DSCR (Debt Service Coverage Ratio) - Explained in Hindi | #40 Master Investor

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[@voiceofislam50]

Debtor Turnover ratio Inventory Turnover Ratio Creditor Turnover ratio Cash Flow Debt Service Ratio Fixed Asset Turnover Ratio Working Capital Turnover Ratio Payable Turnover Ratio Capital Employed Turnover Ratio Return On total Recources Expnse Ratio Please Sir make the video on these topics your are best finance teacher i m wating for your consideration as well video Thanks

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Watch my videos, I will make them in the year of 2025 .

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Keep supporting 😊

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Bhai u r too good. I hvnt learnt so much even in expensive paid classes

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आप का काम सराहनीय है । बहुत अच्छी सिरीज़ बनायी है आपने। ईश्वर आप पर सदैव सुखों की वर्षा करे। 👍

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Thanks Vishwa

[@bijenderchauhan2948]

Heartiest gratitude to you Sir. While many professional charges huge amount for this kind of services . You have give it free. Please continue this.

[@property_tommorow9918]

Your and very few others videos are the best way non finance person can learn. Books don't make sense.Also it's good quality provided free. 2 questions - A. In dscr u say tax should not be added and modified the formula. So can I modify icr to pat + interest whole divide by interest B. In dscr u said we have to find it company can easily pay principal for year and interest for year and explained it as 12 * EMI. But in Tata steel example u took total borrowings NOT borrowings payable per year. Thus contradicts. C. U took cash flow from financing activities as opposed to cash flow from investing activities. Could u mention types of financing activities and types of investing activities. Thanks in advance.

[@MrMadhirag]

Great presentation sir. Thanks for giving this knowledge. You videos are very useful for doing fundamental analysis especially for beginners like me. They are simple and clear. I have improved my stock selection process through this knowledge. DSCR seems to be better indicator to know health of company. Please make videos for such important but less talked about indicators. God bless you.

[@AssetYogi]

Glad that you found it helpful

[@apratimbasu6578]

Sir your videos are excellent The way you represent the topics in simple and clear terms with simple examples is extremely appreciable with great efforts from your end.Keep it up Sir and do post some more videos on finance it will be of great help to us

[@aayushpandey8834]

Sir, your way of explanation is really very great... Keep it up

[@TheBaljeet123]

it was tough to understand this video, but After watching 2-3 times all points cleared.

[@mayankmanchanda5366]

Aapki videos se bahut kuch sikhne ko mila hai really. Thank you so much 🙏

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Really this master series is so much supported for beginners 👍 👍 👍

[@AssetYogi]

Glad to hear that

[@zaid_ahmad_]

Sir you're soo good thank you so much👏

[@rishrana2118]

The way you took real company example was 🔥🔥🔥

[@SwadhinRoy1996]

TYSM sir, you are a true gem of finance❤

[@rakshay9821]

Thankyou sir for dscr concept ko samjha nay kay liye.

[@upendrachoudhary4995]

Thanks for every Video

[@priteshvikram]

Learned new thing today. 👍

[@AssetYogi]

Keep learning Pritesh

[@AMITKADAM25]

Thank you very much sir for this series🙏

[@AssetYogi]

So nice of you

[@sajalpoddar3217]

Deep discussion, great sir

[@kashifzubair605]

Sir agar long term loan na ho, and sirf cash credit interest pay kar rha h , toh DEBT SERVICE kya hoga?

[@avadhanulashivaprasad2317]

Excellent sir....it is very helpful.... thank you very much

[@AssetYogi]

Keep learning Avadhanula :)

[@arijitdas4474]

Sir you are great . Please help me i have a query >> is interest on cc loan also calculate in this ratio???

[@parthjayswal4927]

Jordar video explanation mast hai.

[@VijayThakur-gu8zn]

Sir, Principal to (current+non current) liya hai.....interest bhe (current +non current) hoga?? Agr kisi ka CC(working capital) chal rha hai to uska interest bhe add hoga?????

[@ananyakarsarkar204]

Thanks for the informative video.

[@pawankumarg4950]

Thank you sir, no one explain me like this that you have explained us

[@AssetYogi]

Thank you for appreciating pavan

[@adamshafijainushaik1030]

Superb explanation...

[@anandgujarani7491]

Man..U cleared by concept.. Thanks A ton!

[@UTTAMKUMAR-kb1nk]

Sir, ur clarification on DSCR is excellent. Need to know, why interest part is in numerator & denomenator in dscr calculation? Seeking your clarification.

[@avadhanulashivaprasad2317]

Numerator includes the total amount available to service debt obligation and interest is added back to arrive at total amount. Denominator is total outflow

[@jiwanbhattarai1933]

I am in love with your presentation which is very thorough and easy to understand. Could you please make a video on credit analysis as well like assessing management.

[@AssetYogi]

Noted

[@jiwanbhattarai1933]

@@AssetYogi I am waiting for that video

[@RadhaMadhav1008]

Thank you sir but i have one question-"Can we Directly use EBITDA and then subtract the tax portion from it and then divide it by Debt service? Instead of adding PAT+Interest+Depreciation and Ammortization and then divide it by Debt service? just to keep things simple...? Please answer Thank you

[@sangammishra1530]

Sir kindly guide us about debt service reserve account and how it is calculated

[@amitshr169723]

बहुत अच्छा वीडियो है cibil पर bhi 1 videos बनाइए

[@pradiptaroy8204]

Superb Sir👍

[@AssetYogi]

Keep watching

[@vipinjain6373]

Plz make video on Debtor turnover and inventory turnover ratio????

[@waqasawan1980]

Sir, if there is no long term or short term borrowing or debt, is the short term loan is as same.?

[@indirapant8303]

relationship between investors required rate of return and value of a security.?

[@danishrizwan8304]

If, the required rate of return is more than internal rate of return then a security is under price.

[@dhritimandatt]

Nicely explained..very informative & useful...thank u

[@rakeshmishra4498]

if cash credit account is there then what should we do, whether only interest component will be added or cash credit limit amount and interest will be added.

[@jitenjain3919]

Sir make a video onIndependent audit report and tax audit report

[@KBineetPrasadPatro]

Very nice explaination

[@AssetYogi]

Thanks Bineet :)

[@KBineetPrasadPatro]

@@AssetYogi Sir , I have some doubts . Could u rectify them ?

[@anuragjain3595]

Nice analysis.

[@AssetYogi]

Thanks Anurag.

[@jyotishisodia4104]

sir please bataiye auditors report kyu refer Kia jata hai credit me aur uska general importance kya hai

[@jyotibhagat2199]

Sir in dscr debt service is considered as annual debt service or total debt service

[@hemantvishwakarma9955]

Sir, agar hum credit card le lete hai and uska use nahi karte hai 1-2 month to kya mujhe uska koi charges dena padega. Please sir inform me mujhe iski bahut jarurat hai

[@akhileshshetty5218]

Hi sir.. i have a doubt.. in case of denominator.. repayment of borrowings include both principal and interest right??

[@AssetYogi]

Yes, correct

[@prachinagar3674]

Appreciate your work.

[@AssetYogi]

Thanks Prachi

[@saurabh198019801980]

Dear Mukul Ji, Why financial institutes add the proposed obligations and proposed FCF too while calculating the DSCR for proposed term loan. I would request to please enlighten the reasons of such practice, interpretation of the same and understanding of same. Regards, Saurabh Vashishth

[@SassyMeeh]

We are giving loan which will be repaid by future cash flows, as such understanding the future DSCR is very necessary. It is a tool to understand whether bank's funds will be repaid through the cash flows or not. Accordingly loan limit is set.

[@rahulbhushna14]

In many of your videos you have taken EBIT/EBITDA directly as an operating profit, then why we have to be so specific in this case ?

[@naveenrv7331]

Thank you for your explanation

[@AssetYogi]

Thanks Naveen :)

[@satyajyotinag1130]

Sir what is amortization?

[@ganpatlakhera9885]

CMA DATA SE RELATED VIDEO PROVIDE KARAYE

[@AbhishekSingh-hx9gh]

Sir make a video on perpetual lease

[@jayeshkhara1425]

Very nice 👍

[@AssetYogi]

Thanks Jayesh 😊

[@vickychoudhary6006]

Please make a detail video of full balance sheet anylises in one video

[@rajivdixitwhatsappstatus9384]

Please make a video on waterfall model on rea estate

[@AssetYogi]

Noted

[@vikaschavan4562]

Sir, Pl make the video on jagsonpal pharma and Tinplate company

[@FinanceAcademy7799]

Hi Mukul, I have a doubt. Repayment of borrowing in CFF may also include additional repayment component in case if there was a surplus. This can distort the ratio...am I right?

[@ujjawalmishra5751]

Clearly awesome

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Thanks Ujjawal

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Superb....

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Thanks Sushant

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Thanks Sir, Too good.

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Sir make a video on how to pick good quality stocks

[@AssetYogi]

Watch this series: kzbin.info/www/bejne/n2axZ42dfK-LepI

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Thanks a lot sir

[@AssetYogi]

Hope it's helpful 😊

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Sir suggest the ratios useful in banking finance interview

[@AssetYogi]

Watch this series: kzbin.info/aero/PLSiDKpku4U_Wvz5h6sGLRVnXjx42zqqGb

[@focus15624]

very good topic

[@sajjalkumaarsahu6790]

Please make video on accrual and duration bonds.....

[@motog5plus189]

Is there any difference between cash debt service coverage ratio and debt service coverage ratio...

[@pintusarkar9876]

Very good sir

[@thevipin100]

It is very useful video... and help to enhance my knowledge, kindly make video on BESSEL I,II,&III.

[@Diljale57]

sir consolidated aur standalone me fark kya hai

[@AssetYogi]

Standalone financial statements represent the financial position and the performance of the company as a single entity without taking into account the financial position and the performance of its subsidiaries etc.

[@MoinUddin-ug2zn]

Sir make video on calculate of ytm and explain concept relationship between market price of bond and market interest rate, and reference with bond duration

[@richajoshi6793]

Y in denomination we are taking total principal amount. Y can't we take principal amount to repay in current year ?

[@apaerr2184]

Plz explain cash flow in detail also

[@AssetYogi]

I have already noted this topic for future videos.

[@Dixit90patel1990]

Hello,,, please male a video on BPLR rate,,,, which is beneficial for pre shipment finance,,,, pls,,,

[@AssetYogi]

Sure.

[@rameshkunakuna8022]

Superb

[@AssetYogi]

Thanks 🤗

[@dipeshkataria943]

please make more video on dscr loan.

[@akshaygole9857]

maharashtra Me muze plot kharid na hai. to. yaha. Encrumbance certificate jyada jaruri hai ya search Report ?

[@AnilKumar-ms1di]

Awesome Sir...

[@AssetYogi]

Hope it helps you Anil

[@naveenkumar-qz9kb]

Hi Sir, How to calculate Average Debt Service Coverage Ratio ?

[@AssetYogi]

Total the CFADS over the life of the loan. Total the debt service over the loan life (i.e., sum of principal and interest) Divide the total CFADS over the sum of principal and interests

[@rajeshdasanselvaraj410]

Very useful

[@Anweshapyne]

Wah sir thank you 🤩

[@ankitasenguptatitli]

sir please give a video on price to free cash flow ratio and details about free cash flow ??? can you please give fundamental analysis series in stock market ??

[@AssetYogi]

Watch this series: kzbin.info/aero/PLSiDKpku4U_Wvz5h6sGLRVnXjx42zqqGb

[@deepaktyagi831]

Sir ek Question hn Mera How is DSCR a better approach than ICR ?

[@kishorethakur6612]

Sir please make video on all ratio analysis

[@sumitpal5773]

Sir while calculating DSCR interest on CC or OD is Considered..

[@statusofworld8987]

kamal ho gya dear

[@urmilbhatiya4766]

Thanks a lot

[@AssetYogi]

Keep learning

[@sandeepswain3217]

Repayment of borrowing ko principal kyi Lia gaya cash flow se ??funds from borrowing Kyu nahi

[@subhashshakya1691]

Good information

[@AssetYogi]

Hope it's helpful Subhash :)

[@subhashshakya1691]

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[@subhasishdebnath7277]

Awesome

[@AssetYogi]

Thanks Subhasish.

[@sandeepbhardwaj595]

Very good video sir

[@samrat_nimbhal]

Great.... Sir

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@@AssetYogi nikal. Pehlii fursat me nikal

[@NareshKumar-ns3iy]

Very nice sir ji

[@srinivasbhata6512]

Thank you, sir, explained excellently

[@mohammedhafeez8029]

Please sir explain the detail Balance sheet Analysis and cash flow statement in detail in English

[@pritishambekar3717]

Can you please elaborate how did you get 1.15? I made the same calculation & I got 28708.302256 number. So what should I do with this number to get the actual figures? Please let me know, please.

[@hightekinfo4153]

Sir is 4.26 a good dscr

[@freeislamic_videos]

Great

[@AssetYogi]

Thanks

[@nikeshsharma3699]

well explained

[@AssetYogi]

Thank you Nikesh

[@kingindresh]

Sir I have one doubt .... If husband cheating his wife and he has many bank accounts how can she prove it to family court???? Is there any software to find out on so and so pan number there are A/C accounts in so and so banks ???? Please clear my doubt..!

[@vijaykumarkadadi8218]

good

[@AssetYogi]

Thanks Vijay