ASKING SEAN

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In this episode, we will go through a mistake by this audience who blindly took his friend's agents word and now suffering losses in his portfolio. Let's learn from this together.

[@jasonwong2317]

Recipe for disaster learnt from this episode: 1. Go All In for investments you know nothing about 2. Leverage on leverage on investment too good to be true 3. Being greedy and stupid simultaneously (Being any one of these do much lesser harm but not when being both) Key take away for the video: Even in the worst case, no need to jump from top of the building, just declare bankrupt.

[@DrViolette]

Very good advice at the last 3 minutes! Love the fact that despite all the mistakes, you still encouraged David by saying it’s not the end of the world, and to have the right mindset to face his challenges ahead. Some really tough love right there in this episode. Thanks Sean!

[@AkIInGkO]

Totally agreed 👍

[@iherng]

We all need more love and positivity!!

[@frederickho348]

As an international property investors for nearly 30years, this advice is fantastic and the best

[@iherng]

Thank for sharing!!

[@gohkahchin2437]

Better act fast, don't forget bank interest is multiplying your deficit now. Remember that we always pay 2 house price to own 1 house.

[@Bearbearbear21]

Pay cash la. Bank cannot earn your money 😂

[@roybenedict9045]

The amount of passion in this video, its confirm speaking from experience and pain

[@iherng]

100%!! Been there done that!!

[@joshualai888]

Very insightful. I agree with him about being greedy and never trust agents fully. Do your own homework and lastly, location, location and location.... Good luck guys and thank you Sean for sharing👏🏼👏🏼👏🏼👏🏼 Love your videos and your intro "what's up" 🤣👍🏼

[@newschaser6414]

I don’t quite agree with the lazy part, I think it’s more on being easily persuaded and misconceptions of what agents and people have been preaching in the society. How things have been painted so good for property. For example, “property is a good investment” which in reality it is not. Or “you must own a property” which in reality, no it’s not necessary. All these can reduce doubts of a person on thoughts of the possible underlying issues when you purchase a property since this is a “good investments”. It has been a norm. I also learned it the hard way. Regardless, I wish the best to this brother. Hope he recovers soon 🙏❤

[@calebfwm]

Brave straight forward hold no prisoners sharing. Thank you Sean

[@iherng]

Thanks for watching Caleb!!

[@ThomasKumar59]

Hai Sean, I am Thomas Kumar from Bandar Botanic , Klang.Found your property info splendid and very informative.Importantly , you are well informed.Keep it up and I have recommended you vlog to others as well.

[@khoojustin2710]

Just my little suggestion, by doing fully furnished for your unit, can investigate whether possible to partition and add more rooms option to get high rental amount by renting rooms which will turns you higher return. But again, do homework to study if is feasible, it’s just a little way to solve the issue.

[@iherng]

Nice!! Great suggestion Justin!!

[@khoojustin2710]

@@iherng Always learn from you!!!

[@kennethtan6789]

Good to see you embark on this variation to your content subject matter. suggested title: Nightmares with iherng or Friday the 13th with iherng? Kudos.(watching this in London)

[@iherng]

I’ll be there next month hahaha. Thanks for watching as usual Kenneth! Appreciate the name suggestion hahahaa!!

[@jasonj7241]

Nowaday people buy property first is think how to earn and flip, not just want to has a home

[@francispua3210]

Study about location is very very important, don't blindly invest into properties. Not like beli sayur from pasar.

[@KB-lv3vo]

Exactly. Well said. These people are lazy and greedy and when things dun turn out the way they want, they blame it on the agent. They blame it on real estate, real estate cannot make money one la. All I gotta say is serve u right 😂Not putting any effort and thinking ur money will grow.

[@manuelgakim8964]

Bersyukur selalu dan yang penting masih hidup.

[@parrtipan]

Hi Sean, Very good advice. Love watching your video's. Its very informative and simple. Keep rocking and do more buddy.... cheers

[@iherng]

Thanks for watching pan:)

[@wh-gg7du]

Good luck bro, all the best

[@krisztinafoo27]

Brilliant episode!

[@iherng]

Thanks for watching Krisztina!!

[@gomugomu4489]

He is 32 still young. I have seen many people double their salary at this age in Singapore. Can one. Ganbatte!

[@iherng]

Yes!! Lots of possibilities!!

[@stepoen]

Very solid advice.

[@iherng]

Thanks for watching Aaron;)

[@justinalim]

Hi Sean, thank you for sharing your opinion and advice on property investing. I love your content! Can I give a feedback? for the story scenario, can it be display in the video ?

[@iherng]

Thanks for watching. However sometimes they are too much personal info within the email, so I kinda filter them out when I read. Let me figure out another way lah.

[@nickloong]

It's not the first time hearing such investment disasters due to one word, Greed! Many have gone bankrupt at a young age due to this strategy. Bite the bullet and start consolidating your portfolio. It is the best way to go!

[@Sllee93]

What a solid episode.

[@e30ygc]

Sean...like that part of you in motivating this poor guy. I also hope he can snap out of this rut.

[@iherng]

Yea. Sometimes all we need is some form of encouragement! Spread more positivity:)

[@penguinno2468]

If it sounds too good to be true then its too good to be true

[@iherng]

Absolutely!!

[@mahadhirisaable]

Thanks!

[@iherng]

Thank you so much Isa!! Appreciate the gesture;)

[@mohamadfaiz2967]

This person is greedy af. But his friend is the worst. Even if you have 10k surplus each months, buying 4 property is insane..

[@iUncleBladeYJ]

When you said higher rental = higher valuation. According to who? The market or banks? If banks recognize it does that mean you can refi out the difference?

[@jenniferloh2914]

If declare bankrupt, need balik kampung cannot work in Singapore ....

[@ivanlkf]

do you allow property agent to used your video content for showcasing in property fair ? I saw your video being used at property fair previously.

[@iherng]

Well I don’t mind lah since I critique the project objectively anyway. Thanks for asking Ivan:)

[@newjourney9220]

Market rate and market price are two different things.

[@avaxis]

More “investors” need to watch this. End of the day, don’t blame the property agent because you need to take responsibility for your own action. The agent didn’t force him to sign the S&P. If can buy a property and straightaway make money, why would the agent sell to you? 😂 the agent will sell to his father mother brother sister cousin neighbor and his neighbor’s dog before selling to you.

[@meercus]

"Dont blindly trust anybody"🤣

[@iherng]

Even if it’s family and friends… haha:)

[@sherrykoo6103]

You are still Young 👍👍👍 David gambateh 💪💪💪

[@iherng]

Yupe!! Still a long way to go! Love the positivity Sherry:)

[@jylaw9495]

Bought 4 properties and none are making profits 😮 you need to learn from mistakes

[@newname3718]

all are overpriced tbh. Most likely bought during 2015-2017

[@iherng]

Yupe. Most are priced along with room for rebates and cash backs. If the cash were kept, this discussion would be way easier haha:)

[@southadam]

GG David.

[@semileong]

Check out 18:43 for best joke of the month or year? Hahaha..... 😂

[@leon1078]

Haha , x 3 not enough , must x 4 then maybe enough

[@daryllim4826]

Saville omg..... Pls don't send me to jail

[@joshlee9396]

This is the kind of unethical agent that spoil the entire industry

[@iherng]

Unfortunately… that further highlights the importance of being informed!!

[@realtjliew]

Actually, will you do a podcast or video about smart home in Malaysia for both iOS & Android users?

[@iherng]

I’m still trying to get smart home experts or suppliers on my podcast actually. Any recommendations?!

[@fatmann6201]

Do u know the majestic luxe project. Can a comment..

[@gohkahchin2437]

4, you really 4 liao now😅

[@iherng]

It’s not the worst case lah. With patience and hardwork, he can go through this:)

[@tangchuengkhai]

Maybe you want to find Adrian wee

[@iherng]

I don’t think he can help too hahahaha.

[@KhaiFirst]

11Kview only 300like ? what guys drop that like!

[@iherng]

:)

[@aaronadam4747]

No wonder most agents are handsome or beautiful.

[@iherng]

Hahahahahahaha.

[@nickcdiaz1349]

4 properties under his name, with an ok surplus and a personal loan that an agent is paying? Man, this dude is rather shady. Drug dealer or what??😂

[@roslidawati]

Paling sedih ejen yg cetek ilmu

[@ssddsquare]

Can you be my friend and help me furnish my unit? :)

[@JCDeltaCh]

im so scare to click in this video...

[@iherng]

Well it’s fine hahaha. Lots of points to learn from this episode!!

[@JCDeltaCh]

@@iherng ya man, as always, thanks for your sharing ! 🙏🏻

[@MyMomSayNoDota]

change identity, stay in singapore.

[@dariusyap5073]

Sounds like your past tragedy

[@iherng]

Mine was way worst haha:)

[@jokerkuek3774]

Nowadays a lot of conman

[@iherng]

Well it’s our responsibility to stay informed!’

[@hodlsapiencrypto9067]

I really dont get why people have to state their age and earnings lol? Sounds like ppl wanna show off if u ask me especially ones working in singapore lol

[@iherng]

Well that allows me to estimate their options better too. It would entirely different from a person in his 30s versus 60s. Income also help. It’s all about context.

[@newname3718]

why not though? hahaha you do realise the companies deliberately encouraged the "pnc" culture to avoid us to compare among ourselves right?