5 Questions to Ask Thanksgiving 2024 - First Time Homebuyer Tips and Advice

[@debragilbert4110]

Im a Veteran have been living in EXTENDED STAYS AS MY CURRENT RENTALS ! DUE TO THIS COUNTRYS EPIDEMIC OF VETERANS NOT HAVING HOUSING! I'VE LIVED IN MY CAR AS WELL THIS IS OVER A PERIOD OF 5YEARS THIS YEAR!

[@KeelyB2318]

We bought our first home at 38. We have now purchased our second home. Current at age 48. Our goal is to have three homes by the time of retirement. Glad to see we are average!

[@ShaheedahHill]

Congrats and thanks for sharing

[@debragilbert4110]

I wont be using a Hud Vash voucher! I'm preparing for home ownership as a Veteran! Dream of VA New CONSTRUCTION LOAN. Miss Hill your Teaching have made me become serious and more discipline to save and boost my credit score and i can own a home at this time of my Widow years,& Senior

[@ShaheedahHill]

Thanks so much for sharing and for your service. It's a shame that this is happening to our veterans. I hope and pray this turns around for you in 2025. Thank you for watching

[@chefbrooklyn5140]

@Shaheeda I'm wishing you and Mr. Hill and your family Happy Thanksgiving

[@ShaheedahHill]

Thank you Chef! Happy Thankgiving to you as well. Whats on the menu👀👀

[@bjmiller9759]

Shaheeda, I really appreciate your time today with my question regarding distance. Sincerely, Bridgett

[@ShaheedahHill]

You are so welcome, thank you for joining my LIVE

[@mauricebanks4761]

Hello Mrs Hill 😁👋 Sorry I missed your live yesterday!🙁 With regard to rental history, I have none since before getting married, only my wife’s name is on the rental agreement, but we’ve jointly paid the rent. What about that with regard to reporting rent payment history when buying an house?🙂

[@ShaheedahHill]

If you haven't rented prior to buying a home you will just have to explain that. You don't have to have rental history to buy a house, but if you did rent prior they don't want to see late payments. However, there are a lot of people that have gone straight from living with parents to buying a home. You will be fine. Thanks for watching

[@Classy_Lady23]

On that question why would she need to pay her realtor? I thought the realtor was paid by the seller?

[@ShaheedahHill]

There were some compensation changes made this year, now buyers are required to have a written agreement in place that includes compensation to the buyers agent. The sellers can still contribute, but it is no longer advertised. I have a playlist that includes 3 videos explaining.

[@debragilbert4110]

Can i use the 2 yrs of 8k total of Rental cost From Extended Stay !?

[@ShaheedahHill]

Honestly I am not sure, but you don't have to have rental history to buy, but you can't have a negative rental history. So they will likely just ask you to explain where you have lived prior.

[@yvettegentles2026]

Can you get a mortgage without your taxes. Can you find a lender that only uses your bank statements

[@ShaheedahHill]

Taxes returns are not a requirement of mortgages, but they may pull your transcript to make sure you don't owe taxes. There are "bank statement" loans that lenders offer, often to entrepreneurs. They have higher down payment and interest rate requirements. Thanks for watching

[@debbiesmith7723]

Who do we go to for help getting a will

[@ShaheedahHill]

Will & Trust Lives 2023 - kzbin.infoGUZ42wza4pk?feature=share 2022 - kzbin.info3E5x1jWOMmA?feature=share 2021 - kzbin.info_28V18alVQQ?feature=share

[@debragilbert4110]

I want to be a Realtor for Veterans

[@ShaheedahHill]

That is a great goal. It is not that expensive to get your real estate license, some local brokerage may have free license courses as well.

[@zionrose007]

Mrs Hill I just made an investment in myself and future by purchasing your masterclass!!! Shout out to me💯

[@ShaheedahHill]

Wonderful, thank you!

[@debragilbert4110]

Happy Blessed Thanksgiving to you and your family.