60 Years Old and Nothing Saved for Retirement - Top 12 Recommendations

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What if you have nothing saved for retirement? Top 12 recommendations
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[@FinancialFastLane]

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[@jeanettedavies8096]

Sounds so good!

[@marthadominguez7701]

I am not from the United States, what applies to me in this case?

[@FinancialFastLane]

@@marthadominguez7701 Everything except Social Security DRCs.

[@marthadominguez7701]

@@FinancialFastLane Thank you!!!

[@marthadominguez7701]

@@FinancialFastLane The strategy you used to capitalize and save money was very intelligent, but in my country most of the elderly live with their families. In case you have other strategies to make money, I would like that you share with me. Thanks!

[@waterheaterservices]

At 62 I am right on track to retire well at 102

[@rob_cd]

🤣🤣🤣

[@nanettematthews2264]

Right

[@gb8518]

#1 You are Not Alone. I'm on the same way

[@deborahjones9626]

🤣

[@joeboyd5349]

Dare to dream

[@itgetter9]

The thing I most appreciated, beyond the good advice, was the calm tone. Don't panic, folks, and don't get distracted or caught up in blame: just slow and steady, eyes on the prize.

[@kendallevans4079]

Agree! There are many "fear monger" advisors on YT, some even declaring if don't have 4-5 million in a saving account you're doomed! Not so!

[@PaulinaGuzman-fv1gq]

I am 68, no retirement plan, but I am still working and have good health. I am about to graduate from college soon, I guess not everything is bad . Your videos are so inspiring it helps me to see light in the tunnel. Thank you

[@FinancialFastLane]

Congratulations on your upcoming college graduation! That is so awesome!

[@bettyendsley8720]

Just don't get sick

[@butchnoneed4883]

Why the heck would you go to College at age 68 and have no retirement plan. Yes you can say you have a collage degree but who is going to give you a job. Knowledge is find, sit in collage classes most collages have a sit in program for seniors. It crazy that a person 88 years old goes to College, I will never understand it. But it is your money go for it.

[@user-pz5vz5dr6k]

That is wonderful and I am very proud of you for achieving your educational goals and may you excel in all your endeavors, "CONGRATULATIONS"!!

[@Cyber_Diva]

Congratulations!❤

[@joycewright5386]

I grew up in the 60s in an extremely poor single parent family. As an adult I never wanted to continue the poverty cycle and as a result I have lived on a budget my entire life. I could never understand why people didn’t all live like this. Being debt free gives me so much peace of mind.

[@taxicamel]

WELL DONE. You in fact LEARNT on your own when you were young, what it was like to be poor AND DID SOMETHING ABOUT IT. MY upbringing was "middle class". Both parents worked all their lives and finished working, both in government jobs ...middle level desk jobs. I knew one friend who lived very similarly to you. We disconnected after high school. He was born to play the guitar and was "self-taught". Found out sadly that he passed away in 2008. I know nothing of his life .....however I cringe when I read articles about retirement and the "couple" are concerned with their combined disposable incomes ....with their "target" is $90K ...after tax ....and their will fall short when the wife retires. At that point, I have absolutely no sympathy or concern for their combined "well-being". When they are talking figures like this, I quickly summarize these are GREEDY people who don't care to live responsibly. I keep in mind that under "normal circumstances", both had parents with some kind of "estate", which may have been "shared" with siblings ....but still ....there is commonly "inheritances" ....and ask "what did they do with TWO inheritances. (It is possible that parents are still alive, but in my world, this is NOT normal) Here is the very sad story .....that I am not buying into at all: www.msn.com/en-ca/money/other/couple-one-with-an-indexed-pension-worry-their-income-will-come-up-short-when-wife-retires/ar-AA1nzpbm?ocid=msedgntp&pc=U531&cvid=d258e4f3944245bfabdd33d31c37d990&ei=70 .

[@bornfree1888]

different curcumstances maybe?

[@ananthmysore440]

Debt = Death

[@jensenr.7338]

I'm currently putting in every single minute towards my retirement, made some not so proud money decisions in my earlier years and I hope to redeem myself before retirement, the goal is $2millions by the time I turn 60

[@RetiredandLivingthedream]

You need much less than $2 million but go for it Aim high.

[@jamesw7072]

2 million will be like a hundred grand in a few years. We are the next Venezuela and Zimbabwe

[@patriciamcnamara9821]

Live your life NOW retirement is too late to start doing so. As we say in Ireland, someone will bury you because you can't stay above ground to stink. Getting older needs replace wants. You can enjoy great contentment in retirement BUT LIVE NOW

[@kimkad7485]

😢😢😢❤😮😢😮1😢😊

[@user-zt7di2qo2f]

I am from India,. No house, had a child 12 year old I am retired. Living on rent what should I do?

[@Savannah-ed4rv]

You must be a very different financial planner. Most that I see online or in person want nothing to do with anyone with a net worth or investments less than $250,000. But people who have nothing need advice more than anyone! Thanks for your encouragement!

[@caroline_mzceo7696]

Great information. I will definitely follow you and just subscribed 😊.

[@Truthseeker0926]

Very simply put. Thank you 💕

[@grailing1]

Great video an discussion very informative. You earned a subscriber.

[@layadee2007]

Savanah! This is so true! Even the banks that you've banked with for 30+ years don't want to talk to you or at least take time to give you advice. This has happened to me. Life happens and everyone can't have $250,000 in the bank.

[@islandgirl5382]

He is definitely a 'rarity'!

[@JennaHerberholz]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.

[@biankabrodeur01]

The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@Lanafromarcher]

Speaking from personal experience, I would say engage professional guidance. Not sure where you get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

[@SlParkerlee]

@@Lanafromarcher Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.

[@Emily-le2op]

Do you mind suggesting the professional you use for their services? I could really use all the guidance I can get.

[@Lanafromarcher]

My advisor is a lady and goes by the name Melissa Jean Taligdan I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@FloraGEvans]

I am in my mid 40s, haven't begun my retirement plan and want my financial portfolio to be set to where I no longer have to worry about having enough financially. I am looking for your help please.

[@arthurhughes6232]

You don't really need much help, all you need is the assistance of a financial advisor.

[@rawlingraw]

@@arthurhughes6232 I totally agree with you. Get yourself a good financial manager and that is it, you are good to go.

[@jordynbaker2537]

If you are looking to begin your retirement, we have the best recommendation for you. Same one we used in setting up our retirement account.

[@FloraGEvans]

Regarding my first comment, I am really looking for the best help I can get, and the best recommendation will be best for me.

[@jordynbaker2537]

Her name is *Leticia Zavala Perkins* .

[@dachu134]

This guy is a total classic, found by accident here. Reminds me very much of a number of my junior high and high school teachers, who back in the 70s and 80's were basically kindly but smart WW2 veterans; never seen without a neck-tie under any circumstances, drove lengthy Buicks or Oldsmobile sedans (Cadillacs were too ostentatious). They were never 'patriarchal', egotistical (or flamboyant), and you could rely on them without end. Almost all quietly professed some faith in a higher power. As I aged I began to mourn the loss of their generation (like Lane's father) as they began to disappear from public spaces and consciousness, but...here's a living example of that mid-century archetype, somehow extended. Refreshing. I'm going to subscribe!

[@CBBC435]

Yes! I like it. I miss it.

[@timetraveler5246]

I completely relate to what you said. I too mourn the loss of their generation which I so vividly remember from my childhood.

[@SeniorCircuitGroup]

Absolutely agree well done

[@joegattobestsalespractices]

@@SeniorCircuitGroup]

[@traceyobrien8410]

Sixty years old here. Never married. No dependents. I literally ran across this video about ten minutes ago, and I do not believe it was "by accident." Nothing saved for retirement, and I do not ever see myself doing that in the near future. I will not go into the gory details, but suffice it to say this information and instruction is quite timely for me. I am presently unemployed but actively seeking employment. As a result of watching this video, I am now empowered to begin taking my baby steps for making the necessary changes. Your story about thinking outside the box is also an inspiration to me and provides much food for thought. Thank you for sharing this video. I sincerely hope to be able to catch more.

[@e.t.preppin7084]

I’m almost 60 and surprised the algorithms put this video in front of my face. I haven’t been searching anything of the like. I’m in the same boat except I have a grown son with family. Good luck to you and your journey to peacefully continue your life. It’s quite scary especially with everything going on today. 😉

[@rdbeaz]

Move to the Philippines

[@ricnyc2759]

Good luck, Tracey!

[@zoomdz7094]

Good luck !

[@jackieball6450]

If you are still job hunting, please consider the resources of AARP. Also sign up with the unemployment office for job leads. Good luck.

[@mamita1559]

I just stumbled to this video. I'm 59 and no retirement savings. I almost give up and thinking I have no more chance. But this one inspired me and open up my mind. Thank you so much

[@FinancialFastLane]

You can do it!

[@Joelgarcia47]

Great video. I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you katrina susan

[@benroland3652]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@martinthomas9371]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states.

[@channingalton7646]

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading.

[@JamesRandle5]

I'm new at this, please how can I reach her?.....

[@Joelgarcia47]

SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME

[@graceliamoore883]

I’m a widow. I really up my getting my finances in order when my husband started having health problems. I always saved but I knew it was more important because of his health since he was the main breadwinner. So, I paid off everything by sacrificing so I could live well later. And it worked. I looked at financial video, TV programs, read books and attended seminars, remodeled the kitchen to make our lives a pleasing as possible in his last days on a modest income. So, as he said “ it’s not about how much you make but how much you save”. YOU CAN DO IT! Thank you Sir.

[@FinancialFastLane]

Thank you for your comment! I really appricate it!!

[@maryperrysmith5815]

Very inspirational. Thank you for posting

[@jovitaevangelista9179]

Sir thank you so much for giving us an amazing tips to follow. looking forward for more advices. Take care and stay healthy. God bless.

[@pamwilliams6630]

My hubby is 67 and I'm 68. I'm doing this now, paying everything off, we only have our mortgage left. We didn't buy a house until we returned from missionary field, so we are sorta starting late. But love the life we led, but now its time to concentrate on each other and our health. Wish I had known what I know now about finances when I was in my 30's, but hindsight is 20/20:)

[@gailrobey4316]

I am new to this channel. I have to admit, not having a lot saved for retirement in my 60s has felt like a "shameful" secret. So glad to know I'm not the only one...! I like the idea of thinking outside the box. I'm familiar with most of these suggestions but appreciate the reminders. Thank you so much.

[@Kittiesinclair5]

IMo the majority of regular people dont have enough retirement funds. So you arent the minority at all.

[@j.pejoro4909]

This video is what my current situation is. Thank you for the advice. But one thing I love in the way you present this problem to people with no retirement savings is setting you and your family as an example on how to overcome the problem. I can read it in you the sincerity, honesty and determination to be able to avoid paying rent. With your wife as a caregiver, you both have big hearts to share to others in need. Thank you for sharing. What a great inspiration!

[@brigittebeltran6701]

Just found you. At 70 I had NOTHING...been working all my life. Having a degree, went back to work...and now, at 75, can retire with $2,000 a month. Not great, but my faith and good health keeps me going. Thank you so much for these excellent truths!

[@eveynj1881]

How do you get $2000 a month

[@tomstickney5500]

@@eveynj1881 work

[@brigittebeltran6701]

@@eveynj1881 I worked hard from age 70 to 75 as a teacher....$700 a month retirement, plus my $1,300 social security. Many friends want me to move in but if something were to happen, their children would give me walking papers. Luckily my 2016 SUV was paid off...You see, at 60 I went back to college...I knew I couldn't do office work forever...they want young, fresh, pretty faces. But even being a teachers Aide, you can save. I looked ahead when I was 60. Wish I had done so earlier.

[@streetsofgold4310]

@@brigittebeltran6701 Your comment is so encouraging to me! I'm furthering my education at a later age, also. I plan to do something similar as you did, but my going back to school is in the Healthcare field.

[@brigittebeltran6701]

@@streetsofgold4310 So elated to hear that!!! Yes, it's NEVER TOO late, and God is the Center of my life....Without Him we are nothing. I also worked weekends in a psych clinic as a behavioral tech. Make sure you squeeze in some psych courses, then you will qualify for that as well. God bless! 🙏❤🙏

[@jamesmaduabuchi6100]

Retirement is wonderful if you have two essentials - much to live on and much to live for. Invest wisely and get good returns.

[@andrewmamikins693]

thank you, can you give a pointer the best investment now ? i am thinking of getting stocks or cryto

[@jamesmaduabuchi6100]

The key to making money in stocks is not to get scared out of them. An important key to investing is to remember that stocks are not lottery tickets. Get an financial assistant

[@brendawright8161]

That is so true!!!

[@sandrabentley8111]

Health is wealth!

[@phillatella6470]

1. Get a job 2. Get a job 3. Get a job 4-12. Get a job 13. Spend Nothing, Live with your mother

[@jc4evur661]

14. Do everything you can to help Mom live to be 150.

[@LadyChelleish]

Rent from mom 😂

[@zagorje123]

😂 15. Attempt to rob a bank and the police must arrest you and spend the rest of your life in prison.

[@chocolatesykes]

Very thorough, precise, and clear. You were straight to the point, no jibber! I subscribed to your channel. Thank You!

[@carolakrong1295]

My eyes glowed when you said " have faith in God." Thank you.

[@Ddrews-nf4gq]

That's been my backbone and my biggest motivation. A Positive mindset and a strong belief in God

[@mmmnope7999]

If you dont belive in dieties this translates to: "Good luck!" 😂

[@katbunn957]

​@@mmmnope7999EVERYONE believes in a 'diety', even if it is Self-- But belief in the Creator of the universe is the One to believe in !! 😊❤

[@AndyOnMactan]

@@katbunn957 I believed until DNA came back and found I was paying child support for another man's child

[@ProphetessLalla-RookhSky]

I have not even watched the video yet, I normally read the comments before I finish ANY VIDEO. I Cannot do anything without God. AMEN ✝️🌹✝️

[@daviddolan3075]

I lost everything trying for 15yrs to get my son off drugs, sadly I ran out of options and he is still on drugs. To parents with children on drugs I truly feel for you, stay strong and God bless. I followed the tough love route to late. Great video thank you.

[@FinancialFastLane]

Thank you for sharing!

[@trumpsucks2666]

Drug addicts can't be helped, they have to help themselves, I know this, otherwise, it eventually solves itself

[@CharlieArehart1]

A lesson I've learned to accept: we can't be responsible for people who are irresponsible.

[@wendyjohnson4220]

I don't believe your efforts help your child was in vain. You did what most loving parent would do. Don't blame yourself for his decision. You will be blessed.

[@ruthmilarudolfina933]

You will be blessed. Don't give up on your son

[@dineshnagwekar3173]

Excellent information! Thank you for shearing.

[@travelswithKoda]

There is a calm throughout your presentation. I've never seen this in a financial person. There is something very spiritual about you. I believe you are very ethical in your work and for this reason, I'm subscribing.

[@streetsofgold4310]

Thank you for making this video. I almost didn't look at it because I thought it was going to make me feel worse than I already do, with not having a lot of money saved up for retirement in the coming years. Instead this video was encouraging and inspiring! I had already started with furthering my education in my line of work, and I have already planned to work as long as possible- pass the typical retirement age. I also feel that people can work longer than typical retirement age( if in good health), because people are living longer. I thank God that I am in perfect health! I take good care of myself. I am going to purchase your book. Thank you, again.

[@lizcoleman5229]

Excellent advice!! I loved the story about how you and your family moved in with that elderly man! That was a win-win situation on both sides. I'm sure you were such a blessing to that man, especially your wife, and he was a blessing to you and your family. I came across this video by accident like many people and have subscribed. God bless you and your family.

[@silverbracelet658]

What stood out was the delivery of your presentation as well as your quiet confidence and encouragement.

[@unpredictable913]

I just run across this video and I'm glad I did. Thank you for sharing this knowledge. Looking forward to your next video.

[@todddunn945]

A couple of things to consider. 1) Make a well founded estimate of base expenses in retirement, where base expenses is the cost of housing, food, required transportation, medical costs and things such as clothing. 2) Estimate retirement income at your planned retirement age. 3) Compare (1) and (2). Base further decisions on the result. It may be that you don't actually need significant savings, particularly if you have a pension. You can live a very comfortable life on much less than what "conventional wisdom" suggests. The core requirement to achieve that situation is to NOT have debt of any kind in retirement.

[@peacewalker7675]

Absolutely !

[@janetmccoy7945]

@@chronicreaderDo you have enough money to travel?

[@MarieHolliday]

It's critical to not enter retirement with debt such as mortgage, car note, school loans, personal loans or credit cards, only have basic bills, and try to be in the best health you can, don't create new debt, down size and live a minimalist lifestyle is key, and create a way to earn passive income

[@sandrabentley8111]

​@@MarieHollidaywell cars only last so long!

[@dkhcando]

Great advice for us at age 57, and I find your calm and honest style really reassuring and credible. Loved the examples of thinking outside the box, as you were explaining I was really wondering what a person could possibly do in that situation.

[@FinancialFastLane]

Thank you!

[@mariawhite1328]

Thank you for being so kind with your words and being so understanding for us late starters and offering valid advice.

[@tammylove3789]

Great information, I'm 55 yrs old and have some saved, but need to save a lot more. Thank you Lane! I will be listening again.

[@Karen-nh7cl]

Me too!

[@stevenhull5025]

Im 69 and retired with a small pension. I own my home outright. I am blessed to be in that position. I use one room at night with the light on and wear thick sweaters to keep warm. I am presently digging up my back garden's lawn and laying out a vegetable/ fruit growing area. I have ordered chicken wire to raise chickens and have an egg supply. Benefits = healthy veg, eggs, fruit and exercise.

[@FinancialFastLane]

Good work! You may appriciate this new video on excecise and health kzbin.info/www/bejne/nKawZWuPeLpmjas

[@hildamiller-3816]

This is for my husband. He is retired as 60. We have paid off house,with sizable savings and $3000 monthly income and no debt.

[@shantha59]

Amazing advice sir. I accidentally clicked your channel but its really worth watching and the way you present was awesome. Thank you so much.🙏🏼

[@13sambosam]

Hi Lane, your podcast is so relieving. I'm not from the US. I from India but I work in the Dubai. I never overspent money all these years. However I couldn't save anything for me and my family. I'm 54 and all the time I have this thought and makes me anxious that I couldn't save anything. We couldn't go on holidays all these yrs except for once in 2019. Because we could just make ends meet all these years. right now I'm out of job though, as the company that I was working shut down the operations. Also they are yet to pay me for last 5 months. Nevertheless your podcast has given me insights and most important a hope that it is still possible to create wealth. Thank you so much and God bless you and your family.

[@Bizzy-Bumble1131]

This is such a great video. I turn 52 this month and spent the first part of my life taking care of everyone else. One day I got laid-off and found myself alone with no one to help me. I lost everything within a year of being laid off. finding a job was very difficult so did odd jobs. Since then I've been trying to get my life back together. It's been more difficult starting over but I'm not giving up. I've started a new business, made a lot of mistakes but now I'm getting on the right path. I came across this video and found it very helpful. I'll be tuning into more of your videos. Thank you sharing 🙏🏼

[@magdelinalee2101]

I like your story.very helpful for oders. Kip doing you will be on a top of the mountain. Good luck 🙏

[@tammi67able]

God bless you And congratulations

[@juanitadelabajan4352]

I was amazed your story too I was also 52 and I plan to go freelancing but may budget not yet ready because as of now iam taking care of my mother a 89 years old and she is suffering an alzheimer disease

[@xxgamerxxilean8738]

You are never alone! God is always 🙏 beside 🙏 us! Well done 👏!

[@xxgamerxxilean8738]

@@juanitadelabajan4352 Dear Juanita, to take care of your mother it's a blessing in itself ! Daughter's are God gifts 🎁, angels 😇 in disguise 🥰😇💝💯👩‍👧. So proud 👏 of you ❤! Means a lot ❤, honestly! You are a star daughter ✨.

[@maheshkasbekar]

Summary 1: You are not alone 2: Take inventory of your situation 3: Know your numbers 4: complete 30 days spending audit 5: Keep more of your own money 6: Get creative and think out of the box 7: Plan to work longer 8: Delay social security and earn DRC 9: Improve your physical and mental health 10: Have faith 11: Never stop learning 12: Don't overlook HECM strategy

[@johnthonig8832]

I agree on 11 of 12 Took SS at 62 Invested it If I waited until 66, I would have to live until 84 years old.

[@site_is_down]

Everything is on point. Nevertheless, it's never too late to start preparing for your retirement, and you can always adjust your lifestyle to fit on your desired goal in the near future. Thank you for this summary 😊

[@alisonkantarama8117]

Thanks for the summary I was looking out for someone who would volunteer to list out the summary. Blessing

[@humankind1468]

@62guitarguy also called Reverse Mortage

[@Constitution1789]

Thank you. Saved me 17 minutes.

[@jenright208]

I really enjoyed the "thinking outside the box" examples. I am literally the example you gave about raising kids and college expenses, now in our 60's with very little to retire on. Time did go by quickly. I plan on purchasing your book!

[@Chiefkahuna2]

The wife divorced me when I was out of the country, and took everything. I was 66 and broke. I have to use all these strategies, and thank you Lane.

[@nancybrown2609]

Thank you!! This was so clear and easy to understand!! I’m 55 years old and have started paying very close attention to my husband and my financial picture. This was very helpful!

[@kimberlyw8666]

It was no accident that your video appeared after watching a video on preparing to purchase a home…I believe it was a God send. When I read the caption I knew I had to listen because I’m in this situation at 56yo. I hit the thumbs up and SUBSCRIBED!! Excited for what’s to come as I listen to more of your videos! Thanks for giving us this much needed information. God bless🥰

[@maxwilluniversal9305]

Great advices and thanks for a good words.

[@down-to-earth-mystery-school]

Thank you, I love these ideas!

[@ortizmusic7115]

I enjoyed your advice and it hit home, I'm 50 years old and wasted half of it in a world of addiction, finally I got a hold of my life and got clean, I always worked but as fast as the money came it went, once I got clean my mind changed and began to save, I saved up to 10grand and focused on my health, luckily I didn't do to much damage to my self but my mind is on my health now, I believe health is wealth, I consolidated my money going out, I rent a room cause I'm only there to sleep and bought a scooter to save on transit, I found that fasting makes you healthy and spend less in food. Anyways I'm trying to figure out now how to plan for my retirement and live stress free, my only regret is wasting 20 years doing nothing and spending everything.

[@FinancialFastLane]

Thank you for sharing your story and congratulations on your amazing progress! Sounds like you have beaten the odds! Keep it up!

[@williamlukwago3842]

I thank God that, at least, you are back on track and moving on positively

[@charlenelee8178]

God bless you 🙏my brother!

[@silviamendoza3301]

Don't duel on that my friend, the past is done and over with. You are in control now, Just think how much your life has improved, keep on going. Look for good friends, hobbies or physical activities you like.

[@xxgamerxxilean8738]

It is never too late! Well done!

[@marthamm3948]

I just landed on this channel by chance. My life story is a topic of another day. Lost a lot that I ended up in a financial mess. I used to wonder if I maybe the only one to start late saving and investing.This video has just revived me. What stood out for me is the “Faith “ one. Thank you 🙏🏾

[@Angela-ju2mk]

Me too! I am almost 61 and have little saved. Had to use retirement to support myself and son after divorce. Have not restored. Was set to be a millionaire by this age. Now starting over. Taxes swallowed up half of my money.

[@annychannie]

Came across this by chance, next year I am 61, and circumstances have meant that I find myself in the predicament you describe. The video has helped put some anxiety to rest knowing that some of what I am doing is heading in the right direction, with some pointers as to what else I can look into.

[@JuliusBall]

Have been into a bad relationship. My ex-hurt and cheated on me a lot, that's why am on net to give it a try.

[@awtistiaeth4699]

Greetings from Wales. I have almost zero income and zero savings (thankfully own my own home) so I'm not sure why I watched your video but for the first time ever, I took notice of a financial consultant. You have a very good way of delivering this kind of info that doesn't make me cringe, as I usually do when listening to such advice. Not all the info is relevant here in the Dis-United Kingdom, but the approach certainly is. Thanks or "Diolch" as we say in Wales.

[@FinancialFastLane]

Helo a diolch am eich sylw! You may appriciate this video also: kzbin.info/www/bejne/fYPRnWuEZZt9jtk

[@PaulDarby]

Hi just found you accidentally, and I started listening to you and called my wife and we both sat here and decided we like you and that we're going to listen to you and do much of what you say. Excellent job on your KZbin channel your delivery, your information, and your subject matter we're quite happy that we found you.

[@behan8324]

Of all the fluff, harmful nonsense, and so-called 'financial advice' that is on KZbin, once in a while I come across such a gem that adds a ton of value to what I know and teaches me what I don't know. Keep up the good work!

[@IAmTheCraftsman]

Happy to stumble on to this video. This has been a growing concern and I didn’t see a way thru. Thank you SO much for this information. I feel hopeful now!

[@nasreenahmed4811]

Excellent advice n information thank you sir 👍

[@gabrielportocarrero1309]

I didn’t have any idea this video was going to be so enriching in such a clear and practical way! Thank you very much!

[@carolsmith7403]

Thank you for this valuable advice. I really wondered where the time went. It’s never too late and I will begin to implement your ideas. Very worried but will get myself into gear.

[@yettekovjrwilson4216]

Just found this again and paid very close attention. You give GREAT advice all around. Thanks for this.

[@FranciscoDelValle180]

Impressed that you actually discussed being tired of/hating your job and suggested alternatives to staying put and being miserable until you could finally retire.

[@JamesSaintRave]

The pic of you and your young family with the older gentleman that you all basically cared for was wonderful! Your tips were very helpful--thank you! 😀

[@sammyvan7712]

Yes, this was very interesting! I had to retire early at 58 after my husband passed and had to move my mother to my home town into assisted living. Since I was a licensed cosmetologist, I took over the salon and was able to help take care of my mom and keep everyone there looking their best. I ended that at the time of her death and retired completely for 5 years which enabled me to spend time with and travel some with my new partner in life. I’m 71 now and I’m good health so am thinking about what to do next. I’m interested in looking into the HECM strategy as my home is paid off. Very interested in the possibility of a tax free income, so will be purchasing your book!😁 I LOVE what you and your wife did, thinking outside the box! That was PERFECT to get you started. I, too, LOVE older people!!! Thank you! You made me get motivated again!

[@rosalindscotton5629]

If your home is completely paid off and all you do is pay taxes every 6 months on your home, do not under no circumstances get a HECM. A reverse mortgage is a complete rip-off you will regret it especially if you want to leave something to your children or to someone else. They would have to pay off that reverse mortgage. They would never be able to pay it off, you would leave them without an inheritance.

[@axiathunder9128]

Lotsa laughs. If your home is paid off, why would u want/ or need a reverse mortgage? Reverse mortgage's for thee elderly who couldn't afford thee monthly mortgage. Me home's all paid n I'm staying thee heck away from mortgages, unless I'm buying an income property....

[@kimberlyharvey8876]

Ms. Van please don’t do a reverse mortgage . Your home is paid for. That is for folks who have a home but still owe. Please don’t worse idea ever. My mom got con to doing that . And lost her home which was paid off. She passed away. To be honest I think from finding out she was scammed . My brother and I never knew . Until her death.

[@axiathunder9128]

@@kimberlyharvey8876 Sorry for thee lost of your mom. And, it's really sad to lose a home that's already paid for as well. 😔☹️ If your mom had needed some sort of financial help, she shoulda ask 'er kid(s)/kinfolks. Reverse mortgage's really intended for folks who r unable to pay their monthly mortgage. And, r not planning to leave thee property to anyone.

[@kimberlyharvey8876]

@@axiathunder9128 thank you for the kind words. Yes we would have assured her we would of helped her. I am a doctor stationed overseas in the military so all of this has been a shock; and it breaks my heart now.

[@shirleytyree276]

This video is just OUTSTANDING! Thank you so much! It's rare to be able to find and listen to someone with such a calming old fashioned manor, well they just sit and deliver wisdom! I really don't even have words to put to it, to explain why your manor in particular mattered so much to me. But it was exactly what I needed, and your advice and encouragement, along with all your ideas and guidance has truly been helpful. I am subscribing this minute. 🤗 Thank you again

[@LivingMyBestLife517]

Amazing video. I just ordered your book.

[@KeanuReeves-ke6cz]

This is lovely

[@susannabruemmer3683]

when is the best time to take social security????

[@FinancialFastLane]

I have a few videos on that subject. I would start with this one kzbin.info/www/bejne/anjTq6prrMh5pZY

[@candideharrison5568]

Sounds Great, working and investing is a great way to go at any age while working... Because you earn more and tend to reach your financial goals faster. thereby making you not so dependent on social security. I've heard many good recommendations about teresa jensen white, even on cnbc. i think she's the real deal for people to talk good about her.

[@tatiujo]

This was so helpful! I'm trying to plan "ahead" - honestly I'm starting late since I'm 44yrs old. I love how you go straight to the point, love your positivity and your soothing tone of voice. Thanks so much for posting this informative yet inspirational video. 🌹 Subscribed

[@durimohammed5282]

I am 62, expat working in one of the Gulf Arab countries, dismissed from my job after working 28 years without pension . Just given three months salary as an end of service payment. I have to pay for kids school and daily expenses. Always stressed , my mind doesnt seem ro work properly. I found your channel by accident and it helped me a lot. I am now working part time and life is going.

[@mannycruz2288]

Just found your video and it spoke to me...will be watching more! Thank you

[@lauriekline8655]

You had me at your Ella Wheeler Wilcox quote she is one of my favorite poets! My favorite quote is “life isn’t about finding yourself it is about creating yourself”.

[@tryshasmith306]

Lane, your advice is absolutely true. As a 65-year-old woman who has just applied for Medicare, I have enough life experience now to know that all 12 of the things you pointed out are right on target. Thank you for your honesty.

[@ThompsonSmith-dd2lo]

Hello trysha How are you doing today?

[@juandorta-duque6028]

Excellent video. Nicely done. The Richest Man in Babylon is in the top 5 books I have ever read. Thanks

[@almamaldonado8381]

very good information and compassionate approach. Thank you!

[@wildrabbit1095]

I just came across you on KZbin. Very interesting. I will be 62 this June and have no retirement saved. I have been on SSDI since 2002, due to a damaged spine. Your 12 recommendations interest me. I will watch more of your shows to learn more. A rather nice surprise finding you today. Thank you

[@cynthiaemery9345]

Thank you so much for your information. I’m 58yrs old with no retirement. What stood out most for me, creating more income, thinking out the box. My mental and physical is my most important!!!! Thank you again, I will be purchasing your book.

[@alexandregoulart.terapeuta]

Excellent video! Hope more people find it and be enlightened by it as I was. That's right, it' never too late. And creative solutions can change the conditions and restrictions we're living with. Keep up the good work! Thank you.

[@pastordavidojeisekhoba9183]

Wow, the steps are simple and very practical. Good job.

[@kdub607]

Like most commenters I stumbled across this video and was impressed with the advice. All good information - more like "need-to-know info". I still have a little ways to go to reach retirement, but think about it more often now. Having sound advice and a solid, realistic plan is invaluable, thank you. Also like to add - most that clicked on the video are probably approaching/at/beyond the age of 60. PLEASE if the info is useful, AND you have kids - please, please SHARE WITH THEM!!! My kids are at the age of starting off life on their own, and every time I talk to them to try to "share my knowledge", I can always find a way to plug my one point: "I'm telling you these things now because I wish someone told me at your age!" One of the best things we can do for our children is this - prepare them EARLY for retirement! My advice to them is to break the cycle - think long-term and shoot for a goal to retire at 55, or even 50! Imagine if you do live to close to 100, and you have worked half your life, BUT you can now do what you want on the second half?!?!

[@roeskilove5292]

I’m retired and not financially well off. I’m in great health and spiritually grounded in truth. Since I don’t have allot of finances to juggle, I just simply pay my bills and enjoy the what’s left. I have friends who have 3x my income and are spending it on newer model cars and vacations, but never seem to be happy and satisfied. They always talk about their next upcoming adventure. The cost is always part of the picture and disguised in the smiles. I’ve found that it’s their happiness and not mine. I’m content going to the local park and museum and free jazz concert. Even driving out of state for a weekend jaunt just because. Equating retirement money and joy and happiness all in one is chaotic. Retirement is this- God, more God and then some more God and then some Joy and then some more Joy and then some Peace and then some more Peace and then some Rest. Money is not part of the equation. It’s a mere tool to be used to make carnal life more comfortable. Godspeed!

[@FinancialFastLane]

Great comment! Thank you!!

[@phinehoshi]

I couldn't agree more. I have God, Joy , Peace and Money . Money is just a bonus cuz I didn't expect it . Thanks be to God. I'm 63 . Retired last year.

[@anitasimeon9000]

Well said roe

[@artperalta1610]

0l

[@aimee-lynndonovan6077]

It doesn’t need to be carnal! Yikes! But glad you live with moderation.

[@harilearning]

Amazing content, best msg of all. Don't give up and keep going.

[@TexasLolly]

What a calming presence on what is usually a very high anxiety topic of discussion. I’ll be joining your subscriber ranks.

[@JuliusBall]

Hey ❤

[@user-zh2lm6xf3t]

Hello beautiful

[@user-pk6ww7yv5q]

#13. Consider retiring in a country outside USA. A 700 dollars (sometimes less) retirement check may cover all your monthly expenses in another country.

[@dawncumberbatch7062]

Try Mexico

[@brick_housedee6711]

Exactly

[@colleenbaptiste98]

So true

[@user-pk6ww7yv5q]

Mexico, Costa Rica, Panama, Portugal, Dominican Republic, Thailand...

[@Kim-ru9yz]

What countries are good for retirement?

[@pls5201]

I retired 2-1/2 years ago at 65, am healthy, have a nest egg and no debt due to choices I had the privilege to be able make. Regardless of how much we have or lack your advice is great, including about health, spiritual life, lifelong learning and the value of ourselves as an asset. Thanks for these 12 points.

[@sabga7669]

Hello.. am about to turn 50. Can you help me get a job in Canada?

[@brendampowell]

Excellent information. Thank you!

[@marypapak5759]

This was exactly what I have been needing to hear!! I am so happy I found you!!

[@pubwvj]

I did the caretaker route in college. Worked wonderfully. 96 year old woman. Her daughter came on weekends to spell me. I was there evenings, cooked dinner and breakfast, did shopping and in turn had free room and board. This kept my college costs low enough that I was able to pay for college with out loans.

[@marcuskelly5768]

Excellent advice. The Richest Man in Babylon, is the perfect starting point.

[@praneethabeysinghe506]

I found you by accident and I am glad that I did. Your content is solid. I am almost 62yers old and I took and early retirement in 2020 due to the tough nature of my job . I raised 3 unique children they are shaping up very well.

[@anabuenaflor9528]

Best advice this year, liked the all-encompassing approach. Very informative and equally inspirational. Thank you!

[@cherylscorner4124]

Very good information. Time has gotten away after paying for two children to attend college and putting myself on the back burner, tine has gotten away. Thank you for focusing on finances

[@HuongLe-vq1gw]

Hi I went to your website by accident and surprised how helpful it was. I subscribed after completing your video. I retired at the age of 62 and my financial condition wasn’t an issue, however I still appreciated of your recommendations. Thank you for sharing of your knowledge and experience.

[@bellebb8673]

Your suggestion about co-living arrangements makes so much sense, and not just from a financial standpoint. My mother's family is from North Carolina, were all descendants of the Scottish diaspora of the mid-1700s, and had lived in the same area of NC for 250+ years. As a result, I had about 300 relatives of one degree or other living in the same town. EVERYONE shared housing from time to time; elderly parents with kids, unmarried adult siblings with families of their brothers and sisters, young adults just getting started with parents, widowed siblings and cousins. I don't live there now, and the family is more dispersed. But I have always said, if I am widowed in the future, I am going to invite one of my fellow widowed friends to live with me, for a modest below market rent. I think it would be a help to us both. It's not so good for folks to live alone, IMO, and if it also helps financially, why not?

[@FinancialFastLane]

Great comment, thank you for sharing!

[@janeleslie4192]

Such a great comment. I lived outside the us for several years and families there lived together. Always had childcare for free right in their house. They found it strange that we kick our kids out after a certain age. If COVID taught me anything it’s not fun to live alone.

[@visionsmagazineonlin]

😊😊😊😊 6:28 7:56 7:59 😊😊😊

[@glawtonmoore]

I think the company alone is smart, even if your doing ok financially! Pick wisely, family that don’t share the same respect values can be a nightmare!

[@lassfaeedin]

❤ Sounds wonderful!

[@dandavatsdasa8345]

Helpful and Informative!

[@mariahthomas1584]

Amazing video!!! Im just 33 first generation immigrant and I am getting prepared since now!!! Thanks I will write the quote on my mirror!🙏🏾☺️

[@jeethwalgampaya7590]

Very grateful for this video and thank you for explaining so beautifully. Bless you for all the recommendations 🙏🏼

[@esthersraka8551]

Thank you very much for sharing an encouraging video, the whole 12 points were very important to me I'm 56 I left work when my husband had heart problem taking care of him almost 5 years his conditioned worsed and passed on leaving me with 4 children talking about retirement benefits I have never had one this video has given me hope to move on with my dreams to set new goals and persue them thank you and God Bless

[@barmy_irooni]

Just come across your page & I will be following your great advice & watching your previous & future videos

[@FinancialFastLane]

Thank you!

[@fionassimbwa8805]

Woosh i needed this bless you from - Eafrica..will follow you for financial health

[@pamelakomara2303]

Learned so much from your videos. I'm ordering your book now. Thank you

[@annamoonlight7223]

Happy New Year! Watching from Toronto! This is so timely and relevant to me right now. I am so glad I found your channel. Thanks a million for doing what you do. God bless your heart!

[@Jazz313]

Great information for anyone! I just found out about this channel and I am sharing!

[@marshallevoltzministries9240]

Awesome video, informative, and obtainable advise! Thank you so much for your insight.

[@heidiescalante1417]

I listened to the entire thing - great job! Thank you!

[@FinancialFastLane]

Thank you for your nice comment Heidi!

[@dannymoe29]

I really liked your video and have subscribed to your content. I just turned 60 and do not have much to show for it. I started a new journey enrolling into college to get my BA in finance and investments. At first i thought "what am i doing"? After 2 semesters i am not second guessing myself but going all in to get my degree. "Its never to late". So as i go in my new journey i will keep you on my favorites list and you to shall be with me on this journey. Thank you danny

[@hankjackson7312]

I am blessed to have found your channel. I am 57 and have a high income but had a 5 year career reversal that drained almost all we had set back for retirement so at 55 I got to star over. I am very healthy and fit as is my creative wife. My issue is I feel so bad about letting the happen that it is easier to ignore than confront. This has given me focus and I already learned something and subscribed Thank you for your ministry, yes it is a ministry, and may God bless you for what your are doing.

[@toneyhorton3703]

Not complicated ,Basic info and very informative…

[@maureenmannion6748]

Good point. It is a ministry.

[@donclemons7637]

Just stumbled on this channel today. Very informative video very well. Done very straightforward. Very honest. I look forward to future episodes thank thank you.

[@FinancialFastLane]

You are very kind, thank you! Here is another video you might like kzbin.info/www/bejne/fYPRnWuEZZt9jtksi=GjGPpvEthaEIpeY0