How Do Homeowners Associations Work?

[@TheGalacticWest]

Imagine paying for your home and then paying rent.

[@butwereallsombdyspecial]

You are ..... You don't sole own your home... HOA is 50% owner of your property people .... Fact

[@platypusking5426]

@@butwereallsombdyspecial sounds like theft

[@chaztitan6457]

you do even if you own your house. your property tax is one example. Read your title deed to your house. You are still a tenant....

[@WinterMadness]

@@chaztitan6457 Yeah but at least property tax makes sense.

[@chaztitan6457]

@@WinterMadness why pay tax on property you own? that seems to me the worst tax

[@kceynelson]

Please define ‘an amazing community’

[@jynflyn3650]

No minorities or poor people.

[@EthanL21800]

HOAs are far from necessary

[@twistedturtle6654]

Not even 20 seconds in and I'm frustrated. So to have a nice community you have to give up your land rights, and tell others they can't decorate or put things in certain places because the HOA doesn't like it? If that's what you call a nice community...

[@ticktockbam]

Are those houses owned by Home Owner Associations? Like, do the HOA buy those houses and then "sell" them to people interested in living there? Because that's the only way I see them being able to dictate what you can and can not do with "your" house, by making new home owners sign a contract that limits their freedom over their own houses.

[@twistedturtle6654]

So besides the Uber rich with golf courses and community pools. What amenities do regular HOA areas get? Here in Texas there are some rich areas that have a community center, but 90% of them don't.

[@bud700]

HOA could sell your house for $3.24. HOA should be illegal or strictly regulated by law.

[@huntercook5939]

I’ve never lived with an HOA and my childhood neighborhood was one of the best I’ve ever lived in

[@AdorianDelmore]

I'm from Norway. i've said it before and i'll say it again i'm happy i don't live in usa. What is the point of such a system?? Is your country collapsing if your grass is too tall?

[@Animegold2856]

Can residents of an HOA community audit the HOA?

[@baltejvirk3303]

I don't house, or plan to own one for a few years, I just really hate the type of entitled a-holes who bully residents because they wield power in an HOA. I've seen so many videos, yet none of them explain how one joins an HOA or if it's something that's automatically done when you buy a house? You have to actually sign up for the HOA, or is it something that comes with your house be? Or is it something that comes with certain houses?

[@kenpozek]

It’s automatically assigned when you buy your house.

[@walterelias6494]

How much do HOA fees typically rise each year? For example, if you buy something today with $400 HOA fees, would you expect the HOA fees to go up to $500 or so within the next few years, generally speaking? Also, could HOA fees spike in some years? And is it hard to find properties with very-little-to-no HOA fees at all around Orlando? Thanks, and great video!

[@kenpozek]

Great question! They don’t fluctuate a ton. Definitely rise with the costs of goods and services. 2-5% increase is about right.

[@Weathernerd27]

There is no limit on how much they go up, my HOA raised the fee 20% last year and wants to raise it another 20% this year. When I bought my condo last year the HOA lied to me the HOA disclosure form said the maintenance was up to date but I later found out they were planning on doing some big projects in the next few years and needed to raise the fee to cover the cost of the project. They also gave a management company complete control of the reserve fund and of course the management company wanted alot more money. If you have a good HOA you're annual increase might only be 2 to 5 % but its a role of the dice and you might face much bigger increases. My HOA's bylaws require a majority vote to increase fees but I soon found out that if only 3 of the 30 owners showed up to the meeting and 2 of them voted for the increase that is a majority.

[@BobbyCarroll]

Great job, @kenpozek As you correctly stated, HOAs differ in almost every state. Here in NC, in the late 1980’s it became a state law any community with 20 or more homes must have an HOA.

[@Ah-Sol]

Hold up you have to pay the mortgage and a HOA that could be another $400-700 extra a month? And then do you have council and land rates aswell?

[@chaddavis7228]

Yeah I think I'm better off without an hoa but good video man

[@Arrica101]

It seems like everyone is better off without them. I haven't heard a single person say they are any good

[@The__Inquisition]

They dont

[@damiandavies4632]

HOA = tax. It's a hand-shake deal between the city and developers. Building single family homes on cheap land is very expensive. Roads, infrastructure, etc. and it's a pyramid scheme where these cities are inclined to keep building sprawled out neighborhoods that become very expensive once the infrastructure reaches it's useful lifespan. If you're paying city taxes and HOAs, something should be credited back to the homeowner. It shouldn't be both...

[@jodavis650]

If I pay for a home pay taxes to live in that home by heck if I would pay 400 a month for someone to tell me what I can and cant do...

[@BrineBoy88]

I came for the Charlie meme thumbnail...I stayed for the good Florida HOA info

[@kenpozek]

😂😂thanks for watching!

[@AHVENAN]

Necessary evil? That's strange, we dont have nothing like that here in Finland, but our neighbourhoods look just fine anyway, so that is a load of crap right away.... Sounds to me like the HOAs do what the cities/municipalities do here, maintain the public areas and keep everything running smoothly.... Really the closest thing we have here that I can think of is if you buy an apartment in an apartment complex where all the apartments are owned and not rented out you pay a small monthly fee to maintain the yard and the ammenities that are open to all the people living in the building/buildings, but that is limited to that property, not an entire neighbourhood, and if you buy a HOUSE, there is no such thing at all.... Another thing about America that I will never understand.... Man am I glad I didnt have the horribly bad luck of being born over there! I feel pity for all you americans!

[@kahlua914]

We have the federal government or fbi, the state police, the county police, and local police, I don’t need a neighborhood police too.

[@ymorales11]

How can I found out the fee for HOA in Celebration for condominiums in different parts of celebration?

[@kenpozek]

Email me your specific questions. [e-mail]

[@MiamiCoffee2023]

Happy weekend Ken!! ☕️☕️☕️

[@kenpozek]

Hey Chris! Happy weekend to you too

[@twistedturtle6654]

I may be asking myself why you said you can do whatever without an HOA, but then suggest you can't keep your yard nice if you don't. Doesn't make any logical sense and creates more questions. Are you paying dues to have a lawn service take care of everyone's yard? Are all the houses upkeep done by HOA?

[@stevemena2299]

Hmm. I clicked on the thumbnail expecting something TOTALLY different. Guess I read it wrong.

[@kenpozek]

😂😂

[@thinerandomelk]

Can someone explain this in simple terms?

[@thejumpergaming4699]

HOA is the fun police and they don't like it if you want to actually make use of or make your property look cooler

[@thinerandomelk]

@@thejumpergaming4699 ah thanks for the explanation!

[@yume5321]

So HOA is a club of Karens to have authorities on people

[@helen9230]

👍

[@kirk8985]

Thank you

[@kenpozek]

Thanks for watching 🙏🏼

[@jamesdavis5096]

What a rip off it’s like you’re paying rent to a trailer park only it’s a house that’s a house park

[@IronMetel5]

Just grow corn on your front lawn

[@latafairam]

400 a month HOA? Wth?

[@kenpozek]

Some are significantly higher!

[@infertilepiggy5667]

why would i buy a big house in a hoa when i could buy a big house in the middle of a god knows how many acre plot in the middle of nowhere, i dont get americans, you could hire a gardener and put a gym in your mansion, i mean damn out a house there for a gardener and let him live for free there, build a damn megalythic wall around the property and make a hydro generator, wind turbines, solar panels, Fresnel lenses damn i dno build super adobe greenhouses and have a river divert a little through it to feed the plants who care you can do what you want and itll help you live cheaper lol build your own hoa in a garden of eden

[@kettleengine1383]

'necessary evil' the entire of europe having nabourhoods hand some very good comunities

[@nyciron]

Thanks for the video

[@janek_xxbobaxxwokowicz_xxf7185]

God this area makes me dead inside Its so soulless Id never want to live there

[@JuanCaballero-yp6ls]

The main peoples in the homeowners associations are peoples who are crybabys!!!

[@butwereallsombdyspecial]

Homeowners aren't horrible...... They own 50% of your property legally. ... Tennant in common is what it's called. Look at the millions of people that are dead now that committed suicide after finding out the truth. You don't own your property if there's a HOA!!!!!! Fact

[@robw4437]

Lame

[@phuckyoutube5927]

No they aren't we have communities in Australia we dont have these you guys like getting lied to or something