I like that after declaring bankrupcy Oscar came in and helped him.
@seanA416 Жыл бұрын
Oscar is a good guy
@ubuedro Жыл бұрын
"that's not anything" cracks me up
@juanzingarello4005 Жыл бұрын
I think Oscar feels bad for Michael. Like even though he is offended by his comments he knows Michael is simply an innocent idiot.
@chintanjani Жыл бұрын
Same with Angela. She pays his bills I remember from one of the episodes💀
@wickedshadesproductions5254 Жыл бұрын
“You can’t just shout ‘bankruptcy’ and expect anything to happen” “I didn’t shout it, I declared it”
@theluschmaster Жыл бұрын
he gave Oscar an 'actually' moment 😂
@carson11100 Жыл бұрын
His worst financial shortcoming was Scott’s Tots.
@galymzhankyrykbaev2976 Жыл бұрын
😭😭😭😭😭 why you reminded that
@theluschmaster Жыл бұрын
don't even start 😂
@jonathantano1364 Жыл бұрын
It's the most cringe episode for me and hilarious at the same time.
@jonathanphillips63727 ай бұрын
God don't even bring that up 😅
@marielaausher7 ай бұрын
Not really He didn’t give them a dime It was a terrible thing to do but financially it didn’t affect him
@micahbush5397 Жыл бұрын
"THIS scary black bar... is what you spend on things that no one EVER, ever needs." Such an underrated line.
@batgurrl Жыл бұрын
Creed’s moment was typically fascinating. Creed Bratton has never declared bankruptcy, When Creed Bratton gets in trouble he transfers his debt to William Charles Schneider. Referring to himself in the third person always amuses me.
@seanA416 Жыл бұрын
That was such a genius bit because Creed Bratton's birth name was William Charles Schneider but he changed it when he became a musician.
@micahbush5397 Жыл бұрын
"Nobody steals from Creed Bratton and gets away with it. The last person to do this disappeared. His name: Creed Bratton."
@LemmyKBrinkwood Жыл бұрын
funny thing about it. that passport most likely is real. i used to check passports for online verification, and we almost had everything needed to get this passport through the system. the only probably stopping us was the fact that we SHOULDN'T verify passports that are covered like that, and that the passport already expired for several years when i worked there.
@micahbush5397 Жыл бұрын
@@LemmyKBrinkwood It was Creed Bratton's real passport, if an outdated one; that's why his fingers are covering part of the Information.
@tiananesbitt7156 Жыл бұрын
I think he’s your favorite crook!
@BlackDiamond2718 Жыл бұрын
I love how oscar uses powerpoint to not only show michael but us how he mismanages money.
@Jason-uw9ex Жыл бұрын
PowerPOINT powerPOINT
@sumayyasyed4350 Жыл бұрын
It's because Oscar is a presentation tool
@douggale5962 Жыл бұрын
Michael can't even comprehend how much Oscar knows about spreadsheets and presentations. Oscar probably wrote macros to fully automate some stuff.
@yesykun Жыл бұрын
I can feel Oscar’s frustration through the screen.
@Triggy6825 Жыл бұрын
You know he was thinking don't get involved when Creed started on about bankruptcy, then couldn't bite his tongue anymore at the end.
@stabbityjoe7588 Жыл бұрын
@@Triggy6825 Oscar’s a good guy. I always figured he basically did the work of two people so Kevin could stay employed
@Y20XTongvaLand Жыл бұрын
You know he's bullshitting when he says he hates monkeys. I can't imagine Michael hating monkeys.
@spacegamer267 Жыл бұрын
If he really hated monkeys he would've fired stanley
@svgstarlight Жыл бұрын
@@spacegamer267 side-eye
@spacegamer267 Жыл бұрын
@@svgstarlight you laughed though
@theluschmaster Жыл бұрын
for sure, he searches them on KZbin just so that he can have a good day
@friendlyneigborhoodbean8 ай бұрын
@@spacegamer267 hahahaha get it cause Stanley's black and racism is funny
@WJen8 Жыл бұрын
I remember a time when I was in debt. Bad times. Did some things I regret now. My condolences to anyone in a tough spot 🙏
@frantz4318 Жыл бұрын
I guess you learnt and grew from there, you did back then what you had to do. I hope you're fine now
@laestrella9727 Жыл бұрын
What things please? Don't leave us hanging..
@DefyMG Жыл бұрын
They can just declare bankrupcy. But don't just say it, make sure to declare it.
@kastierchungel3626 Жыл бұрын
@@laestrella9727 well, you can guess by user name...
@mattmurdog7590 Жыл бұрын
❤️
@juanzingarello4005 Жыл бұрын
The problem with the mortgage wasn’t that it was 30 years. That’s typical mortgage. The problem I see here is that he did a 10/30. Which means the interest rate will be fixed for 10 years and then re-adjust once for the remaining 20. He should have done a 30 year fixed. But I guess regardless this wouldn’t have been a problem since he left for Colorado and sold it before the 10th year hit. These mortgages are good if you don’t plan on staying there long. You typically get a lower interest rate initially than the 30 year fixed. I did a 15/30 mortgage when me and the wife bought a condo with the idea that when kids came into the picture we would sell and buy a house and saved alot of money doing this. It pays to be married to a realtor. 😁
@Incster21 Жыл бұрын
Who would of thought I would learn something from an office comment section
@MarcoBonechi Жыл бұрын
No. You refinance. Even if rates go up, your principal is lower.
@juanpablobarrazacaballero6187 Жыл бұрын
thats just awesome
@juanzingarello4005 Жыл бұрын
@@MarcoBonechi True but if he did a 30 year fixed at an excellent rate he could have avoided needing to refinance altogether. Also, you still have to pay fees when you refinance.
@prathamtamta2891 Жыл бұрын
-Women be shoppin' 🤜 ~"kevin malone"
@rickdiesel9549 Жыл бұрын
"Jan is smart.." "she poses." Perfect way to end the video. 😂
@dinuxplay8003 Жыл бұрын
Bro, I lost it when he put the money back in his pocket. Wtf was that? LMAO
@firingallcylinders2949 Жыл бұрын
I replay that 10x everytime I watch it. Stanley's reaction is gold.
@micahbush5397 Жыл бұрын
Originally, they planned to have him tear up the bill, but it's illegal to intentionally destroy U.S. currency, so they switched to having him crumple it up (which is honestly a lot funnier).
@Liam.Lacoste Жыл бұрын
@@micahbush5397 It absolutely makes the scene 10x funnier. One of my favorite scenes ever, it's fantastic.
@vincealdrichcortez2684 Жыл бұрын
If its a fake money he is tearing..thats not illegal.. plus have a scene where michael use a scotch tape to fix it up
@starry-ha Жыл бұрын
He destroyed it. It's not even usable.
@puredust5797 Жыл бұрын
He is so cringe with Carol..yet they are married in real life 😆
@SoldierBoy3064 Жыл бұрын
Dwight said wow you'll be paying this off in your mid seventies... forget about retiring when you 65 😂😂😂
@robertbrauer6718 Жыл бұрын
Great video, but I would have ended it with the clip of Michael trying to settle his money problems by hopping a freight train and skipping town.
@BrendanPappas Жыл бұрын
One of my biggest questions has always been “does Michael put the dollar back in his pocket because he’s poor or is he actually stupid enough to think he destroyed its monetary value.” 😂
@sandrakon4949 Жыл бұрын
Definitely because he is poor
@parmgill2635 Жыл бұрын
He's been throwing folded notes in the trash his whole life 😂
@Archetapp Жыл бұрын
1:30 Pam about to break lol.
@ichangedmyusernamebecausei2551 Жыл бұрын
Jan was so bad for Michael. She used his house as her playground and made him buy or lease a Porsche while she drove it more than half the time. He was already bad with money but she just broke the piggy bank on him
@cocoino2307 Жыл бұрын
And left him with no money and on debt
@visimut Жыл бұрын
There is something wise and forthlooking in Michael's quote:
@juniorlsdmusic Жыл бұрын
What Dwight said about the house that at Michael's age he is buying a coffin, still haunts me because I still rent and I wish to buy an apt.
@abhishekrao1525 Жыл бұрын
Former Marine here. Can confirm that we use the Core Blaster Extreme.
@pablovazquezpablo3190 Жыл бұрын
Like a witness protection program? Creed:”exactly” Oscar:”not at all” 😂😂😂
@MrGedget Жыл бұрын
1:30 Pam tries to hide her laughing with the cup :D
@mitchelllynch1129 Жыл бұрын
imagine a uk office reunion in the cost of living crisis
@MediaSubliminal Жыл бұрын
I still trip out the Creed Bratton is an actual real person playing himself on this show.
@mrrambo7324 Жыл бұрын
We need a reunion!!
@danish5850 Жыл бұрын
The fact that michael didnt notice pam standing there wearing a red top is hilarious.
@johnjaydioleste3053 Жыл бұрын
"I cant believe Michael has a second job." "not even good in his first one." - oscar.
@scottyc9304 Жыл бұрын
“I love how you have my name at the top” 😂
@slimjim1329 Жыл бұрын
Who else thinks Michaels witness protection identity has an accent.
@DealthTheGreat Жыл бұрын
1:08 michael looks at the camera (you) and becomes self conscious
@umiddey8714 Жыл бұрын
4:40 Creed Bratton speaking nothing but facts here.
@pcbassoon3892 Жыл бұрын
There was already a cost of living crisis. Creed lived in the quarry for crying out loud.
@timbuckthe2nd642 Жыл бұрын
Hey I live near the quarry. We should hang out and throw things down there.
@bhuvneshindoria6275 Жыл бұрын
OH Man! Oscar should have just CRUNCH SOME NUMBERS and Michael would have bought it instead of the fancy presentation.
@drunkweebmarine9492 Жыл бұрын
Him declaring bankruptcy was too funny when I first saw iy
@themarquis336 Жыл бұрын
Opening the Oscar/Michael Powerpoint scene with Michael’s face reflecting off the chart on the screen is so fucking brilliant. I can’t.
@okay5878 Жыл бұрын
I will forever hate netflix for removing the office
@NiinchaSm Жыл бұрын
we still have it, I guess it depends on the country, where are you from?
@ThePercyJacksonDude Жыл бұрын
I still have no idea what carol meant when she was explaining the condo rules
@JibbsCompilations Жыл бұрын
I like that after declaring bankruptcy Michael declared bankruptcy again
@mariebrock6716 Жыл бұрын
I know this is supposed to be funny, but financial stuff like this just stresses me the heck out.
@earedrobot7906 Жыл бұрын
It's mostly supposed to make you cringe and give you second hand embarrassment. I mean Michael gets so dumb it's kinda funny the absurds situations he gets in, i think that's the punchline
@wateveryo Жыл бұрын
@@earedrobot7906 yea 🤔
@ryans59 Жыл бұрын
I declare BANKRUPTCYYYYYYYYYY
@Justkj02 Жыл бұрын
It’s funny because 30 year loans are common place now. In the 50s I believe it was 5 years lmao…
@2.6hog28 Жыл бұрын
0:36 no shouting,just disappointment 😂
@scott-hr3hd Жыл бұрын
You are 2 year too late. We are now in a recession.
@curiotimetv Жыл бұрын
Mo monkeys, Mo problems
@fahadqureshi4570 Жыл бұрын
Oscar of all people should have known he didn’t say the word bankruptcy , he declared it! Smh 🤦♂️
@thesourpatchkidd579 Жыл бұрын
I'm curious: was there a time when they actually would take your card and cut it up because it was declined or whatever or was that just movie stuff?
@windycitymo1 Жыл бұрын
That definitely happened in the 1980s. Credit card companies would pay employees who ran a CC transaction where the card was flagged to cut it up on the spot. Worked for a restaurant where management didn't allow that bc as they pointed out, the customer would blame us for this instead of the credit card company. Later had it happen to me and it was very embarrassing.
@prettylillaila7772 Жыл бұрын
Can someone explain to me why Michael would've lost 7000 dollars if he would've walked? How is that legal?
@davewilson7602 Жыл бұрын
There’s these things called closing costs to buy a house, they’re part of what you pay when you buy one. If he abandoned the deal he would still be liable to pay those costs even if he never bought the house since he signed a contract
@oldageisdumb Жыл бұрын
When you are buying a house and you enter into a contract (usually after you have the house inspected) you put down what is called earnest money t9 show you are serious. It’s usually 1-3% of the house price. If you back out of the deal, you lose that money
@prettylillaila7772 Жыл бұрын
@@davewilson7602 thank you very much 🫶🏽
@cheyennerice6673 Жыл бұрын
I want a man like Michael. He don’t ask a woman about money! Period
@shanzaaa8532 Жыл бұрын
I DEClARE *BANKRUPTSYYYYY*
@FineFlu Жыл бұрын
"Chinese was my cheap suggestion"
@Dcook85 Жыл бұрын
Honestly if Oscar looked at any of our statements I'm sure it would look similar to 7:02
@aps-pictures9335 Жыл бұрын
Oscar was legit the only decent human being by the end of it all…
@EzioAuditoredaFirenze Жыл бұрын
Like, the end of the series?
@shikharmeh.8891 Жыл бұрын
Jan is smart, she poses😂
@rohit_884 Жыл бұрын
I totally agree with you. But, I don't have money problems.
@giovannidykes6158 Жыл бұрын
Yeah keep it up as long as you can! You’re bringing me to my college days with this
@joscrowd Жыл бұрын
I love it! I need this show back!
@Colafarr Жыл бұрын
he has postit on all of his credit cards lol. Properbly with the pincodes :D
@chirumust Жыл бұрын
It ain't possible that there is no bloopers in this scene 😂 1:22
@Smishh___ Жыл бұрын
“Yeah woman be shoppinggg”
@ogretimethen8575 Жыл бұрын
My grocery bill has doubled and my pantry is empty
@mikef55 Жыл бұрын
Oh that's crazy, the title of this video is my life rn 👌
@bunkertons Жыл бұрын
Still slaps.
@sahil2068 Жыл бұрын
You can even hear the white noise in the background.
@mahigiri8062 Жыл бұрын
William Charles Schnider
@beyoncenoona Жыл бұрын
appropriate timing...
@willreasoner4472 Жыл бұрын
There was a cost of living crisis in the mid 2000s? That’s cute..
@charliecooper1646 Жыл бұрын
It’s mental that this is a title
@tech8939 Жыл бұрын
1:29 you can see Jenna Fischer break
@Gugast925 Жыл бұрын
comedy bites still milking the office to this day holyy
@colinmcmasters8366 Жыл бұрын
2:36 lol
@hasanabduqayumov Жыл бұрын
How do you do this this fast?
@Ash-tu2sr Жыл бұрын
The "I hate monkeys" would not fly in today's climate
@veg4life. Жыл бұрын
Stonks , you're around five years late for that
@ThumbsTup Жыл бұрын
5 years?? More like only 2 or 3
@HenrySmith-kv9zu Жыл бұрын
me looking at the characters in the video and seeing micheal, micheal and micheal
@dusttoh8927 Жыл бұрын
Its Michael's problem 99% of the time.
@alleconti Жыл бұрын
The Marine ''Core''
@_Seagie Жыл бұрын
clearly "stonks" aren't going down anytime soon
@marielaausher7 ай бұрын
Honestly if I was Michael I would rather lose those 7k than singing a 30 year mortgage for that condo
@heyheyitrachelgray Жыл бұрын
I honestly feel like I could handle monkeys better than I could handle my Money at this point…
@candypearlceliz3267 Жыл бұрын
I miss the office
@mistowasabi5443 Жыл бұрын
you can just watch it again
@laurawhite9822 Жыл бұрын
Where’s the Office Superfan season 6?
@theluschmaster Жыл бұрын
You can't just say the word bankruptcy and expect anything to happen ..
@skillz4life360 Жыл бұрын
I love these lol
@vivianaespinoza5281 Жыл бұрын
I have an idea for the Disney animation studio What if Disney made a animation movie that’s about treasure hunting and takes place in Cuba and is about a man and his pet dogo cubano and they set off on an adventure to find the treasure and oscar Nunez Could play as our main character and his sidekick can be voice by Alan tudyk
@dspsblyuth Жыл бұрын
I smell Oscar
@galymzhankyrykbaev2976 Жыл бұрын
What about Creeds 3$ cash? 😂
@bensalter7997 Жыл бұрын
Sorry for laughing at you. Sorry for laughing at you.
@rakreev Жыл бұрын
Women be Shopinnnn
@brianellinger6622 Жыл бұрын
huh... u never heard james allen?
@UnitedMA2489 Жыл бұрын
Why show the same scene twice?
@nt4136 Жыл бұрын
its coming
@Road_beer123 Жыл бұрын
0:48 bruh it's black history month
@_Seagie Жыл бұрын
0:45 🤣🤣🤣
@APatriotRevival Жыл бұрын
It's amazing to think that you used to get fast-food as a cheap, quick dinner. Also, this title doesn't make much sense. The financial crisis of 2007 really only affected 'well-off' people. A lot of people with money lost money, but you can't lose much money when you don't have any to begin with LOL
@simonssol3526 Жыл бұрын
The fact that Carol still dated Michael after closing his deal is some weak writing