How Much I Make From 6 Rental Properties

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Graham Stephan

Graham Stephan

Күн бұрын

SimpliSafe is award-winning home security that keeps your home safe around the clock. It’s really reliable, easy to use, and there are no contracts. Check out SimpliSafe here: simplisafe.com... - Thanks! Add me on Instagram: GPStephan
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Entire video summed up for my real estate investing -
SO FAR, I have INVESTED ROUGHLY $756,000 OUT OF POCKET through down payments and renovations…and that made me a total of $2,158,800 in profit through home appreciation, rent, and mortgage payment. That works out to be just under $270,000 per year, ON AVERAGE, each and every year in profit.
That also works out to be an OVERALL return of 285% for my real estate investments between 2012 and 2020. Obviously, most of that money was invested between 2016 and 2019…but, still, that’s our average.
In terms of cashflow from this…my NET return between rent and mortgage equity is about $9400 per month, so on that $756,000 originally invested…that works out to be a 14.92% annual cash return on my money, NOT accounting for home appreciation.
HOWEVER:
One, real estate is a leveraged investment - meaning, I can BORROW most of the money I need from the bank at a low interest rate, and that will increase my returns. This is something that’s not as COMMON to do with the stock market, and you certainly don’t get the tax benefits of depreciation and a locked in interest rate like you do with owning a house.
Two, real estate is a lot of work - this was not a PASSIVE investment, BY ANY MEANS, until it gets rented out - and even then, it still requires a little work from time to time. These were all deals I spent a considerable amount of time finding and fixing up - so, it’s a little unfair to compare that with stock market investing which is nearly entirely passive if you just buy an index fund and hold it.
Three, I’m comparing this with an SP500 index fund…which, lets be real, is a safe and stable investment long term without much upfront work. But, had I picked individual stocks and gotten lucky….I would have made MORE money during that same timeframe.
So, at the end of the day…based on all of this, YES - picking individual stocks CAN make you more money, OR you could end up losing more money. But, real estate, CAN be a relatively safe and stable return compared to a broad index fund, IF you’re willing to put in the work, and ONLY buy properties with potential for IMMEDIATE upside.
Real estate investing can be absolutely phenomenal, and now that I’ve added up my total returns…it makes me want to continue buying just EVEN MORE REAL ESTATE…and smash the like button! :)
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Пікірлер: 2 100
@canigetto1subscriberbefore908
@canigetto1subscriberbefore908 4 жыл бұрын
The only disadvantage of watching graham is all the 'get rich' quick scam ads...
@joeMAMAAA88
@joeMAMAAA88 4 жыл бұрын
ad blockers be like im here to save you soul if u give me 2 dollars
@dotastillthebest5474
@dotastillthebest5474 4 жыл бұрын
@@joeMAMAAA88 wym you pay for ad block? Lol
@joeMAMAAA88
@joeMAMAAA88 4 жыл бұрын
@@dotastillthebest5474 no but they ask for donations XDD
@christopherharrisintexas
@christopherharrisintexas 4 жыл бұрын
@@joeMAMAAA88 wym you get asked for donations??
@Dark17731
@Dark17731 4 жыл бұрын
@@joeMAMAAA88 thats why you get brave web browser
@santiagoramirez4506
@santiagoramirez4506 4 жыл бұрын
the " ( RENT IS DUE ) part was hilarious
@NickFaulkner
@NickFaulkner 4 жыл бұрын
LOL
@caydenc3697
@caydenc3697 4 жыл бұрын
😂😂😂
@joshuaklith7225
@joshuaklith7225 4 жыл бұрын
How do you feel about the wealth tax and being tied to California for 10 years?
@spekktrum8905
@spekktrum8905 4 жыл бұрын
We’d love to see a video about your exit strategy on a particular property (or maybe even your overall RE portfolio) from a tax standpoint. Would you do a 1031, or? Can’t speak for others, but you walking through how you’d mitigate taxes later in life would be great to see! Tax benefits upfront seem easier to understand than taxes later, but that’s why you’re here. Lol. To make sense of it all! Thank you for all these awesome vids! I’ve learned a TON!! ✌️
@michalchrobot7596
@michalchrobot7596 4 жыл бұрын
What’s hilarious is the incorrect % calculation, it’s x/y-1*100 not x/y*100, all return numbers are exaggerated by 100%
@Bathingwookie
@Bathingwookie 4 жыл бұрын
Moral of the story: Buy your houses in 2012.
@waynesouthwell
@waynesouthwell 4 жыл бұрын
BathingWookie I feel this so hard especially as a high school student, but I think the real moral of the story is to take risks, and get properties to cash flow and in eight years, you’ll make money. “Best time to plant a tree was 20 years ago, second best time is today” -Chinese Proverb
@David_prod-eNGee
@David_prod-eNGee 4 жыл бұрын
Or if you're watching this video in 2028, buy your houses in 2020.
@Inquiring
@Inquiring 4 жыл бұрын
David Howard Yep.
@Inquiring
@Inquiring 3 жыл бұрын
B Ram Socialism is evil
@wiseGUY1288
@wiseGUY1288 3 жыл бұрын
@@David_prod-eNGee 2021 may be waiting for a repeat of 2008 then buy you house for 100k less.
@r-3451
@r-3451 4 жыл бұрын
Forget about reopening schools. You learn way more from a single video then an entire semester from KZbinrs like Graham.
@israelnkusi5187
@israelnkusi5187 4 жыл бұрын
facts brooo
@MrBrian1216
@MrBrian1216 4 жыл бұрын
facts brooo
@vamsikrishna7755
@vamsikrishna7755 4 жыл бұрын
facts brooo
@bobjones8197
@bobjones8197 4 жыл бұрын
So forget all the math and all the English your teachers taught you
@Capital.Origins
@Capital.Origins 4 жыл бұрын
facts
@WTFunnyfilms
@WTFunnyfilms 4 жыл бұрын
The fact you sold your dream car to get the bag is inspiring and shows the dedication you got! Good work 😎
@bestbeast6368
@bestbeast6368 4 жыл бұрын
People get attached easily to material things. I'm sure Graham enjoyed his car while it lasted but the right move was to move on.
@healthiswealth8153
@healthiswealth8153 4 жыл бұрын
a car is not an asset well done for him selling his car and making more cashflow
@bestbeast6368
@bestbeast6368 4 жыл бұрын
@@healthiswealth8153 in this case it was an asset, he sold it for more if im not wrong
@boholaesthetic3416
@boholaesthetic3416 4 жыл бұрын
@@bestbeast6368 i heard from him that he sold it for just about the same price as he bought it and if you calculate the inflation and how he used it to do business its like he actually earned money on it.
@vanillabreyer
@vanillabreyer 4 жыл бұрын
😂 gotta secure the bag.
@creylacoste4981
@creylacoste4981 4 жыл бұрын
Grahm Stephan: the type of millionaire to ACTUALLY tell you HOW he made 7 figures, not build and build until telling you to buy his course. 👍🏾.
@creylacoste4981
@creylacoste4981 4 жыл бұрын
And you thought I was black because of the emoji
@asuraa3912
@asuraa3912 4 жыл бұрын
Just saying, the vast majority of his money is from KZbin (nothing is wrong with that though), and his friend Meet Kevin (sells expensive courses while also making the vast majority of his money from KZbin. Then there are KZbinrs like Chandler Smith, Manny Khoshbin, Ben Mallah, people that are big real estate investors, that made all of their money off of real estate, and not youtube or courses. And don't get me wrong, Graham and Kevin both make very educational and informative and inspirational videos, I'm just sayin'.
@marcusholmquist3675
@marcusholmquist3675 4 жыл бұрын
Graham's a real one!
@turtle-balloon
@turtle-balloon 4 жыл бұрын
Crey Lacoste Go you ✊🏿 this is america
@rrras1s868
@rrras1s868 4 жыл бұрын
Bro, his real money is being made with KZbin etc.
@vincentbarrosa8654
@vincentbarrosa8654 4 жыл бұрын
Hey graham, I just wanna say thank you for making videos. Because of you I just got my real estate license and have a good credit score. Lol I’m 20 and use to have no idea about the financial world and now know more then my parents . You really changed my life thank you for inspiring me.
@GrahamStephan
@GrahamStephan 4 жыл бұрын
Well done!! Happy to help!
@wisdomandlove1661
@wisdomandlove1661 Жыл бұрын
@@GrahamStephan he is now worth 500 million dollars.
@beatricerights
@beatricerights Жыл бұрын
@@wisdomandlove1661 Is this true?
@ClaytonAmburgy
@ClaytonAmburgy 10 ай бұрын
@@beatricerightsyes
@RockstarFlipper
@RockstarFlipper 4 жыл бұрын
Rental properties are SUCHHH long term investments but man when you finally sell them you can cash out like a mad man
@TheAKfactor
@TheAKfactor 4 жыл бұрын
Also never sell?
@vanillabreyer
@vanillabreyer 4 жыл бұрын
@@TheAKfactor Trade up into bigger deals later on. Juts don't sell to quit the game.
@vanillabreyer
@vanillabreyer 4 жыл бұрын
@Kuuryo get you summa that infinite ROI.
@joeycarrino2529
@joeycarrino2529 4 жыл бұрын
You get taxed hella for cashing out, but no tax for upgrading for a bigger house
@mahid9594
@mahid9594 3 жыл бұрын
@@vanillabreyer Yep. If you sell, buy into something else. Just stay in the game.
@Vaughnfriday
@Vaughnfriday 4 жыл бұрын
10:20 just shows how comfortable Graham is in front of the Camera now. He doesnt get mad if he flubs the script, just adjusts and continues.
@tatertots0046
@tatertots0046 4 жыл бұрын
If you look close you could see he's starting to smile before that and is getting distracted by something
@frankthetank5013
@frankthetank5013 3 жыл бұрын
It’s no joke, back in 2010 I bought a rental property for $60K and the mortgage payment was only $515 and I charge $1200 in rent and the renters paid it off for me in 5 yrs. It’s 2020 and I have made $65K in profit just from the rent and the property is now worth $165K.
@lonemerkmel6097
@lonemerkmel6097 6 ай бұрын
What about now
@hysteria6593
@hysteria6593 4 жыл бұрын
I couldn't stop laughing when I saw rent is due 😂 good one
@emciturla9569
@emciturla9569 4 жыл бұрын
i cant stop watching this dude since he popped up in my recommendations im going rich i guess
@PeterBilzerian
@PeterBilzerian 4 жыл бұрын
While most KZbinrs are spending all their money, Graham is out here sharing the most intimate details about his real estate investments and how he is taking over the world 😂 On the Next Episode: Graham Shares His Social Security Number and Credit Card Info
@nordiclingonberry4293
@nordiclingonberry4293 4 жыл бұрын
graham would prob give out his credit card deets just to get the points and miles tho haha
@blaz10nn18
@blaz10nn18 4 жыл бұрын
That's the one of the MANY reasons Graham has over 2mil subs
@angelicamaria328
@angelicamaria328 4 жыл бұрын
Everyone can make a lot of profit if you trade with the right broker
@PeterBilzerian
@PeterBilzerian 4 жыл бұрын
@@blaz10nn18 It's because he's insightful and teaches through his own experiences! I coach personal finance professionally and enjoy listening to Graham!
@larryelvic6397
@larryelvic6397 4 жыл бұрын
@@angelicamaria328 that's true. Cryptocurrencies is the best option now
@TheGolfClan
@TheGolfClan 4 жыл бұрын
Smashed the like button before he told me to. It's become habit. I feel like a dog that Graham has trained. Damn he's good.
@DAILYGamblingCS
@DAILYGamblingCS 4 жыл бұрын
Real Estate investing is something that I am working towards. I invest the max in my Roth IRA every year and then everything else I save up is for rental properties to gain passive income streams for life. Thanks for sharing your experiences!
@ClutchBusiness
@ClutchBusiness 4 жыл бұрын
Do you have your real estate license?
@DAILYGamblingCS
@DAILYGamblingCS 4 жыл бұрын
@@ClutchBusiness I don't plan on getting a real estate license. My mentor uses a network of real estate agents and prospects potential properties himself to get solid deals. I plan on using agents to assist me with the process as well, but I would be interested in obtaining my license down the road though!
@ClutchBusiness
@ClutchBusiness 4 жыл бұрын
@@DAILYGamblingCS I want to get one just because of how much commission I would be missing out on when I am buying properties lol
@DAILYGamblingCS
@DAILYGamblingCS 4 жыл бұрын
@@ClutchBusiness That is true. I guess it is the same as hiring a contractor for fixing things or doing it yourself. Just depends on how much effort you want to put in yourself vs. the time it takes and the costs.
@shubhkatakiya9438
@shubhkatakiya9438 4 жыл бұрын
Hey Graham, I'm a 16-year-old and have been watching you since I was 14. You have given me so much knowledge on so many things in Finance. Now, I have begun investing in a Roth IRA with money from my job after watching your video. I am waiting until I can take the test for my real estate license. Thanks for all the help and for being super transparent with everything. Keep up the amazing work! :)
@nunomoto8865
@nunomoto8865 4 жыл бұрын
Hey I'm kn the same position, wanna help eachother out?
@jackscharlau8045
@jackscharlau8045 4 жыл бұрын
I just wanna know how you are investing in a Roth IRA when your 16 cuz you literally can’t until you’re 18 😂😂
@keepmovingforward8821
@keepmovingforward8821 4 жыл бұрын
Same I’m been watching him for 2 years since I was 14 and I have full confidence that I will become a millionaire one day because he’s taught me a lot about finance, I thank him for that.
@itzoskar3165
@itzoskar3165 4 жыл бұрын
I thought i was the only 15 - 16 year old thinking about investing and my future.
@keepmovingforward8821
@keepmovingforward8821 4 жыл бұрын
@@itzoskar3165 i remember wanting to invest in tesla 3 years ago, even though i was broke and only had 200$ but I didn't, i regret it now lol
@LILOCW
@LILOCW 4 жыл бұрын
59,000 to almost 200k that’s really good wish It happens to me just bought my first property based off your video’s
@hanhaiz
@hanhaiz 4 жыл бұрын
love this kind of transparency. and you dont come off as bragging. i honestly ive learnt so much from your channels
@StefanoMongardi
@StefanoMongardi 4 жыл бұрын
It’s basically impossible to do that today in LA. Price skyrocketed and your timeline starting in 2012 is the demonstration. Hopefully in the next months there will be new investment opportunities at a fair price since many people are leaving LA! 🙂
@Fredman5551
@Fredman5551 4 жыл бұрын
If people are leaving, how will that impact the homes value in the future?
@StefanoMongardi
@StefanoMongardi 4 жыл бұрын
Fred H hopefully they’ll also come back!
@Fredman5551
@Fredman5551 4 жыл бұрын
@@StefanoMongardi I hope too! Get your money 💰
@LukeCunningham
@LukeCunningham 4 жыл бұрын
11:12 "rent is due" 😂😂😂
@lukepascal6023
@lukepascal6023 4 жыл бұрын
"So thank you so muc... SO THANK YOU SO MUCH and let's get back to the video here." -Graham Stephan 2020
@HDawg26
@HDawg26 4 жыл бұрын
I love how you're so transparent with your finances Graham, thanks for all the info it really helped putting a financial decision of mine into perspective.
@davidbang9638
@davidbang9638 4 жыл бұрын
This is why I watch Graham! Such transparency and actual success. Not like those scam gurus whose ads I was getting while watching this video.
@prashil1512
@prashil1512 4 жыл бұрын
I hope all of his tenants smash the like button for the KZbin algorithm
@MikeNardiTV
@MikeNardiTV 4 жыл бұрын
When you were going in on these $50-$70k properties, was your goal to use them strictly to generate rental income? Or were they in areas you thought had upside?
@skyblue9991
@skyblue9991 4 жыл бұрын
Probably both but he's said he never plans to sell if I'm not mistaken. Appreciation just means more cash flow.
@mvpmikey
@mvpmikey 4 жыл бұрын
Graham use Compounding to be wealthy. Selling only if necessary, but 98% of the time holding for long term. Most people earn thru appreciation which is buying low and selling high, Graham earns money thru cash flow. Graham is basically the Millennial version of Warren Buffett.
@fakegamergirluwu6717
@fakegamergirluwu6717 4 жыл бұрын
Most likely strictly generate rental income. He has mentioned that they are in San Bernardino the IE (about an hour in a half ) and that isn’t the best place. The appreciation value grows, but not as fast as you would if it was closer to LA, even unincorporated LA.
@MikeNardiTV
@MikeNardiTV 4 жыл бұрын
@@fakegamergirluwu6717 Yea, that's what I was thinking. Makes sense
@TheFasterFreedomShow
@TheFasterFreedomShow 4 жыл бұрын
Good video. I have 115 rentals currently! Working in building a following to teach people as well!
@jpg9279
@jpg9279 4 жыл бұрын
FasterFreedom njce
@ma-x9014
@ma-x9014 4 жыл бұрын
Looking at your channel it’s seems you have a lot of videos of real estate investing which is exactly what I’m looking for, I’ll definitely check them out! My question is if I need a lot of upfront money to start owning property? I just turned 19 and I’m really only using my money for stocks.
@charleskennedy8326
@charleskennedy8326 4 жыл бұрын
@@ma-x9014 All you need is 3.5% (I would suggest 5%) to buy an owner occupied deal
@GraceReport
@GraceReport 4 жыл бұрын
Great breakdown, Graham! So inspiring.
@denmarkgarcia9698
@denmarkgarcia9698 4 жыл бұрын
AM GLAD TO HAVE COME ACROSS *VERATTI 100 ON TELEGRAM* HE HELP ME FINANCIALLY WITH SOME FUNDS AND I HAVE BEEN ABLE TO SOLVE MY DEPT AND PENDING UTILITIES.....
@eddiemalvin
@eddiemalvin 4 жыл бұрын
You certainly got in at the right time because $1,000/month in gross rental income vs. the current $290,000 property value doesn't even come close to meeting the 1% rule. Well done!
@williesmite509
@williesmite509 4 жыл бұрын
The number of ads in this video makes me think Graham has been kidnapped and replaced.
@biggestbullsfan8569
@biggestbullsfan8569 4 жыл бұрын
adblock?
@BriskBrain
@BriskBrain 4 жыл бұрын
It would be interesting to see the video “how much money I actually made on the video “how much money I made on renting 6 real estate properties” 😅😅
@GrahamStephan
@GrahamStephan 4 жыл бұрын
Hmmm...
@marcusholmquist3675
@marcusholmquist3675 4 жыл бұрын
Oh what have you done lol
@mattrixx007
@mattrixx007 4 жыл бұрын
@@GrahamStephan Yes!
@MrNGTfan123
@MrNGTfan123 4 жыл бұрын
You know what’s funny, I’ve been watching Graham for so long it’s almost like I’ve been trained to smash the like button whenever he says it😂
@rahullaijawala9774
@rahullaijawala9774 4 жыл бұрын
Listing out the mistakes in the video 1. The ad sponsorship had "Thank you so much" phrase twice. 2. On 19:18 you mention the average total return of 285% vs the write up has mentions 258% 3. The stock comparison you named amazon stock as apple. All in all great video thanks man
@mirali4467
@mirali4467 4 жыл бұрын
maybe he ran out of coffee while editing and couldn’t justify spending $4 for Starbucks lmao
@Ioikol
@Ioikol 4 жыл бұрын
Jeez... His honesty always amuses me. I have never seen such a genuine youtuber 👏👏👏
@cakes4208
@cakes4208 4 жыл бұрын
Just saw you at the Bellagio over the weekend!
@dancadman7448
@dancadman7448 4 жыл бұрын
Love the vids graham, biggest inspiration in my life!
@GrahamStephan
@GrahamStephan 4 жыл бұрын
ah thanks!!
@IncomeBoost42
@IncomeBoost42 4 жыл бұрын
You’re right to make the comparison between real estate and stock picking. That’s because just like properties, if you pick the right stock you can make huge returns. But properties and their potential tend to be more transparent and intuitive than stocks.
@Saul.Tbauss
@Saul.Tbauss 4 жыл бұрын
Can you please make a video on how to qualify a tenant and being an efficient landlord?
@denmarkgarcia9698
@denmarkgarcia9698 4 жыл бұрын
AM GLAD TO HAVE COME ACROSS *VERATTI 100 ON TELEGRAM* HE HELP ME FINANCIALLY WITH SOME FUNDS AND I HAVE BEEN ABLE TO SOLVE MY DEPT AND PENDING UTILITIES.....
@spacedreamer12
@spacedreamer12 4 жыл бұрын
Damn, 6 ads Milking that KZbin money, I see
@fatherleo4603
@fatherleo4603 4 жыл бұрын
So thank you so much, thank you so much for this video, Graham!
@robobiss444
@robobiss444 3 жыл бұрын
It’s crazy how these house are 500k and they would be 120 where I live
@jedijedi-te4fe
@jedijedi-te4fe 3 жыл бұрын
What is so unique about Graham is his honesty, I learn a lot from his experiences.
@jedijedi-te4fe
@jedijedi-te4fe 3 жыл бұрын
@Graham Stephan I will send you a message regarding a app I'm trying to create. This will connect the music industry in a way is never been done before. I will like to tell you about this project because maybe you could be interested or not, I mean I don't have anything to lose. But it f you like my idea I'm looking for a investor in this idea. 💡
@aztecdemon
@aztecdemon 4 жыл бұрын
I forgot to Smash the Like Button and as soon as Graham started mentioning it I turned my phone upright, and clicked it. He's got me trained I didn't notice till after
@acegotvybez6517
@acegotvybez6517 4 жыл бұрын
“20:40” you said Apple twice when talking about investing in stocks lol. Good video though bro. We appreciate all of your content.
@Quietriotou812
@Quietriotou812 4 жыл бұрын
Congratulations you deserve a cookie now go find a hobby.
@BobbyForsee
@BobbyForsee 4 жыл бұрын
The rend it due thing was really something 😂
@AmanBansil
@AmanBansil 4 жыл бұрын
Ok 10:21 glitch in Graham actually made me feel so much better about my own videos. I always mess up so much and I’m in awe of how fast Graham talks. And how it’s so dense with information. But yes seeing him screw up too for a second, gives me hope lol. Thx buddy
@vicwillis4295
@vicwillis4295 4 жыл бұрын
Real estate is just cool to be apart of. Who doesn't love finding gems of properties, appreciating the neighborhoods' cultures and architectures, finding homes for people, renovating stale places, and making money all at once
@skii2566
@skii2566 4 жыл бұрын
Graham : me calculating all these numbers makes me wanna buy real estate even more Me : You calculating all these numbers wanna grow up even more so i can buy real estate 😂
@GrahamStephan
@GrahamStephan 4 жыл бұрын
:P
@finnicole3837
@finnicole3837 4 жыл бұрын
I would really love to hear about how buying properties/ getting a mortgage works in the US. Here in the UK there is no waaay what you did would be approved - especially the 2012 buys haha
@entercybotron6154
@entercybotron6154 4 жыл бұрын
I thought the same I'm in the UK also in Sat here thinking how I can start doing this but the simply answer is not a chance in the uk 😞
@finnicole3837
@finnicole3837 4 жыл бұрын
Tinker Tailor yes it’s unfortunate!
@Alexeggers380
@Alexeggers380 4 жыл бұрын
How can people dislike a video already when the video is longer than the time it has been live? YALL BETTER SMASH THE LIKE BUTTON FOR GRAHAM
@GrahamStephan
@GrahamStephan 4 жыл бұрын
I know right?! :(
@travisskeans2511
@travisskeans2511 4 жыл бұрын
He's mad he works a useless 9 to 5. Like meeeee
@Tiffany-cr6mr
@Tiffany-cr6mr 4 жыл бұрын
Graham Stephan I’m pretty sure likes and dislikes have the same effect on the algorithm (think Justin beibers “Baby” getting recommended with TONS of dislikes) but its still rude :(
@soldiernew5187
@soldiernew5187 4 жыл бұрын
Literally hope you post everyday to learn something new. I think Its a crush.
@MrEricblane
@MrEricblane 4 жыл бұрын
I started watching one video and before I realized it I had watched 20 of your videos. I didn't expect I would enjoyed them. Learning about finances isn't usually entertaining but now I'm hooked. You make good quality videos and I'm striving to be more like you now.
@KerryTarnow
@KerryTarnow 4 жыл бұрын
Before watching I guess 5 million
@Shawk95
@Shawk95 4 жыл бұрын
Graham rode the high tide in real estate valuation. Can he say 'I was extremely lucky'?
@adelbertoraphael5118
@adelbertoraphael5118 2 жыл бұрын
Great video.But let me talk about something important, I see many young and old make mistakes that I think should not be. I believe that everyone, young or old, should have an investment plan that increases their financial returns from three figures to six figures.The investment can be your retirement plan or future plan, depending on what you want, but what matters most is that you have an investment that is profitable.
@tiana2384
@tiana2384 2 жыл бұрын
Wow, this is inspiring. I have seen people who collapsed financially in old age because they did not have an investment when they were still earning. Investing is something that everyone should do for a better future.
@adelbertoraphael5118
@adelbertoraphael5118 2 жыл бұрын
@@tiana2384 I agree with you. The way to grow wealth and stay rich is to invest. That is the secret of how the rich keep getting rich.
@tiana2384
@tiana2384 2 жыл бұрын
@@adelbertoraphael5118 If you put money to good use, it yields more. When I mean putting it to good use, I mean investing it in something that makes you profit.
@yaronj
@yaronj 4 жыл бұрын
You're the man with a plan. On paper we all get very rich very easily. If you are committed and hard working this is absolutely possible.
@lesleyacevedo4196
@lesleyacevedo4196 4 жыл бұрын
Your videos are the only videos I can watch and it ever feel like 20 minutes just went by! Very informative! Appreciate the insight!!!
@AboutAysha
@AboutAysha 4 жыл бұрын
Legend has it he made all his money from collecting Like button smashes...
@BertMMA
@BertMMA 4 жыл бұрын
Am i the only one that heard him say thank you so much twice.
@RedaHarras
@RedaHarras 4 жыл бұрын
Graham is a great guy, one of the best KZbinrs! Thanks to him I started my KZbin channel! Highly recommend his course!
@GrahamStephan
@GrahamStephan 4 жыл бұрын
Ah thank you so much!! :) Good luck!!
@RedaHarras
@RedaHarras 4 жыл бұрын
@@GrahamStephan Thanks!
@Ld_277
@Ld_277 4 жыл бұрын
Hey Graham, sorry if I missed it in the video itself, but are you factoring in closing costs and fees into your calculations for the purchasing of each property?
@bear831tiger
@bear831tiger 4 жыл бұрын
I don’t like when people tell me what to do. But since I like your Channel I will like cause I appreciate your hustle
@PrecisionRifleNetwork
@PrecisionRifleNetwork 3 жыл бұрын
...not talking about all the expenses of owning properties? roof leak, AC broken, replace dishwasher, yard work, etc. etc. etc.
@joshmcgoo
@joshmcgoo 4 жыл бұрын
Hey Graham: 10:21. Little edit blip there!
@AndrewChedid
@AndrewChedid 4 жыл бұрын
Oopsies
@Quietriotou812
@Quietriotou812 4 жыл бұрын
Get a life.
@joshmcgoo
@joshmcgoo 4 жыл бұрын
PlantbasedQuietriot a good suggestion - I will consider it
@rivhn
@rivhn 4 жыл бұрын
the only person in youtube that makes investment in real estate look simple and understandable for everyone. but its a headache in reallife if we do not understand the market, work on house.
@chessmanmark9244
@chessmanmark9244 3 жыл бұрын
$285k = $258k There’s a dyslexic number in your video Graham, but your frankness about these investments is refreshing. You are an inspiration.
@leetjohnson
@leetjohnson 4 жыл бұрын
Can you cash out refinance stocks? That's the way I like to invest my equity in rental properties without selling, doing an exchange or having any tax liability (outside of the recapture tax when I sell the property). That allows my tenants to pay for my properties and even the jump after refinancing, however due to lower rates and stretching the loan back to 30 years, you effectively create tax free capital to redeploy.
@MuhammadAhmad-kt4st
@MuhammadAhmad-kt4st 4 жыл бұрын
I think this is good advice, but better for people who are closer to retirement or want to invest long term. My opinion for young people is you need to be both a dividend investor and a growth investor, and you can let the market determine your allocation. For example I just got a 1000% gain on Tesla and then pulled 85% of the money out and went into a load of more stable dividend stocks like AT & T. So I would say diversify, but also use those growth opportunities to build the capital to invest in the dividend payers (or in cash flowing real estate) . Ever since i started working with my Financial adviser Lorna i've been able to understand the basic market cheats and made amazing profits under her guidance
@ibrahimkhalil1851
@ibrahimkhalil1851 4 жыл бұрын
Agreed! Finally someone said it. I’m 28 and I feel like if I lost $10k so what? Ppl spend that on foolishness anyways. I’ve only been serious about investing for 2 years and trading since March. This has been my best month since September has historically been a red month. It’s all about risk management. I grew up a risk taker, so I can handle seeing my account down big and not sweat because I have conviction about my decisions. Made over 3000% on calls and puts last week ($NKE, $COST, $APPL, $KODK, $NKLA). I’ve spent money on stupid things like most ppl, so my whole mentality is if I go broke might as well go broke investing. We need to encourage more risk taking when young because realistically doesn’t take long to get a loss back. Honestly I’m glad you said this, Would also love to work with your advisor. Could you be kind enough to drop her info? hopefully we can get more ppl discussing this. I plan on retiring in 13 yrs, so for now I’m taking risk and buying income “dividends” .
@alimaabeb1176
@alimaabeb1176 4 жыл бұрын
Good advice its gives you both plays, and after u realize and take the gains on the growth stock, the dividend stock would be the safe play.
@MuhammadAhmad-kt4st
@MuhammadAhmad-kt4st 4 жыл бұрын
@@ibrahimkhalil1851 Thanks, some nice picks you got there, I work with Lorna Rose Sabbia met her through a family friend and investing with her is probably the best decision i've made my whole life. You can get across to her directly on TeIegram at tradewith_lorna
@amiraomar1927
@amiraomar1927 4 жыл бұрын
I totally agree, dividends sometimes don't make past the rate of inflation. I try to mix it up between dividends, growth stocks, dreamfire52 and fundrise. Otherwise, it might take 30 years to get to a point where dividends are paying out a decent amount to live on.
@calinconstantinsegarceanu323
@calinconstantinsegarceanu323 4 жыл бұрын
There's no way you could find properties priced so low at this time.
@vanillabreyer
@vanillabreyer 4 жыл бұрын
You can, but it's hard AF for sure.
@factsverse9957
@factsverse9957 4 жыл бұрын
@@vanillabreyer You can but Graham will have seen it before you
@vanillabreyer
@vanillabreyer 4 жыл бұрын
@@factsverse9957 😂 And will have made a full cash offer already.
@MattTheMortgageGuy
@MattTheMortgageGuy 4 жыл бұрын
Great video as always my dude!
@rickjos7533
@rickjos7533 4 жыл бұрын
Am so glad *Veratti100 on telegram* didn’t disappoint me after I explain my order and the situation I was facing,glad he raise me $35000 for just the little I have to invest with him.
@Jolene_Beyond9to5
@Jolene_Beyond9to5 4 жыл бұрын
Didn’t think your first property was so inexpensive. Kudos to you and the KZbin algorithm
@newname4785
@newname4785 4 жыл бұрын
For how much Graham moves his hands when he speaks, there's no way he isn't Italian.
@seeratech6339
@seeratech6339 4 жыл бұрын
or latino
@MrLogan2600
@MrLogan2600 4 жыл бұрын
He has said that he does it to spice up the video and never talks like that in real life
@zionkimura626
@zionkimura626 4 жыл бұрын
he messed up his editing when he was thanking the sponsor.
@thetimdmiller
@thetimdmiller 4 жыл бұрын
Haha. Can't catch them all.
@OliviaValerie
@OliviaValerie 4 жыл бұрын
He also said "Apple" when he meant to say "Amazon" while talking about the ROI he would've gotten if he invested in stocks (towards the end of the video)
@adrenalinepsalm6386
@adrenalinepsalm6386 4 жыл бұрын
came here to say this
@thatdude3943
@thatdude3943 4 жыл бұрын
and 258 vs 285...
@Normet2
@Normet2 4 жыл бұрын
Your largest profit margins and total returns are on single family homes and not the larger more expensive duplexes. Also the single family homes appear easier to buy....Interesting, one would think having a duplex or bigger would bring in more income which it does but actually only to offset the all the money spent to purchase and renovate.
@bjlbernal
@bjlbernal 4 жыл бұрын
For those reading the comments, Graham's example at the end about hypothetically "making more money" with those "winner" stocks (AAPL, TSLA, AMZN) is a false equivalent since one is more cash-flow vs net asset value. Only AAPL pays a dividend but its yield is less than a percent. The investing in just the SPY is a closer equivalent, but it pays under 2% and as Graham points out his real estate investment is month-over-month a better investment. In conclusion, for cash-flow real-estate is a better long-term investment, for capital net appreciation, stock investing is an easier long-term investment.
@Hayden_M_Kearney
@Hayden_M_Kearney 4 жыл бұрын
20:45 You called Amazon Apple. Unless I'm missing a joke here.
@CartierCasey
@CartierCasey 4 жыл бұрын
He also said 285% and put 258%. I think he’s just tired
@TheBlueArcher
@TheBlueArcher 4 жыл бұрын
Lol yeah, I did a double take and replayed that part when that happened.
@ryanboughton3577
@ryanboughton3577 4 жыл бұрын
@@CartierCasey I noticed this error too. The guy has been working hard haha
@sergeiisakov8229
@sergeiisakov8229 4 жыл бұрын
Is it just me or has he made these mistakes more and more?
@shopifyproducts9032
@shopifyproducts9032 4 жыл бұрын
I miss my turtle (rip Mikey)😔
@AndrewChedid
@AndrewChedid 4 жыл бұрын
😢
@arigor10
@arigor10 4 жыл бұрын
Thank you for the video. Your transparency and openness about the numbers are invaluable.
@BudgetGirl
@BudgetGirl 4 жыл бұрын
I'm still on my first househack, but maybe one day! thanks for the continued inspo man!
@ski123
@ski123 4 жыл бұрын
I hate these bots/scammers in the comment sections of videos like this
@marcusholmquist3675
@marcusholmquist3675 4 жыл бұрын
Upvoting
@David-hh8on
@David-hh8on 4 жыл бұрын
Step 1: get a job first Step 2: invest wisely The end
@AssasinSpike
@AssasinSpike 4 жыл бұрын
Crazy how straight forward it can be lol
@charlie_wyrick
@charlie_wyrick 4 жыл бұрын
More sponsored video ads and less KZbin ads would be awesome!
@SlayNetwork
@SlayNetwork 4 жыл бұрын
Slay Certified!
@dweidemann
@dweidemann 4 жыл бұрын
Graham, seriously, captions are only available in auto-generated Vietnamese on this video. What happened?
@infamoushd8389
@infamoushd8389 4 жыл бұрын
Hello Sir, I love the informative videos you do keep it up. Question : How exactly does the bank let you get so many mortgages in a short amount of time? Considering you were able to purchase multiple properties in 2012. Thanks a lot. Regards from Canada.
@asmircar1
@asmircar1 4 жыл бұрын
He wont say 😂 and where did all that out of pocket money come from in 2012
@vanillabreyer
@vanillabreyer 4 жыл бұрын
I know in the US, you can get up to 10 loans in your name. And the banks will count your rental income as your personal income when calculating your debt to income ratio so you are a higher earner.
@MrPokemon248
@MrPokemon248 4 жыл бұрын
2 ads before the video begins, 6 ads during the video. 30 seconds talking about the sponsor, and finally an ad after the video is over. 2020 youtube is just the greatest.
@explorecalifornialife
@explorecalifornialife 4 жыл бұрын
Thanks for providing the summary! You definitely have made some good decisions and invested time in your 20s well. Congrats and cheers to more success in future!
@1.5Koreans0.5American
@1.5Koreans0.5American 4 жыл бұрын
Stop flexing, start investing
@manukabello
@manukabello 4 жыл бұрын
I liked before watching the video for the KZbin algorithm.
@GrahamStephan
@GrahamStephan 4 жыл бұрын
THANKS!!
@smexybacon5827
@smexybacon5827 4 жыл бұрын
Hey graham!! I love your videos you’ve been a huge help - I just started my own LLC for my self employment work - instead of putting my business things in my name, I would love to see a video on how you manage your business funds and business credit. And maybe how you set up and choose your salary based on your business’ income! Thank you
@pitrs101
@pitrs101 4 жыл бұрын
Before seeing video, I .... smashed that like button!
@pinneddclbiogger799
@pinneddclbiogger799 4 жыл бұрын
Trading right now will be at the of every wise individual’s list. In 2years you’ll be ecstatic with the decision you made today
@wisdomfrancis7602
@wisdomfrancis7602 4 жыл бұрын
Bitcoin trading nowadays is a big chance to make money
@chickengeniussingapore4133
@chickengeniussingapore4133 4 жыл бұрын
Bitcoin is the future, Investing in it now will be the wisest thing to do especially with the current rise
@jonnyfdyoutube2022
@jonnyfdyoutube2022 4 жыл бұрын
14days of focus and hardwork can put you many years ahead... I just got into bitcoin trading and investment and I made my profits wish I knew about this earlier, stocks is truly a life changer
@dominick6131
@dominick6131 4 жыл бұрын
You really should raise the rent. Property taxes, maintenance, hoa goes up every year. Therefore you are making less every year. At some point you'll be making nothing just to be nice?
@ericharrison6418
@ericharrison6418 6 ай бұрын
How about a video….”buy a rental property with little risk without leveraging your own home equity or you and your spouses credit”
@MingyangHung
@MingyangHung 4 жыл бұрын
17:52 can anyone represent themselves and discount the commission as long as they have a real estate license?
@leagueoflegends-jinxs7016
@leagueoflegends-jinxs7016 4 жыл бұрын
Yes
@MingyangHung
@MingyangHung 4 жыл бұрын
@@leagueoflegends-jinxs7016 thank you for the information!
@masherrugene
@masherrugene 4 жыл бұрын
I watch all your videos but this is the first I clicked the like button and commented on
@MAKEMONEYMARK8
@MAKEMONEYMARK8 4 жыл бұрын
I wish there was a LOVE button for Graham! Great amazing video! 😍Who liked this?😍
@MrEbrahimBalwa
@MrEbrahimBalwa 4 жыл бұрын
I only come to this channel to “smash the like button” 😌 and make Graham rich
@RRR20238
@RRR20238 4 жыл бұрын
What’s up Graham, it’s guys here!
@GrahamStephan
@GrahamStephan 4 жыл бұрын
HEY GUYS
@AutomotiveAnatomy
@AutomotiveAnatomy 4 жыл бұрын
Graham out here killing the world with kindness
@julieoweh8980
@julieoweh8980 4 жыл бұрын
What a nice way to tell your tenants that rent is due.
@arvinmi
@arvinmi 4 жыл бұрын
Wow, I am so early, hopefully anyone that reads this will have a great day!
@GrahamStephan
@GrahamStephan 4 жыл бұрын
almost!
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