Home Loan is Good or Bad in Tamil/தமிழ் (2019)

#AnandSrinivasan #PersonalFinance #FinancialPlanning #FinancialLiteracy #FinancialFreedom #RetirementPlanning #finance #money #trading #investment #loan #investing #stockmarket #wealth #economy #StockMarketInsights #InvestingTips #Budgeting #StockMarketTips #SavingsGoals #DebtFreeJourney #PassiveIncome #TaxTips #InvestingTips #WealthBuilding #MillennialFinanceIndia #MutualFundsIndia #InsuranceIndia #TamilFinance #FinanceInTamil #TamilEconomicUpdate
Home Loan is Good or Bad in Tamil/தமிழ் (2019)
Times have changed and not many of us can afford the luxury of a debt-free life, something our parents and grand-parents enjoyed. There is also a shift in the way people looked at borrowing. Unlike our elders, we do not perceive debts as harmful. Not only do loans save us in our time of need, they also help us save on taxes. Experts are also of the opinion that debts should be part of one's financial planning, and this planning should be done in a way that the borrower makes the most of his borrowing capacity. Based on the analysis, debts have been categorised into good and bad. While a housing loan is looked at as a good debt, personal loans are considered risky propositions. So, you thought, as a home loan borrower, you do not have much to worry. Not really. Home loans, too, could turn into bad debts if due care is not taken while applying for them, and while you are repaying them.
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★ Anand Srinivasan - Money Pechu ★
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Thank you for watching - I really appreciate it :)
Regards,
Anand Srinivasan

[@srikanthm9905]

Great advise! But sir take care of health sir and reduce your weight because health is real wealth!...

[@gmygmy6839]

நமது முன்னோர்களின் நிதி நிர்வாகமே ஐயா சொல்வது போல் சிறந்தது

[@narayanaprakash179]

Srinivasan சாரை பேசவிடுங்க சார்.

[@sathyapradeep1545]

What a man! Brutally honest, people are really not ready for retirement.

[@sivanathansangili1398]

எனது அப்பா எனக்கு சொல்லி கொடுத்தது கடன் வாங்கதே, தேவையில்லாதை வாங்கினால் தேவையானதை இலக்க நேரிடும். கடன் பகை நோய் இந்த மூன்றும் இல்லாமல் இருப்பது நலம், கடன் வாங்கினாலே அடுத்து இரண்டும் வந்து விடும்.

[@hariharansembunmoorthy]

Useful Economical concept. Keep doing best with Economical awareness.

[@balakumar9]

He is asking practical questions, nothing irrelevant...pls keep maintaining this way of interview. This is good comparing to accepting everything whatever someone says in the name of modest/humble.

[@Astrogurukkal]

கடைசி 1 நிமிடம் மிக அருமை

[@rrkatheer]

Great advice. This generation is going to pay for not planning for Retirement after 20-30 years. So, Please prepare and start investing for your happy retirement. Thanks sir for your valuable free Advise.

[@maheswaritm2365]

Last advise very valid point.....

[@arunkumar1610]

Super Sir, so true. One 9th std school boy directly asked me are you paying emi for your car .I said i bought it through my savings ,immediately he started arguing no way anyone can buy without taking loans.

[@meykandanchinnasami7999]

கடன்பட்டார் நெஞ்சம்போல் கலங்கினான் இலங்கை வேந்தன்- என்று அன்றே நம்முன்னோர்கள் பாடியுள்ளார்கள்.

[@meykandanchinnasami7999]

சரியாகச் சொன்னீர்கள்! ஐயா அவர்களின் அறிவுரை இன்றைய தேவை ஆனால் யார் கேட்பார்கள்? இவர் சொல்வது உண்மை உண்மை. உங்கள் தொண்டு வளரட்டும். ஒரு சிலராவது உருப்படட்டும் இதைக்கேட்டு.

[@happyliving5316]

Really good speech this will be useful for young generation.

[@chandramoulisrinivasan7764]

Fantastic sir...What you are saying is 100% True....

[@vanithap1183]

Interview eduthavar clearing viewers doubts by his questions and translates the English statement into Tamil for viewers understanding He is not interfere unnecessarily

[@dr.mkandasamy7353]

sir, vanakkam! எங்க ஊர்ல சீட்டு போடுறது ரொம்ப famous (like Rs.50000, 100000 ) but எல்லோருமே சீட்டு போட்டு குடும்ப சூழ்நிலை காரணமாக பாதியிலேயே சீட்டை எடுத்துவிட்டு ஒரு வருடம் சீட்டு கட்டி கஷ்ட படுறாங்க , அதனால் நீங்க ஏதாவது tips கொடுத்தா , நான் விழிப்புணர்வு பண்ணுவேன் so please ஒரு வீடியோ போடுங்க எல்லோருக்கும் பயனுல்லதா இருக்கும் நன்றி

[@strcreations4620]

Ceetu podathenga audan நல்லது

[@manoranjanr3865]

Great video simply reachable to common man great job Mr .Anand very simple ways of understanding complex subject we need great videos from you kindly take care of your health put some weights down.

[@umanagaswamy1180]

Arpudam! வரவு எட்டணா செலவு பத்தணா !

[@சுரேஷ்சேர்வை]

நீங்க இவரோட எல்லா வீடியோக்கள் பார்க்கும் வழக்கம் இருக்கும் போல😂😂😂😂

[@todaytrendtopics7427]

For

[@HFHF-pu5uy]

Blue shirt listen to him ..let him speak completely b4 giving complete answer u r asking the nxt qstn & u r keep on arguing

[@nicethings9211]

Blue shirt 😁😁

[@Ishupoorna]

😅😅

[@rveeramani123]

Arumai sir. With free of cost. You are sharing valuable information.

[@mallikavmb8215]

தேவையான நல்ல உரையாடல்தான். எனது கேள்வி நாங்கள் வியாபாரிகள். எங்கள் வியாபாரம் பெருக்க கடன் வாங்குவது சரிதானா?

[@PuviKo]

I like the anchor. Sir, arumaiya comprehend panringa

[@sathishkumar-om2ys]

Last point it's very important words. You are a great man

[@sailorlifeisbeautiful6180]

Both of you doing great job . keep it up

[@karthikeyan4420]

Arumayaana Pathivu, German Economy Lifestyle patri sollungal.

[@balajiramanujam3245]

Point at 5 minutes by blue shirt is perfect. If we can use public transportation we can also go and be saamiyar without any desire.

[@balakumar9]

He is telling the same thing, reduce desire.as much as possible and save for future as current way of lifestyle is more emi driven...public transport is just an example.

[@maaheemaahee6697]

Arumaiyaana pathivu aiyaa..

[@elangoalan1065]

Your videos are very useful for society

[@karthikparameswaran1178]

Sir, I agree with most of your points except home loan, it is artificially inflated and happening for more than a decade, how a average salary earning person will be able to buy home without a home loan, if we wait cost will rise (or) if we want to buy now can't do it without loan, really tricky

[@shanmugams9730]

Sir very super I had been expecting very long period such a type of interaction. இந்த நிலை மாறுமா?

[@kaushiknarayanan.c1678]

I need to highlight two key points mentioned by Mr. Anand Srinivasan. No-1: The way he portrayed the poem from 5:55 is hilarious. No-2: The way he mentioned about the average Engg college from 11:08 is bangam😂😂😂😂😂😂

[@phoenixrising164]

Very happy to have found Mr Anand Srinivasan in this channel. He has a great ability to explain with simplicity many complex economic concepts... please continue this great work .. this is very much needed in today’s world ...

[@kailash8]

முன்பு govt வங்கியில் பணத்தை fd போடுங்கள் அதிக வட்டி தருகிறோம் என்று விளம்பரம் வரும் இப்போது தனியார் வங்கிகளில் (ஆக்ஸிஸ் / hdfc / ஐசிஐசிஐ ) டெபிட் கார்டுகளில் இன்று அதிகம் செலவு செய்பவர்களுக்கு ஐபோன் ஐபாடு பரிசு பெரும் வாய்ப்பு பெறுங்கள் என்று விளம்பரம் வருகிறது டெபிட் card மூலம் செலவு செய்தால் வங்கிகளுக்கு 1% வருமானம் வரும் அதற்காக நம்முடைய பணத்தை செலவு செய்பவர்களை என்ன சொல்லுவது. தங்களின் ஆலோசனைக்கு நன்றிகள்.

[@MadhiAcademy]

Great Advise SIr.

[@gopikrishnanjayaraman1550]

Aligns with the thoughts of Mr.Seeman. Consumption market is so dangerous!

[@94srikanth]

Gopi... Seemans idea is not investment or savings as well. He is talking about self sufficient economy which is only based on agriculture (plants and animals). That's not gonna give you any earnings.

[@gopikrishnanjayaraman1550]

Srikanth R.R Thanks for ur reply. I know seeman is not an economist to tell about investment and savings.. But his idea of self sufficient economy will make our own ppl richer instead paying to foriegners for their product and services..

[@94srikanth]

@@gopikrishnanjayaraman1550 Well... I appreciate Seeman is even having the thought of "Self Sufficient" economy as many others do not think about that. But practically speaking we have a long way to go for achieving that. Without Foreign Direct Investments in our country, we cannot generate revenue because we still do not have an established market in the global economy except for few things like spices, cow skin etc... Till we can generate a good brands for electronics, automobiles, pharmaceuticals in the global economy , we cannot even start to think of self sufficient. Especially by only using agriculture. So I don't want seeman or his supporters to think this as a solution that he can bring. It'll minimum take 100 yrs according to me.

[@gopikrishnanjayaraman1550]

Srikanth R.R Yes! 100% agreed! 🙏🏼 Let’s be indian and buy indian as far as we can! 💪🏼

[@rajapraveen3608]

Nice advise sir.please take care of your health sir.

[@krithiga7464]

Very good conversation. The anchor belongs to previous generation so as the guest. It's good to shoot questions instead of nodding head and accept whatever the expert says. Very informative and eye opening messages

[@MadhevrajSriram]

Good finance awarness!

[@saravanan.j9929]

What you say is great and Knowledgeable.. but this is a akward camera angle please change it

[@ranjithcumar]

Hello Sir, your videos are very informative. REQUEST YOU TO SPEAK ABOUT CAR LEASE PROGRAM. All corporate companies are providing benefits of car lease program to have tax exemptions.

[@kaviviswa4730]

Yes ... please talk on this topic sir

[@pranesh7428]

Wow great detailed explanation sir

[@kirubagaran3749]

Last point super sir

[@balakumar9]

Loan emi is lesser than rent lam vaipe illa enaku therinja vara...until unwise its some mobile area.

[@nicethings9211]

Mofussil area...not mobile area..

[@pandianseenivasan8508]

Superb sir

[@magnilavisa3907]

Very good advice

[@varavindit]

How can we save?. The product price increases w.r.t time. If I save 10 rs, today I can buy 2 chocolates but after an year I can buy one. so what will be the best method to save. I am primitive to this area. Please clarify my doubt.

[@தென்காசிராஜாராஜா]

அருமை அருமை

[@rameshsundarappa1260]

Super explanation

[@karthikraja4745]

hi, 8000 vadagai kattarean, sondha veedu illai... so 10,000 ku emi potu veedu vangaradhu my idea, extra kattara 2000 Tax redemption pannikuvean.. so idhu better option ah irukuma or still sip is a good option ah?? can u please guide/clarify.. Thanks

[@marvellousuploads2181]

அருமை சார்

[@sairamshankar8327]

Please open ppf acct nd keep saving for your future.

[@Rakshanandmahith]

When housing prices are cheaper than Renting then go for load well said sir :)

[@Sundarlaw045]

Land developers plot vanginal gst irrukka irrunthal evvalo percentage?

[@NSM-MSN]

Thala .. Andha blue sattai venaam thala.. Nee mattum pesu.. Mokka potu he is creating chaos in interview

[@krishnaraoragavendran7592]

EMI என்பது எனக்கு E(zh)MI (ஏழ்மை) என்று கேட்டது. உண்மை தான் போல. ஏழ்மைக்கு காரணம் அதீத EMI.

[@balakumar9]

Oru middle class ku 5k-10k ku best savings model sollunga sir...which is useful for short term as well as long-term...i know outcome will be less but i like to know what's the best i can make out of that.

[@vigneshwarisenthilnathan6897]

Invest in sip this is the best investment which I know

[@sarasperikavin5555]

அறிவே துணை.

[@esakkimuthu7207]

Reserve bank control ku varaamal innum hdfc Ltd trivandrum,repco Ltd axis,hdfc public idam kollai vatti vaanngiraanga, India la home loan sbi la ulla vatti pola pothuvaa 8.5%,vatti, innum Cummi panninaal all financed Ltd or national bank home loan makkal repay pannuvadhil siramam irukkaadhu..

[@muthukrishnandiet8459]

Already real estate prices are costly!. No need to borrow means what? Then who will build houses? Which sector will grow if real estate does not grow?

[@muthukrishnandiet8459]

Srinivasan sir &Venkatesh sir!, I am surprised to review my own comments!. What was the cost of a plot before 2003!. What is the present cost?. We can see a 10 times application in its value!. Even though there is appreciation,no body can sell!. Because everybody owns a plot in any corner of the state!. If someone comes to sell the plot, even a poor man replies him to buy his plot. In this situation,no new plot can be sold in the next 10 years. Instead of facing this time correction ,if one puts his hard earned money in any mutual fund, after 10 years,he can buy a new house with out borrowing!. So, mutual fund is the best vehicle to save/invest money!. But for the investment ideas, which Government? UPA or NDA?. which Government is good for economic growth?.

[@arrshath]

@@muthukrishnandiet8459 No government is good for economic growth. We should not depend on stupid politicians

[@muthukrishnandiet8459]

@@arrshath ,bro!. The question is where to invest?. Physical assets or financial assets,?.

[@arrshath]

@@muthukrishnandiet8459 Ohh okk fyn.. It's better to enquire Anand srinivasan sir gmail id and ask suggestions !!

[@muthukrishnandiet8459]

@@arrshath , Already he asked us not to invest in real estate, but to invest in physical gold; But experts say,one person must have 5%assets in gold, including ornaments. Moreover, will reforms push happen in real estate?.

[@subashiniprabhu8488]

Very informative

[@harishgunathulasi1411]

Super sir

[@ratz7023]

50:50 ok... Because we should have savings + consumtion. Then only country will go , if there is no consumption country will not grow.

[@michaelangelmaria2823]

Blue shirt is not willing to listen to him.Then why did you telecast or interview Anand sir?

[@tharunkumar3481]

To the point

[@melvinjoseph5809]

great

[@esakkimuthu7207]

Pa. Chidambaram appothey home loan interest cummy pannala so real estate dummy aanadhu

[@apc7748]

IMO you should take your argument offline, wanted to take expert’s advice, but blue shirt sir u ate half of the time

[@bharathkumar-dz4bc]

Share market pathi adigam sollunga

[@jerusalempo8105]

Give suggestions to what to do don’t always complaining

[@jaganganesan6998]

Sir avara pesa vidunga... don't obstruct his flow.

[@mohanbathri6418]

Last ah sonnathu Romba Piramatham Sir...

[@jerusalempo8105]

Enna than solla vareenga unga Paiyyan eppadi sonna keppana ?

[@gokulakannanvengatasalam5120]

Super

[@SulaiMan-qr6ml]

well said

[@sachinjose1503]

Miha arumai sir

[@abum.s6013]

👌

[@nicethings9211]

When he was about to tell something..the anchor ends the program ..very bad..

[@hariprasath8797]

Ellathaum america irrukura mathiri pannuringala. Ippa home loan vanguranu vachiko suddena jobla irrunthu tukita adutha masam loan katurathu enna panna mudium. Ithuva savongs irrukum bothu jobla irruntha suddena tukita kuda ennala konjam nalaiku family run panna mudium. Emi pay pannuravanala enna panna mudium. Americala irrukava pannurana appdinu sollitu thiriyathinga da. Nalla yosichi parunga ungala itla jobku eduthu emi vanga vachi suddena jobla irrunthu niruthurathum avanunga america karanunga tha. Neega kasta padura samyathula ungaluku kuda vanthu america karanunga nipanugalanu yosichi parunga.

[@vikramvel6041]

thambi money pecha korachtu vaitha koraika try panuga

[@gugan8551]

Dae mandaya avara pesa vidu...periya laadu maari kurukka kurukka pesadeenga sir.

[@ktl9688]

Good :)

[@MrJoe198904]

Sir why can't you edit and update this as a 30 seconds whatsapp status also In some other apps

[@kidsfun1911]

clear speech sir ,. monthly 100 to 5000 investment best plan Tel me sir, stock ,sip, etc... guide us sir

[@balakumar9]

I am waiting for same.

[@sairamshankar8327]

Put in PPF

[@arunkumar-yy8iz]

Explain SIP, sir

[@kindlyignorehandle]

lively interview.

[@KISHOREVIGNESHBARATHARAJ]

They way the both fight to talk is funny.

[@antoliven8543]

The anchor is much irritating... acting as over smart , let the sir complete the explanation of the following question. Interrupting in every interval Kindly have some patience to listen what sir wants to advise Anchor👎

[@rameshsundarappa1260]

Create more videos

[@vinukarthick2065]

Interviewer ku manasla Rangaraj Pandey nu nenapu.

[@MsKannan1989]

Mr. Anchor pls let him fully talk... Don't interap him..

[@TheVakkil]

please change anchor. very irritating

[@senthu07]

Ha ha i feel u bro...

[@rameshsundarappa1260]

More useful

[@hariharansembunmoorthy]

11:28

[@jxgn19]

Now we're seeing the consumption driven economies bane 😏 #covid19

[@s.praveenkumar1663]

Load auto loanla vagithan finance katturom we earn income from that load auto but without that auto how I'll Earn your policy use one for who having much money or regular earnings income people don't talk like foolhow daily earning people are manage education and medical expenses

[@balakumar9]

Tamilnaatin adutha blueshirt ivan dhan ya😁😁

[@paayumpuli]

Until last never talk about home loan tips ..🙄

[@karthikarya6579]

All #bluesattai don't listen : p

[@shanthie5429]

Anchor no knowledge about money n economics