PAID OFF My R35 Nissan GT-R - How I Paid $44K in 42 Months

[@bizisback]

You're so down to earth, respect to you for keeping it real dude.

[@BrosFOURRSpeed]

I appreciate that! Gotta keep it real. It's so easy to afford nice things and I want more people to realize that!

[@Wanees23]

It’s feels good that you owned a car especially GTR good for you brother ♥️

[@BrosFOURRSpeed]

Thanks man! Cool feeling to have the title and no payments!

[@amill1563]

Like I said, I think you could offer consult services to help people buy their cars and they would feel more protected and assured. Real value there.

[@BrosFOURRSpeed]

I would honestly love to do something like that!

[@NotMexicann]

Really great advice man. I dream of having a car like this one day. Its all about decisions. Make the ones that will get you closer to that dream. I have bad spending habits but I really do want to change because I notice it gets me no where close to where I want to be. Making some sacrifices will pay off in the long run when you’re where you want to be. I appreciate this video so much cause seeing someone in my age range accomplish things like this just by making smart decisions makes me feel like I can too. Congrats on paying off the GTR as well. Drive safe and continue enjoying that thing 🙏

[@BrosFOURRSpeed]

You can do it man! Step one is realizing the issue and overcoming it! You'll sooo grateful for wise decision making when you get your dream car!

[@damianpatel252]

Just bought a 15 GT-R coming from a mustang Gt . What a blast the car has been so far ! Totally mind blowing ! Live your videos and congratulations on officially owning it ! Much love and God bless 🙏 And whoever is looking into getting a GT-R down the road, keep your faith ! Don’t ever say you can’t own one of these.

[@BrosFOURRSpeed]

That's awesome to hear! GTR has been the best car ever and I'm sure you're going to love every second of it! Hard work definitely pays off and anyone can make it happen for sure!

[@waic1639]

One of the best things in life is being happy and satisfied with what you have. A GTR is a very good car to have and the price isn't too bad considering most 2014 models I seen cost closer to 100K (current price range in FL). I am always happy to see others succeed in life, it gives me motivation to do the same. Thanks for the upload and sharing cool info!

[@BrosFOURRSpeed]

Well said! And thanks! Been a great car and it's really been the purchase ever and it worked out very well!

[@Davethehorse321]

Congratulations!!! That is a much bigger accomplishment than a lot of people realize for your age. Great job!

[@BrosFOURRSpeed]

I appreciate that man!

[@selva1800]

Real Gem❤ Glad that i found u ! Keep Going ahead brother!

[@BrosFOURRSpeed]

Thanks! Glad you enjoyed the video!

[@DakotaDS]

Congrats family. What an accomplishment! Thank you for the videos! All of them have been excellent to watch and learn from!

[@BrosFOURRSpeed]

Glad you enjoyed the content!

[@chargedvette02]

Congrats on paying off the R35! I agree with you that the GTR is at the top of the list when it comes to cars I have owned. The only one I can think of that tops it when it comes to driving experience is my Evo 9. It is really raw when compared to the GTR and has just as much character.

[@BrosFOURRSpeed]

Thanks! Yeah this is a beast to own! EVO 9 would be awesome to check out as well. Love those!

[@mobiledevice2802]

Congrats! On the payoff. I do a lot of the things you mentioned to save or not care about much to get what I really want. Got 2.99% at my local credit union for mine.

[@BrosFOURRSpeed]

Oh nice man! Hopefully when I buy the Z i can get into that rate. I feel like I have pretty established credit to get those kinda rates lol

[@dong.9120]

Congratulations!!! Wonderful perspective and conclusive decision making!!

[@BrosFOURRSpeed]

Thanks man! Well worth it!

[@seanrwaterloo]

Great video, great advice, and great job man. Still working towards that dream!!

[@BrosFOURRSpeed]

Thanks! Glad you enjoyed the video! Keep it up!

[@dwayneparker5543]

Congrats on paying off the GTR, must be a great feeling. Its officially yours. 😌

[@BrosFOURRSpeed]

Yeah it’s pretty cool to have it all to me! And nice to take a break from payments!

[@VTrack650]

Very nice. The R35 GT-R is an incredible car, I really like mine. Reliable and one of the best all around performers !

[@BrosFOURRSpeed]

Couldn't agree more! Still puts a smile on my face every time I drive it!

[@zresurrectedwon]

It's amazing how much eating out, coffee, and energy drinks just nickel and dime your money so you don't have any money! $5 here, $15 there, etc. Adds up really quick on a daily basis!

[@BrosFOURRSpeed]

Yup! Starbucks every day literally amounts to a couple grand a year. Then when you add breakfasts and lunches and dinners. People are spending like $10k a year. That money is plenty to fun a nice car and have money in the bank

[@Ravaniscool]

Congrats! I'm really happy for you! I financed 25,900 after trading in my Trans Am plus 5 grand down on my Camaro for 60 months but paid it off in 3 months. By doing that I saved money on the interest which was approximately 2,500 to get new wheels that I wanted plus ground effects.

[@BrosFOURRSpeed]

That’s awesome! Good work knocking it out man!

[@Ravaniscool]

@@BrosFOURRSpeed Thank you! Happy Labor Day!

[@BrosFOURRSpeed]

@@Ravaniscool You too!

[@victortorres370Z]

Let’s go! I can’t believe the value of the car! Pretty good bro!

[@BrosFOURRSpeed]

Yeah they go for crazy money now! Sucks tho since I want to get a newer one 😅

[@lestahitsquad]

Nice one mate 👍🏼 top advice!

[@BrosFOURRSpeed]

Glad you liked it! Love this car!

[@redherce2464]

Congratulations Brian!!!

[@BrosFOURRSpeed]

Thank you! Been a fun road with the GTR!

[@Charged1611]

Congrats !

[@BrosFOURRSpeed]

Thanks!

[@Joolz1982]

Congrats paying off finance. I also have finance you are right don’t over stretch yourself. Put in as bigger deposit as you can afford then that gets monthly payment down. After you get the first car on finance you can use as deposit for future ones too.

[@BrosFOURRSpeed]

Very true! Once you get that equity rolling, you can very easily upgrade every few years to a next step up car ;)

[@christophersanchez2389]

It's Been That You Brought Your Car For Over 4 Years Brian and I Love That Car The R35 A Lot.

[@BrosFOURRSpeed]

Yeah man it’s been a fun road with the GTR. Great car!

[@albertbell6576]

Congrats!! 🍾

[@BrosFOURRSpeed]

Thanks man!

[@Jaybladz]

Congrats bro mine coming soon

[@BrosFOURRSpeed]

Thanks! And thats awesome!

[@joezafra8353]

110% agreed with you ideas as I’m the same who don’t really care about what I wear just the cars I have are the importance in my life

[@BrosFOURRSpeed]

All comes to priority’s. Cars are too fun. And everything else just isn’t 😅

[@Oaklomon99YT]

Hi Brian I recently watched your videos and I enjoyed watching them

[@BrosFOURRSpeed]

Thanks! Glad you’re enjoying the content!

[@kbw.rvwhntr]

I've heard some of the same comments, "shouldn't spend your money on this on that" yada yada yada. But the bottom line is that everybody has different tastes and opinions and each person alive will spend their money on whatever they like. So you worked. hard to accomplish what you wanted, not anybody else. Like the saying goes haters make you greater. So mad props and congrats on paying off the GTR and if anybody deserves it it's you!

[@BrosFOURRSpeed]

Exactly! The money saved on making all my own foods and rarely wasting out. Saved me more then enough to buy this car. Choose what you want to buy and don’t complain about what you don’t have. That’s how I see it 😎

[@dreyusalexander718]

Great video bro and congratulations!

[@BrosFOURRSpeed]

Thanks!

[@presqueisle69]

Good for you . That's great your a smart guy . And yes great financial information is priceless .

[@BrosFOURRSpeed]

Thanks! Yeah it pays off to know some basics about money for sure!

[@Integra295]

I look up to you man ! I am very close to buying a GTR as well

[@BrosFOURRSpeed]

I appreciate that! Keep up the hard work. You'll love it!

[@Hondacbr600rrish]

Nice bro! It's always a good feeling to pay off a vehicle 🤙🏽

[@BrosFOURRSpeed]

Thanks man! Cool to be done!

[@dreyusalexander718]

Ppl don’t realize trying to keep up with the rest of the world with things like phones and ridiculous priced clothing that stuff adds up! When I had my cts v (V2) working at a warehouse everyone thought I sold drugs 😂. If you cut back on your spending habits and shop smart that savings account and bank account will look amazing! I literally just got rid of my iPhone 7plus about a month ago because the screen and it stopped charging. If it wasn’t for that I’d still have it. But for the young men and women who see this, if you have a decent job and good money management with a brain to match you can get whatever you want. Currently shopping for a 2016-2017 cts v/hellcat or gen5 (2015) gen6 (2016) zl1 🙏🏽

[@BrosFOURRSpeed]

You are so right! Bought this car making less then $40k. And added the Supra long side barely making more then that. Not eating out much alone makes up for the car payments. It’s crazy how much money people waste trying to be cool. When they could just save all that money and have money in the bank and a sweet car. Priorities

[@dreyusalexander718]

@@BrosFOURRSpeed exactly bro well said! I’m in the Charlotte area but I make a few trips out towards your way pretty often. Hope to see you and one of the cars cruising on the Hwy one day!

[@BrosFOURRSpeed]

@@dreyusalexander718 Oh nice! Gotta make it to the Charlotte Cars and Coffee! We go almost every month!

[@ajae4616]

Congrat bruh 🤙🏼. No more monthly bill, means more money in your pocket.

[@BrosFOURRSpeed]

Yeah all year I’ve just been focusing on paying this off. So it’s nice to take a break from that 😂

[@neorabado8990]

I just payed off my 2017 370z after 5 year loan. Feels so good.

[@BrosFOURRSpeed]

That's awesome! Cool to not have a payment for sure!

[@ryanmiller3289]

Well done mate!! Great achievement. It's an extremely nice car and you've done a lot of awesome mods to it! Enjoying the vids! Great job 👍

[@BrosFOURRSpeed]

Thanks! Been such a fun car to own!

[@ncnismo626]

Congrats man

[@BrosFOURRSpeed]

Thanks!

[@GracelessTarnished]

Used to have a 370z Nismo as well. Unfortunately I crashed it. 😕 Afterwards, I was debating between an M4 and the GTR. I decided to go with the M4 because you can get the manual transmission. GTR is an awesome car, but that lack or manual is unfortunate.

[@BrosFOURRSpeed]

Not a bad choice! M4 is a really good car!

[@stevendale6466]

You have done it the correct way , congratulations

[@BrosFOURRSpeed]

Thanks! Best purchase I’ve ever made! We’ll worth it!

[@nextlevel7108]

Thank you for this video, I love seeing this car on the channel. Hopefully we can get a video weekly on your channel with this beast. GT-R army stand up💪🏽💯🔥🔥🔥

[@BrosFOURRSpeed]

Thanks man! Glad you enjoyed the video! One day for sure!

[@cosmicpossum1658]

You are one of the few people I know who has driven a Genesis Coupe 3.8 R-Spec as well as a 370Z Nismo, just wondering how they compared? I bought my 2013 3.8 Track for $15k an 370Z Nismo’s go for $35k, really not sure if it is a 20k dollar upgrade over my current car.

[@BrosFOURRSpeed]

That’s a lot more money for sure! Nismo Z is definitely the next step up and is a better performance vehicle. While it’s more money, it’ll hold its value better. So you can always sell it and get your money out

[@malcolmcooper9509]

@@BrosFOURRSpeed Hi , I brought a 2010 370z 40th anniversary JDM (RHD) manual .. .. . .prices now for manual Z34;s have gone up 1/3 of what I paid 6 months ago . . better investment than gold . ...never heard of a Genesis ..

[@BrosFOURRSpeed]

@@malcolmcooper9509 Yeah prices on the Z and GTR have gone crazy high! Hyundai Genesis Coupe came out in 2010 and ran till like 2016. It was pretty popular back then as a good sportscar for the money. Now a days they are all riced out and super cheap. Not on the same level as a Z for sure!

[@rtproduction3158]

Congratulations! Great car

[@BrosFOURRSpeed]

Thanks! GTR has been a ton of fun!

[@rickyloganjr.2362]

Thank you Brian 🙂, this is truly positive inspiration, I enjoyed listening to what you shared and congrats on paying off your GT-R. I'm sure it's a wonderful feeling to have the title in your hands. I'm looking at, and I'm very interested in a certified pre-owned 2018 VW Tiguan SEL Premium R-Line with an exterior color I really like, and it's a rare color for a Tiguan. The vehicle is at a VW dealership in a nearby state from where I live in South Dakota. Also, it's a one owner with low miles, 15,756. The asking price of $33,513 seems high for a 2018 model year vehicle, my thought was the price would be much less on a 2018 Tiguan since the restyled 2022 Tiguan is arriving between the end of this month and early October. My current daily driver is a 2014 Jetta with a little over 100,000 miles, I love Volkswagens and want to stay with the brand. I do not want to miss a chance to possibly pursue that Tiguan. Any thoughts on this?

[@BrosFOURRSpeed]

Glad you liked the vid! Used market is pretty hot. Is the one you're looking at going for a similar price to other used ones with the mileage and year? If so, it's valued right. ;)

[@christophersanchez2389]

Also Your Mk5 2020 Toyota GR Supra For Over 2 Years Later Now Congrats For Your White Car and I Love it A Lot Brian.

[@BrosFOURRSpeed]

Thanks! 👍 Yeah all this with the Supra being here for 2 years ;)

[@pierre-richardromain6708]

What method did you use to pay it off in 3.5 years? I currently drive a 2021 Toyota 4Runner SR5 Premium and I owe approx. $42k. I would love to pay mine off quickly and then buy a Toyota GR 86.

[@BrosFOURRSpeed]

Paying over the payment. Original payment was like $850. I started doing $1k a month. And then would do $1,500. Then all this year was doing over $2k. So just general budgeting is put ‘extra’ money towards the car to get it done

[@pierre-richardromain6708]

@@BrosFOURRSpeed Thanks Brother

[@paperboymike5313]

Congratulations man!

[@BrosFOURRSpeed]

Thanks man!

[@reshadstv5419]

Great job bro and amazing video bros 4 speed

[@BrosFOURRSpeed]

Thanks! Glad you enjoyed the vid!

[@edgardomejia7732]

Congratulations bro I just got my first loan for a 18 civic si coupe for a 5% and it’s my first loan

[@BrosFOURRSpeed]

Not bad at all man! Keep it up!

[@moestaxx286]

🔥i love it bro! you give me motivation to get one every video you post about this amazing gtr🔥

[@BrosFOURRSpeed]

Make it happen! Best car ever to own and you won't regret it ;)

[@ayeits_jp]

True 💯 I’m also a simple person who doesn’t spend crazy amounts on myself. Just the essentials and don’t forget about car parts 😂👍🏻

[@BrosFOURRSpeed]

Thats the way to do it! Keep it simple and you can enjoy the big things!

[@arvindsaxena8307]

Man, the moment I saw that thumbnail and title, it made me smile, congratulations brother 🙏

[@BrosFOURRSpeed]

haha thanks man! Cool to be done and own this car outright!

[@arvindsaxena8307]

@@BrosFOURRSpeed 💪

[@neorabado8990]

Also after watching the full video. Good for you man. Interesting perspective to look at people who spend $7 on coffee every day or something. In 5 years $7 every day is $12,260 and thats way more interest that I payed on my car so lol. It’s so true, but what makes you feel happy, people will judge either way.

[@BrosFOURRSpeed]

Exactly! Everyone ends up wasting money on something. And for me, interest on a loan is the only money I waste. And I wouldn't even blink an eye at taking out a loan to have one of my dream cars. Of course as long as interest rate is reasonably. Cars like this are too fun lol

[@oreally8605]

Most of the kids watching the channel can't afford a Camaro. I wouldn't think about them anymore- Congratulations Brian!!!! Great job!! ( Although getting pizza every now and then won't hurt lol)

[@BrosFOURRSpeed]

Oh I still splurge on some goodies lol. Can’t say no to Pizza or wings 😉. Anything is fine in moderation. It’s the people who do every meal. That’s how you go broke

[@oreally8605]

@@BrosFOURRSpeed Yep! Learning how to cook for myself was one of the first things I learned as a kid..

[@BrosFOURRSpeed]

@@oreally8605 Thats a great skill to have! Once you know how to cook. It's hard to justify spending $30 on a meal at a restaurant that's going to take 45 minutes for it to even make it to your table. When I can make it in 20 at home for 1/10 the cost ;)

[@commonsense9076]

It's all about getting the lowest interest possible. This will apply to everything you purchase in life. Making sure that you do not over do it with things you cannot afford.

[@BrosFOURRSpeed]

Exactly! It's all a game and you just have to play it to your advantage ;)

[@commonsense9076]

@@BrosFOURRSpeed Yes sir

[@joelabandeira9858]

showing your smarts it works for you

[@BrosFOURRSpeed]

I appreciate that! Very easy things to do!

[@ElvisCarReviews]

Congratulations

[@BrosFOURRSpeed]

Thanks man!

[@ericrigsby4321]

The best quote I learned from you is “Life is too short to drive boring cars”

[@BrosFOURRSpeed]

Heck yeah! Too much fun driving fun cars to not have them!

[@ashokamahawatta1766]

congrats man🤩🤩🤩🤩🤩finally this is your👏👏👏👏👏👏best feelings from me🤩🤩

[@ashokamahawatta1766]

can ya'll tell me how can I download those audio that you guys are using at the end of every video 🤔🤔🤔 cause i love those 🤑🤑🤑🤑🤑

[@BrosFOURRSpeed]

Link is in the bottom of the video. But you have to pay and be a member of the website to use the music. Well worth it for us!

[@BrosFOURRSpeed]

Thank you so much 😀 Cool to have the title!

[@StreetDrivenDaily]

Congrats! - Carvana offered me 56k for my 09! not bad with 71k miles on it. Only car I would go with is another GT-R which is 17+ :-) or Audi rs6 avant! but that's out of my price range. I also own SQ-5 black on black opt. (wifey's car) Love it! We have Dogs and it makes everything perfect! + kid. :)

[@BrosFOURRSpeed]

Oh nice! THat's a great duo for sure! I think an SQ5 will end up being in my future ;)

[@kingdemiurge1375]

oh you did make another lol nice video man

[@BrosFOURRSpeed]

For sure!

[@amill1563]

As another video idea, I've come across Uthenium spark plugs. This is a higher level than iridium. I would go NGK for the GTR. They've been out over a year now. I haven't heard of them until recently.

[@BrosFOURRSpeed]

Oh interesting. Will they do anything different than the stock ones tho?

[@amill1563]

@@BrosFOURRSpeed Check that....Ruthenium

[@Shivris]

Congrats on paying it off but not to bust your bubble or anything but 44k in 42 months is only a little over 12k a year. People are already rolling around in 1k a month car payments these days with the current vehicle market so this really isn’t out of the ordinary. What makes this special is that it’s a GTR. Congratulations again bro, I know you’re proud.

[@BrosFOURRSpeed]

That’s on top of the Supra tho which was the same. But keep in mind everyone has different incomes. So to a lot of people that’s probably a lot of money. 😉

[@Shivris]

@@BrosFOURRSpeed no doubt. I was floored when they hit me with a $1k a month payment when every other vehicle I’ve owned the payments really weren’t over $600 a month. The current vehicle market has gone insane in the past decade. Trucks used to be reasonable but now a base model is 40k. It’s gotten ridiculous and I hope that bubble pops soon and vehicles get to reasonable prices again. Saw a new Bronco the other day with a sticker price of 56k but had a dealer markup of 20k.

[@BrosFOURRSpeed]

@@Shivris yeah market is crazy on cars now! buying new in many ways is better then used even. Hopefully the new Z I can get for sticker!

[@michaelw4930]

congrats on paying off the GTR - is there a certain year or a certain mileage where you feel you would stay away from if you were shopping for a GTR now? For instance - would $50k miles on a used GTR scare you away bc of big maintenance items associated with the mileage?

[@BrosFOURRSpeed]

kzbin.info/www/bejne/h5OzdqeDncZ1pbs Here's a whole vid I made on that! They are pretty reliable cars. People hit 100k easy

[@darrenthomas5541]

Congratulations paying it off. The quality of your GT-R content is the best on KZbin. I own a 13’ have never driven a 17+ In your opinion are the transmission & interior refinements worth 20-30k+ it would take to own a 17+?

[@BrosFOURRSpeed]

Technically no its not worth the money. But the newer cars hold their higher price. So if you can justify having more money into a car to enjoy the benefits. Then go for it. You'll still sell it for that high price. So it boils down if you want your money sitting in the car while you own it

[@_Suzuka_Joe]

MB dealer told us that for a G wagon 9% is a good interest rate. This was while we got 2.99 for my gf's 19 AMG Glc43 we were buying. couldn't believe people pay that much for a 6 figure car

[@BrosFOURRSpeed]

Wow, yeah that dealer was screwing you. % rate doesnt matter on the car as much as it does about your credit score. 800+ can easily get low interest on any car. As long as the car isnt old.

[@_Suzuka_Joe]

@@BrosFOURRSpeed yeah that’s what we thought. We just figured people buying g wagons and financing them have shit credit maybe.

[@carltoniles251]

People that say “real” men pay cash for cars are people who probably don’t even own a car themselves, or atleast own a car worth talking about. Respect for shopping around for a better interest rate

[@BrosFOURRSpeed]

Very true! All depends on your goals and desires. Financing got me this car 4 years ahead of when I could have paid cash. But the GTR helped grow our channel and made a nice chunk of money form videos, and appreciated a significant amount too. Also brought some of the best memories to my life. So a couple grand to spend in interest, was all well worth it. And this car is helping me reach other big goals!

[@carltoniles251]

@@BrosFOURRSpeed Right and if you waited those extra years to pay cash you would of probably had to pay more due to JDM’s increasing in price anyway. Nice work man and great car

[@tomriggs699]

Or they make more money than you.

[@Marcus_564]

I have a question about the price, I see the new car build price for gtr r35 2021 on Nissan official website is between 115k-120k, but on the used car market, there are some offers for 2017-2018 gtr , and asking for 120k -130k, in this case, is it obvious that one should get a new one instead of those 2017-2018 ones? Not sure if I am missing anything

[@Marcus_564]

Some 2017 -2018 offer may also the almost same price as the build price, if not higher, just wondering what is the reason someone may still prefer the used car in this case

[@BrosFOURRSpeed]

Yeah if you are already able to go with a $100k GTR, go for a brand new one. No sense getting one thats 4 years old when new could be the same price

[@BrosFOURRSpeed]

Crazy market!

[@Marcus_564]

@@BrosFOURRSpeedthanks man, I am still watching the market, not ready though, just curious to see if I missed any “obvious” thing about brand new car. Really love your video! Thanks for replying ! I will get one for sure in the future!

[@THEPRabilfan1106]

The thing that always bothers me is people talk about cars like you can never finance or buy them new. Cars are a depreciating value most of the time. People need to stop acting like cars are houses. Some times I just want a car that will get me to A dark B safely and not worry about shit breaking down or a car I want to enjoy and not have to put money and time into it.

[@BrosFOURRSpeed]

Nothing wrong with that. Moral of the story is, people need to buy the cars they want. If you want an expensive sportscar and financing is the way to get it. Go for it! If you want to pay cash for a Honda Civic and drive it to 300k, go for it! Enjoy life ;)

[@mileslynch]

8:42 would you pick an SQ5 or SQ7 before kids

[@BrosFOURRSpeed]

I won’t get an SUV till I have kids. I’ll have a few sportscars in the meantime. Then when kid 1 is on the way. Q3 time! Then probably upgrade to a Q8 when needed

[@DaveDVideoMaker]

@@BrosFOURRSpeed I’d rather have an estate.

[@BrosFOURRSpeed]

@@DaveDVideoMaker S4 is a good option

[@DaveDVideoMaker]

@@BrosFOURRSpeed The RS6 is for sure.

[@BrosFOURRSpeed]

Oh yeah!

[@prm5798]

Congrats! I’m a car lover too, I spend my money like you.

[@BrosFOURRSpeed]

hah anice man! Glad you liked the vid!

[@Pierre.P4]

That’s awesome congrats. She is a beauty.

[@BrosFOURRSpeed]

Thanks man!

[@Bran_robbie]

No Netflix , No Disney Plus , No Chick-fil-A , this man is Boss mode 💯👊🏽

[@BrosFOURRSpeed]

Exactly! Spotify is the only thing i have. But my brother and I split that 😎.

[@umarshakeel7096]

Loving the content so far man. I'm facing a dilemma if I should buy a GT-R now or wait later. A dealership has offered me 53K CDN for my current whip, which is essentially what I paid for it when I first brought it minus performance parts and carbon goodies. The dealership is offering me a 2017/2018 GT-R for around 110K CDN mark with 30000 kilometers. Should I wait it out or take this deal. All numbers are in Canadian dollar btw

[@BrosFOURRSpeed]

Sounds like a pretty good deal. The used market is so hot right now and probably will be this way for a bit. It's hard to really speculate what will happen in a year. But you're also getting top dollar for your trade. So even though the GTR is more then what it would have been last year, so is your trade. If it works for you, go for it!

[@XxJoejohnsonxX]

If you would've had enough money to buy it outright would you still have financed it? That's kind of the boat im in. I have enough to buy it outright but im wondering if it would be better to just finance?

[@BrosFOURRSpeed]

Funny you should ask. As of now I'll be buying the new Z next year. I can pay cash for that when the time comes and still have a nice chunk left over. But I'm still planning to put down $20k and finance about $25k of it. I'd rather have that extra $25k in the bank since I can have it go towards other things. I'll probably pay off the Z in 2 years and pay only $1k in interest. I know I'll be able to get my $1k worth out of borrowing the money. So depends on what you will use the remaining money on.

[@XxJoejohnsonxX]

@@BrosFOURRSpeed Ok yea that sounds like a solid plan. I will probably do the same. The remaining money for sure will go to mods. I want to do the same as you and get it FBO with an armytrix exhaust and a tune on full e85. Thank you so much for your replay I appreciate you. You guys gained a new subscriber for sure. The new Z looks dope I cant wait for that content!

[@Blueecobeast]

Congrats that has to be a great feeling 💯🔥

[@BrosFOURRSpeed]

Thanks! Yeah pretty cool to have the title and have no payments lol

[@tubhmoob80]

Congrats paying off your GTR, I’ll be shopping for a newer GTR in the future. Will you trade-in for a new redesign GTR?

[@BrosFOURRSpeed]

Thanks! You'll love a GTR! My plan is to buy a 2017+ in a few years and sell mine. I havent seen anything about an R36 car tho

[@BarbWaltersMusic]

Do you still live at home? no mortgage or apartment rent obviously makes things much different

[@BrosFOURRSpeed]

No I haven't lived at home for around 8 years now! So I have bills and been on my own for a long time!

[@nourmessaoudene4780]

So that means, you want to sell this gt r?

[@BrosFOURRSpeed]

Haha heck no! If someone offered over $90k I’d seriously consider it tho

[@kitrocks8058]

This is how he paid it off quickly started making a lot of money paid it off that’s about the sum of it

[@BrosFOURRSpeed]

Meh.. Was able to pay more towards the payment because I budget my money and was able to save more and more as my income happened to increase. But making more money of course helps. Anyone can do this tho. Me buying the Supra was how I spent more money that I now make. But if my income never increased I just wouldn't have bought the Supra, and still would have paid tis off early.

[@driverx2010]

Congratulations! To many more videos and years enjoying Godzilla!!

[@BrosFOURRSpeed]

Heck yeah! Love this car! I’ll always have a GTR in the garage 💪🏼

[@9cop]

Nice bro! I’m happy for you ❤️ This car is bone stock right? If so, this shit sounds awesome ❤️!!!

[@BrosFOURRSpeed]

Thanks! Far from stock! Bought it stock but now it’s full bolt ons running E85 with 700 hp. I have a ton of vids on the channel showing every mod

[@9cop]

@@BrosFOURRSpeed man the thing I love about you is that you’re constantly replying to your viewers, like most KZbinrs don’t even do that… nor bother to interact with em(like reply back) so I hope that never change when you hit them massive milestones ❤️!

[@BrosFOURRSpeed]

@@9cop Yeah we notice it's nearly impossible to even get in contact with other KZbin channels. We like replying to everything! Spend a few hours every day doing comments ;)

[@Dscotty]

I’m sure it’s such an awesome feeling to not share the car with the bank lol would you recommend checking out interest rates elsewhere prior to going to the dealership to just avoid that from the start or see what the dealership will give you first?

[@BrosFOURRSpeed]

Next time around when I buy the Z, I'm going to talk with my bank first and get an approval. And then at the dealer just tell them very bluntly to give me their best rate. I did refinance the GTR last year with my own bank and that made it much easier. I did the Supra as well. So I know I'll get a good rate with my bank. We'll see if the dearer plays games lol

[@_Suzuka_Joe]

put 30% down and financed the balance on my 19 RS3 at 1.99% for 72 mo lol.

[@BrosFOURRSpeed]

Nice! Hopefully I can get a rate like that on my next car!

[@Fedgery007]

People saying “pay cash” are clueless and financially uneducated.

[@BrosFOURRSpeed]

Yeah it all depends on how you can make your money work for you ;)

[@StreetDrivenDaily]

Agree.

[@tomriggs699]

LMFAO! Cluesless, or make more than you. LOL!

[@jayspeelman8619]

Awesome 😎👍

[@BrosFOURRSpeed]

Thanks ✌️

[@1186MFG]

hell yea brother.

[@BrosFOURRSpeed]

Thanks!

[@mileslynch]

Thank you for recommending financing instead of paying cash

[@BrosFOURRSpeed]

Yeah man all depends on your goals and needs. Made sense to finance for me. Especially since my cars make me money. But can’t put a price on the fun!

[@mileslynch]

@@BrosFOURRSpeed I’d rather put some money down instead of losing it all at once, and even if I have the money, I’d get investments that make me money and put some down

[@BrosFOURRSpeed]

@@mileslynch Same. I could pay cash for the Z next year. But just doesn't make sense to put all that into a car. So just gotta do what works for you

[@boukarradhmoez99]

i am happy for you brother

[@BrosFOURRSpeed]

Thanks man!

[@Barricade2008]

42 months to pay 44k is simply 1k a month which in 2 years gets you 24k paid and so obviously doubling and tripling payments gets this done😎

[@BrosFOURRSpeed]

Obviously 🤷🏻‍♂️. Didn’t say it was anything to amazing or challenging to you. Just pointing out my 60 month loan took 42 months

[@Barricade2008]

@@BrosFOURRSpeed are you planning on getting the new Z?

[@BrosFOURRSpeed]

@@Barricade2008 Yup! Made a few videos on that already. I'm second in line at my dealer to order one in January

[@Barricade2008]

@@BrosFOURRSpeed awesome ill check em, I'm torn on the new Z or a Cayman 718.. but nissan has been awesome to me so definitely leaning in the z, currently enjoying the 370z

[@BrosFOURRSpeed]

@@Barricade2008 Caymen is super nice too! I feel like the Z will be much cheaper in price. Especially coming form the 370, you'll like the upgrade if you enjoy the 370

[@TheLifeOnHigh]

Congrats, but you leaning on that headlight with your full body weight is triggering my OCD bruh.

[@BrosFOURRSpeed]

Oh haha. The headlight is bolted to the front subframe. It can take some weight 😜

[@TheLifeOnHigh]

@@BrosFOURRSpeed and not all of us are fortunate enough to have your genetics. You have no body fat, just lean muscle.. That headlight wouldn’t be so fortunate if my fat azz leaned up against it 😝

[@BrosFOURRSpeed]

@@TheLifeOnHigh haha yeah that is certainly true! Made sure I had gym shorts on tho. Wouldn't do it if I had normal shorts with a pocket button or something ;)

[@TheLifeOnHigh]

@12:15 this is why people like me absolutely hate dealerships. The dishonesty and grimy tactics employed infuriates me 😡

[@BrosFOURRSpeed]

Oh yes! The finance guys always screw you over. Even on my Supra the guy talked me into an extended warranty because he could also give me a lower rate 🙄. That was a trick. Luckily I canceled the warranty and got a full refund. Then refinanced with my own bank and got a lower rate. You live and learn unfortunately. But I’ve learned some good tricks now

[@KcufThePopulati0n]

You can justify a new phone especially for business. I use mine for eBay listings 🤷🏻‍♂️

[@BrosFOURRSpeed]

Buy my phone can do the exact same thing the newest iPhone can do. I can still take photos. Look at Instagram. And watch KZbin vids. New phone won’t do anything I can’t do

[@goonzquadgtrgtr5913]

Buen por ti que lo disfrutes

[@BrosFOURRSpeed]

Thanks!

[@G90M5Kel]

Look at it like this man, you will get your money back and would have basically driven the car for free and make a profit if you sell it now. Nice to see people pay their cars off. Oh and People that don’t have shit always have an opinion lol Fuck em lol.

[@BrosFOURRSpeed]

Yeah I’d make some serious profit if I sold this car! This car did well on KZbin too. But it’s too fun to sell 😅 Definitely a good idea to work towards paying off a car

[@mohammedyaseen3108]

i love that gtr

[@BrosFOURRSpeed]

Thanks! Best car ever!

[@batch8144]

Cool car.

[@BrosFOURRSpeed]

Thanks! GTR has been a ton of fun!

[@jay_hodl3672]

You don't have KZbin Premium?

[@BrosFOURRSpeed]

Why do I need that? I like wathcing other car KZbinrs ;)

[@oscar7476]

wait what, this is the first time i heard u could loan a car, everyone in my family bought the car full price, did some research and i see that u need to pay more than the original price. to me thats not worth it, i would just get a good job and save money

[@BrosFOURRSpeed]

Honestly it's so cheap to borrow money today, that I'd rather have this car for the 4 years I've had it, then wait 4 years while I'm saving! I would totally do that again to enjoy the car, rather than wait and wait! Plus it can help build credit and if you can afford the monthly payments, it's better than parting with that much money all at once! Everyone has a preference and what they want to do, but at least for me, I don't regret buying it early like this and paying it off early saved a lot of money as well!

[@oscar7476]

@@BrosFOURRSpeed wow, thats great to hear!

[@acewentworth]

Mine will be paid off in a month!!!!!!

[@BrosFOURRSpeed]

Awesome! So close!

[@LextasyNation]

Smart person/investor NEVER pays cash FOR anything! Especially for a depreciating item

[@Superdimensional]

Smart person never pays interest

[@LextasyNation]

@@Superdimensional if the interest is 1-3% it’s still better than dropping $70k cash when you can invest it into something else. Millionaires still take loans out on properties and toys they purchase

[@BrosFOURRSpeed]

For sure! I can make about $60 a month keeping that cash in my bank account. So actual interest paid on the car was half while money was in the bank. And the KZbin vids made me a much higher return then the interest paid. Fun ways to play the game for sure!

[@BrosFOURRSpeed]

@@LextasyNation heck yeah! Slowly gotta get to that level 😅

[@BrosFOURRSpeed]

@@Superdimensional as long as your cash elsewhere can earn a higher return. 👍🏼