Don’t Become a Victim of Your Circumstances | January 23, 2025

The Ramsey Show | January 23, 2025
Ken Coleman & George Kamel answer your questions and discuss:
"How do I get my girlfriend to move with me?"
Buying a home with no credit score,
"I live in New York and I'm miserable,"
"Should I divorce my spending addict husband?"
"Are we paying off the mortgage too quickly"
"My in-laws can't manage their finances and moved in with us."
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[@Trustbutverify2651]

I am watching the livestream tonight. And after listening to people's stories both here and there, I'm surprised at the number of people who are older who still have significant student loan debt. People HAVE to start getting the message about how much student loan debt cripples the rest of your life - and when you get to a certain age, health problems arise and limit your options. There are so many ways to lower college costs and people have to start choosing those!

[@uallrite]

After 2 days of Deloney's therapy sessions we finally get back to actual financial advise. Best show all week!!!!

[@marivierrojas308]

Golden Handcuff analogy, new concept learned today 📝👍🏼

[@hotnlone4eva]

Count down to the livestream 🎉❤😅

[@hotnlone4eva]

People should be more aware of an ABLE account for those on SSDI or SSI

[@isidorolopez265]

WHAT DOES ABLE ACCOUNT MEAN???

[@Trustbutverify2651]

Feedback on the Livestream since there's not a place to mention it there - I hope they read this. One of the main advantages of Every Dollar that the team rarely mentions is the ability to check what you paid last year the same month (and items that will come up again that you might have forgotten) and also to plan months in advance and start entering in what is coming up. It's not restricted to the month that is current.

[@LinsMusicMinistries]

It’s my birthday today, so it’d be cool if I could win some of those prizes later today

[@misterrbojangles]

Happy birthday!

[@Showmethemomey-uj3du]

Can’t wait!

[@carmelaestrella3854]

Great job George !you listen very well and try to understand the caller situation before you redirect the mindset of the 19 yr.old caller.I am so glad you are able to do this unlike the other host who’s pretentious and playing smart.

[@TS1023TS]

5k a month take home pay in Grand Rapids and got foreclosed on? That’s what I make and live in that area and have no issues. They need to kick the parents out of the house after the 1 month to figure things out.

[@peternunn22]

I 100% agree with the debt free life but I do feel it's easier to advise people to build credit before getting a mortgage. Just put fuel on cc every month or something little

[@crzycatlady65]

Does the Ramsey Team Ever Read the Comments?

[@w.f.m.massage940]

How do you start the program when you have three times the debt-to-income ratio?

[@CristinaE-dh9pd]

Mr. Ken is such a nice person!

[@StephenRain-v1u]

No comments is crazy. Guess we’re all busy building wealth.

[@elevate4eva]

Time stamp guy is late 😡. Somebody call him. Lol

[@joshhoodrat451]

The heart is deceitful and desperately wicked , who can no it ? Ken , NEVER listen to the heart !!

[@joshhoodrat451]

“know”

[@lynn.paul.pierre.kdxprod.]

Yay George and Ken 👏👏

[@amireallythatgrumpy6508]

Even the head listens to the heart. It might say "no that's stupid" when the heart has finished speaking, but it still listens.