"Home Loan வரமா? சாபமா? - இப்படி Repayment பண்ணா தான் லாபம்!" Eye Opening Interview

[@BehindwoodsO2]

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[@RathinavelPandi]

Ww

[@fazuludeen9036]

எப்படி சார் அசல கட்ரது

[@surendrangk1371]

If you're in a private job and if you lost the job for 6 months, you're gone case. Your entire life will go into hell.

[@surendrangk1371]

@RohitSingh-ne6xc what you are trying to reply?

[@HOSTELHERO1]

Just delay buying home for 10 years. Think you already got a home and put that EMI amount in Nifty 50 as SIP. Eg: 80lakhs loan, EMI would be 69K @ 8.45 for 20 years Delay 10 years of buying and put this 69K as SIP in Nifty 50 @ 12% for 10years you will get 1.6Cr Use 1.6Cr and buy a home with full cash in 10 Years instead of paying EMI for 20years Thank me later😇

[@ecekarthick28]

Land appreciation not considered 😂..

[@HOSTELHERO1]

@@ecekarthick28 Even if the land appreciates it vary from area to area and still 80lakh home will not go to 1.6cr in 10years calculate with CAGR you can make out the difference between the growth of land vs mutual funds Roughly land appreciates with 3-4%CAGR Nifty 50 appreciates with 12-14%CAGR

[@soundarapandianelangovan7438]

​@@ecekarthick28LAND IS NOT AT ALL APPRICIATING IN ITS WAY IT ACTUALY OVERHIPPED BY BROKERS. I AM IN HOSUR PLANNED TO BUY LAND, SAME LAND BUT TWO BROKERS ARE APPROACHED ONE SAY SQFT 1100 ANOTHER SAY 2500 (NOT NEGOTIABLE )😂 I DON'T KNOW WHAT VALUE ADDITION THEY OFFERING FOR GOD GIVEN FREE LAND FOR HUMANS. VERY PATHETIC SYSTEM IN INDIA ESPECIALLY IN REAL ESTATE SECTOR.

[@benedictjoseph3832]

​@@soundarapandianelangovan7438 this brokers cheat innocent ppl...the ppl who have ancestors land also this broker will cheat...this broker system to be abolished completely by government.. that's my thought..

[@ramusamyable]

Is there any 💯 guarantee sip will give 15% to 12% ,

[@Mavericks_vlogs]

Plz sir Can you tell how to close housing loan,10 years over But how to close any tips

[@theleftindicatorleftindica7326]

Sir Ungaluku Than varam...because Neenge Real estate Business pandringe...

[@ashwintamil7313]

7:00 தினக்கூலி எந்த bank loan tharaga please reply.

[@kanishkam907]

Education loan vangana inum lone katala but home lone tharuvanga

[@enuyirnanba]

Any offical place to check the sbi home loan rate of interest? When the rbi release the roi, is there any specific period?

[@nologic6285]

ஆயிரம் சொன்னாலும் வங்கியில் கடன் வாங்குவது ஆபத்தான விசியம் தான்

[@ThorFan-m4p]

Vangila pannam podrathoda nipaatikanum… Vaangunaa 💀

[@iamsandy2868]

Yes crt loan injuries to our life

[@bharathipriya1861]

Super explanation sir...

[@arulventhan641]

Very useful information, thank you behindwoods

[@user-Kadaicvivasayinmagan]

Back round music cut pannuga

[@JP.Pradap]

How to know intrest rate gets decrease? What about floating intrest rate..

[@deepavishwa786]

Bank loan mudikkum podhu illa tha chargers cash pudiguraanga, Bank loan romba danger

[@Fact_Checker_F]

Personal loan la house vaangunga 😂 like me

[@cnkoilbusiness9984]

There is difference between private bank and public sector bank.He says false information.paying five times in one month and principle amount is reduced.

[@gnadha123]

No, its common for all banks will readuce

[@cnkoilbusiness9984]

@@gnadha123 private bank accept only emi only not reducing balance.you said only one time per month.

[@anbuanand1222]

Illa sir government Bank also fraud

[@neelakandankrishna5642]

இப்போது Repo rate எவ்வளவு கூறவும்.

[@thalapathi208]

4:51 how to check internet rate in RBI

[@sureshm9657]

Thank you for your information sir

[@SankarNallasivan]

இந்தியன் வங்கியில் வீட்டு கடன் வாங்காதீங்க வட்டி 9.75

[@jayarajkp-o8e]

Sir, Repo rate not increased by RBI,but bank can increase interest rate?is it possible

[@ManojKumar-ii8hy]

Super sir 🎉🎉🎉🎉

[@devigadeviga6930]

Super 👍,tq sir

[@selvampalani9708]

Romba thanks sir

[@brahmasmind]

Agreed to this, a home loan is a privilege if you know how to use it. Always go for a home loan based on your capacity. Yes, loan tenure is the key to settling the loan.

[@giftygrace9660]

Wonderful explanation

[@manjunathkv4350]

Please 🙏 don't go to anyone loan

[@naidu3125]

why sir ???

[@sureshm9657]

Then what's the ethic our Indian Bank have?. RBI is sleeping?

[@manor5211]

Yes

[@pradeepkrish6153]

Government staff varam others sabam

[@saravanaprasath6165]

Excuse me Sir - there is no much difference in personal loan and housing loan. SBI housing loan interest- 9.75 Personal loan interest - 10.5 My point of view personal loan amount is for better when compare with housing loan.

[@kondurajsuhavanam9644]

ஏன் அப்படி சொல்கிறீர் கொஞ்சம் தெளிவாக கூறவும்

[@karthikcool355]

Housing ku 8.3%

[@barusathish]

Anyway home loan interest is lesser. Also you can claim that interest for income tax in 80c. There is no real benefit in personal loan. Is there any reason you want to go for personal loan instead of home loan?

[@gowthamkumarmp1912]

@barusathish well said

[@PriyaR-k8v]

Super video thank you

[@fareethabegama1051]

Auto driver ku home loan kidikkuma pay slip illa enna proof kudukuna

[@nagareegakomalitrollnkt8382]

PAN Card and Bank Transaction irunthale podhum

[@ashwinrajasekaran2955]

Oru bank la continues ah account maintain pannunga..... Andha bank manager kita pesunga he might help you

[@SR-wh9mz]

Vendam sir...

[@pandikumar4756]

Thanks Anna

[@nathinathi6099]

Nandri bro

[@p.selvasrinivasan5954]

Work illama iruntha eppadi sir

[@tnsouthpanthers4315]

Umbanum

[@premkumar-cd8ff]

Pundaiya😢

[@IlNY777]

This guy is giving half information and wrong information. Probably he himself is.not clear on the topic?

[@sagunthalasagu-d7m]

👍👍

[@aruljothi5652]

Good communication,

[@meenatchikumar5759]

🙏🙏🙏👍👍👍

[@saparipooja5870]

Sir nan vistar finance 17prsant

[@mohammedsardar3779]

12 months ku apram tha repayment Panna mudium soldrangale bank le sir?

[@user-ur6yd7ce8n]

Neenga account number and IFSC code vachi net transfer pannidunga. Avanga kitta aen kaekkanum

[@senthilkumarkumar4945]

Don't go for home loan. Sabamthan

[@naidu3125]

Why sir ????

[@SivaSiva-oo5jl]

அசல் ஒரு வருஷத்துக்கு ஒரு லட்சம் மட்டும் தான் கட்ட முடியுமா இல்ல அதுக்கு மேலயும் கட்டலாமா

[@gnadha123]

Can pay more

[@vinothvinayak3911]

Based on bank

[@carthyy]

Neenga evalo amount venumnaalum pay pannalam. Limit edhuvum illai.

[@Satheesh2024]

Limit is there...in Canada 2L per yr

[@vijaypandian535]

4 times of your emi per year you can pay

[@mpmachi678]

Entha channel paid interview.. ookalii

[@karthikkeyan6266]

Total waste interview 😅 its only for who have existing home loan , not suite for some who try to take home loan , be aware

[@learnedu7414]

Loan payment 8 lakhs for 7 years..monthly EMI 18500..5years completed.. Now We want to close full payment..so how much amount remains to pay? How to calculate? Plz anyone tell me..

[@rocketraja0055]

Entha bank

[@learnedu7414]

@@rocketraja0055 aptus finance

[@SwtVenkat]

Home loan interest rate RBI la kammi panni irukangana, antha new interest rate iku change panna yathavathu charges varuma sir... nan LIC la Home Loan vangi irukan... But avanga 4000 pay panna soldranga... vera yathavathu idea iruka bro... Thank you sir

[@sivaraman4451]

Ithe nilamai bro engalukum lic la

[@vimal5864]

Bro if possible go for takeover

[@sivaraman4451]

@@vimal5864 take over panniyachu bro

[@pandiyarajan6841]

You go for take over in another bank

[@pandikumar4756]

Na or pa

[@gameboi2K22]

Dai 1800s la Kolkata onnu kidayadhu😂😂😂

[@MuthamilSelvi-l2c]

5 satar loan makgaleei thayavu Siethu vangathinga 😭😭😭😭🙏🙏🙏

[@elumalairaina8909]

Vankittom anna 350000

[@elumalairaina8909]

Sikkarama epdi na kattaruthu

[@thalaajithsuresh6580]

Five star try pannalama

[@pandiyarajan6841]

U go for any tata capital limited

[@user-ov5pl4cm2j]

😢

[@IdealInvestIN]

wrong approach, if you wish to preclose , reducing emi is best. tenure will increase when interets rate incraeses

[@dadsonanand5820]

Calculate and see… don’t spread miss info. Reducing tenure is the best

[@IdealInvestIN]

@@dadsonanand5820 its a trick, reducing tenure is best when you want to continue the loan until the tenure. if you want to prepay reducing emi is best option. whatever savings from emi reduction can be used to prepay

[@jayalakshmisundararajan694]

Yes reducing tenure is best way to save from intrest

[@IdealInvestIN]

no@@jayalakshmisundararajan694

[@jayakumar9861]

What do you mean .. if you pay less .. loan will preclose ???.. don't put flower on ear😡😡

[@nellairealty]

நல்ல பதிவு.

[@s.suganyavijay3472]

Sir home loan prepayment panni ippa 4laks irrukku sbi ippa 2laks irruku balance 2laks ku jewel loan padalama ? Home loan 8.54% jewel loan 60 paise

[@vijayagopalv6091]

7%=58paise

[@bharatx143]

100

[@uthirakumar3901]

Miusce.neruth

[@YaaliniYaalini-xq7lc]

Tq sir 😊

[@malathynarayanan6078]

Thanks sir

[@pragatamilanofficial9579]

Super sir

[@sripriyal7240]

Thank you sir nalla explain pannenga