Chase Sapphire Reserve vs Amex Platinum (Everything You Need To Know)

[@ChaseYokoyama]

The Priority Pass Restaurant benefit on the Chase Sapphire Reserve will be REMOVED on July 1st, 2024.

[@_zach]

So a lot of people are looking at this as a bad thing, and that's understandable, although, it's been known for years that the priority pass benefit is pretty inconsistent depending on where you are. I wonder if this is a strategic move on Chase's part and that there may be a better alternative on the way? That's my theory at least.

[@funny2thag]

Great video as always. I think there’s a compelling reason to hold both for frequent travelers like myself. Both Cards offer credits that I already use plus the broad category of 3x on travel with CSR is very useful plus 3x on dining. The combined transfer partners of both banks is awesome. I already have the Platinum but I’ll either and the CSR or Ink Preferred this year.

[@ChaseYokoyama]

for sure. I know people with both cards and do fine. I like the reward multipliers of the CSR better. It's always a good idea to be a customer of those two issuers.

[@clausellray3949]

Than you for the Great video great detail on both cards keep that content coming

[@ChaseYokoyama]

More to come! Thank you for watching!

[@GMONEY159753]

I really enjoyed this video, thanks Chase! Subscribed!

[@ChaseYokoyama]

Awesome, thank you so much! I'm glad you liked it 🤙🏽 welcome to the channel

[@globalwillh]

Thanks for the detailed video! I have both and have done a horrible job using the benefits. Recently, I have been contemplating ditching my Amex Platinum since I moved abroad, but the international airlines program has me reconsidering...decent discounts for business class. Subscribed.

[@ChaseYokoyama]

Ya. take a look if that IAP will do you any good 🤷🏽‍♂️ could be the difference maker. But take a look at both cards and see what you can do to get more value from them. Thank you for watching and subscribing!

[@KakistocracySurvivor]

Great video. Much appreciated

[@ChaseYokoyama]

Thank you! Glad you enjoyed it!

[@drespinoza190]

Great video chase! I always wanna the Amex platinum card just to have it but after seeing your video, I already use some of those credits! So realistically I’m only paying $155 a year just to keep it open!

[@ChaseYokoyama]

Thank you so much! I'm glad that I could help. Ideally let's get that number to $0!

[@drespinoza190]

@@ChaseYokoyama hopefully, but the way I see it, I doubt that will be possible since that’s only the credits I use but if I use the airline and hotel credit then I’m positive!

[@AMEX4Life]

Great Video Chase. I appreciate your knowledge and research on both cards. A+…

[@ChaseYokoyama]

My pleasure! Thank you so much LoneWolfe 🤙🏽

[@AMEX4Life]

@@ChaseYokoyama I’m staying with the Platinum Card. A little more expensive, but many more benefits..

[@josephsantangelo2801]

Did I miss it or did u not mention it? But I thought the CSR had a $300 travel 29:10 credit for flights, hotels, tolls, parking and more.

[@ChaseYokoyama]

yes, it does have the $300 annual travel credit

[@Flyin5013]

Are chase sapphire lounges typically packed ?

[@ChaseYokoyama]

Personally I have not experienced it but I have heard that the Sapphire Lounges tend to be bigger, emptier and nicer. To be fair, Amex Centurion lounges have been out longer so Sapphire lounges aren't as popular quite yet and are newer. So if anything now would be the time to enjoy the Sapphire Lounges as they are on the up and coming 👌🏽

[@Flyin5013]

@@ChaseYokoyama can’t wait. Philly is my home airport

[@rmknicks]

I was at the JFK Sapphire last month and it wasn't crowded

[@albertcastro409]

Question when they arrange for you, get your medication and they called your doctor. Did they charge your extra fee or was that free as being a platinum member?

[@rox24561]

Great breakdown, Chase!

[@ChaseYokoyama]

Glad you liked it!

[@Adiscretefirm]

Just read a news article that mentioned Peloton and Saks as businesses showing signs of a financial crunch. Imagine if your coupons stopped working

[@ChaseYokoyama]

hahahah well that won't be good. But hopefully Amex does to prevent that from happening.

[@Daniel-ir4ki]

Clear pairs well with lounge access

[@ChaseYokoyama]

and TSA precheck 🤝🏽

[@divyv20]

Hey Yokoyama , really nice video ! I was wondering if I could help you with Best Quality Editing in your videos which visually appeal to audience and would increase average view duration and will also make a highly engaging Thumbnail which will overall help your videos to reach to a wider audience ? Pls let me know what do you think ?

[@aryehwalter4536]

If the majority of my budget goes to groceries and eating out, what’s the best CC for me? I’m a beginner, but have good credit score

[@Aguynearu]

amex Gold

[@ChaseYokoyama]

Good question. I actually have a video coming out this week (hopefully Thursday) that will be the perfect answer to that question. However a few good options that you can look into are the Amex Gold, Capital One Savor One, and Citi Custom Cash

[@aryehwalter4536]

@@Aguynearu not chase sapphire??

[@aryehwalter4536]

@@ChaseYokoyama I will definitely watch!! I’m surprised one of the chase sapphires or something isn’t on here! I will mention I prefer cash back to points. I don’t travel allll that much

[@Aguynearu]

@@aryehwalter4536 chase sapphire doesn’t have a grocery category

[@stelladee9973]

Great video! sad to see the restaurants benefit go on the chase sapphire reserve starting in July 😞

[@ChaseYokoyama]

I KNOW RIGHT! I was so upset hearing that news RIP ☠️

[@Re3iRtH]

Netflix and KZbin credits or bust! That would be ideal but I dont see any CC offering this. Even though those two are BY FAR the most useful

[@ChaseYokoyama]

1000% netflix, Spotify, Apple Music, KZbin, Hulu, Crunchyroll, and so on would be dream credits

[@theVhin]

Amex got Hulu, and you can use the HULU+Max bundle to get credit.

[@Creditcardnerd]

Didnt csr going to remove the ppr?

[@ChaseYokoyama]

Yes 😢 unfortunately they are removing it on July 1, 2024

[@Creditcardnerd]

@@ChaseYokoyama thats why i got the amex plat :(

[@fLiPnoTTiC]

Earned a sub with this

[@ChaseYokoyama]

thank you for that very much 🙏🏽 welcome!

[@Argelius1]

It’s remarkable how so many have fallen for these “elite” credit cards. The benefits are hit or miss whether you’ll even use them.

[@ChaseYokoyama]

I agree. They are not for everyone. I don't want to shill anyone into getting a card that isn't for them either.

[@ryanc5517]

Can you add an Authorized User on the CSR card and can that AU gain access to the Chase airport lounge using their card?

[@ChaseYokoyama]

Yes you can add an authorized user for $75 and they can access to the Chase Sapphire Lounges

[@WhatsThePoints1]

Been using resy for the monthly credits on delta bus platinum; I’m assuming that’s the same level of resy as tied to the vanilla plat right?

[@ChaseYokoyama]

Yes it is the same Resy access

[@ZachSmith-yh6fm]

could you make an excel on all of these benefits? this is so much ahahah

[@chrisa9629]

You never mentioned the credit from AMEX with $100 to $300 for cruises from a variety of choices

[@ChaseYokoyama]

you are right. thats a good catch. I also should have talked about the authorized users as well

[@chrisa9629]

@@ChaseYokoyama I question for you if that is alright. It is just a thought here as I do not have the AMEX Platinum nor have I read up on this aspect of the card, but I was curious if you apply for the AMEX from there website as opposed to any other version of the card like the Charles Schwab version or what have you do you get double credit values on the free authorized user card for you and your free second card you share the same account with? For example there is one annual fee total for two users that are married and live together while not paying for any secondary additional members to be able to use the same account balance while both card users get $50 SAKS credit so there is a total of $200 SAKS credit between both users and the same goes for all the other credits that the card can offer like both users can get into the centurion lounge and so on and so forth? What are your thoughts on that may I ask?

[@SabriaThomas-Vales]

Booking through the Chase portal is more expensive so no saving there

[@ChaseYokoyama]

Ya I’ve seen it be a hit or miss

[@gailgohrick5836]

What about minimum spending comparisons? Anyone know that off hand?

[@ChaseYokoyama]

right now the CSR has a SUB of 75,000 points after you spend $4,000 on purchases in the first 3 months while the Amex Platinum has a SUB of 125,000 points after you spend $8,000 on purchases on your new card in your first 6 months

[@JV_ApexPerpetual]

CSR all the wayyyy. UR points are worth so much more. If you want to keep MR points after receiving a SUB. Downgrade your card to a no AF Blue Cash Everyday card. This is the best and can still earn MR points and stay in the ecosystem. Good video 👍

[@trevorfurtis4812]

The BCE isn’t a downgrade option for Platinum card holders. All downgrade options for the Platinum have an annual fee.

[@JV_ApexPerpetual]

@@trevorfurtis4812 sorry, I meant to get the BCE and then either close the card*

[@JV_ApexPerpetual]

@@trevorfurtis4812 Another good choice after closing a AF card from Amex is the no AF Blue Business Plus, earns MRs at 2 MRs/dollar on uncategorized spend, up to 50K annual spending. Best to redeem MR points for Travel

[@ChaseYokoyama]

UR points are more flexible. Like others already said unfortunately you can't downgrade to a no annual fee card from an annual fee amex card. But yes you can get an Amex EveryDay or BBP to keep those points!

[@JV_ApexPerpetual]

@@ChaseYokoyama I mean I still love Amex, but I just find more value with Chase’s ecosystem. If I could justify the platinum again after the SUB, maybe I’ll pick it up again one day. Until then CSR so easy

[@vgshwk]

Kind of like you are either an apple or Samsung fan.

[@chrisa9629]

Chase will no longer be giving $28 for the card user and one guest after this year sadly 😓😭when you go to an airport lounge restaurant. Heads up

[@JV_ApexPerpetual]

Yeah it sucks :( but oh well. You’ll get points 3X on dining. Hopefully they boost the points now that they took PPR away.

[@ChaseYokoyama]

Yes very true. Starting July 1, 2024 that credit will no longer work 😫

[@ChaseYokoyama]

wishful thinking but yes at least we get 3x on dining.

[@shawn.credit]

I'll take my AMEX PLATINUM any day and enjoy status and luxury travel that is unmatched! ✊

[@ChaseYokoyama]

The Amex Plat is top tier ✨ especially for those things

[@himelu]

I just wish it was more accepted in Europe.

[@oSnapMillerTime]

You pretty much cant use AMEX in Asia so AMEX is DOA for me.

[@ChaseYokoyama]

I've only been to Japan recently and it's not too bad over there. But I have heard of other parts of Asia not accepting it as much as other card networks.

[@himelu]

Same thing in Europe, most places don't accept amex

[@josephsantangelo2801]

@@himeluI was just in London and Paris and only 3 restaurants between both cities didn’t take Amex. Maybe I got lucky but I onto had an issue 3 times. I was in each city for 4 days.

[@josebenavidez6173]

Chase restaurant not available no more

[@ChaseYokoyama]

Yuh starting July 1, 2024

[@atsawinthongsumak57]

As I rarely use Uber (1-2 times a year) and use only sling as streaming services, fly twice a year but I want aspiration flying. Chase fits with my wallet.

[@ChaseYokoyama]

smart thinking. that makes more sense with your lifestyle 🤝🏽

[@atsawinthongsumak57]

@@ChaseYokoyama Thank you ;) I will upgrade from Marriott Bonvoy Boundless to Ritz Carlton later if I can, then might downgrade to Sapphire Preferred to trim down the cost.

[@ChaseYokoyama]

@@atsawinthongsumak57 good luck!

[@sonnytham]

Amex is really bad in every way compared to Chase card

[@ChaseYokoyama]

i think it depends on the user

[@edwardball4358]

In the future please STOP using that incredibly annoying background music. I bailed after 60% because I can hear this or read it elsewhere without the fake guitar string repetition torture.

[@ChaseYokoyama]

thank you for the feedback. I will actually just remove the music from videos going forward

[@dennisschoenborn445]

Chase: keep your music. Don’t let one person change how you post YOUR content. Dude needs to chill!

[@dennisschoenborn445]

Lighten up.

[@CesarJoel]

AMEX Platinum FTW👑 Great video and information Chase!🫵

[@ChaseYokoyama]

same here Cesar! (at least for now) 👀 appreciate you brotha