50,000 Subscribers - Q&A-1 / கேள்வி பதில்-1

[@InvestmentInsightsTamil]

Related Videos: Index Fund Investing: kzbin.info/www/bejne/iJ-loYNjoa2Bndk Risks in Index Fund Investing: kzbin.info/www/bejne/a2SsYYtqaLWijbM Mutual Funds, Index Funds, ETFs: kzbin.info/www/bejne/qpexiYeia5l7gZo Stocks Portfolio: kzbin.info/www/bejne/gZWmpGZ7jKx9rLM Nasdaq 100 vs S&P 500: kzbin.info/www/bejne/fJyqkJ9smMuqhq8 Understanding Share Market: kzbin.info/www/bejne/bpDYcqqpf9eieJI Recession Explained: kzbin.info/www/bejne/nZ61lIh-hbGDnNk

[@cinematic-360]

Please tell us which investment app is best for investments. Groww? Upstox? Zerodha? If any other is best...

[@ezrajohns]

@@cinematic-360 if mutual funds , you can use direct AMC company website

[@priyamurali943]

Everyone suggestibg not to buy home affter my retirement how can I pay 15k per month answer my question

[@priyamurali943]

Even house rent keep increasing every year whhy no financial advisor is not highlight that

[@cinematic-360]

@@priyamurali943 in that case you may go for 2 yrs to 3 yrs lease house option.

[@duraisingamvelu]

Even in KZbin subscribers there is power of Compounding ! Congrats VIjay … way to go !

[@anandann6415]

Sir so all are want knowledge about financial knowledge please continue 🙏🏿 thanks again.

[@sdb7282]

வாழ்த்துக்கள்.. soon to reach 100000 subscribers.. I'm to happy on your 50,000

[@seenivasan5272]

Crystal clear explanation Sir. Thanks

[@BharaniRamasamy]

Thanks and appreciate your videos vijay, can you guide us to good finance management thoughts after age 40, i am sure many would have missed to organise them self during the early ages.. including me :) ...looking forward and all the very best ...stay safe ..

[@ParameshChockalingam]

Oru senior financial advisor free ah advice sonna Varaverppu irukathaanu seiyum. A big thank you !!!!!

[@mvijaysendhil10q]

Congratulations Sir. Good information with humble nature made this achievement. Miles to go...

[@melwinmark9112]

Congrats Sir. Waiting for 100k which will be soon due to the power of compounding.

[@amkanbu]

Sir, I have been watching all your videos from beginning. I thank you from the bottom of my heart for sharing such a great knowledge about money management and investments. Your explanation is very simple to understand and you are very good story teller that makes viewer to listen without getting bored. Keep sharing more and thank you so much for your efforts.

[@InvestmentInsightsTamil]

Thank you for those kind words.

[@loganathansivasamy949]

Guys you can read this book: “How to be your own financial planner in 10 steps”.

[@arulmanohar]

Great Sir!

[@harisr5944]

Congrats sir. Hope many ppl acquire more investment knowledge through Ur videos. Can u make a video about LTCG tax in mutual fund SIPs, especially after gaining huge profits in 20-30 years term

[@karthikeyansugumar20]

After sudden increase in subscribes count your mind voice be like vadivel - Na adicha mani kadavuluku kaetucho illayo subscribers ku kaetuchu, adichan paaru appointment order!

[@InvestmentInsightsTamil]

🤣

[@harishs7384]

this session is helpful, thanks

[@prabhurajagounder3944]

Sir your channel subscription also works like power of compounding. Your channel videos are good and quality. Easy to understand and not borring. Super sir

[@karthickc1988]

Hopefully 1 lakh soon 👍

[@VishnuPrasadmsvp]

Congratulations Vijay Sir, I'm really getting more knowledge day by day about investments and it's insights as the channel name suggests My questions are, 1. When should we stop our sip or investment on a mutual fund? 2. Other than immediate personal need, When should we decide to liquidate the invested mutual fund?

[@InvestmentInsightsTamil]

1. There is no reason to stop investment unless you cannot. I would encourage to invest as long as possible. 2. If there is no personal need, there is no need to liquidate the mutual fund. Let it grow. Let the power of compounding work for your advantage.

[@mahemaar7551]

Thank you for this Q&A series. Could you put an insights video for Indians in H1B planning to return to India? How to plan 3-5 years of savings, keeping 401k, HSA, brokerage accounts and paying taxes smart. Thank you!

[@sarjagad]

Thaaru Maar sir !! I am improving my financial literacy mostly because of your videos !! Keep up the great job !! ---- > Question 1) What are the pros and cons of "Non deductible IRA" if we exceed the MAGI limits ? (USA question)

[@InvestmentInsightsTamil]

Do not contribute in Non Deductible IRA if you exceed the limit. You should consider ROTH IRA instead. And if you are still not eligible for ROTH IRA, then you should look into Backdoor ROTH IRA.

[@dgsenthilkumar2876]

Thank you Vijay, your videos clarified many aspects of mutual fund investments especially that of index funds. Keep up the good work👍👍👌🙏🙏

[@globalinluxury413]

Ada aama sir, naanum 3000/4000 subscribers irukum pothu subscribe pannan, few weeks la 10k nu potinga, appuram paartha 50k... Seekirame 100k vandhurum

[@nagarajanp8422]

U r really great sir...ur explanation with comic sence liked it alot...u r my best youtuber.

[@lovelife8310]

UTI Lumpsum Flexi Saving Plan பற்றி விளக்கவும். இதற்கும் SIP க்கும் என்ன வித்தியாசம்?

[@rajanp8359]

I m ur New subscriber as well as new investor..I simply watched one of your videos and in few days I became addict in watching all your videos..Great and highly respectable presentation.🤝🤝

[@555haran]

Congratulations Sir! I’m your new subscriber. I’m from Hollywood. Your lessons are so helpful to my financial and personal life as well. Keep up your good work! Happy to explore more…

[@parimaladeepak4339]

CONGRATULATIONS! Mr. Vijay.

[@rajapandianc5611]

Neat and clear presentation. Easy to understand and use. Good effort.

[@nivasexcites]

Very good insights Vijay mohan sir

[@gouthammano2992]

For a common retail investors its better to stick with index funds . Indian markets are already in all time high . No one knows when the market gonna burst or it ll go still upward movement all we can do is proper asset allocation and sit tight and enjoy the ride 🙏

[@PrashantKumarR]

Sir, அழகான தமிழ், நிதானமான விளக்கங்கள், எதை seyya வேண்டும் என்பதை solla ஆயிரம் சேனல், லட்சம் videos இருக்கு, ஆனா என்னை poal starters க்கு எதை செய்வதை தவிர்க்கலாம் னு learn panna உங்க videos useful a இருக்கு. Keep doing the good work. Intro le investment insights nu சொல்லும்போது hand frame உள்ள இருக்கற மாதிரி paarthukonga. Frame வைக்க இடம் கம்மியா irundha ஒரு சின்ன பலகை மேலே நில்லுங்க.

[@zoomberry108]

Sir post q&a often, because I also have index fund in both uti and sbi.

[@SURENDHIRAN369]

Super...

[@gokullu]

congrats on this milestone. well deserved. oru neyar viruppam. can you make a video about the great depression. why it happened? chances of this happening again and related studies. one thing that always bothers about having major component of your portfolio as stocks is this 20-25year long crash.

[@buddy_buddy]

Waiting for japan market bubble and bubble effects on US and indian stock market...🙌🙌😊

[@avudss]

Congratulations for achieving 50k plus ... growth is like indian market sensex :-)

[@sarvothamankrishna2043]

Andha first 100 subscribers la nanum oruthan 🤠

[@usilaikirusthavan2869]

அருமையான விளக்கம்

[@srihariraman3690]

Hearty congratulations Sir 👍

[@usilaikirusthavan2869]

வாழ்த்துகள்

[@SughiRam]

Thanks a bunch for your guidance Anna...

[@chitravels5410]

CONGRATULATIONS 👏👏👏. KEEP GOING

[@csvselva9420]

Hi Vijay, I'm New to Mutual funds. No plans for future in particular. Just want to invest in Mutual funds so my picks are 1. Nifty 50 2. Nifty Next 50 3. MO S&P 500 Are my picks good ? If one more MF to be added what would be your recommendation ?

[@InvestmentInsightsTamil]

Watch "Stocks Portfolio" episode.

[@ravichandranrangaswamy1741]

Power of compounding in youtube 😃

[@karthikeyanu6270]

Your insights on investments are very helpful.. Ungalukku therinja vishayatha yellarukkum kathu kudukrathu, mukyama in a financial aspect is really great sir .. Looking forward to 100K subscribers soon .. Hope we can meet one day .. I am also living closer to Chicago

[@dinesh.b7904]

Thanks for the mention bro. .. My day is made ☺️ eagerly waiting for 1L subscriber Q&A

[@InvestmentInsightsTamil]

My pleasure 😊

[@vasanthsvasu]

Congrats sir... Love your work ❤️❤️

[@vijayapriya369]

Long way to go.....Best Wishes!!!!

[@arunkumarradhakrishnan7734]

Interesting Q&A session, thanks Vijay🙏

[@Benefits369]

Thank you Sir.

[@muruganramasamy2018]

அருமை

[@silent_anonym]

How to calculate net returns of a mutual fund considering expense ratio, exit load, inflation rate and STCG or LTCG tax.

[@InvestmentInsightsTamil]

Expense ratio is already accounted for as part of the fund NAV itself. Others, varies depending on the type of mutual fund you hold and when you sell it. You have to calculate it manually.

[@pradeepdamodaran7312]

Your videos are really eye opener. I wish you start posting a decade ago. It would have changed my perspective about investment.

[@thambi1981]

Congratulations. Please choose top 10 India market questions and one more top 10 questions to address US market questions. Because, majority of likes goes for India market questions as many of your followers from India

[@InvestmentInsightsTamil]

Fair point. I will see what I can do there... at least I will try to answer them all in the comments.

[@vagulavallisadagopan9604]

antha college expenses video la than , enga manasa thotuteenga sir.Indiala irrukira Enga sonthangal athai paakanumnu kola saamiya kumbiduraen.::::))))))

[@rajanyjovan9626]

Vijay ,very useful information

[@SathishKumar-ok1sl]

Clear explanation, awesome sir

[@perumalnithya7378]

Congratulations sir💐💐💐💐💐

[@basithkhanaliibrahim]

Hello Vijay Sir.Please explain about the new tax regime...which one is best to choose if we have investments?

[@chantheraganthan0077]

Sir , sip மெச்சூரிட்டி ஆகும்போது மார்க்கெட் டவுன் ஆகிடுச்சாn என்ன பண்றது அப்ப நம்ம sip y continued pannalama aantha options erukka? Appa la ?

[@ndvk2460]

Mohan sir ... sema and I am really Happy that you have 50K today and sure will reach 1M soon. I have question : in Index fund, How divided are re invest and how does it calculated. Coz I am owning index fund more than 3 years but I am facing difficulties to know this calculation.

[@prakashkk2771]

Congrats.. keep the spirit up.

[@dhanaa1556]

வாழ்த்துக்கள்

[@rambharadhi1555]

Wish you to reach more miles!!!!!

[@nmdibrahim]

INFORMATIVE... THANKS SIR

[@TravelsOfMSD]

Government NPS scheme பத்தி சொல்லுங்க Vijay mohan Sir

[@srinivasanbaskar3499]

Congratulations sir... It feels like our own victory more than yours❤️🥳. I have started investing using private apps. can you explain is that the correct medium to invest and cons behind this if any..

[@arunsasidharan1981]

Sir all your videos are excellent....

[@kamalashgovindaraj5245]

Congrats sir👌👌👍

[@sivabalandme]

About s&p 500,Nasdaq But sir ,Motilal Oswal paused s&p 500,Nasdaq in coin zerodha any other way to invest these index

[@karthikeyanu6270]

Hi Vijay Sir, if possible put a video on difference between stocks, Index fund, Mutual Funds and Bonds, Saw your videos on each topic that is helpful, but looking for how Index fund helps in power of compounding, because until I sell the stock/securities I don't get the "Realized gain", but we will receive dividends mostly quarterly (if the company gives dividend) , but how Index fund works, do we get interest? or only dividends? will index fund get closed every year and reinvest, please throw some lights in a new video - like a life cycle of Index fund for 5 years, as usual with your cool examples... Looking forward, thank you so much

[@inspiredby17]

Sir online app LA invest panlama bank demat account LA invest pandrathu nallatha?

[@Okay906]

Congrats sir

[@siddharthr8099]

Hii Sir,Is Growww app safe for Long term Investment of Individual stocks and Index fund ...?If not,Which Platform Is Best...?

[@ahilesh228]

👏👍

[@Hari_Yoga]

Congrats Sir💥

[@yuvarajsivasubramanian2263]

Sir.. Your voice is great...

[@prabhuchandrahasan9911]

Congratulations!!! Your videos are really good, informative and convincing. I have started watching your videos just a month ago and finished all of them, I started thinking about investment only after that. Better late than never. Appreciate your contribution.

[@iamvsn]

Vanakkam Nanbarey. I have a doubt. I could find UTI Nifty ETF in ICICI direct. Can I buy this to invest in nifty50 index directly. I understand that ETF is not direct index and it's traded as stocks.. Is it right. Pleas guide me.

[@InvestmentInsightsTamil]

Sure.

[@nandhiniramadoss1084]

Congrats sir 🎉

[@ganpathji]

I am Happy to share that - I have started accumulation phase sir. All because of your motivation and guidance

[@InvestmentInsightsTamil]

Thats wonderful to hear.

[@Mohanalakshmi96]

Congratulations sir! 🤩

[@ramram-nv7oj]

pl do an episode on if index investing is better than active funds in Indian context also?

[@abuaabthab4399]

neenga pesum podhae theriyuthu unga knowledge experience

[@davidvinoth7975]

Hello sir, congratulations for reaching a milestone..I hope your channel grows exponentially. I'm in a great confusion whether to invest in index fund or ETF...it'll be great if you make a comparison

[@InvestmentInsightsTamil]

Go with one that is convenient for you.

[@karthikeyansadasivam6107]

Thank you for Q & A. I have already invested in Reliance .I want to invest in US stocks but I don't have capital. I See lot of US news sites stating that there is going to be a crash due to the fed interest hike. Which will also affect India. To protect my investment shall i sell and reinvest during crash. I know we cannot time the market. There has been bull market for past 10 years. How should i invest.?

[@InvestmentInsightsTamil]

Answer is already in your question. We cannot time the market.

[@karthikeyansadasivam6107]

@@InvestmentInsightsTamil Thank you for the prompt reply.I learned a lot from your channel related to an index fund.

[@duraiswamyramesh4382]

Sir. Your videos are little bit humourus. That may be a reason for more subscribers increasing. But take care of content. It must be more valuable . It is very important for sustainability. ( content so far is very good.)

[@gopirajan4979]

Which index fund best and safe for long term investment (30 year) uti or sbi or icic

[@ramdasnarayanan3345]

Very clear answers, what is a debt fund

[@InvestmentInsightsTamil]

Debt fund is a fund made of debt instruments like bonds. Watch Bonds explained episode in this channel to understand those better.

[@ramdasnarayanan3345]

Thank you Sir for the details

[@muthukumaranv1114]

Great video sir. Kindly start Telegram channel sir

[@kanagaraj85]

Sir, I have vehicle loan with 5.5 % interest rate, with loan liability insurance.. should I close loan earlier or continue full loan tenure.?

[@mr_robot1587]

Mass🔥🔥🔥🔥🔥🔥🔥

[@murugappanchandrasekaran490]

Sir can you explain regarding taxes and charged applicable for short term like one year investment and long term like 3years and above in mutual funds

[@gouthammano2992]

For equity stcg is 15%(1 yr) first 1 lakh is exempt from tax(i.e) if u invested 1 lakh and gain the profit of 2 lakhs no tax for 1st one lakh >1lakh u need to pay 10%

[@sriramsurya7260]

Excellent Sir…Is mutual fund share any dividends year on year?

[@InvestmentInsightsTamil]

Depends on the type of mutual funds. Most of them share every quarter.

[@cyril375]

Super Vijay 👍

[@ramram-nv7oj]

Pl do an episode on Nifty n50 . can this be a one fund portfolio for >10/15 yr old goals

[@prabagaran.s1285]

Nice one 🙋

[@basithkhanaliibrahim]

Hello vijay sir .. i am 32 now and i am starting my investment journey now.. shall i choose aggressive path or conservative one ??

[@InvestmentInsightsTamil]

Totally personal preference. Make yourself comfortable with the market before you get aggressive. I would recommend to start with 60% equity. If you get comfortable with your holdings, you can increase it in the future.

[@karthickr5234]

Sir, I have done an SIP on actively manging equity fund for 2 years, now i decided to stop the SIP(going to hold for long term) because stocks are overlapping with Index funds. So my question is, Will the Fund house charge an Expense ratio for the active funds YOY also in coming future if i am just holding?

[@InvestmentInsightsTamil]

Yes. Expense ratio gets charged. It is transparent to us though. We will not see that charges anywhere. The end of day NAV reflects the price after those charges.

[@karthickr5234]

ok sir, Thanks for explaining🙏

[@arulannad]

sir how can i get 25K monthly what kidn of debt fund and how much should i invest...Pl advice sir