is very expensive. health risks are increasing and at a younger age. one small incident can ruin you

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ🎖️. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌

[@beatalg]

Great advice for wealthy elitists, not for people with 3 jobs, living paycheck to paycheck, and without a safety net, health, or savings.

[@marcusgarvey7588]

You do not need to be wealthy to life a fulfilling life. Last summer I attended 5 at home gathering with friends and families. We made good food, had drinks, play games, play music etc all of us chip in. It was great and full filing. During summer, I pick my wife up from school, pack a picnic bag and go for a picnic in the woods. During summer on weekend we packed the car and went to the beach. Last week I went on a long walk in the forest with the dogs and the family. We played games had fresh fruits and we really enjoyed ourselves. My wife and I went shopping for fresh food and buy a bottle of wine for less than 10 dollars and made dinner together we then had a romantic night in. I can go on. Lots of things are not based on money. Last year we were in the Caribbean on a 5 star all inclusive holiday after the first week we were bored. This was a hotel with private beach, best entertainment in the world, over 10 Al carte restaurants and all the food and drinks you can think of. Sometimes it's the simple things.

[@rphardy1924]

@@marcusgarvey7588 and @beatalg I agree with both of you. But sometimes the worry over not having the security of money prevents you from relaxing in the woods. But we have to try. I do believe life is what we make it. But this can be super hard to actually make happen.

[@dr.tanyawyldend351]

Excellent book. Read it after watching this episode! Highly recommend!

[@denisvoronin2048]

Another Billionaire's 2-hour advice on "optimizing" one's life (now it's about investing in experiences/future memories ie learning to pilot a fighter jet just to make your dear ones smile and smiling at this yourself when you're about 97, paralysed and suicidal). Exactly what we all needed. lol

[@rowddyone3570]

In our 20s and early 30s we sure spent, now that we r 40 we wish we invested that money because we want to retire before 60. The value of investing that money in 20s would allow us to get off the master wheel, and live life on own terms.

[@MRTatsaa]

My worlds collide type of episode. Been following Bill from the poker circles for years and always find him and his ideas interesting

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ✍🏻 ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌..

[@AtlantaCityOct10]

OK... listening to the re-broadcast of this podcast... I felt compelled to comment on the statement about would I take being a 20 year old or Warren Buffet... I am 64 and would trade places with Warren in a heartbeat. I could do sooo much good with that much money (and he has done a lot). I know the Marcus's... they have done a LOT for Atlanta and the world. How much more could be done???!!!!

[@slaptheaskshow130]

One of the best episodes I’ve listened to in a long time. Subscribed!

[@bennguyen1313]

How would one's retirement strategy change if pessimistic about inflation? Since not many want to be a burden to their kids when they become too old to take care of themselves, any recommended long-term-care annuities products that Bill would recommend? And since the biggest asset for most people will be the house they live in, any thoughts on reverse-mortgages vs borrowing/equity-line? I wonder if there is any higher aspiration that experiences? For example, traveling/socializing may make you happier while in the moment, but does it lead to a fulfilling life?

[@BallietBran]

Great message!

[@nGAhGENVH0Ul]

The book is an interesting read (still in the middle of it), but I don't think it'll convince those who actually need convincing.Most people don't wanna believe they will die someday no matter how old they are and no matter what their logical brain tells them let alone use an app or poster reminding them of their death one day, everyday. Interesting listening and watching the video here because I heard 90% of the interview first on the drive podcast, but looking at the video I am struck by the look of fear/alarm in Perkin's eyes, they're always wide open as if he just saw a ghost! One book I'd like to recommend not mentioned by Attia (probably because of the immediacy of time theme) for a more rounded view of money is "The Psychology of Money".

[@dustinmartin4621]

I would love to spend money on trips more etc but it's scary with how much uncertainty there is with the world, economy future for kids and me and my wife. Once you hit a certain wealth it doesn't matter but until then it makes perfect sense to be "smart" with your spending

[@JonathanJustin_Live]

Peter i love you i can’t wait for your book, honestly, i can’t wait to learn from this hedge fund manager what’s really important in life, i always thought that hedgefund managers should have the final say on what really matters in life

[@bobfystro4935]

I've read the book and appreciate the ideas it presents but the reality in America is that the healthcare system bankrupts good people. Healthy or unhealthy, medical bills do not discriminate. Living a fulfilling life without regard for saving seems like an amazing idea but not sure it aligns with the world most of us live in today.

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ✍🏻 ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌..

[@BeefLoverMan]

This is painful to listen to. I'm in the top 3% of earners in my shithold country and a 30k dollar trip is so far out of the real of possibility it's laughable. It's really easy to think this way once you've madena fortune, but when you're doing the math and see it's mathematically impossible you'll ever be able to afford your own home without working your ass off you don't exactly have the luxury.

[@ableminded4811]

Great interview and thank you, I would likeb to know what his reading list is made up of

[@lisanewcombe168]

Regarded the documentary you were in-Limitless-it was great! I would love to see something similar with someone famous in poor shape to see the disadvantages but also the how they overcome the challenges. It would be an interesting juxtaposition.

[@BonnieSKC]

Enjoyed it much. Thanks from HK!

[@bustatrades]

Great interview/story - never heard of your show but just subscribed. Some of these other comments on here, as always, are from the cheap seats.

[@gsershhs]

its a pity only 100,000 views..this conversation is too goood.

[@kajlac]

“The time had passed me by”!!!!!

[@robbievedrenne4288]

This is a two hour explanation of Matthew 13:44. Regardless of your religious persuasion, are you willing to, with joy, sell all you own for access to a treasure that is not for sale? Money always represents something else. Making sure you know what that is, is critical, otherwise you fall in love with money and then only evil lies before you. Don't obsess with possessions (money included) or the field (time/health). It is this fulfillment, this obscure thing that is hidden in life, in the allocation of time, that is a treasure. What is the treasure that out paces the value of all those things? Matthew 13:44 The Parable of the Hidden Treasure [44] “The kingdom of heaven is like treasure hidden in a field, which a man found and covered up. Then in his joy he goes and sells all that he has and buys that field. (ESV)

[@dmlmorgan]

Enjoy your content generally Peter, but this one was a cracker!!

[@jonpaulsen50]

Great message, very true. Seems like a great guy.

[@hockendawg600]

I had to stop listening because the dude says “right” after every 5th word, and I couldn’t unhear it. Brutal.

[@mdummy]

Same

[@jasenrallypa]

So I figured out that I have 51 one-week holidays left to use before I retire. Now I gotta figure out what I'm gonna fill them with and I gotta get them in the right order

[@rphardy1924]

Very funny!!

[@bruitdefond]

Perkins is one of those guys who was right time, right place, got super lucky and now thinks he is wayyyyyy smarter than he actually is.

[@Ice-178]

Exactly

[@aar0n709]

Well he has what he has and you have what you have. Whining about it won’t do anything about it

[@vtbike1]

Great Channel and great hosts, you brought up how many americans can produce $1,000 for emergency and according to CNBC it's only 44% who can (or 56% who can't.)

[@Utsusemi]

Amazing video. Just starting to tune into your channel, but I've heard of you for awhile! I don't remember where exactly, maybe Dr Rhonda Patrick or Joe Rogan.

[@takethatleap7579]

Fantastic interview!

[@jskweres2]

How would he know the charity would have benefitted more with a smaller larger sum? The money is security in case you need it and the excess go to a charity thoughtfully.

[@arjunsoehawan192]

Great episode!

[@bobbysingh9695]

I have a lot of respect for Peter but I don't know Bill (I'm sure he is great). Either way, I am just trying to determine how to process this podcast. I am not sure if I am not getting it or the fact that I may be already had this "seasons" thing figured out.

[@ccsluf]

The logic is perfectly VALID, but whether it is SOUND depends on the truth value of the assumption that life should be about maximizing one's OWN fulfillment. I would argue that life is about maximizing your contribution to society. Personally, "contribution to society" equals promulgation of the Gospel of Jesus Christ. which, IF true (and I obviously believe it is*), has impact for ETERNITY, not just during our physical life here on earth!! *The most compelling OBJECTIVE evidence of the truth of the claims of the Bible about Jesus can be summarized as follows: 1) The crucifixion and burial of Jesus are virtually undisputed historical facts. 2) The grave is empty and most of his disciples were martyrs. Martyrs don't die for something they don't FULLY believe. The probability of all of them simultaneously having the same "delusion" is essentially zero. As I am typing this, I am praying that many who read this comment will feel a conviction in the heart that there may be truth to it. If that happens to you, please reply. I'd be happy to continue the conversation. However, I will NOT reply to any cynical replies. Rather, I will pray for the cynic that wrote the reply.

[@minnierafael]

So, did Peter go on a safari vacation with his family yet? =)

[@unchartedexe]

Love this podcast!

[@siven2777]

Does anyone no what the other two books are?

[@dompenn2010]

...what's the brand on that polo? Looks sharp. lol

[@ivo69tube1]

❤ Great Podcast ❤

[@stoenchu122]

I appreciate this episode for the diversity which brings to the channel, but please stick to health and exercise topics.

[@cyumadbrosummit3534]

Everyone dies with zero by default, no need to concern yourself with it.

[@MattUFL]

The audio is terrible. It sounds like Bill is whispering.

[@lindanitshabalala2213]

It's great on my side. Maybe change your speakers

[@aivosha]

there is no maximum, there is only minimum

[@Mario.Towers]

I am a Top Class Slaker Engineer as well :)

[@kennethrichard5836]

Rich people

[@kajlac]

Please explain.

[@TheScarletprimrose]

Balance

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ🎖️. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌

[@dinomiles7999]

Sad, Peter seems like he's aging quicker lately. I have been following him for many, many years.... Sad . Bryan Johnson

[@grc6631]

Is setting up a plan to leave your children financially comfortable part of your plan.

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ🎖️. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌

[@fraserjudd9483]

Centurion Olympics... Climb Mount Kilimanjaro

[@scotteller6256]

If you can keep your money through the storm that is coming then I will think you are something but everything in the last 18 years has been a giant government handout. Now we have to pay the price with massive debt… look up triffens dilemma….20230 it’s all over

[@nGAhGENVH0Ul]

OK, I got sick of listening to it, there's one word that can summarize this entire conversation: death.

[@quengmingmeow]

Really disappointed in this podcast. Bill’s book is essentially “Optimizing Hedonism”. So many things he said were actually true, good pursuits….but what really made him fulfilled--pleasured--was trips and vacations….he mentioned it many times. He gave a cursory nod to philanthropy or charitable giving, but those were throwaway lines. What was missing was a real discussion of real virtue that doesn’t leave you fulfilled. The wife that cares for her Alzheimer’s stricken husband for years on end--that’s virtuous, but it’s not fulfilling. Sacrificing for your kids because it’s good for the kids and bad for you….that’s virtuous and isn’t immediately fulfilling and had the possibility to never be fulfilling. Sometimes you must do your duty as a husband, father, mother, wife, son or daughter with things that are sucky and unfulfilling, and sometimes it’s to people that are ungrateful--yet it is still virtuous and honorable.

[@LucilaMadeleineLauraEscobar]

Videos en español

[@jadedbreadncircus9159]

All this did was fill me with rage. I've had the view of maximum fulfillment for my while life. TROUBLE IS I didn't have the money to hire the professional to solve the ptsd that was preventing me from women/career. I'm fucking 40 & I have jack shit. I took 7 years of my life to solve the ptsd myself, which I had 16-32. Once I removed that I immediately wanted to hang with my friends, but I was poor so I dashed for money at a tech bootcamp that was full of shit. 3 years & over 600 apps later I quit trying to start a career. I held off on dating until I had money because kids cost money. Now I've accepted I'm never having kids, never getting medical attention, never traveling, only dating for sex if at all because I find that useless, & never funneling money into my 24 year joy of music. I'm full of educational debt & can't afford to get to a psychologist to even attempt to deal with why I'm uncomfortable speaking positively about myself which ruined networking into my abandoned career. I didn't want to regret life either but guess what, MONEY. Enjoying life costs fucking MONEY. MONEY is required. I'm tired of taking thousands of hours to cultivate skills & solve problems with a big time horizon because it never amounts to any money. MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY MONEY.

[@rphardy1924]

I hear you. Money makes the world go round. I've had to learn to live with a set amount that only affords me certain things. I literally dove into minimalism because it seems like a way to frame how to live with less. Because for many of us it's not a choice. And then you have the psychological issues, which make this even harder. I wish you well and hope you find peace in your life as you slowly solve your dilemma. And let's face it, the free stuff that everyone says can bring the same fulfillment is not usually as much fun as the stuff that requires a pile of cash. It's just the way it is. Oh, I read a lot about Buddhism because it helps you make sense of the just general suffering that is part of the human condition. Again, good luck to you.

[@Joy80JJ]

This interview was very depressing to me.

[@Pp3ttit]

Not at all

[@hisetenespanolbysara6556]

Are we sheep?

[@lufeacbo8]

👏

[@chewdrag]

55;35

[@masoud.alinaghian]

very limited data sorry bill

[@innuendo4469]

The idea is good - out of auto - pilot, generosity, timing...a bit too much talk about "when to give away your millions, and why earlier than later" "optimizing your billion" etc. I bet most of people watching this episode will never have an opportunity of such luxury. Do we make our own choices to become rich one way or another? Yes and no - money wise at least. I think it would be better to concentrate more on living life in full besides one's financial status...or the title is misleading. Maybe "Optimizing your net worth for it's maximum returns thru your lifespan" would be more accurate?.. and don't get me wrong, I trade myself and the concept/ mindset of life hours spent on a t shirt sounds familiar, indeed. I remember where I came from. Do you?

[@MrFernandoza]

Sound tract no good! I gave up watching it.

[@OPPICIAL_SERDEEQ]

ᵗʰᵃⁿᵏˢ ᶠᵒʳ ʸᵒᵘʳ ᶠᵉᵉᵈᵇᵃᶜᵏ. ᵏⁱⁿᵈˡʸ ʷʳⁱᵗᵉ✍🏻 ᵐᵉ ᵒⁿ ʷʰᵃᵗˢᵃᵖᵖ☛⟊➊➐ꉻ➋➌➌➐➌➏ꉻ➌..

[@boguspunter9008]

lol, Warren can't wake board.