How To Budget On A Low Income + Times Are Tough For EVERYONE

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I’m not a professional I just do what I do because it works for me. I hope to inspire some of you to start today! Your journey is important and possible if you have the drive to start getting in the front seat on your struggle bus. It’s ok to make mistakes but it’s getting back up that matters!
#cashstuffing #savingschallenges #budgetingcommunity #lowincomebudgeting #budgeting #100envelopechallenge #sinkingfunds #2024savingschallenges #writenplan #daveramsey #babysteps #daveramseybabysteps #financialfreedom #debtupdate #coinjarchallenge #lowincome #daveramseyinspired

[@lovelycoffee4466]

I love that you emphasize on paying the bills first, I see a lot of folks budgeting for their spending but never bills. Life is so hard right now for all of us. Thank you for always being truthful! as far as those @sses in the comments let me at them

[@deborahjanik1116]

I agree, it feels great to pay bills first ❤️

[@41yearoldnewdriver]

I have been saving since February. I am saving for a used vehicle. I have almost enough to buy a used SUV on my own as long as I continue to save on my own for the rest of this year.

[@haileyreign971]

Just want to say I really appreciate your channel & "straight to the point" attitude. ❤ You truly help keep me motivated to get & keep my sh*t together.

[@AmandasBudgets]

Awww thank you 😊 I’m glad I inspire you! You are so sweet 🥹 you guys keep be going too

[@elainerealized]

Great video! I have also lived extremely low income and this is exactly it. Thanks for sharing 💙

[@CameraQueenSLC]

Love seeing how you make your budgeting work especially the low amounts put into savings. I don't have a lot for saving but it slowly adds up.

[@AmandasBudgets]

Every dollar counts!

[@judibrown9410]

i flippin love all my happy planners! 🙌🏼 always looking for budget layouts…so thank you for this!

[@AmandasBudgets]

My favorite one is the blank budget happy planner but I couldn’t afford it this year but that’s ok ✅

[@susanpacheco8318]

I budget for my bills first and then savings. There’s nothing left after that and it’s a good thing💜

[@AmandasBudgets]

Amen to that!

[@conniehazel22]

Very impressive. You have the budget planning down.

[@AmandasBudgets]

Thank you 😊 I try

[@KrstnaSchroeder]

thank you...yours is the first i found for low income. big help thanks. (subbed)

[@AmandasBudgets]

Welcome 🤗

[@jennylewis7930]

Love this! Thank you. Also Hi from Oregon as well!!

[@AmandasBudgets]

Where in Oregon???

[@jennylewis7930]

@@AmandasBudgets milwaukie.

[@anichol2587]

Thanks for this helpful info Amanda!!

[@emtdispatcheronabudget]

Good morning Amanda! Great information, thank you for sharing 🫶🏼🩷😻

[@Budgeting4Me]

Hi Amanda, here watching while at work.

[@breezybre2670]

Woah! I hope you can sell that car and buy somethign cheap. Insane cost! That must be so hard. Also the phones ..yikes., An older car will also make your insurance cheaper. Way cheaper. Our car is a 2007 and the insurance is $1000 a year.

[@AmandasBudgets]

I use it to work so no I won’t be. My insurance is because of the type of gig working I do. Plus I have roadside assistance and a car rental on the insurance full coverage. I can’t do what I do to make money off with an older like that vehicle.

[@lucillesmith9764]

I am NEW to budgeting and get paid once a month (Disability check). I don’t have a car or car insurance. I need to know how to budget.

[@AmandasBudgets]

@@lucillesmith9764 start watching my videos

[@SavingWithASenior24]

You are doing an awesome job!

[@AmandasBudgets]

aww thank you 😊

[@angelbudgets]

Love the video! Subscriber! ❤

[@diannerichards6018]

A great help thank you Awesome video 📹 👏 👌

[@GandLBudgetingBesties]

Love it 💖💖💖🥰

[@ladydisaves]

Good morning! 💖

[@bitsybarkley]

Great video ….. love you new budget ❤❤❤❤❤❤

[@AmandasBudgets]

Yes! Thank you! 😊🌼🏆

[@MsGechi77]

💖

[@bitsybarkley]

Also on your car insurance if you’re a senior citizen and you do not drive as much as you used to and you do not go out shopping as much as you used to keep a total of how many miles you travel in a week and how many times you leave the house in a week And let your Insurance know this because that has a lot to do with the price of your insurance because I am a former insurance agent and if you don’t tell him, they don’t know my insurance went down when I retired because I no longer travel to work, and I do not go out shopping as much as I used to and the mileage on my car is less than I was getting. That’s very important as you get older on your insurance because the older you are the less capable they think you can drive and if you have someone that drives for you make sure that they are on your insurance or you have people that can drive for you on your insurance That makes a difference too specially, if there is a accident and someone else is driving. Just to help from hint from a former insurance agent.

[@AmandasBudgets]

That’s great info to know thank you 😊 I appreciate that a lot

[@carolyndalton7775]

😊

[@cathyshilling3713]

I love your videos❤️❤️Do u have the link of the lady who does her meals from the dollar tree😊

[@AmandasBudgets]

Just type in dollar tree meals she’s like the first few videos

[@user56gghtf]

For the weekly budgets, for those being paid weekly, 4 months out of the year have 5 paychecks.

[@AmandasBudgets]

You can print as many pages as you need it’s a digital version

[@Snun1211]

Where can I buy the budget to print?

[@AmandasBudgets]

Find me on Instagram and send me a message

[@maga5381]

Your bills are astronomical! $680 car payment, $366 in utilities, $336 for car insurance, $260 for three phones?!?! Complete insanity. I pay less in utilities for a 3000 sq ft house + 1800 sq foot garage. Your monthly car insurance is more than I pay for the entire year. I have 4 phone lines through Verizon for $130.

[@AmandasBudgets]

Where do you live? Oregon California and Washington are some of the most expensive states to live in friend.

[@breezybre2670]

​@@AmandasBudgets I live in Canada which is a higher cost of living and we pay less for all of those other than utilities because it is cold here. Phones for sure should be less. We pay $42 each and like you you the phone as a computer...maybe it is because we don't have phone tabs...we own our phones.

[@breezybre2670]

I'm only saying this becuase I feel horroble for you. You can't get out of debt with such high bills and a low income..