Best Budgeting Apps for 2023 [Save Thousands!]

Best Budgeting Apps for 2023 [Save Thousands!]
Today, we're going over my choices for the three best iOS & Android Budgeting Apps of 2023. Each of these apps offer excellent budgeting experiences thanks to the fully featured mobile app and web platform, the great money saving features, and of course, the extensive budgeting features.
By the time you leave this video, you'll know with confidence which of these three apps is right for your situation because I'm going to show you a firsthand look at each. Each app segment includes a screen recorded app walkthrough so I can show you how each of the budgeting and money saving features work.
Each app chosen offers a unique experience so there's something for everyone.
Towards the end of the video, I explain important safety & security information that you should be aware of before signing up and using each of these apps.
Thank you for watching, and make sure to leave any questions or comments below or shoot me a DM on Instagram @ ryanmcgregorr!
Checkout the budgeting apps below (not affiliate links). 👇
Mint - ryanmcgregor.co/Mint
EveryDollar - ryanmcgregor.co/EveryDollar
YNAB - ryanmcgregor.co/YNAB
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TIMESTAMP
0:00 - Introduction
1:40 - Best Budget App #1
9:27 - Best Budget App #2
15:00 - Best Budget App #3
21:22 - Safety & Security
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ALL LINKS:
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Earn 120,000 Amex Reward Points w/ the American Express Platinum Card:
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💰INVESTING💰
Get 10 FREE fractional shares of stock + 5.1% APY w/ Moomoo for signing up & depositing:
👉🏽ryanmcgregor.co/moomoo
Earn FREE stocks by signing up for Webull here:
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UK: Get commission-free US stock trading for 30 days by signing up & depositing:
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Get one FREE stock worth between $3 & $300 with Public:
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Get a FREE stock worth up to $200 w/ Robinhood:
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Earn up to a $1,000 bonus w/ a new Charles Schwab Brokerage Account:
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📸 MY EQUIPMENT 👨‍💻
24” 2023 iMac 16 GB 1TB SSD
ryanmcgregor.co/iMac
16” MacBook Pro
ryanmcgregor.co/MacBook-Pro
Sony a6400 Camera:
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ASUS 27” FreeSync Monitor:
ryanmcgregor.co/Monitor
SanDisk Extreme Pro 256GB SDXD Card:
ryanmcgregor.co/Memory
Memory Card Wallet:
ryanmcgregor.co/Memory-Card-W...
Neewer Tripod:
ryanmcgregor.co/Tripod
Pro-Optic Camera Lens Cleaning Kit:
ryanmcgregor.co/Clean
Pro-Optic Essential Lens Filter Kit:
ryanmcgregor.co/Focus
USB-C Multi-Card Reader:
ryanmcgregor.co/Hub
MACALLY Wired Keyboard:
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Logitech Wireless Mouse:
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As an Amazon Associate, I earn from qualifying purchases.
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Disclaimer: All content in this video is for entertainment purposes only and by no means is legal, investment, financial, or any other type of legal advice. All actions taken by the viewer based on the content in this video are solely their responsibility. I am not a financial advisor. The offers outlined above may not be current. Always verify the terms, conditions, and status of all offers.

[@ryanmcgregorr]

Thank you for watching! Which budgeting app are you going with? 🤔

[@jamespamson451]

The first one for sure

[@briannaculpepper]

Been using YNAB for 4 months. Changed my financial life. I use the web version more than the phone app, but both are great.

[@ryanmcgregorr]

@@briannaculpepper hey Brianna, that’s awesome to hear! YNAB is a great platform. Thank you for watching!

[@oliviatomlin4465]

I went with the first one as well! Thank you for the video

[@ryanmcgregorr]

@@oliviatomlin4465 You're welcome! Thanks for watching, Olivia!

[@stephenw5488]

Anyone else here after Intuit announcement that Mint is being discontinued? 😭

[@asyx01]

Yup this video needs to be updated!!

[@Laura-tb7nm]

Great video and the financial literacy at such young age is admirable!

[@katiewho44]

This was so informative and very helpful, thank you for that

[@scram2012able]

Such a helpful video! I really appreciate how you addressed security concerns and gave clear instructions!

[@ryanmcgregorr]

Glad you found it helpful and thanks for the feedback! 🙌

[@Lacerated1DJ3]

Thank you for this video, i have been looking for something like these and i now have a better idea for my budgeting needs.

[@ryanmcgregorr]

Great to hear and I'm glad the video was useful. 🙌 Thanks for watching!

[@bryangolec4358]

Thank you for your input and explaining it in more detail for me.

[@ryanmcgregorr]

I appreciate your comment. Thank you for watching!

[@thedevbek]

Loved the phone call!!

[@ryanmcgregorr]

Hahaha I wanted to take the opportunity to show off the Nokia flip 😂 Thank you for watching!

[@thousandaireradio3199]

Thanks bud, great video✅👍

[@aracelikopiloff1791]

I live outside the USA so I need an app where I can just enter my monthly budget because I am not using my debit card daily, I transfer cash once a month and deal in cash. Zero debt.

[@frankmckinley1254]

Thanks for the video.

[@icnoib1]

Do any of the budgeting apps track envelopes or categories showing a list of the deposits and debits in each envelope like a spread sheet? In addition, I want to front load the envelopes or categories and deduct money from that particular envelope. I use an envelope spread sheet that I created, which divides the money in my checking account into the envelopes. This was inspired by Dave Ramsey; yet, his own app does not even do that? I cannot find an app that tracks the way I want or I definitely would love the convenience of the app. I am responsible enough to monitor and adjust my spending.

[@satekilatu9625]

Awesome video! Helped a lot

[@Duwhatulove]

This was great. 🎉

[@scottdavis_34]

Nice vid Ryan! Hope u are doing well!!

[@ryanmcgregorr]

Thank you, Scott! You too!

[@vbhaliwell6088]

Excellent content! Signing up for Mint now. It sound great.

[@ryanmcgregorr]

Glad you enjoyed it! Let me know how you like Mint. Thank you for watching 🙌

[@theodosiashields3997]

Very good information. Thank you so much!!

[@suhforte]

Bill tracker doesnt work for me 😢

[@MattGarcyaDC]

how do you like mint

[@mrconfusion9671]

Are there any other currencies in the apps apart from dollar

[@lukehodson9625]

4:20 Good looks bro

[@user-vw1si9xk4s]

This was great.

[@ryanmcgregorr]

I appreciate that. Thank you for watching. 🙌

[@ChunkyROX]

i put my budget in our company's SAP test environment..🤪

[@its4theer]

Which of these app are international?

[@nightfall1152]

Thank you

[@ronnie.m.m]

Mint it's only available in USA and Canada :(

[@SamuelKeaton]

Thank you. Is it the free aps?

[@_Under.the.Radar_]

Mint has a major glitch it hasn't been working for the last 4 - 5 months

[@TrainingWithBrianYT]

If you wanted a sub and like you coulda just said that bro ... didnt have to absolutely kill it in this video 🔥🤣 Great stuff thanks 👍

[@ryanmcgregorr]

brooo way to hype me tf up on a Saturday!! 🙌🔥 Thanks for watching and glad you liked it!

[@Tamara-wp1us]

So helpful! Can two people use the same mint account?

[@tjs162009]

What app would be best for someone whose income fluctuations drastically every pay check?

[@r_mclovin]

doodle jump

[@BrandurnPorchiga]

@@r_mclovinthat was like middle school for me lol

[@StockerM]

With Mint closing, who would you put in their spot?

[@duongle8141]

Same question

[@savannahsnoddy484]

12 credit cards? bruh.😦 Thanks for the video!

[@ryanmcgregorr]

Hahaha, you're welcome. Thank you for watching, Savannah!

[@vik5159]

Hey man! Thanks for the video. Your link for mint doesn’t work. Just letting you know.

[@ryanmcgregorr]

Thank you for watching and letting me know! I'll update that. 🙌

[@DraRed73]

This is for US audiences only. You should say that!

[@Animacx]

I JUST WANT AN APP THAT ALLOWS ME TO EXPORT FROM MY PHONE TO EXCELL FORMAT.

[@ShotgunAFlyboy]

Putting Mint first didn't age well 😅

[@GioGarnada]

Anyone else’s mint not updating?

[@ariellee6296]

Intuit Mint's app and website don't seem to be active. Are they temporarily not working or did it shut down?

[@Jadencoa]

I’m having the same problem, I’m thinking it has something to do with the premium subscription for $4.99 a month. If that’s the case I’m looking for another app to manage.

[@1realtruthrightnow742]

Mint will not link to Wells Fargo, either regular accounts or brokerage accounts. Mint Cust Serv says its Wells Fargo's fault, Wells Fargo Cust serv say its Mint's fault. Really sucks because most of my stock portfolio is at Wells Fargo

[@DevOpslegacy]

This is an awesome comment because I would’ve chosen the #1 but if it doesn’t work with my bank guess it’s not for me

[@1realtruthrightnow742]

@@DevOpslegacy I'm glad it helped.

[@donnieo9119]

Can I scan receipts with mint?

[@MiraAlCielo]

Yes or not?

[@shivatulsi]

Hey Ryan, Loved your content. I just had one doubt bro. Is there any application for budgeting which helps in tracking my transactions automatically and you know fees into the application without linking my bank account? You know we get a notification once we do a transaction so is there anyway that those notifications can be traced by the app and the transactions can fetched into the application and can make it easier to budget my expenses…

[@terrenceowens8182]

Not that I know of. Think you either have to add them manually, link the app to your bank, or export transactions from your bank and import them into app. From my understanding. And that’s on any budgeting app.

[@Kiraya]

nothing can track your transactions unless it's linked to the thing processing your transactions, aka your bank

[@Codekiller-hu9ql]

The notifactions arte apart of your bank info, plus I think that much control over a iphone I think violates some rule some where. sorry linking bank account can be scary but its worth !

[@mrohde2067]

Manual updates .. boo 😢 Like the auto that mint offers 👍 Thank you for the intel 😊

[@rosssavage3172]

Mint is closing. Definitely kind of sad since I’ve used them forever.

[@ryanmcgregorr]

Just heard about this too. :/ really sad to hear.

[@Why_Usernames]

@@ryanmcgregorr migrating from mint. Do you have a preference between every dollar and YNAB?

[@Balanced--]

FYI - None of these integrate with aussie banks

[@Justmylukc]

And mint is gone 😢

[@judithcobler2682]

Very helpful! I do have a question though... how much can we trust these apps being linked to our accounts?

[@ryanmcgregorr]

Glad it was helpful, thank you for watching! That really comes down to personal preference. I'm not worried as i've never had an issue and there are safeguards in place like account balances being in read-only format (no way to transfer funds if Mint account was hacked, for example), bank level encryption, etc. Still, there are many people not comfortable linking and that's totally understandable.

[@Zoe-Dixon]

Great video! Only a couple things bothered me. A: it’s pronounced “game-i-fy” like turning something into a game. Took me a few times to realize you weren’t saying “gammafy” B: too much explanation on nonsexual strange addiction. Next time just say you collect Pokémon cards or something lol. Very good video though! Thank you!

[@ryanmcgregorr]

Thank you for watching and the excellent feedback. I’m always looking for ways to improve, so it’s much appreciated. Have a great 2024! 🙌

[@greg1065]

12 credit cards is insane😂😂

[@davidmarr540]

12 credit cards?..dude what's the interest rate on each one?

[@ryanmcgregorr]

17 now between my business and personal. Rate doesn't matter to me because I never carry a balance. Thanks for watching! 🙌

[@KD-wc4rs]

What if I’m paying cash do I have to put that in manually ?

[@angelina-aisha]

use your critical thinking skills....

[@Yo_soy_Hunter]

​@@angelina-aisha Lmao fr

[@KD-wc4rs]

@@angelina-aisha Ian gone lie dat wasn’t the smartest question

[@blackbriarmead1966]

they can smell when you spend cash don't worry

[@Rae47k]

Rocket money is an L from personal experience ngl

[@JeffBarnhart]

EveryDollar doesn’t even support American Express…. Useless.

[@PRMusic595]

Can i have a cash account on mint ?

[@ryanmcgregorr]

Hello, unfortunately Mint is going to be discontinued. 😔 Thank you for watching!

[@Fer-hj4qr]

Put the apps names

[@ryanmcgregorr]

??? they're in the video and the description.

[@Fer-hj4qr]

​@@ryanmcgregorr I mean on the timeline, not "best budgeting app #1"

[@PhilGerb93]

@@ryanmcgregorr He's completely right. It makes it annoying to look up.

[@nikelas6]

Linking your bank account to any app is a very stupid move. Do it manually, don't be lazy.

[@robbiepalmer9191]

why?

[@sbka8751]

@@robbiepalmer9191if there’s a data leak or any sorts of cyberatack your done

[@jasonbfhfj8132]

@@robbiepalmer9191 look at Canada. They froze people’s assets because they didn’t like their political opinions

[@BrandurnPorchiga]

I agree especially if you have multiple accounts linked. Gg if they get hacked.

[@AG-hl1ni]

you need 1 credit card not 12

[@ryanmcgregorr]

I'm glad that works best for you. Not for me though

[@Yuhism]

BRO GOT 12 CREDIT CARDS???

[@ryanmcgregorr]

19 now!

[@bobbyzeolla5208]

Is there a benefit you’re going for with a lot of cc’s?

[@justingordon7373]

I hate when people watch a whole video and won't like it but will leave a negative comment.

[@noragami_1856]

It’s like when you go to a restaurant if the service is horrible you’re more likely to leave a review compared to having a good time.

[@migtini]

@@noragami_1856 exactly

[@manjelfaworaja8093]

Lol they don’t like the video that’s why they leave negative comments. Why would they like something they don’t like?

[@austinc2997]

Lol ratio

[@1Korand]

to be fair if you don't like it.. you have the right to express why you don't like it. there is a dislike button the same way there is a like button. 😊

[@sahabro7637]

Contact you sir,how to do

[@camilasouza.financas]

Hey! qual o seu instagram? gostaria de fazer uma proposta de negócios, sou do Brazil! aguardo sua resposta!

[@DeadBeatCousin.]

@came2win

[@Kim00700]

Thank you

[@ahshanulstatistician6644]

Thank you. Is it the free aps?

[@daughteroftheking279]

I have rocket money and it’s free but they give you the option to upgrade to premium for 10 dollars

[@rickd1369]

Great video! Only a couple things bothered me. A: it’s pronounced “game-i-fy” like turning something into a game. Took me a few times to realize you weren’t saying “gammafy” B: too much explanation on nonsexual strange addiction. Next time just say you collect Pokémon cards or something lol. Very good video though! Thank you!