Car Dealers Are Ripping You Off (& More Money Hacks)

[@christianwellmann4112]

I definitely appreciated this show. I love how great minds can come together and not only share their knowledge to others, but help each other grow. I feel like we are always life long apprentices and should always be learning. Thank you Erika and Anthony!

[@mjmartinez8373]

My favorite episode by far, thank you both ! AO is so relatable and laid back and Erika will always be amazing. You can just see the relaxed/confident energy between the two !

[@rashadthewealthcoach]

Anthony interviewed my wife and I 2 years ago. We enjoyed that experience.

[@erikageneroso1230]

I want to be in your circle of friends. This is such a good conversation that can probably go on forever. It's so nice to hear personal experiences and lessons in life. Appreciate both Erika and AO for the extra knowledge I gained.

[@apcdesignznyc]

Respect for how Erika and Anthony learned from one another while sharing with the audience! ❤

[@thececman]

Excellent Interview!

[@WisdomOver50]

This was such a good podcast! Thank you, Erika and Anthony!

[@shortstuff5503]

Erika this one of the best shows! Thanks a million for all you do. Please get some much needed rest.

[@Erika2]

awww thank you!!

[@TeamStephon]

Great Episode again! Thank you, Erika and your team, for putting together an amazing product! I love the growth from the very first podcast till now, and it improves every time!

[@brian7110]

"You have to be willing to be uncomfortable for a season, to change the rest of your life" 1:12:03 ... This mfer spittin! 🫳🏽🎤

[@brian7110]

Anthony's sound of excitement about the CD at 54:52 😅👌🏽

[@eliot5220]

I enjoyed hearing AO tell his story. It is very inspiring to hear a story that turns out good.

[@beautynj]

I really do enjoy Anthony’s honesty:) refreshing! He is so himself in all videos!

[@tz1731]

Awesome interview! Loved the practical and clearly presented steps. Also, the solid tips on negotiations. Finally, the very simple and clear explanation of CDs. Thank you

[@checkurfruit1st]

Erika & AO, This was by far one of my favorite episodes. The pair of you mesh like you were childhood neighbors and best friends (maybe it's because you were both military brats). As a USMC brat & USAF retiree, I found that the info in this podcast provided several gems that I will use as I embark on my second career.

[@micheller2802]

I love how he calls Erika “E.” Feels like they’ve been friends for a while. 😂

[@jeannettedrown7687]

AO is so entertaining. AO and Erika are a great combo.

[@joanncole9603]

Very helpful to hear the explanation on CD’s.

[@adriannehubbard3452]

I’d like remind everyone that in order to negotiate you have to be in a position to negotiate. These people have 6 figures and their sellers know it. If you’ve only got 2 Pennys people are much less accommodating.

[@rjansen4475]

The same laws and options are available to us who are broke as those with big incomes- yes if you know what your rights and options are, you CAN negotiate. The ONLY difference is knowledge and posture - they will walk all over you when they feel your powerlessness, but knowledge about what you can negotiate is power. If you carry your negotiation with confidence- you will get what you are asking or negotiate very close to what your rights are in the fine print.

[@annettehurd9391]

Great info! ❤ I agree with you Erika on the Credit Cards and teach him a few new tricks.

[@lhale528]

Great information! It’s hard to say one thing was helpful because you both covered so many great, life changing goals! This was a blessing to hear! Thank you!

[@thevictoriasadventures6015]

I ve learned a lot in different areas on how to save money. I love the ideas how to negotiate in many situations. I love it. thanks

[@vaughna.9958]

Thoroughly enjoyed this interview. Very practical advice for many people and really funny.

[@rashadthewealthcoach]

AO said “I’m a man, I pay for everything”. Then he tells the story of the lady who pulled out her credit card to pay for lunch. 😂

[@MyWillbot]

One thing I do is bring my own copy of my drivers license when I test drive a car. Most dealers will hold your ID hostage to get the upper hand on negotiations and keep you from leaving. Bring your own copy of front and back of the drivers license and give to them instead of your actual ID

[@Jason_The_Man]

Brilliant 🎉

[@ubad1981]

I'm not understanding...how can a dealer keep your license? Tell them you don't want the car, give me my license and leave. 🤷🏿‍♂️They can't hold your license because of negotiations. STOP ALL NEGOTIATIONS‼️

[@MyWillbot]

@@ubad1981 have you ever gone to a dealership? This is a common tactic, take your license to “make a copy” of it, but then they hold onto it to keep you there. If you give them the copy, they can’t hold you hostage

[@rashadthewealthcoach]

I think the take on black women not accepting a coffee date is ridiculous. He is generalizing an entire group based off of the actions of a small percentage. I think most women are good with a coffee date.

[@rostarr713]

thank you

[@PardonMyPresence]

Most reasonable women of any race would be.

[@travelfoodielove]

Um no

[@beautynj]

Agreed but he is right for the majority of black women!

[@PardonMyPresence]

@@beautynj you've never met the majority of black women much less had an opportunity to date them

[@soniamclean6694]

Loved this episode, you’re both a wealth of information. You both should do this more often on each other’s shows. l am subscribed to both.

[@Sam88677]

I have done that too! If I don't feel confident with the person I am speaking to, I will say I have to take this other call, I'm sorry, I'll have to call back. I usually get a much better rep on the phone.

[@marvahammonds6850]

I’m a new subscriber I really appreciate the information thank you 😊

[@humzj]

Great episode Erika very entertaining :)

[@SSS-wo2hn]

I hear this ALL the time. No one taught me that I had to pay back money that I borrow.🤯🤯🤦🏽‍♂️🤦🏽‍♂️🤦🏽‍♂️ Common sense is not common.

[@Tdubtheyunghogg]

What’s a cd

[@francobola9920]

I have O'Neal subscribed, but I like the interview , Erika , you seem to get the questions that don't really get asked in general. Your awesome. I got to know him a bit more. Your edge is the sweetness and smile , but really your interview style I like better.

[@emmalarson]

Wow. I had no idea that’s how CDs worked! I also have NFCU so this whole episode was gold!

[@frontosaarowana1919]

Erika this was awesome and definitely took note specifically the part where i am mean to my self because I don't invest on myself enough🤔💯💯🙏🙏💪💯

[@lc8602]

Learned a lot from this. I want to save money to buy car.

[@aubreytraverse.]

AO is great glad you had him on keep up the great work!

[@krzysztofbirlet3951]

You just reminded me that I could or rather should get a new (to me) Jaguar car :) Thanks :)

[@thedivorceediaries]

This was such a great episode! Thanks for the amazing nuggets of wisdom!

[@knicoleyao]

Incredible content! However, the audio of this one drove me nuts! I was listening to it while driving, and I had to turn the volume up and dowm just to hear the guest properly.

[@KM-li6jo]

I loved the show! I will definitely be listening to more shows!!😊

[@maryd8370]

Great interview! I’m a huge AO fan! I’m a huge Erika fan too! 😁

[@Steinlage63]

Excellent interview!!

[@weareight6567]

Thanks for this! Helpful and timely information.

[@ericlopez2549]

if it's possible can u make a video at what age should someone retire 62 or wait for full benefits... What's the advantage of Retiring at 62

[@dianarodriguez6026]

Thank you for sharing practical advice ❤

[@SOHD]

The best episode 🎉🎉🎉

[@RsY-g2i]

I can’t find your pod cast on Apple.

[@chrysy_chu7]

This was so good!

[@simmsw1]

I like coffee dates 🙂

[@reginaldshorey9062]

That was a great show. Erica. I follow Anthony on his show. All the time and I've seen you on Instagram. Many times and taking some of your tips to heart. did not know you had a show. Will follow you and look at your past shows. Thanks, keep growing.

[@donatusnwafejokwu7087]

Please Erika, how do I get in touch with this guy? He is awesome and well informed. Thanks

[@Erika2]

He's awesome! @anthonyoneal on KZbin and Instagram

[@samtx5518]

Erika and Anthony on the same podcast? Amazing…always learning so much from these two. Get your notebook out and popcorn and buckle in…!

[@Steinlage63]

Excellent interview!!

[@phoenixnmhesq]

I think the idea that “if you have to finance a car, you’re buying a car outside of your budget” is not great everyday logic. Some people really need a car and they can pay a monthly bill but may not have thousands to pay for a car. Also, those cars in your budget might break down in three months. What’s the point of that?

[@dral22]

Erika was RIGHT, you're just MAD 🥴🤪😝

[@randymarsh9488]

I have navy Federal too!!

[@ramsesseven7161]

Congrats Ericka on your marriage and make it last forever 👏🏿👏🏿👏🏿

[@ZuluNation05]

Treasury bills are fire too

[@lawandajames1130]

FYI: I'm a black female who would be interested in a coffee date!

[@madvillainy6845]

I think a big mistake parents make over the past say 50 or 60 years is not preparing their children better for the real world. Before that adults were adults even before 18 years of age.

[@Mal-o7y]

Tried listening to the podcast version yesterday but kept receiving an error message. Did anyone else have this problem?

[@Erika2]

This is fixed now so you can listen on Apple Podcasts! Thank you SO much for telling me about it.

[@phoenixnmhesq]

I want to know who won’t go for a coffee date, but they’ll settle for $99. These type of guys are so confused. How can you say the first date doesn’t mean anything, then say you can’t spend $10 on coffee, then talk about it says nothing about your worth. I don’t think the date has to be expensive, (I actually like the coffee date and walk to talk and get to know one another) but this very low limit that he puts on what he will spend on a first date does say something about how much he values her

[@benkwaku4632]

What is CD?

[@janejones2439]

Certificate of deposit. Which means once you open one be it 3,6,9 or 12 mos. You can't withdraw any money from it without a penalty before it matures.

[@Pancake_cake_cake55]

I was about to buy a car as well

[@natalee6654]

If I don't know you we're going to Tims or Starbucks...dinners are too long and if it doesn't start off well I'm not staying.

[@Sam88677]

Please get the Gap insurance if you take out a loan.

[@johnnysood2]

Car dealers with employees and not ripping anything instead providing employment

[@yessy219]

I am Christian, well educated, will dress up for a date, and would take a coffee date 🙃

[@tonyadockery1321]

Main man needs to find a girl that appreciates a coffee and walk around town date. She’s going to be the girl that doesn’t need a $20k ring, and appreciates the money he has without feeling entitled to it

[@teresab208]

Your parents was supposed to teach you that

[@IssaRaeOf10S]

After the news about Navy Federal Credit Union denying Black mortgage applicants, I hope you both close your accounts.

[@SaveAndInvest]

👍

[@bkbjorn3487]

God sent me here. This is truly the most easily understood financial conversation I have ever listened to. Thank you God…and Erika! I’m hitting subscribe. 🫡