Did Chase Fix the Chase Sapphire Reserve???

[@CallMeLani]

Great explanation. I think you said it best at the end, "it doesn't blow you away, but it works." I have no intention of cancelling mine

[@LukesPointsandMiles]

Yeah and it makes a ton of sense without blowing you away!

[@FatStacksAcademy]

Lmao 😂 I think the banks would all file for bankruptcy if RJ did start a P2 strategy though

[@carlosleshawn]

😂

[@LukesPointsandMiles]

oh man - they would crush the local banks for sure

[@gibranespinoza6603]

RJ out here catching strays 🤣🤣🤣

[@LukesPointsandMiles]

🔫

[@rmknicks]

When I was in Belgium a couple of months ago, it was the only card I used. 3x on daily Ubers, trains to both Ghent and Bruges, and on food and drink - and we drink ALOT. Plus the 10x on Lyfts to and from JFK. I love it

[@LukesPointsandMiles]

makes so much sense¡

[@ItsMeCJ]

Loooool! Poor RJ 😂😂

[@LukesPointsandMiles]

@@ItsMeCJ RJ will take the free promotion!!!

[@oscelotgreen]

RJ just caught a random stray 😂😂😂

[@ItsMeCJ]

@@oscelotgreen haha he definitely did

[@ItsMeCJ]

@@LukesPointsandMiles any publicity is good publicity right?

[@newagain9964]

@@ItsMeCJas long as they spell/say ur name right and use a good picture…yes! 😛

[@EVO.0w0]

To make the card attractive Add 2x points on everything else Add ways to have better options to offset the fee.

[@LukesPointsandMiles]

That is likely asking way too much. Chase Doesn’t do 2x or n any card.

[@getsugatenshoFTW]

I agree, that's a bit overkill. It'd make sense for Chase to add some sort of gas category, probably 2% to align with the ink cash.

[@DiamondRyce]

​@@LukesPointsandMiles if they are unwilling to change that. Maybe add a 2x mobile wallet category instead either on the CFU or one/both sapphire cards

[@LukesPointsandMiles]

@@getsugatenshoFTW that makes more sense

[@LukesPointsandMiles]

@@DiamondRyce chase is in an Interesting position in that folks will use there cards no matter what they do.

[@airbornebackpacker6840]

I’ve used the protections on a car rental claim in NZ and it saved me $700 for a rock hitting my window. I also save up my dash credits ever 3 months and use my $15, plus pickup the food to maximize value.

[@LukesPointsandMiles]

Great data points! That's for sharing!

[@DugrozReports]

Good to know!

[@howardfrank6050]

Great take on the card. My recent experience with canceled flights after Tropical Storm Debby confirmed my belief in Chase Travel and the protections you mention. If I were to have my credit card wish on the CSR granted, it would be high-end status with Hyatt or IHG. That's a glaring omission from my vantage. Keep up the good work.

[@LukesPointsandMiles]

@@howardfrank6050 yes I’d like to see status somewhere. Maybe even United.

[@dizzyg6862]

Chase should make their lounges only available to CSR and JPM Reserve card holders IMO.

[@LukesPointsandMiles]

i agree

[@1stoptech]

When they grow the amount of lounge, Trust me that will happen. It's called leverage in business

[@LukesPointsandMiles]

@@1stoptech let’s hope so

[@paquitojhs]

I think Ritz Carlton should still qualify. It’s a premium card.

[@JC.Finanzas]

What other cardholders can enter?

[@Castleinferno]

I wish the CSR was a stronger point earner. But that’s about it. 3x on travel and dining is nice, I’d like to see it expanded to groceries.

[@LukesPointsandMiles]

I think groceries would put it into a higher AF.

[@CalbyNg]

Personally I don’t usually pay for the extra AU’s because my player 2 always travels with me. We also share our finances and can combine our UR points between our Chase accounts. Of course I know not everyone situation is the same as mine, so it’s a good point to bring up

[@LukesPointsandMiles]

@@CalbyNg sounds reasonable!!

[@juergenpiano9275]

Great video Luke, as always. The car insurance benefit is definitely worth the card fee by itself. I always ask the car agents what it would have cost, and so far saved about 1500 usd for renting about 25 days of standard cars this year. Some of this was in Europe. Hotel portal adds quite a bit of value, and is an easy way to rack up chase points.

[@LukesPointsandMiles]

WOW $1500 is a lot of cheddar to be saving

[@juergenpiano9275]

Yes, I was pretty surprised. 20 days car in FRA airport was like 450 USD at Hertz. Insurance was 1050 EUR or 1150 USD. That is a crazy split.

[@yurig2530]

Get Ritz card instead of CSR. $450 AF, free authorized users with access to PP and Sapphire lounges. Same travel protections.

[@CalbyNg]

85k FNC, 3 Ritz Club access, and JP Morgan concierge service. Definitely a hard card to beat

[@newagain9964]

$450 for now.I expect it to become public w/refresh in next 18 mos. Tho current ver of RC is slightly better than CSR, I and most ppl don’t want Marriott pts, esp vs flexible transferable pts.

[@yurig2530]

@@newagain9964 From Ritz I want 85k cert, unlimited lounge access, free AUs, with lounge access and travel protections which are the same as CSR, with $150 effective AF. I had CSR before, but downgraded to Freedom Flex few years ago after they raised AF from $450 to $550. I replaced CSR with Ink Preferred.

[@LukesPointsandMiles]

Im not going to agree.

[@LukesPointsandMiles]

It's good that's for sure, but I wont get it until i can apply for it.

[@Rowdyyy_rod]

Finally the video I’ve been waiting for.

[@LukesPointsandMiles]

My Pleasure

[@Carlos-g1w4o]

I have the CSR and will never get rid of it. The 300 travel is easy to use, the 10x lift is perfect when I travel and the new $20 door dash credits are perfect like you mention for things like water. Interesting is that you still get 3X points on all the door dash purchases. Great vid Uncle Luke!

[@LukesPointsandMiles]

Thanks for stopping by. Even though I hate the coupons, this one really is a value add

[@mb2024OL]

The CSR has a great $300 travel credit and really shines with the 0.5 redemption bonus. One of the issues I see from time to time is that Chase makes the same hotel higher on the CSR than cards with 0.25 like the sapphire preferred of chase ink preferred. I think Amex is best for airports and Chase for hotel stays.

[@LukesPointsandMiles]

@@mb2024OL thanks for watching!!

[@gbouton2011]

As a BOS based traveler, CSR is great since we do have a sapphire lounge and no capital one or centurion lounge yet

[@JesseMeacham-d1s]

Good video and commentary. As a holder of the CSR, the axing of the priority pass restaurants ended it for me. I'll be downgrading next AF unless there are drastic changes. The C1 VX is kicking Chase's ass - sure the CSR travel protections are better, but the VISA Infinite benefits alone on VX exceed my travel protection needs (CSR is overkill), the card benefits yield no effective annual fee and C1 lounges are competitive with Chase and Amex as well.. just my perspective.

[@LukesPointsandMiles]

@@JesseMeacham-d1s I’m a huge fan of the Capital One VX as well. It’s an amazing card

[@BronxY2k2]

I love the P2 Rant in the beginning.

[@LukesPointsandMiles]

I’ve just always wondered and now I find out no one gives their wife a card!

[@christina6352]

I’m patiently waiting for you to upload another video or do another live ⏳☺️ You’re my favorite credit card KZbinr! ❤ You exude trustworthiness and peace and good dad vibes 🥰

[@LukesPointsandMiles]

@@christina6352 thanks Christina!!

[@danielace4212]

I have had 0 issues with the Chase Travel Portal. I found them to be slightly cheaper than direct airlines when I needed a quick domestic flight booked. Also, I called them not so long ago to push back an international flight (Lufthansa). This was cheaper than going direct to the airline. So yeah, I'm happy with the portal so far.

[@LukesPointsandMiles]

@@danielace4212 thanks for sharing!!

[@soapa4279]

The Amex Platinum is by far the best TSA Precheck for families. Added my wife, daughter, and parents with companion cards and got credited for each lol. Got credit basically $390.

[@LukesPointsandMiles]

@@soapa4279 but you paid $195 for each of those right?

[@jungwoopark4644]

Companion pass is free! $195 is for authorized users

[@newagain9964]

@@jungwoopark4644ppl always forget about companion card. lol. Amex is like one of those painting where ppl see what they want. But one thing is sure, most will stop and engage because it’s interesting. Amex is my fav but they need to push plat back toward travel (ie more statuses, improved travel protections) and less “lifestyle”. But I know they don’t have to and in fact counter to what DPs inform

[@soapa4279]

@@LukesPointsandMiles No sir, just the free versions not the full A/U

[@jimmyjames6492]

CSR is definitely gaining some ground as our AMEX Platinum alternative. Thanks for the info + video!

[@LukesPointsandMiles]

@@jimmyjames6492 strange days in the credit card works

[@SunsetSheen]

Love the Omega Seamaster 👌

[@LukesPointsandMiles]

@@SunsetSheen thank you! It was my first adult watch.

[@ConstantPoints]

Great points Luke. All this card is missing is a good signup bonus and I’m getting it immediately!

[@LukesPointsandMiles]

@@ConstantPoints 60k isn’t bad. Anything elevated is a win in my opinion.

[@ConstantPoints]

@@LukesPointsandMiles it was 80k a couple of weeks ago but wasn’t ready (still had my CSP). I’ll wait a little

[@billjoyce]

People who cruise a lot love this card since Chase treats cruises as travel and most other travel cards do not. Frequent cruisers can spend enough annually on cruises to benefit from the extra 2% (over the normal 1% for "other") on cruises, plus the travel protections. Campgrounds also are counted as travel by Chase, and we do camp, so I am planning on going through our spending and see if the CSR will be worthwhile.

[@LukesPointsandMiles]

@@billjoyce I think of you can door dash at all and you travel, it’s worth it

[@newagain9964]

Amex green counts all those as travel. IJS. Tbf, CSR is a superior travel card to green.

[@billjoyce]

@@LukesPointsandMiles I also have the Amex Platinum.

[@billjoyce]

@@newagain9964Multiple Wells Fargo cards also do, but my wife says a hard "No!" on Wells Fargo.

[@CarlosHdz-rm6sg]

Chase CSR has a spot in my wallet. I default to it for travel swipes (I.e. car rentals and taxis). Since I’m overseas, the additional credits I can take advantage of but will once I am back in the states. It is a strong card that will stay in my wallet until I can see what Citi does when they roll out the Strata Elite… Awesome video Uncle Luke!

[@LukesPointsandMiles]

Thanks Carlos!!

[@TheTravelingHatter]

I was at JFK yesterday and I was able to experience the new Delta One Lounge. I had arrived on Virgin Atlantic business class (via KLM - kudos to you for the idea) which granted me access. A Delta first class ticket and a Amex Platinum did not 🤨 The lounge was amazing. Delta is upping their game. The sheer mass of hospitality and alcohol was stunning. This lounge was leaps and bounds above Centurion lounges. There is a new king in US domestic lounges 😀

[@LukesPointsandMiles]

@@TheTravelingHatter oh wow. Very nice!!

[@ItsEricSmart]

CSR needs to add 2x on everything

[@LukesPointsandMiles]

@@ItsEricSmart that will never happen

[@ItsEricSmart]

@@LukesPointsandMiles IK 😅 but if it ever did 🤯

[@PDXBeach]

Are their lounges exclusive to card holders? I had heard that any priority pass member can access?

[@LukesPointsandMiles]

As of right now you can access them once with a PP. I expect that to go away at some point.

[@fogrunr5075]

Great dialogue on this one!! 🎉🎉🎉🎉

[@LukesPointsandMiles]

@@fogrunr5075 thanks brotha. I’ve working on speaking into a Mike better.

[@Rowdyyy_rod]

1 month into the CSR and still have some of $300 travel credit left. You still get points with Lyft rides you just don’t get the base 3x. So for Lyft rides I get 7x points instead of 10x. Once I burn up my travel credit, I’m expecting to get 10x on Lyft rides.

[@StMalk]

8:25 the Lyft Pink definitely helps everyone

[@LukesPointsandMiles]

yeah that is beneficial for sure

[@Medic_624]

Definitely spot on with the 625$ AF. The card was devalued for me big time when they killed the restaurant credit. I fly though DFW weekly and was so easy to swing in the restaurant for a quick bite and bolt, especially on tight layovers. I didn't think i would use the DD credit but i sometimes find my self where I'm "stuck" aka no car and hungry. I do cruise a lot with the better half and the travel insurance for cruises is crazy good. However most people don't realize some other cards Chase has does include insurance too. I need to look into the AU credits as well thanks!

[@LukesPointsandMiles]

@@Medic_624 that restaurant deval was brutal.

[@jpknowledge8852]

Haha! This was great video. The CSR to me still isn't worth it for most people, but for a one card set up for wealthier individuals, I do think it works. Venture X is just a better version, and if you combine it with the Ink Preferred, you have pretty much the same thing for less cost.

[@LukesPointsandMiles]

@@jpknowledge8852 can’t really argue that! I agree VX is superior but I alway get a ton of comments stating folks can’t get the card

[@jpknowledge8852]

@LukesPointsandMiles Capitalone can be tough. It took me 3 applications to finally get approved 🙌🏾

[@LukesPointsandMiles]

@@jpknowledge8852 I’m with you man. I had to product change to it. It’s the safest “points” card in my lineup. Why ever cancel?

[@DawitTassaw]

I have the CSR and I like the rental insurance that comes with it. Thanks uncle Luke great video as always!

[@LukesPointsandMiles]

thanks for stopping by!

[@caribdude8151]

Yes Sir! Have a safe and blessed week Señor! 👍

[@LukesPointsandMiles]

Thanks, you too!

[@michaelkeaton32]

I don't add my wife as an AU because it counts against her 5/24. That's something I wish I knew when I started. Plus, with Chase, you can call and combine your accounts so her points can transfer to my card. I think there's value in her getting other cards though. But, we do it that way because I'm military, so we don't pay AFs. When the day gets here that I retire then we'll have to do a lot of downgrading.

[@LukesPointsandMiles]

@@michaelkeaton32 AU don’t count against 5/24. She might initially get declined but a phone call explaining which accounts are AU’s will take 5 minutes. My wife has to call every time and then gets approved.

[@richiou1035]

Until the $5 credit is changed next February, the DD credit is essentially $25 towards the first 2 grocery pickups, without any service / delivery fees. Valuing the credit at 80%, that's $240 there and almost enough to offset the AF, before other perks like insurance and lounge access. That said, the CSP is the big winner, as the DD credits alone offset the AF, before everything else on that card.

[@LukesPointsandMiles]

I cant argue that. spot on.

[@miken9886]

If they simply increase dining to 4x, I think you would see a lot of (but not all) folks jump from Amex Gold to CSP. With the $300 credit, the net cost of $250 would more than justify the jump despite the 4x on groceries you would get on AXP Gold.

[@LukesPointsandMiles]

IDK - just reading $250 net cost makes me cringer. at least with Amex - they're giving coupons that more than cover the fee

[@terrencem14]

Hey Luke also with the Dash Pass the CSR lets you roll the $5 credit to the next month up to three months at a time.

[@LukesPointsandMiles]

@@terrencem14 yeah that’s great

[@Leoprieto74]

One strange fact I just learned about the $300 Travel credit is that it doesn’t renew on your anniversary year date but a month after your anniversary date. I learned the hard way. My account anniversary is first week of August. I added $200 in United Travel Bank on the 2nd week of August thinking it was going to trigger the travel statement credit but it didn’t. I called Chase and they told me my $300 travel credit renew 1st week of September after I paid the $550 AF. 😤

[@LukesPointsandMiles]

@@Leoprieto74 that’s interesting. I got my travel credit and the $500 fee didn’t hit until at least six weeks later

[@Leoprieto74]

@@LukesPointsandMiles Yea, I actually didn’t believe the first Chase representative I spoke with and I called again to get a different representative and I was told the same thing. My $300 travel credit doesn’t renew until the $550 AF hits. And it takes a full month after your actual account anniversary date for the AF to hit. I wasn’t happy about this crap. This is why I love AMEX.

[@LukesPointsandMiles]

@@Leoprieto74 yikes

[@Leoprieto74]

@@LukesPointsandMiles Actually, read terms and conditions for this $300 Travel credit. Is even hard to understand the credit renewal date after anniversary. You are smarter than RJ, check the terms. Confusing as hell 😠

[@khayri31]

So the $300 credit renew after your anniversary? I thought it was beginning of the year! I get mine fee waived but it’s good to know this

[@franciscanstudent]

You uncovered a great angle on life with a player 2. It would be good for a lot of folks to see your breakdown of 2 people with the Capital One duo (not having an authorized user, but, instead, 2x $395 annual fee) vs. them having the Capital One duo with p2 as an authorized user, vs. the Chase trifecta with p2 as an authorized user for the CSR. It seems to me that, if player 2 travels, then double Capital One duo is best because of the global entry/TSA credit for player 2, otherwise, it's better to go with either of the other options, with the Chase one being better for the higher spenders and the capital one duo with an authorized user being better for the lower spenders.

[@LukesPointsandMiles]

@@franciscanstudent you make a strong case. For me, I try to keep P2’s cards not really part of the game. So mostly AU’s and no AF cards.

[@justsmy5677]

The Global Entry/TSA benefit can only be used every 5 years, so IMO is not really that valuable. Nice to have but only about a $20/year value.

[@dennisdude9139]

Really love this channel

[@LukesPointsandMiles]

Oh wow. Thanks for the kind words.

[@verafiedairman]

Came here to say my AU has not received a monthly $5 doordash credit after the first full month. Receive a monthly $5 credit myself for having the CSR, and added AU mid-July. Just received my September credit, but AU’s acct still shows no credit. Am I missing something?

[@LukesPointsandMiles]

@@verafiedairman I’m not sure. I would try to call Chase and see if there is supposed to be that $5 monthly credit for the AU

[@Bangpaulxu]

You got my sub. Thanks for this informative video!

[@LukesPointsandMiles]

@@Bangpaulxu thanks for watching!!

[@harryschuster2496]

you gotta use the doordash for pickup man! knocks off all fees, tips, etc. Only problem is all retailers mark up their products on DD so it's still not 100% at value, but certainly much better than delivery (for $ value, not time)

[@LukesPointsandMiles]

@@harryschuster2496 absolutely but I don’t mind paying a $2.50 tip to not even be home for it

[@scottivlow9962]

Where the Chase Sapphire Reserve makes the most sense is being a regular passangers cruiser where your Chase benefits for emergency health insurance bring more value than if you paid an annual Travel Insurance policy from Allianz. If you cruise 3 or less times it might be cheaper to buy an individual policy but the more you cruise it can save $300 plus dollars a year just for single person policy. Luke you don't care about any Chase benefits but when it comes to all the travel benefits on this card when you need them they are there. However when you shop for it that's a separate expense that adds up fast. If I cruised in international waters often enough I would want this card more than Allianz.

[@LukesPointsandMiles]

It provides a lot of peace of mind. That’s for sure.

[@scottivlow9962]

@@LukesPointsandMiles When it comes to travel insurance that includes foreign emergency medical care and evacuation one thing Allianz ask for when issuing a quote is your age so I think the rates could be higher the older you are, but I don't know how much age plays a factor in their rates. I have never done a Berkshire Travel annual quote so I don't know how it compares to Chase for a full year travel insurance policy. Cruise lines don't deal with a personal health insurance policy. So if for some unforeseen major sickness occurs they want to charge your credit card the medical evac which is like $4000 or something that some passanger had to pay on his credit card. Even if you took your whole family on a 3 day Ocean cruise you're covered without even having to think about what Travel insurance you have don't have because that card covers every Travel insurance benefit you can think of. The only thing is you have to use that card to pay for your cruise. So no matter how much you like your Capital One X card when you use that card your Chase travel benefits are not going to help you.

[@ronnyb9416]

I'm not lazy........ I do not need Doordash or any of these related companies, and would get the food myself so it is fresh. What I do like....... Chase points are valuable at 1.5 travel thru Chase or to transfer to let's say Hyatt. Chase now has many lounges and also with Priority Pass. Primary car rental coverage. The $300 a year travel benefit is a freebie bringing the card cost to $250. Plus the Chase points usage bonus. So the cards in my wallet: Chase Sapphire Reserve, Amex Green, Chase IHG, Chase Hyatt. Perfect mix for lots of world travel.

[@LukesPointsandMiles]

@@ronnyb9416 nice! Folks who like door dash aren’t necessarily lazy, some just need the time savings.

[@jw4172]

I’ve found some really good deals on the portal, getting the bonus really helps too.

[@LukesPointsandMiles]

@@jw4172 💯

[@MilesAndMayhem]

Regarding not considering AU fees, I tend to put cards into digital wallets. My wife doesn't need an AU in order to use the digital wallet version or to use the physical version while I use the digital version.

[@LukesPointsandMiles]

Right on. Have you ever tried that with an Amex Card? My wife accidently added one of my amex cards to her apple wallet and Amex froze the card

[@MilesAndMayhem]

@@LukesPointsandMiles I don't know if I have tried to put it in hers. That said, I have them in mine and she has the physical card when needed. It might help that she is Apple and I'm Android so there is only one of each on any card we both have added.

[@LukesPointsandMiles]

@@MilesAndMayhem makes sense

[@williamyip2951]

Have the CSR since May. The card seems to get better and better, but I feel it needs one more benefit to be an OP card. Maybe cell phone protection, or digital entertainment credit.

[@LukesPointsandMiles]

yeah seems to be just someting missing. I think maybe a status or two would be great.

[@scottivlow9962]

@@williamyip2951 This is a Visa Signature card with an over $5000 credit limit. Visa has it's own Cell phone protection plan. Visa also has concierge service. Go to Visa Signature for all Visa card benefits. I have the Chase Sapphire Preferred card with Visa Signature and have all the Visa benefits for it. The only way you get that benefit is you have to pay your bill with this card.

[@JohnJedlowski-lw5ud]

Your other chase credit cards also give you quarterly credit. The CSP gets a $10 no restaurant credit. I have been using as a pickup order at Wawa.

[@Davidjtube]

Actually you do still get UR points on your first $300 spent. For example the CSR offers 10x on Lyft rides. And when I used my CSR as my payment form I didn’t get the full 10x but still got 7x on those Lyft rides. 10x Lyft promo - 3x all other travel = 7x UR points

[@LukesPointsandMiles]

Ah, I should’ve been more specific: you don’t earn the 3x for travel on that $300.

[@antonh1709]

Forgot to mention one more perk, rather rare in a credit card world - CSR offers 4 free incidents of roadside assistance. Used this perk in Canada when I needed to jump-start our family car.

[@LukesPointsandMiles]

@@antonh1709 wow nice one!! I didn’t know there were 4 free ones!!

[@vickiarnold7300]

Great job on KZbin ♥️

[@LukesPointsandMiles]

@@vickiarnold7300 thanks Vickie!!

[@SYS-ky7zk]

I am sticking with CSP for now with C1VX as Primary Travel card. In about 2 years I'll be eligible for Sapphire bonus again. At that point most likely CSR will be refreshed and worthy to acquire. BTW, nice bicycle! @8:25 😆😆🤣🤣

[@LukesPointsandMiles]

Haha thanks for sharing!!

[@Lancun]

Yes, Chase fixed the Sapphire Reserve. Specifically through their redesign. The card is heavier, shinier, and sexier looking than any other premier travel card in the game now! Of course, beyond the shallow surface-level upgrade, it's still a good card. An important exception to my knowledge regarding the FF Number through a portal is American Airlines. I think effective three months ago, they switched to the Hotel formula of not honoring or giving points towards their statuses if you book through any channel other than directly through them. Just another reason not to fly American, lol

[@LukesPointsandMiles]

They did not move forward with that plan and it was never actually implemented.

[@Lancun]

@@LukesPointsandMiles That's great news. I know they received a lot of bad press about it, but I'm so used to companies these days barreling full-speed ahead in spite of bad business decisions that their reversal must have gone under my radar.

[@LukesPointsandMiles]

@@Lancun Yup - it's all good. That CEO has been replaced very recently

[@Trucker-X]

Thanks Luke. 💪

[@LukesPointsandMiles]

My pleasure

[@PhilMo78]

Im just not sure there is enough there for me and my situation. Not sure what the draw is. I'll take the Vx card with the free AUs for p2 priority pass, and 1 Sapphire lounge visit. Travel protections are nice, but we have insurance. 1.5x in the portal could be very nice, but I dont book that way unless I have to. Still a pass for me, but glad you are able to justify the AF. Always love the different perspectives here.

[@LukesPointsandMiles]

LIke i said, It's not blowing me away and i'm still not sure it will stick around

[@Anthonyjones-pq4ff]

Hey Uncle Luke hope all is well, the chase Lounges where are they located & are they different then the United club lounges which Chase card allows access into either one By the way nice break down on Chase cards

[@LukesPointsandMiles]

I don’t normally have access to United lounges. Although I visited one in Houston.

[@Anthonyjones-pq4ff]

@@LukesPointsandMiles I tried to visited that one but the terminal was to far from my departure gate . When I did visit H- Town that’s a wild city They drive crazy Lol should’ve went to Hobby Airport not George bush

[@LukesPointsandMiles]

@@Anthonyjones-pq4ff ha! I just connected there on the way to Panama 🇵🇦

[@Anthonyjones-pq4ff]

@@LukesPointsandMiles how was your trip did the family go with you ? How long is that flight . What Air did you fly

[@LukesPointsandMiles]

@@Anthonyjones-pq4ff this one I took my dad. We flew United. He had a really great and busy trip. Panama is a fun destination.

[@romineckok.9724]

hey Luke 2 questions....could my wife/ or any p2 as an authorized user transfer her UR points to partners if she doesnt have any other card like that and 2nd question is who offers a better rental car protection CSR or Amex with that $24.99 premium option... thank you

[@LukesPointsandMiles]

Im not exactly sure what you are asking but but I think if your P2 holds the CSR (UA)- and her own chase cards - she can transfer to partners. I have never used either one of those insurances so I could not tell you which is better.

[@romineckok.9724]

@@LukesPointsandMiles my wife only has Freedom Flex and Unlimited so she cant transfer her point to any partners. If I make her AU on my CSR (I dont have it yet but thinking about upgrading my CSP to CSR) will she be able to transfer HER points to travel partners?

[@LukesPointsandMiles]

@@romineckok.9724 it is my understanding that yes she will be able to and get the 50% boost

[@romineckok.9724]

@@LukesPointsandMiles not sure we understand each other I'm not talking about the boost in the portal but travel partners... transfer her UR points to lets say Aeroplan, Hyatt...etc as AU

[@LukesPointsandMiles]

@@romineckok.9724 yes. Holding an AU card should give her access ( although I have not verified that)

[@thejokerspeaks]

I'll have to try this card in the next couple years for the SUB, late to the UR game too.

[@LukesPointsandMiles]

i also think an elevated sub wouldn't hurt

[@tezt3740]

I think you mean LGA lounges, i think they should add the grab and go section like capitol one lounges....but chase lounges are very very good

[@LukesPointsandMiles]

@@tezt3740 I’ve never been to the lga lounge. I’ve been to jfk

[@tezt3740]

It's right next to amex, I do not see lines at amex anymore since chase opened...I don't even go anymore to amex...in LGA

[@MrHawaiiboy510]

Great review. Keep it up

[@LukesPointsandMiles]

thank you sir!

[@DCGEMINI202]

I have 2 CSR’s. Definitely 1 of the top 3 travel cards in the game

[@LukesPointsandMiles]

Team No Fees!

[@DCGEMINI202]

@@LukesPointsandMiles its probably going to be the only high fee travel card i stick to once i get out of the military. Still debating if the platinum is worth the high fee.

[@LukesPointsandMiles]

@@DCGEMINI202 never get out!!! It sucks out here!!

[@DCGEMINI202]

@@LukesPointsandMiles no sir!!! I got 8 more years and im a free man. The navy is not the navy u once knew. These gen z kids are terrible

[@LukesPointsandMiles]

@@DCGEMINI202 I can believe it. But those gen Z's are out here too!! haha

[@ryanmartin7033]

I can assure you Chase hasn't done a great job rolling out Chase lounge in Phoenix. It's been "coming soon" for over a year now. No clue what's going on behind that wall but it should've been done several months ago.

[@jameswilliams2984]

Last week I spoke with one of the employees at the AMEX lounge who I have have seen there for many years. He told me he is going to apply for the Chase Lounge as they are going to open up applications in a few weeks. I asked him do they have an opening date, and he said, I would think soon if they are taking apps. But yes, I have seen that "Coming Soon" sign since that portion of the D gates has opened, close to two years ago now.

[@LukesPointsandMiles]

Well I have no background in construction but there are several lounges today that didn’t exist a short time ago. I mean they’ve doubled capital one in no time.

[@ryanmartin7033]

@LukesPointsandMiles fair point. Just frustrated with lack of progress on one here considering we're like the 5th largest city in the U.S. and it's pushing 2 years to roll out their lounge. These lounges are pretty basic builds so it shouldn't be too hard to pump them out when they've already acquired the space but I digress. Great content though!

[@LukesPointsandMiles]

@@ryanmartin7033 interesting thoughts!! Thanks for the input

[@outrunsynthwave9425]

Omg is there beef with RJ??? Hahahahahah Shots fired! 😂

[@LukesPointsandMiles]

Im RJ's biggest fan - I like to give him a shout out once in a while!

[@outrunsynthwave9425]

@@LukesPointsandMiles Werd! 🤙🏼

[@jenniferw8963]

1:02 LOL ♥ RJ :)

[@LukesPointsandMiles]

Poor RJ

[@jenniferw8963]

@@LukesPointsandMiles 😆

[@JohnWick-o5v]

hi, is it possible to do balance transfer from a Chase Biz card to a Citi Personal card or AMEX personal card to take advantage of 0% bal transfer?

[@LukesPointsandMiles]

@@JohnWick-o5v as far as I know the card that is offering the promotional offer should take the transfer from any card. But I don’t know they from experience.

[@newagain9964]

@@LukesPointsandMilesis it bad to transfer OUT a bal on a new card? Thinking of xfer out my Amex biz plat bal i opened 30 days ago to a 0 apr /12 mos card. Will Amex clawback or put me on naughty list?

[@1rebel4eva]

Luke! Bro! 8:25, cmon man, my wife turned while I’m watching your video right at this moment Talkin bout “what the ef are you looking at?!!!” “Uhhhh credit card stuff 😬”

[@LukesPointsandMiles]

Apologies! It was the first b roll I saw for bicycles.

[@1rebel4eva]

@@LukesPointsandMiles hahaha no worries man, love the videos! Keep it up

[@druiz012]

Lol. I have that $625 annual fee too!

[@LukesPointsandMiles]

@@druiz012 we’re lucky 🍀

[@M2K-01]

I do too

[@KevinGian94]

AU don’t get separate dash pass or monthly credits i believe

[@AnthonyVenture]

Yeah I remember kind of coming to the same conclusion maybe a year ago when it was more talked about, I guess I never really understood where the outlier value lies other than the $300 credit, and generous coding worldwide. Maybe I’m just unaware ha. You think VX > CSR now that you’ve tried both so far? Ps. One day I’m going to ask you to try the Lyft Scooters with me and we can tandem ride 😂

[@LukesPointsandMiles]

I'll take those lyft scooters they look fun. I still think the VX is the better product at the moment.

[@jfrickerii]

My wife has her own card that compliments the CSR very well. We're mostly together, so why pay extra to have two of the same card?

[@LukesPointsandMiles]

@@jfrickerii I’m hearing that quite a bit. Apparently I have a weird marriage! Haha a

[@Olafdaschneemann]

Genuineness from a YT covering points/miles/credit cards?! Dare I say you may have started something refreshing. I will say, I’ve used the portal several times back when the AF was 450 to book last minute flights and it did save me quite a bit. I think now more than ever, getting your points/miles to 1.5 is nothing to scoff at That said, I’ll stick with the Ritz card for now. I’m no coupon lady 😂

[@LukesPointsandMiles]

Haha. I understand! Thanks for stopping by

[@Olafdaschneemann]

@@LukesPointsandMiles I am liking your videos though! Jokes aside it’s really really refreshing!

[@LukesPointsandMiles]

@@Olafdaschneemann I appreciate you stopping by

[@katbax55]

P2 luv it

[@czrs85]

I've got a weird question. Since Chase has a bonus transfer to Marriott at the current time. Could we transfer to Marriott get bonus transfer amount. Then transfer to Alaskan airlines? Has anybody done this?

[@LukesPointsandMiles]

@@czrs85 I don’t think anyone would do that because the math is so bad. Let’s take a look. 100k chase UR points equals 170k Marriott points. Transferring 3:1 to Alaska gives you 56,666 Alaska miles. So you are spending 100k ur points to get 56k airline miles.

[@czrs85]

@@LukesPointsandMiles thank you. That answers my question. Should have done more research. Appreciated UNC

[@JuanGarcia-hr1wf]

Nice video Luke. CSR is by far my favorite general travel card for ease of use. I understand the point you were making on the $525 AF but was it really necessary to call out RJ like that? Just some food for thought...

[@LukesPointsandMiles]

Call him out? I Bet you’re great at parties.

[@newagain9964]

Bruh. 🤦‍♂️

[@newagain9964]

@@LukesPointsandMilesI’m sure RJ is punching air and hitting the bottle rn….While he shops for a new property to buy and rent.

[@LukesPointsandMiles]

@@newagain9964 EXACTLY. drying his tears with all those $100 dollar bills

[@JuanGarcia-hr1wf]

@@LukesPointsandMiles Luke I'm the life at parties 😂

[@yurig2530]

I usually give my card to P2, and I use it via mobile wallet.

[@LukesPointsandMiles]

Makes sense

[@Anthonyjones-pq4ff]

Oh no not not Gatorade zero Uncle Luke I like the regular Gatorade what’s your favorite? What’s your favorite flavor?

[@LukesPointsandMiles]

@@Anthonyjones-pq4ff glacier cherry!!🍒

[@lunyx6]

No one gets authorized user because you have priority pass guests. Why pay for a separate membership if traveling together? And if both of you travel solo, one can get a different priority pass credit card like the VX for better value. Anyway, CSR has lost its edge for a while.

[@LukesPointsandMiles]

@@lunyx6 makes sense. I just don’t do much of the actual spending

[@lunyx6]

@@LukesPointsandMiles you can add the cardholders card to your mobile wallet and get by for most spending. Or have the other person be the primary.

[@Sivic50]

Meh it's a good card, but the only one of the "big three" that can't cover the annual fee in usable credits. Protections are very good to have, but how often are they actually used? The portal boost is also huge. Maybe I just don't travel enough to have issues to leverage these protections. I find it weird that I can justify the Platinum more than this. Like you said, I can't wait until Citi comes out with a big daddy card themselves to play in this game. I have the Venture X and don't have buyer's remorse.

[@LukesPointsandMiles]

@@Sivic50 the platinum is a great “gameable” card for sure. However, those travel protections are good for peace of mind. But I also think most travel credits are only for folks they travel a lot

[@Sivic50]

@@LukesPointsandMiles I hear you on the peace of mind part. You travel a lot more than me and with a family so you've benefited from them a lot more than me 😂 Great video, I appreciate your view of this card.

[@SantoSoldato]

I’m a fan of how easy it is to chase jpm sub’s but ii get the most day to day value out of my amex trifecta

[@LukesPointsandMiles]

@@SantoSoldato yeah I can see that!

[@VictorLopez-ck4vp]

Is that an SMP 300?

[@LukesPointsandMiles]

Yes sir!

[@JC.Finanzas]

I will get this card after the 48 months feom getting the CSP and ditch the platinum

[@LukesPointsandMiles]

@@JC.Finanzas sounds like a plan.

[@ledique6945]

RIP RJ Financial 😂☠️

[@DelhiBelly1620]

Only here to watch the scene at 8:25 ✌🏾

[@LukesPointsandMiles]

@@DelhiBelly1620 no worries!!

[@PointsPlayTravel]

No mention of the $15/mo Instacart credit?

[@LukesPointsandMiles]

@@PointsPlayTravel isn’t it gone?

[@PointsPlayTravel]

@@LukesPointsandMiles oh wow! You’re right! I didn’t realize it ended July 31st. Too many credits to keep up with across the board. I hope it comes back as I used that thoroughly

[@EXPRECDJ]

The Chase 5/24 rule keeps me out of Chase.

[@LukesPointsandMiles]

I understand. I think I’m 9/24

[@chrisallen9303]

LMAO!! The other half gets no card....

[@LukesPointsandMiles]

Ha! I feel like a weirdo! My wife needs her own car because I can’t be with her 24-7!

[@Xavier_ID.]

👍🏼👍🏼

[@LukesPointsandMiles]

@@Xavier_ID. thanks for stopping by!!

[@kaina732]

I have the CSP and I only use it for some streaming and to transfer points. I haven't used the portal. I am only travelling domestically for the next few years so not sure the CSR fits my needs.

[@LukesPointsandMiles]

Yeah - i guess it depends on how many trips and connections

[@courtneyrichardson5035]

Oh the DoorDash $10 is not for restaurants?

[@LukesPointsandMiles]

@@courtneyrichardson5035 Looks like the extra $10(x2) is for non restaurant spend

[@newagain9964]

🤔Funny how every other card/issuer gets a pass but Amex gets mashed for its credits (many of them pretty good). 🤡

[@chijason6630]

No - the two $10 monthly Doordash credits are only for non-restaurant orders (i.e. grocery & retail delivery). You also get an additional $5 Doordash /Caviar credit, which can be used at all Doordash orders (restaurants/grocery/retail).

[@SmoothMoneyMoves]

The other nice thing about door dash va instacart credit is that door dash codes as 3x even if its groceries

[@newagain9964]

Instacart has Costco offerings tho. Nice for us that don’t shop there that much/don’t want to $$ membership

[@SmoothMoneyMoves]

@@newagain9964 that is a plus. I never shopped at Costco but could see the benefit there

[@LukesPointsandMiles]

Oh that's a great data point

[@endersgameover]

The card just isn’t worth it. It’s better to run a preferred with a venture x (travel protections), or just a preferred. Maybe on day the reserve will match up. Needs more bandaids right now

[@LukesPointsandMiles]

@@endersgameover yeah I can respect your opinion.

[@Ad-cc6sd]

8:35 u see her driving 🚲 lol. 🔥 🥵

[@LukesPointsandMiles]

🤐

[@Nick-1828]

I’m in that same $625 boat 🥲. I enjoyed my CSR so much in year 1 I’m almost positive I’ll renew it for year 2. The door dash credits are nice but I wish it would’ve added some sort of airline benefit (United) and or hotel status (Hyatt, Marriot or IHG). I really liked using the portal for my families rentals. Price was near the same as booking direct and getting 1.5 CPP was definitely nice

[@LukesPointsandMiles]

It's a strong card that seems to have gotten stronger

[@PingPingTravel]

There is a limited Gold status offer on the CSR. You have to enroll in it and stay something like 2-3 nights and get Marriott Gold for a year. May have been expired now. Take a look.

[@Nick-1828]

@@PingPingTravel it's still available on my account. Don't have any marriott stays in the upcoming 3 months other wise I'd jump on it.