The Life Price: A Healthcare Cost Crisis | deep dive$

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Cam James

Cam James

Күн бұрын

Пікірлер: 309
@CamJames
@CamJames 3 ай бұрын
There's a reason why you've never seen me mock anyone's physical appearance on this channel. Get a 14-day free trial with today's sponsor Aura and see where your personal information has been leaked online: aura.com/camjames We couldn't possibly hit every corner of the healthcare world, but it was our best effort within ~30 min. Love!
@clementinelives
@clementinelives 3 ай бұрын
Loving the consistency 🫡
@bemtheman1100
@bemtheman1100 3 ай бұрын
I am a PhD student in cancer research. Got into it because my Mother passed away of breast cancer. I am looking to pivot out. Long enough in the industry and you realize you dont work for patients you work for insurance companies at the top 1%. You and I and most people in this comment section would never be able to afford any of the new treatments I am working on. It is essentially my job to research how to sell people their health and I just cant keep doing that. So I am looking to leave.
@CamJames
@CamJames 3 ай бұрын
i'm glad you saw the light, i appreciate you sharing this with us! we need more people making that decision.
@hikoza99
@hikoza99 3 ай бұрын
Damn...we need more like you out here. I hope whatever you choose to do with your life, you do it well and it fulfills you.
@ambivertical
@ambivertical 3 ай бұрын
RESPECT
@hardrocklobsterroll395
@hardrocklobsterroll395 3 ай бұрын
Wish you had an environment to do it for the right reasons. Passion beats payment when it comes to drive.
@aaliyahjackson9734
@aaliyahjackson9734 3 ай бұрын
I
@viceroybolt3518
@viceroybolt3518 3 ай бұрын
Dear Able people. It's temporary. It's *always* temporary. You are only going to feel this sense of immortality until the second you are no longer able, whether that's sick, hurt, old, or dead, and there's only one of those where you won't wish you had showed more solidarity with the disabled population. We need radical reform in healthcare and disability, and we need it 50 years ago.
@AlexHider
@AlexHider 3 ай бұрын
The sole fact that, for the majority of people in the US, leaving a job that can be ten kinds of bad for you is sometimes impossible because they would then lose their health insurance is evil. Evil.
@MarkSheeres
@MarkSheeres 3 ай бұрын
IMO that’s why it’ll never happen. If people didn’t need health insurance, you’d have millions of people quitting their jobs. Corporations need people to be desperate.
@streetinscotland1225
@streetinscotland1225 3 ай бұрын
The US healthcare system is crazy. I'm glad we have the NHS over here. It's not perfect, but it's not crippling people financially.
@RWQMUZK
@RWQMUZK 3 ай бұрын
Crazy is an understatement.. its also endlessly stressful and exhausting
@misterpaper5039
@misterpaper5039 3 ай бұрын
It just makes people wait years to see a doctor instead. Meanwhile Canadian healthcare suggesting patients kill themselves.
@duancoviero9759
@duancoviero9759 3 ай бұрын
They getting ready to take that shit over unfortunately, pretty soon you guys are going to be going private.
@saturationstation1446
@saturationstation1446 3 ай бұрын
@@duancoviero9759 you're talking about europe unmasking itself as the actual owner of america right? you cant tell me you dont see that europeans have the highest quality of life with the least productive workforce in history. no where in europe produces anywhere near as much as they consume. that means someone else is paying for all their stuff. who could that be? looking at how americans have been the most productive workforce in history and have only seen exponential loss in quality of life over the past 100 years, it should be obvious to anyone who isnt personally invested in believing otherwise. common sense and basic math/science is all one needs to understand all of this. the mental gymnastics of well off eurocentrics to deny it is something to behold tho. we can see it with our own eyes know that we can have deep looks into the lives of people from other countries. there's no reason to keep pretending like europe isnt funded by the torture/enslavement/slaughter of everyone outside of europe in modern times. if any other place on earth was swimming in wealth without having any demonstrable way to show they obtained it legally would get demonized by everyone else and investigated. only europe gets immunity to that consequence for some reason...
@T.H.E.O.R.Y.
@T.H.E.O.R.Y. 3 ай бұрын
Where is this?
@MusiciansRule07
@MusiciansRule07 3 ай бұрын
I have Fibromyalgia (I just spent a day in the ER), Bipolar 1 with Mania, and other problems and while I'm fortunate enough to have Disability and Medicaid, I have to fight to keep my coverage constantly. The government will do anything to find an excuse to cut coverage and I have to shop around for more insurance because abruptly, they don't cover my doctor or they doubt that I'm actually disabled because I'm functional. I can only imagine what other folks go through. The American Healthcare System is broken and flawed. My heart goes to everyone who's been battling them and to those who can't afford any sort of insurance.
@MossTunic
@MossTunic 3 ай бұрын
literally the whole "if you can advocate for yourself, you must not be disabled" thing is so evil. people need so many others to corroborate FOR them because they want to take away our agency. i don't get taken seriously because i am self-aware & educated on what's going on with me & what's going on in this economic system, too. i'm sorry you're going through this. it's already enough to have to live with various disabilities & mental illnesses, the system is confusing & overwhelming on purpose so it can serve even less people. spreading knowledge & unifying as a community is the only way we can get through this & thrive. i love you, be safe 🫂🧡
@MusiciansRule07
@MusiciansRule07 3 ай бұрын
​@@MossTunicI write EVERYTHING down and my part time job is amazing at keeping records so they ain't getting me without a fight! 😂 Plus, I've been a Caregiver since 2012 so I know how to use what I've got to get what I want and need. 9 times out of 10, they don't expect people to push back because most folks don't know how but when they get to me? They change their tune REAL quick. Caregive the Caregiver, I call it. Changing the system is gonna take generations but once you learn how to fight back, things get much easier. It's still a constant battle but one that I'll keep fighting until I can't anymore. Thank you for your well wishes and I hope you're doing well. If not, I hope things get better soon! ❤
@sdotcire2574
@sdotcire2574 3 ай бұрын
"3 Root Canals in the last 6 months".. dawg... I hate how closely I can relate to this. I've dropped like 10k on my mouth the last two years (wisdom teeth, root canal, 4 crowns) and I have both dental and health insurance. That would have been double the $$$ without insurance so I'm blessed, but it's ridiculous. I'm a first gen American, so I should have been doing preventative care, but my mom didn't have insurance, so it never happened. I know my son is definitely getting that preventative care since you'll definitely save money in the long term. In general, as a society we need to make preventative care a priority since it will decrease costs for everyone.
@CamJames
@CamJames 3 ай бұрын
100%, my teeth all decided to revolt on my ass in my 30s. Pain on pain. My tooth hurt so bad i was screaming into my pillow
@scottbuck1572
@scottbuck1572 3 ай бұрын
Dude I'm sorry you went through that: sudden hemaplagia is very scary and I'm glad you're doing better
@CamJames
@CamJames 3 ай бұрын
thank you man, it was life-changing in many ways
@shelbywilliams
@shelbywilliams 3 ай бұрын
Now hospitals have been buying urgent cares and charging hospital prices! Make sure you triple check that your urgent care is not associated with a hospital, because they’ll be able to charge hospital fees!
@devinlindsay4983
@devinlindsay4983 3 ай бұрын
I’m fighting this now! Went to urgent care for a sinus infection, paid the copay, but a few months later I receive a bill. I explained everything to my insurance and found that they billed it as a hospital visit.
@cooldaddy3
@cooldaddy3 3 ай бұрын
Having moved to the US from the EU, I got to experience the anxiety of being without coverage. I was always wary about getting injured or getting too sick. As of now, six years later, I am moving back to the EU and am relieved to finally be able to get some reliable healthcare again.
@xelefonte
@xelefonte 3 ай бұрын
It’s so incredibly sad that CNN+ with a budget of $300 million couldn’t achieve a product (a relatable investigative news channel) like Cam James who had a budget of $0. Let that sink in.
@CamJames
@CamJames 3 ай бұрын
thank you for the compliments 👨🏾‍🍳
@hardrocklobsterroll395
@hardrocklobsterroll395 3 ай бұрын
That’s because their $300M budget goes instead into shaping what is allowable thought
@msmelanated8481
@msmelanated8481 3 ай бұрын
Reports like this are the reason I subscribed to this channel.
@gamester1440
@gamester1440 2 ай бұрын
American News channels are funded by the same 2 evil billionaires who have their own agendas.
@namenamenamename7224
@namenamenamename7224 3 ай бұрын
Part of the reason why this can't change is because, if the major "health" insurance providers got legislated out of existence tomorrow, it'd cause hundreds of thousands of cushy office jobs for high-paid insurance office workers to disappear overnight. Those upper-middle class jobs are people who definitely vote and definitely contribute real $ to major political parties.
@CamJames
@CamJames 3 ай бұрын
🎯
@Shackl3d
@Shackl3d 3 ай бұрын
Here's the thing though, a national healthcare system will require those same skill sets to negotiate rates, handle billing, etc. Will there still be a loss of jobs, for sure ...but I would imagine more than half can just switch over to a semi-equivalent position in the new system. And hey maybe the other half can actually do something they are passionate about since their healthcare is no longer tied to a job 😂
@saturationstation1446
@saturationstation1446 3 ай бұрын
voting doesnt do anything in eurocentric countries lol... but those office workers are part of eurocentric cultures need to consolidate wealth away from those who actually generate it so they need those people to exist in order to have any public support for monarchist style economic distribution
@james_chatman
@james_chatman 3 ай бұрын
This sounds like one of those almost-truths that deflects from the real villains: CEOs, executives and large shareholders. Those office workers can find similar paying jobs elsewhere.
@AndrewJohnson-yt1nl
@AndrewJohnson-yt1nl 3 ай бұрын
Bro stay humble and real like you always have been and you will keep fans that will fight for you. I see what your doing, I see the dialogue your building up too. Keep it up man, You genuinely bring me to tears saying things that I've thought were self evident and as I get on in years I just see people being shitty to each other for money. I feel as though you are not motivated by money and THAT will have me stand by you 100% all day, every day even on the weekends. Love from Charleston (Summerville) , SC.
@CamJames
@CamJames 3 ай бұрын
love right back fam, thank you for the positive thoughts! i appreciate you watching and connecting with the work, it makes all the effort worth it.
@aliasfakename3159
@aliasfakename3159 3 ай бұрын
My father has epilepsy, my grandma has diabetes, and my grandpa died after a battle with prostate cancer. So far, I'm healthy but I'm not an idiot. To all the people who think socialized healthcare is bad, check your family's medical history. Because everybody's gangsta until they need socialized healthcare themselves. You do NOT wanna spend your life shitting on social welfare only to wind up needing it and finding there's a million hurdles to getting it.
@smiddumz
@smiddumz 2 ай бұрын
How exactly does someone acquire this, I start college in a bit and Id love to have this
@LionelWatson-ji1bf
@LionelWatson-ji1bf 3 ай бұрын
I learned this lesson the hard way. Got a gash in my leg from messing around at work. I needed stitches. Went to the emergency room (big mistake) for 2 stitches and a tetanus shot and later received a bill for $1500. I later found out I could've saved atleast $1k if I went to Urgent Care instead for the same treatment.😂
@kendrakausau
@kendrakausau 2 ай бұрын
As someone who has worked in health insurance in USA since 2010 with a health insurance license in both government (Medicaid, Medicare Marketplace insurance) and group insurance I can tell you it sucks all the way around. Screw our health insurance and health care system in the USA. Seeing doctors write off hundreds of thousands of dollars on surgeries for people with health insurance and charging hundreds of thousands of those without is outright immoral. I no longer work in this industry.
@shaygriffin8297
@shaygriffin8297 2 ай бұрын
Just subscribed! Nice to see a black man talking about topics that matter. The social science and sociology lover in me appreciates this content! So creative
@CamJames
@CamJames 2 ай бұрын
Thank you for being here! I appreciate you watching our work, it's a labor of love for sure
@johnmoosey8173
@johnmoosey8173 3 ай бұрын
I caught bells palsy 10 years ago ...left eye squints when I chew and leaks ....can't get a smile on that side of my mouth. I recovered 80 percent....
@CamJames
@CamJames 3 ай бұрын
i'm sorry to hear that happened to you, it's something we live with forever.
@johnmoosey8173
@johnmoosey8173 3 ай бұрын
Great content....What is equally or should I say scarier than this health care system is that we have a certain political party trying to abolish the AFA if for no other reason than spite. The Federal Govt expanded Medicaid picking up 90 percent of the cost leaving the states responsible for the remaining 10 percent ....Many governors of certain states refused the funding throwing millions of people off insurance....Cruel
@oregonvibez
@oregonvibez 3 ай бұрын
I just exited the health insurance industry after 3 years. It was a very stressful, overwhelming and emotionally damaging role. So many of my coworkers have blank stares of a sociopath, never focused on the issue only the money. It was a weird environment, but I made it through my time without selling out, and have moved on to something new. At 25 I realized there's more to life than this desk and this job beyond the hollow validation that once was a career in these sections. Myself, i just can't sit with it
@PorkChopProprietor
@PorkChopProprietor 3 ай бұрын
My Union has a contract with CVS so that my psych meds are super cheap. One of my psych meds is $400 out of pocket but with my union discount it’s $50. My medication coverage is grade A but coverage for dr’s appointments and specialist is straight up 💩! I have a ppo and going out the network is expensive and staying within the network is just as expensive! It’s very aggravating 😖
@HermitDragon
@HermitDragon 3 ай бұрын
I have fibromyalgia. To get that diagnosised I spent $2000 in one year (not including the $200 a month I pay to be insured in the first place). It took 3 years to diagnose. I need a wheelchair, but my insurance doesn't cover "medical equipment" so that is an additional $1500 out of pocket. There is no way to get them to cover medical equipment, even if my doctor signs off on me needing it. I just have to wait until November and get a different (probably more expensive) insurance plan that will cover it. I was recommended surgery for chronic back pain. I will not be able to afford it for another 2 years, because even with insurance it'll be $4000 for the surgery alone. This does not include any follow up appointments, if anything god forbid goes wrong, any supplies I'd need to buy during/for the 2 week recovery period, ect. My insurance decided that they no longer covered ADHD and there was no indication of this before I signed up. Any appointment I went to the doctor for and mentioned ADHD in was suddenly not covered and my $25 doctor visit shot up to $150 with no warning. It took 6 months of talking to insurance representatives to figure that out because everytime I called they gave a different excuse. I can no longer see my doctor for that condition until I get new insurance. All of this and I pay for the BEST and MOST expensive insurance my job offers me, because getting insurance independently would be more expensive. And none of this is mentioning my medication costs, urgent clinic visits, or other conditions that took time and money to diagnose. The US medical system is indeed f*cked up
@hardrocklobsterroll395
@hardrocklobsterroll395 3 ай бұрын
I’m sorry you’re suffering, we see you.
@JessicaLott3
@JessicaLott3 3 ай бұрын
We have wayy too much in common! I've had Bells Palsy multiple times. I've never had it as long as you, but I completely understand how it changes your appearance and your mental health. Chewing, swallowing, blinking, eating (that side of your tongue goes numb too) are all a chore with Bells Palsy. Plus, there's a lingering intense pain that comes from not using those muscles. I didn't go to the doctor either because it's just too expensive...and I have health insurance! Keep talking about the things that matter to us 30-somethings the most!
@CheddarKungPao
@CheddarKungPao 3 ай бұрын
Health care and housing are human rights. No ifs ands or buts.
@kaylean39
@kaylean39 3 ай бұрын
No, sadly.
@CheddarKungPao
@CheddarKungPao 3 ай бұрын
@@kaylean39 i get many countries don't recognize them, but in my view human rights do not require government recognition to exist. We need to change the laws and fix the discrepency.
@blob22201
@blob22201 3 ай бұрын
​@@CheddarKungPao the issue is you can't get a right to healthcare without the government, someone has to pay for the medicine and the doctor's time.
@averyeml
@averyeml 3 ай бұрын
I moved to China about a year ago and the biggest culture shock out of EVERYTHING was definitely the healthcare. I teach, so getting a “crud” (a generic respiratory something or other that might be a cold, might not) is just par for the course for me once or twice a year. I was sniffling and occasionally coughing and the surprise that came from my Chinese coworkers that I hadn’t gone to a doctor for it was so high. I burned my hand on a hot glue gun, pretty bad for a hot glue gun, and my TA was horrified when she asked when I’d go to the doctor and I was like “…why would I?” When I finally did have a reason I considered bad enough to go, I finally went and got set up with them. My symptoms were making me think I might have a heart issue, which wouldn’t be surprising given my family history, and they slapped a wireless monitor on me and asked me to go about a normal 24 hours with it. They took blood, did a couple other routine things, and when I returned they analyzed the results and, when they were normal and we ruled out a heart thing, they decided to just go ahead and do a full check up and everything. I mentioned getting an ultrasound during my physical upon entering the country and the tech mentioned gallstones, so they immediately took me down the hall and scanned me themselves. I walked out with some supplements and having done all that in about 26 hours and it didn’t cost me a dime. They looked at me like I was dumb for even asking “yeah I know I have insurance but how much do I owe?”
@brittanyb7568
@brittanyb7568 3 ай бұрын
I'm a pharmacist, and it drives me insane how insurance companies work. Literally see patients whose condition may improve on a certain med, but they won't cover it, or the copay is astronomical even with financial assistance programs. I'm grateful for my health, but it pains me seeing people struggle when our healthcare system is not on their side.
@Fragica0Because
@Fragica0Because 3 ай бұрын
My dude you deserve a million subs and Healthcare. Love all your videos.
@nezzylearns
@nezzylearns 2 ай бұрын
I can’t say this enough your content is impactful. I have learned more on your page about certain topics then getting my BS.
@CamJames
@CamJames 2 ай бұрын
we're glad to be helpful fam! that's our primary objective, every time
@sovcitwatch
@sovcitwatch 3 ай бұрын
My cost per month JUST to get medication for multiple sclerosis: The equivalent of $2.225.07 USD. Except that cost is covered by the Canadian government. So it costs me $0. If I lived in the U.S, the pills would cost $9,954.94 for a 1-month supply. That's $165.92 per pill. That's the equivalent of ~23 hours working at the U.S minimum wage for a half a days supply (2 pills per day). And that's before deducting payroll taxes.
@Nicole_B1
@Nicole_B1 3 ай бұрын
Type 1 Diabetic here and insulin sure is not affordable w/out insurance 🤔. Keep up the the great work Cam 👍🏽
@TeTaongaKorora
@TeTaongaKorora 3 ай бұрын
A few years ago I immigrated to the US and I'd heard the horror stories about its health care before moving here, but had assumed (like most news stories) that it was the extreme exception, not the personal stories of soooooo many of my colleagues and neighbours. I'm lucky enough to have a solid health plan through the county in a union state, but it still terrifies me looking at those bills even in the 'lucky' circumstances
@zacharysmith4649
@zacharysmith4649 3 ай бұрын
Another incredible video, so well-researched and citing your sources in a KZbin video is just the best. Commenting to boost up the algorithm.
@Jaminux
@Jaminux 3 ай бұрын
i stopped taking adhd medication years ago because the medication i was on exacerbated my pre-existing mental health issues to the point where i couldn't wait it out, but getting back on it is a worrying thought because i can't price shop for this. i self-medicate with caffeine, but i still can't function "normally" and only do it so i can get from "hardly able to do anything ever" to "able to get out of bed and do maybe two tasks at most". i cannot function at all in the "live to work to live to work to live to die" cycle because of my adhd, but adhd is not taken seriously enough for most people to be granted disability benefits on it alone. you need medication, but you need money for that medication, but you need medication to be able to get that money... it's an awful cycle and i'm hoping to get other diagnoses that will create a "stronger case" for disability benefits. i have zero independence the way things are now and i need change, but these systems and companies make that change harder to achieve on purpose.
@CamJames
@CamJames 3 ай бұрын
that's a terribly oppressive cycle, I'm sorry you have to deal with this.
@Jaminux
@Jaminux 3 ай бұрын
@@CamJames it is, honestly. pretty sad that i have to emotionally brace myself for getting knocked down a peg while making an earnest attempt to better my health. thank you for what you do; i've lived most of my life without my struggles as a disabled person taken seriously, so i appreciate you voicing these issues without a demeaning amount of pity.
@buggydust
@buggydust 3 ай бұрын
prescription drug price gouging is so diabolical. my sister is disabled and needs certain medications to live but the price is eye watering. it frustrates me to no end that the government lets big pharmaceutical companies get away with this.
@cuthip
@cuthip 3 ай бұрын
Small correction: the deductible is the amount of medical expenses you have to pay before the insurance kicks in. What gets taken out of your pay checks is an after-tax deduction.
@RoseMegill
@RoseMegill 3 ай бұрын
I work in a hospital in Canada and I am always baffled by the former Americans who complain about having to wait 6 hours overnight for their kid with a cold to see a doctor. Like dude you'd have to work 6000 hours in America to afford this shit so
@cassiesamuel8785
@cassiesamuel8785 3 ай бұрын
these videos are so well edited this rocks
@CamJames
@CamJames 3 ай бұрын
aye we appreciate that greatly 🕺🏾
@katertran1718
@katertran1718 3 ай бұрын
Being physically disabled means I'm very aware of my insurance coverage and the laws in my state and I'm constantly made aware of the fact that many people don't know anything about even their own coverage. My roommate had to pay for an emergency room visit and didn't even know what company he had insurance through.
@attack0nmem0ry
@attack0nmem0ry 3 ай бұрын
Aye! I'm glad you're recovering well, Cam. ✌️ Also: T1 diabetic *here*. That "Stretch To DKA" story is horrifying to me because of how real [it] gets - *real fast*. 😔I wish it on no one. Chilling vid, man. Hits close to home this time. (My bad for the rant.)
@jayspeidell
@jayspeidell 3 ай бұрын
About $15,000 to $20,000 a year. It's overwhelming how fucked the system is. I needed physical therapy to walk last year and got fucking denied, paid out of pocket. Plus I keep getting surgery bills I've already paid for sent to collections.
@Reasonabledoubt-l4z
@Reasonabledoubt-l4z 3 ай бұрын
Aye Cam a close family member of mine experienced Bell’s Palsy and the symptoms came on just like you experienced one morning while we were out of network. It’s so comforting to hear you speak out about the health and economic struggle of that 1% experience. Appreciate you!
@Diphenhydra
@Diphenhydra 3 ай бұрын
Cam, you couldn't have published this last week 😭 I was just kicked off my insurance last month and scrambled to get new coverage. I did finally get it last week, but man was it hard to understand in the short time I had.
@CamJames
@CamJames 3 ай бұрын
it's very intentional on their part unfortunately
@admiralbananas
@admiralbananas 2 ай бұрын
"Pharmaceutical executives will need to grow a conscience". Oh. Guess we're screwed, then.
@greenockscatman
@greenockscatman 3 ай бұрын
I had Bell's Palsy (UK resident) and my GP just told me it's likely to get better in a few weeks and suggested I tape my eye shut at nights. No specialist treatment whatsoever. Luckily he was right, and I regained use of the right side of my face in about a month's time. Sorry to hear you had a much tougher time of it.
@blob22201
@blob22201 3 ай бұрын
Sounds about right for the NHS lol
@b.johnson4470
@b.johnson4470 3 ай бұрын
Great video! Usually, when I hear discussions of health care, my eyes roll back in my head. But you're dropping knowledge about a complex topic that's clear, concise, and understandable. Based on all the other content I see out there, that's obviously very hard to do.
@Queeng24146
@Queeng24146 3 ай бұрын
You really have a gift! Your delivery/personality, research, and editing skills make every video so engaging. I found you today on my homepage and I’m so glad KZbin recommended your channel. Keep spreading the light!
@IOSAGifts
@IOSAGifts 3 ай бұрын
Cam James, nice content it was really good
@nekogirl2009
@nekogirl2009 3 ай бұрын
as an insulin dependent type 1 diabetic, quality health coverage greatly restricts where i can work. when i go to prospective jobs, my first questions are about insurance (to which no recruiter has any information about). when you ask the current employees they all say their coverage is great! until you ask them if they've ever had to use it for anything other than routine preventative care. the job i currently work pays 22$/hr when a different company offered 27$ but wouldn't cover my insulin pumps under any of their plans.
@cheesebuger13
@cheesebuger13 3 ай бұрын
The one thing that everyone can agree on, no matter their ideology or opinions, is to at least reform the patient system for pharmaceutical drugs. It's at the very least a first step to cheaper and better health care. It's even a free-market solution to the problem.
@SolaceMcfly
@SolaceMcfly 3 ай бұрын
i fortunately have full coverage but i recently looked at the prices of my medications and its insane that people have to pay over $300 for medication to stay mentally level.
@cassa7267
@cassa7267 3 ай бұрын
When i go through my patients' chart for a heart attack case and see the price for surgery anywhere from 27k+ even if no intervention was taken i wonder what the financial burden is for them especially the ones that aren't insured. Some patients would come in and get diagnosed with a heart attack and still leave and pass unfortunately.
@ArtzFenix
@ArtzFenix 3 ай бұрын
Thanks for all the helpful information. Sorry to hear about the palsy but 95% looks good on you.
@BryanBMusic
@BryanBMusic 3 ай бұрын
This is why we need Medicare for All Just a couple notes: there are Gold metal tiers in ACA. Also the paycheck deduction for health insurance is called the premium not the deductible. Keep it up! I hope your Patreon pops off so you can get Obamacare soon ❤
@seand67
@seand67 3 ай бұрын
Thanks for this information. Great commentary Brother
@irockhard2538
@irockhard2538 3 ай бұрын
Obama care was a great idea in theory, but not execution. The insurance companies just raised all the out of pocket cost through the roof. The difference from 2010 and 2011 was night and day on how the deductible was. My company went from $400 deductible to 2011 $1600. Max out of pocket went from 2k in 2010 to 13k in 2011. From 2011 and 2017 we spent 20k out of pocket 😢 in our 30s
@Fogghorn_Legghorn
@Fogghorn_Legghorn 3 ай бұрын
Thanks again! Great job. This should be a weekend special on a cable channel...I have watched plenty that are not as detailed or expertly put together and delivered as this one!
@NahlaNouveau
@NahlaNouveau 3 ай бұрын
Also developed Bell’s palsy during my first year of undergrad :(. That was in 2019. It got better but it always seemed like my care providers never had an interest in my diagnosis. Glad to hear you’re doing better ❤.
@knucklejoe8
@knucklejoe8 3 ай бұрын
13:32 The subtle [Keep It Real/Big L Freestyle/Marian McPartland - Melancholy Mood] instrumental is a nice touch
@Ariosbi
@Ariosbi 9 күн бұрын
I'll share my amazing US healthcare story....so i had a seizure at work while helping a guest. Blacked out and hit my head on the way down. After my boss asked me if i thought i could finish my shift (wtf??) He asked if i needed an ambulance, which i replied , "no, i dont have the money for that" him knowing full well that since it happened at work, work would pay for it. But he withheld that information from me. I ended up having a friend drive me to the emergency room, after checking in, waiting 2 hours just for a triage, and told it would be an 8 hour wait before i could be seen, i noped tf out of there and made an appointment with a neurologist. They said on the phone "do Wednesdays work for you? Okay great we'll see you MARCH 14TH" which was over 10 months away at the time. Thats the earliest i could be seen. Oh yeah, and for the triage (blood pressure, temp, basic stuff) i got sent a $300 bill and i was only seen for maybe less than 5 minutes. Still waiting on my appointment. Still have no clue why i had a seizure.
@Diggy22
@Diggy22 3 ай бұрын
I’m fortunate that when I was diagnosed with diabetes this year, I was able to take holistic approaches as well as prescribed medicinal approaches to reverse my symptoms. With diet and exercise, I was able to reduce my dependency on insulin, and I’m 5 months in since my initial diagnosis. There are a lot of people who don’t have that option, or are swayed by some medical professionals not to go that route in order to keep them hooked on a bevy of meds. There are plenty of people who do legitimately need them, but a lot of them need medical guidance more than they need a pill. I remember when I was initially diagnosed, one of the first meds they wanted to prescribe me was Ozempic; since I knew that half of Hollywood was abusing that med, I refused it. So now I take a long acting dose of insulin in the morning and eat as healthy as I can. I dropped enough weight that some of my co-workers asked if I did take Ozempic, to which I straight up told them, “I refused to take that.” The health and pharmaceutical industries definitely need an overhaul.
@hereforthememes
@hereforthememes 2 ай бұрын
My ex-husband was a type one diabetic. Thank you for taking the time to share some of their tough realities that they had absolutely no responsibility for. Although to be clear, you deserve healthcare even if it is your fault that you're in that position. Healthcare is a human right!
@AeroAstro_321
@AeroAstro_321 3 ай бұрын
Those of us who can “afford” health insurance, are paying for everyone all the people who pay nothing. Get rid of the insurance profits and cut entitlements and things will change real quick.
@MrBaskins2010
@MrBaskins2010 3 ай бұрын
thank you for tackling this sensitive subject and speaking on your own experience
@NhojisJohn
@NhojisJohn 3 ай бұрын
thank you for calling out these issues!
@alliu6562
@alliu6562 3 ай бұрын
14:13 after living in France for one school year I am fully convinced that Americans have been gaslit into thinking we need “independence” and “self reliance” over government support. In France, the government guarantees paid leave for all full time workers for at least two weeks every year. You are not expected to answer phone calls while not being paid. You are not charged exorbitant amounts of hospital fees when giving birth, and in fact, if you are working, both you AND your partner receive a mandatory minimum of 3 weeks paid parental leave. If you *aren’t* working, you will receive a small government stipend on top of the stipend you get for having a child in the first place. So many people in America do not understand how much better our lives could be. Genuinely. Especially when compared to other first world western countries and their healthcare systems. Where you don’t have to worry about breaking the bank to save your own life. Where you can feel safe knowing you have a bottom line and that when you fall, there’s a decent chance someone might catch you.
@magicmagic8188
@magicmagic8188 3 ай бұрын
Capitalism will always always always prioritize profit over human well being. There’s a reason worker safety and child labor laws were a reactive response, not a proactive one.
@Kuzyapso
@Kuzyapso 3 ай бұрын
Well produced video. You make great points and you explain it in a clear way
@CamJames
@CamJames 3 ай бұрын
Thank you fam!
@cassa7267
@cassa7267 3 ай бұрын
For anyone with insurance. Use your portal to check the price for meds at different pharmacy or even call and ask the pharmacy before getting it filled.
@Morristown337
@Morristown337 3 ай бұрын
There is no way 92% of us have insurance. It seems more like 50/50 around here. I have not ever had health insurance as it cost over 80% of my income to buy the only offer I have had. And that offer was a joke even is I could afford it. We all have to pray for good fortune and luck and if or when we get terminally sick.. we gottta do crazy risky things bizarre things to come up with 10 years of income the dr needs to fix us. In Appalachia there is a LOT of black market trade in health care. We don't just save our pain pills but our antibiotics, prednisone and almost everything coming out of the pharmacy has a street value so people can just buy the rugs we think we need for far cheaper then going to the dr. Or go to the dr and save leftover rugs to recoup some of that cost.
@CamJames
@CamJames 3 ай бұрын
respectfully, anecdotes aren't research.
@Morristown337
@Morristown337 3 ай бұрын
@@CamJames After this comment I looked deeper. I came up with your numbers on google. They are including all of us that have to sign a waiver when onboarding the job agreeing to find our own insurance so that we actually get a paycheck over 100 per week. In other words your research counts me as having insurance because the obamacare act forces my employer to have me sign a waiver. But technically yes this is still antecdotal but being offered insurance is different then being covered.
@CamJames
@CamJames 3 ай бұрын
I definitely see your perspective, and we looked into that as well. It's the best metric we have to go off of as it stands, since it states these people had insurance "for at least some of the year". I don't propose to know everything and we probably should've clarified further.
@cocoa33
@cocoa33 3 ай бұрын
I thank my lucky stars everyday and am so thankful for my husband that we have tricare. It’s incredible. No comparison for real.
@jonm1999
@jonm1999 3 ай бұрын
Great work man!
@Leahi84
@Leahi84 3 ай бұрын
Thankfully I live in Colorado where they have a very generous Medicaid system and all my medical needs are covered or I'd very likely be dead by now from my conditions.
@CamJames
@CamJames 3 ай бұрын
we're very thankful for that too!
@Graive17
@Graive17 3 ай бұрын
I haven't clicked on a notification so fast in my life
@CamJames
@CamJames 3 ай бұрын
you're appreciated 🫶🏾
@josephmccray9432
@josephmccray9432 3 ай бұрын
Cam James is my 🐐
@kedate1979
@kedate1979 3 ай бұрын
Excellent deep dive!! Informative and excellently done. 👏🏿👏🏿
@SSS-wo2hn
@SSS-wo2hn 3 ай бұрын
Keep up the good work. Nice real life videos!!’✊🏾
@stevenwizzle533
@stevenwizzle533 3 ай бұрын
This channel will be deservedly growing soon.
@T12405
@T12405 3 ай бұрын
I’m gonna have to bite the bullet and get myself insurance through my job this enrollment year :/. I’ve definitely put off my dental care for a hot minute and also my general/primary care. I just wanted to have more money on my check at the time being 😅. Btw, great vid!
@CamJames
@CamJames 3 ай бұрын
we've all done it. it's addicting seeing that higher bank balance. we know we have to cave eventually
@LoadedL
@LoadedL 3 ай бұрын
Bruh be cookout sharp! I been so broke before, I was looking at the math like "come on tell just a teeny lie for me". Favorite subject changed to science... And uninsured smh.
@mykellacarter7322
@mykellacarter7322 3 ай бұрын
This is my first time seeing your videos. Keep up the great work. I shared this video as well
@CamJames
@CamJames 3 ай бұрын
thank you!
@77icky
@77icky 3 ай бұрын
Appreciate it my guy
@kimaparks2592
@kimaparks2592 3 ай бұрын
I’m a very healthy Gen Xer. I do all my preventative exams. I’m still beat in the head due to deductibles & the GOOD docs being slightly above R&D cost set for in network providers. I was prescribed a script for scalp inflammation that used to costs $10. When big pharma saw it could help with psoriasis the cost was jacked up to $800. Somehow I was able to get the script fully covered … but dayum
@Le0mas
@Le0mas 3 ай бұрын
Hey, Switzerland mentioned!😂
@eafyny1
@eafyny1 3 ай бұрын
Insightful and well researched submission.
@eafyny1
@eafyny1 3 ай бұрын
Maybe you can consider researching into the role dietary and lifestyle modification can play in mitigating an appreciable percentage of the prevalence of non-communicable medical conditions which contribute largely to most of the chronic prescription drugs.
@celieboo
@celieboo 3 ай бұрын
My sister has Bell's palsy. She was initially affected 14 years ago. She has only recovered about 40-50%.
@aleco444
@aleco444 3 ай бұрын
I ain't gone lie, love the content, and the music is always fye🔥❤
@theopticsarehigh
@theopticsarehigh Ай бұрын
I’m a pale skin and I grew up super poor in a trailer park that had all kinds of different cultures and we all got along great but one thing we all knew was that we were getting boned, we had all the worst services and schools that some of the parents would use other relatives addresses to get their kids in better schools. I don’t know what to do other than try to improve myself, family and community.. the government and corporations are killing our country.
@KingDeeba
@KingDeeba 3 ай бұрын
needed video
@TrollinOn22s
@TrollinOn22s 3 ай бұрын
I just spent over $2500 in costs not covered by health insurance.
@DM-ov9hr
@DM-ov9hr 3 ай бұрын
There are DEFINITELY gold plans. 😂😂 Well done, Cam!!! You know I came running to this video as soon as I could. 🏃🏽‍♀️ Having served as a health informaticist for both large health insurers and big pharma, everything you said is spot on as far as expenditure (which is a direct result of ingrained capitalism in our nation). We also have the power to change things by being proactive with population health to stop individuals from getting to the point of needing big pharma in the first place. The topic of my dissertation mentions a small solution that considers this perspective. Next year, I plan to take on more health equity activism and connect with likeminded individuals. In the healthcare sector, we’re behind with the times. It’s a solvable detriment to everyone, regardless of political party or race. The future of healthcare in the U.S. can be bright if policymakers begin to take this more seriously (and have a conscious too). 🙏🏽
@keenanleary5952
@keenanleary5952 3 ай бұрын
That shirt is fire
@CamJames
@CamJames 3 ай бұрын
'preciate you!
@tjpokomo
@tjpokomo 3 ай бұрын
but folks don't wsnt to hear this 😫... mannn, great video. very informative, thank you!
@moniquewrites9046
@moniquewrites9046 3 ай бұрын
Thanks for another though provoking video! Have you tried Stride? It's like $10 per month!
@DeepDiveDiscipleship
@DeepDiveDiscipleship 3 ай бұрын
I moved to the US from the UK. I like the lower waiting times but that's about it. Everything is basically insane and that's with a wife who is a nurse in a nonprofit hospital system and amazing coverage.
@jenfoster934
@jenfoster934 3 ай бұрын
You are a truth warrior Cam keep it up👏👏👏
@ts_cohn
@ts_cohn 3 ай бұрын
Went carnivorish ... limit the seed oils, kale, arugula, and that's good money for body weight workouts. I study the Bible between sets to get those verses reps along with the exercise reps. The goal is to not pay a lot getting older when the recessions keep coming. It's not affordable..
@princessmiaxo
@princessmiaxo 3 ай бұрын
That definitely helps! Going animal based has helped me quite a bit, but no organ meat on the planet will help you regrow limbs and anyone can lose them at any point. But otherwise I agree, diet can take care of the lion's share of health issues.
@ts_cohn
@ts_cohn 3 ай бұрын
@@princessmiaxo liver is considered a super food. I just like the clarity that comes eat this way. I didn't know it was missing until well into eating this way and reflecting back on myself
@Qimbeaux
@Qimbeaux 3 ай бұрын
Bell’s palsey is no joke. Ive had it twice while on active duty (90% recovered- eyebrow doesn’t fully raise on right side and right doesn’t fully squint when smiling). You don’t want to do anything, go anywhere, or see anyone. Everybody looks with sugar coated disgust. Shit kills you self esteem.
@CamJames
@CamJames 3 ай бұрын
I was fortunate that i was pledging shortly after and disappeared from public view. Worst time in my life
@marlondavis5128
@marlondavis5128 3 ай бұрын
@@CamJameswhat fraternity are you in?
@CamJames
@CamJames 3 ай бұрын
Alpha Phi Alpha
@Krazie-Ivan
@Krazie-Ivan 3 ай бұрын
my wife is only 2yrs into an imaging career she spent years of school & all the savings/equity she got for sellin her home to achieve. wages are dismal. environment is stressful, hard on the body from lifting our obese selves, hard on the mind from abusive management & patients ...and hard on the heart from all the horrid things experienced; children are taking a huge brunt of adult frustrations & financially related troubles, including SA. cries before work each day. she just wanted to help people. lookin for any way out now.
@_Hani_26
@_Hani_26 3 ай бұрын
This channel is underrated. I’m gonna open a can of worms here but the state of health and mental health in our country is a public health catastrophe but we hardly fund any solutions for it while increasing the military spending continuously.
@alanalin129425
@alanalin129425 3 ай бұрын
Excellent vid
@danielcunningham6727
@danielcunningham6727 3 ай бұрын
I've never understood putting a price on someones health it just seems very weird to me as a brit
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