if the idea is to build an income stream to use as complement for retirement, or at any given point if needed, then building a dividend growth portfolio always buying adding to it could be a good and peaceful path. On the long run consistency and perseverance could guaranty the desired income stream goal with little worries
@bartlyAD27 күн бұрын
the idea is to Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions.
@DaliaCohen223027 күн бұрын
Well said, with the help of the an investment advi-sor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).
@DaliaCohen223027 күн бұрын
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
@PennyBergeron-os4ch27 күн бұрын
Mind if I ask you to recommend this particular coach you using their service?
@DaliaCohen223027 күн бұрын
"DIANA CASTEEL LYNCH" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@jenniferives17629 ай бұрын
I’ve never seen such happiness radiating from a person, her smile says this is legit.
@LexiDarcel3 жыл бұрын
The statement “I was the best version of myself when I traveled,” really resonated!
@cimoana28993 жыл бұрын
Chills right...because same!!!!
@lateishaclement2 жыл бұрын
Yes. That resonated with me too. I want to see what the best version of my life looks like.
@Trista19832 жыл бұрын
#SAME
@samuelwilson81812 жыл бұрын
Me three!!!
@samrusoff3 жыл бұрын
This woman has lived so many lives. Struggling receptionist, higher Ed grad in massive debt, house flipper, attorney making well into 6 figures, FIRE hustle working to the bone, gap year after a layoff, retiring abroad, becoming a millionaire digital nomad. Really interesting to hear about someone who has tried so many things and has so many options for the future now. I hope I can attain the same
@hamishcarter89823 жыл бұрын
Oh do please tell me how a $660,000 net worth makes a "millionaire" digital nomad?
@02nupe3 жыл бұрын
@@hamishcarter8982 I guess you didn’t watch the whole video that shared she is over a million. Tell me how you didn’t know this when it’s in the video?! 🤡
@heber24183 жыл бұрын
@@hamishcarter8982 you only read the caption... smh... watch the video before chatting look how ridiculous you look now lmfaoo
@hamishcarter89823 жыл бұрын
@@heber2418 yeah sorry I'm too busy flipping NFTs for thousands to care lol
@chanpet59653 жыл бұрын
You will attain the same!!
@nicolerobinson62943 жыл бұрын
My daughter is 25 and I send her these type of videos all the time. So career driven. And focus. I want this for her.
@justinegrayson23523 жыл бұрын
I just sent this video to my 28 year old daughter also. I hope she gets inspiration from it.
@laneythelame2 жыл бұрын
Im 26 and want this for myself!
@SankofaNYC3 жыл бұрын
I went to Mexico City when I was in my mid 20s by myself and let me just say... It's a shame how the media has negatively shaped most people's idea of Mexico City... Cause that city is AMAZING... I could totally see why she would choose it... It has sooo much deep history and is still a bubbling exciting city
@pablovazquezpiquet17693 жыл бұрын
and the city of Mexico has grown more
@ericktellez76323 жыл бұрын
Mexico City is the most populous city in North America of course it will be full of activity and life.
@lbs77743 жыл бұрын
Hi, I'm from Mexico and I'm curious what do you mean by the media negatively shaping people's idea of Mexico City? Is it through the news or sitcoms talking bad or what? I stopped watching US fictions or Hollywood movies around 20 years ago so I'm curious why would they have a bad image of something they don't know.
@ericktellez76323 жыл бұрын
@@lbs7774 Smog, crime, poverty and nothing to do basically.
@SankofaNYC3 жыл бұрын
@@lbs7774 media and negative rhetoric from politicians pretty much... but don't feel too shocked... the US does this to virtually every country unless its a country in Western Europe
@Roshida3 жыл бұрын
Hey Peeps! Thanks for the positive comments. I appreciate your support and kindness 💛
@fionnafaulk3 жыл бұрын
I think we’re all so proud of you - even if we don’t, personally, know you! 😄 Excellent work!! 👏
@callieduval30003 жыл бұрын
You and Stephanie and the other ladies are our inspiration girl!
@NomadicNoe3 жыл бұрын
So proud of you, Shida! Such a huge fan of CDMX too! Can’t wait to go back!
@lesliewilliams90723 жыл бұрын
Awesome message! Love it! You and Stephanie are the personification of “living your best life”. Congratulations on another successful summit.
@sportsfan17173 жыл бұрын
Your story is great and very inspiring!
@startuptrevor3 жыл бұрын
Her definition of retirement is spot on! Not necessarily not working, but financially free to do the work you love and are passionate about, and to do it when you want to do it. That's what we should all be striving for!
@CalebOliver3 жыл бұрын
Exactly!
@marlak42033 жыл бұрын
She really is just 39? I'm not trying to be mean or offensive but, really?
@02nupe3 жыл бұрын
@@marlak4203 you obviously didn’t watch the video or you would have even asked this stupid question…. Did you really just ask a question that was answered in the video?! Yikes
@marlak42033 жыл бұрын
@@02nupe Did I need to watch it when the title gave it away? Yeah, so anyway I was thinking out loud and already apologized. I am just amazed at how she looks that's all because me and her are basically same age.
@iambounceback3 жыл бұрын
@@marlak4203 I think it said she is 42 now
@doggydude41233 жыл бұрын
She retired with $660k in the stock market and now it's worth around $1 million. She did this all while being retired and living in Mexico City. If the market hits a downturn, she can always cut down to $1k a month from $2k a month. This lady is very smart!
@doggydude41233 жыл бұрын
@Lovely_Day That's good to know.
@walteruwe97713 жыл бұрын
Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.
@bartoszdobroslaw97743 жыл бұрын
I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value.
@bartoszdobroslaw97743 жыл бұрын
@maria sandra Oh that sounds good but how do i reach out to Vivian Klaine Morgan ?
@bartoszdobroslaw97743 жыл бұрын
@maria sandra OKay i just found her website very impressive and dropped a message for her.,. i hope she reply me.
@sbfhawk43433 жыл бұрын
@@bartoszdobroslaw9774 Alot of this is fear of the unknown fear is what drives most people nowaday. Look at how they use the virus to keep people in fear. Fools If you are not open and brave to make a a move you will never ever prosper. You have to take that Step foot forward and do it.
@HodgeChris6 ай бұрын
I initially planned to retire at 62, working part-time while saving money. But steep price increases have disrupted my plan. I wonder if those who experienced the 2008 financial crisis had it easier than my current situation. The declining stock market has lowered my income, and I'm worried that my reduced contributions will leave me with insufficient retirement savings.
@PatrickFitzgerald-cx6io6 ай бұрын
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
@Justinmeyer10006 ай бұрын
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
@brucemichelle5689.6 ай бұрын
That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
@Justinmeyer10006 ай бұрын
Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
@brucemichelle5689.6 ай бұрын
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
@leonidas7593 жыл бұрын
Why does the US media portrait Mexico City as an undesirable place? It is one of the best cities in the world. Extremely rich in culture, history, cuisine, economy, etc. Anyone that actually comes, ends up loving it. There are trees everywhere, there are so many beautiful areas to WALK for hours, and the people are so nice. Before any American let itself fool by the media, please give the city a chance. You won't regret, I promise.
@tdan68282 жыл бұрын
Probably the same reason I was in playa del carmen and was getting death threats lol there are bad parts
@makingretirementpossible3 жыл бұрын
"Don't get distracted by shiny things" Can't put it any better than that!!
@alwayscreatingio3 жыл бұрын
I definitely relate to her talking about how the work culture is different in America than the rest of the world
@thunderxero3 жыл бұрын
People in other parts of the world work many hours as well, in fact in Mexico by law you work 46 or 48 hours per week compared to 40 in the US and of course some times that is not enough people need to other sources of income.
@TakeMeBackToTheLightningBugs3 жыл бұрын
@@thunderxero That’s true but I think what they mean is that other cultures have a healthier attitude
@LM-vs1ip3 жыл бұрын
@@thunderxero Mexicans work hard. Compare that to for example Germany. They work only 32h/week
@mihail5153 жыл бұрын
This is a misconception…my family all lives in Peru and I have some friends there, including my dad. They all work 50 minimum up to 60+ hours a week for really low salaries compared to here where I’ll work 50 hrs tops. My friend in Peru starts his day at 8Am and won’t leave office til 7-9 pm that’s around 12 hrs a typical day and no hourly pay. We should be grateful to be in the states.
@LM-vs1ip3 жыл бұрын
@bigfishh Its official data. You can look it up from the world bank. Germans work the least amount in Europe by hours. Productivity during those hours is high (higher than in the US for example). But the stereotype about Germans being hard workers is just wrong
@Riggsnic_co10 ай бұрын
I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.
@bob.weaver7210 ай бұрын
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
@martingiavarini10 ай бұрын
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@TheJackCain-8410 ай бұрын
Mind if I ask you to recommend this particular coach you using their service?
@martingiavarini10 ай бұрын
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@TheJackCain-8410 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@akin2420023 жыл бұрын
She has gained a lot of wisdom over the years. From going to law school, real estate, debt destruction, and to F.I.R.E. movement. Great story.
@eric_andrews3 жыл бұрын
This is what not being a slave to money looks like - your money helps you to have a life you want, not defines what life you have. Awesome work
@Pearlfect33 жыл бұрын
totally agree!!!
@maa112353 жыл бұрын
Not being a slave to *children*
@dontbanmebrodontbanme54033 жыл бұрын
@@maa11235 You can retire with children as well. There's one FIRE video with a woman with 4 kids that retired before 40 AND the household income was only $60K.
@maa112353 жыл бұрын
@@dontbanmebrodontbanme5403 True. You can retire with kids, but you won't be free. You will still be a slave.
@dontbanmebrodontbanme54033 жыл бұрын
@@maa11235 I have no idea who you are, but I'm going to guess: * you have kids * you're being forced by a court to pay for your responsibilities * you resent this Nobody forced you to have those kids, buddy! 😂🤣😂🤣😂🤣
@SAnderson543 жыл бұрын
Roshida is phenomenal, but take notes ya'll! She had a job paying $200K, no one she needs to support financially, created a system for saving and investing, and continues to do consulting work so she doesn't have to touch her investments. This model will not fit a majority of people. Do what what works best for you.
@helenatube3 жыл бұрын
Yes, her journey is very inspiring but also very specific to her lifestyle and circumstances. A lot of people will click on this video assuming she's fully stopped working but that's not true, she just has much much more control over how/why she works. Making $200K is also not realistic for most people.
@EMSpdx3 жыл бұрын
@@helenatube Exactly this. It's AWESOME that she did this, but this is very specific to her life circumstances!
@BlackandGoldRanger3 жыл бұрын
She managed to create her ideal lifestyle. And Mexico isn't going to wipe out her savings when she needs medical. Visit a Mexican doctor for $45 versus $400 in USA.
@beatricerights3 жыл бұрын
@@BlackandGoldRanger 400? I went to the emergency room for asthma, they basically ignored me. After some pills and putting me on a machine that cost 40.00 for the asthma treatment I was giving a bill. of over 3000.00. Thankfully, I have insurance and my co pay was 350.00
@BlackandGoldRanger3 жыл бұрын
@@beatricerights $400 to walk in. Hundreds to thousands more for any tests.
@Angela-ne9cy3 жыл бұрын
Ok, I'm officially obsessed with Roshida! I'm 43 and, although a few years behind, I'm on the same path in every way. Debts just paid off in Dec 2020, personal wealth growing, my big goal is to travel the world for at least a year then settle in a city overseas for my next chapter. So inspired watching this!!
@georgeross63043 жыл бұрын
FYI, It looks like she has no kid, no husband.
@Angela-ne9cy3 жыл бұрын
Neither do I…believe it or not, some women find joy and identity without becoming a wife or mother.
@SpeakSteph3 жыл бұрын
@@Angela-ne9cy - Exactly!
@applejm33703 жыл бұрын
@@Angela-ne9cy lol bet u won’t feel that way when u need help/support
@blackceasar20053 жыл бұрын
@@applejm3370 there’s no guarantee that partners or even kids will be there for you in your “time of need”
@allthingsnu46732 жыл бұрын
I love how she said that she couldn't afford herself! That is so spot on. It may not mean that you have to stop enjoying life, but you have to make decisions that will make you a better version of yourself. She's also right about America... the culture here never tells us that what we have is enough, we have to see that for ourselves.
@StephaniePerry3 жыл бұрын
YES to leaving behind EVERYTHING that doesn't deserve you! 💗💗 So good to see you THRIVING on your KZbin channel Shida's on the Loose!
@SimoneBailey3 жыл бұрын
I see you thriving too Stephanie! Team "No Job" I'm working my way there.
@BearingMySeoul3 жыл бұрын
What's her KZbin? I'm surprised she hasn't commented on here yet!
@dama_shares3 жыл бұрын
Yaaaas!...And as for me, tonight, I've just discovered each of you ladies and I feel very grateful and fortunate to have come across your channels. This fits me perfectly and I am 100% here for the joy of sharing. I love how an attitude of encouragement and respect between black women rules these conversations.
@mrobinson16953 жыл бұрын
Shida, I totally get it and I'm so proud of you for having the courage to be your own! In 1989, 6 colleagues and I quit/retired from government employment because we were riffed and rescinded at lower salaries only to train other people to become our leads. As a result, I became a technical consultant and continuously live 100% debt-free. My wife and I have been RV traveling and living our lives without obligation to anyone and it feels so good. Although, still residing in the US, traveling abroad has crossed our minds countless of times. Keep encouraging others to free themselves!
@boogiedownbronx733 жыл бұрын
I retired at age 35 and also live in Mexico City...almost every day an American comes living in Mexico...what does that say about your country? USA is by far perfect, and if you are a person of color, you are better treated anywhere else on this planet. Straight facts. I lived in Asia, North America, Europe and now South America...people here are kind, open, and there is less stress if your income comes from abroad. You will be able to live a very good quality life. But Roshida said, Mexico City ain't cheap ! so don't come with a mentality that Mexico needs to obey to your life and rules...there are enough arrogant foreigners living here...learn Spanish first of all, integrate, mingle with locals ! Mexicans, not just expats ! Explore different neighborhoods/villages/cities outside the expat areas of Condesa, Polanco, Reforma and Roma...those areas are not a reflection of what Mexico stands for.
@novelaego24043 жыл бұрын
overrated city
@hamishcarter89822 жыл бұрын
Mexico City IS cheap beyond rent in a good neighborhood. The metro is literally 25c USD and you can eat most meals for $5 USD or less. Cinema tickets cost like 1/3rd of the US. What are you on about??
@elchapojr62192 жыл бұрын
Very well said my boy !!!! Leave your arrogant foreign personality in 🇺🇸
@angeebb30803 жыл бұрын
Sis got it going on she is focused! I love her energy and her attitude!
@wcctexas3 жыл бұрын
In 2020 I decided to pay for a mentorship in a type of real estate investing I was interested in. I haven't retired but I was offered an asset management position with another investor because I understood what he was doing. I now work from home, he pays me a salary. I have my own hours, have 3 boys at home, and was able to leave dental hygiene behind. I am so thankful for doors God opened. Plus, I am making more now than when I was having to work hourly and work less hours. Thank you Jesus!! I live in Texas, but I sure would love to get by on less than 3K like she does!! Mexico City is an awesome place!!
@esthercasoluengo27323 жыл бұрын
Thank you so much for loving México!! And thanks for the financial tips! And yes, here you can have a great life free of debt, I’m 37 and I’m mexican and have never had debt, I live, eat and travel and I’m happy
@Evettecord2 жыл бұрын
How safe is it in Mexico City for an American that wants to move there and maybe live part time?
@elchapojr62192 жыл бұрын
@@Evettecord Mexico City over all is pretty safe but just like everywhere else there probably areas I would go to. Overall I been there many times no problem at all
@BraianDeLeon3 жыл бұрын
As a country Mexico has a lot to improve but we are trying our best to be a land where everyone is happy. That's why we are soo happy to have you here. ¡Bienvenida a tu país!
@JLVera3 жыл бұрын
aww Brian ven a reynosa u might change u mind
@sophien54162 жыл бұрын
Is it safe for foreign people to move there? Any tips on how we can prepare for moving to Mexico? I've been thinking about it but I'm somewhat scared because we've known of a couple people who have been murdered while in Mexico.
@BraianDeLeon2 жыл бұрын
@@sophien5416 It depends where are you going to move. Sure, there are really dangerous places in Mexico but there are really safe places too. That's the first thing I would consider if I decided to move as a foreigner. Usually in little towns where everyone knows everyone else is more or less safe because of that. Nonetheless, recently we have seen an improvement in how the government is dealing with violence and I'm hopefully that in the near future we could have better circumstances. Maybe buying some land now will be a good option since it's cheap now but if things get better you would pay more for the same land. If that doesn't work well you can always get your money back. Have friends in Mexico usually we completely love foreigners and we are always hoping to give help to a friend in need.
@BraianDeLeon2 жыл бұрын
Greetings!! Please consider visiting us soon! Stay safe!
@berrex51523 жыл бұрын
sadly, leaving the country for a better life might become a new trend
@stepheng93223 жыл бұрын
In bidens America absolutely. Hyper inflation is coming along with a rise in taxes. Gas is up, house prices up. He's ruined the country in 7 months
@kunalahuja12363 жыл бұрын
@@stepheng9322 lol how did I know the trump lover would make it about Biden? You do realize the country was shut down for most of last year and that no matter who won prices were going up this year? How do you think businesses were going to make up for the 2020 losses??
@kunalahuja12363 жыл бұрын
@@stepheng9322 also gas prices are now back to what they were pre pandemic levels. Jan 2020 and Feb 2020 I was paying 2.60 paid that the last month I filled up my tank. But I do plan on getting an electric car myself, most likely a Tesla. Gas cars will soon be outdated
@nowasteline3 жыл бұрын
I’m definitely thinking about it
@sesomnoslen57293 жыл бұрын
Nothing sad about it. Reality is the 🇺🇸 isn't for everybody. I'm an American who feels more at home in Mexico than in the 🇺🇸. Yeah, it is sad after I think about it. Hmmm
@fernandmaurice84813 жыл бұрын
My wife and I started traveling about a year ago and love the autonomy we have. We currently live in Guadalajara Mexico and love it here. Mexico city is my wife's favorite city so far. Our journey has been therapeutic in so many ways. We will continue to travel and grow. I love what you are doing. Keep opening minds to take charge of their lives.
@alexavila65073 жыл бұрын
That’s dope.
@marcojimenez55553 жыл бұрын
I live in GDL also, lots of crime and corrupción. Pay 4 to 6 mil pesos a month. They pass laws that áre not constituciónal to steal your business. México lindo y jodidoooooo
@dogastrophic711 ай бұрын
You are only benefitting from being foreign, which is disgusting. Try living and working in Mexico on a Mexican salary.
@luismorales81643 жыл бұрын
She’s so intelligent, inspiring, and I love that she’s helping other women reach her level of success. Good video!
@Michelle-pn9xt3 жыл бұрын
She can help anyone, not only women.
@Philipjude5513 жыл бұрын
Early saving and investing money creates compound growth, It's a beautiful thing. But it takes focus and discipline. You need to be focused enough to commit to a plan and a process.
@billypeters94353 жыл бұрын
Yes that's right. I think the best approach is to invest with an expert, at least it saves the relief of too much losses
@gloriamaddison98903 жыл бұрын
Investing might be a good idea but if one invests wrongly then they'll have a lot of years filled with regrets
@gloriamaddison98903 жыл бұрын
What matters is getting yourself a good investment company that knows how to make profits
@michaelbradley50433 жыл бұрын
@@gloriamaddison9890 I think the key thing here is working with a professional. Yes people have devoted their lives to making profits in the market, but those of us who haven't but are interested in investing can simply work with them.
@sharondaniels92963 жыл бұрын
@@michaelbradley5043 Alright, so you know anyone?
@BigHeadBob3 жыл бұрын
She's riding the wave of life. Love to see it ☺️
@nursebondemcanada3 жыл бұрын
True
@ArtyBicardi3 жыл бұрын
Growing up I had a trust fund that my parents never let me touch so I went to school,worked and just lived a normal life until I turned 21. I inherited my grandmas home In Polanco in Mexico City and since I had all that money saved & placed into investments I decided to renovate the house and now live there maybe 8-9 months of the year. The city is amazing and the people are beyond warm and when you’re smart with your money you can live a pretty comfortable life
@elchapojr62192 жыл бұрын
Polanco is like the Beverly Hills of Los Angeles of course its nice area
@LadyCharity3 жыл бұрын
"I only do work I LOVE and I only do it when I want to"! This statement is powerful and her story is very inspiring 🙏
@stephen-finance3 жыл бұрын
Love that she took her life into her own hand, sat down and made a strategy, and went for it. Super inspirational!
@nursebondemcanada3 жыл бұрын
Absolutely
@nubianbeautiful61963 жыл бұрын
This story is so amazing and inspirational. Go girl!!!
@amelieflorelle3 жыл бұрын
“I help women leave jobs that don’t deserve them behind” 🙌 the amount of people working in jobs that don’t appreciate or deserve them!!! 😥
@ilovegoodsax3 жыл бұрын
You'll find that's pretty much everywhere you'll ever work. However, you may be too young to realize this fact just yet.😎
@amelieflorelle3 жыл бұрын
@@ilovegoodsax as a uni graduate who burnt out before 25, I have defs realised it lol 💀🙃 I see people running around like headless chickens acting like the goals of the company they work for are their own intrinsic goals and l’m like, “for what??”
@QueenofDC3 жыл бұрын
@@amelieflorelle Exactly! You’re expendable when it no longer fits, doesn’t matter how devoted or how many vacay days you didn’t take or hours work.
@stefanossmitty33183 жыл бұрын
True…let’s not lose sight of the fact that she is a lawyer who was pulling in 200k a year.
@EMSpdx3 жыл бұрын
@@amelieflorelle THIS!
@nala68463 жыл бұрын
Wow I love her energy and her mind! It's so inspiring seeing these videos of people who've made it to the other side. I'm still a uni student but this is what I want for my life. Work/life balance is so important in this relatively short time we have in this world.
@G00dlife003 жыл бұрын
She is absolutely right, here in the USA, your identity revolves around your job and your life around being a consumer of everything to keep this economic machine going.
@cryptonaut67213 жыл бұрын
0 Desire of living in the USA ever
@angeebb30803 жыл бұрын
Yes, that's why I am planning my escape. Seriously thinking about Mexico.
@sl13933 жыл бұрын
Well said. We are so lost in consumerism, it's ridiculous. Especially during the holidays.
@nottheone5823 жыл бұрын
@@sl1393 thats so true we're doing a buy nothing Christmas this year
@jadexplores21002 жыл бұрын
So so true.
@Aba_Ifeoma3 жыл бұрын
I'm so proud of you Shida! I can't wait to forward this to my highly skilled, overworked, underappreciated friends and relatives!
@Pquinter12 жыл бұрын
I visited Mexico city right after graduating college and fell in love with that city! Amazing place. Loved it so much that I quite my job and moved there for two years.
@jessicalocke3 жыл бұрын
I agree that retirement means only doing work you want to do when you want to do it! Congratulations for realizing this and achieving it so early in life!
@georgeross63043 жыл бұрын
I think she made a right decision. Mexico City is the most established and modern city in the Mexico. You are not far from your home, but you are also enjoy safety of the mexico and access to many key amenities. At least the best docs in Mexico are in Mexico City.
@JORGE-in7uq3 жыл бұрын
Mm there a plenty of beautiful places to go for example: Cancun, Boca del Río, Puerto Vallarta etc
@firstnamelastname-gf4ds3 жыл бұрын
Monterrey said hold its beer
@nadie80933 жыл бұрын
@@firstnamelastname-gf4ds very hot and expensive.
@lalotz3 жыл бұрын
It's Monterrey most modern right now
@joseaguilera57863 жыл бұрын
Monterrey is very modern it resembles Houston, but with taller skyscrapers. Puebla and Guadalajara are nice and modern too.
@wildfoodietours6 ай бұрын
Early retirement and working recreationally only when you want to, is the way to go. FIRE has not only been the gamer changer for me (only learned about it around 2021), but a life saver.
@wafflecatstudio3 жыл бұрын
Roshida is 100% killin it. Thanks so much for the transparency. Straight goals right here.
@divaglamqueen83883 жыл бұрын
This is the best make it show thus far. She spoke to everything I inspire to be. America is not what it's Crack up to be. We literally are slaves to these jobs. Everyone that I've watched that left this country is way more happier. But you have to have a plan before you go live abroad. Please make more shows like this
@marcies12973 жыл бұрын
Meh i live abroad and never planned. Have sacings but plams are overrated. Flexibility is key!
@love2CUsmile863 жыл бұрын
“Retired” doesn’t mean she doesn’t have an income stream. She started out with $660k, but it grew to above $1 million. That is way enough to retire in Mexico.
@bizmatthew3 жыл бұрын
Retired with $660k now because of the stock market boom has over $1 million, crazy the power of investing. Congrats Roshida!
@pablovazquezpiquet17693 жыл бұрын
is about to collapse worse than the great depression
@chelseagirl2783 жыл бұрын
@@pablovazquezpiquet1769 agreed! we all need to learn to be self-sufficient
@dr.y.joyharris-smith52223 жыл бұрын
I want to do this! This is my goal. Do the work I want, when I want. Thank you CNBC and Roshida for this!
@sabinoluevano74473 жыл бұрын
With that beautiful smile, brains, and positive vibe, Mexico is yours. We don't like rude people.
@jeannineosorio65663 жыл бұрын
Hi Roshida! I just discovered your channel and I'm really excited! I lived in Mexico City for 12 years. I miss living in Mexico. Not necessarily the DF but maybe Ajijic because of the small town feel and the warm weather!
@DestinationRetirement3 жыл бұрын
Retirement is an interesting word. For me it is not necessarily not working at all but it is the freedom to spend time how I choose. I'm halfway through my 5 year plan to retiring in Merida Mexico! Roshida is an inspiration! What a class act.
@Kai-fp3kd3 жыл бұрын
This is FIRE! Love to see women-and especially women of color-deliberately live their best lives!! I always say, "find interesting ways to get paid to play!"
@lateishaclement2 жыл бұрын
This is truly amazing. She lives off of $3000 - $5000 a month and is content. Like Roshida mentioned, America really doesn't tell you when enough is enough. So you keep on working and working towards this ever evolving number that never suffices. She's traveled the world and is open to life. The key factor for me from Roshida's life is that she's content. She is living a stress free life and chooses what she wants to do each day. That, to me, is success. I literally just want to be happy (and live a life that is sustainable).
@dorightbyothers74302 жыл бұрын
and honestly 3 to 5K a month should be good for most people. 2.5 k covers her expenses and how much other stuff do you need? - the remaining 2 - 3 k should buy you whatever you want without having to think about it.
@ariefraiser1402 жыл бұрын
She said she lives off $2300/month in Mexico City. Did I miss something? Where did $3000-5000 a month com from? As that her US monthly cost?
@keithwisdom16632 жыл бұрын
@@ariefraiser140 income she makes three to five thousand per month
@DJBenito3043 жыл бұрын
Same I’ve been in Mexico since Sept 2020 and don’t plan on returning to the US I too am a consultant. Great stuff!
@JulianAlbino3 жыл бұрын
omg love her life 👸🏾I left the USA in January, moved to Mexico for six months (loved Merida, MX), and now I'm in South Africa. Going on 3 months in Johannesburg 🇿🇦 Love to see Black people really out here living in the world 🌍🤎
@healthieryou72063 жыл бұрын
I'm from SA and left in 1999 for the US. I'm glad that you find Johannesburg to be quite livable. SA breaks my heart but if you can make it work, kudos to you. I love my country of birth , I really do but man, it is going in the same direction like the rest of Africa.
@politcallycorrect58163 жыл бұрын
@@healthieryou7206 like the rest of Africa? please explain
@deetee6093 жыл бұрын
Um...is there a "love" button?
@paullee57023 жыл бұрын
I'm a bit jealous, not going to lie. I think the whole "yeah I just take months off when I want to" has to be one of the biggest flex's I've seen to date lol. Proud of her, thanks for the vid!
@fdm21553 жыл бұрын
Do a KZbin search for expats. An amazing number of people are finding ways to work remotely so they can travel OR are saving for a sabbatical so they can quit and spend several months traveling.
@dontbanmebrodontbanme54033 жыл бұрын
I wouldn't even call it a flex. It's simple, "I don't want to do that".
@hanabae_3 жыл бұрын
@@dontbanmebrodontbanme5403 it’s definitely a flex! A lot of people cannot even dream of taking months off work!
@StevieSparkZ3 жыл бұрын
@@hanabae_ - I know what you mean and agree 100% that it's a flex. Even as a single person, you need to have money to do that!
@travelingthediaspora79963 жыл бұрын
@C Z Her business is consulting. Not making KZbin videos. She’s worth $1 million. KZbin is her pocket change.
@Funtastik253 жыл бұрын
You go girl! You're admirable and Mexico City is so underrated! It actually has been my favorite metropolis in Latin America. It has a special place in my heart that makes me keep coming back! Will def come back once this pandemic is over! I miss you 🇲🇽 ❤ 🇵🇭
@Kemzozo3 жыл бұрын
Traveling really opens your mind to endless possibilities. I can’t wait to get back to traveling
@-Bloomingtales3 жыл бұрын
Oh I love this. She’s extremely relatable and down to earth. Although she attained wealth she’s not going about it in a pretentious way. She just made life work for her. I don’t know her but I’m proud of the path she created for herself.
@dama_shares3 жыл бұрын
I Love This. Thanks So Much For This Story!!! This September I was laid off...but I've been a traveler and a wanderer at heart for several years. Looking to move away and strongly considering Mexico for the past 6 months.
@maxxwell222 жыл бұрын
Good move so young. I retired at 56 with a decent $300,000 here in the U.S comfortably, so far. No bills but a house note. I planned eliminating all bills 2 years b4 retirement. Planning to move abroad, but not permanently, possibly investment property, when I'm not there. Yeah America is a big GRIND, day after day. If you don't let it go, you never will.
@Liefio_NJ3 жыл бұрын
I won’t get there by 39 but 45 looks doable. Keep leading the way Queen ❤️
@jadexplores21002 жыл бұрын
How do you plan to retire by 45?
@Liefio_NJ2 жыл бұрын
@@jadexplores2100 same as her, mutual funds but also adding in two rental properties while letting my 401K & Roth do what they do until I can touch them penalty free
@JonathanSorunke3 жыл бұрын
Her story is awesome! I’ve been hearing more stories about people moving to Mexico since it’s much cheaper than US. It’s a pretty smart move!
@KontrolledKaoz3 жыл бұрын
WAAAY BETTER THAN 🇺🇸! Better food,people,land, culture etc.....etc......🇲🇽🔥🔥🔥🔥👍🏿🌮🙏🏿🙏🏿
@tristanrodenhauser52673 жыл бұрын
People are on here sending negative vibes. A key piece here is she has a education and a skill set to fall back on if ever something comes up and that money through her business or investment isn’t enough. Really this is freedom to strive for.
@odalissk3 жыл бұрын
no they are not
@dontbanmebrodontbanme54033 жыл бұрын
I haven't read a single person say something negative about her? Where are you reading this?
@lincolnjack3198 Жыл бұрын
My regret is that I depended on the government for my retirement, my financial security, for everything and got screwed. I will advice you invest.
@danielmedina4953 Жыл бұрын
@amandasheridan9415 real estate is good but crypto is better
@johnchris7085 Жыл бұрын
Before I retired, I diversified my $25K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $450k in net profit across high dividend yield crypto in few weeks or months.
@kelvinmcdonald5113 Жыл бұрын
Cryptocurrency will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profit from my 1nvestment
@stevewilliams760 Жыл бұрын
90% of millionaires right now are investors in cryptO market.
@leahmolly9150 Жыл бұрын
Investments are stepping stones to success, investing is what create wealth.
@mikiimai53303 жыл бұрын
I wish this video provides more breakdown of that monthly $2300 expense. I was really curious about the rent she is paying for her highrise flat etc.
@nsanenthembrane3 жыл бұрын
She has a KZbin channel and I’m pretty sure she talks about it there: shida on the loose
@jacquelinediaz87442 жыл бұрын
"I realized I can have a different life if I made the choice to have a different life." this is where I'm shifting to. Such great confirmation.
@TheForresterOD3 жыл бұрын
Doing the math, the annual interest on her mutual fund is $80,000 (8% of $1M), plus she makes another 36K - 60K per annum from her consulting projects, making her annual income ~ $116 - $140K. When her monthly expenses are deducted (~$2,300 per month x 12) she's in the green between 88k & 112K per annum while living the life she's dreamed of.
@shawkins793 жыл бұрын
She’s mentioned on her KZbin channel that she lives off of 4% per year to allow her investments to still grow. but yes, she’s doing amazingly well!
@helenatube3 жыл бұрын
How do you know she has $1M in mutual funds? Sounded like that was her total portfolio, not necessarily only funds.
@TheForresterOD3 жыл бұрын
@@helenatube ok. I may have heard wrong
@pedrozatravel3 жыл бұрын
80K in Mexico, you are on top of the world.
@hollywoodcole40463 жыл бұрын
she literally said she makes her money consulting, and doesn't need to touch her investments. Some of ya'll will be working forever because you don't pay attention;
@JG-ey5ml3 жыл бұрын
Travelled to 44 different cities and returned to Mexico City for good viva Mexico!!
@hunt4malikah373 жыл бұрын
Love her page and plan to visit Mexico in January! Can't wait for Graham to review this and blow her page up!!!!! So much YAASSSSS!!!
@josesantillan173 жыл бұрын
I am happy for you !!! I been coming to Mexico more often and do notice ppl here live stress free and are more chill about life.
@albertocolin34583 жыл бұрын
Awesome! Enjoy your journey in my beloved Mexico City.
@joeovip3 жыл бұрын
Power to her. Great story! Love to bump into her into Mexico City and chat! I live here! 😃 So inspirational. Wish her the best.
@gallivantingchrissy3 жыл бұрын
Love shida’s on the loose! So happy her story is profiled here!
@dmoses57003 жыл бұрын
Great story! You are living proof you don’t have to work yourself to death. Life is to be enjoyed.
@Dee-oq5ms2 жыл бұрын
This is my goal, I don’t know when it will happen but I hope I can do this one year. This is beautiful.
@moneysha3 жыл бұрын
I’ve watched so many of Roshida’s videos on her personal channel, never clicked on a video so fast! Love that she made it on you guys’ radar - such a wonderful personality, sense of humor and an absolute fountain of information! Go Roshida!! xx
@lwstallsmith3 жыл бұрын
“Jobs that don’t deserve them”. I loved that 👏🏻
@apwr3 жыл бұрын
One of the best “living on $$$$” I’ve seen. This is extremely relatable and attainable 🔥
@kristinrodriguezrealtordmv34343 жыл бұрын
I LOVED this! I found myself screaming at the T.V "Go a head SIS"!!! Very inspiring. Life is so very short and fragile. This type of freedom is divine. I will be taking a career break next year to focus on my real estate biz (my passion) and traveling. I wil indeed be reaching out to her. Congratulations on literally living your best life!!
@charlesjenkins92003 жыл бұрын
Hey! How are you? I'm Tony and I listened to what you said about moving to Mexico. I've been thinking of moving to Mexico for years and you just helped me make up my mind. Thanks
@rommelflores522 жыл бұрын
I just saw another video of a Hispanic guy my age who decided to move to Mexico and begin his life there with NBC. He's beginning there while you're "retiring" there. I really enjoyed this story of feeling and understanding how people are overworked in America. It's crazy how other countries are structured compared to us. I am actually planning on doing this as well. I have family in a small pueblo in Mexico and plan on making a small house there to retire early. Making a house is extremely cheap and I won't need to pay rent, but keep in mind that it is in a pueblito some might not be used to this lifestyle. My goal is to save just enough and like her story as well work there but in something I love and days that I want too. I can also obtain a dual citizenship in Mexico because of my parents which would make things much easier. Just wanted to share. Some people might be in the same boat as I am.
@daneflanigan3 жыл бұрын
Just got back from Mexico City, going to live there for a couple of months out of the year.
@bri59903 жыл бұрын
i want this level of peace.
@yasinali37543 жыл бұрын
Save up 500k
@fdm21553 жыл бұрын
Her KZbin channel, Shida's on the Loose, is great. So much good information.
@edgarmhtablet3 жыл бұрын
The way you describe everything you went through and the life you are living excitements me and allows me to look forward to live a similar life.
@Warrior111173 жыл бұрын
“I didn’t get distracted by shiny things”
@ZacharyBuhler3 жыл бұрын
Wow! This is so cool. This is exactly my dream, but with two kids it’s gonna take me a little longer. I currently have a $1M net worth, but I’ll need quite a bit more in order to keep living in Utah. Congratulations on this! You deserve every minute you have earned of your free time.
@RogueOregon3 жыл бұрын
Normally I hate it when Americans go to Mexico as a way to escape their broken system, but this woman has a legit reason to escape. Good for her.
@AAP-ml2fy3 жыл бұрын
@@anastasiathehiphopfairy From my unknowledgeable opinion it is because the people immigrating to the U.S. for example are in a majority not rich, while many of the foreigners coming to Mexico are rich coming here to retire , like for example San Miguel de Allende, Yucatán, and Mexico City. Many foreigners go there buy property, buy houses making EVERYTHING EXTREMELY EXPENSIVE FOR THE NATIVES. Another example could be Hawaii, native Hawaiians cannot live in their ancestral land because it has been bombarded with rich people who have property there making it impossible for them to buy a house or afford rent.
@SoulOctavius3 жыл бұрын
@@anastasiathehiphopfairyReally? Well here in America there is many companies that would rather employ immigrants then Americans citizens simply because it's "cheaper" to get immigrant employees. Many jobs requiring us to know "Foreign languages" outside of English in our own country. So it's been hurting Americans for years. Many natives struggle here to get decent jobs to take care of themselves and has created a huge homeless epidemic. Rich immigrants push out poor Americans in our own cities all the time. So the Americans have a right for better life overseas just like the immigrants that come to America and take our jobs.
@latinaalma19473 жыл бұрын
@@SoulOctavius Totally agree...Woke ideas are nonsense...they never hold up logically, they always dependent on race and gender what is wonderful for one to do is terrible for another to do...it is pathetic. There are lots of white people who start out poor...I was orphaned at 16 had to quit school to work to.eat. I lived in a one room apt for five years scraping together the money to go to community college at 21. I lived on hotdogs eggs and beans those years...the hotdogs were a luxury. I got an on campus office job and extra work off campus putting myself through there then 4.yr college then grad school. Never attended a party, never went out dancing, nose to the grindstone honors student got my PhD zero debt and I was never poor again. But I continued to live under my means, invested so I could retire early at 50 first to a sailboat, then to.land in Latin America...I have had an adventurous life. When people look at me they think priveleged white gringa...nope...at least re the privelege...started working early, started saving early, started investing early, loved my work and love my retirement. The US is boring to me now...I have had adventure, world travel, and loads of fun..once I knew I had taken care of myself fimancially. Being a clinical psychologist and professor I have helped many people so that satisfaction is to me very important ...one can do good and do well for themselves and be successful at the same time. And it doesnt make me evil to be a white gringa nor does it make you evil to be male. Stereotypes are for the stupid...we are individuals....
@SoulOctavius3 жыл бұрын
@@latinaalma1947 I am only 23 and about to go into the navy. I got tired of only making 19k a year or less and being stuck living with family not feeling fulfilled in life. Playing these stupid games with employers after high school. Being stuck as a babysitter of others kids. Living in a dysfunctional house. Being underweight my whole life so far. Struggling to get a decent job and having to raise myself. No parents for support. Never able to make enough money to move our to even afford my own place. Getting constantly viewed as easily disposal and called lazy. Yet I actually want to work. I want my own place, own car and extra money in my pocket. I will also be going on my own adventures and creating many products. I am a young published author on Amazon. I own stocks and crypto investments. I've had to learn to become more selfish. Because ain't nobody else gonna take care of me, and even if I did find somebody I'm not gonna be able to "be myself" and reach my full potential living in that environment. My needs must be number 1 on list. Especially since their is no community in CA for me. So I'm fighting to escape CA and move to Texas. Before the trap of poverty gets me and robs me of my future. If I don't escape CA within these next 2 years then I'm probably finished. Navy entry process almost complete. If I can get in there in time then I can avoid all this crap and have a chance of a future. Better then dieing in poverty being called a bum from 18 onwards.
@latinaalma19473 жыл бұрын
@@SoulOctavius Good on you!?Join the service, the Navy or Coast GUard...the Coast Guard would be terrific to.you... They MADE my daughter. She entered enlisted straight out of high school.At that point she didnt want to go to college thoughbher father had left her the money whenhe died. She was tiny 5'3" and underweight,due to dieting. She almost didnt finish boot camp because she developed shin splints running, but she made it. They put her on a buoy tender first scraping nasty barnacles off bouys...filthy nasty job. She never uttered a sound of complaint..remember that later! It was a test.of what she was made of. The military does that to you. Soak it up and ask for more. Prove you are up to whatever job, go the extra mile and they will love you! It is what they look for in people high motivation.. There is only one way, it is up. It teaches you you are tougher than you think. After that initiation job my daughter became a radio operator taking distress calls at Morehead City NC, then she was sent to navigator school put on a white boat,.a Coast Guard cutter. She rose the enlisted ranks and petty.officer ranks quickly. She then was selected for officers candidate school was second in that class in small arms fire and was selected for the leadership prize.of.her class #1.She went to an air staton as an assistant manager.Then she applied for and was accepted to flight school at the Naval Air Station Pensacola fixed wing aircraft imstruction, then helicopter pilot training. She was posted as a Dolphin pilot to SanFrancisco (Mountain View), Miami, L. A. She selected future.pilots in DC at headquarters, She was selected for the one seat the Coast Guard gets for a free Masters degree at the Harvard University Kennedy School.of Government she gotmher masters degree in international relations(proud academic mother here)...she had completed.her bachelors degree.over several.years while serving fulltime..After that she was assigned to operations chief mid range deployments of assets for the Atlantic...the entire Atlantic Ocean...she was there for a double tour. She was then selected for "Charm School" a military honor and her final assignment was as military attache to.our ambassador on Barbados, tough eh? Her dream was to.be a pilot.from age seven. She also wanted to be a writer.She had gotten a masters in writing too. She now regularly.writes.for an aviation publication retired in Florida, the mother of three, one active duty CG son, and two younger ones. Her husband is vp of finance at a company...needless to.say they are set financially..she has great retirement pay 80% of.her last salary for life after.30 yrs.service she was 48 when she retired! YOU WOULD BE 53. Be prepared to work hard, never complain but look at the rewards! BTW why Texas and where and what would you do? I am a native Texan.
@bryanalvarez43893 жыл бұрын
Love this and the fact that you’re using your experience to help others while making a business out of it! Smart!
@mariesevere88642 жыл бұрын
You go Ms. Shida! I love that you are your best self when you travel. I love that you know that.
@simonenelson40023 жыл бұрын
I'm so happy for her and entirely obsessed by that jumpsuit!!
@tamarahudson36123 жыл бұрын
From the look of things, It can't be overemphasized that, Cash is thrash! 3 BEST and surprisingly easy ways to double/hold your funds in 2021; Crypto, Real Estates, who can guess the 3rd?
@benderrice53663 жыл бұрын
Has to be stock trading!!! Made my first million investing in stock earlier this year as a newbie after I met an expert from a reputable firm... Retiring by next year with absolutely no fears!!
@martharuben243 жыл бұрын
I would like to try my hands on stocks too,... how do I get in touch with your advisor ? i don't mind investing substantially since the money is just lying around in my savings account
@benderrice53663 жыл бұрын
@@martharuben24 Her name is Lucy Maria Koss, You can Google more about her.
@martharuben243 жыл бұрын
Found her, thanks
@AnaMaria-qz6lv3 жыл бұрын
Awesome stuff!
@karismatikkween083 жыл бұрын
I like her story. All of this was possible cus she has no dependents though. Not a bad path at all
@momof3littles3 жыл бұрын
Yes, this woman is goals!
@hubertcumberdale26513 жыл бұрын
You mean no children and being alone and miserable at 55? Yeah.... "goals"
@momof3littles3 жыл бұрын
Would anyone else like to get dragged for minding this black woman's business?
@hubertcumberdale26513 жыл бұрын
@@momof3littles YOU CAN TALK, especially since you appear to have a child
@mnqolivia3 жыл бұрын
@@hubertcumberdale2651 that's unkind. Not everyone is miserable because they don't have children.
@nsanenthembrane3 жыл бұрын
@@hubertcumberdale2651 spoken like a truly miserable person. Triggered much that she’s accomplished way more than you have?
@krislatoya75563 жыл бұрын
This was enjoyable. She learned from her mistakes and understood what it takes to get it right.
@30AndAWakeUp3 жыл бұрын
very cool....i took a 1 year break 3 years ago to travel....still haven't returned :)
@ifdanieldid3 жыл бұрын
Moving to Mexico in less than 24 hours and I must say, I'm excited now more than ever!