Another great video Andy, as for stoozing its great I have spent 3k from my Barclaycard rewards via curve to top up the monese bank account and then I have transferred it back to Barclays rainy day savings account. This should trigger the cashback on the credit card as well as the interest, and the best part is using there money against them. I also topped up my chip account for the remainder 2k via curve via Barclaycard rewards and then transferred the money from chip back to the savings account (you are limited to £500 top-up's to chip via apple pay) to spend the credit card money, I done this 4 times in 5 minutes with no issues its a bit long but it should make around £33 per month. 😀👍
@spartacusptolemaida Жыл бұрын
thanks for your insights Andy!
@thomasfinnie7107 Жыл бұрын
You can also use nectar points at Esso petrol station. trade 300 for 5p off every liter of fuel
@Ghostzy01 Жыл бұрын
Currently doing the Amex Platinum and this change will mean I loose £78 just in the welcome bonus which is a huge bummer, however fortunately I’ve managed to get 3x 24,000 points from boosted referrals that I’ve converted already, so still well in the money.
@Ghostzy01 Жыл бұрын
Glad I started all this when I did though as would have lost a lot, sitting on £2K in nectar points atm.
@comfortzone5618 Жыл бұрын
@@Ghostzy01 wow 2k that’s a lot.
@Ghostzy01 Жыл бұрын
@@comfortzone5618 Yeah although credit cards are not great in this country, still definitely worth using and as long as you’re persistent you can rack up some decent money. Started really going for it late 2020 and haven’t spend anything I wouldn’t have already.
@comfortzone5618 Жыл бұрын
@@Ghostzy01 That’s amazing! I only managed to get about £300 worth of points
@meletispix Жыл бұрын
Hey Andy, if I want to use Avios, is it worth converting to Nectar before the deadline ends and then back to Avios? Do I get more Avios back or did I misunderstand??
@BeCleverWithYourCash Жыл бұрын
Sadly you won’t get any more Avios doing this
@meletispix Жыл бұрын
@@BeCleverWithYourCash thanks for the clarification 🙏🏼
@gatekeeperboxing5898 Жыл бұрын
I never used my Amazon Card in over a year, but I have received a text to say I am being transferred to pulse, no sign of any letters or cards from them yet though.
@meenalimbu2553 Жыл бұрын
Bro can you please tell me why amex benefits are so bad for uk gold and platinum cards compared to us. I mean their statement credit back alone is over $1500 against fee of $695. And we don't even have chase and capital one cards to compare to amex. 😭😭😭😭😭
@AdamBA380 Жыл бұрын
It’s so, so sad isn’t it? The points/cash back benefits of even the least impressive no-annual-fee US rewards card blows even the UK Amex Platinum out of the water. I’m left astounded that the UK Gold and Plat both have foreign transaction fees! That’s wild. Basically, it’s because UK credit card processing fees are capped. The fees in the US are much higher, which affords US banks the ability to offer more incentives (% cash back/travel benefits) than just about anywhere else in the world. Someone feel free to correct me if I’m wrong!
@Ghostzy01 Жыл бұрын
@@AdamBA380 They are capped in the UK which is funny given tons of places still don’t accept Amex due to their *capped* transaction fee 😂
@bufordmaddogtannen Жыл бұрын
I’d say because the UK landscape when it comes to credit cards is a wasteland in the hands of a few players. So Amex can get away with offering very little knowing that they would still be above everyone else...
@neilsessions9744 Жыл бұрын
Hi Andy, I am sitting on some cash and looking at the Lloyd's 1 year fixed bond, do you think it's likely the rate will go up in the near future, with the recent rate rise?, great content as always
@supersuede91 Жыл бұрын
Don't do a year, get a shorter term bond if you're gonna do it
@joemacdougall9205 Жыл бұрын
If the avios to nectar conversion is being reduced, would it be worth switching them to nectar before the deadline then back to avios after? Or is it devalued on both ends?
@BeCleverWithYourCash Жыл бұрын
Any points you swap now to nectar will swap back at the same rate. But after 16th nov, you’ll lose value in the points doing that
@BonkersAboutAlice Жыл бұрын
How do I send a message about an aspect of the Barclays Avios+ card?
@bryce-bryce Жыл бұрын
Which one would you recommend for someone with pre-settled status from the EU who never had a UK credit card? I moved here 2 years ago and have been using a credit card from my home country so far.
@bryce-bryce Жыл бұрын
I never had issues paying bills or anything else that is bad for my credit score. I am also registered to vote
@bufordmaddogtannen Жыл бұрын
Your bank should be your first stop. Capital one could be your second stop. Vanquis could be the third stop, but keep in mind they will sell your data and opting out will require a letter. If you pay your card balance in full, all cards are the same. You can also use sites like money and money supermarket to check your eligibility in bulk. Remember however that customer service in the uk is sh*t all across the board.
@denisskaibagarovs4534 Жыл бұрын
amazing content!
@mascness_gaming Жыл бұрын
i missed the boat :(
@dave9456 Жыл бұрын
Handy Andy I never went to school and I know more than you My advice to you is step outside of your box and travel the world before you decide to put yourself on KZbin giving pittance useless money advice 👍