Retiring Early in India (தமிழ்)

[@vazhkaivazhvadharke4179]

Great positive motivation and encouragement. But easiest way to get retired in India is go to USA work for 10 years do proper savings return back and get settled in our country.

[@techknowledgestuff]

Yes. This works. Worked in US for 6 years. Made some good money in company stock. This strategy works for simple folk who can manage to come back and live in India. You will have all the freedom in the world. Now having a second career in a different field and doing well.

[@ajaykumarrengarajsugumaran6332]

Don’t know how much is good money? I came for my masters in usa when 21 years, started earning at 25, and I’m 35 now. Certainly have saved money but can’t say it’s great money. For me, if earning in usa for 10 years, or good money to return back to India, one should be able to buy a 5 Cr villa in ECR comfortably with hot cash. Certainly don’t have that much saved.

[@sukumarkuppusamy4218]

We usually feel positivity when we have a conversation or hear their conversations from someone. I get that kind of mindset from your channel. Nowadays it is hard to get. And It is actually a great quality to share the experience we had in life. Kindly continue and let the finance knowledge roll to everyone. Thank you sir ❤️

[@ramkumarvelladurai510]

That one last point where you mentioned how achieving FIRE actually makes you more confident and brings you more power, is such a bang on statement!! With one line you have touched the Crux of the power influence of the classes! Amazing sir!!

[@vadivelkumarasamy]

Superb message , first time I am hearing about FIRE !

[@uvarajkrishna]

Hello Vijay Mohan Sir.. How are you doing? These are some amazing videos. Am aged 35 and started acquiring Financial knowledge very recently and started watching KZbin videos. Though I am comfortable in English videos, nothing is better than hearing in Mother tongue Tamil. Thanks for all the videos which are very informative and interactive. Appreciate your efforts

[@InvestmentInsightsTamil]

Thank you for those kind words.

[@mohamedashlam6134]

I always thought that I never had a mentor to teach how to manage my financial and my retirement. After watching your channel I feel I'm getting right guidance. Thank you so much!

[@ramasamyk3303]

vera level explanation thalaivarey... watching financial related videos for last one year, and never seen such a video like this... awesome

[@baskaranramadoss896]

அருமையான விளக்கம். மிக்க நன்றி. தமிழ் மக்களுக்கு மிகவும் உபயோகமாக இருக்கும்.

[@venkatakrishnanjayaraman5410]

I am on my way to achieve Fire. my networth has grown by 10x in 7 years, You are an inspiration as your videos has given me more confidence in my stock investment. Networth 100% in stocks

[@InvestmentInsightsTamil]

Cool. As long as we understand the risks involved in 100% stocks, we are good.👍🏽

[@karthik.ramesh24]

Sir I can assure you that for this amazing content soon you'll touch 100 k subscribers. Please continue the good work you are doing 🙏🎉

[@InvestmentInsightsTamil]

So nice of you

[@InvestmentInsightsTamil]

Related Videos: Early Retirement Path: kzbin.info/www/bejne/h3jZh2CVhbd-f9E Why I am retiring from corporate Life: kzbin.info/www/bejne/fYfSlZWJgN6BZq8 My investment Journey - Episode 1: kzbin.info/www/bejne/ZnXVnZJnpb-nd7M My investment Journey - Episode 2: kzbin.info/www/bejne/aXeVh2ebaNuEY6M My investment Journey - Episode 3: kzbin.info/www/bejne/lYazm4yGgd6dp80 Understanding Share Market: kzbin.info/www/bejne/bpDYcqqpf9eieJI Financial Freedom: kzbin.info/www/bejne/lXaZYqiGn6eLq7s Building Wealth Series: kzbin.info/www/bejne/j3XSi6mvmddsbLc

[@rvd3135]

Sir இந்த video எல்லாம் நான் பார்த்து கற்றுக் கொள்கிறேன். இதுக்கு மட்டும் direct ஆ பதில் சொல்லுங்க sir UTI nifty 50 or. UTI nifty NEXT 50 நீங்கள் சொன்னது எது? Please.....

[@rvd3135]

Vijay sir please பதில் சொல்லுங்க. நான் தப்பா invest பண்ண கூடாது குழந்தைக்காக invest பண்றேன் so please sir.....

[@rvd3135]

Vijay sir please பதில் சொல்லுங்க. நான் தப்பா invest பண்ண கூடாது குழந்தைக்காக invest பண்றேன் so please sir.....

[@rvd3135]

Vijay sir please பதில் சொல்லுங்க. நான் தப்பா invest பண்ண கூடாது குழந்தைக்காக invest பண்றேன் so please sir.....

[@InvestmentInsightsTamil]

@@rvd3135 UTI Nifty 50 - www.utimf.com/mutual-fund-products/equity-funds/uti-nifty-index-fund/

[@justbe3708]

Very very useful content. I think this one channel enough for fin plan. Very worthy. Thanks

[@srinandanp]

Looking for this kind of simple explanation on Financial planning videos for very long. Your examples are very useful. Thanks for your videos. Sad to see why people are dislike this kind of great content videos.

[@saptharishi3869]

More than the information, I like the way you explain , your modulation is so nice 👍..

[@sridharselvaraj1684]

12:30 points.. that's exactly my reason for goal... To be confident enough to take bold decisions and try our hands in a start up company team building etc etc without worrying much about financial failures ..

[@InvestmentInsightsTamil]

Yep... that is the real motivation behind FIRE.

[@prabagaran.s1285]

Very true

[@rajasubramanian8750]

Good video. Key to arrive at X is to lead a simple lifestyle with less attachment to fixed and depreciating assets.

[@nagatubein]

X Leads to corruption.

[@saravanan4234]

One the best videos I have come across. I had no ide about FIRE and the explanation can't get better than this. Thank you so much for your insights!!!!

[@rajesh1993]

Splendid articulation and such a powerful topic .Your clarity and ability to break complex items in laymen terms is impeccable.Thanks sir for showering us with your wisdom.

[@deepaksmooth]

I am following your advice or not. I don't know. But addicted to your channel. Watching like a series

[@gururam5359]

One of the best channel in youtube 👌👏💯

[@dsundars1]

You are adding more value to people financial stability which is unvaluable. Please continue your initiatives. The beauty of your video is that, we can keep watching multiple times like our Superstar Rajinikanth movies.

[@InvestmentInsightsTamil]

I never thought that my videos will be compared to superstar movies. 🤣 Thank You! 🙏🏽

[@sathisrk24]

First time watching this video in this channel and much liking the clarity & way of speaking.. Great job... 👍👍👍👌👌👌

[@francisgeorge9804]

Look for your master you will find him, finally i find❤ awesome work sir🎉🎉

[@dkgnz]

super sir. ivlo naala enga sir irundheenga neenga. interesting topics laam super ah explain panreenga. quality content👍

[@shagargopi1810]

Inda video um "Totally Worth it".. Naa FIRE kku prepare aagureno illayo but Inda video,naalikku day positive ahh start panna surely Helpfull..

[@kannan7480]

You are an Inspiration for youngsters like me Sir. Your videos are Simple to understand, and very effective in real life. My support will always be with you and your channel.Keep Going sir!!!

[@divyasugumar1459]

Very interesting video, Sir. The numbers do give a bit of a fright! I really liked the last point of working fearlessly when you hit FIRE.

[@InvestmentInsightsTamil]

Yeah, it looks frightening when you see it for the first time. But when you know your needs and the variables that affect the needs, we can easily work around it for a brighter future.

[@arunrajendran529]

Wonderful analysis. I wish I had someone like this to guide when I were in my 20's. However i will do it for my kids

[@prabagaran.s1285]

All dots are connected in one video 👌👌👏👏👍👍vera level

[@satheeshs9815]

Till today I don’t have any financial goals, Now I know what to do next

[@MrAshokrajendran]

Sir, after watching this video, I watched all the videos in your channel. Your contents are of really high quality and eye openers. You have done one of the greatest contributions to the community by sharing your knowledge. Thanks a lot. Could you please do a video on how to plan for kids education?

[@InvestmentInsightsTamil]

It is coming up soon...

[@gopinathnagarajank]

@@InvestmentInsightsTamil I am waiting 😎

[@sindirasridhar2985]

நல்ல விளக்கம் தொடரை விரும்பி திரும்ப கேட்டுபுரிந்கொள்ளுங்கள் இளைஞர்கள் கவனியுங்கள் வாழ்கை இனிதாக அமையும்

[@ramgowj06]

Sir, you are doing great. We look up to you as a life mentor. Hats off !

[@airaha01]

Your channel is the best I have come across

[@and8263]

Especially I liked the last 20 sec part to voice out your opinion in the office confidently and boldly rather than worrying about what other people might say... yes FIRE is the only way to attain that level.

[@yuvarajsivasubramanian2263]

Sir, I have been following your channel. Your voice modulation is awesome. Of-course you are delivering very standard videos to improve our financial knowledge

[@rajeshrs83]

This video is such a treasure. Awesome content, very simple and easily understandable presentation. Very eye opening, like someone mentioned earlier, this video should be passed on to the next generation. Thank you so much for such a great video, please creating such content

[@rkmsmurugesan]

Simply brilliant sir. Awesome and thanks much for sharing with us..appreciate your effort..

[@sureshelephant]

உங்களின் பதிவுகள் அணைத்தும் மிக அருமை ஐயா.

[@InvestmentInsightsTamil]

மிக்க நன்றி!

[@Rocinster]

Thank you youtube for reading my mind and suggesting Vijay Sir's channel at the right time.

[@jayaganthan1]

Fire is not just about retiring early. It is more than that. Well said at 12:11

[@jai123480]

Thank you so much for the FIRE and it has really kindled FIRE in me for investing. The Google spreadsheet is excellent, Thanks for sharing it.

[@InvestmentInsightsTamil]

Glad you like it!

[@prabagaran.s1285]

Watching your videos in repeat mode daily, publish podcast in Amazon music or in apple , so that without ads, we can hear your content at any place at anytime 😀

[@InvestmentInsightsTamil]

Good idea. One step at a time. 🙂

[@nandhinikulandaivel5937]

Well said sir..good idea.. He can become so popular in very short time

[@jamesnewton8550]

I praying God to live long to watch many more explanation like this

[@karthik448]

One thing to add is that it's not realistic to assume same rate of return throughout your lifetime. You might be OK to take more risks early on but not when you have no other source of income. So instead of leaving one big corpus you can go for income laddering and split it into different buckets each running for a specific time and targeting specific ROI. Calculating a proper annual expense is the biggest challenge for FIRE. This is because different expenses grow at different rates.. like for example Insurance premiums grow non linearly with age but daily household expenses grow more predictably.. If you're thinking of FIRE then I would recommend doing a dry run for at least 5 years and diligently documenting how you do financially to understand how well you know yourself! Good luck and take care.

[@InvestmentInsightsTamil]

Good advice.👍🏼

[@darshanbalaguru8414]

Good day sir, I'm Darshan. I was going to email you after watching all your 200 videos: how were the videos, what have I learned and how was the experience and all. But I was awe-struck to see the Google Sheets way of working and the power of compounding. 🤩 Really you are a gem for our society, Sir. Thank you for all your work. ❤ P.s: I'm still gona email you, Sir.😊

[@InvestmentInsightsTamil]

Glad you liked it. Thanks for the appreciation. 🙏🏽

[@darshanbalaguru8414]

It's thanks to you❤

[@naga4014official]

@vijay mohan sir, I find something missing here. If we accumulate the 25X of Annual expenses of today, it would be wrong, You should apply the inflation to the networth you would end up accumulating too, for eg, if you are 40 years old now and planning to retire in 15 years, and your annual expenses are 10L today then your network(liquid assets) cannot be 2.5Cr. Your annual expenses in 15 years from now would be 22.6L by applying 6% of inflation, so 25X of that would be 5.6Cr. So that should be your net worth.

[@trailsofsamurai4975]

நீங்க சொல்றத வைத்து பார்த்தா, மாதம் 50,000 சம்பாதிக்கறவர் 25,000 சேமிச்சு வந்தால்தான் 30 வருடங்களில் அடைய முடியும். இரண்டு வருமானம் உள்ளவர்கள், வாரிசு சொத்து வந்தவர்கள், அடுத்தவர் வருமானத்தை பிடுங்கும் தொழில் உள்ளவர்கள் மட்டுமே எளிதாக அடைய முடியும். இதன் நடுவில் FIRE வருடங்களை அனுபவிக்க உடல்திறனை பாதுகாப்பது எதனை விடவும் சவாலான செயலாகும். வளமான தொழில், சரியான திட்டமிடல், செலவழிப்பதில் சிக்கனத்தன்மை எல்லாவற்றையும் விட குடும்பத்தார் ஒத்துழைப்பு உள்ளவர்கள் வேண்டுமானால் FI ( financial independence) என்கிற நிலையை 50 to 60 வயதில் அடையலாம். ஆங்..கடைசியாக ஒன்று. அதிர்ஷ்டமும் கடவுள் அருளும் ஒருங்கே இணைந்தால் 45 வயதில் அடையலாம். மேலும் அப்படி அடைந்த ஒன்றை அடுத்த 50வருடங்கள் அனுபவிக்கும் பாக்கியம் அடையலாம். 🙏🙏

[@ndvk2460]

Hello Mohan sir. Amazing and thanks for this video as expected. Really good and helpful. Hats off

[@InvestmentInsightsTamil]

Glad you liked it

[@kesavandhilip]

Thanks Vijay .. it's very useful information.. once again, thanks for your work .. 🙏

[@InvestmentInsightsTamil]

You are welcome!

[@lokeshjt8750]

Congratulations for 20k. We are now a big family 😊☺️❣️

[@InvestmentInsightsTamil]

Yes we are🙂

[@jayg6395]

Great quality content sir. Precise and sharp information. Please keep up the good work sir.👏

[@manigandanayya1778]

My mentor For our questions which will arise as mindvoice also you are capturing in early and saying the solution Thank you so much sir

[@samrajnatarajan3259]

superb video once again and surely yours is the best in finanxe area and is very very useful to us.

[@rameshcena]

Excellent content! Thank you.

[@muthualagappan4348]

Woow! Wonderful content, explained very well in layman terms, good presentation skill. And foremost, I learnt a new concept. Thank you and you are going to grow leaps and bounds.

[@InvestmentInsightsTamil]

Glad it was helpful!

[@prabagaran.s1285]

This vidoe gives fullfillment 👍👌🙌👌👌 and higher insights of border prepescptive.🙏 Ppl use to do and parallely talk , but You did it and talking , really your an inspiration 👍👌

[@a.r.c.ramprathipprathip6495]

Excellent Video Sir, You seems to be an eye opener for youngsters.

[@ArunKumar-xd5qt]

Hi sir. Your video very helpful me sir. I am 28 Years old I start investing now. I reading somany books. But your videos equal to knowledge investing books. Upload more videos sir. Your conversation very very wonderful sir. I learn somany useful worth information & knowledge . Thanks sir.👍

[@InvestmentInsightsTamil]

Glad it is helpful for you. Thanks for the appreciation.

[@vasudevansivalingam8494]

👏🏻👏🏻👏🏻 What a great analysis!!! Don’t know how to say thank you for all your efforts put in to guide us. 💯 Percent perfect analysis. Waiting for your next episode. 🙏

[@thirugnanamdakshinamoorthy8901]

Hi, Thanks for posting this video and explaining it very clearly.

[@balasubramaniyan3158]

What a video sir this agenda of thinking is marvelous🤯🤯🤯🤯

[@rathanavelsubramaniam9401]

Hello Mohan, I am following all you videos it’s all clear crisp and very informative.. Thanks for taking time to share it. However, I have a Question can you make a video for NRIs what are the legal ways, type of bank account they should have to invest in Indian stock market and mutual fund? What’s are the availability platform? And other important details they should consider?

[@acqacqurian7148]

Theliva pesaringa sir.. Wish ur channel grows more ..👍

[@InvestmentInsightsTamil]

Thank you very much

[@krishnank228]

The success of FIRE is, How realistic you are in claculating X value as well

[@millaraa3455]

Hi Sir your completely awesome. I like your attitude and delivery clarity. Thanks for creating investments insights initiative. Surely Your effort going to change life's .

[@mohamedfaizal414]

Waiting for your next video....🔥🔥🔥🔥

[@veluswamyaravintraj1226]

இதை பார்ப்பவர்கள் தங்களது வாரிசுகளுக்கு இதை கொண்டு செல்லுங்கள்

[@visakasview7466]

Sir I thought different about your vdos before watching it.. Like you would keep on saying same things as all do an all. But after watching.. The efforts you have put behind this vdo is amazing. Great analyzing

[@InvestmentInsightsTamil]

We cannot judge a book by its cover. Can we?🙂

[@visakasview7466]

@@InvestmentInsightsTamil Yeah true words sir...

[@raghuramachandranvijayaram4616]

The first viewer of this week ;)

[@raghuramachandranvijayaram4616]

Vijay, why dont you publish a limited series videos in a single day like Netflix? :)

[@senthilvs1723]

@vijaymohan sir ,r8ly packed and delivered . thanks .

[@DEV-cw7wf]

Iam having some doubts in index investing. I think it will be cleared in your next video. Waiting very eagerly for the next video.

[@arulmanohar]

Useful Insight 👍.. waiting for index fund detailed video!

[@Boss_S49]

Very much happy that I found your channel today! I went through all the videos in a jiffy! Vera level inspiration sir you're 🙏.. You keep us engaged with all those nuances 👏.. I'm happy that you're from my native too.. Ithana naala kedaikama poiteengale nu oru chinna varuthamum kooda 😅.. Future la ungala kandippa meet pannanum if possible ✌️.. Thanks much for all your informations 😃✌️

[@jjrkarthi]

Sir gm hats of you and thanks for you valueable time for us Your kids are very lucky to have such a amazing father. 👌🏻🙏 I hope and wish you have million subscribers soon sir Way of delivering the content is absolutely fantastic sir. Especially your slang and funny words is super sir. 👌🏻😊👍🎉

[@somasundarram]

Very good and useful info, Thanks for doing it in Tamil

[@rajarajeswariramasamy6902]

Thanks for your knowledge sharing 🙏

[@ruby143jackie]

Love this video. Hats off to you sir

[@travelspices267]

That was a good informative video. Thanks so Much!

[@Ravistextile]

1 rs ah 30 days ku double panni kita pona enna uncle roughly 1000cr varuthu sir quite interesting sir 🙄🙄🙄

[@mani-gf5jl]

Sir, Really U R great. @Investment insights is one of my favourite KZbin channel. 👍

[@InvestmentInsightsTamil]

Thank You!

[@tkatodc]

I watched all your videos, you have shared super valuable information, and great guidance to acheive FIRE. Thanks you so much for spreading financial wisdom and inspiring people to become wealthy. Looking forward to learn more from you.

[@InvestmentInsightsTamil]

Great to hear that. I feel happy to hear that the purpose of this YT channel is working. 👍🏽

[@hyderiq]

Boldness and confident varum.. idhukagave fire ah achive panlam 👌🏾👌🏾

[@abrahamlincoln4128]

Min India la Retire Aga 5Crore To Max 20 Crores Varai Agum Anna But Adhuvum Inflation Ku Equal Aga Valarnthal Than Mudiyum Anna Illanah Compounding la Prachanai Agum Anna. Naan Gold Ah Than Prefer Pannuven Anna Because Athu Than Inflation Ah Secure ah Beat pannum Anna.

[@samraj192]

Vijay Sir, This is an eye opener video for me! Thanks a ton 🙏👍🏼👌🏼👏🏼👏🏼👏🏼👏🏼

[@InvestmentInsightsTamil]

Glad to hear that

[@madhusudhanarao3909]

Super Sir, Thank you for the wonderful videos.

[@vinayagamoorthyv]

Thanks, Vijay Mohan, for all the hard work behind it …! Your thought process and clear visions are amazing. I am sure this will enhance knowledge and give good exposure about Retirement planning / Investments. Appreciate your sincere efforts and dedication on sharing your knowledge which will enrich the society.

[@InvestmentInsightsTamil]

Thank you for your wishes and also for those nice words.🙂

[@vinayagamoorthyv]

@@InvestmentInsightsTamil :-)

[@thanabalan8231]

Sir u opened my third eyes 👀🤟👍

[@KetoCraveSolutions]

Very useful info sir

[@thirumalaiv5926]

Brilliant video. This is Gold👍

[@InvestmentInsightsTamil]

Glad you enjoyed it

[@azadasanali69]

Amazing explanation I've subscribed right away.

[@acqacqurian7148]

If one’s networth in liquid assets alone, can generate a income (with bank FD interest itself), that covers ones basic expenses,then that also can be considered as financial freedom. As he need not worry too much to make ends meet in his life. Ppl may ask about inflation, but since interest income is passive, one will definitely have enough time and energy to find ways to generate some income back and return to investing. So financial independence is kind of back up one should have at anytime, to feel safe. Assuming no debt of course!!

[@aravindshanmugam1410]

Hi The valuable content for beginners, especially this much of clarification I have never seen in KZbin, I wish to for your work, and Please guide people by which way,funds we can achieve this goal, and especially importance of goal

[@benedictjoseph3832]

This Fire concept is more relevant in western countries than in india.. it actually started there. Many reasons why its not working with middle class indians. 1. No one forces marriage to their kids in western countries. Its a choice. For indian kids its still out of choice 2. In western culture most kids are expected to leave parents when they turn 18 and stand on their own. Even supporting their education. In some countries education is fully free.i heard in croatia university education is free. This is not possible in india. 3. It does not end there. There is a design after marriage expected to be done. To have kids. Support their life until they get a proper job and got married 4. In most western countries government takes care of aged parents sinc social security is there. Not sure about ameica. But its there in western Europe. No cost for health care also. 5. Salaried class are mostly paying more tax in india compared to western countries. The investment they plan to secure their future from their hard earned money is also taxed 6. Taking care of aged parents is an obligation in india and Asia. Also living cost and medical cost is high. After finding solutions for all this..a man becomes 60 yrs 😂 then where is FIRE

[@ss-dq3kh]

such a quality video sir keep going

[@Felix_Raj]

முதலீடு பற்றி சொன்னீர்கள்... அதை எப்போது எப்படி எடுப்பது என்றும் சொல்லுங்கள் சகோ.

[@InvestmentInsightsTamil]

நாம் ஒரு வியாபாரம் நடத்தினால், அதை எப்போ விற்று வெளியே வருவோம்?

[@Felix_Raj]

வியாபாரம் என்றால் அதை நாம் தொடர்ந்து வளர்க்கவே விரும்புவோம் ஆனால் அதிலிருந்து வரும் லாபத்தில் ஒரு குறிப்பிட்ட சதவீதத்தையாவது நம் செலவுக்கு பயன்படுத்திக்கொள்வோம். அப்படி இதை பயன்படுத்த முடியுமா என்பதே எனது கேள்வி சகோ.

[@karthikvijayakumar9357]

Awaiting for ur next video Sir...

[@SENTHILK0106]

Thank you ! very informational video. this will help us plan our future well.

[@InvestmentInsightsTamil]

Glad it was helpful!

[@rajaveluuthandi]

Super super super. Pullarikithu ketkum pothe

[@dineshkm06]

Ji weekly two videos podunga. Please

[@justbe3708]

If u want quality content, we need to wait. If u want qty, everyday also can. But it won't fulfil.