Hot Takes with Dave (Ep. 3) Q&A on Finances, Fitness, and Family | Frugal Fit Mom FFM Podcast

[@robinruane6255]

I'm so not ok with people who don't know how to clap for other people's wins. My weight gain doesn't take anything away from your hard work to get/ stay in shape. My current financial situation is not changed by wishing I had more and your work and sacrifices are not diminished by the fact that I haven't done the same.

[@katiecrosby1636]

Thank you for being so authentic! I feel like we are the same people from the way we shop to the way we vacation and I just can’t love your channels enough!

[@thisisme_iamsam]

I’m a thin person, I’ve had my moments of weight gain but over all I’ve always been relatively thin. But it’s not because it just happens. I work hard to be thin and now to be fit. It’s extremely rude for someone to make comments that begin with “it must be nice.” If you have to start a sentence that way, it shouldn’t be said. Period. Love that you spoke out about that!

[@donnamullins2089]

Christine and Dave all good advise. Sorry about the rude travel comment. I was going to visit my husband working on Maui. Flight prices were outrageous. The travel agent found a flight and hotel package that was half the cost of the flight. Score. Now everyone used credit cards for their travel miles. Had a young teller at my credit union pull up my account, she said "I wish I had your savings account". I said, " this didn't happen over night. I had $5.00 a week direct deposit into my savings since 1968". You can do this. Savings doesn't happen over night. My goal was to have two commas. By luck and longevity I was able to retire at 54 years of age. Happy 24 years for me. My son-in-law just retired at 55. You have to plan and have a goal.

[@happymama1015]

I love this comment and your you can do it too tone ❤️

[@happymama1015]

Btw respect on asking the wife for permission to compliment Dave, good job Christine he knows what’s up 🤣😂 AANNNDDD to the person on the Maui comment, this family has put in the work and inspire people like me to DO BETTER. Enjoy everything guys you deserve it!

[@elizabethkelly9790]

Love these so much. Everyone needs a compliment now and again. Hey coworker, you nailed that presentation. Hey Mama, you’re doing a great job. Hey daughter, great game today or way to go on that test. I know you worked really hard on it. Hey husband, thanks for cooking dinner tonight or running the kids to practices or whatever. It’s those little things that can just make your whole day. Also, budgeting or not, I just love to watch the two of you hang out and chat. It’s so much fun to follow. You both bring such great ideas to the table and feed off of each other so well. I’ve been following you on KZbin for the last few years. I think Jen Chaplin mentioned your channel and after one video I was hooked. Anytime I find a clearance buy,(usually meat), I say the Frugal Fit Mom made me do it. ❤

[@Notable2Nikki]

I would love to hear a podcast about going back to work after being a stay at home mom. It is terrifying!

[@Kelly-rx2cr]

You guys literally crack me up. I love the content. Love you both. I literally have the same personality as you Christine. And my husband and are joke all the time like you two. Makes the world a better place when you can just laugh thru this sucky thing called adulthood. Keep it up ya'll!

[@LyndaCOLBY]

Love all your humor and laughs...besides all the cooking and finance tips...

[@catherinebeckemeyer3992]

Recently found your KZbin channel and podcast via minimal mom! Y’all have inspired me to try again on making our budget work for us instead of hiding from finances.

[@juliew3635]

Love your videos! I kept thinking you were wearing a school crossing guard belt and then realized it’s your cross body strap 😂

[@stephaniegaddis1716]

I love listening to you "Money Takes"!! You have a great way of explaining money principles in a way that's understandable, relatable, and doable. I find "it must be nice" and similar comments to be very frustrating and sad. Life isn't all sunshine and rainbows. It takes work, be willing to learn, and be willing to make the changes and sacrifices necessary to reach your goals. You and Dave do a great job of explaining what you don't do, along with what you do do (insert 7 yr old boy laughter), and what you are learning so that you can achieve financial goals. Keep it up!

[@gladyschandler6724]

People are rude. You earned your vacation, you saved, and you are frugal But family vacations are essential

[@JulsMWK1995]

I totally agree about Cookie Crumble. I don’t have and In and Out near me.

[@Michelle-js5kh]

Paying off my house (that I don’t even own yet), and enjoying my retirement (I’m young 30’s) are my two most exciting goals! I want my time to myself and to build wealth.

[@deniseheninger5303]

Whenever you give advice, there will be detractors. I like that you preach fiscal responsibility, and share the ways that you have become financially responsible. When I got married, my husband had very different financial goals than I did. For example, he had a dryer box filled with paperback books that he had purchased at full price that he only intended to read one time! I got him a library card and introduced him to thrift stores. Now, after more than 30 years of marriage, we are out of debt and have savings in the bank. It took a lot of hard work and sacrifice. I like that you said that you can save for anything you want, but that you can't have everything you want. Everyone has to decide what sacrifices make sense for them. Keep up the good work! (BTW, we've always had a one income household.)

[@Beckyrose71691]

I've followed your channel for a while and now that I've discovered this podcast I've been binge watching 😂 love all your advice and how you truly try to help people. I just became a stay at home mom this year and I've started being a travel agent as a side hustle. If you ever change your mind about doing Disney, planning Disney world on a budget is my favorite thing to plan!!

[@tammymyer5347]

A top notch master bath specifically a nice NICE shower is a must if it’s affordable. 😊

[@sweetcountrylivinginmichigan]

My favorite podcast!

[@zo_471]

Thank you for the content, I would really enjoy it if you could please share more money content on your channel Christine unfiltered. I miss your monthly budget updates for example

[@kellirising9866]

I love watching your other channel frugal for mom. I am working the Ramsey plan now and this helps me feel like we aren’t the only ones in debt!

[@triciaking7321]

Find the right gym! We have one in my town that is connected with a rehab hospital. It's not a muscle man gym! It's an older population and rehab, no pressure gym.

[@tonimcintyre-wx3qn]

I love watching you and Dave,your kids are real my great kids, I am older now but so get where you are coming from about how people don't understand how hard you ,work to stay in great shape,have been there myself!

[@aaronhudgens8345]

Love your channels. Looking at the rental income from real estate, if Hailey is going away to college you might look at buying a condo or multi-family property near her college. That way she could have roommates pay for her housing and create an income stream down the road.

[@jillgott6567]

I love how you work together . I am 64 and on my own however I am getting better with my finances. You guys are an inspiration

[@pennywalsh9100]

Congrats that you’ll soon be married 20 yrs!! So nice to see a husband (spouse) that acknowledges the value & supports your hard work with being a stay at home Mom….unfortunately so few husbands acknowledge that as having value both financially and otherwise…love watching your videos especially your new-ish one..analyzing & revising budget request videos too💕💕

[@namastenurse]

I just realized I wasn’t subscribed to this channel! I am to the other one and just thought this was a video from that 😮! I fixed it.

[@projectlazarus1976]

Ran across your you tube channels and followed all of them! I am your biggest fan! Wooo! So inspiring!

[@zaily348]

Omg that is so true, that happens all the time to my husband. Everyone says that he is so lucky forgetting all the trouble we went through. Moving twice to a new country with nothing, spending hour after work to learn English and living at a limit. A lot of people only see what you have now without acknowledging all the struggles you had to get there.

[@gladyschandler6724]

I got an unexpected 5k from a settlement. I went today and opened a 5 mo. CD @4.75 percent. I get a great s.s. and pension because I just retired this year at the age of 72. Working longer, I was able to sock more into my 401k. Maybe use CD funds to install a simple frugal backyard deck.😂

[@melissawright4040]

Congratulations to Haliey on graduating from high school!

[@rebeccamyers805]

You popped up on my feed. I like budget videos and minimalist. I love your show as much as I love you!! ❤ no for real, you have a great personality and I love your family. I’ve learned so much from you. Working on paying off debt and frugality!!

[@melissachapman6213]

I appreciate the content you put out and your focus on saving money with a big family! I started watching you when my daughter was born and I went from 3 kids to four and I needed to save money. Other people tried telling me buying clearance food was not good for my family and I was wasting my time! Watching how well you take care of your family is why I enjoy shopping the way I do ♡♡♡ you're so encouraging and inspiring! Please know that even though not all people might like you posting about your trips, I love it! Me and my husband plan on giving your credit card tricks a try in two years when we have our credit where we want it ♡♡♡ I would love to be able to take all my kids places ♡♡♡

[@machelletenbroeck2214]

I love all your videos.

[@jillgott6567]

A lot of people do not see or do not want to see the hard work that goes into achieving a goal. For example you mentioned running/working out at 4am after taking care of your baby 's needs . Many people unless you tell them are not going to know you sacrificed personal time, time in the evening with your spouse so you could go to sleep early etc. It is irritating but....whatcha gonna do ? Nada ! Just keep moving forward. I do not do vacations, own a home etc was given a car that is now 15 years old. But I was able to retire early as I was willing to live frugally. I have little ss but am willing to work temporary jobs now and then to add to my income. It is about choices

[@servantwarrior880]

The cash and prizes 😂 💰 🤑 Christine...can I have permission to compliment Dave's hair - looks great in this video! So many times it is all about HOW you say something not WHAT you say. We don't discuss our income with anyone.

[@janicechammartin7245]

Pretty frugal getting mom to make birthday cake 😊 I would love to see you and your mom together again doing that.

[@jacquelinerWQ]

Love your banters! ❤

[@stephaniefunrun]

Regarding being “looked at” at the Gym. I have had that happen. But I complained to management as well as to some acquaintances. Not only did management tell the guy if there is a second complaint he is banned, but the gym acquaintances now keep an eye out for me, so if anyone starts watching me or attempts to approach me they run interference for me. Being vocal made a huge change and now I am super comfortable every time i go to lift

[@cindycampbell2166]

Great podcast! I love your t-shirts Christine!😊

[@cynthiajudkins2250]

In my case it depends on weather or not you shop at more than one grocery store, if it's an amazing deal on something then I say yes by all means. I'm almost done paying off one of my credit cards and will start on the next one 🎉

[@roxpar1816]

Don't justify yourself when you spend your own money! You get to decide what you do with your money! (Read this in a supportive tone, not an angry, judgey tone 🙂)

[@happymama1015]

I love the tone suggestion!!😂😂

[@vickibarana7635]

I love listening to these videos - it's amazing to hear stuff being discussed. You guys give me a lot to think about and great ideas to research and work towards per our finances... Please keep doing them!!

[@cmapperson26]

I follow you everywhere Christine! I subscribe to this podcast as well as this, your main, your unfiltered, and Dave's youtube channels. Can't get enough of y'all, you inspired me to visit Idaho!

[@happymama1015]

I found you…. Because I am literally subscribed to you and your whole family! I love you guys!!

[@janetdalby6076]

I have been really enjoying this Podcast, I follow all your and Dave's channels :)

[@brentderksen]

"I feel so seen right now" this was fun

[@lennyburdick3192]

You two give me good things to think about.

[@laurieeaves5815]

I love you guys

[@christinebausman2834]

I love your podcast! It’s my favorite thing to listen to while doing any of my runs. Keep them coming!

[@heathersmeather]

Hey, Christine, I recently discovered Brooke @SouthernFrugalMomma. I think a podcast interview with her would be cool, but she might be too shy to do that. She’s kinda awesome and I adore her. I love all the frugal moms on KZbin. 🥰

[@darcyrobb3692]

How is your rental property… are you making profit… will you aim to pay it off… are the tenants good? Share your experience?Hope all is well at the rental property maybe the next podcast 😉🍁🇨🇦

[@jessicasinclair1547]

I watch all the KZbin (yours and Dave's) and follow on the socials I am on. Love you two?

[@eclecticbasil]

Loving this podcast! You’re an inspiration.

[@ashleyfaughn7426]

Can you do a video about your rental home experience? How you decided what kind of place to buy, if there have been any surprise expenses, has the income earned been worth the hassle of dealing with tenants etc.?

[@33snowgal]

Thanks for the review on crumbl! We just got one here in Saskatchewan and the price turned me off, good to know it’s not worth it lol

[@happymama1015]

My son is obsessed and I’m not I think it depends on what kind of cookie person you are. To me Crumbl is almost a cake. 😊

[@ronaliveshere7422]

Must be nice to get all those must be nice comments.😂 l had to…lol

[@gladyschandler6724]

If I'm out anyway and I need a few groceries, I'll go to the nearest one. I only show every other week Trader Joe's. Fill in with H.E.B. in between.

[@kathleensmith79]

There is nothing wrong on going to three or more grocery stores in one day. I typically go to the store on a Wednesday. Sam's Club Giant Dollar Tree and throw a few others. My time is more important than gas money at this point. I do plan my trip so I am not going back and forth. and yes It is a money thing going to more than one grocery. I am a big believer in value shopping too.

[@williamwarren9448]

Only social I don’t do is instagram … but I watch and learn on you tube ! Glenda

[@melaniea8301]

OMG, I moved to California almost two years ago, kept hearing people talk about In-n-Out and seeing the long line ups so I tried… I didn’t even get anything, I just brought home some sad looking pasty fried and burgers for the others in the family. I don’t plan on bothering again, I don’t get the hype at all.

[@mauramarcus152]

It is great advice to save up for something, rather than buying it on credit where you end up paying so much more for the item.

[@khrystynashevchenko]

Love your videos! Sorry for the mean comments you get ❤

[@tammymyer5347]

I was going to say taking your family to Maui was after making sooooo many sacrifices for so many year while you were living frugal and not doing all the things when you were a younger family.

[@kelleydurbin4415]

I don't know if someone else said it already but what about people at the gym who grunt super loud. Lol

[@kimberlywilles8343]

Totally agree, In N Out, Crumbl Cookies, and eating out are WAAAY overrated. After I learned to cook and bake nothing tastes better than home cooked/ made! (My opinion)

[@njlear6783]

Curious about the rental property... do you have mortgages on those or own them outright?

[@patriciabellah9392]

I think there's a difference between admiring work ethic and being a creeper.

[@dianasimplifies]

I'm listening on podcast and had to come over and comment. I've had comments about my weight (do you eat??? Are you anorexic???) for most of my life. Most of my family is on the thinner side and my hubby is only a few pounds overweight. In fact he's thin compared to most men. We eat out sparingly and push back from the table. I also go to the gym and am an active person. Being on the thinner side doesn't usually happen by accident!!!! Also the Maui comment irked me as I know how much you have sacrificed to go on nice trips and vacations. While they were chiding you, they were prob driving a newer car and eating out all the time or ordering from Door Dash. I don't even want to hear it!!! I personally drive a 23 year old car (yes its possible!!!!) so that I do not have a car payment. Also it keeps me from having to work a full time job when I would rather be at the gym!! Ok done ranting and back to the podcast. Just wanted you to know that I feel ya!!!❤❤❤

[@lindaleight5291]

I would love to hear about the ways you donate and contribute to your community. I know you've made lasagna meals to give away and donated Hello Fresh boxes. What other ways do you contribute? How do you find out who needs help?

[@gladyschandler6724]

I work out from home

[@AylaHileman]

What kind of Garmin does Dave wear?

[@meganmcguinness9206]

Why not have the next goal pay off the rental?

[@greenlantern1986]

Anyone who knows about what's going on with Social Security will know that it is the SURPLUS that is going to run out in the next few years. As long as currently employed people are still paying into Social Security there will be Social Security.

[@kelleydurbin4415]

I've never seen you eat tuna sandwiches

[@rowddyone3570]

That’s why I don’t want any friends other than my husband… people are just rude and dumb.

[@debbie-m1p]

I guess gyms are like walking-marts never know what you see

[@HeavenlyMe11]

You guys put half your money in gold 24k bars.. they won’t decline in value