The 3 bureaus have been allowing free reports weekly now (instead of yearly). My score is over 800 and these tips are exactly what I did to get it there. Great video 👏
@WisdomWealth773 жыл бұрын
Excellent! Thanks for sharing!
@makesaveinvest14013 жыл бұрын
That is true!! Credit score is so often used but surely does not always describes how good a person actually is!!🙌
@WisdomWealth773 жыл бұрын
We both agree!🙌
@TheDebtLessCrew3 жыл бұрын
Great information, paying your bills on time is so important! Missing utility, cell phone and car payment can put a ding in your credit score.
@WisdomWealth773 жыл бұрын
So true! Thanks for tuning in!
@PierceJPeterson3 жыл бұрын
Credit score is one of the most slept on assets out there! Great tips!
@WisdomWealth773 жыл бұрын
I Totally agree! Thanks for tuning in!
@WagnerSaucedo3 жыл бұрын
Awesome credit score tips! Making sure you're paying full is very key!
@WisdomWealth773 жыл бұрын
Absolutely!
@JessieOpportunityCostInvesting3 жыл бұрын
I learned credit far too late in my life but i was able to use done of these tricks to really help my score. Thanks for sharing. These are wonderful and absolutely valuable
@WisdomWealth773 жыл бұрын
Yeah, I also learned late. Thanks for tuning in!
@makesaveinvest14013 жыл бұрын
Keeping a close eye can also help catch any funny business/scams in our account while improving our score!! A low credit score can raise red flags to a land lord and banks!! Very helpful information my friend!! Thanks for sharing some of your knowledge!!💳
@WisdomWealth773 жыл бұрын
Very true! Thanks for stopping by and supporting!
@PracticalInspiration3 жыл бұрын
This is really valuable. Finance is one of those areas I know I need to work on more, so love this
@WisdomWealth773 жыл бұрын
Glad you lied it. Thanks for tuning in!
@RJFinancial3 жыл бұрын
The las tip is big. If your parents can add you to one of their cards, even if they never give you a physical card can help. I'm 29 but my oldest account is 27yrs old cause I got added to one of my mom's cards.
@WisdomWealth773 жыл бұрын
Wow. You should make a storytime video talking about this!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@mindfulinvestor3 жыл бұрын
Keep increasing that credit score and those Cerebral videos! Thanks for sharing these great tips
@WisdomWealth773 жыл бұрын
That's the plan! haha
@NathanHQ3 жыл бұрын
Hey mate… interesting to know about the credit utilisation rate. Learned something new today :) Some great tips!…Like 32 🙂 Happy to support
@WisdomWealth773 жыл бұрын
Thanks for stopping by!
@BusinessBasics3 жыл бұрын
One thing that I tell my students is to start building good credit early. At 19, get a credit card and then start paying off the full balance on all your purchases; this will help when they acquire larger assets and need pre-approval. Thanks for sharing!
@WisdomWealth773 жыл бұрын
Yep, the earlier the better!
@ellaestaterealty3 жыл бұрын
It's wild to me that so many people don't know what credit is made of!! But honestly is one of those background things that most people don't care about until they need to use it. Great video as always! Thank you for sharing the knowledge!!
@WisdomWealth773 жыл бұрын
Right?! Thanks for watching!😊
@anthony.tai.3 жыл бұрын
These were some dope tips fam! 🔥 I try to pay that early fam, its easy to forget and get charged interest
@WisdomWealth773 жыл бұрын
Yea we forget sometimes! Always good to stay on top. Thanks for tuning in!🙌
@JoseRojasYT3 жыл бұрын
Really nice to know about the Credit utilization rate, It is always good to keep under 30% of your total limit, I found that impacts score the most. Great video
@WisdomWealth773 жыл бұрын
Totally agree! I had to learn the hard way lol
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@francesca.pellegrino3 жыл бұрын
Fair point about the authorized user note! I was under the false impression that student loans and a car note were all I needed to build credit. Didn't know that once I was paid off that I still needed open accounts. Found out the hard way when going to buy my first home.
@WisdomWealth773 жыл бұрын
Yep that was how I started, under my moms and it truly helped! Thanks for sharing your story!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@abeerunis86053 жыл бұрын
Paying bills on time is so important to me! I can't keep track of things if I don't! great tips! thank you!
@WisdomWealth773 жыл бұрын
Awesome, thats most crucial thing!
@TradingWithCJ3 жыл бұрын
Cool tips here, building that credit score really can help, and it pretty important before its too lte
@WisdomWealth773 жыл бұрын
Absolutely! its good to start early!
@TimLeakOfficial3 жыл бұрын
These were all great tips in building your credit score. Such an important factor when it comes to borrowing money💯
@WisdomWealth773 жыл бұрын
Absolutely! Thanks for stopping by!
@Real.Estate.Report3 жыл бұрын
Good tips! Without a good credit score it’ll be tough getting a loan
@WisdomWealth773 жыл бұрын
Most definitely!.and it'l be difficult to invest in real estate!
@adamproceviat22853 жыл бұрын
This is super important. Especially in America. It can really make a massive impact on your financial standing. I moved to USA and needed to get a car. Since I had no credit history, I have to pay so much more for my car every month. It's only 3 years of high payments, but its still annoying. I'll follow your advice in this video to keep improving my score!
@WisdomWealth773 жыл бұрын
It really is! Yea paying for a car is definately annoying. I have been there!
@LearnGoals3 жыл бұрын
*_Awesome topic! Thank you for sharing some great tips for people , it’s very useful and having a great credit score will definitely help in life (to be pre-approved for mortgage , get lower interest rates and etc), very essential to know!_*
@WisdomWealth773 жыл бұрын
Absolutely! I can testify a good score does help!
@WolvesOfInvesting3 жыл бұрын
I've never heard of tip #6. Very insightful ways to improve your credit score. Great tips as always. 👍
@WisdomWealth773 жыл бұрын
happy you got something out of it!😊
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@wisdom-for-all3 жыл бұрын
Great Tips! Credit score has become so important that it can affect where you live and sometimes even where you can work. So it is always wise to keep an eye on it 🖖
@WisdomWealth773 жыл бұрын
Absolutely!!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@MONEYANDTIME3 жыл бұрын
Great info on credit report delivered. Create a similar video to be published soon. Thanks for sharing.
@WisdomWealth773 жыл бұрын
Awesome looking forward to it!
@KelsAcosta3 жыл бұрын
I've been steadily increasing my credit .. will def put a couple of these to work. Appreciate the relevant and helpful upload 🎯
@WisdomWealth773 жыл бұрын
Glad it was helpful! thanks for stopping by!
@GrowingFinancially3 жыл бұрын
Great information, I credit card can really be helpful or really bad if you don't know how to use it. Thanks for sharing another great video. 😀
@WisdomWealth773 жыл бұрын
Very true! Thanks for tuning in!
@anthonycotterfinance50943 жыл бұрын
Your credit score is so important. Never heard of credit utilisation but the concept makes perfect sense. Great video.
@WisdomWealth773 жыл бұрын
Glad it was helpful!
@robertupchurch97283 жыл бұрын
I have been dealing with bunch of maxed-out credit cards for years now and has really cause more damage to my credit report. I have been decline of so many loan deals but finally met with Michael Gibbs who help me get rid of the eviction on my credit report and boost my score above 830 across Equifax, Experian and TransUnion respectively. He also pay off my outstanding credit debt and add more tradelines to my credit report within 72 hours. email [Gibbs@creditpatchup.com] For more credit inquiry
@StanWithaPlan3 жыл бұрын
Sooo many people use their credit cards thinking it will help them but they don't pay them off in time! That's the key, pay everything in time and you'll be seen as reliable :) thanks for sharing!
@WisdomWealth773 жыл бұрын
So true! Thanks for tuning in!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@WealthWisdomFinancial3 жыл бұрын
I only wish i saw this video when i was younger before i made some mistakes that cost me in many other ways. This is a really great video Cerebral!
@WisdomWealth773 жыл бұрын
I learnt this later than I hoped for as well, so now just making sure I spread the word for some to catch before its too late!
@assetbuildingwithjoshsmith51453 жыл бұрын
Great tips, this will help so many people! Great video as always 😀😀👍
@WisdomWealth773 жыл бұрын
Hope so! Thanks for tuning in!
@wesleyvanpeer19883 жыл бұрын
I'm so happy I never paid my bills too late.. I know a few who got into serious trouble because of that, and they still experience the consequences right now.. Great tips/share! New sub, hope we can be YT buds!
@WisdomWealth773 жыл бұрын
That's great! thanks for stopping by!
@DemetriPanici3 жыл бұрын
I neeeed to get my credit score up! Thank you so much for this!
@WisdomWealth773 жыл бұрын
You got this!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@SimpleLifeSG3 жыл бұрын
Nice tips. Pay your bills on time is important. Like #27
@WisdomWealth773 жыл бұрын
That's right
@Babett_B3 жыл бұрын
Coming from Europe, I always thought credit cards were bad, and I was sooooo proud of never owning one. Now that I'm in Australia... I had to learn about the credit score. Well, I never really understood it, so thank you for this video!
@TheKeyTakeaway3 жыл бұрын
You were missing out! Glad you are able to reap the benefits after becoming educated.
@WisdomWealth773 жыл бұрын
Thanks for sharing! Yes indeed they do help if we use them wisely!
@craigmiacreate3 жыл бұрын
Hope that this ways will have success, keep going! like 54
@WisdomWealth773 жыл бұрын
I hope so too! Thanks!
@jfrealestate2013 жыл бұрын
Credit score is a great way to leverage early on!
@WisdomWealth773 жыл бұрын
You start, start early!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@BendnStretchwithSue3 жыл бұрын
Very interesting tips. Valuable information for all. Thank you so much! Have a great weekend.👍🙏🏻
@WisdomWealth773 жыл бұрын
Thank you! You too!
@TheWealthPrince3 жыл бұрын
I can relate to this! Very nice breakdown man, I always enjoy learning new things as well 🙏
@WisdomWealth773 жыл бұрын
Awesome, thank you!
@WaysToWealth3 жыл бұрын
Very useful!! Credit is so important. Thanks for sharing!
@WisdomWealth773 жыл бұрын
You are so welcome!
@FindingFinancialFreedom3 жыл бұрын
Great tips! your credit score is so important! Definitely key when trying to buy a house!
@WisdomWealth773 жыл бұрын
So true!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@oliviafitlawson3 жыл бұрын
Great tips
@WisdomWealth773 жыл бұрын
Glad you think so!
@succeedinfinance93443 жыл бұрын
Awesome channel. You won a new friend here.
@WisdomWealth773 жыл бұрын
Welcome aboard!
@tienvlog60313 жыл бұрын
6 way to improve your credit score fast! great video content and thank for sharing! You have a good day
@WisdomWealth773 жыл бұрын
Thanks!
@StayPositiveSTa3 жыл бұрын
Great tips yet again. Financial management in any form/way is so important. Thank you for sharing 🙂 👍 ❤️
@WisdomWealth773 жыл бұрын
Absolutely! You're welcome!
@robinashaheenofficial3 жыл бұрын
Very nice beautiful informative video thanks for sharing this with us happy to joined you with your beautiful journey Stay connected!!! See you
@WisdomWealth773 жыл бұрын
Thanks for coming
@MaxTalks3 жыл бұрын
Thank you for this, I had no idea about how to improve credit score, it's not something I've ever really had to do to be honest. I'd not even heard of an authorised user or anything but now I know so when the time comes I can use it :)
@WisdomWealth773 жыл бұрын
Glad it was helpful!🙂
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@MaxTalks3 жыл бұрын
@@robertupchurch9728 lol no thank you
@DowsStockTalk3 жыл бұрын
Having a great credit score it very important! Great tips on improving your score
@WisdomWealth773 жыл бұрын
Totally agree! Thanks for stopping by!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@MAKEMONEYMARK83 жыл бұрын
very nice method to create nice creditscore
@WisdomWealth773 жыл бұрын
Yes, thanks for coming by!
@CAPLia3 жыл бұрын
Always full of wisdom, thanks for sharing this one :) its helpful
@WisdomWealth773 жыл бұрын
So glad!
@user-fj3tf7xu3r3 жыл бұрын
How much passion in your video, I love it, new friend here, thanks for sharing. fully seen 💖
@WisdomWealth773 жыл бұрын
Thanks for visiting
@MsJayjay17173 жыл бұрын
Best advice ever, all the best as usual.
@WisdomWealth773 жыл бұрын
Glad you think so!
@LifewithLeonard3 жыл бұрын
Very helpful video. Simple and effective advice.
@WisdomWealth773 жыл бұрын
Glad you think so!
@AdrianBears3 жыл бұрын
Credit score on point. Let's go
@WisdomWealth773 жыл бұрын
lets go!
@robertupchurch97283 жыл бұрын
I recommend a very good specialist Michael Gibbs [Gibbs@creditpatchup.com] who helped me so much to improve my credit score and removed all negative items that I didn’t want. My score was 510 and after 13 days it was boosted to 790. I was very pleased and desire to share this with the world. I was not sure he would actually do it because I have been scammed twice. He told me all I need to do which I humbly did without hesitating in less than a week I saw the miraculous job, I couldn’t believe it. And I got a mail from credit bureau confirming the good job he did. Contact email [Gibbs@creditpatchup.com] Cheers.
@TheKeyTakeaway3 жыл бұрын
One of the biggest reasons to have good credit score is only briefly mentioned in the beginning. When you want to rent an apartment, your credit score is one of the biggest factors considered. A lot of people only find this out after they have been rejected due to them living a life of “never take loans/never us credit cards/nothing to my name” (perhaps lived with parents and had no bills to pay. It is indeed odd that you have to borrow money to develop a good repayment history. But don’t hate the player, hate the game! Having a good credit score is necessary in the world we live in right now.
@WisdomWealth773 жыл бұрын
Right you are! Well said! Finanicial literacy just isn't taught enough!
@Frugal1013 жыл бұрын
Wow such an awesome video this is so valuable. Definitely a helpful video love it😊
@WisdomWealth773 жыл бұрын
Glad it was helpful!😊
@thelearningbug69593 жыл бұрын
Thank you for the information! Liked!
@WisdomWealth773 жыл бұрын
Thanks for the visit
@turisteandoentexas3 жыл бұрын
Wow this is a really good one! Wonderful!!
@WisdomWealth773 жыл бұрын
Glad you think so!
@steam_gaming_plus3 жыл бұрын
This is very helpful thanks!Brilliant love it!
@WisdomWealth773 жыл бұрын
Glad it was helpful!
@NinaKlan3 жыл бұрын
Thanks for those great ideas! This is very useful content.
@WisdomWealth773 жыл бұрын
Glad you think so!
@NathanandmeAdventures3 жыл бұрын
Wow thanks for sharing again wow first time knowing this
@WisdomWealth773 жыл бұрын
You are so welcome
@myBSlife3 жыл бұрын
Awesome as always!!! Very informative as always!! Brad
@WisdomWealth773 жыл бұрын
Thanks again!
@makmohssine3 жыл бұрын
Yeap bills on Time otherwise, the amount will get Bigger, that's really an issue,, good Sharing
@WisdomWealth773 жыл бұрын
We both agree! Thanks for tuning in!
@BURPEEyogauncle3 жыл бұрын
actually a credit repair specialist told me to tell my clients that to raise your credit score, you can open up a new credit card, use $25 a month and pay it on time. a few months later, it will go up. just don't open too many in a short time. and don't ever cancel any credit card. it will lower your credit score. people get shocked that after they pay off their car loans, their fico score went down..hahahahhh
@WisdomWealth773 жыл бұрын
haha. Very true! keep some sort of credit is better!
@drraza3 жыл бұрын
Thanks for sharing the info dear😊
@WisdomWealth773 жыл бұрын
My pleasure 😊
@fififinance74693 жыл бұрын
as always - great video!
@WisdomWealth773 жыл бұрын
Thank you! Cheers!
@BlindIdiocy3 жыл бұрын
Great tips!
@WisdomWealth773 жыл бұрын
Thank you
@LIVINGAUSTRALIASINHALA3 жыл бұрын
Very important!!!!
@WisdomWealth773 жыл бұрын
It is!
@ismaelmabaza87793 жыл бұрын
Thanks for the info..
@WisdomWealth773 жыл бұрын
No problem!
@joymae3 жыл бұрын
Paying in full every month is the easiest way
@WisdomWealth773 жыл бұрын
it really is!
@snarfnenoot3 жыл бұрын
Great info,, it's helps for everybody your video,, interesting,,can we be friends, I'm new here on your channel ,, in fact I haven't given the whole package yet because I subscribed a lot, they are not honest, they do not visit my house,,thank you and hoping you around .