Life in a Tiny House called Fy Nyth - Tiny House Loan - 2/20/17

[@mebhi2]

Thank you for your honesty. Most people won't reveal their true cost and it's important to anyone interested in your lifestyle.

[@Matt.Jungfleisch]

The fireside chat works well for your video style. I commend you on your decision to live off grid and Tiny. Very nice decision you made. Thumbs Up !

[@sharene411]

Matt Jungfleisch I agree. I do wish the volume was up though. Hard to hear.

[@erinflores1268]

Matt Jungfleisch %%

[@cathywright6665]

We need a "love" button, Ariel! In my opinion Ariel, you have made some absolutely wonderful decisions and in so doing are able to live such a full and rich life! I am excited for you! Congratulations and darned well done!

[@patriciaphillips8229]

If only we were sisters 👯‍♀️ I would love living with or near you. From keeping up with you and your lifestyle I can tell that you are quiet enough to make life much nicer than anybody else that I now know and certainly would choose to spend most of my time with. When I dream that’s where I go even though it could never be. Many happy years to come and be careful. PpRN

[@WaterSelkie2000]

For such a young woman, you sure do have your shit together!!

[@johnhull6363]

you really got your head on right... GREAT video

[@wildflowerwind6941]

Young women today are so self sufficient. I really admire you. You are not afraid to do what you want.

[@dorisr8890]

Great job! Quality of life should be a priority. I love to hear that you are finding ways to do that. Kudos on paying it down so fast. You are well on your way. :)

[@anthonyhro1903]

ENJOYED! you are a smart young lady.

[@fredhoy6697]

I absolutely love your spirit, common sense and direction. You are very successful in your life in my opinion: you're happy in what you do. Keep it up, and please keep posting. Thanks. Fred.

[@Hortonfarms1]

Update: Paying it off in three years is even better. Good work.

[@johnhull6363]

good job paying down principal.... impressive

[@eileenfb1948]

It sounds as though things are just as you want them to be right now. It was good to hear your reasons as to how and why! It is wonderful that this works so well for you. You made it go right!

[@frederickoning191]

Your decision and the price point makes perfect sense! Your embrace of minimalism has saved you thousands!

[@SevenSixTwo2012]

Congratulations, your resourcefulness and clear thinking are a spark of hope for our otherwise hopeless "modern" Western society. It seems like most people today have forgotten how to take care of themselves and expect to be spoon fed by the government taxing their neighbors to death. Videos like yours are awesome stories to hear. All the best from Canada! P.S. Be careful of those bears, moose and other potentially dangerous creatures you got out there. There seems to be no rifle strapped to your back in your hiking pictures; better have it and not need it than need it and not have it, as a wise saying goes. Political convictions come in last when SHTF. Peace! :)

[@FyNyth]

Thank you, I always hope to inspire others. I carry bear spray, not a gun while hiking, just because of the weight. But there is one handy at my house. I'm working on a video on tiny house safety and security right now.

[@moonlitedaze5688]

I love the logical and practical way you think and present the facts!!! You have done well and are a great example to others. I did a similar thing on my manufactured home.......30 yr loan but I paid it off in 3 years. So nice to have that burden over! Excellent video

[@itsmarialifestyle4355]

I really enjoy people with strong mind set. It requires dedication to live your life without the need for loans, unless of course it is absolutely necessary. I hope you remain in good health and that you enjoy your tiny home :-)

[@davidevans3175]

Tiny home is way better than living in a van down by the river.

[@suem8594]

Thanks for honesty. After paying off loan, bank up emergency money for vans, hospital bills, unexpected or future big purchases. Love your house.

[@FyNyth]

I do keep and emergency fund even now, but excellent point!

[@SandyzSerious]

Excellent. It's a beautiful Lil home also.

[@chandaharkins4418]

You are awesome. Credit unions are great. Congratulations on paying your house off so quickly. Financial freedom!!!

[@randomthoughts1001]

Tumbleweed is the Cadilac of tiny homes.

[@GILLEBRATH]

Excellent common sense used, nice logic so far. glad to have found your site, lots of common sense, Thanks for the information,

[@FyNyth]

Welcome to the channel!

[@bosse641]

Nice to see the lovely stove, in use. .....perfect place to sit doing these kinds of videos imo.

[@deinse82]

Yeah, this reminds me of when I showed up to a bank, a few years ago, all proud of the fact that I never had to borrow a single cent in my life before...assuming that made me their dream customer. Self sufficient, through most of your 20s? Of course we're gonna trust you to pay this loan back. Any amount you want, here it is. Nope. They want people who buy into the system, and have a long history of working diligently on the thankless task of paying 5% a year interest on money they already spent. I guess they just rely on a simplistic formula, and they don't let the actual employee you're talking to make any decisions.

[@FyNyth]

Yeah seemed like a silly plan to me. :)

[@jasondykstra5985]

Very impressive! I like your goals and how you strive to achieve them. Keep up the good work Ariel. How much firewood do you go through?

[@JohnDoe-ur8vt]

Great. I'm on my 2nd . I'm building one with a full walk thru second floor. Living tiny is awesome. You make tiny look great!

[@FyNyth]

Nice! Do you live in the first one right now?

[@barbibutton9619]

Do u have video of them?

[@joelhill4107]

90 grand all in is not bad at all. No utilities or land tax is a bonus! Doing great!

[@davidgaylord2035]

very good for you you have a great plan

[@johnwinden8511]

Good for you Ariel, you seem to totally have your act together. My wife and I have the same views as you about debt etc. We had a modest house built on property that I purchased when I was just out of school. The property was paid for and we paid off the home loan in about 17 years of a 30 year loan by setting goals and being sensible about our life style and purchases. It doesn't matter what others say about your decisions, you know what's best for you and I feel you made excellent choices based on your wants and needs. I think about folks who pay huge amounts for fancy new vehicles which are a terrible investment and quite unnecessary in my view. Like you, my 12 year old truck works great and does everything I need it to do, and I payed cash for it as a used vehicle. I take good care of it and expect many more years of use from it. Again, good for you for what you've done and the direction your going, I'm impressed! :)

[@sarkybugger5009]

Great fireside chat. You have done amazingly well to have paid off so much of your loan in such a short time. Perhaps in a few years, your current land-owner might be persuaded to sell you the land you sit on... Congratulations on your achievements. :o)

[@treeclimbing7798]

Yep! a love button 🥰 Nice you had 2 months, omg 😲 I only use Credit Unions, slightly higher fees, but the lowest Interest Rates usually.

[@Athandle098]

Hi, Fy Nyth, I have a tiny house in Maine, we have solar panels and batteries, I was just wondering what you use for a refrigerator, and how many cloudy days can you go just on the batteries? My partner and I underwent a similar issue of unaffordable rent pushing us into a tiny house solution.

[@wizeguiz]

I commend you on your choice and lifestyle. Not many people get to live and enjoy their jobs and situation as you do. I wish I had done the same as you many years ago. Best Wishes! :)

[@teamhunley]

While I have no interest in living in a tiny home per se, I liked this video (and I still like watching tiny house vids) I'm always looking at options regardless... It takes a certain kind of person to even be able to live in one of those, I think. Good for you!

[@ZeoCyberG]

It may take a certain kind of person to live in a Tiny House but I wouldn't say it's a big difference from other already accepted ways of living... One factor depends on where the person is coming from... For example, someone used to living in high population areas like a major city like NYC would be used to small apartments and high cost of living... I used to live in Queens, NYC and despite not being in the city itself I paid over $1000 for a small basement apartment not much bigger than a Tiny House... College living spaces could even be smaller... I once saw a apartment that was nothing more than something some would consider the size of a large closet with a bed in it and nothing else and the asking rent for it was $450 a month, as that was over a decade ago, with housing pricing having gone up since then... So I would liken it more to the lifestyle you would experience living in a small studio apartment or similar... You just tend to have a lower cost of living and typically can get better views with a tiny house. ;-p There's also parts of the world where people still squeeze 8 or more people into what we would consider a single living room... So it's more of a mindset than something truly hard to adapt to...

[@riggs20]

@@ZeoCyberG The first apartment I was able to rent without roommates was what I considered to be tiny at the time: 530 square feet. I remember my brother seeing it for the first time and saying something like “This is a really small apartment!” (He’s a real jerk, but I digress. LOL) We were both only a couple of years out of college, so I told him, “Yeah, I could think of it as a really small apartment. Or…I could think of it as a really awesome dorm room!” LOL. It’s all in how you look at something. 😁

[@ZeoCyberG]

@@riggs20 Definitely, kzbin.info/www/bejne/h2WpoHSobc5lbMk

[@JJF10101957]

I'm, flat out , blown away buy your intellect, maturity, and outlook are a blessing! I'm a 60 year old brain injury survivor and am in the market for better ways to live! Good tip with tumbleweed tiny homes! thank you!

[@FyNyth]

Thank you! There's quite a few good tiny home builders out there now.

[@JJF10101957]

Having been on disability insurance for ten years finding two nickels to rub together is tough, but my outlook on the money front should improve soon. No male member for my family has ever lived to be 70, so I better get too it!!

[@FyNyth]

Best wishes on making your dreams happen!

[@misspanama6963]

I love your honesty. You talked about very relevant information that a lot of people skip over.

[@allisonperrigoue2761]

I can't believe how fast you were able to pay off your tiny house loan! That's amazing. I thought paying off $18,000 of school loans in 3 years was good. I'm in the work-real-hard phase too right now to pay off my school loan and save enough to build a tiny house in 2 years time ($25,000). Ironically I live in a seasonal tourist destination too with very high home prices (we're talking $140,000 for a seasonal 500 sq ft cabin on 1.2 acres and dilapidated farmhouses for $350,000 with nothing really in between, and those are the CHEAP ones!) I love the idea of work trade for a little parking space. Keep up the great work!

[@FyNyth]

Nice work to you too! And wow. I guess there are a lot of expensive areas. Even if it was just an outhouse here though, if it came with 1.2 acres it would be worth well over a million. :)

[@allisonperrigoue2761]

oh my...

[@DavyRayVideo]

Thanks for sharing so much about your financial situation. That is very useful. Also personal, so thanks again.

[@johnhull6363]

hi Ariel... keep em coming.... I'm jealous

[@johnhull6363]

how do you handle sewage

[@johnhull6363]

how do you handle sewage

[@danielbyler2086]

Hi I really enjoy your videos, I am a father of four daughters and I am very proud of you !! keep up the good work😀😀

[@urbanimage]

I live in the UK and $84,000 sounds very reasonable as these things go.

[@jojoply]

Girl, you are a wonder. Amazing job paying down your loan. Kudos major.

[@BlkOnyx488]

so smart! thanks for sharing your story

[@trekker4254]

Good story and nice video. Greetings from UK

[@wilkiepup1]

Excellent explanation and reasoning for why you decided to go the tiny house route. I was one of those people that could not understand why anyone would do it. But now I see that it was a great decision for you. You explained it very well. Ignore those who will post negative comments, as I am sure you will. We are new subscribers to your channel and feel you are one of the most level headed creators that we have found. You are right up there with Boss of the Swamp in our estimation. You and he think very much alike!!

[@FinsRacksOutdoors]

Living your life according to your values and within your means is admirable and there is nothing more rewarding in my opinion. Being happy with what you have and grateful for it is virtuous. I am with you on working at jobs you don't like for people you like even less. If you haven't already, look into aquaponics, it may be something that interests you. Thanks for sharing!

[@dbarr1962]

I started following tiny house vids awhile ago...if i were in a different situation, that is exactly what i would live in. I really enjoy your vids..and LOVE the wildlife vids and pics you post!.. do you sell your photography? and tiny homes are built to last like a regular house...it will retain its value...keep posting, and i will keep watching...:-)

[@SurfergirlKH]

The credit history story is ridicolous. I haven’t been in debt either because I don’t purchase things I don’t need and don’t have the money for. I wonder what the bank will tell me when I apply for a loan for my tiny..

[@FyNyth]

Well from my experince, if you have bad debt, horrible credit, etc, you can usually still get a loan, often with a bigger down payment and much higher interest. If you are responsible and have no debt, the answer is a flat no. If you have a different experience, I'd love to hear about it! Best wishes with whatever you do.

[@jharris947]

Love your tiny house...Love where you live...Love your attitude to life, your determination and hard work. I honestly believe you will achieve whatever you want in life. My very best wishes to you for the future from London.

[@jamiallen3470]

Thank you for making this video. It answered so many questions, and it is very inspiring. We too, love the northwestern Wyoming area, but you're right...long, brutal winters. Keep up the great work. Your videos provide excellent content.

[@subdrvr]

I know that area and you are right. 84 grand will get you an outhouse...literally. I looked there many years ago to further my backpacking/climbing career of delinquency. No way I could afford it. My climbing partner lived in his car and at times up in jellystone housing while saving/drinking his way to the next season. Another friend of mine is a Doctor in Jackson or was, she moved away because it was too expensive for her to live there.

[@tedbarnhart]

A lot of people like to look at a home as an investment you live in. That was true in most cases when baby boomers where driving up values. Not so much any more. You also derive value from a home by living in it. At $90,000.00 purchased, and if you live in it for twenty years, and if the resale value is 0 at the end, your housing cost would be $375.00 a month. If at the end, the value would be half of that, then the housing cost would be half of $375.00 a month. In the long run it looks like a bargain to me. And you can move it around as your likes and employment needs change. I think you have made an excellent choice. Good luck!

[@ladeene06]

awesome! awesome! awesome! You should be very proud! You're very fortunate to have the tiny house movement as an option! Which means it was obviously meant to be. 😉 I wish you every happiness!

[@angelramos9259]

You truly inspire me. It has always been my dream to live in the mountains in a small cabin, and while doing some research, I came upon your KZbin channel. I love what you are doing, and hope that one day to be living the same peaceful lifestyle. Thank you for sharing your experiences.

[@cminmd0041]

That is great advice about bank loan/RV certification. That is important. I wonder if that makes things easier if God forbid you ever had damage done if you had to move your tiny house on the roads to a new location? Had you been a member of the Credit Union before approaching them for a loan? That is so great about your sister co-signing. You must have felt great when you could take her name off! :) If you can afford to buy land in a few years you could move your tiny house on and let someone put their tiny house on part of your land in exchange for the hard physical work that will get harder for you to do as you get older. Right now cutting wood and digging tubers is good exercise. By the time you are my age, it takes a toll. I can't understand the negative nellies that waste everyone's time to complain about how people overpaid and should move to some crappy part of the country. They do it on EVERY video!!!!!

[@patsycav]

Fy, you are so blessed. If only I were younger, but I have two great granddaughters, one in her teens and one in her early twenties. I hope they would agree, this is the way to go if you have the opportunity. Your pictures of the wildlife are breathtaking. I can understand your wanting to live there. It's God's country. Good luck forever.

[@FyNyth]

I don't think anyone is ever too old to pursue the things they want in life! Thank you for your kind words.

[@prepperjonpnw6482]

I agree with Ariel. I’m close to 50 with a grown son and a 6 year old grandson and I find myself starting fresh. I love the outdoors and spend most of my time in the forest camping and hiking etc. My goal is to have a little piece of dirt with a small home and maybe a workshop/garage. My son has been showing me shipping containers and what you can do with them. I have the skills, tools, and time to do the building myself. With a little help from my son it should work out nicely. God bless Cheers mates and happy trails

[@christysittig1200]

Ariel - you have a very good sense of reality. Debt is a killer! I wish I would have had a "tiny house" option when I was your age. Mortgages and house payments have taken the majority of my income for years. Stay strong and save. You look like you are way ahead young lady... kudo's to you.

[@naturelover6520]

Glad I found this channel. Would anyone know what kind of wood is used for the outside?

[@FyNyth]

Welcome! Thanks for joining us here. What is the exterior of my house made from? Cedar.

[@jobotmang]

Banks are funny. Suspicious of someone without a credit history. They don't like us debt-free, do they?

[@SuperHurdman]

Good for you Ariel a mortgage is crappy but sometimes that is what required. I built a version of a tiny house from tumble weed house it was a B-52 but is not on the site they took it down a few years ago. I have the shell with a roof and put on a addition needs finishing I think I have 7000 ish in it now most of it is recycled. something to generate money is buying and selling off craigs list you look for something priced low and buy it and resell it for a small profit I do it and enjoy it I usually make a few dollars here and there. Just throwing this out there for some ideas.

[@jhmsmarttv795]

How satisfying to watch a young woman of the so called "lost generation" who actually works hard doing real things with her life. You are a true role-model for all the snowflakes out there, who only cares about what is on TV or the next pointless status symbol to buy. Truly inspiring to watch, and it shows that there is still hope for the future. Stay well and godspeed Ariel! :-)

[@yurinator7274]

Well done young Lady!

[@tomkrause62]

Congrats to you, you've done something that works for you for an amount you could afford, that will in the end put you far ahead of where you would have ended up if you had continued to rent. The buy-in may well have been a bit steep, but your continued financial discipline is helping to bring the actual costs down. If you could find some land, there's no reason why you couldn't pull the axles out from under the house and set the trailer down on a concrete slab. I think doing his may allow you to sell the tiny house just like a standard home. Pay no attention to the haters that will do anything to point out your faults simply because they don't have the discipline to help themselves. Again, congrats on your resolve to make yourself better.

[@Alexandra_Hill]

$84k I think that was a good deal, given all your circumstances and what you wanted. Well done - I am so jealous, in a good way.

[@largadrive]

Enjoyed our little visit.Sorry I missed dinner.I bet your a great cook.You have done well for yourself

[@timr31908]

you are a great speaker ...love hearing all the details ....and your kinda sweet...win...win.

[@jagsfanrick]

84,000 seems like a bunch but just seeing the quality and man hrs taken to make that is reasonable and delivered and set up.

[@coolcatcarolena4951]

Congratulations. Thank you for your candid disclosure and details about your journey into tiny living as well as the actual costs. I would be interested in hearing more about the insurance you touched on toward the end of the video. If you could make a video I'm certain many others would be interested, but if you prefer to answer here that would be appreciated as well.

[@FyNyth]

I will try to do a video, in the mean time, check out this post. fynyth.blogspot.com/2015/10/tiny-house-insurance.html

[@coolcatcarolena4951]

Fy Nyth Thank you.

[@coolcatcarolena4951]

Fy Nyth I just read this article. thank you for this information. I'm in south Florida which is a strange animal for insurance due to hurricanes. but this will be very helpful since I'm looking for land in Montana, Wyoming, Idaho, Oregon area. Thanks again!

[@prepperjonpnw6482]

CoolCat Carolena I moved to Oregon many years ago and it’s a fantastic place to live as long as you’re nowhere near Portland, Salem, Eugene or Medford. Cheers mate and happy trails

[@blahfeh]

Thank you for being so candid about finances. It really helps those who are wanting to learn about the process.

[@FyNyth]

You are welcome!

[@ibelieveintrees]

You are quickly becoming my favourite KZbinr. I agree on your view of retirement. Love your videos, thanks for sharing! :)

[@Godhelpus62]

Wow! Fabulous video. I think 90k all in paid off in 3 years is a fantastic investment and very wise for having the lifestyle you want and living in such a beautiful place. Very well done. I love how tiny homes can get people out of the rent trap and allow young people to own their own homes. You are inspiring countless people to dream of creative home ownership when they may never have thought it possible before. God Bless.

[@anapparker8852]

We are currently talking with the people at Tumbleweed . I’m so glad I started watching this video because you are the first person I know that had the tiny built by them ! We are super excited to start on this new journey . We currently own a town house in Aurora , Co but we want to go tiny so that we don’t spend our life working to pay bills and our high mortgage monthly payment ! We want a simple life . I’m so glad I found your channel !!

[@FyNyth]

Best wishes with your plans! I am totally happy with the way mine was built. My personal experience, including customization and customer service with Tumbleweed, during the build and after as well, was really phenomenally above and beyond most companies. Though to be fair, I can't speak to the current company that goes by that name at all. All my experience was almost 7 years ago at this point. And I do know the company has changed a lot. I think almost all the employees are different, the builders are an entirely different crew, and it's grown and changed a lot. I know they do not any longer even offer via their website a design, material, and finishes like I have. And so I can't say I know anything about the current state of the company.

[@anapparker8852]

Fy Nyth Thank you ! What’s been challenging is finding a place to park it . We won’t even start the process u til we know where we can park it . So far RV parks are out if the question . Most don’t allow a tiny in it 🤷🏻‍♀️ Im frustrated and feel like giving up but I won’t ! Lol

[@TheKentuckyPatriot]

You have a ton of common sense, ambition, and such an adventurous spirit. God bless you, I admire all you have done. :-)

[@MOAONAABE]

a strong Celtic woman

[@prepperjonpnw6482]

MARVIN THE BOON agreed lol. I was thinking the same thing lol. Must be the Scottish blood in her veins that makes her so good with money. Back home there’s a joke told at the pub that goes something like “Oh he must be Scottish, how do you know that?, because he won’t rub two pennies together for fear some of the copper will come off” lol. I know not very pc but since I’ve a bit of the highlander in me it’s ok lol

[@AllThingsClarice]

Prepperjon yes, stand alone joke lol but I have never met a tight Jock in my life, quite the opposite...must have been an Englishman that started that 😉

[@vic734]

That's the draw back of renting! Your not the boss...

[@damndanno1181]

Omg I love that fire place! Can you tell me the brand and model please?!?!?

[@marlenejones6266]

I can understand why you did take the loan. I mean its a 15 yr loan. So in reality you have the ability to pay it off anytime you are in the position to do so. Then you will save mucho money on interest. I think its expensive yes but the situation you were in left you without any other answer to stay in the area and to be able to get the exact home you wanted. Your sister was an angel for you at the time too

[@Flightstar]

Great job at pursuing your goals. I was very surprised that real estate in your area is so expensive. That is on par with world class resort areas, and the only thing I can think of in that area is Yellowstone park, the home of Americas super volcano. Are property prices any cheaper in Montana? Question about expenses. From a perspective of someone who doesn't live in the US and hears about the horrendous costs of medical insurance there, How the heck do people manage without having A1 rated jobs that pay or subsidize their medical premiums that from what I heard can cost as much as renting a house. Its my understanding that many just go without, but in a land where a broken arm could cost 50k one could easily be bankrupted by relatively common medical treatments.

[@FyNyth]

Yes I do live on the edge of a world class resort area with two national parks and one of the best ski resorts in the lower 48. There are areas all over the mountain west that are more reasonable. I'd say most people either let the government cover the costs (via stealing the money from others), or they actually take care of their health proactively and preventatively, often without any insurance.

[@timperley69]

Good to see someone who thinks the way you do, i know so many people your age who are in debt up to their eyeballs and have no clue how to get out of it, i rid myself of all credit cards many years ago and have a motto "if i can't pay cash for it i can't afford it"

[@jenniferAdamek]

I am sooo into this... My mom and the rest of my family lives out in North California near Nevada I'm looking into a tiny house and to travel west!!!!! To get my momma out of the High Sierras... I'm looking at Tumbleweed too!

[@FyNyth]

Nice! Going tiny is a choice is not a choice I regret at all. Just do your research on builders and current reviews of their build quality and customer service. I know Tumbleweed is not the same company now that I bought a house from over 4 years ago. (different builders, owners, options, materials, etc.)

[@petiebigenho6678]

You are very smart about money! Thank you for these details.

[@wbroger]

I just recently discovered your videos. They are great....I love your style and your Photos are awesome! also great job paying off that loan!!!! thats truly amazing.

[@ChemicalChrisOttawa]

First off, love you web diary, good stuff, and you seem like a great person. But more to the point, You mention the imbalance of (affordable) housing and that of labor demands (all the 'help wanted' ads). Basically, you should demand a higher salary, you rightfully deserve it.... Sometimes Capitalism can work for the small guy, if one's willing/smart enough to do what you do. Hell, maybe even clandestinely approach other potential employers to get a feel for what you can get, I bet it's more than you expect.... Cheers from North 'o De Border

[@FyNyth]

Thank you! And as to your other ideas, I'm working on it. ;)

[@linneabeckman6543]

Thoroughly enjoy your videos and your photography. Where do you store your garden crops (carrots. onions etc.)? Grew up in that area, and I give you a 'bravo' for putting up with the brutal winters and wind.

[@jamesgrey3368]

You seem like an awesome person. If you need a roommate.... hah

[@sherryellesson9665]

Ariel, your windows aren't much above ground level - you've said you don't keep/store food outside because of wildlife, and I'm wondering if there is ever the threat of something large trying to come in to sample your cooking (through the windows/door)??? Thanks for the great videos!

[@FyNyth]

That would be possible I suppose, thankfully it hasn't happened yet anyway!

[@rhiannonhookings7122]

You are absolutely my role model on what I want to work towards living like. I want to live off-grid, sustainability. You're videos on the subject are invaluable to me.

[@FyNyth]

Best wishes with pursuing your dreams!

[@adrondube87]

Always enjoyed watching your videos and absorbing your wisdom. You're awesome!! :)

[@FyNyth]

Thank you!

[@kurtcooper3699]

Tell me u don't shovel that much snow without a blower? If u have access to wood & a small plainer u can make chop blocks, kitchen nick nacks, welcome signage, etc., from the local wood & sell to those who subscribe or want to help support your cause. I just mention this because my sister/brother n law live similar to your life style & do this which is very profitable. I appreciate your independence don't give it up. I'm sure your aware of Craigslist & similar sites u can find free or used discounted materials. Your interest rate considering co-sign & unsecured is a good rate. Because your home is Mobil the finance companies consider it a flight risk. If I can offer any out of the box ideas to any difficulties your struggling with I would be glad to do the research. Pay the mortgage partial every two weeks will also cut your interest cost considerably. Also, if u are a little business minded u can start a proprietor company & write off & depreciate everything over time. Wish u the best. Be blessed.

[@FyNyth]

I do actually! Fortunately I enjoy snow shoveling. Thanks for all the suggestions!

[@marywest2896]

I am interested in your phone bill being just 12.99 per month... I have recently gotten a phone for christmas, it is an lg, sorry that is all the tech. knowledge that I know... can you share your provider?

[@FyNyth]

Sure! I use PagePlus Wireless. Mostly because they are last I knew the only prepaid provider using Verizon's network. Republic Wireless is also a pretty good prepaid company that several friends use.

[@lorifive]

You are freakin' amazing!!! I'll give you my 19 year old son! Train him in the way of saving and you'll be loved forever!!! Really though, good for you!! You are a fine example to follow!

[@ashleyy8724]

Such a smart girl. I love your mindset. Subscribed! I am 24 and I am now looking into doing the same thing this year. :)

[@FyNyth]

Welcome! And thanks for joining the Fy Nyth Flock. Best wishes as you pursue your own dreams!

[@keepchrist]

How many gallons of freshwater does your unit hold? Eventually this is the way that I would like to live but aren't there restrictions on what you can park on land(purchased)as far as it being considered an appropriate dwelling by law,this is what I'm confused about?

[@FyNyth]

I have a 35 gallon tank as well as a 10 gallon tanked water heater. And yes, the rules about what a human is allowed to live in are different in every state, county, city, township, etc.

[@maxinef6654]

Just found your channel. Love your tiny house and living. Subscribed.

[@FyNyth]

Welcome!

[@prepperjonpnw6482]

Me as well

[@tazmun]

It must have been a sight coming down the road being delivered to you. I would have been so excited. I note the tri-axel trailer here too, I'm not sure but think most of them are on only 2 axel trailers...or basically a car hauler as we call them. Yours is much better suited I think. I used to drive semi truck for a window company and delivered in your area sometimes. I'd be willing to bet I could guess within 50 miles of your location. The area your in is certainly not a-typical economically of very many places in the world.Wyoming typically wouldn't support these kind of income or expenses in most places I've been especially for the low end type of jobs you indicate you do. My point is the numbers your throwing around wouldn't be feasible for the majority of folks simply due to location. BTW I think your doing awesome Ariel and I applaud you. Before my message above is misunderstood no I don't think your doing anything illegal or immoral but I'd bet you know some very famous, and very rich, people on a first name basis.

[@tazmun]

Unique...yeah that's the word I was looking for to described some of my more spicy customers from your part of the world......lol...ewww they made me soooo mad..,,and then they'd tip...wow mad all gone!!!

[@izzimichaels2892]

i love your videos, and if i may say so, youre very easy on the eyes! keep up the good work!

[@sdavidangelini]

I like the idea of "retiring" when you pay your house off. I'll have mine paid off next summer. Can't wait for that day.

[@kskc1234]

You have a great head on your shoulders! I admire the decisions that you've made so far and the fact that you got a 15 year loan and are almost paying it off in three years is fantastic! Do you ever get lonely in such a remote area and do you live close to your parents and sister?

[@FyNyth]

Thanks! No, my family lives much closer to the two coasts. I mostly enjoy my privacy. :)

[@crossgrainwoodproductsltd9230]

My mortgage payment includes taxes and homeowner insurance that also covers my workshop behind my house. Also by combining auto ins. with the home owners i got a discount. Is the monthly amount including the taxes and insurance or do you pay them seperately. Also i had to pay an extra$75.00/ month for private insurance on the home that lenders add on until I paid down a certain amount and was dropped by the bank after showing i could make the payments.

[@FyNyth]

The taxes I paid as one lump sum to the DMV when I purchased the tiny house. Insurance I've paid annually in a lump sum as well which continues till the bank loan is gone. See more insurance details in these posts - fynyth.blogspot.com/2015/10/insurance-for-tiny-house.html and fynyth.blogspot.com/2015/10/tiny-house-insurance.html

[@LiamRoberts00]

Very honest

[@eaton55r]

I am considering something similar and will put in a Septic Tank first. Shhh! It is really a place to live in with built in root celar. So it is a prefab basement. Well insulated - cool in summer (naturally) easy to heat in winter. When possible or desired I will build a work area next. Then cliff house

[@FyNyth]

Sounds like some cool plans in the works!