How To Clear Home Loan Faster? - Home Loan Details in Tamil | Practical Demo in Excel

[@ffreedomapptamil]

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[@sundararajanrajaram5926]

மிக தெளிவான விளக்கம் அளித்துள்ளார் நன்றி

[@marimuthu-dg1cf]

இப்படி ஒரு தகவலை கொடுத்த எனது சகோதரிக்கு வாழ்த்துக்கள் 🎉

[@Dhivakar]

Good video which showcases a lot of ideas. But, I have a lot of questions. 1.Nowadays banks give only variable interest rate for home loans, then how to acquire a fixed interest rate home loan? 2. There will be terms and conditions and how to not latch in that so, later they shouldn't say I'm trapped? 3. What's the max limit one can pay on 13th month as a bonus, or adding additional interest are not clear?

[@kasthurichannel1452]

மிக அருமை எளிய முறையில் புரிந்து கொள்ள முடிகிறது மிக்க நன்றி ❤❤❤

[@nafisns]

Akka video pakka wait 🎉nega Vera level akka🎉🎉🎉🎉🎉

[@SJS3002]

எங்களை விழிப்புணர்வு படுத்துவதற்கு மிக்க மகிழ்ச்சி மேலும் ஒரு சந்தேகம் ஆர்பிஐ ரூல்ஸ் படி வருடம் வருடம் இன்ட்ரஸ்ட ஏற்றுகிறார்கள் இந்த சிஸ்டத்தை நாள் அனைவருக்கும் மன உளைச்சல் ஏற்படுகிறது இவைகளை சரிசெய்ய என்ன செய்வது

[@RajeshJ-uq2sx]

Intha rbi. 1500000 lakseduthavagalukku. Intrest kammipannalam illa

[@charlessanthanam8886]

Vanakkam 🙏🏻 yuvarani explications excellent exemple Very Nice 👍 Thanyou 🌸💐👏🙏🏻🙏🏻🙏🏻

[@gowthamis8749]

Super mam. Middle classku purira mathiri 5 lak or 10 lak ku explain panunga plz

[@chinnakannupathi3300]

சூப்பர் ஐடியா ரொம்ப நன்றிங்க ராணி

[@Susadharshu]

I am a banker I am also don't know this thank you for your detail explanation. Ethey mathiri ella loan detail explain pana nalla erukum and most important one credit card users ku oru details explain pana nalla iruku oru full and details explanation yena normal people credit card using athigama panaraga but avagaluku athodha merits and demerits theriyala entha matri clear and simple way la explain pana oru nalla helpa irukum plz we are waiting

[@manigurusamy5714]

Superma . Valthukkal 🎉🎉

[@anujk7086]

Much useful, will implement all 3 strategies

[@senthilkumarsenthil832]

Really helpful God bless you and family ma

[@sarojinisanthoshkumar2491]

Supara solringa... Ellorkum puriyara mari... Thanku sis

[@rajalakshmanan]

Very useful Video THANKING YOU MADAM

[@ganeshkumar326]

Nice explanation yuva

[@Arun-88]

Just small correction. You can do Part payment and additional EMI even for floating interest…

[@aantrin8737]

S

[@ranjancom2000]

Yes for fixed Part payment will not work

[@srinipoorni2346]

Tnq very much sis. Really helpful for this video 😊

[@mohamedsala6740]

My dear sister, your are very very useful person and your disclose of about EMI settlement explanation great. Your selfless service to viewers, please keep it up.

[@prakasamantonysamy4563]

அதுவரைக்கும் கல்யானம் பன்னாமல்,பிள்ளை பெறாமல், அப்பன் ஆத்தாவை பார்க்காமல், அக்கா தங்கச்சியை கட்டி கொடுக்காமல், பிள்ளைகளை பள்ளிக்கு அனுப்பாமல், ஆஸ்பத்திரிக்கு செல்லாமல், பண்டிகைகள் இல்லாமல் இருந்தால் நலம்.

[@mervindaniel9243]

😔😔😔😔

[@agalyaamudha6120]

K

[@I_am_mageswari]

if i know this earlier 10 years before definitely will be very helpful to us. Atleast now itself came to know this tricks and tips might helpful to future

[@devadoss4751]

Flowting interst ditels lown amont1300000lak

[@bharathiravi6974]

I will share my strategy. I paid additional EMI every month. That helped me to save a lot.

[@ranjancom2000]

Lot of new information I got from this video

[@kothaiv3113]

Vera level madam thank you so much for your kindness 🙏🏾🙏🏾🙏🏾💗

[@subhalakshmis9019]

Please share us the Excel file in editable format. That will be useful..

[@akilakil7550]

Very clear explanation.Thank you da

[@karpagamparamesh2591]

Thank you for good explanation 😊

[@meenatchikasinathan9441]

Super. Neenga 10 L explain pannunga plz akka

[@Zhi512]

Very useful information🎉

[@magalasharon6315]

Thank u for u r guidence mam.its veryusefull

[@rajaanitha1988]

Thank you sis. for your explanation

[@manijegan4090]

Very useful mam...but already homeloan pottu 6 year achu.inne yepdi homeloan vegama close pandratha pathi konjam idea share pannuga

[@ramachandran4576]

Very useful information Thank you mam

[@vinothalicerajendran4243]

Last sonnathu super athavida fixed interest nu sunnathu than puriyala sister

[@thangarasu5167]

Pls come up with more awarness videos like this. thanks

[@saranyasuganya775]

Madam na floating rate of interest la loan vangi iruka athuku Enna pannalam plz make vedio plz

[@maxbuy5553]

Part payment close pannunga

[@muthumari260]

How to clear educational loan pls oru video podunka mam

[@prakasamantonysamy4563]

When principal amount decrease automatically interest amount downward and principal amount upward that's all.

[@Redmi-fp6uu]

Very useful video Akka

[@saisssweshami786]

Thanq so much.ma..superb explanation..

[@selvamjs7376]

தேவைக்குமேல் தேடல் சுமையை

[@merlinantony1512]

Very useful content for us, eye opener

[@Gulfwings25]

Hai very usefull but what abt personnel loan plz expalain alla the rules n regulations epdi seekirama PL na mudikalam nu sollunga

[@KHariganesh]

Madam one clarification Madam now home loan interest rates are increased above 10% said buy SBI Bank Please help me

[@vinothr-spreadpositivity4646]

Sister thanks for brief explanation, but doubt is which bank is providing fixed rate loans, all are floating only right😊

[@princeilayaraja4746]

don’t go for fixed price

[@ramachandranv7932]

Please share a video for first time home buyer benefits

[@தமிழ்உடையார்தமிழ்]

நான் வீட்டுக்கடன் வாங்கி மாதா மாதம் 22500 ரூபாய் கட்டிக்கொண்டு வருகிறேன்.இது 12 வருடங்கள் கட்ட வேண்டும்.வருடம் ஒரு முறை குறைந்த பட்சம் ஒரு இலட்சம் (மாத தவணை) இல்லாமல் கட்டி வருகிறோம்.வட்டி விகிதம் கூடும்போது அதிகரிக்கும்.குறையும்போது குறைவாக இருக்கும்.இந்த கடனுக்கு விழிப்புணர்வு பதிவிட அன்புடன் வேண்டுகிறேன். உங்கள் காணொளிகள் பயனுள்ளதாக இருக்கிறது.வாழ்த்துக்கள் சகோ👍🙏👍

[@studiork3206]

super , Super Nice Idea given By you.....

[@manikandanmarimuthu975]

பயனுள்ள தகவல்

[@gopikahari7666]

Super good information...😊

[@Raja_navi3212]

Flexible interrest sbi la intha idea set aagatha sis sollunga pls

[@KARTHIKEYAN5458]

அருமையான விளக்கம். பாராட்டுக்கள். கொஞ்சம் பேசும் வேகத்தை குறைத்தால் நன்று.

[@balajisubramanian9398]

Good one . Superb

[@mohammadsajidm9887]

Please share the Excel format ❤❤

[@90skidArun]

We did not understood that 13th month double payment logic. Could you please explain further more? Will that make the same impact if I do the same any of after 13th month?

[@umasankar5703]

Add 10% extra from your emi. Pay that amount separately to the bank directly not paying along with the emi. This 10% ll reduce the principle

[@jayashreebopinder23031990]

For variable interest and. 30 years can you share

[@pazhanishubbu]

Excellent sister

[@divinegirl1998]

Sister please explain education loan

[@thameemsha8106]

What about floating intrest rate?

[@balus155]

Please share HDFC plot loan foreclosure method and document to be checked

[@mbaskar1695]

Interesting. If you share the excel sheet that will help to understand easily...

[@ushakarthick9654]

very useful video sis,thk u 😊

[@varatharajpandi5986]

Mam home lone tharannu sollitu charge vangittu Athuvenum ethu venum sollittu reject panniranga Athukku oru video potunga pls

[@kprakash5061]

Hi sister tell me about the jewel purchase particularly wastage details

[@RKGAMING-vi8pp]

Thank-you useful message

[@gorillagiri7327]

Good work 👍 keep it up

[@talentbytalent8571]

13 மாதம் முடிந்து இருந்தால் மீண்டும் எந்த மாதத்தில் இரு மடங்கு பணம் கட்டலாம் என்பதை தயவுசெய்து கூறவும்.

[@Rakeshkumar-uo2df]

Explain the process of part payment. Is it online or need to visit the bank. Also create a video for floating interest rate

[@gunasekar6541]

Mam Please let me know in both ideas which is best monthly increased or yearly one high kindly inform, tks

[@nmr1331]

Romba thanks akka

[@premanand3990]

Akka unga video yallam super akka

[@chendilkumar9595]

Thanks sister. I take 15L loan from MFHL 10.5% Cheque released 13.4L and 1.2L taken for insurance...my monthly EMI is 22370/_ for 120 months. Theriyama poi mattikittane...muzhikkirane...

[@90skidArun]

10.5 is too high and moreover insurance is not at all needed as they are charging more money. SBI is the only best option for higher amount loans and it is safest among all banks today.

[@padminirajan1152]

Super very veryuseful

[@mohammadsajidm9887]

PLAN 1 AND PLAN 3 RENDUME ORU HOME LOAN LA PANNIKALAMA ??? ADDITIONAL EMI AND EVERY 6% PLEASE REPLY MAM ... LOVE FROM TN36❤❤❤❤

[@sivalakshmi841]

Romba nandri sister

[@maneeshmanolikes9042]

Super explanation yuva, thanks for your public interest,keep rock, best of luck yuva🎉

[@kothandabanij7517]

Timing 5.04 la principle & interest 5 lakhs nu solringa. Athu 50 lakhs. Just fyi only sister

[@josephajay8263]

Thanks akka

[@kaniamuthu3307]

Xl sheet clear post panugak But thank you so much for ur information tq tq tq

[@muthuarasu7576]

நான் எனது பள்ளி நாட்களில், சைக்கிள் டயரில் காற்று அடைக்க 50பைசா கொடுத்தேன். கல்லூரி நாட்களில் 100பைசா( 1ரூபாய் ) கொடுத்தேன். இப்போது எனது பிள்ளையின் சைக்கிள் டயரில் காற்று அடைக்க 500பைசா( 5ரூபாய் ) கொடுத்தேன். அவர்களின் கல்லூரி நாட்களில் சைக்கிள் காற்று அடைக்க எவ்வளவு ஆகும்? அடுத்த தலைமுறையினர் பள்ளி நாட்களில் சைக்கிள் டயரில் காற்று அடைக்க வசதிகள் வாய்ப்புகள் இருக்கும் ஆனால் இதே தொகையில் கிடைக்காது என்பது 100% உண்மை. நீங்கள் விரும்பும் கட்சி ஆட்சி செய்தாலும் இதான் உண்மை, நான் விரும்பும் கட்சி ஆட்சி செய்தாலும் இதான் உண்மை. இதை புரிந்தவர் தப்பிப்பார் புரியாதவர்கள் சிக்கிவிடுவார்கள்.

[@deepaannadurai54]

😂😂😂last punch vera level fixed interest... housings loan only floating interest

[@hemanandhanad7770]

Floating home loan seekarama mudikanam oru video pannu sister

[@subathravengatesan3715]

Lumpsum amount payment will help

[@suthanp3609]

Mam your information is good but eppo home loan fixed interest la illaya madam floating interest ku ithu setagatha

[@sriman3604]

But salary increment is equal to inflation! Then how do you defeat inflation?

[@sreejai2632]

50000 vera level ponga neenga, 532000only😂, and moreover no bank is providing fixed interest loan nowadays. All floating interest only as per my recent interactions with them.

[@manisweety2485]

Madam insurance pathi video podunga edhu pottal lifeku best ah erukum with family madam

[@nagendranperiyasamy1872]

Indha excel sheet share pannunga sis

[@panchamurthyr4407]

Interest 80% Principle 20% wrong information Kindly do the calculation, it's formula

[@mohamedshameera89]

Floating interest la home loan eduthavangalukku videos podunga

[@narayanansreenivasan2558]

Home loan interest is just 8%… along with this one would get tax benefits too… so instead of closing it early.. we could invest the extra amount in equities mutual funds to earn higher interest from it… is there a flaw in this???

[@Adharsh6]

Exactly it is flaw... If you are working private job who knows.. Your job will be not stay forever

[@thangarasu5167]

But if you made profit in investments, you need to pay Long or short term tax if profits exceeds more than 2.5 lakhs.

[@rmanickamv]

Not a good advice

[@kirthigasanthosh4050]

It's wise to do part payment in initial five years and change the principle+interest proportion

[@janakimukhil1058]

U idiot interest is 11.39

[@AbdulRahim-cl8ee]

Very useful sister

[@senthilkumarr7987]

Rj radio idea mani ❤🎉

[@vinothjaggu2682]

Mam really this video is more help full for us, Mam now we r paying 13th month one additional emi in 1yr, Then wt about next becoming years, like 2nd, 3rd 4rd years If i will pay one additional emi at completion of every 12th month wether it will help full for us, Plz comment me, I'm waiting for your massage, Thank you.

[@itsmearun1]

Most people's getting loan as variable interest from banks

[@futurecreation3736]

Third point puriyala jiii

[@varun_kabil6139]

Sis enaku oru doubt 3rd ahh oru tip soneyngala 13th month double emi athu antha one time madoma illa 26th month laiumaa

[@TamilSelvan-mq7zr]

Every year

[@vvvvvvvv7061]

Hello team, Most of the people asking the same question, y particularly 13th month double EMI. What will happen if we pay before that. Can you please reply.... Incase of you don't know also no issues but kindly reply...

[@rajarajal3661]

Every year extra emi pay பண்ணும் போது வட்டி கம்மி ஆகுமா இல்லை only one year மட்டும்தான் கட்ட முடியுமா

[@basithrahman7320]

Business Loan Amount 3 Lakh, How it will come interest? and whatis the Total Payable Amount ??