Musculoskeletal Disorders Disability Benefit Claim Lawyer Tips to Get Approved

Attorneys Gregory Dell and Stephen Jessup discuss disability claims related to musculoskeletal conditions. Nearly half of the insurance disability claims filed are due to musculoskeletal conditions which includes all joints of the body. Any x-rays, MRIs, CT scans, or other testing will be incredibly helpful in getting disability benefits approved. Insurance companies will often disregard any pain complaints without objective testing. You may have had chronic musculoskeletal pain for some time and continued to work. Insurance companies will question what changed to justify disability. Talk to your doctor about all of your conditions. You may have difficulties beyond your physical pain such as anxiety, depression, or difficulty focusing and concentrating. All conditions should be discussed and how your ability to work is difficult or impossible.
Reporting medications and side effects is also important. Insurance companies will doubt your complaints of pain and may even say that because you haven’t had surgery or other care that you are not disabled. This approach is not supported by the policy and only shows bias on the part of the insurance company. The medical records and the record of the insurance company is the primary basis for getting disability benefits approved. Insurance companies may disregard your own doctor’s opinion and rely on their own reviewers, and will question your reports of pain. There may also be an exclusion in the policy to limit your benefits. Sharing all of your conditions is therefore crucial.
00:00 - Musculoskeletal System Disorder and Long Term Disability Insurance Claim Tips
01:47 - Objective medical testing that shows findings consistent with your disabling medical condition will make it easier for you to get disability benefit approval.
04:21 - Your medical records will be highly scrutinized so its essential to get all of your complaints and symptoms into the medical records.
06:50 - You will never be required to undergo surgery in order to get disability benefits.
11:35 - Video surveillance and social media reviews will be used to challenge the credibility of your reported symptoms and limitations.
13:36 - The Musculoskeletal limitation of 12 or 24 months of maximum benefits is not found in all group disability policies, but when present you must take action to prevent the limitation.
For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email www.diattorney.com/contact/?r.... We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.

[@DisabilityAttorneys]

You should subscribe to our channel to learn how to protect your benefits and get paid. We publish helpful new tips weekly! We are available nationwide: 📞 call 888-292-8481 or 💻 email: www.diattorney.com/contact/?referrer=yt for an immediate free consultation with one of our attorneys. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.

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[@eladmitchell752]

a lawyer is best to hire,the ssa is a run around period, u cant do it without one,trust me i have spondylolisthesis, stenosis, facet joint arthrosis, radiculopathy, neuropathy sciatica, ddd,nerve root impingement of the spine,type 2 uncontrolled diabetes, server ptsd ,xrays,mri ,they denied me 2 times,now i have a lawyer and things are moving,but the ssa will shaft u without a one

[@No.ThatPrettyGirl]

Thank you for this incredibly informative video.

[@roshniuk6240]

Thanks sir