HOA’s Are Costing People Over 100K In Ripoff Fees

[@KristinaSmallhorn]

Would you buy a home in an HOA??

[@Karen-st4fu]

No

[@Image8O4]

No

[@terriesmith2616]

@@KristinaSmallhorn No way. Would not buy a house with an HOA. Won't buy a condo either.

[@eio1971]

No No No

[@sweetlittleemogirl44]

Absolutely not. I would avoid at all costs putting myself in the hands of such predatory people.

[@AnnC....]

I lived in a HOA, for a short time, never again, I choose freedom, instead of HOAs, that was a horrible experience, Thank you Kristina and Eddy.

[@Dsgn7]

This should be illegal! Never buy in a HOA community.

[@shootloadrepeat]

This is almost impossible in many areas and cities unless it's out in the dirt in the middle of nowhere.

[@toomanymarys7355]

The issue reserves is something the owners did to themselves.

[@s.st.9371]

I lived in an HOA and will say never again. They would come up with outrageous addendums to the CC&R's. For example, we weren't allowed vehicles with any damage on them or face fines. I had an older truck with scratches and dings. I couldn't afford to buy a new vehicle just so it would look nice. Anything they added could be interpreted very subjectively. Thanks for the info!!

[@Jaxmusicgal23]

Which is ironic because if you keep raising HOA fees or have special assessments that take all of their savings, how are they going to afford a new vehicle?

[@chadxlr3978]

That’s crazy . I’ve heard about construction trucks not allowed in most HOAs but a damaged one that’s a first

[@maxinef6654]

What?!?!? That’s crazy.

[@wolfpacva]

HOA's should be abolished by law.

[@raymondfolsom5859]

The city should pay. That is where the taxes go. The city is so mismanaged that HOA serves as a firewall for those we vote into office.

[@lonniebeal6032]

Too many don't realize what they're signing into.

[@sweetlittleemogirl44]

@@raymondfolsom5859 But as they have proven they are not any better and there are no legal protections.

[@tw8464]

You're absolutely right

[@bubbajones4522]

How would you manage common elements?

[@kermierogers7876]

I worked as an admin in a property management company in Virginia Beach. I discovered my immediate boss (the daughter of the co owner) was embezzling literally hundreds of thousands of dollars from the various HOA's she was in charge of. She and her drug addict boyfriend opened up a fake business as a construction company and pulled money out of the funds for work never done and pocketed that money. Long story short, I reported them to the FBI, they took the case and made the company pay back all the money BUT she never faced ANY criminal charges and she moved across the line into NC to work in property management there without that company knowing any of this. Total corruption!

[@sarahann530]

How many homeowners were on the Board and why did they notice the building work was not done ?

[@HenrykSienkaniec]

Money for nothing

[@hairsablessingchannel6306]

I challenged my Homeowner Association because it was illegally done. The builder, developer was increasing monthly dues each year once I challenged him went door-to-door to get others to step up to this crook, He stepped down as president of HOA. We do have a legitimate homeowners association now. We have never had a HOA meeting, never received any financial information, and come to find out he had made agreement, as he bill each unit that they would resell back to him if they no longer wanted the property. Everything he’s done was illegal. The neighborhood was very angry at me for challenging him because they really liked him. He did special favors for those who brought directly from him. no one has ever saw him or been to a meeting the entire time the properties been in existence for years. Because it was a 55 and over community most of the tenants there were 80 years old and older he took full of advantage of them. I was the youngest homeowner who moved in the property at 63 years old.

[@Prophezora]

Protect this woman at all costs! Thanks for the info!

[@jenniferrhoades8956]

I've been looking for homes outside of HOA's and it's nearly impossible to find one that isn't astronomically priced that isn't basically a hovel. We have struggled with our HOA but it isn't worth the battle. Every year it gets worse. HOA's should be banned outright. They serve no valuable purpose weighed against the hassles they inflict. Why are HOA's still even a thing??

[@kimyoonmisurnamefirst7061]

I'd take a hovel over an HOA.

[@gladtobefreeagain7375]

Cities & developers love HOAs. Developers keep control over the design, costs, features & dues until their ownership drops low & they leave. Cities love another layer of government & being able to tell supplicants to take it up with HOA, particularly in gated communities. And, with high property values in many HOAS the property tax revenue climbs. Noone except the homeowner cares about rigid or bad actor HOAs.

[@creaturecore13]

HOAs exist because it's a way the developers get paid even after they built your house

[@yorsan2240]

Everything that's more control over peasants is going to get a lot of traction, US population has been overtaken by the greedy global banksters

[@VulcanLogic]

Well, racists love HOAs because they can harass minorities out. That's why we have them in the first place. But even in a homogenous development, you still have problems with martinets and sometimes religious fundamentalists.

[@slowbro1337]

HOA's now being a business model is terrifying

[@BlitzkriegOmega]

They were meant to keep the poors and minorities out Back when they were white enclaves, Now they just exist to keep the poors out By squeezing their tenants until they pop

[@aaronw7840]

hopefully private equity doesnt start buying up HOA’s. Its actually property theft.

[@slowbro1337]

@@aaronw7840 2 late

[@lindawilson4625]

It's getting more & more difficult to find peoperties without an HOA, especially if it's a new build. Seems like everything is life is getting very coporate.

[@bobbycrosby9765]

We need people building new because there's not enough houses.

[@le_th_]

That was the 1980s, so, you're a few decades late in figuring this out. lol I mean that in a friendly way, as you are probably a decent human being with a moral compass so you never realized what they were doing. Most all of this began to flourish under Reagan, including the first noticeable homeless population in the US when he cut all the funding to mental health institutions and those people were set on the street with no psych meds. He didn't just cut all the funding for their care, he closed the buildings and didn't fund their basic maintenance and upkeep, which made it uber expensive for the next POTUS to even consider reopening them. You can't let buildings sit empty with airflow ventilation or mold will proliferate within several days. Now, imagine what happens in several months. He was in office for 8 years. Imagine what happens to all those buildings falling into disrepair for several years now. I've heard Baby Boomers say that the US has never been like it was before the 90s. That's because of what that generation allowed to occur in the '80s when they were all busy getting ahead in their Yuppie careers. It was Reagan's "trickle down economics" that gave the wealthy and corporations free reign to do most whatever they please like no POTUS before him had, and it went on for 8 years unchecked. In fact, it allowed one entire state that had the 2nd most Electoral votes of all 50 states to begin to be gaslit all throughout the 80s that the entire state went from entirely democrat from the lowest public office to the office of Governor to become Republican. That was my home state of Texas. It took almost a full decade to pull it off, but it all started during Reagan's Presidency, and when Bush went from VP to POTUS afterwards, his puppet-master Karl Rove began redistricting every district in Texas so that Republicans could take over the entire state, thus ensuring they could garner ALL of Texas' many, many electoral votes every Presidential election year. By 1995, almost the entire state of Texas had gone from Democrats holding office to entirely Republican. They were extremely slimey and underhanded in how they redistricted the state, too. It wasn't done in any ethical, honorable way. They gaslit Texans over an entire decade using religious rhetoric to manipulate them. That made Texas an extremely corporate-friendly state beginning in 1980, and only becoming moreso today. They pay almost no corporate taxes, while Texas home-owners are funding most of the state's budget today (and some being forced to sell because they can no longer afford to pay their property taxes, especially the elderly on fixed incomes). ...but it was Ronald Reagan who gave the corporations free reign to pretty much do as they please in the US, and he gaslit the Baby Boomers (in their corporate-climbing, Yuppie hey day) American public to believe in his entirely false and fabricated "trickle down economics" that posits that when the rich are doing well, they pass that wealth along to those below them by spending their money in businesses and creating jobs for them. No, I am not kidding. That began under Reagan in 1980. Karl Rove was the mastermind behind the 180 degree shift in turning Texas into a corporate haven by gaslighting Texans, using religious rhetoric to manipulate them, while really just getting Republicans in politics posts in every office from top to bottom so they could make certain that corporations could have free reign while the Republican party could also garner every electoral vote. It was a win for Republicans, a win for corporations, and most Texans won't admit that they were raised in a blue state that honored farmers and working people's rights because they too narcissistic to admit they were duped and manipulated and used. If Gerald Ford hadn't won the Republican nomination in 1976 and Ronald Reagan had won the nomination that year instead of losing to Ford, we would be even worse off today, as a nation, than we already are. Gerald Ford's 4-year term spared the US from an even earlier demise. Gerald Ford was a moderate Republican, and although he had strong allies in the corporate world, he did not engage in the gaslighting and manipulation techniques that Reagan and both the Bush POTUS' engaged in. I think that most concur that Reagan's policies and gaslighting did more harm to the fabric of American society because of how he pretended to be grandfatherly, while having nothing but corporate interests and his own desperate need to be in front of television cameras daily, and he had no qualms lying...as all actors are well-trained to convincingly do...while having no intention to keep his word. You have to remember, when Ronald Reagan aged-out of Hollywood, his desperate need for fame and public admiration didn't cease. So, quickly became the President of the Screen Actor's Guild, and then lied his way up to the California's Governor's office. That is the only way he got into politics: his insatiable need to be in front of the camera and to garner public admiration. Selling his soul to corporations was something he did as a young actor, so it came naturally to him. In return, they stroked his ego and kept him in front of television cameras because that is where many narcissists love to be.

[@chadxlr3978]

True I checked like 5 new neighborhoods in VA and they all had HOAs.

[@NatesHomeTours]

I couldn't live in an HOA, The first time they tried to pull any BS I'd be getting in a lot of trouble.

[@moonovermiami9787]

All HOAs & Management Companies should not be able to apply liens on condo owners without full legal mediation to include disclosure of balance sheets,bank accounts, all vendors, all costs including past, current, future costs, repairs & billings ... in other words... Requirements of Annual Outside Audit of each & every HOA & R.E. Management Company.

[@anthonytony8328]

One of these days an HOA will mess with the wrong person. People are angry out there and something like this may set them off.

[@cfoster6804]

Exactly

[@bobbybrown6646]

I did that. Dismantled them. They just “Quit”. Rinse. Repeat.

[@lrm52283]

​@@bobbybrown6646 How did you dismantle them.... we really want our's dismantled

[@le_th_]

@@lrm52283 Take you documents to an attorney who specializes in this, but do NOT take it to the law firm that represents your HOA. Make certain they have no conflict of interest first.

[@majortom7038]

I read on Reddit where one woman was very active and friendly within the HOA. Once she got herself elected HOA president she dissolved the HOA with a couple other board members friends. Her plan all along. True? Idk but plausible for sure.

[@Will_Eye_Am]

I bought my 1st home in 2021. My realtor was notified at closing that there was a HOA established but not started. I was like wait, what. I closed. After the builder sold all new homes on my street they dumped the HOA to the homeowners. Apparently the HOA needs to keep the community area and entryway mowed. We had to form a board and agree to collect $ annually to pay a landscaper to manage the lawns. The builder paid for this maintenance until he sold his last home. We have a HOA but we only collect $200 a year per home. Everyone isn't paying. There's not enough money being collected to retain a lawyer. And the town will send a citation to the HOA if the lawns aren't cut but the HOA only consist of 3 people. Its just a complete mess.

[@95manneya]

I’d never buy in an hoa again. Got behind on dues a couple payments and a lawyer was soon threatening to take my house. A few hundred had turned into a few thousand with the lawyer fees. Additionally they served my aunt 2,000 miles away with paperwork and then got a judgement against me because they alleged I was served.

[@le_th_]

Oh, you don't have to "get behind" on dues, all the HOA has to do is not cash your checks and claim they never received them. They can do this if they know you are going out of town for a holiday, and post documents on your door while you are away, and lie to the courts that you've abandoned the property and they can't reach you. If your state allows for fast foreclosures/evictions they can have the process complete before you return. They generally try something like this when they know you are going to be out of town for an extended period, maybe you have a second home, or maybe you have a parent who is ill and you are going to see to their care. The worst part is, they get your neighbors in on it to support them by lying to your neighbors saying that you've threatening to sue the HOA and the legal case will cause their fees to skyrocket. I mean, there is really no end to what some of these morally bankrupt, control freaks will do to cover up their own mistakes, and not have to pay to fix what they've neglected. It is not just morally bankrupt builders, it even occurs when your neighbors run the HOA. It is insane what some of them will do. One of the biggest problems? There is NO REGULATION so they can create whatever rules and laws they want. A number of them have written in the bylaws that they can enter your home any time there is an emergency, but there doesn't even have to be a real emergency, they can fake an emergency (i.e. fire alarm was going off, or saw an intruder break in, or they can claim your front door was left open (depending on what they can get away with, i.e. you don't have an alarm system). It really depends on how the bylaws are written, and what creative excuses they can come up with to work around it. The more sociopathic the HOA leadership is, the more devious their scheming lies will be. Sometimes they will do this to neighbors they want out, like if you ask questions they don't want to answer at the meeting, or you question where money is going, etc.

[@paytonpeta1336]

At this point, it feels like 90% of new homes are in HOAs, and finding a home not in an HOA either means you'll pay an extra $50k~$70k. In places like the Phoenix metro area, it is almost not an option to not buy in an HOA.

[@williamkleimanjr]

You pay that 50K - 75K now or later down the road when infrastructure like sewer, water, gas and electric infrastructure has to be repaired or upgraded a lot of HOA communities are responsible for all those underground utilities not the city or utility companies.

[@paytonpeta1336]

@@williamkleimanjr I understand people's frustrations with HOAs, but I had a problematic neighbor with three large dogs that barked constantly, day and night. These weren’t small, yappy dogs; they were over 70 pounds each, and their barking was over 85 decibels right outside my bedroom window(yes, I bought a decibel meter just for this neighbor's dogs). I tried talking to my neighbor but he an inconsiderate *****. The local police were too busy to deal with the issue, but my HOA happily fined him until he finally took care of the dogs barking. Without the HOA, I might still be losing sleep because of his dogs. Preferably there is no HOA and the cops show up at 3am to tell the neighbor to do something about his dogs. However if the cops are not going to do anything I'll rather live in an HOA than not.

[@OtisFlint]

@@paytonpeta1336 HOAs are invaluable if you have a garbage neighbor.

[@Jaxmusicgal23]

@@williamkleimanjr if your sewage and water is put in by the city, your taxes pay for it and you don’t have to do anything unless it’s directly on your property…

[@williamkleimanjr]

@@Jaxmusicgal23 in most new built communities with HOA’s the infrastructure like sewer water and electric and gas is put in by the builder not the city and is becoming more common the responsibility of the HOA they view them no different than a multi story condo building.

[@tootieq6527]

I wouldn’t live in an HOA community if they gave me the house for free.

[@nogames8982]

My friend lives in a large neighborhood. Half of it is under an HOA and the boundary line is the house next to her. And that house happens to be owned by the head of the HOA. That woman somehow thinks that she can tell my friend what to do on her property. My friend has a disabled daughter who uses a walker to get around. Therefore, my friend keeps the trashcan to the side of the garage so that there is enough room around the car for her daughter to walk. The HOA lady has seen this daughter and knows but doesn’t care. She was braiding my friend telling her that she needs to move the trashcan, blah blah blah. Well, my friend is a much better person than I am because she did not tell the HOA lady to go F herself. That’s exactly what I would’ve said. These people think they are God‘s gift to the world and they get power and it goes to their head. HOA are just evil.

[@le_th_]

All narcissists think and act this way. They are delusionally grandiose. They lack empathy for others, and most especially others they view as "beneath" them i.e. the poor, elderly, disabled, immigrants, people of color, females, anyone in the LGBT community. They believe the rules and laws of both society...and the social contract...apply to everyone else but them, but if others fail to follow the rules/laws/social contract they become enraged. They expect special treatment because they like to believe that they are superior to others. Their pathological entitlement makes them think that they have the right to force their will on other people. Those are diagnostic criteria for Narcissistic Personality Disorder and other forms of less obvious pathological narcissism like covert narcissism, vulnerable narcissism, etc. They are very vengeful people. They sit and stew about how to exact revenge on others, including hurting the person's children, pets, property. They will deny, lie, blame-shift, turn the tables, minimize their actions, blame the victim for being the perpetrator, and publicly destroy someone's character in what is called a "smear campaign". These are all common tactics narcissists use to "win" by any means necessary, and so no one in the public will learn who morally bankrupt they truly are when no one else is looking. Best thing to do is capture her on video. Post the video with her name on social media, or send it to her employer if she has one. They are often (not always) self-employed because they can't hand working for someone else.

[@SavedByGrace1965]

I would never live in an HOA area.

[@bubbajones4522]

In Florida HOA's can't foreclose to collect fines, only non-payment of dues.

[@anniesshenanigans3815]

I will never ever live in an HOA again. They are great, until they are not.

[@rayreyes8497]

@@anniesshenanigans3815 They are great how?

[@lawyer1165]

It’s amazing how many horrible things are completely legal. In most cases, our elected “representatives” never seem to notice.

[@lrm52283]

This is what causes my high blood pressure... constant legal abuse in this county I almost can't take it anymore

[@nwalker2619]

It's almost impossible to find a home without a HOA in South Florida

[@TomikaKelly]

This!! We ended up buying a house in Coral Springs to avoid having to deal with an HOA.

[@nogames8982]

I have noticed that some real estate listings are starting to say whether the houses in an HOA or not. If I was looking for a house that would be one of the very first things I checked out and if it was part of an HOA I would move on.

[@phillipmatthews8341]

I live in a gated HOA where we pay for the streets and lights and the city still taxes like they have to pay for them.

[@Karen-st4fu]

Time to criminalize these kinds of tactics.

[@toomanymarys7355]

Did you not watch the video????

[@airlar4857]

The problem with most HOA's is the same as any other elected office: the allure of any power whatsoever appeals to the wrong type of people

[@j.clements2093]

🎯

[@le_th_]

The wrong type of people... narcissists (driven by an insatiable need for public admiration) sociopaths (driven by having power and control over others) malignant narcissists (driven by a need to destroy the lives of as many as possible) psychopaths (driven by ruthless greed) They walk amongst us and most of them look just like the rest of us....until they have power over you.

[@lakeishawilliams326]

No Kristina I would never live in an HOA. I absolutely refuse. My husband and I are looking to purchase. We draw a hard line at HOAs. We think they are inherently racist and criminal.

[@OtisFlint]

Lol

[@odessajackson4551]

Finally someone that's calling out this racist system!!!

[@picklerix6162]

I finally talked my relative out of buying a condo or townhouse. She was looking to buy a townhouse that had a $650 monthly HOA fee. I told her that somebody was pocketing that money.

[@janetgentry1846]

@@picklerix6162 Not necessarily true. It depends on what is covered by the HOA. Many older townhomes and condos cover more than the newer ones. My HOA fees cover cable, water/sewer, landscaping, streets, sidewalks, lighting, garbage compactor, mail room, pool/common areas, gates, maintenance person, perimeter walls surrounding community, insurance plus they take care of roof maintenance/replacement and the exterior walls of our buildings (stucco repair, pressure washing, painting). Plus you have the costs for the property management company and attorney. In the past they also had a security person at night. $650 is high, but it would depend on what it is covering. Important thing about living in an HOA is that you have to go to the meetings. You have to participate. You have to ask questions and challenge what you don’t think is right or not according to by-laws.

[@kjflick]

My mother in law got insurance for $100 per month for up to $100,000 in assessments. Thanks for your great videos! Always helpful.

[@kjflick]

Also, as America becomes more risky as the country is bankrupt, porch access homes or non HOA gated communities, run much more risk. I just sold a house in Dallas in a prime gated community. We never closed our garage, zero alarm system, zero cameras, it was a beautiful thing.

[@Lucy-ec4pt]

As a senior i would never live in a place where theur is an HOA or a senior community i dont need a extra government dictating and charging me all kinds of money for stuff that the city and state are supposed to fix. I rather be homeless

[@sarahann530]

Why would the city fix the building you live in ? Are you in welfare housing ?

[@Lucy-ec4pt]

@sarahann530 the real question is if your paying an HOA why don't they fix your house. In the last 40years wages have only gone up 17.5% while housing cost have rose more than 264% and if social security had really kept up with inflation over the last 20 years every recipient would have another 370. Dollars a month in pay and it still wouldn't be enough to pay for a single bedroom apartment. In California you need to make at least 50.00 dollars an hour to rent if you do not want to spend more than 30% of your income as the federal government recommends and banks use for mortgages and landlords advertising that you need to make 3times the amount of rent. Even in Mississippi you need at least 38.00 dollars a month to rent. In 1982 federal minimum wage was 5.75 dollars an hour today federal minimum wage is only 7.25 dollars an hour

[@sarahann530]

@@Lucy-ec4pt You are correct Capitalism has caused prices to increase in the US. It would be so much better if govt controlled prices including housing . Your life would be so much better now if the govt provided you with a house and paid for it's upkeep .

[@Lucy-ec4pt]

@sarahann530 you know what's strange is, I have never been legally evicted and I have over a 700 credit score, and have not missed a payment on anything I owe in over 25 years

[@sarahann530]

@@Lucy-ec4pt Hoas are responsible for the common areas not your house . Not too bright are you ?

[@redgirl1496]

I never ever want to have an HOA.

[@robertmatthews2009]

I bought my first house in 1987, with a rule I established for myself at the time: Never, never buy a house in a neighborhood with an HOA. Never.

[@glamp63]

HOA should be regulated like anything else.

[@JohnHall]

There are many issues here, but the primary issue are HOAs where a Private Equity firm owns enough of the homes or condos and they vote for their own management firm. Then that firm either lowers the fees to defer maintenance for short term profit, or jack the rates for short term profit. If any single entity gains enough power in the HOA, then this happens.

[@eljefeog]

$300,000 for a pool. How large is this community pool?

[@awesomeferret]

Probably pretty tiny if it only cost 3 times the amount of a nice private pool.

[@janetgentry1846]

Some are the size and shape of water theme park pools.

[@cindyonyoutube]

The condo assessments are really scary

[@youtubeaccount8221]

Living in an HOA community means that even if there are no HOA fees, the home you bought is essentially under the control of the HOA. The HOA has more rights than the homeowners themselves. No matter how nice the house is, it will be subject to the HOA's rules. Keep in mind that every HOA agreement has the power to take your home away if you don't follow the rules, regardless of whether you pay HOA fees.

[@antareschen4451]

Apartment and condos are not investment. I nvr buy that type of home.

[@Hhbdr]

Never. Never. Never buy a home in an HOA. Run. And NO CONDOS!!!!

[@raymondfolsom5859]

The city should pay. That is where the taxes go. The city is so mismanaged that HOA serves as a firewall for those we vote into office.

[@Lordy2020]

I have an HOA that raises the price by 100 every year. The roads look like we live in Bagdad. The hot tub is broken 9 months out of the year. Nothing new or enhanced. Don't do it...live free.

[@avakko]

Disban all HOAs

[@yoli5933]

Purchased a newly built condo in South Jersey in 2018 where I was paying for a clubhouse that had not been built yet as part of HOA fees. Fees were increased soon after moving in. When HOA had to be contacted, they would never return calls, answer emails, or text messages so you never knew why. I was new and thought it was personal, but as I met other residents, I found out that they were all experiencing the same lack of communication with the HOA. Did not last there 2 years -- sold and moved. Several years later, drove by and noticed clubhouse was finally built -- small clubhouse with pool and exercise equipment, that was it!!! Rental apts in the community had a clubhouse double the size with larger pool and luxurious amenities!

[@SuperChaoticus]

"We've been voting down needed repairs for years, and now they suddenly want money? I never thought the leopard would eat MY face."

[@Cosmiclady-y8x]

In this community one do not know where the HOA monthly fee goes, no inventories etc

[@Cosmiclady-y8x]

No progress on properties, mushrooms growing on walls only areas where HOA officers are well cleaned by landscapers but not all areas especially the condo sides … for $360/= a month HOA fee a resident gets free water 😢😢

[@gustofpv4470]

HOA prices......OUCH!!!

[@jamesodell3064]

If I was in an HOA I would definitely get on the board.

[@mina-ala]

9 cats and 3 dogs?! You rock! ❤ my new neighborhood doesn't have an hoa yet, and I hope one never forms 😂

[@booksquotes948]

Kristina , is there a way to buy property where hoa,property tax and high insurance doesn't exist ?

[@Surferjo]

Own our condo 11 yrs HOA is as much of a MORTGAGE? NO pool/tennis/club house/ just move 1 time a week🤬🤬🤬🤬🤬

[@aaa-pp]

You have a choice don't buy in a subdivision.

[@KristinaSmallhorn]

@@aaa-pp it’s becoming more difficult to find a home not in an HOA.

[@lrm52283]

Your "choice" is to limit homes available to you by 90% in a market that already has short supply and high demand... and monetarily, it's not an option for most as usually more land and more money

[@bobbycrosby9765]

@@lrm52283 I guess it depends upon where you live. I would guess about 50-70% of the housing supply where I live was built before the '80s and has no HOA.

[@tw8725]

This is outrageous!

[@Chopsuey087]

My dues were 67 a month when I bought my house last year. Now they're 100 and the HOA wants quarterly assessments of 250 dollars. They also made everyone pay a surpise 500 dollar special assessment two weeks before Christmas. I will never live in another HOA after I sell my house.

[@marykeys10]

This should come out of the board. They want to run it, they need to be financially invested. See if they will fee themselves into foreclosure

[@cfoster6804]

Right

[@vixenhunt4877]

You will own nothing and be happy living in an RV or Van living is sounding real appeasing. 😅

[@kimyoonmisurnamefirst7061]

I wouldn't buy in an HOA because I want to have a wild flower /clover lawn. Grass is killing the planet with fertilizers, mowing and the need for water.

[@agmcroom2374]

I say this in every HOA video, but I’ll say it again. Don’t not buy in an HOA!

[@lrm52283]

My sense of injustice is killing me

[@johnnybq2]

Great summary with lots of food for thought... Carefully reading the HOA documents before buying should be a priority before buying in a development. And it seems like, for people already in a troublesome HOA, at least "the potential" of dissolving the HOA should be actively researched.

[@Atochabsh]

In my area and in most areas of Houston are communities with HOAs. Getting a home without an HOA is really not going to happen. Less then 3% of homes do NOT have HOA that means 97% have HOAs. The Government does need to step in and pull up the reines on these HOAs. In Florida, it really all started with the collapse of that condo building. The law now says the buildings have to be brought up to contemporary standards. It's a far reaching problem that at first was well meaning and now is putting people out of their homes.

[@williamkleimanjr]

People could just stop buying in HOA communities, if the theory of free market capitalism is correct if people stop buying in HOA communities then cities and municipalities will stop requiring new communities be HOA. Municipalities love HOA because they get to offload almost all infrastructure responsibilities and still collect all the tax revenue.

[@j.clements2093]

Yes. Those new regulations after that condo collapse are destroying condo communities in Florida. They need to be rescinded.

[@Atochabsh]

@@j.clements2093 the problem is that the repairs have been allowed to "not exist" for so long that the older buildings are collapsing or cost a horrible price to repair. The owners need to be help accountable for why they have waited so long to make repairs (we know why of course) . A middle ground has to be found. Who was supposed to be reaponsible for the conditions of condos and inspections?

[@Laney_75]

We're back to Lord & Serfs. Fiefdoms. Everyone must work their life away & own nothing. Always indebted.

[@larrywohlgemuth5948]

NEVER buy a home with an HOA.

[@Meditations2024]

I like being (mostly) in control my my home. We still do have municipal codes and a city manager, but they answer to the electorate. Most HOA's lack character. Everything looks the same & it's very twilight zone feeling IMO. While I feel there should be practical limits to what people can do because that affects other people, I like a little character in each home.

[@AZguyhere]

Kristina! I love your videos and your energy. Also, it is HOAs. No apostrophe 😂

[@b18tuner5875]

My HOA swatted my family so that we felt unsafe in our community. Of course, fearing for our safety, we found another residence, but then they foreclosed on our property! That was our dream home, and even further from that, the judge in the case specifically stated how certain laws don't apply in his court room and that he had personal contact with the legal team of the HOA to help them out. HOAs can entirely ruin your life, even if they break the law, you have to account for the fact that local court rooms are most likely paid-off or friends of the HOA, and thats why they're allowed to do illegal things.

[@deaniven8822]

HOAs protect the property values of the community and the community as a whole when ran properly. Our condo community has benefited greatly by our HOA board who has provided excellent care of the property ie new roof, new paint, pavement sealed, grass mowing, beautiful landscaping etc. They also keep the drug dealers out and the nitwits in line.

[@ce_rouse]

I draw the line at HOAs wanting to remove my unsightly manscaping. 😏

[@salimahrov]

I would NEVER live in a development without an HOA! Without one, there are no standards and anybody can do anything, leave trash and cars on their lawn, never keep up their lawn, etc. You have NO recourse but to go the legal route when you do not have an HOA. Just having an HOA with the covenant agreements clearly laid out BEFORE one purchases a home in a development goes a LONG way into keeping the development safe, looking nice, and maintaining one's home value. I have lived in a place with and without an HOA. Never again will I live without an HOA. If you don't like the way the HOA is run, then you can join it and change it. It is always wise to check the financial statement of an HOA to avoid insane situations like the one highlighted in the video above. A well researched and managed HOA is worth over $100k to me and my family

[@tbugher62]

Home owners that buy in HOA's,fools and their money soon parted,lol

[@charleswhite7035]

The homes in HOAs usually have common areas such as entry features, walking paths, landscaping and internal parks. The HOA is responsible for maintaining those features with the fees collected from home owners. That's the same suburban development pattern throughout the country.

[@x3dominator28]

We have never and will never live in an HOA. All four of my homes have been HOA free and we won’t consider living under an HOa.

[@karenjensen2345]

There has to be laws put in place for HOA theft.

[@claudiakenworthy6050]

Can a financial disclosure be requested from them?

[@toomanymarys7355]

Yes.

[@glowuplife]

HOAs are wild

[@OzarkMountainKing]

I love my HOA. My HOA tells me what color to paint the front door, what to plant, what colors of flowers are acceptable, when I can put out holiday decorations and what type are acceptable, which improvements will be mandatory and when they must be funded. My HOA tells me how many guests I can have over at one time and strictly enforces the quiet hours rules for my community. I do not see any path to disolving my HOA. My HOA has figured out that I can be manipulated into changing the rules without discussion with bribery, usually some form of baked goods. I love my HOA. I've been married to my HOA for 31 years and counting.

[@vincentkosik403]

How could this happen? Unreal

[@coolc3281]

Great video i will never buy in a HOA

[@keithfaulkner1288]

What happens to the taxes you pay on your property? Doesn't that help pay for roads,sewers, street lights and all that? Is there a line as to what my property taxes pay for and my HOA fees? I do not and never plan to live within a HOA, but I never want to wake up someday and find myself in one.

[@Jaxmusicgal23]

Yeah, I don’t think HOA fees and property taxes should be paid at the same time… It’s like paying for the same service twice …. I don’t think it’s OK

[@janetgentry1846]

HOA by-laws state what is the responsibility of the HOA. I live in an HOA gated community where we are responsible for our streets (private). Part of the HOA fee I pay each month goes towards maintaining our streets. My real estate taxes pays for public roads/streets/highways. However, in Florida, we do have CDD (Community Development District) where infrastructure for your community is added to your taxes. It is something like a loan that is paid for over a period of time.

[@sns1804]

What do you say to HOA that states the HOA has utlimate authority over the Professional Property Managment. So, there is no way that the HOA be overrun by the Property Management Firm to enforce non-compliance violations.

[@chadxlr3978]

But please tell me how am I supposed to find a new construction that isn’t in an HOA. Almost all of them are HOAs in my area. And my current one is only $40 a month. I’ve never lived in HOA before but I’ve lived in neighborhoods where neighbors didn’t care about rules and would have cars parked on the front yard. I don’t wanna be around people like that

[@antivaxinfo1588]

they are that bad, don't kid yourself kris

[@jibberjabber-fm6pb]

naples fl here. let me tell you how outragous things have become here in florida. lot rent for a manufactured home here at community like marco shores start from $1100 a month. home insurance with flood coverage cost $5000-$6000 annually. with utilities you are looking at $1800 a month for a roof over your head. how are people with fixed income supposed to afford this??

[@chrisw6337]

Owning an HOA home is worse than being a tenant on a home you own.

[@mekastayfabsteele5989]

I will never live in a HOA community

[@BREEZYM6015]

I bought a townhome in an HOA in September of 2023. I'll find out in January of 2025 if my HOA dues are going up or staying the same.

[@timothylarson4587]

Hoa have way toouch power, with absolutely zero oversight

[@guy-uo8nv]

People need to stand up and vote them out it’s not that hard

[@arnie1005]

Hey Kristina , I have a mobile home lot here in Las Vegas for sale 105000. Ready to be used . Buying it would mean no more rent hikes, if you are thinking of buying a mobile home are tried of renting the property with no valve of you home going up.

[@bobbybrown6646]

Small HoAs. The board imposes fines. And most won’t cuz it raises the HOA legal fees. And most people on the boards have rental units. (That would cut into their profits). The documents are all a joke too. Lots of made of restrictions that legally cannot be enforced- Florida.

[@pizza4me298]

One of the reasons I still rent. A house was never in my reach and condo's seem like I am paying extra cash to live in an apartment anyway. Now that I am retired I would never be able to pay off anything in my remaining lifetime. So lifetime renter is the only option.

[@glynnjohnson3531]

No common residential or community pool cost $250.00 per resident assessment. Buy a home without an HOA and build your own pool for 100k.

[@Thunder.Sizzle]

Renting in an HOA the worst of both worlds. You have all the negatives of renting (aka no equity, no secured payment) with all the negatives of owning (hoa fees causes higher rent, have to follow the rules, get letters of violations, etc) with none of the benefits (aka, having a democratic say in your HOA)

[@rodneysnell]

Ours have used the capital improvements for the pool and not for the dam repairs.

[@WatchTashi]

Colorado passed laws to stop this. But they still do it.

[@connorrampage7110]

HOA's should be subject to yearly audits, this should be set up by some one in the hood that is not on the board and only answers to the hood residents.

[@Vince7503]

How can it possibly be a surprise that if you live in a condo that there are common area maintenance items to consider? Guess what, if you never put away money for a new roof, in 20 years or so you will need a roof. Then you have to pay for it. Go to your annual hoa meeting and understand the status of the reserve account. It isn’t rocket science!

[@BillyMartin68]

I love my HOA. Best $69 a month I’ve ever spent. It keeps out all the people who would never live in an HOA community. The neighborhood is clean, the community pool is beautiful, the common areas are landscaped weekly. No one parks their cars in their front yards or paints their houses purple. I wouldn’t live in a neighborhood without an HOA. To each their own I guess.

[@JaydenHolland-wo4fd]

What's wrong with people parking their cars in their yard or painting their house purple?

[@aureliaglenn2220]

If your HOA fee is a ( very reasonable) $69/ month, seems your dues don't include such craziness as including your utilities; who needs utilities to be included as a "convenience" in your HOA fees?

[@chadxlr3978]

@@JaydenHolland-wo4fdjust say you ghetto 😂

[@Materialworld4]

Kristina, I have lived in "extremely" ($8,500,000) wealthy non-HOA Enclaves, Wealthy HOA enclaves, middle class HOA neighborhoods, and middle income areas. It is a matter of picking your poison either way. But honestly I have never lived in an HOA encumbered home that was anything out of the ordinary. I live in Scottsdale, Arizona, and in Scottsdale you can walk one mile and go from a neighborhood with Jeeps and trucks in the front yard, to neighborhoods that are near perfect. It's funny but you never really know a neighborhood unless you look down on it from a satellite on Google-Maps and look at the backyards in a neighborhood. Front yards can only tell you so much, that is why you must always look at the backyards from far above. Take Care Kristina, bye the way, your hair looks wonderful.