Do you think HOA's have too much power? WATCH **All These People Are Being Ripped Out Of Their Homes kzbin.info/www/bejne/qKTZmpSsfbt6bNk**
@ray_donovan_v45 ай бұрын
@@KristinaSmallhorn it's a racket. It should be illegal. It's one thing to collect dues for property upkeep but they've created arbitrary bylaws that are against fair housing laws.
@richardadams69885 ай бұрын
@@KristinaSmallhorn No ! You have given them the power by not over seeing what they are doing !!! All HOA rules can be Amend by the homeowner on with collective votes... and that one of the problems, how do you get homeowner to vote for the community and not there personal agenda
@KristinaSmallhorn5 ай бұрын
@@richardadams6988 thank you for giving your input.
@Mari-lo5 ай бұрын
@@KristinaSmallhorn yes
@jonchalk38554 ай бұрын
Yes, I believe that HOAs do have too much power. Same for condo boards. My cousin was prohibited from planting a vegetable garden, but not prohibited from planting flowers or any other non-edible plants. My condo board mandated that my curtains be of a certain color within their "pallet" of colors. Even the color, or shade, of glazing in our windows were controlled by them.
@marcus_b15 ай бұрын
HOAs should be illegal if they have that kind of "power". Getting "evicted" and having your house that you 100% pay for sold from beneath you should be COMPLETELY ILLEGAL.
@tuan2u5 ай бұрын
umm, no. Try not paying the property taxes that you owe on your 100% own house and see what happens when the govt notice that. Just because HOA is not for you doesn't mean that it should be illegal for others to want to belong to one
@marcus_b15 ай бұрын
@@tuan2u You're comparing TAXES to a group of appointed bottom feeding worm level thieves. Enjoy your HOA. What's that famous P.T. Barnum quote hmmm 🤔
@Rkbmomma4 ай бұрын
@@marcus_b1 If you owe money, you owe money.
@DatBoiii_T4 ай бұрын
@@tuan2u Still a NO to HOA and not paying your taxes is just dumb
@georgiamario91284 ай бұрын
I avoided real estate with HOA's. My property is controlled by yours truly.
@1lorijb4 ай бұрын
Told my agent I will not even look at a house with an HOA. NO!!!!
@hungp.81915 ай бұрын
There needs to be new laws that restrict HOA from abusing ppl.
@Pivvip573 ай бұрын
@@hungp.8191 then vote blue.
@Hdbdhrhr5 ай бұрын
Living in an HOA is like being on parole for the rest of your life.
@12567NoYouCannot2 ай бұрын
Correct.
@sunso19915 ай бұрын
residents need to come together to vote to disband the HOA.
@Theaterbuddy7175 ай бұрын
Not as easy as you think, especially in apartment style condos. No one makes anyone e live in a hoa or coa. The owners can change the rules if they band together!
@sunso19915 ай бұрын
@Theaterbuddy717 I am talking about single family. And even in condos you can do it. By replacing it with another HOA formation
@davidhutchinson52335 ай бұрын
@@sunso1991 Or a non profit entity. People don't need exorbitant fees, they just want sanity.
@deebrown71605 ай бұрын
Many older condos have one water bill for 100s of units. The pipes are not separate and would costs millions to re fit the buildings.
@SigFigNewton5 ай бұрын
@@Theaterbuddy717people definitely have to live in an HOA. In many places no other reasonable options are available
@lj66854 ай бұрын
I will never understand how a HOA has that much power over someone else’s home
@joedennehy3864 ай бұрын
People agree to it, crazy
@Singlesix63 ай бұрын
@@joedennehy386 Yes, they signed the contract and agreed to the rules.
@kass7943 ай бұрын
Because it’s not there home, you renting to have it on there land, don’t pay the fees, they claim the home to cover the fees 😳🤦♀️
@arielsea90873 ай бұрын
When I was looking, HOAs were a deal breaker for me. No way, no how.
@ronpetersen23173 ай бұрын
@@kass794 In a mobile home park yes ... in a neighborhood with houses ... no. When you buy the house you are buying the property as well. They are stealing someone's property ... just it is legally stealing but I consider it criminal personally. If there are unpaid fees they can sue. Stealing your property needs to be 100% illegal.
@ashleymcclung84955 ай бұрын
Never in a million years would I live under an hoa. No house is worth it.
@cindymartin63075 ай бұрын
Amen
@Omar_Zazzle5 ай бұрын
Try finding a home that is not in a HOA.
@pre1980cars5 ай бұрын
@@Omar_Zazzle Its easy, buy in older developments
@ashleymcclung84955 ай бұрын
@@Omar_Zazzle we’re in one now. They do exist
@deebrown71605 ай бұрын
@@pre1980carsMy brand new home back in 2001 was the only subdivision that didn't have a HOA. Many new developments on that block.
@JustMe-zk2wh5 ай бұрын
have a relative who lives in HOA, and when she fell and broke her arm they tried to fine her for leaving trashcan out too long. She's elderly and it was winter in the Northern states, and she lives alone. She always helps her neighbors, some who are younger than 40, but no one was there for her and the HOA local board didnt even step up to help. They need to add a clause/rule that they assist a neighbor in time of need like that. it was ridiculous. It also says a lot about where we are as a society.
@Bubbs885 ай бұрын
@@JustMe-zk2wh wow! We help out our elderly in my HOA community. Our monthly newsletter even put a reminder in it just for that.
@Lovecookies014 ай бұрын
Not worth it move out of the state
@lynnehorizon5532Күн бұрын
Just worried about this.
@cmackscott7615 ай бұрын
HOAs should never have had the power to foreclose.
@deebrown71604 ай бұрын
@@cmackscott761 Then people won't pay
@deadcell14 ай бұрын
@@deebrown7160I can see HOAs going the way of Unions in the future.
@TruthfulInfoIsPowerful4 ай бұрын
The HOA are the management companies working for the landlord owners of the land who subdivided it so that they could rent the land. A double whammy - buy land - force the renter to pay for your building on your land that you then rent to them and control and can boot them off for Pennie’s on your mighty greedy dollar. Greedy corruption. GEEZSH!!! -- please come buy just my house but you can’t get my land that it’s on and please come just rent the land from me for the rest of my life !!! In the next 5 years I will find a way to boot you and get the house back - so that I can do it all over again to somebody else!! JEEZ - I MEAN , JUST IMAGINE!!! SEE THINGS IN THE TRUE LIGHT NOT their twisted perspective of manipulated advertisements.
@ChineseWinnie4 ай бұрын
@@deebrown7160 Sue and garnish their wages. Lien on properties, plenty of other ways to get them to pay
@secretagentcat3 ай бұрын
@@deadcell1 unions are actually useful, get real
@sc-ds7hx4 ай бұрын
Evicting a service member is the highest form of evil
@maureensheppard36134 ай бұрын
Thats for sure.What a pack of mongrels.
@slyallday52755 ай бұрын
HOA's need to be outlawed or limited
@robinmiller52565 ай бұрын
I can see these operations going by the wayside…nobody needs an HOA. Why live under the guise of those who may have a personal agenda that will do damage to your life? Doesn’t make sense at all. How much does it really cost to live in these conditions?
@Theaterbuddy7175 ай бұрын
No, no they don't. If it is not for you, fine and don't tell me how to live, tx!
@redlikewineagain6975 ай бұрын
Why? Just don't buy into one. No one holds a gun to anyone's head and forces them to buy a house with an HOA.
@dante139125 ай бұрын
@@redlikewineagain697the house could be someone's dream home or dream area and you're saying that someone should have to give that up because of the ridiculous rules of HOAs
@dante139125 ай бұрын
@Theaterbuddy717 HOA literally tell you how you can live so what are you really talking about?
@avakko5 ай бұрын
Nobody should be allowed to take anyone's home from them... especially an HOA.
@lonniebeal60323 ай бұрын
I agree, at most they should only be able to take you to court, then garnish your wages, at the most.
@Jaxmusicgal233 ай бұрын
If you are on top of your mortgage or your house is paid off… no one should be able to move from your house, now you’ve been the government with property taxes… Because of that point do you actually own your land and your home if someone can take it from you? Especially HOAs… these associations should not be able to take your home just because you didn’t pay fees or special assessments and they definitely shouldn’t be able to fine you for not cutting your grass or leaving your trash cans out a day too late… seriously people… things happen and maybe we need to just chill out a bit… If someone doesn’t pay their dues, then they shouldn’t be allowed at the pool and other community-based and accommodations … but if you don’t have any of those, why the heck are you paying for this?
@samkurz5 ай бұрын
It so disgusting to have to fight so much to just survive in life. This country is a mess.
@email67435 ай бұрын
What are you doing to better it? Elaborate
@steves36885 ай бұрын
AGREE!!!
@deathcheater93034 ай бұрын
@@samkurz 1776
@ShakaCthulu4 ай бұрын
100%. In the book The Nordic Theory Of Everything, the author talks about moving back to Finland from the US because of her cortisol levels from the constant hypervigilance looking for the metaphorical knife behind every back. Every single aspect of life is a traphole-riddled wringer.
@Jimmy-po9qd4 ай бұрын
This country is the way it is because of the greed of the white man, and it's not up for debate
@thetripod74 ай бұрын
Why would anyone ever buy a house and let other people control what you can and can't do on your own property, and you pay these h.o.a. fees to let it happen. Does this make sense to anyone ????
@richardadams69884 ай бұрын
@@thetripod7 because they are smart !
@DRventura3335 ай бұрын
1) Property Taxes, HOA Fees, Condo Fees, Overpriced homes, are making hard working taxpayers lose their only property (Home, Condo). How can it be legal to suddenly raise Condo fees and HOA fees by 40+%. 2) How can these crooked tax assessors be allowed to overvalue someone's only home by hundreds of thousands of dollars, when they are not investors and those homes are their only child hood homes. Many areas are becoming like Detroit and Mississippi - desolate and empty as the working voting taxpayer is continuously fleeced. The vile municipality tax assessors are getting multi-year promotions using Tax Payer dollars because these tax assessors ARE Overvaluing people's properties to bring in money to the municipalities. They don't care that people end up homeless (many veterans and elderly affected) or their home comes into foreclosure because they had to borrow against equity and credit cards to try and pay their property taxes or HOA or Condo fees. Just shameful an HOA can put a lien on someone's home for as low as $100.00! Where are all the State representatives to put a stop to this madness?
@ophidiaparaclete5 ай бұрын
The point is it's legal. Nothing legal is lawfull.
@SigFigNewton5 ай бұрын
@@ophidiaparacleteum…
@cannotbeshaken78895 ай бұрын
You forgot Homeowners Insurance too. They are going way up.
@Howardlifts5 ай бұрын
Let the chinese invade
@shittyopinions5 ай бұрын
I live in Mississippi. 12 acres, 2 ponds, an in-law suite, 30x60 steel barn. $80,000😂😂😂😂😂😂😂❤😂😂😂 "Desolate"
@Itravelbackintime3 ай бұрын
I use to live in a HOA but foreclosed. Today, I live in a nice neighborhood that is HOA free for several years and am never going back.
@elivasquez59765 ай бұрын
I couldn't imagine paying someone to put restrictions on me.
@HomestarCrawler5 ай бұрын
Isn't that the government?
@garysgarage.28415 ай бұрын
Democrats love this stuff they can't get enough of it
@SigFigNewton5 ай бұрын
@@garysgarage.2841I wonder which party’s members are more likely to live in HOAs… I’d guess the elephant party, but maybe it is the donkeys…
@garysgarage.28415 ай бұрын
@@SigFigNewton Either one most people don't realize exactly what they're getting into. The real question which one is more likely to leave an HOA and which one is more likely to adapt and become the Karen.
@elivasquez59765 ай бұрын
@HomestarCrawler, now that you meantion it...
@SoulfulVeg5 ай бұрын
I lived in A non-HOA community in St Pete. Some of problems you talk about in terms of junk cars, parking on lawns, boats in the street were managed by city codes. The code enforcement in St Pete is pretty rigorous. No HOA mafia needed.
@Jaxmusicgal233 ай бұрын
Exactly… and you’re already paying for the police in that area… why do we need HOAs and extra fees and assessments? Why do we need private citizens to pretend like they’re the cops and give us fines…
@Singlesix62 ай бұрын
@@Jaxmusicgal23 Why? Maybe they are lonely and like the attention.
@leslieg94065 ай бұрын
Unfortunately, I live in an HOA. They are hard to avoid where I live. My neighbor parked in front of my house for a few nights. I got a letter about it. Told HOA it wasn't our car or belonged to anyone associated with our house and asked violation removed from our account. HOA asked whose car it was. Told them I didn't know and asked again if violation had been removed? They said, "We do not have the plate run back yet but have resolved the violation." They can run plates?! Looking forward to moving.
@Mari-lo5 ай бұрын
Wow
@kandicerotten8025 ай бұрын
😮
@MelvinNesbittJr4 ай бұрын
Yikes!
@GillAgainsIsland124 ай бұрын
What's wrong with that? It was a potentially abandoned car in front of your property which you were just ignoring. Somebody has to deal with it if you won't.
Judicial process should apply to all owners, not just the military. No HOA should be allowed to sell your house from under your feet without due legal process.
@jer17763 ай бұрын
Especially for half the price of the home. I bet the buyer of that home is related to or an acquaintance of someone on the HOA board. Needs an investigation.
@ronpetersen23173 ай бұрын
Yup. I can see if someone was dumb enough to buy a HOA house and they agreed that they could be found liable in a court to pay the fine and maybe be garnished. But Stealing someone's home has to be off the table. That is insane.
@SlavGuns5 ай бұрын
the fact that an organization tells you you can’t plant your own food is reason 1068 not to live in an HOA and pay monthly to give up your rights.
@Bewefau5 ай бұрын
people vote there rights away all the time. The next big thing is our 2nd Amendment.
@rcampbell49675 ай бұрын
Well, of you bought a house and promised to not to plant your own food, which you did promise that when you bought the house, you can't plant your own food.
@SlavGuns5 ай бұрын
@@rcampbell4967 sure, and that is why we would never do that. I have no issues with peoples doing whatever they think makes them happy… even if it means they live in a community where everyone looks the same just like their homes. To us freedom is everything and something as essential of growing our own food in the garden or having our own chickens is essential… don’t folks remember lining up for toilet paper during Covid? Is a pretty lawn worth that? lol
@arribaficationwineho325 ай бұрын
@@rcampbell4967why does a vegetable garden be disallowed if not visible by neighbors?
@rcampbell49675 ай бұрын
@SlavGuns Then don't buy a house in a neighborhood with a HOA bylaws which prohibit gardening. It's really that simple. Don't think you're so special that you can buy a house and expect everybody else to cater to your needs.
@jaypassarella13925 ай бұрын
If I was going to lose my home over 1500. The bulldozer would be turning my home into matchsticks and the HOA could deal with the cleanup.
@beemikeme5 ай бұрын
Two major things I HAD to have when looking for a home - NO HOA and not in a flood plain.
@Tad-For-Global-Peace5 ай бұрын
Agree!
@tallyho21254 ай бұрын
Same here
@eileenwatt82834 ай бұрын
Vegetable garden attracts rodents and other animals. That's the reason they aren't allowed
@s1d3ll184 ай бұрын
And flood plain better than hoa
@Johnslist4 ай бұрын
I sleep better in a flood plain
@konagirl8055 ай бұрын
Whenever an institution of any kind figures out how to fleece their customers they will. Every. Single. Time.
@AlexBrandon.5 ай бұрын
When I moved to Florida in 2014 I was told by people in the know to buy a home outside of an HOA community. Here they call it Deed Restricted. I can skip cutting my grass for a week without fear of losing my home
@SlavGuns5 ай бұрын
Isn’t that so sad that it can really lead to that?
@happyappy199314 ай бұрын
Glad I don’t live beside you
@Itravelbackintime3 ай бұрын
I didn't cut my grass in 3 weeks because we haven't had rain in a while. My neighborhood has banned HOA.
@lindacurtis35134 ай бұрын
So wonderful to know there is protection for our Military Service Members related to HOA .
@Bella-gj6wc5 ай бұрын
I will do my level best to NEVER participate in an HOA.
@SigFigNewton5 ай бұрын
Much safer to rent
@valeriestevens52505 ай бұрын
Same here. I live in an area with no HOA and I can paint my house pink with purple pokadots if I want to and no one can do anything about it. (Don't worry, it's actually a dark green with white trim and I've had neighbors tell me that they think is looks great, but you get the point.) When you pay so much for a house it's really galling when others tell you how they think it should be. It's none of their business; unless you live in an HOA, which is why I never want to live in one.
@richardadams69885 ай бұрын
@@Bella-gj6wc that the problem
@richardadams69885 ай бұрын
@@valeriestevens5250 that great !!! And I don't want to live next to you ... hahaha Hahaha
@richardadams69885 ай бұрын
@Bella-gj6wc Trust me, you won't need to
@melissasmith3975 ай бұрын
The states need to make a law to get rid of hoas.
@VividTheater5 ай бұрын
HOA’s should not exist. Home owners are not children that need to be monitored and kept in check. I don’t live in an HOA, but if a neighbor doesn’t cut their grass, or keep their property in shape, we just call the city. The city cleans up and adds that cleanup fee to their property tax. Of course warnings are given prior.
@GillAgainsIsland124 ай бұрын
You'd be surprised how unkept some people keep their property unless forced to clean it up.
@VideoArchiveGuy4 ай бұрын
Sadly, home owners often act like children and need to be monitored and kept in check. Think about it; what “violations” could they issue fines for if home owners didn't violate the rules?
@skidmark3164 ай бұрын
@@VideoArchiveGuy 100% you vote blue no matter who.
@lonniebeal60323 ай бұрын
@@GillAgainsIsland12 You have a choice not to buy said property. HOA gives you no choice, it's like renting forever.
@GillAgainsIsland123 ай бұрын
@@lonniebeal6032 Not defending overreaching HOA, but poorly kept properties bring down the value of every home in the community.
@Lauren-k2f3 ай бұрын
Imagine paying off a mortgage. HOA has the power to foreclose and force home owners out😢
@cfoster68045 ай бұрын
There's absolutely no need for them. I live in a very nice, quiet, and clean neighborhood with no HOA. Everyone takes care of their property and they don't need anyone bossing them around to do so. We enjoy our vegetable garden and if we go on vacation for 2 weeks and the grass gets overgrown it's not a problem because we get to it straight away when we return. That's how everyone is around here. Like minded people will find each other. Find neighborhoods where people take pride in ownership and their neighborhood and everyone governs themselves correctly. Maybe if a slob does move into the neighborhood the other neighbors can gather to see if there's anything they can do to help maintain their space, volunteer to mow or help fix the fence. Sometimes people fall on hard times and genuinely don't have the means whether it's money or manpower to get things done. They may be too ashamed to ask for help. If we took care of ourselves AND watch out for each other when needed HOAs would be deemed completely unnecessary. There are plenty of neighborhoods like mine that are well managed by the people themselves and not some board members. HOAs are for the paranoid...with extra money to blow.
@SW-fm6up5 ай бұрын
Absolutely, I agree!!!
@redlikewineagain6975 ай бұрын
Paranoid? With extra money to blow? Yeah, right. That's fine if you want to live like you do but don't dictate how everyone else should live. You don't like rules but then want to put a huge rule on it to ban it completely? Makes no sense. Live and let live.
@cfoster68045 ай бұрын
@@redlikewineagain697 Yes, I said what I said. If you are paranoid and have extra money to blow no one is trying to take your security blanket away from you. Go live in an HOA and calm down.
@Sheya4045 ай бұрын
Facts! Allll facts!!!!
@SlavGuns5 ай бұрын
Don’t forget, for many, HOAs and “gated communities” are to “keep the poors out!”
@memecat844 ай бұрын
I don’t care if it turns into a dump neighborhood - why would you trust others with your biggest investment in life. As if taxes were not ridiculous enough, to tack on HOA to allow your neighbors to potentially take your homes is absolute madness.
@FloridaFrank20105 ай бұрын
They likely rejected your payment as a game, and continue to do so, so they can then put a lien on your property. Sounds like your new management company has more games than Milton Bradley.
@TroyCook-vd6qu4 ай бұрын
It is illegal to file a UCC1 Lien against someone’s name and property unless there is an actual bonafide crime. Commercial infractions are not actual crimes. They are civil in nature not criminal. Sue the HOA. Also, if a HOA starts contracting you for a presumed debt, do NOT ignore them. Return a reply using certified mail within 21 days and dispute their claim and force them to prove their claim. If they fail to prove their claim in writing and in affidavit form under penalty of perjury. If they fail to prove their claim then there is no claim at all.
@jenna62565 ай бұрын
I live in a 55+ community HOA in PA and the new rules keep coming. Very discouraging !! My mom lived in one where you could put up white xmas lights only, and have white backed curtains only. Many other ridiculous rules to mention. HOA's shouldn't exist at all, that's why we have city ordinances.
@lenalove81384 ай бұрын
oh lord all those white lights, only, would have just pushed me over the edge
@tyv36513 ай бұрын
Rule #1 Do NOT buy a home that have HOA.
@msmelanated84815 ай бұрын
Years ago, before indoor air conditioners my HOA didn’t allow window air conditioners! The air conditioning wasn’t strong enough to cool the bonus room over the garage. Even when proof of the high temperature was presented to the HOA, they didn’t allow the air conditioners. This made the rooms unusable in the summer. Eventually, I sold the house.
@Babu-kr3cr5 ай бұрын
They think having a window air conditioner makes you look too poor?
@SigFigNewton5 ай бұрын
They’re generally terrible people
@jer17763 ай бұрын
Not letting people use their ACs is a safety issue. That should be illegal.
@diydiva31904 ай бұрын
Never have never will live in an HOA - I can't imagine giving someone power over my property.
@homeloveeverything29325 ай бұрын
Our neighborhood never had an HOA, but years ago people from strong HOA neighborhoods moved into our neighborhood, and have tried and tried to create a HOA. We all told them, “if you liked the HOA so much, why the heck didn’t you just stay where you were?” They replied, “We moved here for the bigger yards” 🙄
@lenalove81384 ай бұрын
Bigger yards 🤣🤣🤣, no, you moved here because you weren't allowed to plant anything in your yard
@ronpetersen23173 ай бұрын
Nobody in their right mind would voluntarily give a group the rights to steal your house.
4 ай бұрын
Growing up I always wondered why my family chose to live in the country...20 miles from civilization...now I know...
@jeran8815 ай бұрын
I work for a company that does the accounting for HOA's. One case caught my eye. A homeowner with past dues totaling 9k+. They tagged on another 9k charge just from lawyers fees.
@tuan2u5 ай бұрын
as they should
@thinking76675 ай бұрын
@@tuan2uoh wow
@lonniebeal60323 ай бұрын
@@tuan2u Nope, no way the penalty should equal the $ owed.
@Singlesix62 ай бұрын
@@lonniebeal6032 The only thing that matters is what is in the contract the owner signed agreeing to the HOA. Life isn't fair.
@barbarasamuel25464 ай бұрын
What I realized is owning a home in America is a hoax. You can own the house and lose it for failure to pay property taxes, Squatter rights, and HOA fees and penalties. In the end after all the money you put into the home you don't actually own it.
@glbligliliyglihglig5 ай бұрын
NEVER NEVER move into a house that has an HOA
@Iluvpaws_15 ай бұрын
Don’t you think most ppl would if they could afford to?
@SigFigNewton5 ай бұрын
@@Iluvpaws_1absolutely, most people would avoid HOAs if they could afford to
@Iluvpaws_15 ай бұрын
@@seattlerain4809 the average non HOA around here is over 500k. Being a real property owner is expensive
@tuan2u5 ай бұрын
... until your two next door neighbors decide to paint their house pokadot or fly a F word flag on their property to pull down the overall value of your house. Or, decides to park 4 cars on the grass. Or, turn their house into an airbnb with all kinds of strangers, with no stake in the neighborhood, partying it up into the wee hours while you are trying to sleep. Or, decides to not cut their grass regularly or all kinds of other stuff that costs your house value to plumet
@sherylbarry91435 ай бұрын
Agree. People move into Hoa because it’s a beautiful neighborhood then decide they don’t want to follow the rules. Hoa is a choice, no one forced to live there. Go live next to the neighbor that doesn’t paint their house and parks in their yard.
@miriamseidel84635 ай бұрын
I've heard that HOA liens are in 1st position, over mortgage company. That is so wrong, and a big scam to steal properties- it's criminal.
@jeffreycheng59845 ай бұрын
"You will own nothing and you will be happy about it!"- Klaus Schwab.
@rupertfergusson4 ай бұрын
EXACTLY
@Pimporly3 ай бұрын
Yes Exactly
@deborahsinico97323 ай бұрын
If you live in an HOA Community ~ Then You don’t own your Home! If the HOA can take your Property, throw you out of your Home, then How can You say, You Legally Own that Home???
@lashlarue595 ай бұрын
Homeowners Associations (HOA) were originally called Protective Covenants in the early part of the 20th century and their purpose was to enforce racist Jim Crow segregation laws. So if you had a housing development and you wanted to make sure that no blacks, no Jews, no Mexicans etc. moved into your area the Protective Covenants were there to keep specific groups out. Over time sensibilities changed (a little) but the power of these extra government organizations did not. They are governments within governments which you agree to when sign those papers to buy that house. No house is worth living under control of people like this; you're essentially renters with none of the protections of renters but with all the financial liability. That's who these people are, just don't do it.
@odessajackson45515 ай бұрын
That's exactly why these HOA associations are backfiring on these racist plantations😅😂
@melenemetinameibrown54525 ай бұрын
Exactly
@TheCatholicGirl5 ай бұрын
@@lashlarue59 this is not true
@SW-fm6up5 ай бұрын
@@lashlarue59 Wow, that's exactly what I thought since they act exactly the same as the gov!!!
@deebrown71605 ай бұрын
@@TheCatholicGirl It is true
@WhiteKitta4 ай бұрын
That's why you should NEVER EVER buy any type of HOA's properties EVER!!!!.... I NEVER will!!
@sunso19915 ай бұрын
you are just a deluded renter if you live in the HOA. they can levy fines on you, coerce your behavior, evict you, sell your house, collect monthly fees. you have no right to even decorate your house or landscape your own lawn without permission. thats not home ownership. thats a renter with a mortgage burden
@tuan2u5 ай бұрын
I've lived in an HOA home for the past 13 years. Not one fine or warning in those years. What you spew are outliners exceptions, not the rule. I would guess that over 95% of the people living in an HOA community have never faced a fine. The ones that actually end up getting kicked out, if you look at what they did, you would more likely than not, side with the HOA.
@Luckoftheirish14 ай бұрын
I echo the poster above. We have lived in a detached condo for 18 years. No fees or warnings etc in that time. Most of our neighbors have been here for the same amount of time (or longer) and love it here. If any of us want to change a bylaw, we would vote to do so. We are the ones who agree to the bylaws and the management company (that we hire) enforces them. And 99% of HOA will not foreclose on your condo unless you were severely behind on dues and have not been in contact with them. One homeowner in our development was a year behind on their condo fee that was $350 a month at the time. The management company sent certified letters, emails, phone calls and eventually took him to court to place a lien on the property. They didn't foreclose on him. Instead, he would pay the lien when he eventually sold the house. I don't think that is unreasonable. Try not paying rent for a couple months and see what happens.
@ronpetersen23173 ай бұрын
@@tuan2u Paint your house blue and pink or some color you like that is not on an approved list. See how that goes.
@idalhibarnesmarrero5 ай бұрын
I lived in a HOA once and hated it. I sold and bought a property in the country. Very happy with the decision.
@lenalove81384 ай бұрын
Living in the "woods" are always better than living with weirdo's"
@stevefiorito53795 ай бұрын
My first home was in an HOA-managed community. I bought the last unit available in that community, and I had no idea the problems I would have with the HOA. The woman ... one of my neighbors, had been in the position of president of that HOA and boy, was she ever a real PRIMADONNA! You could call her the "Central Scrutinizer". The problem wasn't the HOA rules, ... it was how she interpreted them and applied them. She ticked off a lot of people, but I couldn't understand how she kept on getting re-elected. Some of my neighbors suggested that I run for the position, so I did. I didn't get enough votes for the president's position, but I did for the Vice-president's position. Apparently, not many people got involved with electing people for the HOA, and didn't attend the meetings. They did however, find the time to complain. I was able to shackle this president somewhat and keep her within acceptable constraints. It was a very nice property and it was being kept up. I could only image how bad it would have been living in a community without an HOA. I think that the bottom line is homeowners in HOA communities MUST be involved with the HOA voting process and come to the HOA meetings where they can voice their opinions and disagreements. Some governmental oversight seems like plain common sense.
@brianmcconnell18173 ай бұрын
As someone who lives in a country where HOA’s are stringently regulated by the government I find this absolutely horrifying.
@AC-gp4gz5 ай бұрын
Here in San Ramon, CA, HOA keeps sending notices to repaint the house or gate or fix the roof. But they ignore Redwood trees leaves visibly accumulating on our roof causing nest habitat for geese and also potential fire hazard. The trees belong to them and keeps on ignoring them because it’s their expense not mine.
@pawnzrtasty5 ай бұрын
When I was buying my house I told the realtor to not show me homes with hoa. The leeches won’t get a single penny from me.
@WillieFungo5 ай бұрын
Why don't more people organize themselves and disband these HOAs or at least stop them from raising fees every year? I just saw a single family property with an HOA fee of $200 per month. What on earth is all that money for?
@Dontnegotiatewithterrorist5 ай бұрын
Your funny Willie my dues are $225 per month and by far cheapest dues in Anaheim hills. Ive seen dues in the $600 month range in my town. And over $1,000 if you have guard and gate at the entrance
@Dontnegotiatewithterrorist5 ай бұрын
@@seattlerain4809 You can drop the word “Near” When preceding the word “Unanimous” just like in America there is no democracy where the majority rules and the minority has to go along with it. It would take 100% agreement to form an HOA or dissolve one.
@Theaterbuddy7175 ай бұрын
The breakdown is in the approved budget. Reserves, common area expenses like water, sewer electricity yard work, snow plows, legal fees, cleaning, etc.
@SlavGuns5 ай бұрын
$200 per month is actually quite low right now for many places! But yes, it only goes up.
@WillieFungo5 ай бұрын
@@SlavGuns For a high-rise condo or townhome maybe. But for a single-family neighborhood, that is absurd.
@miriamthompson46613 ай бұрын
Bit of ad advise..do not enroll in auto pay for your HOA.. pay on-line....if they change management companies, they don't call you.. and if you don't read your mail, you can easily default
@ericbrowning99715 ай бұрын
States should have never passed laws allowing HOAs to force a foreclosure on home owners over past due fees and fines. They should have allowed liens to be filed that would have to be paid off when a home is sold. HOAs also should not be allowed to charge excessive interest on past due amounts.
@wonkylife3 ай бұрын
Well, show them you won't live in an HOA, and when the houses don't sell, change will begin. Do not buy a house withing an HOA.
@JamesHill19805 ай бұрын
HOAs are one of the worst things to happen to housing
@williamsporing15005 ай бұрын
Well, investment firms buying single family homes is neck and neck
@ronpetersen23173 ай бұрын
@@williamsporing1500 Yah they need to start regulating those. They won't because of corruption of course. They should restrict investment firms to buying duplexes and quadplexes and apartment buildings. Most of the time if you an afford to pay rent on a house you can pay cheaper just to buy it.
@ericlopez25494 ай бұрын
My number one rule was no HOA when I bought my house in Las Vegas in 2014..
@Laney_755 ай бұрын
Bunch of crooks. You are so kind & patient Kristina! Keep the paper trail going, may need an attorney to draft something to get your funds back.
@MaryCrutchfield-h5u3 ай бұрын
They are the most steal money and lie on you.
@deborahheckstall18814 ай бұрын
Its not the law, it's the Judges that's the problem and eventually there will be boycotting because no corporations should be allowed to own all of peoples places to live and have a monopoly on home ownership. Americans have a right to own their own homes.
@redwingblackbird83065 ай бұрын
My HOA didn't even follow their own rules when I forgot to pay, they supposed to inform me in writing, before taking legal action, they went straight to legal, as soon as the grace period was passed.
@Theaterbuddy7175 ай бұрын
Then you have a legal leg to stand on
@Mari-lo5 ай бұрын
Passed on the thousands in legal fees to you.
@ernestclements7398Ай бұрын
They take your home but you still have to pay the mortgage, leaving you doubly hurt then they flip the house for half of its worth, but who pockets the cash? It certainly isn't the HOA but the crooks who worm their way into running them!
@danielhurst88635 ай бұрын
I would rather live next to a junk pile in the yard, than live in an HOA. The junk pile might be an eyesore, but it doesn't tell me what I can do with my own property, or fine me, or try and evict me.
@DrGaryGreen5 ай бұрын
This is how people get murdered.
@liltinktinky26054 ай бұрын
We are in FL and kinda going through something like this at the moment. They didn’t say anything to us until last week and we were trying to do everything we could before asking family for help. $1,200 turns into $8,000 pretty quick.
@takearight.4 ай бұрын
THIEVES..
@toughharley19035 ай бұрын
And this is why I hate HOA I would rather live in a slightly older home with no HOA in an older neighborhood
@fernandosandoval93063 ай бұрын
Very talked active! Amazing!!! We need to rewind! Heard who it sounds!!!
@michaelb.89535 ай бұрын
If my home can be taken away from me if I don't pay my mortgage or property taxes if I fall on hard times then why would I want to add one more thing to my monthly liabilities giving them one more reason to take my home.
@peanutboxes40765 ай бұрын
If that was my home being stolen by a HOA then every member of the HOA will find themselves without a home too 🔥
@wenzhong57755 ай бұрын
I am glad that you are bringing the calamity of HoA to light, what should we do about it in addition to sharing the stories?
@ruthwilson74513 ай бұрын
Why don't you try and get rid of thoseHOAs. That seems so crazy I don't know if anybody in the whole world that has HOAs besides the states
@winniethepoohandeeyore25 ай бұрын
When we were home shopping, a couple realtors told us all we could get was in an HOA or a condo..I told them I'd live in a tent first, We did find a home and NOT in an HOA
@alexanderchenf15 ай бұрын
@@winniethepoohandeeyore2 it’s always about determination
@winniethepoohandeeyore25 ай бұрын
@@alexanderchenf1 Yep
@KageTV4 ай бұрын
So they foreclosed in less then 9 months on that Soldier house. That is crazy.
@RT-kr4wy5 ай бұрын
Thank our law makers for making this possible. No oversight. None! Or they too are 100% complicit.
@fdlsfdls76435 ай бұрын
One of my coworkers home was put on foreclosure because she didn’t replant a bush that dried. It’s insane
@maureensheppard36134 ай бұрын
Thats sheer madness & cruelty.Being forclosed on over a dried bush not being replaced,? Sounds like the Stassi with their book & pencil checking up on every minute detail.Then the real evil is their actions without conscience to forclose.
@tomb19685 ай бұрын
When I was looking to buy a house, I made sure never to look at anything with an HOA. I have known enough people who suffered through dealing with the condo commandos at their HOA that I never want that. If I want to pay for a bunch of crazy rules, I'll get a landlord. At least I can always move out at the end of the lease. And the high percentage of HOAs in Florida are one of the things I always disliked about that state. My thoughts, AVOID AT ALL COSTS.
@Notdave295 ай бұрын
We made an offer on a house once not knowing it was in an HOA. The real estate agent was confused when we tried to lower our offer after we found out. We ended up just withdrawing the offer completely. HOA homes are worth far less to many people. Why would I pay extra money to lose the freedom to use my own property how I want? Most of the “benefits” of HOAs are already covered by city or township ordinances in many places, such as keeping grass cut, no abandoned vehicles, homes in disrepair. I love reading the stories of smart people that band together to take over the HOA board then dissolve it.
@GettingGoshen5 ай бұрын
I lived in High end Lake Community. We didn't have an HOA the Town Council ran everything smoothly. The community next to ours also was high end but they had a POA and I walked with 5 -6 of them every morning one was the POA president she carried a Note pad with her as we walked and took down infractions. I said to her I am Glad I don't live over here you are Ridiculous of course she wss offended but as I pointed out to her how petty and trival SHE was being it gave her neighbors the courage to talk to her about it. She remained her term and then quit. I understand the benefits but I would Never live in one simply because when you buy your house NO group of people who Aren't makkng your mortgage should have the Power to take your home.
@Flyingrabbit22225 ай бұрын
Sadly it is people like her who are drawn to serve on HOA boards. Power is a disease and control needs can easily grow to mammoth proportions. We have twice gone to the mayor of our small town about HOA over reach. Unfortunately while he calls our neighborhood a black spot on an otherwise wonderful community, there is nothing he can do. I've tried to organize some neighbors to change things with our HOA but they each have a different pet peeve that has taken on the weight of a survival need.. Some are rabid about lawn statues, others hate to see a child's bike on the lawn or someone painting a book case as a weekend project. Bless you for speaking out.
@theodorejay10464 ай бұрын
Property taxes are bad enough. Never ever would I sign or enter into an agreement where another entity could seize my home 🙄
@terencenelson19505 ай бұрын
Don't buy no house with HOAs the whole game is to take your home and sell it and make tons of money 💰
@Kinkle_Z3 ай бұрын
I would NEVER buy in an HOA. Awful!
@tinyhauslife5 ай бұрын
Nope - I went out of my way not to get into an HOA - Florida has crazy rules!!
@terrihartbarger3 ай бұрын
I have never lived in an HOA. I've heard horror stories about that. 🤦♀️😢
@Kenzie_Hill5 ай бұрын
I get having HOA standards, but why pay monthly dues if there are no common areas? And the law should never let an HOA foreclose on a house. Cities won't build new parks because they expect HOAs to build and maintain the community. We are living in the upside-down folks!
@GSXSF1k3 ай бұрын
I never bought a house under HOA. NO F WAY!!!
@jw38435 ай бұрын
No HOA for me ever. I will never live somewhere that already has one. They can pay me 500K a year to live in one. I am not paying someone to tell me what to do. That is called being an employee and they have to pay me to do so. No way will I ever need to worry about being evicted by some group that has not paid a dime to a house I am paying for. Also unless they are taking care of all the outside things like the lawn and pressure washing of the house they can stuff the monthly fees for absolutely no benefit to me.
@daveh95514 ай бұрын
I remember being in the beginning stages of my relationship with my ex some years ago. Shed lived in the same townhouse for almost 15 years. I was always grilling her about financial responsivities as she really wanted to get married some day. One day I noticed there were stacks of opened envelopes on her coffee table that had HOA on them. Being nosey, I looked at one. Her HOA fee was $150 a month and she was FIVE months in arrears. I went to her immediately and asked her about the letters and why she hadnt paid them? Her response? "I keep meaning to , but I just havent gotten around to it yet". I said, "Did you know if you have a bunch of A--holes heading your HOA they can put a lien on this house??? Her jaw dropped...she had no clue and did not have the funds because she'd just paid to have her kid placed in some private school. I ended up paying her overdue fees for her. She didnt even know who the head of the HOA was? Ridiculous
@jameso.43815 ай бұрын
What kind of trainwreck has the country come to, where a home owner's association can seize your home for unpaid, made up fines and fees? Why stop there? I am so surprised as to how they haven't come up with the tactic of seizing and liquidating bank assets, 401K retirement accounts, Stocks/bonds, pension/social security benefits!
@alankita10594 ай бұрын
Steve Lehto did a you tube video about the new Florida law and it doesn’t cover existing HOA parking regulations, only those going forward from signing of the law.
@Ultrajamz5 ай бұрын
This is something making me look away from new construction, they all have hoa.
@bryang3635Ай бұрын
Buy a bunch of property out in the middle of nowhere (make sure there are no CC&Rs attached and no mention of an HOA or POA), then build your house there. You can live off the grid as well. Second, buy an RV and live in an RV Park. RV Parks do have rules like an HOA or landlord, but if they get too restrictive or if rent gets too high, you can easily check out and drive or tow your house elsewhere.
@ginacardarella5 ай бұрын
Thats bullsh.... that homeowners association needs to be sued and sued for a lot. This man was serving for his country.He shouldn't have been charged in hoa
@margaretwaters77155 ай бұрын
I will live in a tent before I buy a home with an HOA !!!
@Pulapaws5 ай бұрын
Me too I totally agree.
@mafp22w5 ай бұрын
That’s the problems these days. So many people in the supposed “land of the free” are quite happy to prohibit someone from living within their means. It is so immoral. In order to be a freedom lover, you have to love someone else’s freedom. Americans hate freedom despite all the lip service to the contrary.
@email67435 ай бұрын
Provide someone with a tent and you will have my respect
@godiva19553 ай бұрын
HOA FEES ARE RIDICULOUS
@gmsummersable5 ай бұрын
To much power....
@windycitykitty4 ай бұрын
HOAs are self contained governments and every homeowner must pay their fair share. Of course assessments are essential (not optional) to pay for upkeep in common areas, amenities, staff, etc. So if you have a homeowner who is not paying their assessments - the burden falls on the rest of the owners in the community to make up the loss. This is not fair, so most courts allow swift action. Every owner signs contracts at closing, best to read and understand before moving in. Also, if you go through a bankruptcy, your attorney will most likely tell you that you can stop paying your mortgage, but under no circumstances should you ever, ever stop paying your assessments. WHY? because the HOA can seize your property if you are in arrears, normally after just 60 days - depending on your state.