She Tried to Manipulate Me | Financial Audit

[@CalebHammer]

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[@Christina92488]

Caleb!!! Thanks to you I paid all my debt off. Except my mortgage of course, but that doesn't count. Lol I am OFFICIALLY DEBT FREEEE🎉🎉🎉 Now I'm using my second job to build my savings. I owe you so much, you have changed my life exponentially.

[@gr6914]

like my daddy always says, if you're looking around the room for the asshole and you can't find him... odds are you're the asshole in the room

[@triplebbb291]

Hi Caleb, can you please do a video once a week or even month of someone doing really well? It would be nice as a consistent viewer to get variety and get insight into what it looks like to be doing the right things financially.

[@LupeYoung-wv8cw]

Hey, Caleb just started watching I Sign Up to get your Rules For Not Being A F*ck Up but I can't download it, it says in the users trash from Goggle Drive

[@markrio7188]

Your username is a company… yet you dislike him making money by sponsors?

[@faithbuenaventura3189]

She's been going to therapy since she was 16 and all it's done is give her a wider vocabulary to gaslight and manipulate those around her.

[@Oliviaandtrina]

That's what happens when narcissists go to therapy. It actually makes their abuse WORSE. Because they learn better ways to manipulate, go undetected, and learn more psychological tricks. You can tell when someone has done that because they will use therapy words in a way that doesn't fully make sense, and shows a misunderstanding of the word or context its supposed to be used in. You can hear it perfectly while she's talking about her husband.

[@christianburbach1693]

Big facts

[@jlab6969]

@@Oliviaandtrinai was thinking the same thing. I notice that she is most likely abusive to her husband too just because of how she speaks about him. At the very beginning of the video where she immediately told Caleb (and all of the internet) that her husband is infertile (or impudent idk) it’s such a personal thing, especially to be sharing right off the bat and telling the whole world that it’s essentially his fault that he can’t perform. But at the same time like 30 minutes later she goes onto say, he’s not her enemy and they’re friends but also he’s her trigger…

[@janeandrews1790]

Needs a DIFFERENT therapist. But if you have a talent for manipulation, you can scam them. A waste of money but you can have your victim hood validated which for people like Cia is really the goal.

[@janeandrews1790]

I used to work for a psychologist. Not everyone who asks for help really wants it. A lot of “Yes, but” happens in therapy. The possibility of being healthy instead of a being a victim is incredibly threatening to people like CIA. Her identity is tied into being a victim. No one expects much from a victim.

[@googleuser1522]

At some point Caleb may need to bring on a licensed therapist as a co-host. I feel like so many of these guests are looking for financial advice but what they really need is a therapist.

[@deannabanana1983]

Anyone but Dr. Phil 😂 or Dr. Drew.

[@dr.i4lo16]

Please no

[@primalvalor]

If there is one that he vibes with really well, that could actually be a good idea. The hard part is finding the therapist that vibes with Caleb in his area. SO MANY people just need a therapist. Their finance problem is due to poor mental health

[@StudioHannah]

The two issues often go hand-in-hand

[@MearnieToon]

No what they really need is to gtfu

[@sarasayshi]

One of the most embarrassing moments was with her publicly sharing that her husband “can’t get it up”. Absolutely tasteless on her part. She just outed him infront of his peers. Chances are her friends/ family and mutual friends watched this episode and she was not even remotely trying to protect his privacy.

[@marc2825]

From a man's perspective it's understandable. I'm sure, that problem will miraculously be "healed" with any other person.

[@kroasan]

Got a timestamp? I missed that bit lol

[@sarasayshi]

@@kroasan19:48

[@antonioiniguez1615]

Holy shit can't believe I missed that

[@reneebennett3275]

I feel like that was her goal. To humiliate him. But then to go and say he’s her friend… Yikes.

[@klc3rd]

Girl making $13 an hour and bought a house for $33,000. Girl’s living in 1985

[@socketyellow3]

She said she’s given money for being a Native American descendant

[@AsukaLangleyS02]

@@socketyellow3 Free handouts on the base of skin which isn't fair whatsoever. It's very racist.

[@mentalhealingwithelaine]

@@AsukaLangleyS02shut up

[@andreapayneconnally390]

@@AsukaLangleyS02 I don't think you know what that money is and where it's coming from. Its not just a free handout. its proceeds from the tribes businesses which gets distributed throughout the tribe.

[@AsukaLangleyS02]

@@andreapayneconnally390 "proceeds from the tribes businesses" just call it gambling. Gambling is morally wrong, it's practically blood money.

[@sortacasual]

I could feel Caleb being emotionally disconnected the entire time she'd try to elevate the emotional state of the conversation and I'm really impressed by that.

[@3rdsidetriangle]

Yes! I felt bad for him, because he was being as kind and understanding as one could be. God knows I would have had a headache hearing her over and over again attempting to point fingers at everyone else.

[@maitlandbobst3960]

Idk if I could have hung in there as long as him lol.

[@borg_wow]

It is clear he has been emotionally manipulated to the end of his rope in his past.

[@jeffyboi6969]

the "ok Im going to listen to this and act interested so she doesn't get insulted that I'm genuinely not interested in this" face

[@OopyLoop]

Aquarius things

[@lingenflinger]

Congrats to the ex-husband for getting out of this dramatic situation 🎉

[@Miata_On_The_Homestead]

"He applied and then was gone the next day." Yeah I wonder why. im usually the guy who says "well have you thought about her perspective" at work when guys comain about their wife... but JFC this woman is fucking nuts.

[@thembasapam7838]

Exactly.

[@Hello-ig1px]

jerk

[@AlexJohns-kw2um]

Welcome to most women ​@@Miata_On_The_Homestead

[@MissTaelus]

​@@Miata_On_The_Homesteadgood on you for dispensing the good advice. Most of us need the reminder to put ourselves in our spouse's shoes when things are rough.

[@JwinN6918]

She’s got one of the worst victim mindsets I’ve ever seen. Finances are the least of her concerns at the moment.

[@martabanasiewicz6353]

She started setting up excuses immediately! She said “I’ve been not myself since my grandma died” and then “he triggers the worst behaviours”.

[@JwinN6918]

@@martabanasiewicz6353 yup. At some point you have to look in the mirror and realize who’s in control of your life.

[@xterra4hire]

I mean the shirt says sloth squad

[@lot2196]

Yes. I've got a sister like this. Drives the whole family nuts with constant negativity. She has a bad back but walks fine when she doesn't know she's being watched. Bi-polar too.

[@UpstateMan607]

Big facts. I smell so much BS coming from her

[@David-eg5fx]

"What is this debt" "My grandma died" "Why did you buy this?" "So when my grandma died" "Why not cook?" "Because at my dead grandmas place"

[@starsantheoriginal]

When she started talking about her grandma's death... normally stories like that get me really emotional or at least misty eyed... SHE SOUNDED SO FAKE. She sounded like she knew how to use that trauma to make people pity her, rather than just share a true trauma. So freaking gross

[@WakandaleezaRazz]

Grandma ded

[@moraine4565]

The fake crying out the gate...geez

[@Coffeedad13528]

I get it but been there too, wasted money but when you’re not functioning well, it’s easier to spend that money seeking a soothing feeling fast. I wasted about 10k grieving over a year

[@jennyhaslayer1396]

*slightly raises voice* *instantly starts crying*

[@amberwright2046]

As a fellow Indigenous woman I was like, "Hey! Cool...a Native on Caleb Hammer!" Unfortunately, this interview was soo embarrassing and it's clear this woman lives in a constant state of victimhood. She is totally the problem and the fact that she sent an email calling Caleb and his team 'the enemies' is the craziest thing I've heard. She can't have come on this channel and not know how Caleb conducts his audits. Also, I'm from a tribe that doesn't provide much assistance to it's members so in my opinion, this gal has no idea how privileged she is to have the financial help and assistance she does from the Eastern Band of Cherokees. With a yearly average payout of $15k from a per cap, having any debt is the most idiotic situation to have put herself in! In fact, it's infuriating to fathom the possibility. In addition, spending irresponsibly after receiving $30k from her Grandma's life insurance...there are just no words. I hope I'm not alone in wondering why this woman decided to do this episode. Part of truly wanting to change and asking for help is accepting accountability for one's actions or mistakes. This woman is not in that mindset and will continue down a financial downward spiral because she sees herself as a victim. Even when discussing the blessing of owning a home she didn't have to work to save for but was from money from her tribe, she could only whine about home maintenance. My gosh! There are a lot of people who would love the problem of owning a home and having to invest money for home improvement. Caleb did a good job of handling this guest despite the constant bs-ing. I hope she is able to climb out of her high-debt situation, but until she can hold herself accountable and stop making excuses, the downward spiral will most likely continue.

[@dangsood4945]

Maybe she thought that her sob stories would make him pity her and not ask her tough questions. But tbh I know people like this and they're so deep in their own victimisation and delusion that they genuinely don't see what everyone else does.

[@ChristineKrannich]

I am not Native. I too, hope, she can get herself into a better mental space so the rest of her life is much nicer.

[@laurapeterson12]

Correct me if I’m wrong…upon turning 21 don’t some tribes give individuals up to $25,000?

[@forestfairy8025]

im so sorry that you felt you had your representation on this channel just to watch her act this way. i agree with everything you said here 🤎

[@burkles4456]

@@TheStudioMixesglad we found the ‘native’ (it’s a KZbin comment) that agrees with us!

[@djs2182]

She can’t lose weight for her safety. She can’t buy a hot plate because she doesn’t want to spend more money. She can’t become a nurse because the industry is understaffed. She can’t take advantage of her benefits appropriately because it’s hard. She’s overwhelmed that her 30k paid for house needs some things. Does she realize how unnecessarily oppositional she is.

[@savvagecabbage23]

Unnecessarily oppositional. I love that phrase. That is so accurate.

[@alexhelbert7721]

Also known as ‘being a dickhead’ 🤣

[@aiver.a]

With that mentally best she stays away from the medical/nursing field. People don’t need her there

[@BobJackson40]

Sir, this is just all the Indians on any rez.

[@freshrosemary]

I'm a native Alaska in my tribal community and it's actually pretty simple and straightforward to apply for scholarships, housing assistance, work training programs, cold weather gear, hunting permits ECT. You just have to do the work. Be a participating member of your tribe. We're a tribe for a reason we take care of each other, but you need to respect the systems.

[@miapestano766]

It's wild how fast she can go from speaking calmly to fake crying

[@instrumental]

Got towards the end and thought it was over. Then the water heater 😭

[@ronnie5329]

Its like a tool

[@Patricia-x4g]

I personally think we should have some grace towards her. She was brave enough to come on the show and listening to the fact she’s been in therapy since her youth…I doubt any of us would trade for her up-bringing. ✨🕊️

[@kat.ily111]

Less than 4 minutes in.

[@Benjamin-gu4fc]

​@@Patricia-x4gNever met a narcissist with bpd?

[@2wheeldom11]

"Everyone was jealous because I have money " makes 23k a year ....ohhh boy.

[@nickjlover72]

That’s small town Oklahoma for ya :-) us natives get bored

[@abrown507]

She does have money that’s the thing she owns her home which she is probably paying 1k a year in property taxes she is making 30-40k a year. If you actually own your home outright your spending power doubles so yeah she makes on a low year 30k but that’s the equivalent of making 60grand if she had to pay a mortgage/rent. She is just bad with money.

[@helianabanes4875]

She might get some $$ from her tribes. Yeah, she just said she gets per cap.

[@Loooeeeeeee3674]

@@nickjlover72you’re whiter than snow

[@6foot4meme24]

@@nickjlover72y do u guys get given 15-20k a year?

[@JakeTrimble-bx3lx]

If you are HANDED $10-15K per year, you OWN your house, AND had a dual income household yet you’re in death debt, you just suck at handling your own life… which makes sense because she seems to blame her problems on literally anyone but herself.

[@Ebiru2387]

Welcome to welfare programs. People dont work for their money and just leech.

[@CSpottsGaming]

Yeah I'm only about 20 minutes into this episode but I agree. You have most people's single highest cost totally covered right now (i.e. housing/rent) which in a normal budget might be a third of your income. In other words you can pretty much add 50% to her annual income to adjust it to most people's situations.

[@JoeyPickles]

Handed $10-$15k per year, for HER, not her family who need and don't have a stove....

[@sabias3932]

Everyone on this show sucks at handling their own life… even the ones making 6 figures with no spouse or kids….

[@darioperez5084]

​@@sabias3932 it's called life styles they want to live but never can have

[@BlacksmithBets]

As soon as she starts getting held accountable she just cries. She doesn’t take any responsibility and always has an excuse so she’ll never change.

[@sarolc]

Notice that a lot of them are crocodile tears. She was in middle of a "meltdown" when the tissues ran out and then did a full stop and waited calmly for the team to replace the tissues before picking right back up with the act.

[@iosgaming2824]

Reminds me of someone I use to associate with. Dude seemed nice and had spoken to me several times about family drama that was stressing him out and how an old friend of his had done him dirty by making music with someone else and lowering the effort they’d give when making music with him and I sympathized with him on that and I also told him during that conversation that he needed to work on communicating his thoughts and feelings towards people instead of thinking it’s common sense and they should figure his thoughts and feelings out themselves and after that he said something along the lines of not thinking he should but in the end said he appreciated me and my help, I thought he was even more stand up guy after that just to not too long after find out he was a shitehead.

[@madisonharkes226]

Funny I see no tears falling 😮

[@froggore52]

Correction: FAKE cries

[@GnarlyChef]

Bruh... Those tissues are dryer than Caleb's dating pools...

[@kmexperience1140]

I would love to hear her husband's story. He should appear on his own audit. She dragged him unnecessarily and he deserves his chance to return the favour.

[@TheTruthiest]

Great idea. It would be fascinating to hear his side of it. From how vague and deceptive she was, I'm guessing the truth is very different than she is perpetrating

[@alexpietsch7997]

Low key think Caleb should sponsor the husband's audit. Give him Graham and Jack levels of luxury, He probably still has some spending problems and bad debt to learn from, but he deserves his moment in court

[@JuliaCloonan]

I came here to say this! Caleb needs to have her husband on the channel!!

[@UKfan879]

Literally said the man, "couldn't get it up " like... way to air your dirty laundry.

[@Elicasis]

i would watch that, please make it happen Caleb

[@LorwelDonquist]

She was hoping, the ENTIRE TIME..that yall would feel so bad you’d wipe out her debt and give her 20,000$ for the drive

[@sashavickers3800]

Yep she literally came on to tell us her sob story, make people feel sorry for her and someone foot her bill. And use the native thing as an excuse

[@sophiemcdaid542]

🤣

[@WakandaleezaRazz]

Native privilege

[@jackson12802]

Putting her ex’s personal medical condition out there is so trashy, cruel, immature,and petty. That’s no one’s business outside their marriage.

[@jimboneutron8399]

Absolutely

[@klauskeller6380]

poor guy.

[@KazeHorse]

I doubt it’s even a medical condition. He probably just doesn’t want to be around her and I don’t blame him.

[@socketyellow3]

@@KazeHorseyeah….. she kept saying he he he he he. Yeah he was why she spent money, because he didn’t want to hug her toxic ass

[@twizted3k]

I've never had that problem, but I'd imagine it'd be tough if you're getting into bed with...let me stop there.

[@Ciro912]

This woman has never been wrong a single time in her entire life, simply amazing.

[@rockoman100]

Most people don't really make wrong decisions, they make decisions that make sense in the moment, but they turn out to be wrong later. It's very easy to think hey I had all the info I had at the time and I couldnt do better, dont blame me. And honeslty they're usually right. I dont like this show's pre-occupation with blaming the person for their financial difficulties. We're here to solve things, a lot of which are caused by a mixture of personal confusion and struggle and external factors which out of their control and hurt people

[@jonm6775]

She spent almost 2k on a gaming rig for Stardew and Borderlands 2 💀💀💀

[@calumbarry1829]

​@@jonm6775I always thought the meme about women buying some multi thousand dollar rig just to play Sims 4 was only a meme.

[@alexp123e]

I’ve learned that one simple way to be happier in life is to take accountability. Almost everyone I know that seems eternally miserable, never take accountability.

[@awsambdaman]

alexp123e I think it’s cause they view the world as their enemy. Everyone’s out to get them, everything is set up for them to fail. That’s why they’re so miserable. When you realize that you control like 99% of your destiny, you realize that the world and everyone else around you largely is not interested in your life. It goes from everyone’s an enemy to everyone’s kinda like an npc. Not that they’re dumb, but just that they’re living their life just like you

[@emilybrobst2049]

She cares more about telling her sob story than the actual debt

[@G3mini33]

It feels like this is a therapy session and not a financial audit. Her story continues and it's just hard to finish this episode, so I totally agree!

[@thewebbyshow1132]

@@G3mini33I’m trying to finish it and I’m tempted to close off after all the sob stories rather than a straight up story of how she got into debt

[@CluelessTheLlama13]

👏🏻 Caleb 👏🏻 is 👏🏻 not 👏🏻 your 👏🏻 therapist 👏🏻

[@cynic256]

Yep it's a giant pity party. Wah wah wah. Life is tough. Deal with it.

[@cynic256]

​@@thewebbyshow1132she thinks she deserves all the 'nice stuff' because so much is wrong in her life.

[@elisa-beary]

My whole life my mom has said if everywhere you go there’s a problem, you’re the problem. As I’ve gotten older I always hear her saying that in my mind because I’ve seen examples of it in life SO many times.

[@alexp123e]

That’s good advice. Very true.

[@soiledflapjacks1938]

I’ve always said “If everyone around you is an asshole, maybe *you’re* the asshole.”

[@alwaysanonymous295]

Your mom is very wise ❤

[@tabbycatmeow1]

I heard something similar. “If you smell shit once then someone else stepped it but if you smell it everywhere you go maybe check your shoes”

[@justine8387]

Australia here. If it feels likeone person is a being a dick, then they are probably they are, may be two people, if its everyone, then you are being a dick.

[@callieshufelt]

Anyone notice she even tried to blame the gas pumps for charging her more. 🤣

[@nineteenfortyeight6762]

Damn Love. That gas charge is high because they're liars!

[@sakurabahfan]

Yes, that’s precisely why she’s in so much financial trouble! 😂

[@Unstrict]

Its crazy, she sounds like she's been thru alot of real problems too but still uses that excuse. I lost almost everything and im climbi g up out of the rut, and im also an extremely emotional person- but i use my emotions to push my life forward. My late fiancée overdosed and passed away last year and now all i want to do is as much as i can for my current girlfriend that i want to be with forever

[@DumpsterFairy97]

​​@@Unstrictmy fiance also passed away from an od suicide in 2018. I'm sorry man

[@Unstrict]

@@DumpsterFairy97 love you my friend, you are here for a reason and everybody who has passed is cheering you on

[@TBiggs008]

This lady got $100,000 given to her to buy a house and still sits there complaining and playing the victim while getting $15,000 a year for free! The entitlement and privilege is almost unbearable.

[@CocoaPuff01]

She is not entitled or privileged. She is a Native. Your ancestors are thieves.

[@SnowRocker88]

I honestly think people like this give a SOLID insight to how a lot of people would be if Universal Basic Income was a thing...

[@nonniperkl6273]

@@SnowRocker88coming from one of those god damn nordics this is kind of true and not. Whining is annoying but overall our society is better off for it

[@HashFace253]

She is a dingus for sure and personal responsibility comes first and foremost. But native communities are not what most would consider "privileged". Free money would be great for all of us from "good backgrounds" or who have been taught fiscal responsibility. But when you give cash to people raised in and surrounded by poverty (due to ya know...) it's like giving a boat crew with holes in the hull and no rivets more buckets to bail with. Again you don't get an excuse for being a tard but it's like blaming kids in Baltimore or Chicago for being into gang shit the "just get a good job education stay on straight and narrow" when your surrounded by goon life. Again be racist about it or understand the context of red lining and generational trauma and historic oppression.

[@jaad9848]

@@nonniperkl6273agree . Whining is annoying but its better that these people whine from their housing then the same from the sidewalk they live in and having this person 💩 in the sidewalk doesn’t provide value to my life

[@Angelina-iq6kl]

She's basically trauma dumping. Most who do this don't always realize they are doing it, but it's incredibley overwhelming being on the receiving end.

[@Hello-ig1px]

wow you are so inconsiderate. why do all modern woman like to pretend they are psychologists?

[@ChaddeusThaddeus]

Compulsive Liars and manipulators do this alot so they try to make you feel bad or some type of emotion instead of looking at the facts. She's aware of it.

[@Angelina-iq6kl]

@@janefair7028 I felt exactly the same way. I couldn't finish the episode either for the first time.

[@themodernotaku]

Nah she knew, 4:45 most fake ass shit ever

[@victoriaalicewestwood3558]

Yes!! ​@@themodernotaku

[@babiijean11]

That "Let me finish!" was pretty aggressive. This is how I knew she was just putting on. She jumped from sobbing to demanding in 0.01 second! She would rather gripe then get advice

[@brittanyhyde933]

I feel like I must lack empathy because I feel absolutely zero for her. The more she talks, you realize she makes a bad decision, Caleb states thats dumb, she cries and then tries to justify this bad decision. Girl at some point you have to realize you are the problem. Not everyone else. you. Have some agency in your own life.

[@animetalk8132]

Same

[@sthempongwana9092]

episode was a bit too cringe for me

[@kennedyhogan9484]

for real, I was laughing through a lot of it because it was just so ridiculous. maybe I'm mean but it really felt like she was fishing for validation and sympathy and watching caleb cut through her BS was kind of hilarious

[@marissa3910]

​@@kennedyhogan9484 it's like one of those situations where you can't help but laugh because of how ridiculous it actually is, it's just mind boggling.

[@bigbooty6o3]

I was looking for this comment

[@lynnettepaonessa8226]

Is anyone else lost on this episode or just me? One minute she owns a home, the next she’s staying at her grandmas with no stove, then she’s living with other family members?? One minute she’s in Oklahoma then North Carolina, I’m so lost.

[@Lovinia1]

It’s because shes LYING. You see through it.

[@stephanie5249]

I’m lost too… Not as lost as she is though! 🙃

[@lynnettepaonessa8226]

@@stephanie5249 I hope she is doing better now.

[@stephanie5249]

@@lynnettepaonessa8226 me too! But I wouldn’t put money on it

[@basstfestivalvlogs7684]

Too many cry brakes fuck if your not ready to talk stay home omg!!!

[@chocoboasylum]

If she thinks Caleb and the Financial Audit team are the enemy she clearly doesn't understand what they do

[@zeta451]

wrong, she understands that caleb is trying to control her and ruin her mental wellbeing by simply describing objective reality.

[@Stanthemilkman]

She has to live her life. That's punishment enough

[@samanthaw.861]

Why did she even sign up to do the show? It’s not like they kidnapped her and held her at gunpoint.

[@Stanthemilkman]

@@samanthaw.861 she has no plan rhyme or reason. Stuff "just happrns" and when it doesn't give result she wants its everyone else's fault

[@Buxtonphil]

I am blown away that this person thinks going on the show gives them any validation.

[@bvdub2105]

I've always considered myself out of touch for not fully understanding what trauma dumping is. I am now up to date.

[@courtneya2207]

I’d say this was more emotional manipulation (or at least an attempt lol)

[@Wolfina1]

This isn't trauma dumping, it's manipulation. A real trauma dump is like someone smacks you and then walks away, she was dragging it out for sympathy

[@jj-gi1ft]

Complaining the husband would be a bad father when she’s a mess with bad health, bad finances, no career, and no accountability….

[@Britt4880]

Literally told by her doctor she has 5 years to live if she doesn’t change…. But wants to be a mom…?

[@reagan2512]

It bugs me how some people treat becoming a parent so lightly… she has no self awareness

[@xxjcipes]

My favorite part is when she says she paid her card off because “She worked extra hard that month” and then proceeded to say she used her grandmas insurance money when Caleb pressed the issue 😂

[@_Despair-]

LMFAO

[@chrissy9876]

She keeps talking about her problems and Caleb is like “ah man that’s tough. Ok so any more debt?” Then another sob story about getting out of debt and how it’s so hard she couldn’t care anymore - cue Caleb “hey hit the subscribe button” I love that he refuses to validate her bad choices. Good job Caleb!!!

[@mrspoido]

Every charge or debt had a sob story that started "my grandma" this episode could have been half as long.

[@letharja]

Cia: crying Caleb: and what's the balance?

[@Sentralkontrol]

@@mrspoidoevery time I heard “my grandma” I fucking was like “oh this shit again…”. My grandpa passing ruined me for years and all I did was run up my grandmas wifi and eat a bit too much

[@paulforster7746]

“I don’t want to loose weight for my own safety” Mam, excuse me

[@Yayatucks]

After crying about being told she only has 5 years going the way she is... this chick is WILD

[@patriotfox77]

That was wild!!! Says she has type 2 diabetes and has 5 years to live. Says "Dying at 80 on the Walmart floor would be a privilege" yet won't DO ANYTHING TO SAVE HERSELF! She can easily manage her diabetes by losing weight and getting in shape. WILDDDD

[@RoseFlare1]

Bet u 5 bucks she thought he would ask why and she could go into a SA story but he avoided it bc that ISNT HIS JOOOBBBBB

[@andrew-rn9ui]

Wtf she said that 😂 I wish there were ppl posting time stamps, I can't watch these whole videos cause I get angry and want to fight these people 😂

[@momof1150]

⁠@@andrew-rn9uitime stamp 58:00

[@CluelessTheLlama13]

Ok, the insanity of this woman aside, Caleb tossing the tissue box was freaking hilarious.

[@argrena]

where was that 🤣

[@CluelessTheLlama13]

⁠@@argrena 5:30 😂

[@thatvalensteingirl]

The smoothness of sliding over a fresh box and then casually tossing the empty aside was a much needed moment of levity 😂

[@thenerdymillennial]

He didn't toss he yeeted lol

[@kassylivingston3201]

That had me cracking up so bad. I felt bad cause it was during a serious moment but it was hilarious along with the little facial expression he made ahaha

[@mako4vr]

Caleb PLEASE get her husband on for his own audit

[@justice77da]

we need to petition caleb for this!

[@vKingLouie]

Fr!!!!! Im always curious what the other side of peoples stories are

[@gannondork07]

Caleb will go from financial audit to the new Jerry Springer in seconds. I just want to know why Credit One is a bad choice, idc about her ex-husbands non working weiner. Sympathy, tho.

[@LetsTalkFishin]

Dat part

[@cheesy_ground_beef]

THIS THIS THIS

[@blakeyork1889]

She doesnt care about her finances. She just wanted to come on to play the victim. Everytime Caleb tried to bring the convo back to money, she pulled it right back to her feeling.

[@very.victorious]

I’m glad you popped in to include the context about her blaming y’all. This mindset is insufferable. Here’s hoping she claims her life I following your plan.

[@cupcakeordeath]

Cia: “I’m spending hundreds of dollars on food because we don’t have a stove!” Caleb: “Get a stove?” Cia: “We did but we’re lazy!” Lady, why are you even on here?

[@mb3938]

While crying

[@Youre-Welcome]

Her shirt isn't just a cutesie meme...it's her lifestyle

[@unavoidablycanadian397]

Omg. I got upset at that, too. She doesn't want to put more money into the house, so instead, she dumps money into fast food.

[@kevinwalsh3865]

That "logic" made zero sense to me. "Oh well I didnt want to invest that money and get nothing in return for it" Okay but she'll burn a lot of money eating out instead? That's like amputating the leg to deal with an infected toe.

[@camillab8830]

she said “my husband gained so much weight. he needs to go to the doctor. he’s a trigger for me. i can’t keep babying him…” bruh

[@keishakardashiann3475]

If that lady does one more fake sniffle I’m going to throw my phone in a ditch! She is not accountable, she is lazy, she has a victim mindset, and she is used to crying her way out of EVERYTHING at 29 years old. It’s sad!

[@albertoavena]

Dude exactly! I was getting so pissed off every time she sniffled and half way through, I just lost it and yelled at my phone,”SHUT THE F*CK UP!!!” Never done that before with any of Caleb’s guests…

[@fazzi4924]

even when talking about her grandmother's death the sniffling and crying sounded fake and forced.

[@keishakardashiann3475]

@@fazzi4924 very!

[@keishakardashiann3475]

@@albertoavena same. Like girl cut the dramatics and figure out this budget

[@SpaceFox1033]

Don't throw your phone. If it's paid off you can get helium for only 20 bucks a month...

[@linky202]

She even defended not wanting to lose weight because it's her "safety." This women has a long way to go mentally before finances are anywhere near managed

[@Britt4880]

Blows my mind. Safe from what…? You’re literally making yourself more likely to be rejected, ridiculed and die (in this case MUCH) earlier.

[@TJrules299]

Sounds like she has been abused. This is actually common for ppl who have been abused.

[@MrsMcTaco]

@@Aki_Lesbrinco#SlothSquad

[@TheAnnoyingBoss]

​​​@@TJrules299everyone gets abused in this world. If you dont think you do you are blind. Whats sad is she has so much money a house she plays cards for tons of money because shes genetically in. Im white the waltons never sent me a paycheck bro or her 😂 15k for free before she even shows up to work and shes in too much debt. I cant afford to eat that much

[@NeonJake]

@@TJrules299at some point you need to overcome things as a human being

[@marzallen6762]

the email she sent after the show tells me her goal here was garner sympathy and for Caleb to just give her money to pay her debt and since that didn’t happen him and his team are now “her enemies”💀

[@subarashiionions8696]

Didn't she cite her husband's lack of desire to lose weight as one of the reasons she wanted a divorce? Yet, she refuses to lose weight for *insert list of nonsense reasons*? She's a nightmare.

[@ShrimpieSilver]

right??? and she's the one that got an ultimatum of "change or you'll die within 5 years" from a doctor too!!!

[@jeaniekang9475]

Also losing weight (3-6% of current body weight) helps diabetes so... 😂 Im so confused

[@thekidd7]

Also what does ‘for my safety’ mean?? I genuinely don’t get it, can someone please explain, my imagination is running away with me 😂

[@Draggonny]

​@thekidd7 From the way she responded, she's using food as an emotional crutch and isn't mentally stable enough to tackle that issue right now. It makes sense. It's difficult to tackle one thing at a time. It's damn near impossible to tackle everything at once. If she can stick to a budget for 3 months, she can consider that aspect stable enough to then look at diet or exercise. So she doesn't have to wait until she's debt free to start addressing her health but trying to overhaul her entire life all at once would be setting herself up to fail.

[@occamseraser]

I wouldn't try to appeal logically to anyone this drunk on her own emotions. She needs years of therapy before she's able to process how much denial she's in and she'll probably have eaten herself to death by then.

[@RaulGonzalez-wp7cu]

The fact she blew through her grandmas life insurance is embarrassing

[@danio2516]

It’s a very common thing actually. I used to work as a bank teller and I had a few people who were just surviving solely on a life insurance payout they received

[@cyoohoos]

Was it the grandma who didn't have a stove or a cooktop yet she lived there for over a year?

[@ryansmith3952]

It would be one thing to use some of it to pay off a bad credit card but she instantly ran that card back up like what 😂

[@wizzyno1566]

​@@danio2516that's not blowing through it.

[@danio2516]

@@wizzyno1566they would normally begin with an absurd amount of cash withdrawals until they’re left with just a small portion of the life insurance payout

[@auroranicole9276]

The only woman who can cry 52 times in an hour and not shed a single tear 😂

[@drtij_dzienz]

She gave those tears to her friends and ex husband, now she has none left to spare

[@TheAnnoyingBoss]

"I love him but hes nkt father material" something tells me he was and infact she is not wife material

[@summer5586]

Have you watched the Amber Herd/J.Depp trial? She gave Amber Herd a run for her money 😂

[@jenricker3254]

​@@summer5586came to say exactly this 😂

[@MelePaasi]

Have you seen the video ? Her tears constantly roll down her cheeks 😅 I think you need better quality viewing bro

[@Bebe_818]

Crazy how quick she can turn on/off the waterworks

[@mithicash1444]

To be fair, she doesn't really seem to actually cry. She starts to sniffle and pulls the wipes out. I didn't see actual tears

[@tomashollis3005]

Why is nobody talking about the fact that she really said “ dying in the Walmart floor would be a privilege “ like wuuut. This audit was wild.

[@edwinortiz1262]

It's just another sympathy plea.

[@djs2182]

Right, she gets Ozempic for free but consistently overeats unhealthy food, drinks soda, and doesn’t exercise but plays the victim about her health as if it were out of her control

[@Draggonny]

​@@djs2182Sounds like it has stopped the overeating. She said she lost 60lbs through the nausea alone.

[@invertedv12powerhouse77]

​​@@Draggonnybut see, shock to your body like that makes your health worst on your organs. It was not healthy. She even said she didnt actually work for it.

[@bobertkallahan4392]

@@djs2182Might be for now but that drug makes you HURL that shit up. My buddy’s wife was morbidly obese and it was like talking to a new person next time I saw her

[@deigue]

I never realise how strongly I dislike taking zero ownership or admitting faults.

[@thegreatsauna2347]

I absolutely despise victim mentality. It’s the ugliest thing a person can display.

[@elishungry]

@@thegreatsauna2347 absolutely agree with you there brother!

[@jimh781]

What are your faults then? Don’t actually answer, thats what I like about Caleb’s content too, its a dual purpose makes people go “am i screwed up financially?” and also “can i take responsibility for how I screwed up and move forward?”

[@TachibanaTengoku]

@@jimh781 If you're a grown adult in your mid/late 20s or older and you can't name most or all of your flaws, you are probably a very shallow person that does no self reflection.

[@thegreatsauna2347]

@@jimh781 So you are asking a rhetorical question and don’t want a response. It’s one thing if she doesn’t take ownership for her actions but then to accuse Caleb of the very same things she accused everyone else in her life of and then proceeded to take pot shots by quoting T..R. at the end of a conversation where no ownership that anything was her fault and using the quote as a weapon against her friends and family is despicable. Sometimes the best thing to say to a narcissist is the uncomfortable truth. If you want to call me judgmental and condescending then you do you. I really don’t care what you think. My comment is for the interviewee alone. You can check my other comments on other videos that are encouraging the people who were brave enough to put themselves out there. I call them like I see them..

[@ashleyholtze4795]

The stove story was too much...the immediate fake tears, the endless excuses. Just insane some people live in this mindset. Major props to you Caleb for how well you handled the conversation.

[@Mentherex]

This is the mindset these people are in, it's actually true the part about them saying she has more money and should pay for everything. It's a crab bucket situation, any of them make it slightly further ahead and they get dragged back down. Noone wants to buy the stove so they just wait it out until someone gives in and pays for it.

[@chaniachaisson]

This is the part that really made me mad cause I’ve lived with my mother in a single bedroom at my grandmothers and we made do with microwave foods , hot dogs, noodles , pizza. Was it the most balanced .. no but I survived and so did she.

[@nineteenfortyeight6762]

I still use a 30$ hotplate and a microwave I got out of the trash and fixed. Note: don't try fixing a microwave.

[@causticmain5002]

"I was just so... so angry" Give me a break lol

[@Draggonny]

​@@nineteenfortyeight6762Yeah, I'm just in the process of getting a new kitchen. I had no kitchen sink for weeks and no stove for a month. I'm just getting the electrical work done today to get the stove wired in. I didn't even have hot water for 1 week (thank god for power showers so I could bathe okay). You make it work as best you can. My strategy was to go on the Slimfast diet. That meant 2 meals per day were just milk and powder mix. Evening meals were microwave meals or something tinned mixed with 2 minute microwave rice. It has been a winning strategy. It has kept grocery bills down and I've lost just under a stone in weight. Sometimes you just have to take a step back and create a strategy to tide you over until the bigger problem can be fixed. Not saying it hasn't been emotionally taxing but I've turned a problem into an opportunity.

[@MinttheConqueror]

They way she can just cry for sympathy then immediately go back to normal is a scary tell of sociopathy

[@Raev222]

Better to just say "pathological personality traits" instead of throwing diagnoses around (and most likely being incorrect).

[@PSmith-ie9jx]

She is a prime example of someone who uses therapy just to learn all of the different ailments she can claim. And weaponizes the lingo. She's had a 13 years of rehearsal for this moment. She will not learn and will continue to seek out pity as long as she can find new people to tell her sob stories..

[@kennedyhogan9484]

@@ChristofferLund right haha, dude just wanted to crack down on some numbers but instead he had to listen to crocodile tears for over an hour

[@MzCraziLady]

Jfc, “weaponizes” is right

[@baileyspeltbeefy1768]

YES YES YES!! This is a perfect description of her

[@khansahb-o4e]

That's actually how most people who go to therapy are these days

[@alexl1340]

I cant imagine recevining 30k from my grandmas inheritence and spening 20k in a few months on bs while blaming everyone else for everything

[@WolfieRAWKs]

My grandma would literally haunt me for the rest of my life if I did that. Any time I'd buy fast food, it would be her voice in my head saying, "If I wanted McDonalds to have that money I would have left it to them in the will."

[@izzywoods794]

To be fair. Im assuming your better with money than she, hence why she’s on the show 😅

[@generalinbox3740]

Lol I would feel guilty as shit. Put that all in your retirement account act like it doesn't even exist

[@misspiscesdreamz]

Plus she gets that extra money from her tribe's casino

[@wizzyno1566]

Plus free health insurance.

[@lalamike25]

Feels more like Caleb's auditing emotions more than finances these days 😂

[@c0horst]

Reminds me of kitchen nightmares. Gordon Ramsay is supposed to be fixing restaurants, but it generally devolves into family therapy after the first 10-15 minutes.

[@Convosinnature]

That’s because peoples emotions are a driving force for their terrible decisions, atleast that’s what I’m seeing alot.

[@lalamike25]

​@@ConvosinnatureI agree to an extent, but I do miss when Caleb would just say "I'm not a therapist--you need to talk to one" and skip past the emotions. Then again, she just began unloading so Caleb would feel sorry for her and excuse her behavior. When he didn't do that, she told them they're the problem.

[@marz8084]

He’s seriously trying to get through it

[@bumblebeahive]

@@lalamike25yeah, I’m finding myself fasting forward 10 sec here or there too. There’s no accountability here lately!

[@sentoneYYC]

Caleb : “so what about this bill” Guest: “so my dog stepped on a bee” **starts sobbing uncontrollably

[@reedbauer2341]

Lol

[@jadinamber]

I stepped on a wasp when I was like 9……. Nobody sobbed for me except me😭😭😭😭😭😭😂

[@jadinamber]

AND on a separate occasion when I was 7 I was hiking and sat down and put my HAND on a COW KILLER WASP…. That was not fun. My uncle just laughed at me…..

[@VerdePenguin]

Lol this is brutal

[@sunshinejgb]

😂🤣😂 #AmberIsALiar

[@meganlopez8241]

As a fellow native… she’s pissing me off! Girl STAND UP ! Snap out of it!

[@TheAnnoyingBoss]

I wish I got 7500 because some whites ran walmart and just paid me for free for doing nothing. She has life on easy mode

[@brittbritt6841]

This type of girl is what gives us natives a bad name. I’m embarrassed for her.

[@BelArtist]

I love how Caleb keeps having to redirect the conversation to the math and the logic of the finances and she stays stuck in the drama of it all.

[@theramedita-terapeutickame8129]

Good catch. Also you look nice on your photo, good job.

[@AmbitiouslyMotivated]

She said she didn’t want to be a victim, yet she presented herself as a victim of everything.

[@kylieann96]

Caleb’s interjection about her calling HIM and his team the enemy after the fact is really sad, but not surprising based on how she spoke about everyone in her life. She was waving red flags within the first few minutes. I hope she heals mentally and emotionally, and maybe the personal financial responsibility will follow!

[@ykonratev]

I hope she doesn't heal shit

[@Olav3D]

Sorry to tell you but people with personality disorders like her usually never change. These are the kind of people you cut out of your life before they start blaming you for their problems

[@user-uc6gg1jq6i]

Was just about to say, people like her don’t change lol

[@josephbrown9685]

@@Olav3DYep. I know the type. You can’t help them and if yo try, you may end up getting blamed. Avoid at all costs and don’t hope that they’ll change because they rarely ever do.

[@beanosworld2538]

As a indigenous woman this is driving me NUTTS . Shes so lucky to OWN a home . Her husband def got lucky taking off. I get things happen and its ok to mourne but this is her doing what she wants, then wants to cry her way out of it

[@rosenars6665]

Right. She’s making us look bad lol jp but she is whining when she has a lot of advantages.

[@somegingerbaker6653]

I have a feeling she insists on "taking care of everyone else" at the expense of herself so she can weaponize it & blame them later for her own mistakes. Like "I pay for your truck and that's why I'm struggling" instead of her wildly excessive spending.

[@BelArtist]

Oh gosh I know someone like this. He’ll offer you help and pretend like he’s REALLY getting out of his way to help you with something (whether you asked or not), and then weaponize that at every chance possible

[@treyjuarez4692]

She’s the textbook definition of a self-fulfilling prophecy. Hopefully she seeks mental health therapy and works through the source of these behaviors. It’s not helping her at all to blame everyone else for her actions.

[@nineteenfortyeight6762]

How dare her friends use her for emotional support??

[@realcrimson4284]

​@@nineteenfortyeight6762You didn't read any of these comments or you can't read. No in-between.

[@reapedspartan8172]

This woman was frustrating to watch, she keeps acting like she was crying, but there were no tears. She seems very manipulative, and if you call her out, she instantly loses the "weepy, crying" and becomes aggressive and defensive. I can't imagine dealing with her on a daily basis, good luck to her boyfriend.

[@TDPEquinox]

the fake sniffles every 10 seconds was driving me mad

[@blahimbored13]

Not boyfriend- husband. She says it was her decision but he better take it and RUN

[@PikakeQ]

The amount of patience Caleb displayed here is worthy of an Oscar.

[@Londa.G]

Between the fake tears, irresponsibility, and sniffling I couldn't get through this episode! Caleb, you're the goat for having the patience and the professionalism to deal with this mess.

[@mw6346]

Calling everyone enemies is such an odd word choice to me. I dont consider anyone an enemy unless they are actively working against me. This girl has some serious mental issues she needs to work on. She is so privileged and acts like the worlds biggest victim.

[@laurab5849]

But everyone is a hater these days right? Don’t they say you aren’t doing it right if you don’t have haters😂

[@kathleenjevnisek1148]

Agreed. The minute she said there was nothing the therapist could do was a huge red flag...

[@vanzis14]

Or determining whether to support her ex “well we’re not enemies” ummm nobody said that they were… but you are so right it’s such an odd thing to say

[@jerrystauffer2351]

I'm 43. I don't really consider myself to have ever had any real enemies. I'm not sure how many people do.

[@Phonexwing]

The joke test for BPD is asking the person "how do you react when someone betrays you?" Betrayal is such a strong word that most people won't have an answer, because they don't think that anyone has betrayed them. But people with BPD see relationships in these strong intense ways, full of betrayals and enemies.

[@wakinglife7065]

She seems like fun. For someone with a fully paid house, free medical, large chunks of change coming her way she surely is saddest privileged person I’ve ever met. She should try the real world for 45 minutes with rent at $2k or mortgages 8% and property tax over 3k.

[@martabanasiewicz6353]

She is crying that she have to take care of the house 😂

[@Ebiru2387]

Property tax over 3 is not that high (unless you mean monthly which is insane!). That is quite low actually for many places. But i agree, her being given everything has made her a leech and not work for her money.

[@wakinglife7065]

@@Ebiru2387 I’m still shocked about how she wanted to be a music teacher but they didn’t teach her how to read music. I go to music school and they do teach that but it’s just one part of it and you are required to put in more effort in after class. So if she had a short fall in a specific area go to the library and get a book about music theory. But it’s someone else’s fault right? The teacher has to teach people from a wide variety of students and imagine if the students had to pay money to attend a school that taught at the lowest level? How is that fair? Oh right fairness is all about her

[@FizzyCape]

For real, if I had a PAID OFF HOUSE, I’d never even have to think about money ever again

[@PassionPno]

Damn, US interests are high. In my country, highest interest for a housing loan is 4.5% regardless of your credit score.

[@catspact]

The fact she sent an email afterwards blaming Caleb... when he was giving her benefit of the doubt and extremely understanding... that's just gross at that point. She needs a new therapist to address this victim mentality.

[@TwiztidHammer]

Just finished the episode and saw comments like this. Sauce? I didn't catch that being mentioned.

[@tim-tam-tomrick2973]

@@TwiztidHammer What? He literally took like three-five whole minutes out of the video pretty early on after her first crying fit. Like, good god, man. Watch the video you're commenting on.

[@israelarellano8335]

17:31

[@Happy93930]

"I was angry.....so angry." Shes had this prepared

[@melorvvv]

It sucks to say it, but every time she burst into tears when Caleb pushed back, i could feel my eyes roll to the back of my head... I feel so much empathy and relate to alot of these guests, but this girl, i have never had so much secondhand frustration. There is like zero accountability and a million excuses

[@annadeec6676]

I saw her squeeze out maybe one full tear

[@melorvvv]

@annadeec6676 you're right! Burst into tears is generous to say when it was just a teary sounding explanation.

[@Altearithe]

So glad it's not just me. I empathize with a lot of the guests, but with this one I kept saying "oh shut up, stop with the crocodile tears, no one's buying that shit". It's not often that I want to slap someone but holy fuck is she a contender. Honestly, good on her husband for escaping if that's true. Edit: auto correct issues

[@melorvvv]

@Altearithe same feels. Like geez, she's taking Caleb's good intentions and trying to twist things around and say she's being gaslit. Tell me you've got victim mentality without telling me

[@Altearithe]

@@melorvvv Right?? I had a friend that was very much like her and having to deal with that victim complex is just exhausting. Absolute kudos to Caleb for keeping calm about it as she tried manipulating and gaslighting.

[@djs2182]

When you’re sobbing throughout a financial audit about your trauma, difficult interpersonal relationships, unhealthy coping tools, and poor decision making, but claim therapy can no longer help you, that probably means you’re refusing to utilize the tools or recommendations given

[@alexp123e]

Can therapists help people to start taking accountability? I’m assuming they can, but in this case idk….

[@dimakeane9817]

Watching this woman explain herself goes like this. Caleb: So, why did you take out a loan with death interest rate? Her: Well, my mom wouldnt release the car, and I knew i could get a job easy, and my intolerance to blueberries came up, and my husband isnt good, so yeah. Caleb: 🤯

[@djs2182]

😂 don’t forget “I was getting more money for free than everyone else so it was difficult. They expected perfection. I was the responsible one” Caleb: “okay”

[@brandosdot]

“i need to start getting out of the house, i needed to get ready to get ah job” what does it mean to get ready to get ah job ? i have literally never heard somebody say this before..i kno people who walk miles to work at walmart i live in chicago n people aren’t even this ignorant. an she quits her job to come back to da exact same job at ah lower position ? i can’t lie i’m about ah quarter into the vid maybe not even that long yet an she lost me like 5 mins after this vid started….i am so confused

[@oldkingcrow777]

You missed "my grandma...."

[@ShakeyBakey]

​@brandosdot why do you type like that

[@danielwhite1233]

She keeps crying because she’s a self centered narcissist not because she’s sad. She’s definitely lying about quitting smoking, she very clearly lacks any self control.

[@Mr.SeymourButts]

She may need some aloe vera for that burn!

[@timb787]

At first she blamed her husband for why she "broke up" with ALL of her friends however, later she says she "broke up" with her friends because she "chose" herself when she stopped smoking. She forgot her lie in less than 20 minutes

[@janeandrews1790]

You know, it’s entirely possible that her friends broke up with her. I have a lot of sympathy for her hardships. But she also seems like she needs diagnosis/diagnoses. BPD? Anyway, people like this can be exhausting and tend to burn out their friends.

[@AnalyticalMenace]

Good catch.

[@suzubee9602]

it's possible that it can have been a multiple issue thing. BUT giving the situation and how she's acting I'm sure it's lying bs, it's evident in her fake crying

[@somethingawesome1462]

The whole family thing through me a bit. It takes two have kids and if he wasn’t willing to, makes me think he was checked out (assuming they talked about kids before marriage and he wanted them beforehand). And then they are getting a divorce after paying off their debts jointly? The whole situation is wierd

[@delta3265]

Noticed this

[@watersk2013]

Dude this episode was a STRUGGLE to get through. Felt like a lot of crocodile tears and no accountability. Very icky feeling to me. Sorry that Caleb and team had to go through that.

[@Aunny123]

I hope Caleb is taking measures to help his mental health. He listens to absolutely dumpster fires of financial situations 6 times a week, while dealing with a huge increase in personal income, and managing a team of employees to run the channel. Not to mention the nasty things people say on social media. I appreciate him putting in the time, but I hope he is doing well!

[@carried98]

This is why people generally become more conservative as they get older. After the 50th time of watching this play out and your energy being wasted, you conserve your energy.

[@ThePennyDropsYNAB]

Agree, feel like it might be healthy to incorporate “positive” episodes once a week for his own sanity, even if they don’t do as well. 😕 Worth it.

[@BRBRidingMyHorse]

@@ThePennyDropsYNAB this is a great idea.

[@Simplehomeschoollife]

Seriously. He actually cares for them and he interviews so many people. How is he carrying it all?

[@BRBRidingMyHorse]

@@srw788 I am a public defender. Believe me I understand.

[@assassinfox24]

Im so glad you interjected with the update when you did, this lady is a mental Neo when it comes to dodging accountability.

[@OhYeaMista]

“He’s still my friend” Just told hundreds of thousands of people he can’t get it up lol. Poor guy.

[@FiftiesDad]

He probably can’t get it up for her. I don’t blame him for not wanting to risk that

[@simonh7954]

So… She is a martyr… She sacrifices for everybody… People look to her for help and guidance…right. It’s easier to look at other peoples problems so you don’t have to look at your own. She’s hard to watch. (I can’t imagine getting an extra $15,000-$25k a year on top of my work and still having debt issues.) excuses excuses excuses

[@zeesworld3371]

Right

[@blackdiopside5261]

I'm so happy for her husband that he left. ESPECIALLY after hearing that email she sent Caleb.

[@francoral]

And Complaining other people gets $100k for housing and she doesn’t. 😢😢awww poor you. None of us do and we are not here crying. I want to 😂 but I am not.

[@ritakay7113]

You forgot, everyone is also apparently jealous of her 🥺

[@Supermoneygang12]

I don’t think you understand the definition of a martyr

[@pathlessflyer]

You tried to congratulate her for being a homeowner and she cuts you off to talk about how hard it is to be a homeowner 😐

[@carolinerondon8934]

@@nodsib i bet the ex husband escaped her, but with a drinking problem

[@unavoidablycanadian397]

And that her house needs work so suddenly that makes it a shit house and nothing to celebrate.

[@RocktracksSC]

How is she supposed to get pitied otherwise...

[@Tallimme]

It feels like she’s living the life DLC with cheats on.

[@MisterRose90]

"Sloth squad" is hilariously appropriate for this one 😂

[@smcintyre915]

I wanted to pay to send my thanks because I can't imagine creating this kind of very emotionally taxing content and putting it out for free. I hope the team gets a morale boost!

[@CalebHammer]

Thank you :)

[@staceymeldrum4476]

I also appreciate his content, but it’s not for free. With this many subscribers and sponsorships, he’s making a good income from KZbin videos now.

[@gleebybooer]

@@staceymeldrum4476free for the person getting advice

[@lipittysplit8722]

Not all heroes wear capes:)

[@amandagallegos3091]

Free for you to watch@@staceymeldrum4476

[@Ryuzaki629]

Caleb: "You own a house right out. That's amazing!" Her: "It's not amazing cuz there's so much work that needs to be done" Caleb: "That comes with home ownership" Her: "Yeah..." A true contrarian. Definitely top 5 insufferable people he has had on the show. Great job handling this one, Caleb.

[@dillpicklewes50]

Can you give me the other four?

[@Bloods2006]

@@dillpicklewes50The one he uploaded today of the ‘wannabe pop star’ and the guy who almost walked out because Caleb said he didn’t care about his degree. It was like a 40 year old man whose parents still supported him. He’s the winner of the most insufferable person on this show.

[@dillpicklewes50]

@@Bloods2006 I'm currently watching the wanna be pop star and my heads about to explode.

[@KazeHorse]

@@dillpicklewes50I can give you one. Taquitos.

[@jchristif]

I take her house in a heartbeat. No sky high rent payments 😊 she’s just not grateful for anything. She thinks she’s owed something. A lot of people like that…

[@jaad9848]

After watching this and other episodes I think Caleb should before discussing any finances ask the guest to name 3 transactions or choices that are 100 % their fault no excuses that they regret. If they can’t do that there really is no point in moving forward

[@hillerepera]

This!

[@johnprince337]

I would like to see this addition as well!

[@ImaginaryJeremy]

Good idea. Some of these episodes aren’t helpful because they end up like this onr

[@Jjjbbb5678]

Love this idea

[@Flower4229]

That’s a great idea!!

[@Alexander-fr1kk]

As a mature adult, I found it so painful to listen to a 29-year-old who has the mentality of a five-year-old but this seems indicative of our society these days

[@miafaucher9617]

she 100% got that victim mentality! Dude you got a paid house, you get money from the state for being Native, medical covered, etc. I understand you lost a love one but girrllllll! Come on, you have so much going for you and you purposely hold on to the negative outcomes!

[@gabe_irl]

Exactly what I was thinking

[@kaylaisawesomeist]

This! But also, I’m moving all the time? Excuse me? You have a paid off home and you’re moving all the time? I don’t understand. 🤷🏼‍♀️

[@Sassydivaa1990]

She’s never been giving any real life skills to function as an individual. This is by far one of the worst persons I’ve watched

[@Heirloomspirit]

​@kaylaisawesomeist I couldn't figure that out either! Also, a hotplate girl. Get a hotplate to cook meals until stove money comes around. Way cheaper than eating out. I really think some people are just shackled by their own woes and can't think straight.

[@jvolstad]

Wonder if she drinks.

[@chexmix2964]

Money is literally continually falling into her lap there is no excuse for this behavior

[@amyomeara2515]

It’s crazy right? And the total disconnect, like she has no awareness of the cash payouts and benefits she is getting

[@terriplays1726]

No, money falling into her lap is exactly the reason for this behaviour. She grew up in a world of entitlement and no accountability.

[@capitalist4life]

The free money is what created her problems. I inherited $40k at 18 and became a drug addict. Free money corrupts the recipient.

[@strangespice2996]

⁠​⁠​⁠​⁠​⁠​⁠​⁠@@capitalist4life Free money doesn’t corrupt the recipient. It shows their true outlook. When someone chooses short-term pleasures like drugs or worthless materialistic items it shows they don’t understand the value of money or time in life.

[@BobJackson40]

This is literally all Indians.

[@nicolef.2255]

I literally cannot finish this episode with her making excuses for EVERYTHING. I seriously doubt she’s ever been held accountable for anything in her life.

[@quantum3183]

True, the part that made me stop watching was the constant crying. If you start crying every time someone asks a question about any aspect of your life... It's time to make some changes.

[@iosgaming2824]

@@quantum3183even her voice made it annoying lol, it’s almost as if she cries in that voice deliberately to garner sympathy

[@horncorn9348]

He was actually so nice in this video definitely more different than his other videos and the fact she emailed and talked shit is crazyyyyy like i wish he would of went in on her like he usually does now lmaooo

[@mds-kv2rs]

I thought the same thing but I think it was because of the access crying 🫣.

[@JoeBlunt]

Lazy, complacent, irresponsible, perpetual victim, no accountability, and everything's someone else's fault. I would be shocked if this ever changes. Change requires accountability for your actions.

[@RJ-wx3fh]

Sloth squad says a lot

[@holdonC]

And the fact she gets tribe money to purchase a house etc. large sums of money twice a year?? And still it is everyone’s fault even with handouts she’s whining.

[@Draggonny]

She's quickly running out of people to blame. She's cut out the friends. The husband has left. It's now a coin toss as to whether she's going to go no contact with her family or they're going to go no contact with her. She has accused them of trashing her house so the ball in currently in their court.

[@TheJeanean]

@@Draggonnyor they cut her out

[@justhomas83]

@@holdonC Yep she is a Big Kid.

[@juliet4521]

My eyes rolled so hard into the back of my head I could see my brain. Glad Caleb picked up on this nonsense almost immediately, she was insufferable

[@Discrete1998]

Same here. Eyes looking at the back of my head so long it physically hurt 😂

[@michelleanderson3160]

Especially when she read the quote 🙄🙄🙄

[@admintuning]

I’m struggling to get through this video already. Some people try so hard to make themselves seem like victims.

[@user-lt1jd1ye3v]

🙌🏽🙌🏽🙌🏽🙌🏽

[@Oliviaandtrina]

​@cocacolacaine3356 yeah racists like you definitely help

[@Him-of-course]

@@Oliviaandtrinanot racism but the truth 🤷🏽‍♂️ people of color (as a black person myself) tend to make themselves victims in about 95% of situations. That’s why they killed Malcom X cause he encouraged minorities to stop being victims 🤷🏽‍♂️🤷🏽‍♂️

[@Oliviaandtrina]

​@@Him-of-course if you can show any evidence that "95% of pocs are professional victims" with absolutely no reason then sure I'll agree. It's a dog whistle to call poc "professional victims", a literal tool of racism and way to put down an entire race. I'm glad that you have not felt that way but it's incredibly unfair for you to decide for all POC that they haven't been treated unfairly, and to say that this is "the truth".

[@TuBui2]

@@Oliviaandtrina call it whatever you want but it's true.

[@PresKen3920]

As someone who used to have her mindset, there is nothing you can do for her - she can only help herself. I get it, I was like that too: everything was always everyone else’s fault, my hands were always tied, I was always the victim, no one else understood my situation, life had done me bad and I couldn’t do anything to help myself because all of it was all too much… yeah, I get it. And it took a really dark struggle through the worst year of my life, almost losing everything because of this toxic mindset, before I finally took accountability for my life and the situations I was in and started to do the work and make the changes that I used to have some excuse for. My life changed for the better. Nothing inherently was different about the workd except my mindset which had gone from an external locus of control to an internal locus of control. And unfortunately that’s the reality - it doesn’t matter if someone else has caused your suffering, it will ALWAYS be your responsibility to help yourself. No one else’s. YOU are responsible for YOUR life. Not your partner, not your parents or friends or boss or abuser or children. No one except YOU. For your ENTIRE life. Once we realise that and stop making excuses for letting other people have so much control over our happiness and decisions, we are finally free ❤

[@namelessbrat7197]

Thank you for sharing this wisdom ❤

[@awsambdaman]

This is such a W comment. Props to you for making the change

[@PresKen3920]

@@awsambdaman Thank you so much ❤️

[@alexisjankowski3281]

Great insights

[@Shadywolf09]

As someone also with her mindset, I lost everything because of it. I actually had to sit down after multiple tantrums to figure out that the problem is me and I couldn't blame others. It was no one's job to listen to my trauma dumping and fix my issues all the while I just kept being the victim, because I would find another thing to be the victim and vent to them about to the point where it was like, 'What else is (my name) going to have issue with today?' And it was embarrassing. In my time alone and without friends or any way to vent to others, I got into therapy. I got diagnosed with Borderline, I bought DBT and CBT workbooks. Now, I'm working on myself every day, going to therapy every week, and investing nearly all my time in starting my business. I barely think about being the victim or venting now, because it was time for me to grow up. She needs to grow up. Once she does that and actually gets that she is the problem and she is making herself the victim out of lies and drama, she will find that she needs to change her mindset. Until then, she will be a professional victim 24/7.

[@SuperColorGurl]

This woman is an absolute roller coaster of emotions. I see how her behavior caused the loss of her friendships/marriage

[@thetoastisburntgmail]

Roller coasters generally go up and down. She's straight and level heading right to sympathy town.

[@daveisdead]

What part was that?

[@ses-ei7oc]

The most crying I've every seen in an episode.

[@TheCombatWombat0]

I'm a subscriber half for the financial education and inspiration and half for the drama and social commentary. It's all so fascinating.

[@kennee1028]

I would love it if the total debt amount and monthly payments were kept permanently listed somewhere on the screen once you start going through the debts. Most of the time, I listen to this while I'm working, and I'm not able to watch the screen consistantly. Regardless, I love this channel!!❤️

[@TidalsWave]

This please!!!! I listen while working on spreadsheets and so being able to glance over and see numbers would help so much.

[@SqueakyCheeks23]

That’s a cool idea

[@KingKong-ux3gg]

True but what you said literally contradicts itself

[@ianwingo5455]

I agree with you, he can show his Google sheets up there for us to see, or a viewer friendly model lol.

[@keashablew7728]

Agreed. I’d like to see total debt, monthly debt payment, etc

[@rosemiller4622]

That Sloth shirt was all I needed to know

[@JimiSparx-yw3gb]

Classic trope - "Exactly What It Says on the Tin"!

[@TylerHurt812]

#same

[@kurtlessguhle2373]

What is that anyway?

[@lauuura]

@@kurtlessguhle2373it’s the content creator merch she bought at a time she didn’t have stove or a furnace. In other words, it’s just another terrible decision.

[@citlallimtnz2729]

The $203 merch she spent on that’s what she’s wearing 😂

[@baronwynter6536]

I love the editor! All of the double takes and side eyes 😂

[@globewax5871]

The one raised eyebrow tho!

[@mazemaster0033]

I’d love to see the husband on his own episode of financial audit just to hear his side

[@lorieslater4372]

I don't think he should have someone on who comingles their finances unless all parties are part of the discussion.

[@bellasamantha237]

@@lorieslater4372 they were both supposed to be on together but last minute she told them it was just her - so I wonder if he was the one that broke up with her not the other way around as she claims. 🤔 I don't really trust much of what she claims.

[@hallegustafson4531]

I love watching Caleb’s face when the sob stories start 😂 He’s super understanding, but he doesn’t tolerate excuses and I love that!

[@Tallimme]

Never thought I’d see someone who mastered the art of crying on demand quite like my mother. This chick gave her run for her money.

[@cameronlooper5128]

It’s so infuriating that most people don’t get a dime of handouts and she is given $100,000 and turns it to -$50,000….

[@stephy21685]

No you misheard she’s only got $10k left and allllllllllll that debt

[@ActualVital]

@@stephy21685Exactly😂 If you have debt, you don’t own that $10k. Unless you’re being sarcastic🤔

[@ridgejordan1859]

Caleb: “so it says here you went and got Doritos from the gas station” Her: “so the thing is my life is so hard 😖😢”

[@ArthurAnymoredonuts1]

"They couldn't really do anything for me in therapy" feels like a red flag.

[@jonathan.cruzate]

My ex-wife used to say the same thing. The problem is therapy only helps if you're still aware and not always playing the victim.

[@serenityharlan6798]

To be fair, I have dropped a ton of therapists because they said they didn’t know how to help me because I was already so “self aware”. BUT that is not an excuse at all, I kept trying until I found one that could work with that. She seriously needs help and has convinced herself that everyone but her is the problem.

[@KaLeCaFe]

Isn’t the patient supposed to be doing the work with the guidance of the therapist?