Very humble lady.

Lord I love these women..great convo, lots of relatable takeaways ❤️💕

This was so great! Fantastic advice.

Get a room...😅

I have "identity clutter" which is an overstaffed concert/band t-shirt drawer. Before kids I'd go to concerts and festivals and have bands sign the t-shirts. I don't want to throw them away in case I ever go back to attending concerts. Should I try to display them on the wall? It will probably take a looot of the wall space.

Something that the pandemic should have taught us is how fragile our way of living is. Hoarding isn't the answer, but being prepared is my way of life! I live in Houston where there are hurricanes and my husband got laid off during thr pandemic and we've always been fine due to my emergency preparedness. Rotating regularly is the answer, not minimalism. I can't tell you how many people we've been able to help during power outages, freezes, disasters because we live with a prepared mindset.

Kids in HS likely need internet for homework

GOOD INTERVIEW!!

The pest solution if you run out of toilet paper is to use water to clean and then dry it with a piece of clothes if you want, so you pour water in one hand and clean with the other hand 😁 and then don’t forget to wash your hands very good with soap. You can use a small garden watering can for that purpose it works the best or even a plastic water bottle. This is what they do in Middle East 😊 🥰💕

I mean I must give you credit as well. I've learned a lot from watching your channel as well

I want to say that yes eating out is definitely a habit! Growing up we always ate out and I spent most of my 20s eating out. My man has helped me to break this habit. Dave's right in that being broke gave you an advantage. I wish that I would've known better before my 30s.

I don’t agree with not buying certain things in bulk. I am guilty of having water/paper towels where they don’t belong but it’s not just about saving money for me but saving time, and the more times I have to go to buy water, I end up buying $400 dollars more worth of stuff that I probably don’t need nor have room for.

Can u make something on getting into shape and eating healthy

What if she can’t sell car for what she owes

Can't beat a Toyota Corolla 😂😂

Come back and do more of these! They have been so helpful in looking at my big family's budget.

Don't know how I just found this but you two together are exactly what I didn't know I needed today! 🤩

Well this is a different seasoning on FFM channel!

Scream it from the rooftops! You are 100% spot on!

Loved this episode

Where is Kimmys oldest son?

I am working my way through ALL your channels. I can't watch or listen enough. You think exactly like I do. I have joined your newest group and so looking forward to it. Will you be doing Budget Breakdowns? I might have the Budget you can't Breakdown.For the love of Christine, please help, you are simply amazing!!❤

She is soooo her Dad. LOL She has his mannerisms.

I am fortunate to work from home so I can really enjoy homemaking.

So sad hearing about the negative comments you both have to put up with. I’m so sorry people are like that. You are both so kind to share information is such a lovely, relatable way.

Great advice, thanks❤

Grocery prices are definitely higher. That isn't the only factor in grocery bills being so much higher though. People are eating at home more. I've noticed anecdotally that there are a lot more convenience items based on restaraunt brands, probably because people are buying more groceries, idk. In anycase, I quit restaurants and my grocery bill went way up, but I spend a lot less on food overall.

Yes, I know this is a late comment 🙂 I love my kitchen aid, but I also got it at an auction for a fraction of the price. I do make cookies with my mom every Christmas (about 35-40 dozen) and I also make cookies and bread about twice a month. About the disney trip - my mom and aunt traded our summer time share for a disney trip (still cost them about $500) and took my brother and cousin (8 & 6) and neither one remembers it. My mom complained about the price the whole time and that was with them saving money on driving versus flying and staying at a cheaper hotel versus the disney ones. I did go in highschool (20+ years ago) and that was expensive for that time, but I remember it and I LOVED it.

You forgot medical, dental, vision, prescriptions. :)

I had to rewatch this again. Made me laugh out loud. You have the best rapport. It’s like sitting at the table and shooting the breeze with a couple of great friends. Would love to see more collaborations together.

We’ve cancelled a lot of streaming as well, but one cool thing we take advantage of is that you get Hulu and Disney plus included with Verizon for nothing extra.

And--I totally agree about community college! I and both of my sons went to community college first. I have been teaching 19 years, and both my sons graduated from four year universities in finance--easily transferring from junior college. My older son has a masters in taxation and is completing his CPA exams, the younger is working in accounting. I don't understand why so many people find it important to overspend for college.

Hi! I am not in Texas, but in California we also are required to pay into our pension about 9 percent--so that money is automatically set aside, union dues are about 150 a month--which most teachers pay, and we do have to pay state tax, so our take home would be less.

'Promosm' ✔️

I have 3 cats 2 were free cause I spent 65 on meds on both of the due to them kittens being sick so I spent the money on 2 strays the ere about 6 weeks then I adopted a baby siamese cat he is just a year during the winter here in treasure valley I open my door to cold stays was keeping warm 4 others wish I had a kennel

I’m Glad My Mom Died on Audible was an incredible listen with her narrating, it was like excellent. Very eye opening…

I loved watching you ladies together! You really brought out the best in each other!! I wish I was on the karaoke vaca with y’all!! 😂😂. Thanks for this great podcast!!

I hate putting laundry away too! LOL it can literally sit for a week before I get around to it! LOL LOVE you two to pieces! I would give anything to hang out with you two at KARAOKE!!!

Your dress is so cute! Green is beautiful and the sparkles are so fun! It seems very fitting for your personality, sparkly and fun but not overwhelming! Lol 😂

If you're buying a used car, you need to budget for repairs/maintenance...oil changes, new tires, unexpected (but really...this should be expected) odd stuff...maybe a bit more toward the purchase of a different car a few years down the road. I would set aside at least $50 for car maintenance...another $50 savings toward a future vehicle would also be prudent. Also, where do you put personal care stuff? Most people are going to need a professional hair cut ($25 for cut and tip at a place like Great Clips) every six weeks or so. Shampoo, deodorant, toilet paper, fem hygiene products, makeup, etc. If your apartment has a washer/dryer, you will need laundry products. If you don't have the W/D, using a laundromat adds up, too. At least $50 a month, to prevent looking bad and smelling worse. You've got some healthcare...but what if a person has prescriptions, they need regularly? Dental care? Eye exams? Contact lenses? New glasses? Again, at least $50 per month. Holidays...gifts for family and friends for birthdays and whatever celebrations your culture celebrates. Another $50 a month for that. So...maybe another $200-$300 per month needs to be allotted for the sake of day-to-day stuff that adds up over time.

Are you still doing these budget breakdowns? Ifvso they are not coming up on my fb

Unless you're a hard core baker, don't give an opinion on Kitchen aids. Lol. I'm a baker, and could NEVER go without my kitchen aid....a hand mixer would be a total joke. 😂 My hand would fall off before I could hold the hand mixer long enough to get the consistencies I need in frosting and batter. They are heavy , but i carry mine out all the time, and it's name is "The Beast". I LOVE it. 😁But, if you don't bake much, you probably don't need one then.

My husband and I have moved with his parents, so we could sell our starter home. We have been saving and with the sale of our home we have good down payment. However, our current real estate market is sparce. The prices are starting to come down slightly, but the inventory is very low. And almost all homes in our price range are in subdivisions and new builds. We want private land with no HOA. Which is a unicorn in our price range right now. So we are thankful for the option to save while living with my in-laws.

And even as a single person 200 a month is not realistic either unless you eat a dollar tree and end up in hospital with bad health from shopping there

I can not imagine a car note at 175.00!!!! That is mot realistic unless it a used car that must be fixed on a regular basis 🤔 I've been there done that

Hello, I am making 35000 a year, paying taxes, etc but managed to buy my apartment, sold it and bought a little house in a small city. Am Belgian. To be honest, nowadays, I wouldn't be able to buy a house.

I guess gyms are like walking-marts never know what you see

Love being a stay at home mom. Love the freedom. But it is sometimes hard if you have no one to talk to but your kids. But I find myself learning how to budget better, how to homemake better etc. Very grateful that I can do this

We are a one income household. With SIX people. And our take home is the entry level teacher salary you are using as an example. 😮 It is extremely important to us to spend as much time with our children as we are able to while they are still "wet cement" so to speak. I homeschool our youngest 3 and our oldest goes to a hybrid 4 days a week. Another reason (besides that i spend hours homeachooling) that if I worked outside the home I would be completely unable to maintain my home.

I have 5 kids and it seems like each kid has 1000 items 😂