How To Become A Millionaire - Dave Ramsey Rant

[@TheRamseyShow]

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[@joesmith-ju7hh]

I needed this. All the way from Scotland.

[@Savannah-ed4rv]

So what is the growth stock he's talking about?

[@Savannah-ed4rv]

Still waiting to find out.

[@justincyr9769]

@@Savannah-ed4rv Stop waiting. Figure it out yourself. You sound like you create problems for every solution.

[@Savannah-ed4rv]

Justin , I think it's legitimate question when he mentions it so often, and I fail to see how asking a question is causing problems? If no one had questions, Dave Ramsey wouldn't have a daily show! !!

[@greaterdepthsBlog]

Dave Ramsey is the football coach of my financial life

[@TANQ31]

"Its your fault Latte Breath!!! Drop down give me a written budget for this month!!"

[@eddienorman338]

@@TANQ31 haha..! Dave is really good with what he's doing. Do you invest too? How is it going?

[@TANQ31]

@@eddienorman338 man im killlin it. Paid off my student loans in 2013 (about 25k), paid off credit cards same time (about 5 k). All while saving enough money to buy a condo cash in 2016. Then put 20 percent down on my house in 2017. I just turned 30 years old. My secret? I Listened to dave and also am waiting to get serious with a woman. Those two things have put me ahead of the game. I lived in a trailer when paying off my loans/saving money for real estate.

[@eddienorman338]

@@TANQ31 Amazing! It feels good to be one step ahead man. Been investing in stocks for over 7 years. Currently have a managed portfolio at Lumentrades yielding 10% to 15% on a monthly basis. Isn't that awesome?! Everything gets in place when you make the right move. If such investments will interest you, just give me a shout here for more info. Cheers!

[@TANQ31]

@@eddienorman338 yeah those yields are good. I diversify heavily in my assets. Gold, silver, company stock buying plan, sep ira, roth ira, cash in the safe, real estate. One day my stuff will be paid off and I can just fish all day 🤣

[@luisyurrr5999]

Dave I’d appreciate it if you stopped yelling at me it’s 2AM

[@Terika-]

Im laughing my A$$ off!!!!

[@marrissap7136]

😂😂😂😂

[@naynayblue8915]

I think it is natural to the Ramseys. I had a teacher name Mrs. Ramsey. 😤😤😤. I'm telling you she was LIVE on our (students) face. 🤣🤣🤣🤣

[@nllc9779]

@@naynayblue8915 not to mention Gordan Ramsey lol.

[@naynayblue8915]

@@nllc9779 I'm sure they are related. There is no difference whatsoever.

[@myrasellers6736]

I was never taught this. Only to survive. Never to save. I’m 30 now and I am so glad I found this and learned about you Dave. I will be saving. And I will teach my daughter.

[@EmpressofChrist]

Same here we were surrounded by mediocre people

[@JakeCalleOficial]

I'm 30 also! We got this! 💪

[@realvesselgem6527]

Jake Calle 30 crew lets save!!!!!

[@selafakatoumafi3938]

I’m 35 but never too late to start. 30’s we got this!

[@AnnaBulaklak369]

I’m 23 and I’m starting to save money. Learning how to budget.

[@bobbymainz1160]

Financial management is a vital subject that many avoid, often leading to future regrets.

[@alexyoung3126]

Absolutely, financial management is crucial for long-term stability and peace of mind. Avoiding it can lead to missed opportunities and financial difficulties. It's never too late to start managing your finances wisely and securing your future.

[@jameswood9772]

Financial management is crucial for long-term stability and peace of mind. Avoiding it can lead to missed opportunities and financial difficulties. Working with a financial adviser has really helped me get on the right track and secure my future.

[@chris-pj7rk]

It's great to hear how beneficial working with a financial adviser has been for you! I'm definitely interested in working with a financial adviser myself to better manage my finances and secure my future.

[@jameswood9772]

'Rachel Sarah Parrish, is respected in her field. I suggest delving deeper into her credentials, as she possesses experience and serves as a valuable asset.

[@chris-pj7rk]

She looks to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@MaximilianFischer497]

The importance of diversifying your investments and always putting your money to work is one thing I've learned from millionaires. Next year, I expect to make a return on the about $100K that I plan to invest in equities.

[@RowanBryson]

Indeed, you are correct. Investing in a variety of asset types, such as bonds, real estate, and foreign equities, can help spread out your money and lessen the impact of a market catastrophe. This is, in my opinion, the greatest strategy.

[@henryallard245]

That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, next year I want to diversify even more.

[@TicheDebb0]

I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

[@henryallard245]

Her name is, “Diana Casteel Lynch”. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@EvelynBrooks0]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@jakevote8978]

He makes me feel so ashamed for decisions I haven't even learned about yet. Thank you

[@someonebetter5673]

Its been a year since your comment. Are you still following this plan?

[@senorfrijol5305]

I started crying when Dave yelled at me. 😢 tough love.

[@invaderz1919]

lol

[@benjamindaner.5124]

I thought it was hilarious 😂😂

[@RettigJ]

🤦🏼‍♂️ millennials!

[@blackkittens.]

I did that weird crying laughing thing.

[@MichaelJosephJr934]

What's with the violence?!

[@glenbert1396]

I wasn't financially free until I was 40 and I'm still in my 40s, already bought my 3rd home, earned monthly through passive income and achieved 4 out of 5 goals, just hope it encourages someone not to. It doesn't matter if you don't have any of them right now, you can start TODAY regardless of your age. INVEST and change your future! Investing in the financial market is a great choice that I made. I plan to retire at age 58 with a dividends portfolio valued at $4 million.

[@lisaollie4594]

I understand that tomorrow isn't promised to anyone, but investing today is hard for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path with my savings worth bout $150k.

[@baileymclean8186]

Even with the right technique and serious cash some investors would still make more than others, as an intending investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to an invėstment advisėr for guidance which is how I was able to grow my account to a million $$, withdrew my profit right before the correction and now I’m buying again.

[@baileymclean8186]

The thing is that I really don't like making such recommendations. But there are many freelance wealth managers you could check out. I have been working with "LISA ELLEN SHAW" for about four years now and she's made decent returns. If she meets your discretion, then you could go ahead.

[@IIIlIIIIlIIIII]

^ this is a scammer replying to himself

[@williamblazkowicz5587]

​@@IIIlIIIIlIIIII ^ this is something that should be more obvious but is scarily not because the bots are learning.

[@pjpatriot248]

I retired at 52 with more than $5M. My parents, still alive, have more than $12M-$15M. That’s my guess and could be more. My children, 16 & 18 already have more than $120K invested. Their money they chose to invest. I grew up on a Mediterranean Peasant food diet of beans, greens and rice. Meat was a HUGE luxury. Parents grew up during the depresssion which honed their survival skills. Neither has a college degree. All four of their children have college degrees with $0.00 in loans. All this and if you walked by me you wouldn’t know any of us were multimillionaires. No fancy cars, no huge houses....just huge amounts of confidence and piece of mind. A lot of what Dave teaches is spot on!

[@CatManTho]

You are all older, so $0 in student loans is a given. A lot of people don't have the upbringing you have. Your parents taught you to save I am sure. Some people worry about their next meal, even if it was rice and beans. Point is, anyone can do it, but not everyone gets the same opportunity.

[@pjpatriot248]

Guns n Roses perhaps I wasn’t clear on the student loans since I tried to be brief. My parents paid every cent of our college education and taught us to invest. Everyone has the opportunity to spend less than they earn. Their decisions will dictate their behaviors. So much more information than when I was young. Young need to embrace a lifestyle that provides a bright future, whether fiscally or psychologically. There is no excuse if this is what they really want. Need to be taught and realize there are no excuses.

[@Goggans]

Yay for your testimony. Love it. I celebrate you!!!

[@pjpatriot248]

Malisha Goggans I am humbled and thank you for kind words. By the way, I will be doubling my wealth every 7-10 years, as do my parents.albert Einstein referred to Compound Interest as the 8th Wonder of the World. Truly amazing! I love each and every day!

[@gcastro3d]

@@pjpatriot248 how are you doing that?

[@fraydizs7302]

The only person more upset that I'm not a millionaire than me...

[@hugoportillo9579]

Facts!!!

[@douglaspaulomuteerwa2711]

Fraydizs very true 😂😂😂

[@janaeraquelmiller]

Right!😂

[@AstonMartinStig]

Underrated comment.

[@moonsoonmenu]

Which says a lot about your chances of being financially successful

[@jvolstad]

At age of 62, I am now a millionaire thanks to decades of investments and careful spending. I now have the ability to do what I really love. I'm a VA Volunteer at my local VA Hospital. As a retired soldier, this is what I want to do.

[@orion3706]

Congratulations!

[@yourmilitarymoney]

You're living the dream! Good for you.

[@GuillermoSmyser]

Great job! Your hard work and dedication is an inspiration and example.

[@1988moobs]

***** how did you do it? what do you recommend I can do with no risk?

[@jvolstad]

Allan Schwartz No risk? There is no such thing. Long term investments, frugal lifestyle, and don't buy things you can't afford.

[@AddilynTuffin]

I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

[@kaylawood9053]

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key. For a successful long-term strategy you have to seek guidance from a financial advisor.

[@ericmendels]

@@kaylawood9053 I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@legacymedia8468]

As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?

[@ericmendels]

I have “Sharon Louise Count” as my investment advisor. She has a solid reputation in her field and is a true genius when it comes to diversified portfolios, which help portfolios be less vulnerable to market downturns. She may be a name you are already familiar with; a Newsweek piece helped me to do so. She's a Google-able person.

[@legacymedia8468]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@jonathna11]

The goal is to be rich not to look rich.

[@xboxscootman10]

jonathna11 or just both, no point having guap but not looking fresh

[@VeRoHdezM]

👏🏻👏🏻👏🏻👏🏻👏🏻👍🏻

[@FairScale-tx1qv]

You could also " Think Rich and grow Rich". This is an actual book by Napoleon Hill who was Thomas Edison's mentor. Also a Christian.

[@bradcoddington1679]

@@FairScale-tx1qv I would steer clear of Napoleon Hill I was reading his books and stoped hes not Biblical sound

[@cashboy7406]

Why not be both?

[@CycleCruza]

The problem is broke people are trying to live like rich folks. Live poor save rich.

[@K-latte711]

CycleCruza what you doing here?! i watch you're channel too haha!

[@jeremysmith54565]

"The problem is broke people are trying to live like rich folks" actually what I am doing right now, was actually the opposite a few years ago, got me into some pretty serious trouble too. Can't thank Dave Ramsay enough really and on top of that (speaking as a decent person) his views on pretty much everything I really respect and he makes me laugh too! I think part of the problem was I was thinking I could make more money to pay things off but realistically the way I was going about it was entirely wrong, it may still happen when I do that (make more money, got a few plans and ideas, which even if some or whatever of them may fail I'll still enjoy the process) and make something out of the ideas I have. Going to be a good year for me 2018 as this one just gone hasn't been my best year at all, in fact probably one of my worst, glad to get shot of it but we all have good and bad years.

[@jake7aylor]

I watch your channel a lot 😊

[@Changoleon1100]

Big fan Cruza!

[@jwake4803]

Stop being a "panzie" and invest! 😂

[@candrewjones]

"Let's say I'm half wrong, so you end up with 3 million bucks. SHUT UP!!!!!" This is why I love Dave.

[@googie300]

Lol

[@gabriellemartinez5695]

🤣🤣 felt like I just got scolded

[@melissaosoria]

😂😂😂

[@josephjohnson1395]

I WISH HE WERE IN OUR SCHOOLS GROWING UP. THIS IS WHAT NEEDS TO BE TAUGHT. THANK YOU DAVE AND YOUR ENTIRE TEAM!

[@zg6253]

100% agree. I’ve learned more here than I ever did in my economics class.

[@thegentleman03]

Well now in my school there's a personal finance. I got an A on that class and I used my time and knowledge on it wisely

[@tylerj6264]

We had this in our finance elective class 2015, and im still checking in on dave 😅

[@louiedelatorre1667]

In my school the teacher made us watch all his videos!

[@user-zv9oh4kb7l]

💯

[@allisoncampbell4677]

I love you so much Dave Ramsey. I'm a 19 year old college student and you've inspired me to not go into debt, not even for school. God bless you.

[@PInk77W1]

U smart.

[@IWillSendMyHunters]

How’s it going now?

[@jasonjamaican]

i live in Jamaica (3rd world) and in a very short space of time i went from having no savings to saving the $1000us dave says to. Listening to this program as made me look deeply into my life and see that the smoking and drinking had to stop, my life has truly made a turn for the better. My circle was a very bad influence on my money and life when i stop drinking they all seemed to disappear. God bless you youre a kind and real man.

[@Renee-Heal-The-Eagle]

seeker jay It's only 3rd world by the Riverton Dump though right? As long as my fellow Windies don't watch tv and get big eyes for this fake Yankee lifestyle they should be able to save. I do a sou sou all year and save a lot lol

[@ThatGuyDownInThe]

same exact situation on my part, no more drinking and no more bad friends

[@enigma6451]

I'm jamaican as well. Born and raised in spanish town. Moved to the U.S when I was 15yrs old. I discovered Dave 2 yrs ago and even tho I hate his politics I love 95% of his financial advice. D money yuh save you affi go invest it becuz sittin on it nuh go help u out much. Look into investing it somewhere here or inna a larger and faster country than back home

[@mahaonexpress]

@@ThatGuyDownInThe hey, good job!

[@moniqued5162]

Big up yaself !

[@muscleunlimited5668]

Sir, as a 22 year old young adult with a pretty decent salary and just entering the "real world" I can honestly say I'm thankful that I found your videos and channel at a very young age. Growing up, my parents always struggled financially and it was devastating because they caused a lot of it on their own (financing vehicles without any major reason, careless spending, divorce, etc) so I grew up pretty poor because of their mistakes. I vowed I'd never put myself in the same boat. Your videos are a major wake up call and even though 90% of people my age won't follow you way of financial responsibility out of ignorance or stupidity, I will. Thank you for telling it how it is sir. You are a big help and huge credit to the small society.

[@HuntaKiller91]

muscleunlimited he helped ur nation a lot bruhh..im a Malaysian and found his videos are eye openers at least for those young starters😁😁

[@kathmandufoodwalks9874]

muscleunlimited im 20 and love his ideas hope its gonna pay

[@bigkeysh]

muscleunlimited beautiful testimony Hun, keep striving for the best :)!

[@Jsnses]

Matthew Gruszka p

[@M9rkAnthony112]

And that’s how you end family curses.. good job 👍🏼.. my parents were like yours.. I told myself I won’t be like them.. I’m debt free and trying to grow generational wealth

[@LeanneGC101]

Dave made me lose the desire to spend money on stupid things anymore. I deleted my shopping apps. Thank you Dave. I’m now on the road to financial recovery.

[@thisoldbelair]

How’s things going?

[@bk-entertainz7081]

Doing every dollar my husband and I found out that we didn't have a income issue, we had a budgeting issue. So embarrassing, but at least we learned. Thank you!

[@floop2935]

I love how authentic and genuine his advice is. No get rich quick bs, just real and practical steps to building sustainable wealth!

[@benjamins5165]

Dave. I put another $16k toward debt. Thats over $40k this year so far! Still more to go. THANK YOU!!!!

[@robertatkins272]

Benjamin Stasiuk keep chugging along man, I just made a $3,500 car payment this morning

[@SupremeChief1]

Robert Atkins phew that’s cool man

[@JbmcRanger96]

Robert Atkins keep it up bro

[@juanfelipe8484]

Great job bro

[@viniciusantonio8213]

Generally speaking, the higher the risk that an investor takes, the higher the reward a financial investment could return.

[@theresaquiera7412]

Both individuals and companies make financial investments with the intent of maximizing income or earning a profit.

[@EricBrittonSilvado]

TIMOTHY ERIC MEEK said investments are held for a specific interval of time that is called a time horizon.

[@durhammiller8817]

He is right, an employee beginning a career could hold onto retirement investments for a few decades, while an investment firm may hold and sell an investment within a few days.

[@rosannaconstil571]

According to an expert like Timothy Eric Meek, financial investments could involve one or many different types of assets that are usually bought or sold based on a specific investment strategy. This determines how they are combined in a portfolio.

[@christianrode8316]

@@rosannaconstil571 How can i reach him as soon as possible

[@thevintagepoet]

I'm 19 and I'm going to do this. I don't want to be broke anymore

[@Xachremos]

@escow nagejac why the piano tho.

[@eddienorman338]

@escow nagejac a pretty good advice for any young lad. I guess you must have been into investment for a long time. How is it going?

[@jakeguitarpianoandcello6203]

I feel the same way! Im tired of it already.

[@brandonhearst6089]

Historys Glare yes indeed

[@reniehandler2595]

@escow nagejac you forgot, don't drink, don't smoke. don't do drugs, follow the law, don't cheat, don't lie, don't steal, eat healthy and always be humble and kind.

[@677javier]

Dave Ramsey makes a point! At 24 years old I've saved 7k liquid and have invested 20k, bought my own house, all credit cards at 0 every month. This is America if you can't make it here being perfectly healthy you've failed. Change your mindset

[@fattymcfatterson3651]

The 'perfectly healty' part is probably the most important thing in your comment. If you've got your health, you can make money. If not, suddenly things become much more difficult...

[@angienew8499]

Javier E How did you get to save so much money?? 😲 Share your secret, Educate us

[@machedasule5187]

United State of America is indeed a dream Country/Land of Opportunity for everyone but its rather unfortunate am not there yet . Any plans or help to make it to This Dream Country Please ?

[@iheartlreoy8134]

Fear Zero as in you’re an adult capable of providing for yourself. Everyone is

[@joshponce9614]

Patrick Brown what do you do for income?

[@justin60222]

This motivated me to start saving for retirement now, I'm only 64.

[@sosa3831]

Well bro 😂 I'm fresh and new 18 years old, I won't make the same mistake.

[@bralonfoster1480]

@@sosa3831 bro I'm 20 lol...really want 1 mil by 25...a qtr mil would be good also...just grinding day by day!

[@sosa3831]

Bralon Foster let's do it bro 😂 come back to this comment when you at a quater

[@bralonfoster1480]

@@sosa3831lol okay! we're not going to get it by saying we want it and typing on youtube..see u n 5 years bro!

[@sosa3831]

Bralon Foster Ight you better answer though

[@roneden3293]

Dave Ramsey, you are wonderful. The more you get upset, the louder you talk, the deeper your ideas sink in the brain. Way to go Dave.

[@theresab8501]

He is so right! Wish I had started a long time ago. All the money I've given away or wasted over the years I could be retired by now. I know better now so no more excuses.

[@LOUDsigh]

Theresa B in theory. remember "he's retired" NOT! making a killing #fpu is a diamond mine (u kno about diamonds rt?) &hooked he's daughter up too

[@allis553]

Reginald Green your point is?? He has what you said BECAUSE of what he says he does in the video! He was broke once too DONT forget or be fooled by what his life looks like now...

[@mikelee980]

Please show me in the Bible where God calls us to be retired??? Retired is a fallacy just like American dating. When I was in Bible college I don’t ever remember reading in the Greek and Hebrew where God calls us to the easy retired life where we sit back, take it easy, and do what WE want. I used to listen to this guy all the time, until I wished up and realize that he doesn’t teach anything different than what I already have learned. It’s simple, just like losing weight, reduce your caloric intake by 500 calories and exercise and you will lose weight. Tithe to God, live like you are poor and save like you are wealthy and live within your means. This is not rocket science. Besides, God created work for mankind to enjoy. Retiring in life is an American fallacy and isn’t Biblical.

[@queensden]

Mike Lee, he actually doesn't recommend people not to work if they plan to retire early. He suggests to stay busy doing something you love doing, not forced to...

[@AsianVideoGamer]

well people in the Bible old testaments live like 400 years... there's no retirement for people that can live that long.

[@liolio4198]

Dave I listened to your advise four years ago, I was 35, I opened a 401k and put 40% I made each check, now I have $53k thanks

[@christinaday6857]

40% is a lot...

[@graduate3064]

Christina Day depends what you make 40% of a million gives you a lot to live off of.

[@kekemorgan]

Dang!!! Amazing!!!

[@PInk77W1]

I don’t even know how to open a 401K ???

[@jamesonian90]

making around 32k a year, nice job.

[@CK-ld7yv]

"You impulse buy 100 bucks at Target every month!" Wow, drag me

[@Rebecca_Renae]

CadenKnight 😂😂

[@larisha4188]

Right 🗣target is the devil 😩🙇🏽‍♀️

[@SagRising19]

Lol

[@COINsimp2024]

Lol!!!

[@josephgries4683]

I feel personally attacked lol

[@theninzaru_ultima4147]

It is way past time. Dave this is the best advice ever. I'm 19 right now but i made about 36,000 dollars in the past 2 years and i have nothing to show for it. All that money is gone. Now i started saving at my new job and i already saved about 4000 in 2 months

[@andrewaspden1243]

I have just turned 14 and think this is the smartest guy on KZbin for financial and business related decisions I also love how Dave is strict and doesn’t want you to go outside your budget. He has helped me save a lottt this summer!

[@reggiejackson8711]

Played this video for my grandma, I didn’t get a thanksgiving invite.

[@22davis19]

😂🤣😂🤣😂🤣🙅No turkey🦃

[@brianmcgrath5977]

Sorry but hey,you can buy your own Turkey😁

[@emmanuelsurf]

😂

[@annika3118]

Wise Jvckson HAHA

[@christinagonzalez4022]

Bwaaahahhhhhaaaaaaaa....OMG!!!!!! hilarious!!!!

[@vince9080h]

I was told to spread my money across different things like stocks and bonds to protect my $750k retirement savings. Now, with the markets being shaky, should I keep adding money to my portfolio or consider other options?

[@henryallard245]

If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience''

[@MarshalWagner457]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital., This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@AshleySommerset808]

Mind if I ask you to recommend this particular coach you using their service;?

[@MarshalWagner457]

I work with Sonya Lee Mitchell who is a licensed fiduciary'' Just look up the name. All the information you need to work with a letter to set up an appointment is included.

[@AshleySommerset808]

Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon... I plan to start the year on a strong financial note.

[@cr7neymar908]

My teacher recommended the class to listen to this guy. I’m glad that I’m watching this at 18

[@hawihawi9260]

Your teacher just saved your life.

[@sanu1231000]

School teaching personal finance.... Your teacher has broke the fabric of the universe! Anyway... Good luck man!

[@hata6290]

Same! it was in 7th grade and, unfortunately what she said didnt stick with the the other students, but it really got me interested in finance!

[@bynx3959]

That’s a great teacher

[@erkfx4154]

Keep watching his stuff and don’t forget it! If you’ve managed to stay out of debt, don’t let yourself fall into it. If you can’t afford college, go to a trade school and get in a field that can help you cash flow the education you want. Doing it that way may take a little longer, but it’s well worth it. I didn’t start going to school for my dream career until I was 25. But doing it debt free is such a game changer!

[@boostedclem]

I feel like I’m back in basic training, a financial basis training 😂😂 Dave knows his stuff I’m glad I found him at 23.

[@RogerPack]

"You have NOTHING" :)

[@XxFailZorsxX]

Whenever I am losing grasp on my financial goals and start going astray, I just need to listen to some good ol' Dave Ramsey to get me back on track. This guy will put your act back together if you listen to what he is saying. Old video but lasting content!

[@melxnani]

“Latte breath” “Mr and Mrs. Cable” lol. Dropping valuable knowledge! Thank you 🙏🏼

[@ambersykora352]

Amen. How can your brain function when you are constantly bombarded with BS? IT CANT, AND THAT IS SOCIETY AND THE ECONOMY'S M.O. don't fall for it. Sit in nature and in silence as much as possible and you will be a OKAY.

[@DoAndBrewDIY]

Of course Dave is correct...in everything he is saying! My wife and I set up an Excel budget two years ago - it was a life-changer! We make a good amount of money between the two of us, but we were paycheck to paycheck! Not anymore! Debt free and saving a ton of money! It’s all due to the budget we set up. I balance our checking account to the penny every day...all the guys at work laugh at me when I say that...but who is really laughing? Establishing a realistic budget and sticking to it changed our lives....DO IT !!!! In fact, we are nearing completion of a $130,000 remodel of our home...we didn’t take out a 10 or 15 loan...we budgeted every part of the remodel and paid cash along the way. Yes - it has taken us three years to complete vs three months - but it’s paid for!

[@Jolly4012]

Do And Brew - DIY wow good job. Thats what i want to do

[@gregis22422]

Congrats man! I love it!

[@DOUBLE0SEVUN]

How exactly did you make the budget on Excel? Do you have any references that I can use to make a budget of my own? I Don't really know where to start on making one

[@bj_sal]

DOUBLE0SEVEN I just made one today! Start with your monthly post tax income. Start subtracting your fixed expenses and your non-fixed expenses, then start budgeting the remainder with the remainder of your expenses like restaurants, groceries, amount of monthly savings, investments etc. Learn and adapt your budget as you go :)

[@lifeslemonz]

Congrats!!!

[@shartiquecrump2940]

Dave: latte breath Me: puts Starbucks down

[@macuse2008]

Might as well drink it you already bought it!

[@Brav-v3r]

Hahaha

[@ambersykora352]

Exactly stop buying into the consume, consume, consume ideology. It'll save you thousands just by not partaking and trying to keep up with the media and 1% whom are gifted most of what they show off in the media.

[@ThePipton]

The only reason everyone likes Starbucks because it is loaded with sugar and creamy milk. You can easily make it at home if you wanted. Even better, learn to drink coffee black no sugar nor milk.

[@handsomebarber424]

I quit caffeine 3 months ago and never looked back

[@MarkPeterson2023]

I came from a family that didn't teach me any of this stuff, and I've been following these steps and at first it was really hard, but after the initial shock of seeing what my mistakes actually cost me, ouch. I wish I had heard of Dave when I was younger than 40. Still at least I see hope now, and I realize how much I didn't know before, and how much more I still have to learn., and more importantly I've been making sure my kids are getting taught what I never got taught so they don't make the mistakes I made. Young people just listen and don't go down the debt and mistakes road.

[@TylerL2023]

I’m 27 years old and have $55,000 saved for retirement.

[@mindmemes8804]

I am 17 and have 23,000,000 dollars for retirement!

[@cashboy7406]

You're far behind.

[@RCWeldingsgarage]

Tyler Leese good job! Keep it up,

[@TheSlugJones]

I’m 7 and have 600 million saved. Stop being lazy like those cripples and less privileged!

[@youtubeuser8497]

That’s it? I’m 20 and have 25k

[@EdeYOlorDSZs]

I am 17 years old an I have €900 saved up & I am so happy I discovered this channel

[@jonathancoleman7148]

good job

[@TheRosswise]

Yeah brother, I think you're going to do just fine.

[@TheRosswise]

You need to go back to school, or at least get your GED. Then you should really consider learning some sort of trade that is always in demand. Whether you are going to college or a votech school. I think you will find that if you have no skills that are in demand, you have to take whatever work people will give you. That is not a good way to live.

[@coopsnz1]

28 $80000 saved up

[@coopsnz1]

My first job 2003 , I was on $ 6 hr , by 25 I was on $ 40 hr in a Engineering company

[@JennyBrett]

Where have you been all my life Dave Ramsey? I freaking love you. I'm going to come on your channel every morning for my daily pep talk!

[@imdoc7872]

Listen to Dave. I took his baby steps and now my biggest problem is that I’m not sure what to do with my money coming in. He is the man.

[@markwhittaker6866]

Excellent.

[@hashemzs]

Dave, thanks for screaming at me!! Needed that

[@Medic47]

*Opens Roth IRA and schedules $300/month Okay, just stop yelling at me T_T, I'm only 24 I didn't know Dad

[@LeeMaitland]

Last November I started to financially educate myself, reading books and learning maths, i immediately started to kill off my debts. I am now investing in some strong mutual funds and I am going to earn interest rather than pay it. I love it when I come across a video like this, it is so great to hear somebody like Dave talking like I was talking to myself!

[@girthymeat5465]

lee maitland could you please recommend some books for someone completely new to finance I'm only 16 but I want to learn

[@LeeMaitland]

Definitely, the best books I have read, rich dad poor dad, the 7 habits of highly effective people, the compound effect, the slight edge, think and grow rich, seneca and the Shortness of life, and how to win friends and influence people. These are all good books and I have yet to read dave Ramsey books too. Good luck.

[@nickbehrooz596]

lee maitland I've read all the books that you listed.. Check out Chris Hogans book Retire Inspired (he works for Dave) also all of Tom Stanley's work, The millionaire mind, The Millionaire Next Door, Stop Acting Rich and Start Living Like a Millionaire.. T Harv Eker has a book The Millionaire Mind.. All very good reads.. And when Dave says 85% of Americas wealthy are first generation rich, all the books I outlined prove that! They aren't the cliche that people think they are. They simply talk about how Americas millionaires got rich.. Coincidentally enough by doing 3 things.. Staying out of debt (out of the 85% self made millionaires, 70% of them have ZERO DEBT) living below their means, and having an annual financial plan, broke down into a 12 month budget, saving for purchases, living in a modest home, driving a nice, but used car.. Very interesting.. I've been a follower of Dave for 5 years, and I've been debt free for about 4 years, and it's the most FREEING feeling in the world

[@LeeMaitland]

Thanks for the recommendations Nick, I'll add these to my reading list, I have also recently read Dave's Daughter Rachel Cruze's book 'Love your life not theirs', its a very good read. I have also read 'The Go-Giver' which is an amazing story. Congratulations on your success and best of luck for the future.

[@nickbehrooz596]

Thank you sir!! His principles are def worth living out!

[@Steph1]

Imagine making 12% tax free 30 years straight. You would be amongst legendary investors as Warren Buffett

[@juanfelipe8484]

I love Dave Ramsey. We need to implement his finance course in every American high school.

[@Convexhull210]

The public school system teaches kids to be poor.

[@juanfelipe8484]

@@Convexhull210 yes it does

[@jayr399]

No. Dave Ramsey financial advice is mediocrity

[@omotayosatuyi252]

Yes and not just high school elementary school as well all through out elementary school and high school it sucks that some kinda graduate college and don’t know a thing about money it sucks

[@Jesuslovesherr]

It’s possible but it’s never gonna happen.

[@DaxXx988]

That escalated quickly

[@valeriakaur3581]

DaxXx988 so is people’s debt! That’s why Dave’s podcast blew up! I’m so glad I started listening. Wake up call for America

[@IGotDatKushHomie]

I'm 27 and I like his idea of starting to invest 100 a month. I'm starting that this month

[@elbarbu5097]

Still doing that ? Lol

[@scott7594]

@@elbarbu5097 Why would you stop?

[@bitronicc1887]

Hows that $400 doing sir

[@gihanbandarage6906]

@@bitronicc1887 Id say he stopped at $200...

[@IGotDatKushHomie]

I'm still going at it lol. Thankfully I'm still working full time and got a temporary raise for whats going on

[@Kardinaal29]

Guess I’m part of that 5% that does do a unique monthly budget. Keep track of that excel sheet everyday for what goes in and out of my account. Started it about 3 yrs ago and I always encourage others to do the same. Probably the best starter habit anyone looking to change the way they look and handle their money can do

[@TheOne-vf2yw]

Same. Game changer

[@seikygil]

Same and I also use Mint to help keep track.

[@tanstar2598]

I do too! It completely changes my spending habits! Now I’m about to invest 95% of my income

[@Schlonggdongg]

Awesome job man keep grinding!

[@TheRamseyShow]

Thanks for watching everyone! Now go visit The Rachel Cruze KZbin Channel for life and money tips. kzbin.info

[@xbox123456789]

7500 a year for 40 years 12% return - how is that equal 7 million ? can you show me the math ?

[@abhattach21]

It equals 6.5m. Use a compound interest calculator. Real question is which mutual fund he uses and why he pretends it's easy or that it's common to find one that generates a 12% long-term return. You lose money with most active funds, and index funds average 7%.

[@jherc12990]

+a b He's probably talking about back then. If you look at a time period from 1900-2005 most of the market return was made up from investment returns. So if you invest in stock market index funds to own the stock market Then you're good. Depends also if you're an active or passive investor. Active managed funds is a no no. Buy and hold is the winners game, but buy and sell is a losers game.

[@jamisojo]

+a b You don't lose money with most actively managed funds and indexed funds that I would ever consider owning average better than 7%. What awful funds are you talking about? Do you listen to Dave's show? I could go to Fidelity's website right now and find you multiple funds returning around 12% over a ten year or long time frame.

[@jherc12990]

+John Jamison I dont what source you've read that tells you dont lose money from actively managed funds. Read John C. Bogle's little book of common sense investing

[@CalmChords]

The best time to plant a tree was 20 years ago, the next best time is today. Dave's advice works over the long haul, the most difficult part is being patient.

[@conorm2524]

That's a great analogy. I'm gonna try and get my kid brother into saving & investing without bombarding him with the jargon too much.

[@tommycastro9424]

The next best time to plant a tree is this year cause corona gives us opportunity

[@Billybillybillyrocking]

The best portfolios are diverse ones people forget about, and ones of deceased people whose children didn't know about it. I listened to a financial planner who quoted a study that showed these findings. Your broker or planner should update you and send you yearly reports, but the ones that do the best don't look at the numbers, or if they do they skim over it, make sure it checks out and move along with their life and not worry about it. I'm sure a lot of millionaires will say they don't spend every second checking the market or their portfolio. They are living their life enjoying it debt free.

[@dirk_diggler46558]

1:17 “i have more to give and more to live, if i save”. This is why i love Dave Ramsey, truer words have never been spoken 👍

[@matthewclaiborne229]

It’s so funny that I legitimately feel like my dad is yelling at me when I watch this

[@dvontebiggins1666]

Matthew Claiborne I’m telling you

[@eddydixon]

This is the first Dave Ramsey video I ever watched, it somehow ended up in my feed a few years back and I’m so thankful it did, life changing!

[@YouTubeUtah]

I absolutely love this rant and want to say a huge CONGRATS to the audio engineer who made sure to not let the hot moments go full red. People need to wake up!

[@kaylawood9053]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have about $700k amount of capital to start up but I have no idea what strategies and direction I need to approach to help me make decent returns

[@ericmendels]

Invest if you actually want to be wealthy. However, you should get guidance from a financial advisor if you want to create a successful long-term plan….

[@albacus2400BC]

Having an investment adviser is the best way to go about the stock market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly and I made over $800K within a short time

[@darnellelsberry6153]

With 700 k if you still have it lol I would use 6 100 k CDs because APY is up to 4 to 5% and then have that other 100k for emergency funds debt or whatever have you.

[@ExileOnMyStreet]

Place in an S&P 500 ETF like SPLG, SPY or VOO and earn yourself an average of 10% per year.

[@hasan_z]

​@zahairobrian671 lies

[@RettigJ]

Stared my Roth IRA 2 years ago when I was 16 just at $75 a month. That same year I stated my first year of tech school. Don't let society tell you what is normal, normal sucks!

[@Blessed6597]

RettigJ Hi, I’m just starting and would Like to save money. What company did you choose to go with and why ?

[@TheRealSlimShady509]

RettigJ i put 1000 dollars i to a mutual fund at 16. Dude we are gonna be multi millionaires

[@Benjamin-fh9ld]

mason essary no you won’t... not if you don’t have monthly contributions aswell

[@LovelyJ24]

@@Blessed6597 hello would you be willing to hear me out about a company that I am a client with that offer Roth IRA's

[@spartanrh83]

Right on brother!

[@danieltaylor--65]

Purchasing stocks may appear simple, but selecting the proper stock without a tried-and-true strategy may be challenging. I have been trying to increase my $310,000 portfolio for a long time, but the biggest barrier is that I don't have a clear entrance and exit plan. Any advice on this matter would be greatly valued.

[@debbygradley25]

The methods are challenging for the average person. They are typically carried out successfully by experts with a high level of ability and expertise in such trades.

[@donaldwayne7023]

Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@JenniferDavis7630]

That makes perfect sense because you seem to know the market better than we do. Who is the mentor?

[@donaldwayne7023]

'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@Angelinacortez495]

She seems to be a well-read and intellectual woman. I found her website when searching for her online; I appreciate you sharing.

[@VeronicaOlivers]

Just finished stacking up $332k in my emergency fund... and now it's time to jump into investments. Any tips on going from 'emergency fund master' to 'millionaire in the making'? Or do I just keep staring at my savings while inflation eats it alive? 😂

[@MollyShorters]

Nice, $332k is solid! But seriously, don't let it sit there too long, inflation's no joke! I got into the game with the help of an investment advisor who really knew their stuff. Might be worth a thought before diving in solo!

[@blissds-gi3mb]

Honestly, I’ve been in the same boat. Have the cash, just no clue where to go next. I know I need an advisor, but it’s like finding a needle in a haystack. Any suggestions?

[@MollyShorters]

There are a handful of CFAs out there. I've experimented with a few over the past years, but I’ve stuck with ‘Linda Aretha Reeves’ for some time now. Her performance has been consistently impressive. She’s well-known in her field!

[@VeronicaOlivers]

Just looked up Linda Aretha Reeves... Wow, she seems exactly like what I need to get my financial journey on the right track. Thanks for the recommendation!

[@NancyFranciss]

Watched Linda Aretha at the Bloomberg Finance Summit 4 years ago. Her presentation was chef's kiss - totally nailed it! Definitely someone worth considering.

[@bfrandsen1]

Idk why these rants make laugh but they always do. I get a good laugh and the screaming refocuses my mind on finance. Thanks Dave always leave these videos up.

[@Jessicaa8711]

People need to take Personally responsibility and ownership to their decisions! Love you Dave!

[@15KHPCLUB]

Dave has been so blessed, he's forgotten about everyone else's hardships they're dealing with daily He reminds me of the rich uncle who blamed his orphaned nephew for all his hardships and berated him for still feeling depressed after winning a multi-million dollar wrongful death suit

[@cristinam2591]

I tapped the like button when he yelled “it’s your fault!”

[@bitronicc1887]

The dramatic volumes make it better X-)

[@supermanprime1281]

Be my wife

[@Jay_Lo]

@Héctor Z stop inceling.

[@RealOGMudbone]

Hey sexy gal, I’m thirsty

[@markwhittaker6866]

@@bitronicc1887 Absolutely agree with you.

[@kawaiinekochan22]

haha I love how he's so passionate(/angry?) and still doesn't curse

[@devereauxjnr]

Investing in various sources of income that are independent of the government should be the most essential thing on everyone's mind right now. especially in light of the global economic crisis at the moment. I have $560,000 sitting in savings searching for the best method to enter these markets. This is still an excellent moment to invest in equities, gold, silver, and digital currencies.

[@Blitcliffe]

Something I’ve learned from my first bear market: You don’t have to outperform, just survive. If you can survive and let your competitors blow up you’ll be the only one left and in a better position than before.

[@viewfromthehighchairr]

@@Blitcliffe Building a good financial-portfolio is more complex so I would recommend you seek professional support. This way you can get strategies designed to address your unique long-term goals and financial dreams.

[@AlbertGReene-p8w]

@@viewfromthehighchairr Working with a professional to develop a well-structured investing portfolio is a wonderful approach to get started. That's why I've been working on my dealings with “NICOLE DESIREE SIMON”. Because most traders enter the market with the intention of making a quick 10% to 20% profit, I've learnt to remain patient with the market. They miss out on the massive gains since it trades at a P/E ratio of 40-50.

[@SkepticalMechanic-l9x]

@@AlbertGReene-p8w Glad to have stumbled on this conversation. Please can you leave the info of your investment-advisor here? I’m in dire need for one.

[@AlbertGReene-p8w]

@@SkepticalMechanic-l9x NICOLE discusses topics like insurance, retirement planning, investing, insurance, tax benefits, and techniques to reduce investment risk volatility. numerous instances of that. Just Google her complete name to see what it says. Finding her shouldn't be difficult because she is highly recognized...

[@blackheartsmarine0351]

My dad told me to do this when I was 19 and started my career in the military. Of course I didn’t listen. I’m 37 now and wish I listened to everything he told me about finances...I’d have a nice chunk now and not have all the debt I have now. I live paycheck to paycheck. I’m just now fixing things. Going from a $400k home to a $200k home to get ahead of my finances and build something

[@SVSky]

I started when I turned 18, when I joined the military, had our Wing's finance officer tell me "Wow, your dad did you a favor by telling you to do that". Made an impression. I've had my ups and downs but my military retirement will be allowance money hopefully. Good luck on your task, just like you were taught, improvise, adapt and overcome.

[@emi62507]

You can do it

[@TheZenGuardian]

Update??

[@jeanp.5929]

I save but I don't invest. I currently have about $300k net worth with all my savings (liquid assets only). Who do I talk to about starting an investment account? I'd like to maybe be a millionaire sooner then later.

[@miguelrobb5719]

@@jeanp.5929 I’m a truck driver that owns my own rig. I’m On the same path as you. I want to see $100k in my bank and then see how far I can go afterwards. Things like flashy clothes and the latest tech doesn’t stimulate me. I just want to grind and make my money and eat me a PB&J sandwich at the end of the day and repeat the process

[@RMalai]

When he shouted, "it is your fault", I was like, I admit. Now what?

[@thebaboonadore]

Start saving bro you should be 1200 richer now

[@jesusanddiamond222]

Latte breath? I feel personally attacked right now 😂

[@blessedwifeandmama]

Lol

[@dianaalonso7103]

Lol!!

[@tfh5575]

😂😂😂

[@Isaac86557]

I'm offended. Hahaha

[@katreenadanelle2874]

Hahahhaa

[@KentPittsburgh]

I think this is my favorite rant of Dave's. Got me really motivated.

[@terrykrall]

Dave’s kinda rough here. :-)

[@lunch7213]

Dave: Latte breath... Me looking at Chipotle burrito: *phew, we good G*

[@BlackGirlGreenThumb]

He scares me! 😳 ... going to find &100 & get rid of my latte breath!

[@gnman]

Lol it’s been 9mths.. hope you have 900 saved up since then xD

[@786valerie]

Right? 😂

[@lizcorbett2587]

Lol right. Just make your own lattes :P

[@Kreytonchild]

LOL right!? I hope he doesn't catch me with a mocha frappuccino!

[@mrgarypaterson]

A latte a day is £2.50 here, one a day at work is £12.50 a week, £50 a month, £600 a year. £6k over a decade before you've even put your money to work. So, yeah I'm now making the most of the free instant coffee at work!

[@10akee]

I'm 41 years old, I save $1200-1500 per month. My wife saves about the same. That's not including 401k. It took me a long time to learn the value of saving and investing.

[@RettigJ]

10akee let me guess net worth around 1.5mil?

[@markwhittaker6866]

That's outstanding. Well done to you both.

[@cosplayersunionentertainment2]

Very true, 37 and worked for years, sitting here thinking this is what I needed to know since high school. Not a single bit of savings rediculous, this is not how the wealthy live.

[@brandonb5818]

You are the man. Forget Suze Orman or anyone else, this guy is the best!!

[@jellygurl27]

Brandon B I know I always listened to Suze, once I found him I was hooked. LOL

[@MilanBroz]

+Angie The same here.

[@bestboy007]

+Brandon B so where is the way to become millionaire? i do not get it. i do not need 1 mil. after 2354o872058 years.

[@olgabalakshina1410]

Nape Lazam I can only feel sorry for you if you block yourself mentally from seeing the possibilities No BS.. I'm not teasing.. not trying to be rude.. but you won't see it until you are really ready to see. In russia we say "when pupil is ready the teacher will come/appear" you are just not ready yet..

[@user-bb3rr2dq7s]

Holy moly. This has to be one of the most motivating rants I've ever seen. There's truly no excuse to not at least invest a little bit each month for your future.

[@bitronicc1887]

I'm just waiting for him to get up and start smashing all the things on his shelves

[@kimberlybarnett4050]

I would actually pay to see that. PPV?

[@justinacase2623]

Go animal mode!

[@TheZenGuardian]

😆😅🤣

[@markwhittaker6866]

@@kimberlybarnett4050 😂😂😂😂😂

[@markwhittaker6866]

😂😂😂😂😂

[@AiringThoughts]

I was brushing my teeth listening to this, and then he says "ITS YOUR.. FAULT" and I just started dying laughing

[@sorrygtfo]

Dave Ramsey is hilarious 😂

[@markwhittaker6866]

I can certainly believe that. That bit is hilarious.

[@catt99mahal8]

The “SHUT UP” is what got me rolling! 🤣😂😅

[@15KHPCLUB]

I'd like to see you laugh when life hits you like an 18-wheeler People like you literally have NO CLUE how cruel life can be

[@markwhittaker6866]

@@catt99mahal8 😂😂😂😂😂

[@captainfrisbee8075]

“Renaissance of personal finance” made me feel so excited, nerdy, and inspired all at the same time. Money is so much cooler once you start actually paying attention!

[@tompain2751]

You could literally retire a millionaire,by cancelling cable T.V.,and saving that money in a 401k!

[@lizzyogunmeru5650]

I agree with this

[@tompain2751]

@@lizzyogunmeru5650 Not having a car payment works better!

[@Schlonggdongg]

Amen!

[@markwhittaker6866]

😂😂😂😂😂

[@AsAugustSleeps]

It's all garbage anyways

[@lauratdrummer]

You are like the dad I never had! THANKYOU!!!! 🙌🏻 I'm so inspired and motivated.💪🏻I'm way under 40 so perfect timing ✂️

[@FairScale-tx1qv]

Albert Einstein had said that the mystery of compound interest is something he can't even understand. Assuming that there are typical 30 days in a month, you save 1 cent on the first day. You save 2 cents on the second day, 4 cents on the third day, 8 cents on the fourth day and 16 cents on the fifth day. And just keep saving double each day till the end of the month. Do you have any idea how much you will end up saving at the end of the month? I won't tell you the amount until you grab your $5.00 dollar calculator and add the amount for yourself. Never underestimate the power of compound interest. And that is what Dave Ramsey is talking about here.

[@aamirmansoor6011]

*When it comes to the world of investing,most people don't know where to start. Fortunately, great investors of the past and present can provide us with guidance*

[@jivanagboubi5617]

After watching several KZbin tutorial videos about trading I am still making losses, please I seek for a better website

[@giacomochia8924]

Venturing into the forex/stock without an adequate orientation with a professional broker for accurate signals, you might lose all your hard-earned money

[@ashleyfoss7619]

Successful trading require discipline, patience, adaptability, mental toughness, independence, and forward thinking.

[@rashidmehmood5139]

Absolutely! Also, it's never been that easy and cost-efficient to actually invest. What a great time we are in!!

[@niviasoares880]

When we asked our followers from different platforms what are their immediate financial goals, most of them said that they want to make their first million. So that's what we're doing today.

[@randyrios344]

Sounds more like Gordon Ramsey than Dave Ramsey.

[@jturner7771]

Randy Rios Your retirement savings is RAW! :)

[@Alejandro-yb3hh]

Lol bro you made me laugh. Haha you savage.

[@theace8483]

House of Ramsey...Screamers. Motivators. Sick of your stupid sh*t. 😂

[@aaronjones394]

yes chef!

[@ravenwilson1751]

😂😂😂😂😂foreal

[@fpl_bailey]

"shut up, shut up" gets me Everytime 😀😀

[@VintageAfro91]

This is why I love this channel. Pure truth and knowledge. No sugar-coating. 👌🏾

[@Cristian_M_]

Successful people don't become that way overnight. What most people see as a glance of wealth, a great career, and purpose is the result of hard work and hustle over time. I pray that anyone who is reading this will be successful in life..

[@Derrick_Chavez]

I want to compliment you, you have said it all. I am a little business owner and I really want to expand my business to the next level by making myself an investor but I really don't know how to go about it..

[@tracyholian2944]

imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

[@thylda7877]

You are right. Been thinking of going into gold and cyptocurrency

[@patricklemmy679]

It's obvious everyone is doing this online Investment

[@kirstenraedmund7346]

​@@patricklemmy679 I totally agree with you it has been an eye-opening experience for a lot of people

[@annabellawr]

Thank you for talking sense into me, Dave! I'm 25 and ready to start this!

[@allantelee3885]

Good luck same here

[@prettyni6253]

Same here hun

[@TheirsHopewithJesusChrist_277]

Good luck im 26 and gonna start this asap and btw your very beautiful just sayin lol :) i think the main thing is find a good investment :)

[@Rizzinator123]

Starting this at 22

[@lupegarcia4987]

Annabella Rossetti hows it going saving up

[@XyefrinX]

This is good stuff. Who here is going to save more than $100 a month? I already been doing that

[@EmpressofChrist]

I am, I'm getting out of my debt first.

[@mercedeswilkins9085]

I am

[@Echteseele]

I am forcing myself to live with my parents for few years more, not super fun but I am saving about 700$ extra per month

[@reganwolf4405]

I am going g to start doing it in December.. I just found this channel. and I am really loving it... I hope to be out of debt in 3 a 5 years too💪🙏 but I am little late because I am already 36 and in January 37..

[@hollienguyen5222]

Me!

[@Streamerabi]

OMG, the moment he started screaming, F*** THIS GUY IS A LEGEND

[@GraceHarris305]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@NoahAnderson3000]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

[@CraigThomas-nm7uh]

this is definitely considerable! think you could suggest any professional i can get on the phone with? i'm in dire need of proper portfolio allocation

[@JanAlston-kd6yl]

Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Camilla.

[@n4n1damn]

Time in the market > timing the market. Don't pick stocks, you will not succeed. Better to invest in a fund like the S&P 500 or a global index fund.

[@omejia9243]

I love listening to this rant! "IT'S YOUR FAULT!!" He's so right

[@nathanielflynn4384]

I am 21, and save 100-400 a month depending on Bill's into an IRA, glad I've done it young 🙂

[@talyahr3302]

Bruh. 2:28 Latte Breath and Mr. & Mrs. Cable are the hardest insults I've ever heard. He called you broke af in the most angry yet sophisticated way possible

[@talyahr3302]

2:58 wait. IS THIS TRUE

[@Dkibble101]

Lol no, it's a joke. He's talking about where to pull 100 dollars from, and people will go in there and drop 200 like it's nothing

[@lovelight3037]

Our family has just become a babysteps millionaire thanks to Dave’s teaching!! Debt free wealth building - it can be done! God bless all your hard work! You are a blessing to us all❤

[@Antoniolanzo37]

Thanks you, Mr Ramsey! This is great me “telling it like it is” and a wake up call for myself and family! God bless you and thanks for all you do and contribute!

[@Rocabear]

lol @ latte breath. I so feel him about cable. That's one thing I do not care for. I mean, we can find anything on the internet.

[@davidbrighina2118]

+J Princeton cut the cable and get a roku or amazon firestick, much cheaper than cable.

[@insidmal]

+David Brighina It amazes me that anybody in the US pays for cable..

[@davidbrighina2118]

John Bell I am in contract til June unfortunetely, do you know any way of watching pay per view UFC or boxing fights through the internet?

[@insidmal]

+David Brighina I don't know, sorry, it's not something that interests me though when I did watch sports if I couldn't find a stream I'd walk to a bar up the street and watch there

[@rls151]

+David Brighina if your willing to pay for it i think PPVs are on the UFC website and subscribing to Fight Pass will get you some fights.