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@HOODTOURS2 жыл бұрын
Hi Dayana. I have a Sofi invest account and checking account as well. What FICO score does SOFI look for/require? The high credit line offered intrigues me... Did I miss any video on the Sofi credit card that addresses required FICO score?
@HOODTOURS2 жыл бұрын
Are you able to respond to my question above? If you do not know the answer, it's fine as well. Just like to go in to applying for a new card with as much data as possible...
@DayanaPlays2 жыл бұрын
@@HOODTOURS Hey, an approval depends on various factors not just your credit score. Income,expenses, credit utilization, etc play a big role as well in getting approved. I believe you need good-excellent credit so (670+) to get this card but I’ve seen people get approved with a credit score as low as 630. For more info check out this article: support.sofi.com/hc/en-us/articles/4411345274253-Why-was-my-SoFi-Credit-Card-application-declined- Hope this helps! 😊
@HOODTOURS2 жыл бұрын
@@DayanaPlays Thank you so much!
@danbeer44522 жыл бұрын
I got my Blue Cash Preferred in July and let my 4th statement hit a few days ago. Paid the balance then asked for just over 3x my current limit. I was 6k and now I'm 18k after asking for 19k. 🤘 Feels great! Like Mike Jones said... "Back then they didn't want me! Now my credit good they all on me" Thank you!
@sedlawston2 жыл бұрын
what was your credit score after asking?
@gregorygregory63472 жыл бұрын
Hell yeah!
@numbone2 жыл бұрын
I got a 3x CLI on my BCE from 1k to 3k with a $700 balance on the card 😁
@RedRider16002 жыл бұрын
Did you have to do a lot of spending on the card prior to requesting a CLI?
@danbeer44522 жыл бұрын
@@sedlawston once they reported the new amount I only saw an increase of 4 to 7 points depending on which report.
@SledgeIncTeam2 жыл бұрын
When I tried the first time at 61 days, they said it was too early and to wait until 90 days. At 90 days I increases my BBP from $8k - $24k, then I moved 6k from my Hilton Honors card to the BBP to make it $30k... I have well over $41k with Amex and have never had a financial review or been denied for a card except for once and that was because I'm at my Max limit of 5 credit cards with them
@DayanaPlays2 жыл бұрын
That's awesome dude! 😊
@GangstaNerd2 жыл бұрын
thats amazing, I've been stuck at $1000. i've put $50,000 since 2020 with a 705 and still cannot get a CLI
@SledgeIncTeam2 жыл бұрын
@@GangstaNerd what card do you have? I have 10 Amex... 5 credit cards and 5 charge cards. But when I got that increase I think that I only had about 4 cards with them. When I say that I have over 41k with them, I meant in credit but I do have money in Amex Business Checking and Personal Savings accounts. With your score, they should have gladly give you an increase after 90 days. Have you messaged them? If not, I would do that and see why you're not getting the increase.
@GangstaNerd2 жыл бұрын
I have Delta Gold and AMeX Platinum Charge ( no issue there) but the Gold has been stuck I pay it off every month could that be the issue, I’m going to call them now
@SledgeIncTeam2 жыл бұрын
@@GangstaNerd Paying it off monthly isn't the issue because I don't leave a balance on any of my cards. Yeah, I would definitely contact them! I have the Delta Gold too but I haven't asked for a credit line increase in it because I plan to cancel it next year and get the Delta Platinum so that I get the annual companion certificate
@numbone2 жыл бұрын
Went from 1k to 3k on my BCE and 3 weeks later got a Hilton Honors card with 2k SL all with no HP
@matthewjohnson6600 Жыл бұрын
Thanks! I just followed your directions and 3x my credit limit in about 3 minutes!
@DayanaPlays Жыл бұрын
That's great congrats!! 🥳💙
@antman674 Жыл бұрын
Thanks for the helpful video! I've had the BCP for 10 months now without any automatic increases, so I thought it was due time to ask for one. Had no idea what a good amount would be to request. But after watching your video, I felt confident requesting from 6000 to 10,000. And I was approved! Now I wish I had asked for the full 3x haha 😆
@SpencerJohnsonOfficial2 жыл бұрын
This was an excellent breakdown on how to get a credit limit increase with Amex Dayana! I personally only have their charge cards right now, but I know this video is gonna be super helpful for a ton of people out there. It makes me wish I had some of their normal cards! Thanks for sharing!!
@SledgeIncTeam2 жыл бұрын
You're already in the ecosystem. Might as well grab a few MR or Hilton pts, even if it's only on the free cards
@raynorroberts3535 Жыл бұрын
Hello everyone. I tried through the online chat and received a message that your account is not eligible for an increase. I pay my bill in full and never have been late on any card. I have the account for 2 years. I called and I was approved for a 3x increase over the phone. The representative said some accounts have to call for their increase
@justinmerino2874 Жыл бұрын
Credit limit increased again from when this video came out I went from 2k- 6k and just did it like a day ago requested and went from 6k-18k so they 3x my limit 🙏
@DayanaPlays Жыл бұрын
I love hearing that, my friend. Congratulations on your HUGE increase! 🥳🥳
@TheMercadoChannel2 жыл бұрын
Wow didn’t think it was that easy but you are right on! I appreciate your help and this video! I paused the video to follow along and I did everything you said and In just a minute I requested from 4k to a 12k$ limit and it got approved immediately I was excited thank you so much I appreciate your help 🙏🏾
@DayanaPlays2 жыл бұрын
You're very welcome. Congrats on your new CL! 🥳
@sedlawston2 жыл бұрын
what was your credit score after asking?
@TheMercadoChannel2 жыл бұрын
@@sedlawston it went down a few points after inquiry but after my limit increased it went back up and some because it brought my limits up more and my utilization % down so it was a win win
@TheMercadoChannel2 жыл бұрын
I had like a 790 It dropped to 787-785 and then it went up like couple weeks after to 801 crazy
@cwill20002 жыл бұрын
I've been with Amex since 2017 and never asked for an increase. I will try it this week.
@DayanaPlays2 жыл бұрын
Good luck my friend! 😊
@DayanaPlays2 жыл бұрын
Good luck my friend! 😊
@astrumignis20302 жыл бұрын
Great Vid on Utilization....you got me thinking, I decided for every increase, I would lower my usage, for example, for a $20,000 Credit Limit, I would keep my Utilization at 1% that's "$200"....because it's Low Risk, and as you said, 30% is too much.
@cubajonesie2 жыл бұрын
There should be a 'qualifying' mention that all these 61 day 3x1 increases are for EXISTING amex members. Not new members. I just opened a BCE a couple months ago, day 62 came, and the system told me I couldn't ask yet. I called and spoke to them, they said new members need to wait 6 months. FYI...
@DayanaPlays2 жыл бұрын
Thanks for sharing! 😊
@sheajones32 Жыл бұрын
Good to know. Thanks for sharing!
@andrewevens2 жыл бұрын
Applied for the Amex BCP, and got the 25k limit from the gate! Note: I already have a Amex Gold and Bussiness Blue plus for almost 2 years before I applied.
@DayanaPlays2 жыл бұрын
Congrats! That's amazing my friend! 🥳💙
@okduah Жыл бұрын
went from 10k to 21k on my blue cash preferred you the best!! ❤
@DayanaPlays Жыл бұрын
That’s awesome! Congrats!!!! 🥳💙💙
@Cat-iy7py2 жыл бұрын
I have this card. I applied this year in January. I was approved for only 1k. I went to get a cli after 6 months and was immediately denied due to the fact that I have a discharged bankruptcy on my credit report that is 6 years old. I also hold a platinum and a gold. They have no problem approving you for the card but be aware that if there is a bk reporting on your credit report don't bother applying for a cli.
@ceasarblackman95012 жыл бұрын
just worked for 3x ... way better than waiting for Amex to just increase the limit randomly... also yea sucks that they just removed the built in tab to request an increase. Thanks
@matrix-fh9tn2 жыл бұрын
I applied for Amex personal and business credit cards within a week apart about two month ago, and received $15,000 for personal and $20,000 for business. I wanted a bit more for business but I guess this video explains why I got a total of $25,000.
@DayanaPlays2 жыл бұрын
Nice limits! Thanks for sharing! 💚
@gregorygregory63472 жыл бұрын
As of November 19, 2022, there is no 60 days rule. I called Amex and it’s now a minimum of 90 days and all the way up to 180 days, depending on the specific person.
@DayanaPlays2 жыл бұрын
Thanks for sharing! 💙
@gregorygregory63472 жыл бұрын
@@DayanaPlays thank you for the videos. Good stuff.
@DayanaPlays2 жыл бұрын
@@gregorygregory6347 Thank you bud! 💙
@justinmerino28742 жыл бұрын
I was able to go from 2k to 6k using that method to 3x the limit thanks !!!
@aurelo442 жыл бұрын
You tried it today?
@justinmerino28742 жыл бұрын
Yessir
@aurelo442 жыл бұрын
@@justinmerino2874 got approved to this morning. yeah
@DayanaPlays2 жыл бұрын
Congrats! 😊
@sedlawston2 жыл бұрын
what was your credit score after asking?
@slipknot2k42 жыл бұрын
The Credit Limit increase button has been moved to Account Service > Payment and Credit Options > its in Servicemembers Civil Relief Act (SCRA) Benefits and you will see the credit limit increase
@DayanaPlays2 жыл бұрын
Thanks for letting us know! 😊
@lesliepierce46932 жыл бұрын
I never would have found it. Thank you.
@StarFruit372 жыл бұрын
Thanks you for your information. I just go over chat and requested 3X CL and was approved.
@DayanaPlays2 жыл бұрын
Congrats! 😊
@FreakyShakuras2 жыл бұрын
That Spencer Johnson guy gotta comment every vid of every single personal finance channel.
@robertbowns93902 жыл бұрын
Had to watch it for a second time, 😂 appreciate your perspective and data points
@DayanaPlays2 жыл бұрын
Thanks! 😊
@dannytorrez18002 жыл бұрын
went step by step and bam!!!! i got 3 times my limit. thanks dayana. your the bomb mama thank you
@DayanaPlays2 жыл бұрын
Congrats Danny!!! Thanks for dropping by my friend! 🥳
@alexc22652 жыл бұрын
Data point: coming from $2k, I just tried to get my first CLI with AmEx (BCE) but wasn’t even allowed to ask for a number due to the card being too new. Having opened the card 10/27, I’m past the usual 61 day wait.
@peaceofmind6141 Жыл бұрын
Always ask for the highest, because they will give you what you want! Also only ask through the app so you don’t get a hard pull
@Visaliaipa2 жыл бұрын
In July I asked for an increase and went from 15k to 30k instantly. Last week I asked for an increase from 30k to 45k. They have me an immediate increase of 5k then asked for bank statements. Sent them the bank statements and waiting to hear back, so we’ll see.
@DayanaPlays2 жыл бұрын
Nice CL thanks for sharing! 🧡
@jadentha1090 Жыл бұрын
how did it go?
@MsTiJai Жыл бұрын
Hi. Are business credit cards included in the #35k cumulative credit limit?
@robertbowns93902 жыл бұрын
I have this card and I’m at 120 days with heavy spend , clearly love the card, so I appreciate your perspective and data points! Will help me decide the amount of my CL increase
@AidenMyersMusic9 ай бұрын
When you request it online do they do a credit pull?
@gabygg15 Жыл бұрын
It worked, $7,500 to $22,500! Thank you!!!
@DayanaPlays Жыл бұрын
WOAH! YOU'RE WELCOME! 💜
@gloryokugo76832 жыл бұрын
I just went from 15 to 24K thank you!! New subscriber here please more videos on your duplex!
@DayanaPlays2 жыл бұрын
Thank you so much, and you got it! 💙
@DJTHINKER2 жыл бұрын
Thanks
@DayanaPlays2 жыл бұрын
Hey, thanks for supporting the channel with your donation! Means a lot 😊
@Synrgy992 жыл бұрын
This was very helpful, I was able to increase my limit from 6k to 10k 🙏🏽
@DayanaPlays2 жыл бұрын
That's awesome, congrats! 🥳🥳
@Esignn9 ай бұрын
I’m was denied because I was recently 20 days late on my AMEX gold card. Anyone know how much longer I need to wait to ask again for a CLI on my preferred.
@imsavedbygrace2 жыл бұрын
Will amex waive the annual fee for the black card for military personnel? Like they do for the Platinum card
@TyTyslickster2 жыл бұрын
I just tried this a few minutes ago and it worked, I went from 5k to 13k. Thanks so much for the informative video, I really appreciate it.
@DayanaPlays2 жыл бұрын
You're welcome, and congrats on your new CL! 🥳
@TyTyslickster2 жыл бұрын
@@DayanaPlays Thank you so much 💓 🙏
@gertishini1492 жыл бұрын
Did it check for credit score?
@sungjeh2 жыл бұрын
The online method of cli still shows up for me… that’s interesting!
@DayanaPlays2 жыл бұрын
Really? It doesn’t show up for me or anyone I know hmmm how wierd!
@sungjeh2 жыл бұрын
@@DayanaPlays I see it when I go to their website, Account Services, Payment & Credit Options, Request Credit Limit Increase.
@dioncurry8252 Жыл бұрын
What’s the difference between a charge card and credit card? And how does a charge card works as far as credit utilization??
@TammyMacMac2 жыл бұрын
Great video! Is the 35000 liimit with amex include cl on business cards too or just personal?
@SledgeIncTeam2 жыл бұрын
I think it depends on your relationship with them because I have well that amount but I also have 10 total cards with them
@KGuerrero64 Жыл бұрын
Does the overall extended credit (34,000) INCLUDE cards where you are added to somebody else’s account as an authorized user? OR, just cards we are personally responsible for making payment’s on? Any info on this would be great thanks. 😊
@MarioRioMcBride2 жыл бұрын
Good information it give a better understanding why my utilization drop a few points. I recently got an increase on of my credit card that I did not request but it make sense now. Honestly I'm not worry to much about increase. I figured as long as I paid my credit card off on time and build a good report with company so when the time comes it may be possible for an easy request ijs.
@eugenesimmons85542 жыл бұрын
I have the blue cash and a blue business card. Blue cash is 7k limit and business is 10k. I’d like to up the blue cash. My question is do they do a hard pull? Or soft pull? Accounts about a year old.
@HOODTOURS2 жыл бұрын
I can tell you Amex CLI are always soft pulls. If you have an existing credit card with Amex and apply for an additional card, the subsequent application for a second card is also usually a soft pull as well.
@eugenesimmons85542 жыл бұрын
@@HOODTOURS great good to know!
@CrypticDusk2 жыл бұрын
Thanks your method work for me!!
@DayanaPlays2 жыл бұрын
Congrats!!! 🥳
@okduah Жыл бұрын
so for me this worked for me not exactly @61st day but rather a couple weeks after the 61st date. So basically the 90th day this works. I went from 8k to 24k thank you for this video ❤
@DayanaPlays Жыл бұрын
That's a HUGE jump congrats! 🙌🏽💜
@edman714 Жыл бұрын
When you asked for the increase how much of a balance did you have
@nana-ce2nz2 жыл бұрын
this works magic. thanks
@lamontcarter5214 Жыл бұрын
Thanks Dayana. The advice you gave helped me go from 15k to 24k after asking for the limit increase.
@DayanaPlays Жыл бұрын
That's a BIG jump congrats my friend! 🙌🏽💜
@IvanNava Жыл бұрын
I got my Amex delta gold card with a 8k limit back in July of last year Is that any good? Especially since my history is new i thought it was really strange
@HOODTOURS2 жыл бұрын
Hi Dayana. Great video! My question is this. I have had the BCP Amex card for 13 months. Low initial limit of $3k. I spend between $1k to $2k a month on the card and pay my balance in full each month. All payments in last 13 months have been on time. No lates. So, the only way to get the CLI is to request it? I was waiting for Amex to increase my CL automatically after one year, but nothing! So, basically just request an increase to $9k via chat?
@DayanaPlays2 жыл бұрын
Hey, If you haven't received a cl increase after a year, I would try the 3x method since asking for an increase with amex has no effect on your credit score. How many amex credit cards do you currently have?
@HOODTOURS2 жыл бұрын
@@DayanaPlays I got the BCP Amex in 08/2021 (3k limit), the Amex Gold card in 02/2022 and the Hilton Honors Amex in 07/2022 (also a $3k limit), so a total of 3 Amex cards. No automatic CLI from Amex to date. Annual income is $115k and I pay my Amex balances in full every month with no lates. So, you would suggest requesting the 3x increase on my first card BCP right away or will the multiple Amex cards complicate my getting CLI on the BCP card? Thank you!
@TheMercadoChannel2 жыл бұрын
@@HOODTOURS absolutely she is right. While watching this video I did exactly what she said I went from 4k$ limit to 12k$ limit just by requesting like she said plus it only takes a minute it’s super user friendly and easy
@HOODTOURS2 жыл бұрын
@@TheMercadoChannel Thank you for the confirmation! I too submitted the online CLI on the Amex website and was approved for $9k credit line (original line $3k). This was my 1st Amex card. I will wait til I am at 6 months on my second Amex credit card and try to get CLI on that card as well... at that point I'll have $21k in credit lines across two Amex credit cards plus my Amex Gold card. That would be great and again appreciate your feedback and confirmation!
@MrDigztheswagking2 жыл бұрын
@@TheMercadoChannel so after you 3x can you 3x it again later
@angelttueros Жыл бұрын
Thanks to your method, I was able to increase my credit limit from 5,000.00 to 17,000.00.
@DayanaPlays Жыл бұрын
That's awesome! Congrats! 💙
@CAAARRRLL2 жыл бұрын
Does this all apply the same way for the business credit cards?
@patrykboniek2 жыл бұрын
Really enjoy your videos even though I live in the UK. Need to try and find a channel like yours which talks about UK credit cards 😅
@DayanaPlays2 жыл бұрын
That's awesome! Thanks for watching Patryk! 💜
@steve_rogers_usmc1990 Жыл бұрын
Great video, I am wondering, will this type of request for a CLI incur a hard or soft pull on your credit?
@DayanaPlays Жыл бұрын
Thank you! 😊 CLI requests will only result in a soft pull unless otherwise stated by amex.
@calbarton2 жыл бұрын
There's great information in here Dayana
@DayanaPlays2 жыл бұрын
Thank you so much, bud. Keep up the great work on your channel. 😊
@et8865 Жыл бұрын
Will they do a soft or hard pull or increase?
@yukidorkins9868 ай бұрын
Max $34500 for all the Amex cards , will that also include the Amex business card or just the Amex personal cards ?
@user-uc5iu4rw4j3 ай бұрын
Are my amex business credit cards included in the 25k max? I have (2) business cards with 10k on each one them.
@DB6904.5 ай бұрын
Hi, I'm hearing mixed reviews on when to go for the trip le the limit increase. Some people say 61 days. Some people say 90 days. Have things changed or?
@elbori43652 жыл бұрын
How often does Amex offer a cli without one requesting it ? Also, I have the Amex blue cash preferred card with a $25,000 limit, do you think they'd approve an increase of $15,000 giving me a $40,000 credit limit?
@elbori43652 жыл бұрын
Waiting for a reply, 🙏
@caesaraugustusmaximus6 ай бұрын
@@elbori4365 Were you approved?
@stuarthalsted36244 ай бұрын
Very interesting information here. Was wondering if you know if Amex use the same method here in UK?
@jackiejackajaque07342 жыл бұрын
Liked and subscribed. $25,000 credit limit?! Geez! They only approved me of a $2,000 credit limit when I applied for the Blue Cash Prefered.
@DayanaPlays2 жыл бұрын
Thank you for watching, liking , and subscribing my friend! Have you asked for a CL increase on your BCP yet? 😊
@jackiejackajaque07342 жыл бұрын
@@DayanaPlays I thought of requesting a credit limit increase, and I could if I want. But realistically I don’t need a CL increase since I already have a $22,200 total credit limit, $34,200 including business cards.
@Tony-uo4ml Жыл бұрын
Does this work for all Amex cards like the Blue Cash Everyday card or just the Blue Cash Preferred?
@DayanaPlays Жыл бұрын
Currently available for all Amex personal cards.
@et8865 Жыл бұрын
What if they gave me an increase without me asking? Can I still ask for another shortly after?
@mariaguilar49143 ай бұрын
Is the counter offered once the request is submitted on screen or sent by mail?
@kennethbrown-vl6xn Жыл бұрын
I took your advice I got my first Amex card because of you so thanks but my availability was only $1k
@kennethbrown-vl6xn Жыл бұрын
How do I get get higher limits like 20k
@Stevecrawl6243 ай бұрын
My favorite card the BCP Started with a $2000 credit limit Then 91 days increased to $6000 credit limit and know At six months of account open I’m at $12000 credit limit
@earlgray5560 Жыл бұрын
Thanks for sharing this valuable information Dayana!
@DayanaPlays Жыл бұрын
You're welcome my friend! 💜
@kennybrown706811 ай бұрын
Just wanted to say hi and hope you been doing good tc
@kennybrown706811 ай бұрын
I'm going to increase my amx tonight ty
@Esignn Жыл бұрын
So when eligible on two cards, I cant request a credit line increase on both of them at the same time?
@p2o8wer2 жыл бұрын
I just got approved for this and the green card. I don’t want the charge card and I’m hesitant on this card till I find out my CL. My other cards are around 15k and 10k.
@DayanaPlays2 жыл бұрын
Congrats! 🥳
@dannytorrez18002 жыл бұрын
hi dayana is it posible to ask for a credit increase 0n my amex card, and apply for another card at the same time?
@DayanaPlays2 жыл бұрын
Hey, I don't see why that would be a problem. I would first ask for the cl increase and then apply for the new card. 😊
@Jason_The_Man2 жыл бұрын
Amex hates me and won’t tell me why. I even have an Amex saving account. 6 months now. I’ll wait a year and close the account if I don’t get an increase
@DayanaPlays2 жыл бұрын
Hey J, what card are you trying to get an increase on?
@Jason_The_Man2 жыл бұрын
@@DayanaPlays The Blue Preferred. I’ve used the card every month in varying amounts and paid it off before the due date. It’s my lowest credit limit “4K” and they claim they need more “history” of use as the reason. It’s pathetic.
@delvispena30572 жыл бұрын
@@Jason_The_Man i have the same issue but with the custom cash, been with them for 10 months and they still say my account hasn’t been open for too long to be considered for an increase. Dumb as fuck
@killacam1392 жыл бұрын
Your info is butter..thx
@DayanaPlays2 жыл бұрын
Thanks!! 🤎🤎
@elbori43652 жыл бұрын
I was approved for a $25,000 credit limit. Will they approve a cli after 60 days if I continue to pay my balance in full before the statement closing date?
@DayanaPlays2 жыл бұрын
Hey is the amex bcp the only amex card you have?
@rayzary2 жыл бұрын
If i have 3 Amex cards and I 3x one of them a month ago when can i 3x another card?
@viewoftheworld1303 Жыл бұрын
i got blue chash preferred and they gave me 25k to start, does that mean i cant request a credit limit without them giving me that form?
@tiantpassmore9372 жыл бұрын
Great video.. I just got my Amex card in June which is my only card with them. My limit was 10k plus when I was approved. Just received my SUB recently. So I should ask for a CLI in December less than 25k?
@DayanaPlays2 жыл бұрын
Congrats on your Amex card! 🥳 If you'd like to increase your cl on the card then yea!
@fresa7672 жыл бұрын
@@DayanaPlays Love your content an super helpful. My question is does the request of a CLI comes with a hard pull? Would like to get an increase on my Blue Cash Everyday Card.
@yourmanzach23072 жыл бұрын
i played around with my platinum and plugged in 15k and was approved. I did want to test it further its scary hahah
@tacopapii2 жыл бұрын
When you open a AMEX charge card what do they report to the bureaus for a “credit limit”? Or is it like a business credit card where it doesn’t report on your personal card?
@Mrnotnice242 жыл бұрын
It’s get reported to the bureaus and if you carry a balance it reflects it. Because it doesn’t have a preset limit it either shows 0 balance or whatever your carry over balance is.
@DayanaPlays2 жыл бұрын
Hey, no limit is reported since charge cards have no preset spending limit. However, your cards balance will be reported to the bureaus, so make sure to pay it in full on a monthly basis as the card should be paid. Hope that makes sense! 🤗
@HOODTOURS2 жыл бұрын
They are both correct. The balance on the charge card is reported to the credit bureaus, however since you have NO credit limit, credit utilization is not reported...
@walterd28222 жыл бұрын
Thank you for your advice !
@DayanaPlays2 жыл бұрын
You got it! 😊
@jeffreywilliams92202 жыл бұрын
Always appreciate the content 💳🔥🔥🔥🔥
@DayanaPlays2 жыл бұрын
Thank you so much, Jef! 😊
@romang94802 жыл бұрын
Great research as usual! Thank you 🎉
@DayanaPlays2 жыл бұрын
💜💜
@corymason50536 ай бұрын
My starting limit was 25k on the bce, what’s your thoughts on the amount I should ask for
@Rmdb232 жыл бұрын
Hi i have two amex card just had my limit increase in the other one, can i request also in the other one?
@numbone2 жыл бұрын
You have to wait 180 days between CLI with AMEX
@Jrogers89_ Жыл бұрын
WOW! Thank you!
@ImStillStealingSteel2 жыл бұрын
I love this breakdown =)
@DayanaPlays2 жыл бұрын
Thanks bud! 💙
@umar30522 жыл бұрын
I Was denied on the 61st day I reapplied after a few weeks my original limit was 8k went to 15k. I use my card a lot and pay it back on time. Can I apply again for an increase if yes then when?
@edgarp662 жыл бұрын
So get partner with amazing credit and then request?
@En4cer2K92 жыл бұрын
The option must have been recently restored, cause I increased my BCP through my online account, from $4000 - $12000
@DayanaPlays2 жыл бұрын
Yea, when preparing for the video I couldn't find it on the portal, so I contacted customer service, who confirmed it had been removed. BTW thanks for dropping by! 😊
@thaearth_izmyturf2 жыл бұрын
💯🎯
@savillecreations80462 жыл бұрын
This was helpful. Thanks.
@DayanaPlays2 жыл бұрын
You're welcome! 😊
@jDaniiel Жыл бұрын
Should I pay my cards balance before the Closing Date? Or Should I pay the balance off before my due date? Which is better for Amex?
@katwoman1883 Жыл бұрын
Before the closing date, that way a lower balance is reflected on your statement and that lower amount is reported to the credit bureaus.
@WO938 Жыл бұрын
What about a hard inquirie when you ask for a increase
@DayanaPlays Жыл бұрын
Hey! Amex only does a soft pull for cl increases.
@alfredo-ws7jt2 жыл бұрын
Excelente explicacion sobre como aumentar el limite de la TDC amex.. fui 12.5k a 20k de aprobacion inmediata. felicidades me suscribi a tu canal, un gran abrazo
@DayanaPlays2 жыл бұрын
Congrats amigo! 💙
@vtecyourselfbeforeyouwreck8109 Жыл бұрын
Ive had Amex Blue cash card for almost 6 years and they still denying me more than 4k limit. I used it once every 6 months and immediately paid entire balance off. Maybe i dont use it enough?
@shanestephan71515 ай бұрын
Thank you 🙏🏼
@vxavierg5552 жыл бұрын
Do you get a hard pull after raising the credit limit?? Thx!! Great video!
@SledgeIncTeam2 жыл бұрын
No
@DayanaPlays2 жыл бұрын
Nope. Thanks for dropping by! 😊
@AntonioTorres-oz8zy2 жыл бұрын
Is a AMEX credit increase request a soft pull or hard pull?
@DayanaPlays2 жыл бұрын
Hey ant, it's a soft pull! 😊
@aurelo442 жыл бұрын
Soft pull nice . Will try tomorrow then
@aurelo442 жыл бұрын
got approved . Thx ask for 3x got but my limit was very low.
@AntonioTorres-oz8zy2 жыл бұрын
@@aurelo44 Can you confirm if it was a soft pull? My friend got approved but shows as an hard inquiry
@aurelo442 жыл бұрын
@@AntonioTorres-oz8zy did not received any mail from inquiry from any bureau
@nicalove772 жыл бұрын
Thank you for your video! I haven’t applied just yet my credit right now is at 666 😂 weird number, waiting for next year to hit at least 700 my concern I guess will be how to play with the income part so I can get approved for $25K so I can start my business!!! Do I have to go higher on the income to get approved for a higher amount!!