How Do I Survive In California Making $27,000?

[@scaldon2]

He has a fiance for 7 years . He's 27 and doesn't know what field he wants to work in . Keeps gaving kids without a good income .This guy needs help . Hopefully he gets the help he needs .

[@justshady]

The poor people have all the kids nowadays go figure

[@MrTmenzo]

@@justshady they pump out kids for the tax credits

[@1redrubberball]

I can't even fathom this guy having no sense of purpose and vision, regarding work. I knew at age 9 and I did it lifelong and retired from it. For me, my work was a "cause", not just "work"!

[@influencingmenslifestyle7490]

scaldon2 A vasectomy would stop one of the issues.

[@americanskeptic138]

justshady because Uncle Sam subsidizes large broods of low IQ people while the higher IQ tax payers get to fund their follies

[@edb484]

“She’s not afraid of having babies” Dave is a fool with it. I love it. He don’t play

[@Ryan_DeWitt]

Babies are a great way to lock yourself to a man and have a high chance that he will be supporting you in some way until the kids are grown.

[@yodatwinkie]

“Paint or get off the ladder” 😂😂😂

[@ashleym6765]

That part!!!! Lmbooo

[@anthonywaldrep5982]

@@Ryan_DeWitt You are 100% correct and there are all kinds of screaming red flags in this short call. Living with her parents in a toxic environment is terrible for him and the kids regardless of how much they are saving.

[@lisamarielund6292]

Ryan De Witt He can barely support himself on $27,000 a year much less her and two kids.

[@bdavis6450]

“Paint or get off the ladder” I’m gonna have to use that one 👍🏾

[@poet82n]

B Davis I know right....I love these old sayings.

[@lauraeriksen8999]

B Davis 😂

[@robindouglas5721]

me too

[@LGnLA]

💯💯💯💯

[@tinateews9494]

Always good and smart comments from Dave Ramsey

[@ransom182]

The girlfriend needs at least a part time job. A $27k income in CA with kids is ridiculous.

[@hansonallie]

Right? They are living w/ family that could watch the kids for at least a few hours...

[@classycassie1118]

If she was making 27k as well that would be nearly 50k which would put them at a lot better position.

[@Picadru]

They live with Family, I can’t believe they won’t watch the kids for her to get a part time job 😩

[@lisamarielund6292]

ransom182 She probably gets welfare, food stamps and Medi-Cal. That’s why she won’t get married. Doubt if she tells the welfare people that they live together.

[@Picadru]

Lisa Marie Lund I wouldn’t have thought about that but it 100% makes sense!

[@MFlint-un2tq]

Shots fired “She’s not afraid of making babies.” But for real, he needs to increase his income or find a trade.

[@faradaysage15]

He needs to DUMP HER

[@landgin3781]

Needs to find a better woman

[@jeremybrown8654]

Faraday Sage he already has kids with her.

[@camaya9065]

Right! Man down man down I wanted to holler when he said that lol

[@browneyedgirl4285]

That's soooooo true, if u are afraid of marrying someone, u should be afraid of having babies with them.

[@jellybeans9283]

Why do people insist on having kids, when they are not financially secure and stable. It's always the kids that suffer first 😡

[@NotQuiteEpic]

Because condoms are crazy expensive!

[@alan4657]

so are you suggesting that the rich should only have kids?

[@hillary96renteria82]

alan4657 I don’t think that’s what they meant. You don’t have to have to be a millionaire to start a family, but if you can barely support yourself having not one but 2 children is a problem. If it wasn’t for the food stamps, they could not even afford to FEED their kiddos

[@kimjong-un5562]

Lots of people want kids quick

[@harshitmadan6449]

@@alan4657 Yes

[@yayyareaa2997]

Step 1: Leave California Step 2: Leave California Step 3: Repeat 1st two steps

[@ricardoalvarez5585]

27K in any state is just bad

[@shortchubbyneckbeard1681]

Step 4. NO MORE KIDS!

[@lovealwaysjasmine]

Step 5: leave California

[@RhinoXpress]

how are they going to just leave California when they have no money? they're stuck. they both need to find decent paying jobs, then save like crazy. Then once they have enough money saved up, they can move out of california and get a new place, somewhere else while they look for work in another state.

[@user-bt7tp3sn5i]

Yayy Areaa leave the lady jk

[@ratgrandma6540]

Hes not a sole provider when hes living with her parents

[@solidice242]

Exactly

[@Meow_Ag47]

And they're probably getting government assistance. Single mother with zero income and two children if they're not they're stupid. I had a friend growing up whose parents were together for 20+ yrs before getting married. Basically cheating the system the father owned a carpentry business and made really good money I mean he had 5-6 employees working for him who were making good money as well. But they were getting government assistance still.

[@LadyK007]

😂

[@razojacqueline]

That’s what I was thinking.

[@user-bt7tp3sn5i]

I’m 25. No kids or boyfriend I’m actually proud of that. I’m not gonna stay here forever, but for now I love the single life. Saving $$$

[@mariejae]

I did the same. Focus on you! I hope you are doing what you love 🌟

[@lamingtongirl123]

Oh you leaving too? Good

[@ChiI-ym2pu]

Nobody likes you.

[@rominacerati]

Chi773 I55 Maybe she has some standards and rather be single until she finds someone who impresses her. Let her be, nothing wrong with that. And the same goes for dudes 🤷🏽‍♀️

[@ethannaka1822]

Romi yes!!!

[@rangerfan1868]

I left a job in California that was paying me $35K for a job in Texas that paid me $35K and that has been the biggest singular pay increase I've had in my career, to date.

[@probablyr0bin1]

Same here, in south dakota i make 45k vs in ca 35, 38k and having most of it go to rent.

[@anahatabetamerceti]

How do i take this leap. Im so tired of being broke.

[@SweetEssie]

​@@anahatabetamercetiAre you able to move to a different city that is cheaper? Are you able to go to school for a high paying career?

[@anahatabetamerceti]

@@SweetEssie my update: no longer broke. Stuck with a job I loved and now making enough to live independent. Its possible.

[@SweetEssie]

@anahatabetamerceti What a turn around! It's only been a year! It will only go up from here. 📈

[@charlesyoung9980]

The only possible way you could survive in California on $27,000 a year is if you were completely debt free (including house) and lived an absolutely modest lifestyle. And even then it'd be a stretch.

[@Uhhlaneuh]

Ed Jones yep, maybe in Nor cal but not in so cal

[@Gr33nHatt3R]

@@Uhhlaneuh He's in North Cal. Sacramento area he said.

[@JonnyZye]

Ed Jones Even with a paid off home, you have to pay a ton in property taxes every month. So yes that would be stretching it thin even still...

[@JK20239]

Skid row?

[@classycassie1118]

Yes if you rented a cheap room and lived frugally with no debt and children.

[@jack0451]

Dave toasted Wesley after he said “she’s not afraid of having babies.” I had a good laugh.

[@MarvelousProductions]

He was dead silent after that too for about 20 seconds.

[@taybee4653]

Bonnie Holman Right, the logic is so backwards. When you have children with someone you basically tie yourself to them for the rest of your life.

[@Kristonia69]

I went to college at 30, effectively tripling my income. There is hope for this guy.

[@fr5229]

That’s very resilient of you. Not many can do that. Sad truth is too many give up in their 20s even.

[@melaninananique2563]

Good choice! Never too late!

[@HotCheetos-u1n]

What did you major in and how long did it take?

[@SweetEssie]

​@brittneysilver2351 Hey, I'm not Kristonia from 3 years ago, but I did this at an older age. I ended up taking computer science and finally completing my bachelor's degree and tripling my income as well. I had to do drastic things like move across the country for the program and sell my car, but I also didn't have any extra mouths to feed.

[@nikkole9951]

Why does he keep getting her pregnant if she refuses to marry him and won’t work? I don’t get it.

[@ceecee8757]

@@alexanderjackson8389 to live in sin.

[@stephenhoppe5163]

Suckers are born every day

[@DarknessFalls29]

Why aren't they using birth control is the question

[@DTA707]

The average person seems to have a lot of trouble with birth control

[@americanskeptic138]

*BABIES ARE BIG BUSINESS WHEN IT COMES TO CHARITIES AND GOVERNMENT PROGRAMS*

[@yamamancha]

2:35 "Jumping from job to job" and "Being able to provide for my family" typically don't mix. They're afraid to have a plan. "Don't be afraid of consistency" -Russell Wilson

[@treasureholley]

I love how Dave literally be calling out people’s foolishness.

[@bunjier4041]

I love how you literally can't use proper English.

[@mybeardnappybaybee]

@@bunjier4041 I love how you are not a English teacher and did not get paid to correct someone else's grammar.

[@astralnight3493]

@@mybeardnappybaybee don't have to be an English teacher to tell somebody is a terrible writer

[@bebop504]

I make $48,000 a year in California and I can barely even make it on that. Also, call me insensitive, but I think people are stupid to keep having babies when they can't afford it and don't even own a house yet. I make $48k and wouldn't dare have a baby without buying a house first. I also wouldn't have a baby if I'm not married but that's a different topic. Edit: the reason I say I'd want to buy a house first is because here in CA if you're renting, they usually increase your rent by about $50-$100 every year, which makes renting EXTREMELY expensive.

[@juliennetully4814]

There is nothing wrong with having kids while still renting or out of wedlock. As long as the parents are able to afford it, I see no harm in it

[@tpolerex7282]

julienne dufour it’s not all that great for the kids, they require long term stability.

[@bebop504]

@@juliennetully4814 Well I live in California where your rent goes up $100 every single year. If you're renting while having kids, you're on a fast track to being FLAT BROKE. And I mean BROKE. My rent went from $1100 to $1200 to $1300 to $1400 and now I'm paying $1,500 per month for a small 1-bedroom apartment. When I renew my lease, it's going to increase to $1,600. Where I live, it's flat out stupid to have kids while renting. If you own a house, your mortgage payment will stay the same over the years, while all the renters are broke and on the verge of losing their apartment because it became so expensive. Having kids while renting in California is asking for serious financial trouble and instability. Regarding having kids out of wedlock... For me personally, my kids deserve better than that. They deserve to be born into a marriage, a covenant. Also, I'm not a baby momma. I'm a wife. I respect myself and my future kids enough to be married before I bring them into this world.

[@brizi7131]

@@juliennetully4814 not according to the bible!!!

[@anthonyfletcher8053]

D Lish what part of Cali are you from?

[@Libra8410]

That would be at the poverty line anywhere with the exception of maybe north dakota. What a nightmare. He needs to figure his life out.

[@insideoutsideupsidedown2218]

Or Mississippi....

[@pawsnotclaws2772]

Libra8410 right

[@Me-Want-SnuSnu]

arkansas too. I made about 28K a year in arkansas and did fine. but I also didn't have a family to take care of

[@zachaddington5264]

I use to live in North Dakota the cost living has gone up barley made it making 26 thou,

[@snackpup]

I make 24k a year in Texas supporting my wife and child. Ehhhhh but I inherited $500k from my dad so 🤷‍♂️

[@XxhimynameiscynxX]

She stays single cause in California she is able to get more in government assistance probably why they keep having kids.

[@karencrookedfingerscraft3408]

BINGO!!!

[@XxhimynameiscynxX]

@@karencrookedfingerscraft3408 people like this make me mad I still live and work in California lol

[@grandmastergyorogyoro532]

Nothin to worry till the kid is 18.

[@christinewood3473]

You’re marital status doesn’t determine your government aid. What matters is the income of the household, married or not.

[@XxhimynameiscynxX]

@West Side I'm not white ha

[@patty109109]

Time to get a career buddy. This is high school grocery bagger wage. Get a job at a warehouse or construction crew and make it clear during interviews you are looking to grow fast in the org. And your girlfriend needs to work nights/weekends.

[@geekedmaxx]

Warehouses fire people easy and construction isn't stable

[@chiefsosa4673]

If she made 30K and he made 10-15K more that would be livable

[@Cozmic-mike]

As a high school grocery bagger, we make less actually, lol.

[@patty109109]

@@Cozmic-mike Point taken, Mike. In my area the high school students at my local grocer do make around $13-14/hour :)

[@patty109109]

@aena mustafa Necessary is an arguable term. It's not necessary in a lot of careers for sure. Others it is. Certainly possible to have a lucrative career without it, although average wages for uni grads over one's life are substantially higher than non. There is certainly some self-selection there, though, so it's not an apples to apples comparison. Kind of like how medical doctors make a ton of money on average, but if you took the average MD and put them in another career they'd do well as well, because what makes them an MD (brains + drive) is applicable across many paths.

[@jjman533]

In 10 years they will have 2 more kids and still not be married.......

[@pawsnotclaws2772]

Jman yep

[@grandmastergyorogyoro532]

Only 2????😀

[@carojames6776]

Things might change when they have baby No.3 !!!

[@dday9257]

Jman Yea but she will get more welfare money

[@anthonyn.5203]

And making 28k

[@teacherdavid--eatplaylearn5013]

I am REALLY TOUCHED by Dave today for he is REALLY like a DAD and treats this caller like he is talking to his own son! 😭😂 God bless Dave and I will pray for this family to get out of debts and thrive in God's plan!🥳 Blessings from Taiwan ! 😇🤗😎🤓

[@Jay-pf2cn]

The man must have serious game. I make 60k no kids and I can't get a date in Cali.

[@jesusbalderas329]

Jay The girlfriend must be manipulating him with her punani.

[@NotQuiteEpic]

A guy making 27K is the best she can do. Avoid that government-milking gash.

[@Jay-pf2cn]

@John Smith You're probably 99.9% correct.

[@lauraeriksen8999]

😂

[@texasgina]

I left South Orange County and I live in San Antonio Texas and there’s a lot of awesome Christian singles groups here that go dancing, kayaking, boating

[@jermaineblalock5553]

Pay your in-laws to live there and that will limit the toxicity

[@p.shermanfortytwowallabyla9488]

It really won't. If its truly bad there .. Hes gonna feel worse giving them money on top of them being terrible. He just needs to get his baby momma a job and theyll be ok

[@DepressionTalks1]

I truly hope that him and his family make it through this okay

[@Andrea51108]

She's probably not marrying him so she can get government assistance and not work. Two kids and unmarried after 7 years is ridiculous.

[@James_Kiel]

You don’t.

[@Waterbender72]

BEYONCÉ: “If you like it then you should have put a ring on it” DAVE: “Paint it or get off the ladder...”

[@MouseRata]

Wateren Bend 😂🤣😂🤣😂🤣 I love it

[@lionelluva]

Wateren Bend 😂😂😂

[@WISHBONEL7]

She married a scumbag !!.

[@ashleys9829]

@@WISHBONEL7 she married a billionaire.

[@AC-yu5qc]

I feel like this guy and his fiance are just afraid of life in general. After 7 years and 2 kids, it's time to get married. Then they need to choose a path toward upward mobility - get a real career, move to a cheaper state, or both.

[@kimjong-un5562]

They need a cheap state tbh

[@TK_Danes]

If they choose to stay... She needs a job. Pay the babysitter. Have her make the money towards that debt.

[@kimjong-un5562]

@@TK_Danes no point her welfare benefits are probly over 400 a week

[@thewongmindset451]

Holy Moly $27k in CA is going to be rough.

[@camaya9065]

Dave: “She’s not afraid of having babies” My face: 🙃🤣🤣

[@highandmightyqueen79]

he tells it like it is

[@terrimichaels3018]

Dave Ramsay is a straight shooter

[@ajh.4131]

I was dying!!! 😂😂😂🤣🤣

[@umichgal1]

Dave's drags are legendary. Seriously. Straight men be reading, honey.

[@sweetiepie1110]

I started laughing tooo hahaha

[@untouchable360x]

Some people can’t even survive on $270k a year in Cali.

[@NEFFxsaVaGe]

Unless a married couple is both making that a year, then they should be good in Cali!, but that number is insane!

[@V.E.R.O.]

@@NEFFxsaVaGe it's because of the lifestyle creep, people think they have to spend as much as they make. Evertime their income increases they upgrade their lifestyle.

[@petersonnl]

Sounds like he needs to get on the "Good Lord" plan. I had a "Come to Jesus" moment many years ago when my life was out of control. It took some time and some good people who came into my life to make things happen, but it did. I have peace of mind today because I'm on the Good Lord plan. That's what this young man needs.

[@charlesbrown179]

He can join the military. The Army caps at age 35, the Navy at age 34, and the Airforce at age 39. If he's 28, then he could do a tour of duty and have a Bachelor's degree at age 36 using the G.I. Bill. The catch is that he would need to get married so that his wife and kids get appropriate housing allowance. His wife can easily get a job and military-provided childcare or still stay at home.

[@pengy44]

The sad thing is that the lack of vision is why you see families in debt with low income like this. When you're starving, your main instinct to eat to rid of the hunger and not plan for the next several meals. It's difficult to look ahead and plan and seek out the necessary resources... The good side though, is that this guy stumbled upon Dave which means he's starting to look ahead and seek out the resources to get himself out of the situation.

[@nkyryry]

It never ceases to amaze me how many people are stay at home parents when their spouse makes VERY little money.

[@Gavino-ki1cc]

No ambition at all 🤷

[@censormedaddy]

I guarantee that she is on welfare. "Single" mom with two kids can make a killing on welfare with zero income.

[@ashlieprussey5426]

My big thing was my husband had bad influence friends and I refused to let my child go to daycare BUT as soon as we moved out of state and I knew my husband would watch him I was fine with it. I think as long as the husband watches the child and the child isn't in daycare it's cost effective. Though I do admit our house was really messy all the time when we both worked and didn't start our businesses yet.

[@cozetteoconnor1289]

Do you know how much daycare costs?

[@mariel.4566]

@@cozetteoconnor1289 she can get a job and go half on the daycare bill. They can use their income tax to pay up to a year or more on daycare.

[@2309desertrose]

This instantly made me feel better about my financial situation and life.

[@leintethegreat6678]

This is why high school students need to watch Dave, learn from others mistakes!

[@kujjjooo]

You ain't lying brother 🤔

[@SweetEssie]

7:18 I might be crazy but it sounds in the last line, Dave was saying that he was talking to his son. "Because I just did" Does that mean he just talked to his son? Was that his son? 😮 I don't know much about Dave's family

[@patti9339]

she needs a career path too! Mothers have a financial responsibility to their kids as much as fathers do. She can work!

[@civicpride1986]

Yes but also they will miss their mother been at home taking care of them.. women that work and have a career don't as much time for the kids... But the man has to make enough money for her to be able to stay home..

[@aaabbhddgf]

@@civicpride1986 what makes you think that a child can't miss their dad as much as their mom? They BOTH need to work.

[@FUNNYMANERICWHITE]

@@civicpride1986 i hope you're being sarcastic

[@FUNNYMANERICWHITE]

@@aaabbhddgf exactly

[@civicpride1986]

@@FUNNYMANERICWHITE no not really, my wife is a stay at home parent and I have no problem with that, actually I prefer that.... When I come home from work I know my wife takes care of me with a nice meal and clean house, I won't have it any other way.

[@JonnyZye]

She's putting off marrying him b/c she's not sure he'll ever be financially stable...that's what my intuition says 🤷🏼‍♂️

[@random-nz7dy]

That's what I think too. I think she really likes this guy that I feel like she doesn't think he's ever going to improve his income status so she wont commit.

[@hansonallie]

Yep, i get the feeling she's waiting for the Wesley upgrade...

[@jellybeans9283]

So she keeps having kids with him, cuz that's smart. My guess is she's afraid of losing him so she saddles him with kids

[@mphomolapo1562]

@@hansonallie The sucky part is that *unemployement can hit her "upgrade" too!* So why a 2nd child with this man..? PLUS string him along?? I just can't respect her🤦🏽‍♀

[@jesusbalderas329]

Cold feet, not enough cold hard cash.

[@sugalips428]

This was so comical I had to replay it from the beginning a few times. 1) Why would you have another child if you’re broke living at home with her parents. 2) Marriage is too much of a big step but having kids with someone isn’t? 3) The first child was school age when she got pregnant the second time. As soon as her first son was off to school she should have been working not getting pregnant again so she can be a SAHM. 4) Again, I can’t stress this enough, why would you get pregnant again when you can’t afford to take care of yourself.

[@cardiac711]

Move to Dallas more specifically Carrollton, Richardson, or East Plano TX work for Amazon. After a year when youre considered a resident in your county, enroll in DCCCD or Collin college get an associate degree in respiratory therapy technology, sonographer, firefighting, peace officer etc. Community colleges down here have great reputations, they are respected and tuition for in county residents is low. This area is also family friendly. God Bless you. I pray for the best for you and your children and fiance.

[@kellyegeline9823]

Very good ideas!

[@Tapintherap7238]

LaT How you are very smart ,Look at you !!!😂👏🏼👏🏼👍🏼

[@DanielIles]

I would try to move. You don’t HAVE to live in Cali... 🤷‍♂️

[@ladweeb1798]

Daniel Iles EXACTLY, California is FULL. I would love to live in Palos Verdes Estates but I can’t afford it so I don’t live there.

[@dday9257]

ladweeb Then you should get a better job and work harder then you could live where you want.That’s what Dave Ramsey is telling this guy to do.

[@lamingtongirl123]

Thank god. I want all the white people to leave.

[@mogotrevo]

He lives in a very cheap part of Cali. Marysville.

[@dday9257]

lamingtongirl123 The only thing that’s holding up California now is white peoples money. All the white people leave you will be living in a toilet you racist pos.

[@user-ww6ii6zn8m]

Dave: "I'm sorry man, paint or get off the ladder" LOL

[@NPtanya716]

Sam Levine - Personal Finance 😂

[@nathanswrx]

“I’m basically a simp” Dave : “Ok, Cool!”

[@scullyfox4271]

I really like how Dave Ramsey encourages him to make more money. I grew up around the type of Christians who preached "be content with you pay" that kind of thinking put me on a path to poverty.

[@chancebriggs7556]

Totally knew this but needed to hear it again. Please pray that I can figure this out. I can’t fail again.

[@jamescurrent8794]

I can understand where this guy is coming from. He knows he need some guidance to improve his life, and he made the first steps, he just has no clue where to go next. I truly think he wants to improve, but just has no idea how to do it. Hopefully he can get there. I wish him the best.

[@TheZchristina97]

As soon as he said he's not paying rent I checked out.

[@evegreenification]

Yes, how toxic of them to put him up for free.

[@tamlynn786]

@@evegreenification right? The parents probably want them to get out on thier own.

[@asmrfoodbank4159]

I charge my tenants $2200 per month. That’s $26,400 per year. The average home value in the area is $700,000 to $5,000,000. Welcome to Southern California.

[@shadowsearcy]

"If a man is working toward a predetermined goal and knows where he is going, that man is a success; if he's not doing that, he's a failure. People with goals succeed because they know where they are going." - Earl Nightingale.

[@amirabed5652]

Work a weekend job at an amazon warehouse, they hire everyone and pay 15 an hour. It’s rough but 12 thousand extra is worth it

[@mogotrevo]

Are you saying you can work there solely on the weekends?

[@MBarberfan4life]

They better pay more than that in states like California

[@andreaita23a]

Do you have to carry heavy things?

[@amirabed5652]

Karen Leon there are different positions some where you can just scan packages

[@amirabed5652]

ً I’m 6 months late 😂😂 but ya some shifts are only 3 days a week. They have lots of different shift types you should look into your local warehouse

[@CarlosLeal-fp4sw]

California construction industry is booming get in a Apprenticeship while it’s going

[@Babystan02]

I like seeing more videos with lower income families , I’m 20 and going to school but currently not making much income so I like to try and learn from their mistakes and know more of what not to do. Also more lower income families that calls more people that actually need the information that he has.

[@ButtmanAtHeart]

i hate seeing the calls where they make a million bucks a year and cant figure out why theyre broke

[@NickPeitsch]

Dave: "I'm sorry man, paint or get off the ladder" LOL This is so true though. She needs to get on board with this guy or LEAVE.

[@The1Jebrim]

You don’t. You move.

[@fredlandry6170]

It is insane how expensive it is out here in California. Especially housing.

[@isaachaze1]

no phone call is going to save this kid. i was scared shitless in my early twenties and no idea what i wanted to do with my life. at least i was going to school and no kids to worry about. his situation just seems hopeless.

[@MaMa-jh6bb]

Great advice, I hope he takes it to heart for his kids sake.

[@clair3kee432]

It’s pretty dumb that everyone said he needs to move out of state. Why don’t u google the town he lives in its $700 per month for a 2 bedroom. He is fine where he is at he just needs a 2nd job or the girl needs a job too and they will be fine.

[@clar331]

Clair3 Kee exactly Marysville is very affordable but not many jobs there

[@shaezawnbarker4973]

He's been with this chick for 7 years and they still ain't married.. duuuude she's totally getting her gaps filled by other men, $27k is below poverty in California.

[@hansonallie]

are you implying she's playing stay-at-home-hide-the-kielbasa!? lol

[@elirodri835]

Me and my husband make 130k and we’re about to have our second child and we are freaking out about not making enough. I can’t imagine the stress this family is under!

[@CT-yc4gd]

I make 31k a year and still only get by, by renting rooms. CA is expensive af. Especially when you need to go through a credit check, have a massive deposit on a place, and property managers want you to have an income that's 2 to 3 times what rent is to even get a place.

[@kelvincheco2666]

I knew dave would said something about the 7 year engagement lol

[@insure4cheap]

Energia Positiva he did. He said paint or get off the ladder

[@rcairforceone]

As soon as the caller said it you could see it on Dave's face. Time to hurt feelings.

[@Releasemypenis]

Living with fiance's parents, having kids, 27k total income, 30k of debt, living in California.. it just keeps getting worse and worse as they talk.

[@SherriLyle80s]

*"Paint or get off the ladder"* •Dave Ramsey _files quote for future use_

[@ibrahimpasha8229]

This is just called stupid. Making 27k and continuing to have kids? I mean come on....

[@ProjeckDestiny]

You don't. Save some money for a bus ticket and get out of there.

[@blixx87]

I spent 5K in LA in one month 😂 it’s so expensive

[@LaloylosDescalzosTV]

he on point 🎯 make the move man, action required

[@mothegrouch909]

I’m sure it is living in a toxic environment with your fiancé’s family since you’re the one mooching off of them.

[@XxstuntkidXx]

He said “paint or get off the ladder” real quick.

[@sammierose1150]

This generation does not and *WILL NEVER* make sense to me. It’s love, respect, and commitment, then marriage, *THEN* if you are mentally, emotionally, and financially stable, if you so choose - having children. The order matters people, don’t know what’s so hard to understand about that 💁🏽‍♀️

[@angeladavisjr]

Samantha you're speaking TRUTH. It must be rocket science since nobody since my grandma's generation knows how to prioritize these simple steps!

[@np494609]

So Samantha...are you single at the moment?

[@sammierose1150]

Nick P I’m actually engaged to my best friend and life partner (my boyfriend) 😊

[@np494609]

Samantha Murphy-Keller I figured you would, you've got a good head on your shoulders

[@guyrose2350]

I’ve never understood people who have babies before they at least have a career!

[@Uncleamo42]

Dave had the long answer. The short answer is "that's impossible"

[@user-ww6ii6zn8m]

How Do I Survive In California Making $27,000? You dont 😂

[@lauraz2896]

Sam Levine He’s not paying rent though

[@user-ww6ii6zn8m]

Step 1: Get Married Step 2: Wife needs to work Step 3: Find another job Step 4: Follow Dave’s Baby Steps

[@DiscoFang]

I used to go down to my lakehouse with a yellow pad to brainstorm and talk to god too. Sometimes I'd hear his reply which was comforting. I like to think he was helping but Dang! if it didn't sound just like "Hey you, get off my land".

[@AmericanWithTheTruth]

I would honestly say this as a Christian. A lot of people don’t understand that when you get these very important life events out of order like living with someone having kids and not being married, people usually struggle in their situation and they don’t realize because God is not blessing them. The reason why I say this, is because there is a difference in sense. A sin that is well thought out as opposed to a sin that is just an addiction or just happens involuntary there is a difference. If you choose to live with someone, shack up and pretend that you’re a married couple you’re pretending to have a relationship. That’s not normal. And that is something that is methodically planned out and you have to choose day-to-day to live in that sentence. It’s not like you slip up in a moments notice and the sin happens and there’s a big difference in the heart on these issues. And if you choose day after day to live in rebellion methodically planning this out and willingly making these mistakes there’s a difference it’s a heart issue. And God will not bless you more than likely.

[@Overitall23]

Perhaps they are unmarried because of public assistance eligibility?🤷🏾‍♀️

[@ChaosWitxh]

Me and my husband were here when he was 28. 2 kids and about the same salary, maybe less. And in 4 years, he's making over $60K with bonuses becoming a GM at his fast food job. We now live comfortably, we don't live in CA, tho. If you're almost 30 and you're still stuck in a low paying job, try moving up! :)

[@user-ww6ii6zn8m]

Pick up a side hustle... there's no excuse why he should be making only $27k

[@RandomShowerThoughts]

Yeah that’s atrocious, I made like 23k in college full time while only working like 8 months. Not even 40 hours a week, this is pathetic

[@BAD_GRIM]

@@RandomShowerThoughts what did you do ?

[@RandomShowerThoughts]

@@BAD_GRIM a barista at Starbucks

[@lowermichigan4437]

Get in an electrical apprenticeship and move to Toledo OH or Fort Wayne IN. I couldn't find an electrician who could squeeze me in less than 6 months out and cost of living is cheap there. 3 years and he would be doing well.

[@Fanofzombiespike]

"Paint or get off the ladder" 🤔😅😂🤣😭

[@candy2325]

When Dave asked what his plan was and the caller said he’ll jump from job to job in hopes he finds something .. I almost lost it. He’s 28 years old and has no plan! That is very scary at his age!

[@ALXSSA]

When Dave Ramsey says, "You're starving to death" I die every time lol. But for real, he needs more income and life goals. And he needs to actually marry her.

[@HorribleHorrorMovieReviews]

ALXSSA nah don’t marry her

[@daniell8992]

I love how Dave brings prayer life into this video! Keep it up man!

[@SingingBeeize]

Dave , here is an altered quote from Sir J. Cole . “ Don’t save them , they don’t want to be saved ....” que horns 🎺🎷

[@MiracleMichelle1922]

Project Pat 🤣🤣🤣🤣

[@shecaneat9461]

I like Dave Ramsey because sometimes he can be brutal but people honestly need tough love and don’t have anyone to guide them when it comes to personal decisions... I don’t see it as judgement he’s just giving the real and sometimes people need that from an unbiased person

[@rachellawrence702]

There's truth in that order thing

[@chalon835]

She’s not afraid to have babies 😂😂😂 DAWG less than a minute in.

[@susieblanco2722]

He sound 50... the stress getting to him

[@eddievang9098]

27k a year in CA?..good luck you'll be living under a bridge with that income in CA.

[@JK20239]

Skid row....

[@Sawautha]

She’s afraid to marry him, but has two kids.... are they even his? Just a possibility 🤷🏻‍♀️

[@kingjstin]

I moved to Tijuana. My rent went from $1100 a month down to under $300. Thats how I survive on 30k a year in "California"

[@influencingmenslifestyle7490]

He needs a vasectomy to stop the first issue. Speaking from experience lol. It really doesn’t hurt all that bad and is inexpensive.

[@jesusbalderas329]

Influencing Men’s Lifestyle Nip trick saves lives.

[@DTA707]

Literally in the top 3 best decisions I've made

[@JK20239]

Abstinence is free

[@DTA707]

@@JK20239 I'm trying to live my best life, so that's not gonna work

[@grandmastergyorogyoro532]

Or a chastity belt

[@adamarcher8359]

“Paint or get off the ladder” that line is pure gold.

[@taybee4653]

I am afraid of commitment, let’s have two children together. 🤦🏾‍♀️

[@bovnycccoperalover3579]

I am a pessimist and fear that this will not end well with this family. I feel most sorry for the kids.

[@lilsamantha1]

LOL dave said "you can have babies, but you cant get married???" 😂😂😂 bahahah that guys brain dropped.

[@mybeardnappybaybee]

Outside of Sacramento yeah Marysville is pretty expensive to live at

[@jerseynurse6878]

Move to a different state. Cali only like 3 types of people - poor, very rich, illegal. And she can work, this is dumb. Paint or get off the ladder lol

[@wannabecarguy]

Here in California it's hard to survive. You have to be extremely dynamic.

[@jerseynurse6878]

wannabecarguy - doesn’t sound like he is. And she can work.

[@rebeccashields9626]

Yep. Plus he sounds like he’s waiting around for his dream job that fulfills all his wildest dreams to magically appear in front of him. Dude needs to pick something he thinks he can reasonably do and start hustling ASAP.

[@lamingtongirl123]

I’m middle class and Mexican so what now? Sounds like it’s just the whites that can’t afford to live modestly here. All they do is complain without actually doing anything that contributes to society.