Cost of Living in Mobile Alabama

[@livinginmobile]

How much is sales tax where you are from?

[@DerekMcDouglas]

10% here in City of Mobile.

[@livinginmobile]

@@DerekMcDouglas Same here!

[@amylewis7951]

8.25 in Lubbock Texas

[@lindamontes1476]

In New York 8% but let me put things in perspective On Long Island New York My husband and I live in a studio apartment and we pay 1,1300 a month for car insurance for a financed car I pay 236.00 a month no accidents and it just went up 30dollars so I can keep going. It's terrible here and it's a shame I was born here thought I'd die here just not worth it anymore 😔

[@nikhilpatel7889]

Thanks for letting the world know how affordable it is to live in paradise. Often hear people say, its easy to move here but hard to move out! Lol

[@livinginmobile]

Ha. Yep! I agree!

[@dannydrew8169]

Your a great speaker Jeff! Ya should be on a national TV show! 👍

[@livinginmobile]

I would not be opposed to that, LOL. Thank you for the kind words.

[@tedramirez6304]

Property Insurance, Flood Insurance and Hurricane/Wind Insurance is about $3-4K a year or $350 a month

[@livinginmobile]

I’ll definitely make another video about this, but for the vast majority of Mobile and Ballwin county, flood insurance is not required, but for the home I featured, a $250,000 house, a homeowners policy with wind and hail, sometimes referred to as hurricane coverage is going to be about 2K per year.

[@pandrdoberman]

I live in Mobile county, North West part of Mobile , 30 minutes from downtown and I have to tell you u are wrong 😑. Insurance cost so much less

[@gi4u.s.697]

Sales tax 10% - 9%???..My friend, that's a deal breaker! I'm crossing off Alabama as a possible place to retire. Thanks for the info Jeff.

[@livinginmobile]

Yes, 9 and 10%. We do have pretty high sales tax, but our overall cost of living is very low, not to mention we have some of the lowest property tax.

[@irishinusa1615]

Very informative 👏 👊👍

[@livinginmobile]

Thanks for watching!

[@sallondon]

back in 1993 , grocery stores were, Food World, Delchamps etc...Anyone remember that ? Yess, University of South Alabama is my Alma mater, was there from 1994-98 as International student...Great university with top standards..it was very tough for sure...BS Electrical Engineering....... Aaaaah ,miss Mobile 💔

[@livinginmobile]

ha, YES!!! I worked at Delchamps back in 1990. Those stores were great! Thanks for the comment and trip down memory lane!

[@sallondon]

Wow great 👌.....

[@sallondon]

@@livinginmobile I usually visited the one at corner of Hillcrest & Cottage hill... ah There was standing alone Chicago's pizza as well😇

[@treytonwright753]

Love the video will be giving you a call tomorrow The wife and I are looking to relocate from Oklahoma City to here to be closer to her mom and stepdad that live in Pensacola FL.

[@livinginmobile]

Awesome! Looking forward to it. Thanks so much!

[@fallinlinewithjess3032]

I just moved here from Boston, MA and I feel like a fish out of water. It will take some getting use to. The people and scenery are great. I am in culture shock even though my family is from the Deep South.

[@livinginmobile]

There can definitely be a culture shock. Things are so different down south, that is for sure!

[@jenchristianrn1]

Bless your heart. Thinking of moving back. Been in PA for the past 5 years. Get anxiety just thinking of moving back. Not much housing for disabled people with lots of waiting list over 3 years. Do miss church down south a lot.

[@Chillaxing113]

I've grown very fond of shopping at Rouse's. That's the only grocery store in Mobile that I've found Conecuh bacon. Ted and Nancy's produce stand sells it too. 🥓😋

[@livinginmobile]

I love it as well!

[@GCInvesting]

Love this video!! We love Rouses in Gulf Shores and Orange Beach as well!

[@livinginmobile]

I love that it’s a regional chain. You can tell it has some deep Louisiana roots in certain aisles, that is for sure!

[@GCInvesting]

@@livinginmobile yes! And love visiting during crawfish season!!

[@teamanger7302]

So is flood wind insurance is expensive there or the question is what insurance do you have to pay for if you buy a house there?

[@livinginmobile]

Contrary to popular belief, the majority of property in Mobile Alabama does not require flood insurance. If getting a mortgage, it does require regular homeowners insurance and also wind and hail, often referred to as hurricane insurance. If you’re in a particular flood zone, it may be required to have flood insurance, but it’s certainly in the minority when looking at the entire city. For example, a good estimate for a home built in the last 20 years with a roof in good shape, about 1800 sq-ft at a price of around $250,000, the homeowners insurance including wind and hail, would likely be around $2000 for the year. As for the cost of flood insurance… I don’t have a good estimate for you on that, but I’ll try and do some research tomorrow and find out for you.

[@teamanger7302]

@@livinginmobile thanks so much. never been to Alabama but so looking forward to see our options in mobile. Like if you're on a budget what neighborhoods are good there. If you buy a house what insurance is necessary?

[@livinginmobile]

@@teamanger7302 If you are financing the home, you will be required to have regular homeowners insurance as well as wind and hail. I’ve got several videos on my channel that feature houses ranging from 200 K up to 1 million. Shoot me an email and we can set you up on our auto drip directly from our MLS based on your search criteria. [e-mail]

[@GeekSpeak_Hub]

Thinking of buying in Mobile - coming from HSV

[@livinginmobile]

It’s a great place!

[@forsakenmopars116]

Hey Jeff I had a curiosity and this might be a video idea, idk. I am looking to move down from central TN within the next year (I had sent you a text about it about a month ago actually), and I was curious on your thoughts on cost of living in Mobile vs across the border in Mississippi and also across the border in Florida. In short, someone like me can pick from 3 different states in a fairly small geographical footprint so I was wondering if you had any input toward that. I am 99.9% set on Mobile btw. Thanks and keep up the awesome content! People like us really get great use out of this stuff.

[@livinginmobile]

Thanks so much for the comment. It’s difficult to compare apples to oranges, but I would say the cost of living in southern Mississippi, Southern Alabama, and the northwest panhandle of Florida is very close. I think it really boils down to visiting all three locations and just figuring out where you want to live. All three areas vote similar, the weather is similar, and the cost of living is similar.

[@forsakenmopars116]

@@livinginmobile That makes sense, thanks! I guess if there are no drastic differences then I can't wait to move to Mobile!

[@Maranatha-t9d]

Hi I’m in the UK right now and I’m a US citisen. I’m looking to move back to the US and pref Mobile. I used to live in Cullman for 13 years. What are the best/ reasonable priced places to look for house shares/ apartments in Mobile? I’m looking for a job right now to work in retail and/or healthcare. Thank you

[@pandrdoberman]

We just moved from Illinois . We couldn't understand phenomenon of Chick-fil-A ? What makes this place special ? Why always long line is there ? People are ready to spend hours in that line for some simple chicken sandwich

[@Maranatha-t9d]

Christian owners

[@Lokitaababii]

Is there a Amazon warehouse in mobile and how’s the rent. And is there any government help for homeless families but willing to work hard

[@livinginmobile]

Yes, there is an Amazon warehouse, just off of interstate 10. As for rent, I know several people whose rent is under $1000, but it really just depends on where you want to live and the size of the apartment. As for the homeless, Mobile offers different places with different services, but you would have to look into them specifically to see what they offer.

[@lindamontes1476]

I'm from New York getting a job in Mobile Alabama I don't want to buy a home I want to rent one I don't see you talk about rentals?

[@livinginmobile]

Sometimes it's tough talking about rentals because each property management company is going to have a different set of rules. With regard to apartments, those details would be changing constantly, so it's best to reach out to each company individually. I hope my videos will help you become familiar with the overall area of Mobile when it comes to neighborhoods, shopping, etc...

[@НадеждаВасильева-и6щ]

This´s very interesting! But, Почему так редко снимаете видео о вашей работе, о вашем городе? Thank you! 🍀

[@pandrdoberman]

Почему пол сообщения на русском??? 🤣

[@НадеждаВасильева-и6щ]

@@pandrdoberman , because, I am Russian! 🇷🇺👍

[@ozb2006]

you paint a very pretty picture where are all the bad area's and the places that don't look nice? the homeless? the crime?