HOA's Are Fining People To Foreclosure

  Рет қаралды 10,913

Kristina Smallhorn

Kristina Smallhorn

Күн бұрын

Пікірлер: 124
@KristinaSmallhorn
@KristinaSmallhorn Ай бұрын
WATCH ! HOA'S Are Ripping Homes Away From ALL These People! kzbin.info/www/bejne/q5K2d6SXdrSXZ8U
@jancat6474
@jancat6474 Ай бұрын
I will never have an HOA again in my life.!!!!
@jancat6474
@jancat6474 Ай бұрын
Yep, I had my HOA fees up to $5,000. Silly to pay for it I know live in a beautiful area, no cars on the lawn Etc. Come on, depends on the neighborhood
@NatesHomeTours
@NatesHomeTours Ай бұрын
When I buy my home I intend to not buy in any place that has an HOA, its like having to pay rent to a land lord that tells you what you can and cant do with the home you are paying hundreds of thousands of dollars.
@TheKingOfInappropriateComments
@TheKingOfInappropriateComments Ай бұрын
Still going to have to play by many of the same rules from the city or county. Maybe not with flags and trhings but parking on the lawn, basketball hoops on the street etc.
@NatesHomeTours
@NatesHomeTours Ай бұрын
@@geocam2 no like put of flags and decorations if I want to, or plant whatever I feel like planting. I grow my own tomatos and peppers.
@PlasmaBurns
@PlasmaBurns Ай бұрын
when searching for a home I unchecked HOA's. Listings dropped by 80%-90% or so but worth it.
@myurbangarden7695
@myurbangarden7695 Ай бұрын
True
@psnyder73
@psnyder73 Ай бұрын
Friends don't let friends join HOAs.
@LisaSimplified
@LisaSimplified Ай бұрын
Personally I cannot stand HOA's and prefer to overlook the cars parked on the lawn. It's true that non HOA controlled properties do get out of hand but the freedom means more to me than the neighbors' bad habits.
@cfoster6804
@cfoster6804 Ай бұрын
I feel the EXACT same way as you. I'll deal with an eyesore over loss of freedom. We've lost too many freedoms in this country as it is.
@crystalworks1
@crystalworks1 Ай бұрын
Thank you! Americans have become so concerned with what others are doing.
@eile4219
@eile4219 Ай бұрын
hard to find a place without HOA nowadays. I can find one, but that's out of my budget.
@vickieclark5931
@vickieclark5931 Ай бұрын
@@cfoster6804 100% agree.
@STScott-qo4pw
@STScott-qo4pw Ай бұрын
So long as the neighbors' $h1t doesn't make issues for my yard, prkng, utilities I do not give a phuque. Period. Not my problem. Noise abatement, yeah, so long as it doesn't mean young kids can't run around with kids screeching and laughing uncontrollably the way little kids do when they're young. Let them be kids ... Unmuffled Harleys and 20 yr old pick-ups is a bit different.
@CatherineDunn-62
@CatherineDunn-62 Ай бұрын
When I bought a house, I made sure there was no HOA. I don't need to pay all that money for someone to tell me what to do with my place.
@CatherineDunn-62
@CatherineDunn-62 Ай бұрын
@@geocam2 No my car was parked in the garage and my neighbors did the same unless they were in the driveway but no junk cars nowhere in my area that I could see. but thx for asking
@cfoster6804
@cfoster6804 Ай бұрын
@@geocam2 Why would you assume every non HOA neighborhood is like that?
@eattherich9215
@eattherich9215 Ай бұрын
@@cfoster6804: because they want to feel that the decision to voluntarily pay for their own subjugation is justified.
@NicMercy
@NicMercy Ай бұрын
HOA's as they currently exist should be illegal. Cities/States should not be allowed to collect property taxes but offload the responsibilities and cost of maintaining infrastructure in those properties to the people living there. That's basically double taxing them IMO. If I am paying property tax, the city/state collecting that tax should be responsible for maintaining/plowing the roads at my property.
@gladtobefreeagain7375
@gladtobefreeagain7375 Ай бұрын
In Arizona your HOA is responsible for infrastructure like streets, street lighting, gate security & safety traffic signs ONLY for gated HOA communities. Those people are paying property tax plus HOA because they want it all to be private. Otherwise there's no overlap in HOA & city services. HOA collects to maintain HOA community assets like parks & landscaping.
@donchoq
@donchoq Ай бұрын
I choose.......FREEDOM!!! Joining an HOA is like a cow joining a slaughterhouse!
@SportModDriver88
@SportModDriver88 Ай бұрын
I live near Texas City in League City. I had 13' of my fence blow over during hurricane Beryl. I promptly repaired my fence within 2 days of the hurricane to avoid shortages and cost increases. Since I am a contractor myself, it took me about an hour. Three months letter, my wife and I get a letter saying that we did not submit to the architectural review committee to fix the fence and they needed information on materials and construction methods with a threat of a fine starting 24 hours after we received the letter. I built it with the same materials and same construction methods as the rest of the existing fence. I have neighbors who didn't repair their fence and are still down to this day. I am required by code and law to protect my backyard because I have a pool and I also have dogs. What a joke. I do the right thing to keep my neighborhood looking nice by making repairs within 48 hours and three months later get threatened with fines......for 13' of fence repair. Typical Brittany Lakes HOA!
@Shi_Shei
@Shi_Shei Ай бұрын
@@SportModDriver88 Brittany lakes is so pretty but man can the HOA be petty
@Vport
@Vport Ай бұрын
If You want to rage against HOAs, I'll grab my flashiest pom poms... and cheer you on!
@Hrhdgf
@Hrhdgf Ай бұрын
It's like you own the property but not the land rights with HOA's
@Maddie-lv5sg
@Maddie-lv5sg Ай бұрын
Same as with an individual home. You pay it off and still owe taxes and if you do not pay they take the home with a lein.
@sandragiven4752
@sandragiven4752 Ай бұрын
@@Hrhdgf we never own our property until the government stopped us requiring to pay property taxes
@ovrjoyd
@ovrjoyd Ай бұрын
@@Maddie-lv5sg Fall behind on your property taxes, and you'll quickly discover how fast you don't own a home.
@buddette3308
@buddette3308 Ай бұрын
I won't but anything with HOA.
@TheDogPa
@TheDogPa Ай бұрын
There are many things in life I skip because they are not worth it, for any reason. An HOA is one of them.
@denise8242
@denise8242 Ай бұрын
I don't like HOAs. To much power over people not doing anything wrong.
@nightrunner1456
@nightrunner1456 Ай бұрын
NOT THERE to help or assist anyone!
@anniesshenanigans3815
@anniesshenanigans3815 Ай бұрын
I left an HOA because they changed to a managment company and this is what caused the problems. I now live in a city that has similar restrictions, but pretty loosely enforced.
@paytonpeta1336
@paytonpeta1336 Ай бұрын
There is a place for HOAs, but I like the direction Florida is going in regulating HOAs. I hope to see more regulation keeping HOAs from destroying people's lives.
@dbrew2u
@dbrew2u Ай бұрын
If you purchase a New Home anywhere in Florida ? You can bet it comes with an HOA .
@TheKingOfInappropriateComments
@TheKingOfInappropriateComments Ай бұрын
Well that's pretty true unless you can afford a custom home in either one of the established areas on city lots. Those will have some serious ordianances and enforcement as well. Like Coral Gables for example. For decades pickup trucks were prohibited. Or you move way out to East Bumblefart.
@aaronlambert9297
@aaronlambert9297 Ай бұрын
I can see the restrictions on trees that grow too big for the yard. Cypress trees can grow up to 70 ft or taller. Putting in trees like tulip trees, cypress trees, loblolly pines, etc, will, over time, cause a situation where the trees dominate the house and yard. This can cause damage to the sidewalks, driveway and waterlines. Then there is the problem of those large trees or limbs falling on cars and houses. Also, tall trees that overreach the roof speed up the wear and tear of the roof and gutters.
@nspencer257
@nspencer257 Ай бұрын
We have pretty strict plant rules, some of it is the hoa and some is from the city - but it's because we live in the desert and it's more water conservation driven. In a place without these issues it seems crazy to have strict plant rules.
@worldlife9834
@worldlife9834 Ай бұрын
HOA's management should charge with a felony being unpatriotic. 60 to 90 days in jail should teach them to stop bothering people with American flags.
@lucken13
@lucken13 Ай бұрын
Live rural, no House of Azzholes near me!!!!! 😛
@wintermatherne2524
@wintermatherne2524 Ай бұрын
It’s the azzholes that should move rural.
@oidirk
@oidirk Ай бұрын
My HOA is dissolving as they can’t get anyone to serve on the board. I volunteered but they need at least two.
@Swrqltr
@Swrqltr Ай бұрын
I hate hoa I lived in one. When I bought my house I read the rules and they were ok. However the rules changed all the time and we never never got notified of any changes until we broke a new rules. I lived there 4 years and I couldn’t take it anymore
@everythingisfine9988
@everythingisfine9988 Ай бұрын
If the Developer/Builder has control of the HOA exactly how is this any different than renting? Other than taking on risk & increased cost?
@KristinaSmallhorn
@KristinaSmallhorn Ай бұрын
You do gain equity you can borrow against. That would be the biggest difference from renting.
@ryans.8294
@ryans.8294 Ай бұрын
If my neighbor parks their car on the lawn, a fence will block it out. It's cheaper than paying an HOA fee.😊
@vickieclark5931
@vickieclark5931 Ай бұрын
With how much HOAs cost nowadays, it would be cheaper to just pay for some land and have a couple of acres away from neighbors.
@CherimoyaQueen
@CherimoyaQueen Ай бұрын
can’t have certain big tree is because roots of tree will get big and destroy underground utilities pipe
@Diverse0725
@Diverse0725 Ай бұрын
If an HOA can tell you what you are allowed to do with your home, and can fine you whenever you don't follow their rules, what is the difference between that and renting from a landlord? Aside from the fact that you're responsible for all repairs, and that you are paying them to enforce these rules
@nicomyth
@nicomyth Ай бұрын
Covenant restrictions are fine but HOAs are a hard no for me. I don't want to hear everyone complaining about everything. Fining and harassing people over the smallest thing.... I just don't need that drama in my life. I already pay taxes for local enforcement; I have no desire to pay more to maintain "aesthetics".
@VacationStationTV
@VacationStationTV Ай бұрын
Can the Hoa increase rates without putting it to a vote with the residents. Are they required to inform the residents of this proposed action?
@gladtobefreeagain7375
@gladtobefreeagain7375 Ай бұрын
HOA laws differ by state. In AZ, HOA board can raise HOA dues & fines via a vote during an open meeting with homeowners in attendance voting. Simple majority. They are required to notify members in writing thereafter. They rarely tell membership the issues before the meeting so board usually gets its way.
@jenna6256
@jenna6256 Ай бұрын
I live in a 55+ community.. Over the last 12 years, it hasn't been too terrible. They seem to keep adding new rules without alerting us first or voting. My HOA has about 100 single family homes and we own our land.
@toddp765
@toddp765 Ай бұрын
I couldn't have done this rant better. We need stronger legislation around HOA's and particularly HOA management companies.
@maxswagcaster5315
@maxswagcaster5315 Ай бұрын
Who cares if someone parks their boat outside or parks cars in the grass or leaves decorations up too long, people who do are enabling these crazy HOAs
@vespaman101
@vespaman101 Ай бұрын
Honestly i wouldnt mind getting rid of HOA's and replacing them with something that cannot levy additional fines or foreclose on people for not paying fines. No neighbor should have that kind of power. That should be left for the city for purposes like condemning hazardous properties. HOA's should be for things like neighborhood parks, dog parks, pools, lounges, recreation centers, and health centers. Maybe if you don't pay the dues then they could foreclose but that should only be for amenities that existed during the time you bought into the community or agreed to. Anything after you would simply not have access to. That can easily be budgeted by asking who would be willing to pay for said new amenity and taking the number of agreements into consideration before spending. So many HOA's exist solely to keep neighborhoods uniform and to keep out people with less capital to preserve proprrty value. HOA's at the end of the day were historically created to keep black people out of desirable neighborhoods. It was intended to halt upward economic mobility. They still do pretty much that.
@GamerGee
@GamerGee Ай бұрын
Florida has lots of HOA stories
@PlasmaBurns
@PlasmaBurns Ай бұрын
in the current age doing that to certain people can be the last thing they ever do. people will walk into their offices and remove everyone there.
@GHE2005
@GHE2005 Ай бұрын
I never want to sign anything with HOA contact.
@benjawanhargrove6313
@benjawanhargrove6313 Ай бұрын
I will never live in an HOA. They are on a power trip because they know they have some power over you.
@erniegutierrez2288
@erniegutierrez2288 Ай бұрын
Eye opening and demoralizing. I feel like those in power are consolidating power and going to squeeze people out of their homes. Also, being on a HOA Board is such a thankless job where you often become the villain and scapegoat. You almost become an onsite manager when people dont follow the rules.
@jeran881
@jeran881 Ай бұрын
I work for one of these companies. I was once asked to ad a legal collection fee on an account for 9k. Their balance was closed to that amount so in total they now owe over 18k. It's been a few months so not certain what the current outcome is.
@ricardodavila9000
@ricardodavila9000 Ай бұрын
There is no place for an HOA. If someone wants to have Christmas decorations year round, I am perfectly ok with it. They pay their mortgage, insurance, property taxes and maintenance, they have the right to do as they wish.
@aroundmylatherichandjudysh9094
@aroundmylatherichandjudysh9094 Ай бұрын
It too a year and a half for my HOA's to put our name out front with a dial in number so that I could buzz guests in. There's no exuse!!!
@eattherich9215
@eattherich9215 Ай бұрын
Time to put a stop to this form of gangsterism.
@rayjones9819
@rayjones9819 26 күн бұрын
People complain about HOA's but forget about code enforcement. I lived in a non-HOA subdivision where my neighbor built a beautiful white fence in their front yard. Code enforcement made them remove it. There are rules everywhere. HOA simply enforces the rules more.
@this_epic_name
@this_epic_name Ай бұрын
I can't countenance joining a HOA. Karens are bad enough, but it's the ever-looming threat of an assessment that scares the living daylights out of me. I've seen too many MLS listings indicating a sale was happening b/c of a steep assessment that the current owner couldn't afford. (Discount price for the property, but the buyer gets to pay the assessment.) Sinkhole opens up on a road? Have fun with that assessment. Sewer main breaks? Have fun with that assessment. Members vote to build a clubhouse and a pool on a piece of land the HOA owns? Have fun with that assessment. The list goes on and on, and it's even worse if you're the poorest member of a community; when everyone else has money to throw around on amenities, watch out!
@lilith_linda
@lilith_linda Ай бұрын
Nothing wrong with 365 days of Christmas lights 🎄 My place is with those people 😂
@KristinaSmallhorn
@KristinaSmallhorn Ай бұрын
Lol, at least you know.
@DanPeters-Realtor
@DanPeters-Realtor Ай бұрын
Luckily in my area, there aren't a ton of HOA's. The ones that do exist in my area are mostly just maintenance. They mow, take care of a few bushes and leaves, shovel the walks and things in the winter, paint curbs, ect... It's more common to just have deed restrictions here that lay out some of those positives for the HOA, like cars in the yard, animals and livestock, keeping the neighborhood looking uniform, no rentals. I have zero issues with these setups. Now, go just a bit north of here towards Lexington KY, and you get your neighborhood full of Karens that just want to have controls over folks. I could never handle an HOA, I'd be the neighbor everybody complained about with a BBQ smoker on my porch and a boat in the driveway🤣
@Star-u3t1l
@Star-u3t1l Ай бұрын
All new homes have HOA, what a pain.
@myrnamiramontes3150
@myrnamiramontes3150 Ай бұрын
I love not having an HOA .. I don't care about neighbors parking on their lawns, it's their property and they pay taxes for it. I don't care people using their property in whatever way it works for them
@MichelleVoegtline
@MichelleVoegtline Ай бұрын
Companies that manage HOA make a serious income. Ask the HOA for their income statement and balance sheet.
@cetriyasArtnComicsChannel
@cetriyasArtnComicsChannel Ай бұрын
so aren't you able to just use the city to keep people parking on lawns and stuff? I don't have HOA but have gotten notice to cut grass and seen others fixing their fences. I'd rather keep to no hoa and buy with neighbors that has been there for a while so you'll kinda know whos super messy or not
@KristinaSmallhorn
@KristinaSmallhorn Ай бұрын
@@cetriyasArtnComicsChannel our city does not have this kind of ordinance to stop people from doing this.
@JaydenHolland-wo4fd
@JaydenHolland-wo4fd Ай бұрын
Why would you want to stop people from parking on their own lawns?
@emmanelson2406
@emmanelson2406 Ай бұрын
HOA are the worst thing everr. They are all over the place I prefer not to have neighbors or HOA
@cherylcampbell7495
@cherylcampbell7495 Ай бұрын
Love my HOA. I have an obnoxious neighbor. The HOA keeps him quiet and his dog quiet. My peace is everything. Phoenix pretty much is all HOA’s. They don’t mind us flying our United States flag.
@cfoster6804
@cfoster6804 Ай бұрын
Is that an issue you two could've resolved without the Gestapo? I don't live in an HOA and my neighbor suddenly started having his son's girlfriend park right in front of our house for some unknown reason. Keeping their front curb free and clear. Her car was always there because she had moved in. My husband would go ask them to move it so he could mow by the edge without hitting her car. They did move it for a time she started parking in front of their house and then she was right back in front of ours. Had to go ask again and now finally she stays in front of their yard. Took a couple of tries but it was resolved finally. No HOA needed.
@TheKingOfInappropriateComments
@TheKingOfInappropriateComments Ай бұрын
Animal control would probably do the trick too as barking dogs is usually a county ordinance. And actual true story..... when I was on an HOA board once upon a time, I sent a letter to a property with barking dogs that was OUTSIDE of our HOA/sub. I threated (the board did) to sue them if they didn't adhere to the ordinance and quiet their dogs down. Something anyone can do. But I can't imagine how they felt living in some huge fancy house with no HOA and suddlenly a subdivision is built behind your house and they start sending you threatening letters. Hilarious. But it worked!
@youtubeaccount8221
@youtubeaccount8221 Ай бұрын
No to HOA!
@ocean1233
@ocean1233 Ай бұрын
DON'T LET THIEVES STEAL YOUR MONEY ‼️‼️‼️‼️👿 PUT THAT MONEY INTO GETTING YOUR HOME FIXED BY TRADESMEN AND PROFESSIONALS WHEN NEEDED ‼️📢📢📢📢
@seanm3226
@seanm3226 Ай бұрын
I have a rather lenient HOA. I don’t mind, it keeps the riff raff on their toes.
@-7070
@-7070 Ай бұрын
Honestly I don't really care if the neighbor has a boat on the lawn or Christmas lights up all year, it's their property and I believe they should be able to do with it as they please. If someone is doing something illegal you cna bring that to court, there really isn't a reason nor place for hoa. Any pros in my opinion are heavily outweighed by the cons
@kevykev2
@kevykev2 Ай бұрын
And it's only going to get worse
@dixiebrick
@dixiebrick Ай бұрын
I LOVE MY BLIGHT!
@v_DICE_v
@v_DICE_v Ай бұрын
Americans paying for nosey neighbours to take away their freedoms on their own land just blows my mind. Crazy.
@obelus5985
@obelus5985 Ай бұрын
We escaped one 3 years ago! :)
@tommboy8
@tommboy8 Ай бұрын
Need vote to weaken Hoa powers in Texas. Some Hoa members got stick up their butts.
@JR_SupportOurHeroes
@JR_SupportOurHeroes Ай бұрын
HOA just say no, been there done that they are clicky just like high school lol 🇺🇸
@prunabluepepper
@prunabluepepper Ай бұрын
Rants about HOAs are not unhinged by definition.
@Gege33-g8l
@Gege33-g8l Ай бұрын
Do hoa literally drive by yourself hone everyday like dang how they know 🤔
@charletonzimmerman4205
@charletonzimmerman4205 Ай бұрын
"RANTS"?? Kristina is channeling 'Todd Sachs" I guess ?
@cfoster6804
@cfoster6804 Ай бұрын
😂
@GardenerEarthGuy
@GardenerEarthGuy Ай бұрын
I sold land to a developer but wrote in contract that I operate the HOA. It's awesome! Set up a towing company that has done very well to compliment my HOA. They don't understand the concept of only owning the INSIDE of the house and that's about it.... HOA Uber Alles
@cfoster6804
@cfoster6804 Ай бұрын
What?!
@linda63708
@linda63708 Ай бұрын
HOA sound worse than east Germany papers please
@aslkdjfzxcv9779
@aslkdjfzxcv9779 Ай бұрын
what we need is the EU to manage our homes. 🍿
@jall5139
@jall5139 Ай бұрын
Why are there hoa'S FOR YOU BUYING A 300.000 PLUS HOME TO TELL YOU WHAT TO DO THERE BULLIES I WOULD NEVER LIVE IN A HOA BECAUSE I HAVE SEEN THEM INVADE PEOPLES PROPERTIES GOING IN THERE YARDS MESSING WITH THERE POOLS AND LOOKING INTO THERE HOMES AND TRYING TO TELL THEM THAT CAN'T HAVE PACKAGES ON YOUR PORCH
@rocaverde2829
@rocaverde2829 Ай бұрын
As an owner in a community, YOU are part of the HOA. The board is not the HOA. The board must apply the rules in a fair manner. Either they are following the rules or not.
@legacyopp9318
@legacyopp9318 Ай бұрын
Yes I'll buy the house. Yes I'll sign the hoa contract. Then wow they are actually making me follow the rules. Proceeds to cry like a baby. I've been to one hoa meeting on previous home and the residents behavior at the meeting was despicable and childish. I currently own 3 rentals in a different hoa. Everything is always clean and pleasant outside. Yards mowed as well,my lease and hoa rules. I am grateful for everything the hoa does and the once a week drive by is done by residents, the board, that live there.
@SamuraiKage-iv3ow
@SamuraiKage-iv3ow Ай бұрын
The Second Amendment has a real purpose.
@Astewa1234
@Astewa1234 Ай бұрын
HOA ARE RACIST
@virtue_signal_
@virtue_signal_ Ай бұрын
Thanks for trauma dumping on us. If you don't like an HOA don't join one if you join one stop complaining.
@aknorth1053
@aknorth1053 Ай бұрын
our hoa got rid of Tue orginal managment. ompany as soon as the builder was no longer involved
@MichelleVoegtline
@MichelleVoegtline Ай бұрын
How did you get rid of the HOA management company?
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